GYL Financial Synergies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES CORP	COM	00130H105	570,482	27,520	SH		SOLE		0	0	27,519
AT&T INC	COM	00206R102	2,845,439	178,397	SH		SOLE		0	0	178,397
ABBOTT LABS	COM	002824100	1,846,182	16,934	SH		SOLE		0	0	16,934
ABBVIE INC	COM	00287Y109	4,725,267	35,072	SH		SOLE		0	0	35,072
ADOBE SYSTEMS INCORPORATED	COM	00724F101	986,039	2,016	SH		SOLE		0	0	2,016
AGILENT TECHNOLOGIES INC	COM	00846U101	1,371,692	11,407	SH		SOLE		0	0	11,407
AIRBNB INC	COM CL A	009066101	220,051	1,717	SH		SOLE		0	0	1,717
AIR PRODS & CHEMS INC	COM	009158106	1,677,668	5,601	SH		SOLE		0	0	5,601
ALCOA CORP	COM	013872106	1,366,888	40,286	SH		SOLE		0	0	40,285
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,344,831	16,135	SH		SOLE		0	0	16,134
ALLSTATE CORP	COM	020002101	2,363,711	21,677	SH		SOLE		0	0	21,677
ALPHABET INC	CAP STK CL C	02079K107	10,199,634	84,315	SH		SOLE		0	0	84,315
ALPHABET INC	CAP STK CL A	02079K305	18,998,952	158,721	SH		SOLE		0	0	158,721
ALTRIA GROUP INC	COM	02209S103	356,229	7,864	SH		SOLE		0	0	7,863
AMAZON COM INC	COM	023135106	21,682,805	166,330	SH		SOLE		0	0	166,330
AMERICAN EXPRESS CO	COM	025816109	4,136,330	23,745	SH		SOLE		0	0	23,744
AMERICAN TOWER CORP NEW	COM	03027X100	4,280,262	22,070	SH		SOLE		0	0	22,070
AMERIPRISE FINL INC	COM	03076C106	260,746	785	SH		SOLE		0	0	785
AMGEN INC	COM	031162100	639,598	2,881	SH		SOLE		0	0	2,880
APOLLO GLOBAL MGMT INC	COM	03769M106	544,300	7,086	SH		SOLE		0	0	7,086
APPLE INC	COM	037833100	40,590,125	209,260	SH		SOLE		0	0	209,259
ARCHER DANIELS MIDLAND CO	COM	039483102	1,195,208	15,818	SH		SOLE		0	0	15,818
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,421,262	6,466	SH		SOLE		0	0	6,466
AUTONATION INC	COM	05329W102	533,422	3,241	SH		SOLE		0	0	3,240
AUTOZONE INC	COM	053332102	321,643	129	SH		SOLE		0	0	129
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	237,596	1,296	SH		SOLE		0	0	1,296
BP PLC	SPONSORED ADR	055622104	1,053,830	29,862	SH		SOLE		0	0	29,862
BANK AMERICA CORP	COM	060505104	1,133,369	39,504	SH		SOLE		0	0	39,503
BANK NEW YORK MELLON CORP	COM	064058100	790,255	17,751	SH		SOLE		0	0	17,750
BECTON DICKINSON & CO	COM	075887109	222,032	841	SH		SOLE		0	0	841
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,386,740	36,325	SH		SOLE		0	0	36,324
BERRY GLOBAL GROUP INC	COM	08579W103	229,115	3,561	SH		SOLE		0	0	3,561
BLACKROCK INC	COM	09247X101	5,460,908	7,901	SH		SOLE		0	0	7,901
BOEING CO	COM	097023105	496,093	2,349	SH		SOLE		0	0	2,349
BOOKING HOLDINGS INC	COM	09857L108	3,945,182	1,461	SH		SOLE		0	0	1,461
BOSTON PROPERTIES INC	COM	101121101	3,702,695	64,294	SH		SOLE		0	0	64,294
BRINKS CO	COM	109696104	2,478,681	36,543	SH		SOLE		0	0	36,542
BRISTOL-MYERS SQUIBB CO	COM	110122108	3,368,658	52,676	SH		SOLE		0	0	52,676
BROADCOM INC	COM	11135F101	8,122,839	9,364	SH		SOLE		0	0	9,364
THE CIGNA GROUP	COM	125523100	876,519	3,124	SH		SOLE		0	0	3,123
CSX CORP	COM	126408103	603,843	17,708	SH		SOLE		0	0	17,708
CVS HEALTH CORP	COM	126650100	260,999	3,775	SH		SOLE		0	0	3,775
CADENCE DESIGN SYSTEM INC	COM	127387108	4,384,820	18,697	SH		SOLE		0	0	18,697
CAMDEN PPTY TR	SH BEN INT	133131102	3,674,485	33,751	SH		SOLE		0	0	33,751
CAPITAL ONE FINL CORP	COM	14040H105	222,349	2,033	SH		SOLE		0	0	2,033
CARRIER GLOBAL CORPORATION	COM	14448C104	607,156	12,214	SH		SOLE		0	0	12,213
CASEYS GEN STORES INC	COM	147528103	240,466	986	SH		SOLE		0	0	986
CATERPILLAR INC	COM	149123101	1,254,439	5,098	SH		SOLE		0	0	5,098
CHEVRON CORP NEW	COM	166764100	13,199,728	83,888	SH		SOLE		0	0	83,887
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,751,806	1,754	SH		SOLE		0	0	1,754
CISCO SYS INC	COM	17275R102	2,023,544	39,110	SH		SOLE		0	0	39,109
CITIGROUP INC	COM NEW	172967424	10,318,832	224,128	SH		SOLE		0	0	224,127
COCA COLA CO	COM	191216100	4,375,553	72,659	SH		SOLE		0	0	72,659
COLGATE PALMOLIVE CO	COM	194162103	543,440	7,054	SH		SOLE		0	0	7,054
COLUMBIA ETF TR I	DIVERSIFID FXD	19761L508	1,240,523	70,444	SH		SOLE		0	0	70,444
COMCAST CORP NEW	CL A	20030N101	655,100	15,767	SH		SOLE		0	0	15,766
CONAGRA BRANDS INC	COM	205887102	5,943,365	176,256	SH		SOLE		0	0	176,256
CONOCOPHILLIPS	COM	20825C104	476,295	4,597	SH		SOLE		0	0	4,597
CORNING INC	COM	219350105	521,005	14,869	SH		SOLE		0	0	14,868
CORTEVA INC	COM	22052L104	208,171	3,633	SH		SOLE		0	0	3,633
COSTCO WHSL CORP NEW	COM	22160K105	2,932,109	5,446	SH		SOLE		0	0	5,446
COSTAR GROUP INC	COM	22160N109	307,228	3,452	SH		SOLE		0	0	3,452
CUMMINS INC	COM	231021106	4,163,797	16,984	SH		SOLE		0	0	16,984
DTE ENERGY CO	COM	233331107	1,519,486	13,811	SH		SOLE		0	0	13,811
DANAHER CORPORATION	COM	235851102	3,162,376	13,177	SH		SOLE		0	0	13,176
DEERE & CO	COM	244199105	4,004,411	9,883	SH		SOLE		0	0	9,882
DELL TECHNOLOGIES INC	CL C	24703L202	960,236	17,746	SH		SOLE		0	0	17,745
DEVON ENERGY CORP NEW	COM	25179M103	6,666,451	137,908	SH		SOLE		0	0	137,907
DIAGEO PLC	SPON ADR NEW	25243Q205	1,781,334	10,268	SH		SOLE		0	0	10,267
DICKS SPORTING GOODS INC	COM	253393102	233,976	1,770	SH		SOLE		0	0	1,770
DIGITAL RLTY TR INC	COM	253868103	1,955,376	17,172	SH		SOLE		0	0	17,172
DISNEY WALT CO	COM	254687106	1,431,125	16,030	SH		SOLE		0	0	16,029
DOMINION ENERGY INC	COM	25746U109	1,130,105	21,821	SH		SOLE		0	0	21,820
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,391,639	15,507	SH		SOLE		0	0	15,507
DUPONT DE NEMOURS INC	COM	26614N102	207,390	2,903	SH		SOLE		0	0	2,903
EASTMAN CHEM CO	COM	277432100	1,155,922	13,807	SH		SOLE		0	0	13,807
EDWARDS LIFESCIENCES CORP	COM	28176E108	1,887,638	20,011	SH		SOLE		0	0	20,011
ELECTRONIC ARTS INC	COM	285512109	511,982	3,947	SH		SOLE		0	0	3,947
EMCOR GROUP INC	COM	29084Q100	218,040	1,180	SH		SOLE		0	0	1,180
EMERSON ELEC CO	COM	291011104	1,755,555	19,422	SH		SOLE		0	0	19,422
ENCOMPASS HEALTH CORP	COM	29261A100	243,079	3,590	SH		SOLE		0	0	3,590
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	142,291	11,204	SH		SOLE		0	0	11,204
ENTERPRISE PRODS PARTNERS L	COM	293792107	334,418	12,691	SH		SOLE		0	0	12,691
EXXON MOBIL CORP	COM	30231G102	5,743,217	53,550	SH		SOLE		0	0	53,549
META PLATFORMS INC	CL A	30303M102	11,136,557	38,806	SH		SOLE		0	0	38,806
FACTSET RESH SYS INC	COM	303075105	551,294	1,376	SH		SOLE		0	0	1,376
FAIR ISAAC CORP	COM	303250104	262,184	324	SH		SOLE		0	0	324
FEDEX CORP	COM	31428X106	784,904	3,166	SH		SOLE		0	0	3,166
FIRST INDL RLTY TR INC	COM	32054K103	1,854,349	35,227	SH		SOLE		0	0	35,227
FOCUS FINL PARTNERS INC	COM CL A	34417P100	531,086	10,114	SH		SOLE		0	0	10,114
FREEPORT-MCMORAN INC	CL B	35671D857	1,374,635	34,366	SH		SOLE		0	0	34,365
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	1,912,958	23,547	SH		SOLE		0	0	23,547
GAMING & LEISURE PPTYS INC	COM	36467J108	1,608,066	33,183	SH		SOLE		0	0	33,183
GENERAL DYNAMICS CORP	COM	369550108	387,624	1,802	SH		SOLE		0	0	1,801
GENERAL ELECTRIC CO	COM NEW	369604301	664,220	6,047	SH		SOLE		0	0	6,046
GENERAL MLS INC	COM	370334104	3,446,825	44,939	SH		SOLE		0	0	44,939
GILEAD SCIENCES INC	COM	375558103	792,231	10,279	SH		SOLE		0	0	10,279
GSK PLC	SPONSORED ADR	37733W204	802,470	22,516	SH		SOLE		0	0	22,516
GLOBAL X FDS	GLB X MLP ENRG I	37954Y293	264,551	6,364	SH		SOLE		0	0	6,364
GLOBAL X FDS	US PFD ETF	37954Y657	2,839,472	146,440	SH		SOLE		0	0	146,440
GOLDMAN SACHS GROUP INC	COM	38141G104	14,033,964	43,511	SH		SOLE		0	0	43,510
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	3,097,867	30,957	SH		SOLE		0	0	30,957
HALEON PLC	SPON ADS	405552100	369,550	44,099	SH		SOLE		0	0	44,099
HEALTHCARE RLTY TR	CL A COM	42226K105	2,167,277	114,914	SH		SOLE		0	0	114,913
HERSHEY CO	COM	427866108	206,003	825	SH		SOLE		0	0	825
HILTON WORLDWIDE HLDGS INC	COM	43300A203	6,503,320	44,681	SH		SOLE		0	0	44,681
HOLOGIC INC	COM	436440101	1,987,247	24,543	SH		SOLE		0	0	24,543
HOME DEPOT INC	COM	437076102	3,549,889	11,428	SH		SOLE		0	0	11,427
HONEYWELL INTL INC	COM	438516106	3,714,466	17,901	SH		SOLE		0	0	17,901
HORMEL FOODS CORP	COM	440452100	628,715	15,632	SH		SOLE		0	0	15,631
ILLINOIS TOOL WKS INC	COM	452308109	372,738	1,490	SH		SOLE		0	0	1,490
INGERSOLL RAND INC	COM	45687V106	366,539	5,608	SH		SOLE		0	0	5,608
INGREDION INC	COM	457187102	270,914	2,557	SH		SOLE		0	0	2,557
INTEL CORP	COM	458140100	621,969	18,600	SH		SOLE		0	0	18,599
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,755,793	15,527	SH		SOLE		0	0	15,527
INTERNATIONAL BUSINESS MACHS	COM	459200101	1,575,747	11,776	SH		SOLE		0	0	11,776
INTERNATIONAL PAPER CO	COM	460146103	211,112	6,637	SH		SOLE		0	0	6,636
INVESCO QQQ TR	UNIT SER 1	46090E103	5,896,317	15,961	SH		SOLE		0	0	15,961
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	47,007,061	314,134	SH		SOLE		0	0	314,134
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	835,476	13,302	SH		SOLE		0	0	13,301
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	2,742,594	241,213	SH		SOLE		0	0	241,213
INVITATION HOMES INC	COM	46187W107	1,588,936	46,190	SH		SOLE		0	0	46,190
IQVIA HLDGS INC	COM	46266C105	13,346,168	59,377	SH		SOLE		0	0	59,377
ISHARES GOLD TR	ISHARES NEW	464285204	6,931,422	190,476	SH		SOLE		0	0	190,476
ISHARES TR	CORE S&P TTL STK	464287150	380,402	3,888	SH		SOLE		0	0	3,888
ISHARES TR	SELECT DIVID ETF	464287168	549,963	4,854	SH		SOLE		0	0	4,854
ISHARES TR	CORE S&P500 ETF	464287200	10,752,942	24,125	SH		SOLE		0	0	24,125
ISHARES TR	MSCI EMG MKT ETF	464287234	455,628	11,517	SH		SOLE		0	0	11,517
ISHARES TR	S&P 500 GRWT ETF	464287309	1,293,308	18,350	SH		SOLE		0	0	18,350
ISHARES TR	MSCI EAFE ETF	464287465	1,617,505	22,310	SH		SOLE		0	0	22,310
ISHARES TR	RUS MDCP VAL ETF	464287473	307,662	2,801	SH		SOLE		0	0	2,801
ISHARES TR	RUS MD CP GR ETF	464287481	510,593	5,284	SH		SOLE		0	0	5,284
ISHARES TR	RUS MID CAP ETF	464287499	423,136	5,794	SH		SOLE		0	0	5,794
ISHARES TR	CORE S&P MCP ETF	464287507	5,361,713	20,505	SH		SOLE		0	0	20,505
ISHARES TR	ISHARES BIOTECH	464287556	9,106,241	71,725	SH		SOLE		0	0	71,725
ISHARES TR	COHEN STEER REIT	464287564	1,043,938	18,786	SH		SOLE		0	0	18,786
ISHARES TR	RUS 1000 VAL ETF	464287598	572,653	3,628	SH		SOLE		0	0	3,628
ISHARES TR	S&P MC 400GR ETF	464287606	309,300	4,124	SH		SOLE		0	0	4,124
ISHARES TR	RUS 1000 GRW ETF	464287614	769,078	2,795	SH		SOLE		0	0	2,794
ISHARES TR	RUS 1000 ETF	464287622	665,654	2,731	SH		SOLE		0	0	2,731
ISHARES TR	RUSSELL 2000 ETF	464287655	1,335,256	7,130	SH		SOLE		0	0	7,130
ISHARES TR	U.S. REAL ES ETF	464287739	375,324	4,337	SH		SOLE		0	0	4,337
ISHARES TR	CORE S&P SCP ETF	464287804	1,660,592	16,664	SH		SOLE		0	0	16,664
ISHARES TR	EAFE SML CP ETF	464288273	216,044	3,663	SH		SOLE		0	0	3,663
ISHARES TR	NATIONAL MUN ETF	464288414	4,093,310	38,352	SH		SOLE		0	0	38,352
ISHARES TR	ASIA 50 ETF	464288430	4,037,520	67,755	SH		SOLE		0	0	67,755
ISHARES TR	INTL SEL DIV ETF	464288448	265,496	10,083	SH		SOLE		0	0	10,083
ISHARES TR	IBOXX HI YD ETF	464288513	247,506	3,297	SH		SOLE		0	0	3,297
ISHARES TR	MSCI KLD400 SOC	464288570	261,937	3,112	SH		SOLE		0	0	3,112
ISHARES TR	ISHS 5-10YR INVT	464288638	418,972	8,285	SH		SOLE		0	0	8,285
ISHARES TR	SHORT TREAS BD	464288679	2,116,553	19,163	SH		SOLE		0	0	19,163
ISHARES TR	PFD AND INCM SEC	464288687	624,167	20,180	SH		SOLE		0	0	20,180
ISHARES TR	EAFE VALUE ETF	464288877	374,440	7,651	SH		SOLE		0	0	7,651
ISHARES TR	EAFE GRWTH ETF	464288885	467,318	4,898	SH		SOLE		0	0	4,897
ISHARES TR	RUS TOP 200 ETF	464289446	368,228	3,453	SH		SOLE		0	0	3,453
ISHARES TR	CORE HIGH DV ETF	46429B663	541,242	5,370	SH		SOLE		0	0	5,370
ISHARES TR	MSCI USA QLT FCT	46432F339	88,217,413	654,092	SH		SOLE		0	0	654,092
ISHARES TR	CORE MSCI EAFE	46432F842	1,549,303	22,953	SH		SOLE		0	0	22,952
ISHARES TR	CORE 1 5 YR USD	46432F859	2,073,661	44,461	SH		SOLE		0	0	44,461
ISHARES INC	CORE MSCI EMKT	46434G103	813,857	16,512	SH		SOLE		0	0	16,511
ISHARES INC	MSCI EMRG CHN	46434G764	15,382,853	295,938	SH		SOLE		0	0	295,937
ISHARES TR	US SML CAP EQT	46434V290	14,088,789	262,752	SH		SOLE		0	0	262,752
ISHARES TR	CORE TOTAL USD	46434V613	3,138,992	69,034	SH		SOLE		0	0	69,034
ISHARES TR	BROAD USD HIGH	46435U853	371,653	10,528	SH		SOLE		0	0	10,528
JPMORGAN CHASE & CO	COM	46625H100	22,316,134	153,439	SH		SOLE		0	0	153,438
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	2,020,007	39,193	SH		SOLE		0	0	39,193
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	2,088,461	44,836	SH		SOLE		0	0	44,836
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	755,324	15,064	SH		SOLE		0	0	15,064
JOHNSON & JOHNSON	COM	478160104	9,669,679	58,420	SH		SOLE		0	0	58,420
KINDER MORGAN INC DEL	COM	49456B101	5,926,360	344,156	SH		SOLE		0	0	344,155
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,922,209	34,597	SH		SOLE		0	0	34,597
LKQ CORP	COM	501889208	338,247	5,805	SH		SOLE		0	0	5,804
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	1,539,444	6,379	SH		SOLE		0	0	6,379
LAKELAND BANCORP INC	COM	511637100	135,922	10,151	SH		SOLE		0	0	10,151
LATTICE SEMICONDUCTOR CORP	COM	518415104	1,100,098	11,451	SH		SOLE		0	0	11,451
LILLY ELI & CO	COM	532457108	8,239,680	17,569	SH		SOLE		0	0	17,569
LISTED FD TR	HORIZON KINETICS	53656F623	1,024,523	33,514	SH		SOLE		0	0	33,514
LOCKHEED MARTIN CORP	COM	539830109	5,320,385	11,557	SH		SOLE		0	0	11,556
LOEWS CORP	COM	540424108	624,084	10,510	SH		SOLE		0	0	10,510
LOWES COS INC	COM	548661107	285,059	1,263	SH		SOLE		0	0	1,263
M & T BK CORP	COM	55261F104	1,424,992	11,514	SH		SOLE		0	0	11,514
MSCI INC	COM	55354G100	1,435,089	3,058	SH		SOLE		0	0	3,058
MYR GROUP INC DEL	COM	55405W104	298,538	2,158	SH		SOLE		0	0	2,158
MAGELLAN MIDSTREAM PRTNRS LP	COM UNIT RP LP	559080106	258,696	4,151	SH		SOLE		0	0	4,151
MARRIOTT INTL INC NEW	CL A	571903202	5,271,015	28,695	SH		SOLE		0	0	28,695
MASTERCARD INCORPORATED	CL A	57636Q104	641,573	1,631	SH		SOLE		0	0	1,631
MCCORMICK & CO INC	COM NON VTG	579780206	222,088	2,546	SH		SOLE		0	0	2,546
MCDONALDS CORP	COM	580135101	811,174	2,718	SH		SOLE		0	0	2,718
MERCK & CO INC	COM	58933Y105	15,593,478	135,137	SH		SOLE		0	0	135,137
MICROSOFT CORP	COM	594918104	49,511,271	145,390	SH		SOLE		0	0	145,390
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,430,043	38,286	SH		SOLE		0	0	38,286
MID-AMER APT CMNTYS INC	COM	59522J103	2,496,839	16,442	SH		SOLE		0	0	16,441
MONDELEZ INTL INC	CL A	609207105	2,079,505	28,510	SH		SOLE		0	0	28,509
MONROE CAP CORP	COM	610335101	125,813	15,381	SH		SOLE		0	0	15,380
MONSTER BEVERAGE CORP NEW	COM	61174X109	506,046	8,810	SH		SOLE		0	0	8,810
MOTOROLA SOLUTIONS INC	COM NEW	620076307	790,976	2,697	SH		SOLE		0	0	2,697
NATIONAL FUEL GAS CO	COM	636180101	246,682	4,803	SH		SOLE		0	0	4,803
NETFLIX INC	COM	64110L106	2,518,863	5,718	SH		SOLE		0	0	5,718
NEW MTN FIN CORP	COM	647551100	194,748	15,655	SH		SOLE		0	0	15,655
NEXTERA ENERGY INC	COM	65339F101	4,487,331	60,476	SH		SOLE		0	0	60,476
NIKE INC	CL B	654106103	2,994,013	27,127	SH		SOLE		0	0	27,127
NORFOLK SOUTHN CORP	COM	655844108	1,485,505	6,551	SH		SOLE		0	0	6,551
NORTHROP GRUMMAN CORP	COM	666807102	200,096	439	SH		SOLE		0	0	439
NOVARTIS AG	SPONSORED ADR	66987V109	330,278	3,273	SH		SOLE		0	0	3,273
NVIDIA CORPORATION	COM	67066G104	1,811,206	4,282	SH		SOLE		0	0	4,281
NUVEEN MUN VALUE FD INC	COM	670928100	286,108	32,886	SH		SOLE		0	0	32,886
ON SEMICONDUCTOR CORP	COM	682189105	1,328,471	14,046	SH		SOLE		0	0	14,046
ORACLE CORP	COM	68389X105	1,363,846	11,452	SH		SOLE		0	0	11,452
OTIS WORLDWIDE CORP	COM	68902V107	348,383	3,914	SH		SOLE		0	0	3,913
PGT INNOVATIONS INC	COM	69336V101	221,249	7,590	SH		SOLE		0	0	7,590
PNC FINL SVCS GROUP INC	COM	693475105	2,213,067	17,571	SH		SOLE		0	0	17,571
PPG INDS INC	COM	693506107	652,520	4,400	SH		SOLE		0	0	4,400
PVH CORPORATION	COM	693656100	710,237	8,359	SH		SOLE		0	0	8,358
PALANTIR TECHNOLOGIES INC	CL A	69608A108	3,339,503	217,841	SH		SOLE		0	0	217,841
PALO ALTO NETWORKS INC	COM	697435105	418,270	1,637	SH		SOLE		0	0	1,637
PARKER-HANNIFIN CORP	COM	701094104	1,871,802	4,799	SH		SOLE		0	0	4,799
PAYCHEX INC	COM	704326107	202,597	1,811	SH		SOLE		0	0	1,811
PAYPAL HLDGS INC	COM	70450Y103	1,085,330	16,265	SH		SOLE		0	0	16,264
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	249,778	1,499	SH		SOLE		0	0	1,499
PEPSICO INC	COM	713448108	8,822,508	47,633	SH		SOLE		0	0	47,632
PFIZER INC	COM	717081103	12,672,739	345,495	SH		SOLE		0	0	345,494
PHILIP MORRIS INTL INC	COM	718172109	14,070,562	144,136	SH		SOLE		0	0	144,136
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	675,674	6,773	SH		SOLE		0	0	6,773
PORTLAND GEN ELEC CO	COM NEW	736508847	201,790	4,309	SH		SOLE		0	0	4,309
PROCTER AND GAMBLE CO	COM	742718109	17,147,948	113,009	SH		SOLE		0	0	113,008
PROLOGIS INC.	COM	74340W103	2,385,154	19,450	SH		SOLE		0	0	19,450
PUBLIC STORAGE	COM	74460D109	1,583,449	5,425	SH		SOLE		0	0	5,425
QUALCOMM INC	COM	747525103	854,725	7,180	SH		SOLE		0	0	7,180
QUANTA SVCS INC	COM	74762E102	4,768,234	24,272	SH		SOLE		0	0	24,272
QUEST DIAGNOSTICS INC	COM	74834L100	2,410,099	17,146	SH		SOLE		0	0	17,146
RAYMOND JAMES FINL INC	COM	754730109	2,177,406	20,983	SH		SOLE		0	0	20,983
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	1,209,552	12,347	SH		SOLE		0	0	12,347
REALTY INCOME CORP	COM	756109104	476,036	7,962	SH		SOLE		0	0	7,961
REGENERON PHARMACEUTICALS	COM	75886F107	1,922,813	2,676	SH		SOLE		0	0	2,676
REPUBLIC SVCS INC	COM	760759100	687,051	4,486	SH		SOLE		0	0	4,485
RESTAURANT BRANDS INTL INC	COM	76131D103	449,838	5,803	SH		SOLE		0	0	5,802
RIO TINTO PLC	SPONSORED ADR	767204100	486,406	7,619	SH		SOLE		0	0	7,619
ROYAL BK CDA	COM	780087102	212,605	2,226	SH		SOLE		0	0	2,226
SHELL PLC	SPON ADS	780259305	1,465,357	24,269	SH		SOLE		0	0	24,268
S&P GLOBAL INC	COM	78409V104	1,526,589	3,808	SH		SOLE		0	0	3,808
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,341,996	39,122	SH		SOLE		0	0	39,121
SPDR GOLD TR	GOLD SHS	78463V107	414,210	2,324	SH		SOLE		0	0	2,323
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	414,889	10,102	SH		SOLE		0	0	10,102
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	825,876	33,022	SH		SOLE		0	0	33,021
SPDR SER TR	S&P BIOTECH	78464A870	265,075	3,186	SH		SOLE		0	0	3,186
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	777,789	2,262	SH		SOLE		0	0	2,262
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	16,019,584	33,450	SH		SOLE		0	0	33,450
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	4,146,487	41,690	SH		SOLE		0	0	41,690
SPDR SER TR	S&P KENSHO NEW	78468R648	398,233	8,929	SH		SOLE		0	0	8,928
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	731,897	7,971	SH		SOLE		0	0	7,971
SALESFORCE INC	COM	79466L302	404,140	1,913	SH		SOLE		0	0	1,913
SANOFI	SPONSORED ADR	80105N105	839,600	15,577	SH		SOLE		0	0	15,577
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	8,597,035	166,287	SH		SOLE		0	0	166,286
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,064,912	43,236	SH		SOLE		0	0	43,236
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,624,817	49,915	SH		SOLE		0	0	49,914
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,132,883	58,007	SH		SOLE		0	0	58,007
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	269,071	5,132	SH		SOLE		0	0	5,132
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	837,983	6,313	SH		SOLE		0	0	6,313
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	983,722	13,263	SH		SOLE		0	0	13,263
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	564,009	3,321	SH		SOLE		0	0	3,321
SELECT SECTOR SPDR TR	ENERGY	81369Y506	11,853,227	146,030	SH		SOLE		0	0	146,029
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,144,188	63,607	SH		SOLE		0	0	63,606
SELECT SECTOR SPDR TR	SBI INT-INDS	81369Y704	267,227	2,490	SH		SOLE		0	0	2,490
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,837,798	22,074	SH		SOLE		0	0	22,074
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	232,774	3,577	SH		SOLE		0	0	3,576
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	230,173	6,107	SH		SOLE		0	0	6,107
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	226,946	3,468	SH		SOLE		0	0	3,468
SELECTIVE INS GROUP INC	COM	816300107	222,796	2,322	SH		SOLE		0	0	2,322
SEMPRA	COM	816851109	435,023	2,988	SH		SOLE		0	0	2,988
SIMON PPTY GROUP INC NEW	COM	828806109	7,165,175	62,047	SH		SOLE		0	0	62,046
SMITH A O CORP	COM	831865209	227,074	3,120	SH		SOLE		0	0	3,120
SMUCKER J M CO	COM NEW	832696405	202,132	1,369	SH		SOLE		0	0	1,368
SOUTHERN CO	COM	842587107	2,707,226	38,537	SH		SOLE		0	0	38,537
STARBUCKS CORP	COM	855244109	1,310,297	13,227	SH		SOLE		0	0	13,227
T-MOBILE US INC	COM	872590104	997,163	7,179	SH		SOLE		0	0	7,179
TARGET CORP	COM	87612E106	333,430	2,528	SH		SOLE		0	0	2,527
TENET HEALTHCARE CORP	COM NEW	88033G407	238,362	2,929	SH		SOLE		0	0	2,929
TESLA INC	COM	88160R101	1,020,118	3,897	SH		SOLE		0	0	3,897
TEXAS INSTRS INC	COM	882508104	570,123	3,167	SH		SOLE		0	0	3,167
TEXAS ROADHOUSE INC	COM	882681109	242,300	2,158	SH		SOLE		0	0	2,158
THERMO FISHER SCIENTIFIC INC	COM	883556102	428,378	821	SH		SOLE		0	0	821
3M CO	COM	88579Y101	1,371,120	13,699	SH		SOLE		0	0	13,698
TORONTO DOMINION BK ONT	COM NEW	891160509	207,556	3,347	SH		SOLE		0	0	3,347
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,057,060	18,339	SH		SOLE		0	0	18,339
ULTA BEAUTY INC	COM	90384S303	1,012,250	2,151	SH		SOLE		0	0	2,151
UNILEVER PLC	SPON ADR NEW	904767704	3,376,007	64,761	SH		SOLE		0	0	64,761
UNION PAC CORP	COM	907818108	3,980,824	19,455	SH		SOLE		0	0	19,454
UNITED PARCEL SERVICE INC	CL B	911312106	2,270,824	12,668	SH		SOLE		0	0	12,668
UNITED RENTALS INC	COM	911363109	837,296	1,880	SH		SOLE		0	0	1,880
UNITEDHEALTH GROUP INC	COM	91324P102	6,345,028	13,201	SH		SOLE		0	0	13,201
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	205,200	6,815	SH		SOLE		0	0	6,815
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	17,746,538	109,257	SH		SOLE		0	0	109,256
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	1,290,015	5,077	SH		SOLE		0	0	5,077
VANGUARD WELLINGTON FD	US QUALITY	921935706	8,466,834	74,229	SH		SOLE		0	0	74,228
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	803,232	10,629	SH		SOLE		0	0	10,628
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	725,228	9,977	SH		SOLE		0	0	9,977
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,735,899	124,207	SH		SOLE		0	0	124,207
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,331,686	42,854	SH		SOLE		0	0	42,854
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,339,205	82,085	SH		SOLE		0	0	82,084
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	927,332	4,769	SH		SOLE		0	0	4,769
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	9,365,519	38,255	SH		SOLE		0	0	38,254
VANGUARD WORLD FDS	INF TECH ETF	92204A702	303,322	686	SH		SOLE		0	0	686
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,471,076	25,482	SH		SOLE		0	0	25,482
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	391,901	4,993	SH		SOLE		0	0	4,993
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,549,781	11,171	SH		SOLE		0	0	11,171
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,381,593	10,818	SH		SOLE		0	0	10,817
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	223,008	1,498	SH		SOLE		0	0	1,498
VANGUARD INDEX FDS	VALUE ETF	922908744	1,298,948	9,141	SH		SOLE		0	0	9,141
VANGUARD INDEX FDS	SMALL CP ETF	922908751	242,248	1,218	SH		SOLE		0	0	1,218
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,867,964	40,258	SH		SOLE		0	0	40,257
VERIZON COMMUNICATIONS INC	COM	92343V104	6,124,164	164,672	SH		SOLE		0	0	164,672
VERISK ANALYTICS INC	COM	92345Y106	1,378,557	6,099	SH		SOLE		0	0	6,099
VERTEX PHARMACEUTICALS INC	COM	92532F100	5,118,531	14,545	SH		SOLE		0	0	14,545
PARAMOUNT GLOBAL	CLASS B COM	92556H206	518,951	32,618	SH		SOLE		0	0	32,617
VISA INC	COM CL A	92826C839	10,887,880	45,848	SH		SOLE		0	0	45,847
VISTA OUTDOOR INC	COM	928377100	450,883	16,295	SH		SOLE		0	0	16,295
WALMART INC	COM	931142103	3,224,060	20,512	SH		SOLE		0	0	20,511
WEBSTER FINL CORP	COM	947890109	335,749	8,894	SH		SOLE		0	0	8,894
WELLS FARGO CO NEW	COM	949746101	277,857	6,510	SH		SOLE		0	0	6,510
WELLTOWER INC	COM	95040Q104	1,567,810	19,382	SH		SOLE		0	0	19,382
WESCO INTL INC	COM	95082P105	254,265	1,420	SH		SOLE		0	0	1,420
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	365,089	5,880	SH		SOLE		0	0	5,880
WISDOMTREE TR	US LARGECAP DIVD	97717W307	758,295	11,923	SH		SOLE		0	0	11,922
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	560,091	14,635	SH		SOLE		0	0	14,635
WISDOMTREE TR	US MIDCAP DIVID	97717W505	1,138,082	27,065	SH		SOLE		0	0	27,064
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	892,789	31,010	SH		SOLE		0	0	31,010
WISDOMTREE TR	INTL EQUITY FD	97717W703	228,287	4,563	SH		SOLE		0	0	4,563
WISDOMTREE TR	INTL LRGCAP DV	97717W794	201,133	4,264	SH		SOLE		0	0	4,264
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	444,963	5,435	SH		SOLE		0	0	5,435
XCEL ENERGY INC	COM	98389B100	1,250,860	20,120	SH		SOLE		0	0	20,120
XYLEM INC	COM	98419M100	319,165	2,834	SH		SOLE		0	0	2,834
ZEBRA TECHNOLOGIES CORPORATI	CL A	989207105	1,215,861	4,110	SH		SOLE		0	0	4,110
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	12,508,167	85,908	SH		SOLE		0	0	85,907
ZOETIS INC	CL A	98978V103	7,743,828	44,967	SH		SOLE		0	0	44,967
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,317,960	13,993	SH		SOLE		0	0	13,993
BROOKFIELD INFRAST PARTNERS	LP INT UNIT	G16252101	222,723	6,102	SH		SOLE		0	0	6,102
EATON CORP PLC	SHS	G29183103	1,037,033	5,157	SH		SOLE		0	0	5,156
LINDE PLC	SHS	G54950103	1,221,742	3,206	SH		SOLE		0	0	3,206
MEDTRONIC PLC	SHS	G5960L103	729,470	8,280	SH		SOLE		0	0	8,280
TRANE TECHNOLOGIES PLC	SHS	G8994E103	298,748	1,562	SH		SOLE		0	0	1,562
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	226,122	312	SH		SOLE		0	0	312
EXPRO GROUP HOLDINGS NV	COM	N3144W105	656,561	37,052	SH		SOLE		0	0	37,052