VeraBank, N.A. 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	Common Stock	88579Y101	880	5,493	SH		SOLE		5,493	0	0
3M CO	Common Stock	88579Y101	595	3,717	SH		OTR		3,717	0	0
ABBOTT LABORATORIES	Common Stock	002824100	2,290	21,043	SH		SOLE		21,043	0	0
ABBOTT LABORATORIES	Common Stock	002824100	218	2,000	SH		OTR		2,000	0	0
ABBVIE INC	Common Stock	00287Y109	1,024	11,691	SH		SOLE		11,691	0	0
ABBVIE INC	Common Stock	00287Y109	61	701	SH		OTR		701	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	802	3,551	SH		SOLE		3,551	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	143	633	SH		OTR		633	0	0
AFLAC INC	Common Stock	001055102	523	14,400	SH		SOLE		14,400	0	0
AFLAC INC	Common Stock	001055102	95	2,618	SH		OTR		2,618	0	0
ALPHABET INC	Common Stock	02079K107	1,821	1,239	SH		SOLE		1,239	0	0
ALPHABET INC	Common Stock	02079K107	278	189	SH		OTR		189	0	0
ALPHABET INC	Common Stock	02079K305	1,134	774	SH		SOLE		774	0	0
ALPHABET INC	Common Stock	02079K305	138	94	SH		OTR		94	0	0
ALTRIA GROUP INC	Common Stock	02209S103	616	15,951	SH		SOLE		15,951	0	0
ALTRIA GROUP INC	Common Stock	02209S103	11	288	SH		OTR		288	0	0
AMAZON.COM INC	Common Stock	023135106	1,190	378	SH		SOLE		378	0	0
AMAZON.COM INC	Common Stock	023135106	132	42	SH		OTR		42	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	348	3,473	SH		SOLE		3,473	0	0
AMERICAN EXPRESS CO	Common Stock	025816109	82	820	SH		OTR		820	0	0
AMERICAN TOWER CORP	Common Stock	03027X100	242	1,001	SH		SOLE		1,001	0	0
AMERICAN WATER WORKS COMPANY INC	Common Stock	030420103	717	4,948	SH		SOLE		4,948	0	0
AMGEN INC	Common Stock	031162100	1,225	4,819	SH		SOLE		4,819	0	0
APPLE INC	Common Stock	037833100	7,130	61,568	SH		SOLE		61,568	0	0
APPLE INC	Common Stock	037833100	622	5,372	SH		OTR		5,372	0	0
APPLIED MATERIALS INC	Common Stock	038222105	16	262	SH		SOLE		262	0	0
APPLIED MATERIALS INC	Common Stock	038222105	242	4,075	SH		OTR		4,075	0	0
ARTHUR J GALLAGHER & CO	Common Stock	363576109	348	3,300	SH		SOLE		3,300	0	0
AT&T INC	Common Stock	00206R102	332	11,631	SH		SOLE		11,631	0	0
AT&T INC	Common Stock	00206R102	6	200	SH		OTR		200	0	0
AUTOMATIC DATA PROCESSING INC	Common Stock	053015103	460	3,300	SH		SOLE		3,300	0	0
BANK OF AMERICA CORP	Common Stock	060505104	381	15,836	SH		SOLE		15,836	0	0
BANK OF AMERICA CORP	Common Stock	060505104	31	1,300	SH		OTR		1,300	0	0
BAXTER INTERNATIONAL INC	Common Stock	071813109	500	6,220	SH		SOLE		6,220	0	0
BAXTER INTERNATIONAL INC	Common Stock	071813109	62	770	SH		OTR		770	0	0
BECTON DICKINSON AND CO	Common Stock	075887109	302	1,299	SH		SOLE		1,299	0	0
BERKSHIRE HATHAWAY INC	Common Stock	084670702	1,836	8,622	SH		SOLE		8,622	0	0
BERKSHIRE HATHAWAY INC	Common Stock	084670702	277	1,300	SH		OTR		1,300	0	0
BRISTOL-MYERS SQUIBB CO	Common Stock	110122108	390	6,471	SH		SOLE		6,471	0	0
BRISTOL-MYERS SQUIBB CO	Common Stock	110122108	54	900	SH		OTR		900	0	0
CANADIAN PACIFIC RAILWAY LTD	Int'l Common Stock	13645T100	578	1,900	SH		SOLE		1,900	0	0
CATERPILLAR INC	Common Stock	149123101	147	985	SH		SOLE		985	0	0
CATERPILLAR INC	Common Stock	149123101	276	1,850	SH		OTR		1,850	0	0
CHEVRON CORP	Common Stock	166764100	1,187	16,481	SH		SOLE		16,481	0	0
CHEVRON CORP	Common Stock	166764100	273	3,786	SH		OTR		3,786	0	0
CISCO SYSTEMS INC	Common Stock	17275R102	533	13,521	SH		SOLE		13,521	0	0
CISCO SYSTEMS INC	Common Stock	17275R102	221	5,605	SH		OTR		5,605	0	0
CITIGROUP INC	Common Stock	172967424	550	12,754	SH		SOLE		12,754	0	0
CITIGROUP INC	Common Stock	172967424	28	647	SH		OTR		647	0	0
CME GROUP INC	Common Stock	12572Q105	201	1,200	SH		SOLE		1,200	0	0
CMS ENERGY CORP	Common Stock	125896100	393	6,400	SH		SOLE		6,400	0	0
COCA-COLA CO	Common Stock	191216100	650	13,164	SH		SOLE		13,164	0	0
COCA-COLA CO	Common Stock	191216100	460	9,317	SH		OTR		9,317	0	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	Common Stock	192446102	262	3,770	SH		SOLE		3,770	0	0
COGNIZANT TECHNOLOGY SOLUTIONS CORP	Common Stock	192446102	17	250	SH		OTR		250	0	0
COLGATE-PALMOLIVE CO	Common Stock	194162103	261	3,378	SH		SOLE		3,378	0	0
COLGATE-PALMOLIVE CO	Common Stock	194162103	210	2,726	SH		OTR		2,726	0	0
COMCAST CORP	Common Stock	20030N101	278	6,006	SH		SOLE		6,006	0	0
COMCAST CORP	Common Stock	20030N101	76	1,650	SH		OTR		1,650	0	0
CONOCOPHILLIPS	Common Stock	20825C104	214	6,517	SH		SOLE		6,517	0	0
COSTCO WHOLESALE CORP	Common Stock	22160K105	467	1,316	SH		SOLE		1,316	0	0
COSTCO WHOLESALE CORP	Common Stock	22160K105	18	52	SH		OTR		52	0	0
CVS HEALTH CORP	Common Stock	126650100	532	9,103	SH		SOLE		9,103	0	0
CVS HEALTH CORP	Common Stock	126650100	55	938	SH		OTR		938	0	0
DANAHER CORP	Common Stock	235851102	2,710	12,584	SH		SOLE		12,584	0	0
DANAHER CORP	Common Stock	235851102	248	1,154	SH		OTR		1,154	0	0
DEERE & CO	Common Stock	244199105	684	3,085	SH		SOLE		3,085	0	0
DEERE & CO	Common Stock	244199105	410	1,850	SH		OTR		1,850	0	0
DOMINION ENERGY INC	Common Stock	25746U109	821	10,402	SH		SOLE		10,402	0	0
DOMINION ENERGY INC	Common Stock	25746U109	178	2,260	SH		OTR		2,260	0	0
DUKE ENERGY CORP	Common Stock	26441C204	177	2,001	SH		SOLE		2,001	0	0
DUKE ENERGY CORP	Common Stock	26441C204	58	651	SH		OTR		651	0	0
ELI LILLY AND CO	Common Stock	532457108	503	3,400	SH		SOLE		3,400	0	0
EXELON CORP	Common Stock	30161N101	400	11,174	SH		SOLE		11,174	0	0
EXXON MOBIL CORP	Common Stock	30231G102	1,381	40,233	SH		SOLE		40,233	0	0
EXXON MOBIL CORP	Common Stock	30231G102	388	11,306	SH		OTR		11,306	0	0
FACEBOOK INC	Common Stock	30303M102	369	1,408	SH		SOLE		1,408	0	0
FISERV INC	Common Stock	337738108	656	6,367	SH		SOLE		6,367	0	0
FISERV INC	Common Stock	337738108	118	1,141	SH		OTR		1,141	0	0
FLEXSHARES IBOXX 3-YEAR TARGET DURATION TIPS INDEX	Fixed Income ETF	33939L506	3,846	148,800	SH		SOLE		148,800	0	0
FLEXSHARES IBOXX 3-YEAR TARGET DURATION TIPS INDEX	Fixed Income ETF	33939L506	148	5,719	SH		OTR		5,719	0	0
FLEXSHARES IBOXX 5-YEAR TARGET DURATION TIPS INDEX	Fixed Income ETF	33939L605	3,874	140,755	SH		SOLE		140,755	0	0
FLEXSHARES IBOXX 5-YEAR TARGET DURATION TIPS INDEX	Fixed Income ETF	33939L605	573	20,828	SH		OTR		20,828	0	0
FLEXSHARES QUALITY DIVIDEND INDEX FUND	Exchange Traded Fund	33939L860	15,395	344,802	SH		SOLE		344,802	0	0
FLEXSHARES QUALITY DIVIDEND INDEX FUND	Exchange Traded Fund	33939L860	839	18,791	SH		OTR		18,791	0	0
FLEXSHS MORNINGSTAR GLBL UPSTEAM NTRL RES IDX FD	Exchange Traded Fund	33939L407	4,113	148,177	SH		SOLE		148,177	0	0
FLEXSHS MORNINGSTAR GLBL UPSTEAM NTRL RES IDX FD	Exchange Traded Fund	33939L407	280	10,080	SH		OTR		10,080	0	0
FORTIVE CORP	Common Stock	34959J108	524	6,881	SH		SOLE		6,881	0	0
FORTIVE CORP	Common Stock	34959J108	30	399	SH		OTR		399	0	0
GENERAL DYNAMICS CORP	Common Stock	369550108	201	1,452	SH		SOLE		1,452	0	0
GENERAL MILLS INC	Common Stock	370334104	391	6,341	SH		SOLE		6,341	0	0
GENERAL MILLS INC	Common Stock	370334104	15	246	SH		OTR		246	0	0
HALLIBURTON CO	Common Stock	406216101	235	19,483	SH		SOLE		19,483	0	0
HALLIBURTON CO	Common Stock	406216101	36	2,964	SH		OTR		2,964	0	0
HCA HEALTHCARE INC	Common Stock	40412C101	273	2,190	SH		SOLE		2,190	0	0
HCA HEALTHCARE INC	Common Stock	40412C101	44	350	SH		OTR		350	0	0
HOME DEPOT INC	Common Stock	437076102	333	1,199	SH		SOLE		1,199	0	0
HONEYWELL INTERNATIONAL INC	Common Stock	438516106	634	3,853	SH		SOLE		3,853	0	0
INTEL CORP	Common Stock	458140100	1,918	37,037	SH		SOLE		37,037	0	0
INTEL CORP	Common Stock	458140100	179	3,450	SH		OTR		3,450	0	0
INTERCONTINENTAL EXCHANGE INC	Common Stock	45866F104	357	3,570	SH		SOLE		3,570	0	0
INTERCONTINENTAL EXCHANGE INC	Common Stock	45866F104	20	200	SH		OTR		200	0	0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND	Exchange Traded Fund	464287440	271	2,223	SH		SOLE		2,223	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	1,741	24,784	SH		SOLE		24,784	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	133	1,892	SH		OTR		1,892	0	0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ET	Fixed Income ETF	464287242	623	4,625	SH		SOLE		4,625	0	0
ISHARES MSCI EAFE ETF	International Equity ETF	464287465	444	6,969	SH		SOLE		6,969	0	0
ISHARES S&P MIDCAP 400 INDEX FUND	Exchange Traded Fund	464287507	1,256	6,778	SH		SOLE		6,778	0	0
ISHARES S&P MIDCAP 400 INDEX FUND	Exchange Traded Fund	464287507	246	1,330	SH		OTR		1,330	0	0
JOHNSON & JOHNSON	Common Stock	478160104	1,671	11,227	SH		SOLE		11,227	0	0
JOHNSON & JOHNSON	Common Stock	478160104	674	4,525	SH		OTR		4,525	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	1,822	18,931	SH		SOLE		18,931	0	0
JPMORGAN CHASE & CO	Common Stock	46625H100	84	870	SH		OTR		870	0	0
KIMBERLY-CLARK CORP	Common Stock	494368103	78	531	SH		SOLE		531	0	0
KIMBERLY-CLARK CORP	Common Stock	494368103	192	1,300	SH		OTR		1,300	0	0
LINDE PLC	Int'l Common Stock	G5494J103	327	1,372	SH		SOLE		1,372	0	0
LINDE PLC	Int'l Common Stock	G5494J103	24	100	SH		OTR		100	0	0
LOWE'S COMPANIES INC	Common Stock	548661107	1,969	11,874	SH		SOLE		11,874	0	0
LOWE'S COMPANIES INC	Common Stock	548661107	680	4,102	SH		OTR		4,102	0	0
MARSH & MCLENNAN COMPANIES INC	Common Stock	571748102	473	4,124	SH		SOLE		4,124	0	0
MARSH & MCLENNAN COMPANIES INC	Common Stock	571748102	21	180	SH		OTR		180	0	0
MASTERCARD INC	Common Stock	57636Q104	1,266	3,743	SH		SOLE		3,743	0	0
MASTERCARD INC	Common Stock	57636Q104	101	300	SH		OTR		300	0	0
MATCH GROUP INC	Common Stock	57667L107	358	3,237	SH		SOLE		3,237	0	0
MCDONALD'S CORP	Common Stock	580135101	1,660	7,563	SH		SOLE		7,563	0	0
MCDONALD'S CORP	Common Stock	580135101	122	558	SH		OTR		558	0	0
MEDTRONIC PLC	Int'l Common Stock	G5960L103	690	6,635	SH		SOLE		6,635	0	0
MERCK & CO INC	Common Stock	58933Y105	693	8,351	SH		SOLE		8,351	0	0
MERCK & CO INC	Common Stock	58933Y105	206	2,488	SH		OTR		2,488	0	0
MICROSOFT CORP	Common Stock	594918104	5,477	26,042	SH		SOLE		26,042	0	0
MICROSOFT CORP	Common Stock	594918104	63	300	SH		OTR		300	0	0
MONDELEZ INTERNATIONAL INC	Common Stock	609207105	301	5,240	SH		SOLE		5,240	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	956	3,445	SH		SOLE		3,445	0	0
NEXTERA ENERGY INC	Common Stock	65339F101	441	1,590	SH		OTR		1,590	0	0
NIKE INC	Common Stock	654106103	2,244	17,874	SH		SOLE		17,874	0	0
NORFOLK SOUTHERN CORP	Common Stock	655844108	922	4,308	SH		SOLE		4,308	0	0
NORFOLK SOUTHERN CORP	Common Stock	655844108	43	200	SH		OTR		200	0	0
NUCOR CORP	Common Stock	670346105	137	3,061	SH		SOLE		3,061	0	0
NUCOR CORP	Common Stock	670346105	63	1,400	SH		OTR		1,400	0	0
ORACLE CORP	Common Stock	68389X105	499	8,355	SH		SOLE		8,355	0	0
ORACLE CORP	Common Stock	68389X105	43	720	SH		OTR		720	0	0
PEPSICO INC	Common Stock	713448108	1,405	10,139	SH		SOLE		10,139	0	0
PEPSICO INC	Common Stock	713448108	716	5,163	SH		OTR		5,163	0	0
PFIZER INC	Common Stock	717081103	1,307	35,615	SH		SOLE		35,615	0	0
PFIZER INC	Common Stock	717081103	250	6,800	SH		OTR		6,800	0	0
PHILIP MORRIS INTERNATIONAL INC	Common Stock	718172109	457	6,099	SH		SOLE		6,099	0	0
PHILIP MORRIS INTERNATIONAL INC	Common Stock	718172109	28	373	SH		OTR		373	0	0
PROCTER & GAMBLE CO	Common Stock	742718109	1,956	14,072	SH		SOLE		14,072	0	0
PROCTER & GAMBLE CO	Common Stock	742718109	617	4,438	SH		OTR		4,438	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	478	8,303	SH		SOLE		8,303	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	39	675	SH		OTR		675	0	0
S&P GLOBAL INC	Common Stock	78409V104	208	578	SH		SOLE		578	0	0
SABINE ROYALTY TRUST	Common Stock	785688102	714	24,524	SH		SOLE		24,524	0	0
SALESFORCE.COM INC	Common Stock	79466L302	2,258	8,985	SH		SOLE		8,985	0	0
SALESFORCE.COM INC	Common Stock	79466L302	71	284	SH		OTR		284	0	0
SCHLUMBERGER NV	Int'l Common Stock	806857108	177	11,363	SH		SOLE		11,363	0	0
SCHLUMBERGER NV	Int'l Common Stock	806857108	14	914	SH		OTR		914	0	0
SPDR S&P 500 ETF TRUST	Exchange Traded Fund	78462F103	2,957	8,831	SH		SOLE		8,831	0	0
STARBUCKS CORP	Common Stock	855244109	1,509	17,567	SH		SOLE		17,567	0	0
STARBUCKS CORP	Common Stock	855244109	76	880	SH		OTR		880	0	0
TARGET CORP	Common Stock	87612E106	201	1,275	SH		SOLE		1,275	0	0
U.S. BANCORP	Common Stock	902973304	520	14,498	SH		SOLE		14,498	0	0
U.S. BANCORP	Common Stock	902973304	31	867	SH		OTR		867	0	0
UNION PACIFIC CORP	Common Stock	907818108	209	1,060	SH		SOLE		1,060	0	0
UNITED PARCEL SERVICE INC	Common Stock	911312106	632	3,792	SH		SOLE		3,792	0	0
UNITED PARCEL SERVICE INC	Common Stock	911312106	133	800	SH		OTR		800	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	275	881	SH		SOLE		881	0	0
UNITEDHEALTH GROUP INC	Common Stock	91324P102	34	110	SH		OTR		110	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Exchange Traded Fund	921946406	1,502	18,565	SH		SOLE		18,565	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX FUND	Exchange Traded Fund	921946406	741	9,154	SH		OTR		9,154	0	0
VANGUARD REAL ESTATE INDEX FUND	Exchange Traded Fund	922908553	209	2,653	SH		SOLE		2,653	0	0
VANGUARD VALUE INDEX FUND	Exchange Traded Fund	922908744	237	2,264	SH		SOLE		2,264	0	0
VERIZON COMMUNICATIONS INC	Common Stock	92343V104	1,161	19,513	SH		SOLE		19,513	0	0
VERIZON COMMUNICATIONS INC	Common Stock	92343V104	169	2,839	SH		OTR		2,839	0	0
WASTE MANAGEMENT INC	Common Stock	94106L109	555	4,900	SH		SOLE		4,900	0	0
ZIMMER BIOMET HOLDINGS INC	Common Stock	98956P102	252	1,848	SH		SOLE		1,848	0	0
ZIMMER BIOMET HOLDINGS INC	Common Stock	98956P102	16	120	SH		OTR		120	0	0
ZOETIS INC	Common Stock	98978V103	452	2,735	SH		SOLE		2,735	0	0