GYL Financial Synergies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES CORP	COM	00130H105	402,912	26,507	SH		SOLE		0	0	26,507
AT&T INC	COM	00206R102	2,474,021	164,715	SH		SOLE		0	0	164,715
ABBOTT LABS	COM	002824100	1,612,295	16,647	SH		SOLE		0	0	16,647
ABBVIE INC	COM	00287Y109	5,180,870	34,757	SH		SOLE		0	0	34,756
ADOBE INC	COM	00724F101	1,051,149	2,061	SH		SOLE		0	0	2,061
AGILENT TECHNOLOGIES INC	COM	00846U101	1,208,886	10,811	SH		SOLE		0	0	10,811
AIRBNB INC	COM CL A	009066101	246,429	1,796	SH		SOLE		0	0	1,796
AIR PRODS & CHEMS INC	COM	009158106	2,427,888	8,567	SH		SOLE		0	0	8,567
ALCOA CORP	COM	013872106	1,115,265	38,378	SH		SOLE		0	0	38,378
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,276,704	14,719	SH		SOLE		0	0	14,718
ALLSTATE CORP	COM	020002101	648,177	5,818	SH		SOLE		0	0	5,817
ALPHABET INC	CAP STK CL C	02079K107	10,947,163	83,027	SH		SOLE		0	0	83,027
ALPHABET INC	CAP STK CL A	02079K305	21,004,653	160,512	SH		SOLE		0	0	160,512
ALTRIA GROUP INC	COM	02209S103	265,865	6,323	SH		SOLE		0	0	6,322
AMAZON COM INC	COM	023135106	21,301,651	167,571	SH		SOLE		0	0	167,571
AMERICAN EXPRESS CO	COM	025816109	3,578,568	23,987	SH		SOLE		0	0	23,986
AMERICAN TOWER CORP NEW	COM	03027X100	2,429,001	14,770	SH		SOLE		0	0	14,770
AMERIPRISE FINL INC	COM	03076C106	2,853,380	8,655	SH		SOLE		0	0	8,655
AMGEN INC	COM	031162100	778,968	2,898	SH		SOLE		0	0	2,898
APOLLO GLOBAL MGMT INC	COM	03769M106	610,140	6,797	SH		SOLE		0	0	6,797
APPLE INC	COM	037833100	36,527,465	213,349	SH		SOLE		0	0	213,348
ARCHER DANIELS MIDLAND CO	COM	039483102	1,193,446	15,824	SH		SOLE		0	0	15,824
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,491,465	6,199	SH		SOLE		0	0	6,199
AUTONATION INC	COM	05329W102	472,447	3,121	SH		SOLE		0	0	3,120
AUTOZONE INC	COM	053332102	355,599	140	SH		SOLE		0	0	140
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	208,541	1,279	SH		SOLE		0	0	1,279
BP PLC	SPONSORED ADR	055622104	1,052,371	27,179	SH		SOLE		0	0	27,179
BANK AMERICA CORP	COM	060505104	1,071,899	39,149	SH		SOLE		0	0	39,148
BANK NEW YORK MELLON CORP	COM	064058100	749,685	17,578	SH		SOLE		0	0	17,577
BECTON DICKINSON & CO	COM	075887109	216,131	836	SH		SOLE		0	0	836
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,508,775	35,709	SH		SOLE		0	0	35,708
BERRY GLOBAL GROUP INC	COM	08579W103	218,790	3,534	SH		SOLE		0	0	3,534
BGC GROUP INC	CL A	088929104	110,574	20,942	SH		SOLE		0	0	20,942
BLACKROCK INC	COM	09247X101	5,148,981	7,965	SH		SOLE		0	0	7,964
BLACKSTONE INC	COM	09260D107	207,176	1,934	SH		SOLE		0	0	1,933
BOEING CO	COM	097023105	474,479	2,475	SH		SOLE		0	0	2,475
BOOKING HOLDINGS INC	COM	09857L108	4,360,705	1,414	SH		SOLE		0	0	1,414
BOSTON PROPERTIES INC	COM	101121101	3,769,214	63,369	SH		SOLE		0	0	63,369
BRINKS CO	COM	109696104	2,694,824	37,098	SH		SOLE		0	0	37,098
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,657,007	28,549	SH		SOLE		0	0	28,549
BROADCOM INC	COM	11135F101	7,791,542	9,381	SH		SOLE		0	0	9,380
THE CIGNA GROUP	COM	125523100	865,934	3,027	SH		SOLE		0	0	3,027
CSX CORP	COM	126408103	544,460	17,706	SH		SOLE		0	0	17,706
CVS HEALTH CORP	COM	126650100	257,915	3,694	SH		SOLE		0	0	3,694
CADENCE DESIGN SYSTEM INC	COM	127387108	4,452,169	19,002	SH		SOLE		0	0	19,002
CAMDEN PPTY TR	SH BEN INT	133131102	3,148,570	33,290	SH		SOLE		0	0	33,290
CAPITAL ONE FINL CORP	COM	14040H105	210,210	2,166	SH		SOLE		0	0	2,166
CARRIER GLOBAL CORPORATION	COM	14448C104	746,712	13,527	SH		SOLE		0	0	13,527
CASEYS GEN STORES INC	COM	147528103	266,904	983	SH		SOLE		0	0	983
CATERPILLAR INC	COM	149123101	1,398,406	5,122	SH		SOLE		0	0	5,122
CHEVRON CORP NEW	COM	166764100	13,548,831	80,351	SH		SOLE		0	0	80,351
CHIPOTLE MEXICAN GRILL INC	COM	169656105	3,341,258	1,824	SH		SOLE		0	0	1,824
CISCO SYS INC	COM	17275R102	2,240,438	41,675	SH		SOLE		0	0	41,674
CITIGROUP INC	COM NEW	172967424	9,061,142	220,305	SH		SOLE		0	0	220,304
COCA COLA CO	COM	191216100	3,578,997	63,934	SH		SOLE		0	0	63,933
COLGATE PALMOLIVE CO	COM	194162103	494,072	6,948	SH		SOLE		0	0	6,948
COLUMBIA ETF TR I	DIVERSIFID FXD	19761L508	1,877,917	111,548	SH		SOLE		0	0	111,548
COMCAST CORP NEW	CL A	20030N101	539,891	12,176	SH		SOLE		0	0	12,176
CONAGRA BRANDS INC	COM	205887102	3,892,880	141,972	SH		SOLE		0	0	141,972
CONOCOPHILLIPS	COM	20825C104	510,827	4,264	SH		SOLE		0	0	4,264
CORNING INC	COM	219350105	395,454	12,978	SH		SOLE		0	0	12,978
COSTCO WHSL CORP NEW	COM	22160K105	3,142,577	5,562	SH		SOLE		0	0	5,562
COSTAR GROUP INC	COM	22160N109	270,653	3,520	SH		SOLE		0	0	3,520
CUMMINS INC	COM	231021106	3,938,879	17,241	SH		SOLE		0	0	17,241
DTE ENERGY CO	COM	233331107	1,339,386	13,491	SH		SOLE		0	0	13,491
DANAHER CORPORATION	COM	235851102	3,335,101	13,443	SH		SOLE		0	0	13,442
DEERE & CO	COM	244199105	3,663,192	9,707	SH		SOLE		0	0	9,706
DELL TECHNOLOGIES INC	CL C	24703L202	1,170,298	16,985	SH		SOLE		0	0	16,985
DEVON ENERGY CORP NEW	COM	25179M103	6,150,952	128,951	SH		SOLE		0	0	128,950
DIAGEO PLC	SPON ADR NEW	25243Q205	1,588,057	10,645	SH		SOLE		0	0	10,645
DIGITAL RLTY TR INC	COM	253868103	1,872,300	15,471	SH		SOLE		0	0	15,471
DISNEY WALT CO	COM	254687106	1,273,184	15,709	SH		SOLE		0	0	15,708
DOMINION ENERGY INC	COM	25746U109	925,424	20,717	SH		SOLE		0	0	20,716
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,385,899	15,702	SH		SOLE		0	0	15,702
DUPONT DE NEMOURS INC	COM	26614N102	223,621	2,998	SH		SOLE		0	0	2,998
EASTMAN CHEM CO	COM	277432100	1,059,964	13,816	SH		SOLE		0	0	13,816
ELECTRONIC ARTS INC	COM	285512109	438,977	3,646	SH		SOLE		0	0	3,645
EMCOR GROUP INC	COM	29084Q100	248,681	1,182	SH		SOLE		0	0	1,182
EMERSON ELEC CO	COM	291011104	1,897,987	19,654	SH		SOLE		0	0	19,654
ENCOMPASS HEALTH CORP	COM	29261A100	241,104	3,590	SH		SOLE		0	0	3,590
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	157,192	11,204	SH		SOLE		0	0	11,204
ENTERPRISE PRODS PARTNERS L	COM	293792107	346,159	12,647	SH		SOLE		0	0	12,647
TESLA INC	COM	88160R101	905,796	3,620	SH		SOLE		0	0	3,620
TEXAS INSTRS INC	COM	882508104	505,652	3,180	SH		SOLE		0	0	3,180
TEXAS ROADHOUSE INC	COM	882681109	208,345	2,168	SH		SOLE		0	0	2,168
THERMO FISHER SCIENTIFIC INC	COM	883556102	424,195	838	SH		SOLE		0	0	838
3M CO	COM	88579Y101	1,319,789	14,097	SH		SOLE		0	0	14,097
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,526,290	23,210	SH		SOLE		0	0	23,210
ULTA BEAUTY INC	COM	90384S303	1,455,995	3,645	SH		SOLE		0	0	3,645
UNILEVER PLC	SPON ADR NEW	904767704	3,212,201	65,024	SH		SOLE		0	0	65,024
UNION PAC CORP	COM	907818108	3,903,476	19,169	SH		SOLE		0	0	19,169
UNITED PARCEL SERVICE INC	CL B	911312106	2,026,009	12,998	SH		SOLE		0	0	12,998
UNITED RENTALS INC	COM	911363109	840,237	1,890	SH		SOLE		0	0	1,890
UNITEDHEALTH GROUP INC	COM	91324P102	6,601,924	13,094	SH		SOLE		0	0	13,094
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	4,919,236	31,659	SH		SOLE		0	0	31,659
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	1,253,207	5,077	SH		SOLE		0	0	5,077
VANGUARD WELLINGTON FD	US QUALITY	921935706	7,620,109	67,849	SH		SOLE		0	0	67,848
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	784,850	10,441	SH		SOLE		0	0	10,441
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	700,801	10,043	SH		SOLE		0	0	10,043
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	5,525,879	126,392	SH		SOLE		0	0	126,392
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,199,495	42,404	SH		SOLE		0	0	42,404
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,258,789	83,111	SH		SOLE		0	0	83,111
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	882,479	4,831	SH		SOLE		0	0	4,831
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	8,739,107	37,172	SH		SOLE		0	0	37,171
VANGUARD WORLD FDS	INF TECH ETF	92204A702	284,621	686	SH		SOLE		0	0	686
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,467,763	25,482	SH		SOLE		0	0	25,482
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	4,484,688	11,420	SH		SOLE		0	0	11,420
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,255,543	10,831	SH		SOLE		0	0	10,831
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	214,783	1,499	SH		SOLE		0	0	1,498
VANGUARD INDEX FDS	VALUE ETF	922908744	222,067	1,610	SH		SOLE		0	0	1,610
VANGUARD INDEX FDS	SMALL CP ETF	922908751	230,287	1,218	SH		SOLE		0	0	1,218
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,456,078	39,810	SH		SOLE		0	0	39,810
VERIZON COMMUNICATIONS INC	COM	92343V104	5,089,030	157,020	SH		SOLE		0	0	157,020
VERISK ANALYTICS INC	COM	92345Y106	1,452,640	6,149	SH		SOLE		0	0	6,149
VERTEX PHARMACEUTICALS INC	COM	92532F100	5,199,061	14,951	SH		SOLE		0	0	14,951
PARAMOUNT GLOBAL	CLASS B COM	92556H206	410,523	31,823	SH		SOLE		0	0	31,823
VISA INC	COM CL A	92826C839	10,483,388	45,578	SH		SOLE		0	0	45,577
VISTA OUTDOOR INC	COM	928377100	541,346	16,345	SH		SOLE		0	0	16,345
WALMART INC	COM	931142103	3,301,799	20,645	SH		SOLE		0	0	20,645
WEBSTER FINL CORP	COM	947890109	358,517	8,894	SH		SOLE		0	0	8,894
WELLTOWER INC	COM	95040Q104	1,588,347	19,389	SH		SOLE		0	0	19,389
WESCO INTL INC	COM	95082P105	202,642	1,409	SH		SOLE		0	0	1,409
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	353,800	5,880	SH		SOLE		0	0	5,880
WISDOMTREE TR	US LARGECAP DIVD	97717W307	733,145	11,923	SH		SOLE		0	0	11,922
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	548,529	14,635	SH		SOLE		0	0	14,635
WISDOMTREE TR	US MIDCAP DIVID	97717W505	1,108,581	27,065	SH		SOLE		0	0	27,064
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	877,419	31,114	SH		SOLE		0	0	31,114
WISDOMTREE TR	INTL EQUITY FD	97717W703	220,621	4,563	SH		SOLE		0	0	4,563
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	429,365	10,870	SH		SOLE		0	0	10,870
XCEL ENERGY INC	COM	98389B100	1,134,558	19,828	SH		SOLE		0	0	19,828
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	9,561,543	85,204	SH		SOLE		0	0	85,203
ZOETIS INC	CL A	98978V103	7,817,853	44,935	SH		SOLE		0	0	44,935
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	4,358,505	14,192	SH		SOLE		0	0	14,192
EATON CORP PLC	SHS	G29183103	1,143,352	5,361	SH		SOLE		0	0	5,360
LINDE PLC	SHS	G54950103	1,200,084	3,223	SH		SOLE		0	0	3,223
MEDTRONIC PLC	SHS	G5960L103	642,143	8,195	SH		SOLE		0	0	8,194
TRANE TECHNOLOGIES PLC	SHS	G8994E103	309,235	1,524	SH		SOLE		0	0	1,524
EXPRO GROUP HOLDINGS NV	COM	N3144W105	813,050	35,000	SH		SOLE		0	0	35,000
EXXON MOBIL CORP	COM	30231G102	6,048,969	51,446	SH		SOLE		0	0	51,445
META PLATFORMS INC	CL A	30303M102	11,696,194	38,960	SH		SOLE		0	0	38,960
FACTSET RESH SYS INC	COM	303075105	568,875	1,301	SH		SOLE		0	0	1,301
FAIR ISAAC CORP	COM	303250104	277,930	320	SH		SOLE		0	0	320
FEDEX CORP	COM	31428X106	811,575	3,063	SH		SOLE		0	0	3,063
FIRST INDL RLTY TR INC	COM	32054K103	1,687,970	35,469	SH		SOLE		0	0	35,469
FORTREA HLDGS INC	COMMON STOCK	34965K107	862,389	30,164	SH		SOLE		0	0	30,164
FREEPORT-MCMORAN INC	CL B	35671D857	1,310,507	35,144	SH		SOLE		0	0	35,143
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	3,067,312	45,081	SH		SOLE		0	0	45,081
GAMING & LEISURE PPTYS INC	COM	36467J108	1,511,958	33,193	SH		SOLE		0	0	33,193
GENERAL DYNAMICS CORP	COM	369550108	399,067	1,806	SH		SOLE		0	0	1,805
GENERAL ELECTRIC CO	COM NEW	369604301	642,257	5,810	SH		SOLE		0	0	5,809
GENERAL MLS INC	COM	370334104	2,853,585	44,594	SH		SOLE		0	0	44,594
GILEAD SCIENCES INC	COM	375558103	749,604	10,003	SH		SOLE		0	0	10,002
GSK PLC	SPONSORED ADR	37733W204	776,330	21,416	SH		SOLE		0	0	21,416
GLOBAL X FDS	GLB X MLP ENRG I	37954Y293	269,731	6,364	SH		SOLE		0	0	6,364
GLOBAL X FDS	US PFD ETF	37954Y657	2,690,018	143,010	SH		SOLE		0	0	143,010
GOLDMAN SACHS GROUP INC	COM	38141G104	13,799,369	42,647	SH		SOLE		0	0	42,647
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	3,124,133	31,207	SH		SOLE		0	0	31,207
HALEON PLC	SPON ADS	405552100	363,105	43,590	SH		SOLE		0	0	43,590
HEALTHCARE RLTY TR	CL A COM	42226K105	1,723,646	112,878	SH		SOLE		0	0	112,877
HILTON WORLDWIDE HLDGS INC	COM	43300A203	6,608,971	44,007	SH		SOLE		0	0	44,007
HOLOGIC INC	COM	436440101	1,718,622	24,764	SH		SOLE		0	0	24,764
HOME DEPOT INC	COM	437076102	3,330,276	11,022	SH		SOLE		0	0	11,021
HONEYWELL INTL INC	COM	438516106	3,306,321	17,897	SH		SOLE		0	0	17,897
HORMEL FOODS CORP	COM	440452100	571,031	15,015	SH		SOLE		0	0	15,015
ILLINOIS TOOL WKS INC	COM	452308109	343,853	1,493	SH		SOLE		0	0	1,493
INGERSOLL RAND INC	COM	45687V106	357,278	5,607	SH		SOLE		0	0	5,607
INGREDION INC	COM	457187102	251,117	2,552	SH		SOLE		0	0	2,552
INTEL CORP	COM	458140100	658,157	18,514	SH		SOLE		0	0	18,513
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,763,951	16,033	SH		SOLE		0	0	16,033
INTERNATIONAL BUSINESS MACHS	COM	459200101	2,742,023	19,544	SH		SOLE		0	0	19,544
INVESCO QQQ TR	UNIT SER 1	46090E103	5,737,738	16,015	SH		SOLE		0	0	16,015
INTUIT	COM	461202103	208,895	409	SH		SOLE		0	0	408
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	44,729,088	315,683	SH		SOLE		0	0	315,682
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	573,990	9,763	SH		SOLE		0	0	9,763
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	2,814,777	257,057	SH		SOLE		0	0	257,057
INVITATION HOMES INC	COM	46187W107	1,463,888	46,194	SH		SOLE		0	0	46,194
IQVIA HLDGS INC	COM	46266C105	11,480,559	58,351	SH		SOLE		0	0	58,351
ISHARES GOLD TR	ISHARES NEW	464285204	6,211,565	177,524	SH		SOLE		0	0	177,524
ISHARES TR	CORE S&P TTL STK	464287150	564,481	5,993	SH		SOLE		0	0	5,993
ISHARES TR	SELECT DIVID ETF	464287168	514,495	4,780	SH		SOLE		0	0	4,779
ISHARES TR	CORE S&P500 ETF	464287200	10,164,545	23,670	SH		SOLE		0	0	23,669
ISHARES TR	MSCI EMG MKT ETF	464287234	433,670	11,427	SH		SOLE		0	0	11,427
ISHARES TR	S&P 500 GRWT ETF	464287309	1,255,507	18,350	SH		SOLE		0	0	18,350
ISHARES TR	MSCI EAFE ETF	464287465	1,464,786	21,253	SH		SOLE		0	0	21,253
ISHARES TR	RUS MDCP VAL ETF	464287473	292,256	2,801	SH		SOLE		0	0	2,801
ISHARES TR	RUS MD CP GR ETF	464287481	216,682	2,372	SH		SOLE		0	0	2,372
ISHARES TR	RUS MID CAP ETF	464287499	383,922	5,544	SH		SOLE		0	0	5,544
ISHARES TR	CORE S&P MCP ETF	464287507	5,213,722	20,909	SH		SOLE		0	0	20,909
ISHARES TR	ISHARES BIOTECH	464287556	8,664,505	70,852	SH		SOLE		0	0	70,852
ISHARES TR	COHEN STEER REIT	464287564	942,306	18,786	SH		SOLE		0	0	18,786
ISHARES TR	RUS 1000 VAL ETF	464287598	550,847	3,628	SH		SOLE		0	0	3,628
ISHARES TR	S&P MC 400GR ETF	464287606	297,918	4,124	SH		SOLE		0	0	4,124
ISHARES TR	RUS 1000 GRW ETF	464287614	766,801	2,883	SH		SOLE		0	0	2,882
ISHARES TR	RUS 1000 ETF	464287622	594,557	2,531	SH		SOLE		0	0	2,531
ISHARES TR	RUSSELL 2000 ETF	464287655	1,242,502	7,030	SH		SOLE		0	0	7,030
ISHARES TR	U.S. REAL ES ETF	464287739	338,893	4,337	SH		SOLE		0	0	4,337
ISHARES TR	CORE S&P SCP ETF	464287804	1,571,938	16,664	SH		SOLE		0	0	16,664
ISHARES TR	EAFE SML CP ETF	464288273	206,850	3,663	SH		SOLE		0	0	3,663
ISHARES TR	NATIONAL MUN ETF	464288414	6,125,680	59,739	SH		SOLE		0	0	59,739
ISHARES TR	ASIA 50 ETF	464288430	3,668,018	66,150	SH		SOLE		0	0	66,150
ISHARES TR	INTL SEL DIV ETF	464288448	256,118	10,083	SH		SOLE		0	0	10,083
ISHARES TR	IBOXX HI YD ETF	464288513	243,055	3,297	SH		SOLE		0	0	3,297
ISHARES TR	MSCI KLD400 SOC	464288570	253,348	3,112	SH		SOLE		0	0	3,112
ISHARES TR	ISHS 5-10YR INVT	464288638	373,875	7,685	SH		SOLE		0	0	7,685
ISHARES TR	SHORT TREAS BD	464288679	2,116,937	19,163	SH		SOLE		0	0	19,163
ISHARES TR	PFD AND INCM SEC	464288687	608,427	20,180	SH		SOLE		0	0	20,180
ISHARES TR	EAFE VALUE ETF	464288877	374,363	7,651	SH		SOLE		0	0	7,651
ISHARES TR	EAFE GRWTH ETF	464288885	422,697	4,898	SH		SOLE		0	0	4,897
ISHARES TR	RUS TOP 200 ETF	464289446	356,937	3,453	SH		SOLE		0	0	3,453
ISHARES TR	CORE HIGH DV ETF	46429B663	456,872	4,620	SH		SOLE		0	0	4,620
ISHARES TR	MSCI USA QLT FCT	46432F339	83,601,528	634,354	SH		SOLE		0	0	634,354
ISHARES TR	CORE MSCI EAFE	46432F842	1,473,909	22,905	SH		SOLE		0	0	22,904
ISHARES TR	CORE 1 5 YR USD	46432F859	1,981,400	42,721	SH		SOLE		0	0	42,721
ISHARES INC	CORE MSCI EMKT	46434G103	641,356	13,477	SH		SOLE		0	0	13,476
ISHARES INC	MSCI EMRG CHN	46434G764	15,176,975	304,575	SH		SOLE		0	0	304,575
ISHARES TR	US SML CAP EQT	46434V290	13,321,426	257,518	SH		SOLE		0	0	257,518
ISHARES TR	CORE TOTAL USD	46434V613	1,914,860	43,803	SH		SOLE		0	0	43,803
ISHARES TR	BROAD USD HIGH	46435U853	422,808	12,181	SH		SOLE		0	0	12,181
JPMORGAN CHASE & CO	COM	46625H100	22,196,090	153,055	SH		SOLE		0	0	153,055
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	1,971,568	39,243	SH		SOLE		0	0	39,243
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	1,957,439	43,820	SH		SOLE		0	0	43,820
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	873,937	17,416	SH		SOLE		0	0	17,416
J P MORGAN EXCHANGE TRADED F	SUSTAINABLE MUNI	46654Q815	1,152,030	23,941	SH		SOLE		0	0	23,940
JOHNSON & JOHNSON	COM	478160104	8,854,952	56,854	SH		SOLE		0	0	56,853
KINDER MORGAN INC DEL	COM	49456B101	5,602,127	337,885	SH		SOLE		0	0	337,884
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,707,006	34,038	SH		SOLE		0	0	34,038
LKQ CORP	COM	501889208	276,214	5,579	SH		SOLE		0	0	5,578
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	1,279,683	6,365	SH		SOLE		0	0	6,365
LATTICE SEMICONDUCTOR CORP	COM	518415104	987,336	11,490	SH		SOLE		0	0	11,490
ELI LILLY & CO	COM	532457108	9,454,220	17,601	SH		SOLE		0	0	17,601
LISTED FD TR	HORIZON KINETICS	53656F623	1,052,433	34,574	SH		SOLE		0	0	34,574
LOCKHEED MARTIN CORP	COM	539830109	4,699,567	11,492	SH		SOLE		0	0	11,491
LOEWS CORP	COM	540424108	665,388	10,510	SH		SOLE		0	0	10,510
LOWES COS INC	COM	548661107	263,957	1,270	SH		SOLE		0	0	1,270
M & T BK CORP	COM	55261F104	1,552,699	12,279	SH		SOLE		0	0	12,279
MSCI INC	COM	55354G100	1,558,224	3,037	SH		SOLE		0	0	3,037
MYR GROUP INC DEL	COM	55405W104	216,290	1,605	SH		SOLE		0	0	1,605
MARRIOTT INTL INC NEW	CL A	571903202	5,549,334	28,232	SH		SOLE		0	0	28,232
MASTERCARD INCORPORATED	CL A	57636Q104	733,456	1,853	SH		SOLE		0	0	1,852
MCDONALDS CORP	COM	580135101	782,244	2,969	SH		SOLE		0	0	2,969
MERCK & CO INC	COM	58933Y105	5,685,152	55,222	SH		SOLE		0	0	55,222
MICROSOFT CORP	COM	594918104	44,280,510	140,239	SH		SOLE		0	0	140,239
MICROCHIP TECHNOLOGY INC.	COM	595017104	2,936,241	37,620	SH		SOLE		0	0	37,620
MID-AMER APT CMNTYS INC	COM	59522J103	2,113,040	16,425	SH		SOLE		0	0	16,424
MONDELEZ INTL INC	CL A	609207105	1,876,563	27,040	SH		SOLE		0	0	27,039
MONROE CAP CORP	COM	610335101	153,733	20,635	SH		SOLE		0	0	20,635
MONSTER BEVERAGE CORP NEW	COM	61174X109	466,966	8,819	SH		SOLE		0	0	8,819
MOTOROLA SOLUTIONS INC	COM NEW	620076307	728,066	2,674	SH		SOLE		0	0	2,674
NATIONAL FUEL GAS CO	COM	636180101	248,805	4,793	SH		SOLE		0	0	4,793
NETFLIX INC	COM	64110L106	3,714,950	9,838	SH		SOLE		0	0	9,838
NEW MTN FIN CORP	COM	647551100	281,164	21,711	SH		SOLE		0	0	21,711
NEXTERA ENERGY INC	COM	65339F101	886,576	15,475	SH		SOLE		0	0	15,475
NIKE INC	CL B	654106103	2,609,666	27,292	SH		SOLE		0	0	27,292
NORFOLK SOUTHN CORP	COM	655844108	1,289,301	6,547	SH		SOLE		0	0	6,547
NOVARTIS AG	SPONSORED ADR	66987V109	359,362	3,528	SH		SOLE		0	0	3,528
NVIDIA CORPORATION	COM	67066G104	4,989,673	11,471	SH		SOLE		0	0	11,470
NUVEEN MUN VALUE FD INC	COM	670928100	271,638	32,886	SH		SOLE		0	0	32,886
ON SEMICONDUCTOR CORP	COM	682189105	1,367,573	14,713	SH		SOLE		0	0	14,713
ONEOK INC NEW	COM	682680103	209,002	3,295	SH		SOLE		0	0	3,295
ORACLE CORP	COM	68389X105	1,189,464	11,230	SH		SOLE		0	0	11,229
OTIS WORLDWIDE CORP	COM	68902V107	316,374	3,939	SH		SOLE		0	0	3,939
PGT INNOVATIONS INC	COM	69336V101	208,236	7,504	SH		SOLE		0	0	7,504
PNC FINL SVCS GROUP INC	COM	693475105	2,170,328	17,678	SH		SOLE		0	0	17,678
PPG INDS INC	COM	693506107	485,063	3,737	SH		SOLE		0	0	3,737
PVH CORPORATION	COM	693656100	626,631	8,190	SH		SOLE		0	0	8,190
PALANTIR TECHNOLOGIES INC	CL A	69608A108	3,322,688	207,668	SH		SOLE		0	0	207,668
PALO ALTO NETWORKS INC	COM	697435105	399,720	1,705	SH		SOLE		0	0	1,705
PARKER-HANNIFIN CORP	COM	701094104	1,855,284	4,763	SH		SOLE		0	0	4,763
PAYCHEX INC	COM	704326107	257,301	2,231	SH		SOLE		0	0	2,231
PAYPAL HLDGS INC	COM	70450Y103	1,001,858	17,138	SH		SOLE		0	0	17,137
PENSKE AUTOMOTIVE GRP INC	COM	70959W103	248,418	1,487	SH		SOLE		0	0	1,487
PEPSICO INC	COM	713448108	8,096,764	47,785	SH		SOLE		0	0	47,785
PFIZER INC	COM	717081103	11,734,155	353,758	SH		SOLE		0	0	353,758
PHILIP MORRIS INTL INC	COM	718172109	13,256,096	143,185	SH		SOLE		0	0	143,185
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	678,248	6,773	SH		SOLE		0	0	6,773
PROCTER AND GAMBLE CO	COM	742718109	16,401,062	112,444	SH		SOLE		0	0	112,443
PROLOGIS INC.	COM	74340W103	2,171,264	19,350	SH		SOLE		0	0	19,350
PUBLIC STORAGE	COM	74460D109	1,484,145	5,632	SH		SOLE		0	0	5,632
QUALCOMM INC	COM	747525103	775,100	6,979	SH		SOLE		0	0	6,979
QUANTA SVCS INC	COM	74762E102	4,539,815	24,268	SH		SOLE		0	0	24,268
QUEST DIAGNOSTICS INC	COM	74834L100	2,069,111	16,979	SH		SOLE		0	0	16,979
RAYMOND JAMES FINL INC	COM	754730109	2,073,779	20,649	SH		SOLE		0	0	20,649
RTX CORPORATION	COM	75513E101	809,875	11,253	SH		SOLE		0	0	11,252
REALTY INCOME CORP	COM	756109104	402,606	8,062	SH		SOLE		0	0	8,061
REGENERON PHARMACEUTICALS	COM	75886F107	2,217,054	2,694	SH		SOLE		0	0	2,694
REPUBLIC SVCS INC	COM	760759100	612,062	4,295	SH		SOLE		0	0	4,294
RESTAURANT BRANDS INTL INC	COM	76131D103	373,483	5,606	SH		SOLE		0	0	5,606
RIO TINTO PLC	SPONSORED ADR	767204100	471,563	7,410	SH		SOLE		0	0	7,409
SHELL PLC	SPON ADS	780259305	4,268,239	66,298	SH		SOLE		0	0	66,297
S&P GLOBAL INC	COM	78409V104	1,392,212	3,810	SH		SOLE		0	0	3,810
SPDR S&P 500 ETF TR	TR UNIT	78462F103	16,145,769	37,770	SH		SOLE		0	0	37,769
SPDR GOLD TR	GOLD SHS	78463V107	464,544	2,710	SH		SOLE		0	0	2,709
SPDR INDEX SHS FDS	DJ GLB RL ES ETF	78463X749	540,759	14,156	SH		SOLE		0	0	14,156
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	1,218,508	51,155	SH		SOLE		0	0	51,154
SPDR SER TR	S&P BIOTECH	78464A870	229,721	3,146	SH		SOLE		0	0	3,146
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	757,657	2,262	SH		SOLE		0	0	2,262
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	14,959,029	32,759	SH		SOLE		0	0	32,758
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	4,458,938	44,845	SH		SOLE		0	0	44,845
SPDR SER TR	S&P KENSHO NEW	78468R648	382,171	9,650	SH		SOLE		0	0	9,649
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	882,023	9,606	SH		SOLE		0	0	9,606
SALESFORCE INC	COM	79466L302	404,343	1,994	SH		SOLE		0	0	1,994
SANOFI	SPONSORED ADR	80105N105	790,975	14,746	SH		SOLE		0	0	14,746
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	8,643,394	173,388	SH		SOLE		0	0	173,388
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,073,519	44,842	SH		SOLE		0	0	44,842
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,558,181	50,285	SH		SOLE		0	0	50,285
SCHWAB STRATEGIC TR	US REIT ETF	808524847	1,859,305	104,750	SH		SOLE		0	0	104,749
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	259,115	5,132	SH		SOLE		0	0	5,132
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	808,404	6,279	SH		SOLE		0	0	6,279
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	920,271	13,374	SH		SOLE		0	0	13,374
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	546,547	3,395	SH		SOLE		0	0	3,395
SELECT SECTOR SPDR TR	ENERGY	81369Y506	10,466,742	115,795	SH		SOLE		0	0	115,795
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,113,528	63,718	SH		SOLE		0	0	63,718
SELECT SECTOR SPDR TR	INDL	81369Y704	264,399	2,608	SH		SOLE		0	0	2,608
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,533,278	21,554	SH		SOLE		0	0	21,553
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	234,721	3,580	SH		SOLE		0	0	3,579
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	212,529	6,238	SH		SOLE		0	0	6,238
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	208,848	3,544	SH		SOLE		0	0	3,544
SELECTIVE INS GROUP INC	COM	816300107	237,188	2,299	SH		SOLE		0	0	2,299
SEMPRA	COM	816851109	406,547	5,976	SH		SOLE		0	0	5,976
SERVICENOW INC	COM	81762P102	1,321,940	2,365	SH		SOLE		0	0	2,365
SIMON PPTY GROUP INC NEW	COM	828806109	6,644,053	61,502	SH		SOLE		0	0	61,501
SMITH A O CORP	COM	831865209	205,268	3,104	SH		SOLE		0	0	3,104
SOUTHERN CO	COM	842587107	2,498,064	38,598	SH		SOLE		0	0	38,598
STARBUCKS CORP	COM	855244109	1,174,493	12,868	SH		SOLE		0	0	12,868
SUPER MICRO COMPUTER INC	COM	86800U104	202,649	739	SH		SOLE		0	0	739
T-MOBILE US INC	COM	872590104	1,031,608	7,366	SH		SOLE		0	0	7,366
TARGET CORP	COM	87612E106	289,140	2,615	SH		SOLE		0	0	2,614