GYL Financial Synergies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AES CORP	COM	00130H105	511,078	26,549	SH		SOLE		0	0	26,549
AT&T INC	COM	00206R102	4,386,709	261,425	SH		SOLE		0	0	261,425
ABBOTT LABS	COM	002824100	1,777,076	16,145	SH		SOLE		0	0	16,145
ABBVIE INC	COM	00287Y109	5,286,876	34,115	SH		SOLE		0	0	34,115
ADOBE INC	COM	00724F101	1,266,272	2,122	SH		SOLE		0	0	2,122
AIRBNB INC	COM CL A	009066101	209,656	1,540	SH		SOLE		0	0	1,540
AIR PRODS & CHEMS INC	COM	009158106	2,357,418	8,610	SH		SOLE		0	0	8,610
ALCOA CORP	COM	013872106	460,632	13,548	SH		SOLE		0	0	13,548
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	664,164	8,569	SH		SOLE		0	0	8,569
ALLSTATE CORP	COM	020002101	792,992	5,665	SH		SOLE		0	0	5,665
ALPHABET INC	CAP STK CL C	02079K107	11,628,754	82,514	SH		SOLE		0	0	82,514
ALPHABET INC	CAP STK CL A	02079K305	22,419,183	160,492	SH		SOLE		0	0	160,492
ALTRIA GROUP INC	COM	02209S103	263,887	6,542	SH		SOLE		0	0	6,542
AMAZON COM INC	COM	023135106	25,326,453	166,687	SH		SOLE		0	0	166,687
AMERICAN EXPRESS CO	COM	025816109	4,472,302	23,873	SH		SOLE		0	0	23,873
AMERICAN HOMES 4 RENT	CL A	02665T306	209,395	5,823	SH		SOLE		0	0	5,823
AMERICAN TOWER CORP NEW	COM	03027X100	4,434,786	20,543	SH		SOLE		0	0	20,543
AMERIPRISE FINL INC	COM	03076C106	3,354,659	8,832	SH		SOLE		0	0	8,832
AMGEN INC	COM	031162100	810,027	2,812	SH		SOLE		0	0	2,812
APOLLO GLOBAL MGMT INC	COM	03769M106	645,558	6,927	SH		SOLE		0	0	6,927
APPLE INC	COM	037833100	40,444,128	210,067	SH		SOLE		0	0	210,067
APPLIED INDL TECHNOLOGIES IN	COM	03820C105	201,529	1,167	SH		SOLE		0	0	1,167
ARCHER DANIELS MIDLAND CO	COM	039483102	1,143,315	15,831	SH		SOLE		0	0	15,831
AUTOMATIC DATA PROCESSING IN	COM	053015103	1,407,245	6,040	SH		SOLE		0	0	6,040
AUTONATION INC	COM	05329W102	457,076	3,044	SH		SOLE		0	0	3,044
AUTOZONE INC	COM	053332102	333,544	129	SH		SOLE		0	0	129
AVERY DENNISON CORP	COM	053611109	205,799	1,018	SH		SOLE		0	0	1,018
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	200,501	1,546	SH		SOLE		0	0	1,546
BP PLC	SPONSORED ADR	055622104	881,141	24,891	SH		SOLE		0	0	24,891
BANK AMERICA CORP	COM	060505104	1,331,171	39,536	SH		SOLE		0	0	39,536
BANK NEW YORK MELLON CORP	COM	064058100	905,553	17,398	SH		SOLE		0	0	17,398
BECTON DICKINSON & CO	COM	075887109	223,348	916	SH		SOLE		0	0	916
BERKLEY W R CORP	COM	084423102	201,057	2,843	SH		SOLE		0	0	2,843
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	12,603,205	35,337	SH		SOLE		0	0	35,337
BERRY GLOBAL GROUP INC	COM	08579W103	251,095	3,726	SH		SOLE		0	0	3,726
BGC GROUP INC	CL A	088929104	148,746	20,602	SH		SOLE		0	0	20,602
BLACKROCK INC	COM	09247X101	6,541,242	8,058	SH		SOLE		0	0	8,058
BLACKSTONE INC	COM	09260D107	261,931	2,001	SH		SOLE		0	0	2,001
BOEING CO	COM	097023105	658,002	2,524	SH		SOLE		0	0	2,524
BOOKING HOLDINGS INC	COM	09857L108	4,806,483	1,355	SH		SOLE		0	0	1,355
BOSTON PROPERTIES INC	COM	101121101	4,223,517	60,190	SH		SOLE		0	0	60,190
BRINKS CO	COM	109696104	3,142,330	35,729	SH		SOLE		0	0	35,729
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,363,060	26,565	SH		SOLE		0	0	26,565
BROADCOM INC	COM	11135F101	10,040,908	8,995	SH		SOLE		0	0	8,995
BROOKFIELD CORP	CL A LTD VT SH	11271J107	227,841	5,679	SH		SOLE		0	0	5,679
BROWN & BROWN INC	COM	115236101	215,961	3,037	SH		SOLE		0	0	3,037
CDW CORP	COM	12514G108	203,140	894	SH		SOLE		0	0	894
THE CIGNA GROUP	COM	125523100	874,661	2,921	SH		SOLE		0	0	2,921
CSX CORP	COM	126408103	614,422	17,722	SH		SOLE		0	0	17,722
CVS HEALTH CORP	COM	126650100	239,802	3,037	SH		SOLE		0	0	3,037
CADENCE DESIGN SYSTEM INC	COM	127387108	5,241,488	19,244	SH		SOLE		0	0	19,244
CAMDEN PPTY TR	SH BEN INT	133131102	2,113,677	21,288	SH		SOLE		0	0	21,288
CAPITAL ONE FINL CORP	COM	14040H105	285,973	2,181	SH		SOLE		0	0	2,181
CARRIER GLOBAL CORPORATION	COM	14448C104	761,222	13,250	SH		SOLE		0	0	13,250
CASEYS GEN STORES INC	COM	147528103	282,707	1,029	SH		SOLE		0	0	1,029
CATERPILLAR INC	COM	149123101	1,565,466	5,295	SH		SOLE		0	0	5,295
CHEVRON CORP NEW	COM	166764100	11,897,012	79,760	SH		SOLE		0	0	79,760
CHIPOTLE MEXICAN GRILL INC	COM	169656105	4,153,119	1,816	SH		SOLE		0	0	1,816
CISCO SYS INC	COM	17275R102	2,124,669	42,056	SH		SOLE		0	0	42,056
CITIGROUP INC	COM NEW	172967424	10,803,786	210,027	SH		SOLE		0	0	210,027
COCA COLA CO	COM	191216100	3,789,757	64,309	SH		SOLE		0	0	64,309
COLGATE PALMOLIVE CO	COM	194162103	565,064	7,089	SH		SOLE		0	0	7,089
COLUMBIA ETF TR I	DIVERSIFID FXD	19761L508	1,430,354	79,244	SH		SOLE		0	0	79,244
COMCAST CORP NEW	CL A	20030N101	535,760	12,218	SH		SOLE		0	0	12,218
CONAGRA BRANDS INC	COM	205887102	3,890,678	135,753	SH		SOLE		0	0	135,753
CONOCOPHILLIPS	COM	20825C104	485,057	4,179	SH		SOLE		0	0	4,179
CORNING INC	COM	219350105	328,476	10,787	SH		SOLE		0	0	10,787
COSTCO WHSL CORP NEW	COM	22160K105	3,607,169	5,465	SH		SOLE		0	0	5,465
COSTAR GROUP INC	COM	22160N109	329,111	3,766	SH		SOLE		0	0	3,766
COUPANG INC	CL A	22266T109	300,211	18,543	SH		SOLE		0	0	18,543
CUMMINS INC	COM	231021106	4,212,599	17,584	SH		SOLE		0	0	17,584
DTE ENERGY CO	COM	233331107	1,516,847	13,757	SH		SOLE		0	0	13,757
DANAHER CORPORATION	COM	235851102	3,142,191	13,583	SH		SOLE		0	0	13,583
DEERE & CO	COM	244199105	2,054,947	5,139	SH		SOLE		0	0	5,139
DELL TECHNOLOGIES INC	CL C	24703L202	1,255,596	16,413	SH		SOLE		0	0	16,413
DEVON ENERGY CORP NEW	COM	25179M103	4,962,525	109,548	SH		SOLE		0	0	109,548
DIAGEO PLC	SPON ADR NEW	25243Q205	1,577,676	10,831	SH		SOLE		0	0	10,831
DICKS SPORTING GOODS INC	COM	253393102	260,689	1,774	SH		SOLE		0	0	1,774
DIGITAL RLTY TR INC	COM	253868103	1,990,034	14,787	SH		SOLE		0	0	14,787
DISNEY WALT CO	COM	254687106	1,432,959	15,871	SH		SOLE		0	0	15,871
DOMINION ENERGY INC	COM	25746U109	614,102	13,066	SH		SOLE		0	0	13,066
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,583,155	16,314	SH		SOLE		0	0	16,314
DUPONT DE NEMOURS INC	COM	26614N102	212,481	2,762	SH		SOLE		0	0	2,762
E L F BEAUTY INC	COM	26856L103	268,328	1,859	SH		SOLE		0	0	1,859
EASTGROUP PPTYS INC	COM	277276101	225,387	1,228	SH		SOLE		0	0	1,228
EASTMAN CHEM CO	COM	277432100	1,266,731	14,103	SH		SOLE		0	0	14,103
ELECTRONIC ARTS INC	COM	285512109	507,233	3,708	SH		SOLE		0	0	3,708
EMCOR GROUP INC	COM	29084Q100	276,397	1,283	SH		SOLE		0	0	1,283
EMERSON ELEC CO	COM	291011104	1,922,754	19,755	SH		SOLE		0	0	19,755
ENCOMPASS HEALTH CORP	COM	29261A100	250,067	3,748	SH		SOLE		0	0	3,748
ENTERPRISE PRODS PARTNERS L	COM	293792107	334,648	12,700	SH		SOLE		0	0	12,700
EXXON MOBIL CORP	COM	30231G102	5,192,866	51,939	SH		SOLE		0	0	51,939
META PLATFORMS INC	CL A	30303M102	13,674,197	38,632	SH		SOLE		0	0	38,632
FACTSET RESH SYS INC	COM	303075105	623,027	1,306	SH		SOLE		0	0	1,306
FAIR ISAAC CORP	COM	303250104	252,590	217	SH		SOLE		0	0	217
FEDEX CORP	COM	31428X106	790,356	3,124	SH		SOLE		0	0	3,124
FIRST INDL RLTY TR INC	COM	32054K103	390,917	7,422	SH		SOLE		0	0	7,422
FORTREA HLDGS INC	COMMON STOCK	34965K107	1,138,159	32,612	SH		SOLE		0	0	32,612
FREEPORT-MCMORAN INC	CL B	35671D857	2,286,590	53,714	SH		SOLE		0	0	53,714
GE HEALTHCARE TECHNOLOGIES I	COMMON STOCK	36266G107	6,933,518	89,673	SH		SOLE		0	0	89,673
GAMING & LEISURE PPTYS INC	COM	36467J108	1,567,275	31,758	SH		SOLE		0	0	31,758
GENERAL DYNAMICS CORP	COM	369550108	470,077	1,810	SH		SOLE		0	0	1,810
GENERAL ELECTRIC CO	COM NEW	369604301	723,241	5,667	SH		SOLE		0	0	5,667
GENERAL MLS INC	COM	370334104	2,784,652	42,749	SH		SOLE		0	0	42,749
GILEAD SCIENCES INC	COM	375558103	741,966	9,159	SH		SOLE		0	0	9,159
GSK PLC	SPONSORED ADR	37733W204	793,232	21,404	SH		SOLE		0	0	21,404
GLOBAL X FDS	GLB X MLP ENRG I	37954Y293	222,832	4,994	SH		SOLE		0	0	4,994
GLOBAL X FDS	US PFD ETF	37954Y657	3,319,340	171,100	SH		SOLE		0	0	171,100
GOLDMAN SACHS GROUP INC	COM	38141G104	16,038,915	41,576	SH		SOLE		0	0	41,576
GOLDMAN SACHS ETF TR	ACCES TREASURY	381430529	2,951,506	29,592	SH		SOLE		0	0	29,592
HALEON PLC	SPON ADS	405552100	358,721	43,587	SH		SOLE		0	0	43,587
HEALTHCARE RLTY TR	CL A COM	42226K105	1,292,214	74,998	SH		SOLE		0	0	74,998
HILTON WORLDWIDE HLDGS INC	COM	43300A203	7,775,971	42,704	SH		SOLE		0	0	42,704
HOLOGIC INC	COM	436440101	1,799,111	25,180	SH		SOLE		0	0	25,180
HOME DEPOT INC	COM	437076102	3,831,241	11,055	SH		SOLE		0	0	11,055
HONEYWELL INTL INC	COM	438516106	3,771,275	17,983	SH		SOLE		0	0	17,983
HORMEL FOODS CORP	COM	440452100	495,526	15,432	SH		SOLE		0	0	15,432
ILLINOIS TOOL WKS INC	COM	452308109	392,124	1,497	SH		SOLE		0	0	1,497
INGERSOLL RAND INC	COM	45687V106	465,664	6,021	SH		SOLE		0	0	6,021
INGREDION INC	COM	457187102	276,969	2,552	SH		SOLE		0	0	2,552
INTEL CORP	COM	458140100	909,317	18,096	SH		SOLE		0	0	18,096
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	2,076,071	16,165	SH		SOLE		0	0	16,165
INTERNATIONAL BUSINESS MACHS	COM	459200101	3,146,048	19,236	SH		SOLE		0	0	19,236
INTERNATIONAL PAPER CO	COM	460146103	204,320	5,652	SH		SOLE		0	0	5,652
INVESCO QQQ TR	UNIT SER 1	46090E103	6,691,308	16,339	SH		SOLE		0	0	16,339
INTUIT	COM	461202103	225,442	361	SH		SOLE		0	0	361
INVESCO EXCHANGE TRADED FD T	S&P500 EQL WGT	46137V357	49,864,345	315,997	SH		SOLE		0	0	315,997
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	612,439	9,774	SH		SOLE		0	0	9,774
INVESCO EXCH TRADED FD TR II	PFD ETF	46138E511	3,756,588	327,514	SH		SOLE		0	0	327,514
INVITATION HOMES INC	COM	46187W107	1,681,282	49,290	SH		SOLE		0	0	49,290
IQVIA HLDGS INC	COM	46266C105	13,266,635	57,337	SH		SOLE		0	0	57,337
ISHARES GOLD TR	ISHARES NEW	464285204	6,261,232	160,421	SH		SOLE		0	0	160,421
ISHARES TR	CORE S&P TTL STK	464287150	630,643	5,993	SH		SOLE		0	0	5,993
ISHARES TR	SELECT DIVID ETF	464287168	423,734	3,615	SH		SOLE		0	0	3,615
ISHARES TR	CORE S&P500 ETF	464287200	11,156,043	23,357	SH		SOLE		0	0	23,357
ISHARES TR	MSCI EMG MKT ETF	464287234	534,559	13,294	SH		SOLE		0	0	13,294
ISHARES TR	S&P 500 GRWT ETF	464287309	1,330,622	17,718	SH		SOLE		0	0	17,718
ISHARES TR	MSCI EAFE ETF	464287465	1,613,900	21,419	SH		SOLE		0	0	21,419
ISHARES TR	RUS MDCP VAL ETF	464287473	325,728	2,801	SH		SOLE		0	0	2,801
ISHARES TR	RUS MD CP GR ETF	464287481	420,138	4,022	SH		SOLE		0	0	4,022
ISHARES TR	RUS MID CAP ETF	464287499	469,567	6,041	SH		SOLE		0	0	6,041
ISHARES TR	CORE S&P MCP ETF	464287507	5,939,007	21,429	SH		SOLE		0	0	21,429
ISHARES TR	ISHARES BIOTECH	464287556	9,434,662	69,449	SH		SOLE		0	0	69,449
ISHARES TR	COHEN STEER REIT	464287564	16,328,467	278,026	SH		SOLE		0	0	278,026
ISHARES TR	RUS 1000 VAL ETF	464287598	587,191	3,553	SH		SOLE		0	0	3,553
ISHARES TR	S&P MC 400GR ETF	464287606	326,703	4,124	SH		SOLE		0	0	4,124
ISHARES TR	RUS 1000 GRW ETF	464287614	1,081,746	3,568	SH		SOLE		0	0	3,568
ISHARES TR	RUS 1000 ETF	464287622	663,780	2,531	SH		SOLE		0	0	2,531
ISHARES TR	RUSSELL 2000 ETF	464287655	1,420,246	7,076	SH		SOLE		0	0	7,076
ISHARES TR	U.S. REAL ES ETF	464287739	396,445	4,337	SH		SOLE		0	0	4,337
ISHARES TR	CORE S&P SCP ETF	464287804	12,209,392	112,789	SH		SOLE		0	0	112,789
ISHARES TR	EAFE SML CP ETF	464288273	226,740	3,663	SH		SOLE		0	0	3,663
ISHARES TR	NATIONAL MUN ETF	464288414	8,988,500	82,912	SH		SOLE		0	0	82,912
ISHARES TR	ASIA 50 ETF	464288430	3,606,604	62,215	SH		SOLE		0	0	62,215
ISHARES TR	INTL SEL DIV ETF	464288448	274,165	9,795	SH		SOLE		0	0	9,795
ISHARES TR	IBOXX HI YD ETF	464288513	310,876	4,017	SH		SOLE		0	0	4,017
ISHARES TR	MSCI KLD400 SOC	464288570	283,348	3,112	SH		SOLE		0	0	3,112
ISHARES TR	MBS ETF	464288588	5,610,555	59,636	SH		SOLE		0	0	59,636
ISHARES TR	ISHS 5-10YR INVT	464288638	399,620	7,685	SH		SOLE		0	0	7,685
ISHARES TR	SHORT TREAS BD	464288679	2,085,091	18,933	SH		SOLE		0	0	18,933
ISHARES TR	PFD AND INCM SEC	464288687	950,484	30,474	SH		SOLE		0	0	30,474
ISHARES TR	EAFE VALUE ETF	464288877	406,536	7,803	SH		SOLE		0	0	7,803
ISHARES TR	EAFE GRWTH ETF	464288885	474,527	4,900	SH		SOLE		0	0	4,900
ISHARES TR	RUS TOP 200 ETF	464289446	413,633	3,594	SH		SOLE		0	0	3,594
ISHARES TR	CORE HIGH DV ETF	46429B663	393,681	3,860	SH		SOLE		0	0	3,860
ISHARES TR	MSCI USA QLT FCT	46432F339	92,081,120	625,806	SH		SOLE		0	0	625,806
ISHARES TR	CORE MSCI EAFE	46432F842	2,194,965	31,201	SH		SOLE		0	0	31,201
ISHARES TR	CORE 1 5 YR USD	46432F859	2,055,829	43,226	SH		SOLE		0	0	43,226
ISHARES INC	CORE MSCI EMKT	46434G103	698,331	13,806	SH		SOLE		0	0	13,806
ISHARES INC	MSCI EMRG CHN	46434G764	17,746,825	320,282	SH		SOLE		0	0	320,282
ISHARES INC	ESG AWR MSCI EM	46434G863	353,109	11,014	SH		SOLE		0	0	11,014
ISHARES TR	US SML CAP EQT	46434V290	15,481,475	263,201	SH		SOLE		0	0	263,201
ISHARES TR	CORE TOTAL USD	46434V613	34,195,720	742,256	SH		SOLE		0	0	742,256
ISHARES TR	ESG AWR US AGRGT	46435U549	303,006	6,347	SH		SOLE		0	0	6,347
ISHARES TR	BROAD USD HIGH	46435U853	635,514	17,483	SH		SOLE		0	0	17,483
JPMORGAN CHASE & CO	COM	46625H100	25,634,538	150,703	SH		SOLE		0	0	150,703
J P MORGAN EXCHANGE TRADED F	BETABULDRS JAPAN	46641Q217	2,061,042	39,243	SH		SOLE		0	0	39,243
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	2,084,312	44,267	SH		SOLE		0	0	44,267
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	528,932	10,530	SH		SOLE		0	0	10,530
J P MORGAN EXCHANGE TRADED F	SUSTAINABLE MUNI	46654Q815	1,209,889	23,946	SH		SOLE		0	0	23,946
JOHNSON & JOHNSON	COM	478160104	8,956,357	57,141	SH		SOLE		0	0	57,141
TRANE TECHNOLOGIES PLC	SHS	G8994E103	352,192	1,444	SH		SOLE		0	0	1,444
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	230,104	304	SH		SOLE		0	0	304
EXPRO GROUP HOLDINGS NV	COM	N3144W105	517,225	32,489	SH		SOLE		0	0	32,489
KENVUE INC	COM	49177J102	207,180	9,623	SH		SOLE		0	0	9,623
KIMCO RLTY CORP	COM	49446R109	1,510,133	70,865	SH		SOLE		0	0	70,865
KINDER MORGAN INC DEL	COM	49456B101	5,801,101	328,861	SH		SOLE		0	0	328,861
KNIGHT-SWIFT TRANSN HLDGS IN	CL A	499049104	1,972,956	34,223	SH		SOLE		0	0	34,223
LKQ CORP	COM	501889208	273,263	5,718	SH		SOLE		0	0	5,718
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	1,490,795	6,559	SH		SOLE		0	0	6,559
LAKELAND BANCORP INC	COM	511637100	152,855	10,335	SH		SOLE		0	0	10,335
ELI LILLY & CO	COM	532457108	11,783,939	20,215	SH		SOLE		0	0	20,215
LISTED FD TR	HORIZON KINETICS	53656F623	1,063,340	33,789	SH		SOLE		0	0	33,789
LOCKHEED MARTIN CORP	COM	539830109	5,002,297	11,037	SH		SOLE		0	0	11,037
LOEWS CORP	COM	540424108	731,391	10,510	SH		SOLE		0	0	10,510
LOWES COS INC	COM	548661107	285,309	1,282	SH		SOLE		0	0	1,282
M & T BK CORP	COM	55261F104	1,660,608	12,114	SH		SOLE		0	0	12,114
MSCI INC	COM	55354G100	1,750,687	3,095	SH		SOLE		0	0	3,095
MYR GROUP INC DEL	COM	55405W104	254,549	1,760	SH		SOLE		0	0	1,760
MARRIOTT INTL INC NEW	CL A	571903202	6,389,660	28,334	SH		SOLE		0	0	28,334
MASTERCARD INCORPORATED	CL A	57636Q104	724,180	1,698	SH		SOLE		0	0	1,698
MCDONALDS CORP	COM	580135101	835,102	2,816	SH		SOLE		0	0	2,816
MCKESSON CORP	COM	58155Q103	2,735,749	5,909	SH		SOLE		0	0	5,909
MERCK & CO INC	COM	58933Y105	5,875,058	53,890	SH		SOLE		0	0	53,890
MICROSOFT CORP	COM	594918104	52,393,207	139,329	SH		SOLE		0	0	139,329
MICROCHIP TECHNOLOGY INC.	COM	595017104	3,361,099	37,271	SH		SOLE		0	0	37,271
MICRON TECHNOLOGY INC	COM	595112103	218,828	2,564	SH		SOLE		0	0	2,564
MID-AMER APT CMNTYS INC	COM	59522J103	1,584,880	11,787	SH		SOLE		0	0	11,787
MONDELEZ INTL INC	CL A	609207105	2,116,608	29,223	SH		SOLE		0	0	29,223
MONROE CAP CORP	COM	610335101	127,556	18,055	SH		SOLE		0	0	18,055
MONSTER BEVERAGE CORP NEW	COM	61174X109	512,038	8,888	SH		SOLE		0	0	8,888
MOTOROLA SOLUTIONS INC	COM NEW	620076307	843,059	2,693	SH		SOLE		0	0	2,693
NATIONAL FUEL GAS CO	COM	636180101	240,465	4,793	SH		SOLE		0	0	4,793
NETFLIX INC	COM	64110L106	4,807,609	9,874	SH		SOLE		0	0	9,874
NEW MTN FIN CORP	COM	647551100	278,129	21,866	SH		SOLE		0	0	21,866
NEXTERA ENERGY INC	COM	65339F101	544,333	8,962	SH		SOLE		0	0	8,962
NIKE INC	CL B	654106103	2,948,442	27,157	SH		SOLE		0	0	27,157
NORFOLK SOUTHN CORP	COM	655844108	1,538,361	6,508	SH		SOLE		0	0	6,508
NORTHROP GRUMMAN CORP	COM	666807102	206,918	442	SH		SOLE		0	0	442
NOVARTIS AG	SPONSORED ADR	66987V109	338,149	3,349	SH		SOLE		0	0	3,349
NVIDIA CORPORATION	COM	67066G104	5,776,168	11,664	SH		SOLE		0	0	11,664
NUVEEN MUN VALUE FD INC	COM	670928100	263,556	30,646	SH		SOLE		0	0	30,646
ON SEMICONDUCTOR CORP	COM	682189105	1,228,309	14,705	SH		SOLE		0	0	14,705
ONEOK INC NEW	COM	682680103	232,686	3,314	SH		SOLE		0	0	3,314
ORACLE CORP	COM	68389X105	1,188,998	11,278	SH		SOLE		0	0	11,278
OTIS WORLDWIDE CORP	COM	68902V107	342,251	3,825	SH		SOLE		0	0	3,825
PGT INNOVATIONS INC	COM	69336V101	320,106	7,865	SH		SOLE		0	0	7,865
PNC FINL SVCS GROUP INC	COM	693475105	2,723,657	17,589	SH		SOLE		0	0	17,589
PPG INDS INC	COM	693506107	459,717	3,074	SH		SOLE		0	0	3,074
PVH CORPORATION	COM	693656100	994,426	8,143	SH		SOLE		0	0	8,143
PACKAGING CORP AMER	COM	695156109	238,174	1,462	SH		SOLE		0	0	1,462
PALANTIR TECHNOLOGIES INC	CL A	69608A108	3,228,767	188,047	SH		SOLE		0	0	188,047
PALO ALTO NETWORKS INC	COM	697435105	360,638	1,223	SH		SOLE		0	0	1,223
PARKER-HANNIFIN CORP	COM	701094104	2,184,179	4,741	SH		SOLE		0	0	4,741
PAYCHEX INC	COM	704326107	237,029	1,990	SH		SOLE		0	0	1,990
PAYPAL HLDGS INC	COM	70450Y103	944,517	15,381	SH		SOLE		0	0	15,381
PEPSICO INC	COM	713448108	7,982,894	47,002	SH		SOLE		0	0	47,002
PFIZER INC	COM	717081103	10,854,080	377,009	SH		SOLE		0	0	377,009
PHILIP MORRIS INTL INC	COM	718172109	13,171,296	140,001	SH		SOLE		0	0	140,001
PHILLIPS 66	COM	718546104	247,241	1,857	SH		SOLE		0	0	1,857
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	653,625	6,550	SH		SOLE		0	0	6,550
PORTLAND GEN ELEC CO	COM NEW	736508847	202,701	4,677	SH		SOLE		0	0	4,677
PROCTER AND GAMBLE CO	COM	742718109	16,133,856	110,099	SH		SOLE		0	0	110,099
PROLOGIS INC.	COM	74340W103	2,591,885	19,444	SH		SOLE		0	0	19,444
PUBLIC STORAGE	COM	74460D109	1,778,150	5,830	SH		SOLE		0	0	5,830
QUAKER HOUGHTON	COM	747316107	213,420	1,000	SH		SOLE		0	0	1,000
QUALCOMM INC	COM	747525103	1,017,656	7,036	SH		SOLE		0	0	7,036
QUANTA SVCS INC	COM	74762E102	2,136,420	9,900	SH		SOLE		0	0	9,900
QUEST DIAGNOSTICS INC	COM	74834L100	2,319,198	16,820	SH		SOLE		0	0	16,820
RBB FD INC	MOTLEY FOOL GBL	74933W635	206,758	7,432	SH		SOLE		0	0	7,432
RAYMOND JAMES FINL INC	COM	754730109	2,372,386	21,277	SH		SOLE		0	0	21,277
RTX CORPORATION	COM	75513E101	893,905	10,624	SH		SOLE		0	0	10,624
REALTY INCOME CORP	COM	756109104	464,688	8,093	SH		SOLE		0	0	8,093
REGENERON PHARMACEUTICALS	COM	75886F107	2,417,054	2,752	SH		SOLE		0	0	2,752
REPUBLIC SVCS INC	COM	760759100	717,924	4,353	SH		SOLE		0	0	4,353
RESTAURANT BRANDS INTL INC	COM	76131D103	413,854	5,297	SH		SOLE		0	0	5,297
RIO TINTO PLC	SPONSORED ADR	767204100	566,034	7,602	SH		SOLE		0	0	7,602
ROYAL BK CDA	COM	780087102	222,486	2,200	SH		SOLE		0	0	2,200
SHELL PLC	SPON ADS	780259305	4,456,328	67,725	SH		SOLE		0	0	67,725
S&P GLOBAL INC	COM	78409V104	1,689,394	3,835	SH		SOLE		0	0	3,835
SPDR S&P 500 ETF TR	TR UNIT	78462F103	17,226,742	36,243	SH		SOLE		0	0	36,243
SPDR GOLD TR	GOLD SHS	78463V107	460,624	2,410	SH		SOLE		0	0	2,410
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	1,998,520	78,993	SH		SOLE		0	0	78,993
SPDR SER TR	DJ REIT ETF	78464A607	213,993	2,245	SH		SOLE		0	0	2,245
SPDR SER TR	S&P BIOTECH	78464A870	223,761	2,506	SH		SOLE		0	0	2,506
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	871,323	2,312	SH		SOLE		0	0	2,312
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	16,730,283	32,974	SH		SOLE		0	0	32,974
SPDR SER TR	BLOOMBERG 3-12 M	78468R523	4,055,495	40,915	SH		SOLE		0	0	40,915
SPDR SER TR	S&P KENSHO NEW	78468R648	496,532	10,632	SH		SOLE		0	0	10,632
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	812,366	8,889	SH		SOLE		0	0	8,889
SALESFORCE INC	COM	79466L302	532,859	2,025	SH		SOLE		0	0	2,025
SANOFI	SPONSORED ADR	80105N105	706,962	14,216	SH		SOLE		0	0	14,216
SCHWAB CHARLES CORP	COM	808513105	205,643	2,989	SH		SOLE		0	0	2,989
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	9,800,740	176,051	SH		SOLE		0	0	176,051
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	1,165,727	47,024	SH		SOLE		0	0	47,024
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	3,812,281	50,076	SH		SOLE		0	0	50,076
SCHWAB STRATEGIC TR	US REIT ETF	808524847	2,499,715	120,701	SH		SOLE		0	0	120,701
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	278,591	5,337	SH		SOLE		0	0	5,337
SCIENCE APPLICATIONS INTL CO	COM	808625107	220,668	1,775	SH		SOLE		0	0	1,775
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	840,697	6,164	SH		SOLE		0	0	6,164
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	963,844	13,381	SH		SOLE		0	0	13,381
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	574,745	3,214	SH		SOLE		0	0	3,214
SELECT SECTOR SPDR TR	ENERGY	81369Y506	9,406,770	112,199	SH		SOLE		0	0	112,199
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	2,377,004	63,218	SH		SOLE		0	0	63,218
SELECT SECTOR SPDR TR	INDL	81369Y704	297,286	2,608	SH		SOLE		0	0	2,608
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	4,095,297	21,276	SH		SOLE		0	0	21,276
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	229,581	3,160	SH		SOLE		0	0	3,160
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	249,894	6,238	SH		SOLE		0	0	6,238
SELECTIVE INS GROUP INC	COM	816300107	238,454	2,397	SH		SOLE		0	0	2,397
SEMPRA	COM	816851109	446,586	5,976	SH		SOLE		0	0	5,976
SERVICENOW INC	COM	81762P102	1,716,771	2,430	SH		SOLE		0	0	2,430
SIMON PPTY GROUP INC NEW	COM	828806109	8,616,350	60,406	SH		SOLE		0	0	60,406
SMITH A O CORP	COM	831865209	271,722	3,296	SH		SOLE		0	0	3,296
SOUTHERN CO	COM	842587107	2,810,061	40,075	SH		SOLE		0	0	40,075
STARBUCKS CORP	COM	855244109	1,281,495	13,348	SH		SOLE		0	0	13,348
STITCH FIX INC	COM CL A	860897107	57,945	16,231	SH		SOLE		0	0	16,231
SUPER MICRO COMPUTER INC	COM	86800U104	251,570	885	SH		SOLE		0	0	885
SYNOPSYS INC	COM	871607107	233,769	454	SH		SOLE		0	0	454
SYSCO CORP	COM	871829107	211,705	2,895	SH		SOLE		0	0	2,895
T-MOBILE US INC	COM	872590104	1,163,354	7,256	SH		SOLE		0	0	7,256
TARGET CORP	COM	87612E106	363,466	2,552	SH		SOLE		0	0	2,552
TENET HEALTHCARE CORP	COM NEW	88033G407	234,267	3,100	SH		SOLE		0	0	3,100
TESLA INC	COM	88160R101	931,552	3,749	SH		SOLE		0	0	3,749
TEXAS INSTRS INC	COM	882508104	557,404	3,270	SH		SOLE		0	0	3,270
TEXAS ROADHOUSE INC	COM	882681109	276,606	2,263	SH		SOLE		0	0	2,263
THERMO FISHER SCIENTIFIC INC	COM	883556102	441,128	831	SH		SOLE		0	0	831
3M CO	COM	88579Y101	1,741,191	15,927	SH		SOLE		0	0	15,927
TORONTO DOMINION BK ONT	COM NEW	891160509	213,906	3,310	SH		SOLE		0	0	3,310
TOTALENERGIES SE	SPONSORED ADS	89151E109	1,543,676	22,910	SH		SOLE		0	0	22,910
UDR INC	COM	902653104	1,909,446	49,868	SH		SOLE		0	0	49,868
ULTA BEAUTY INC	COM	90384S303	1,810,023	3,694	SH		SOLE		0	0	3,694
UNILEVER PLC	SPON ADR NEW	904767704	3,046,876	62,848	SH		SOLE		0	0	62,848
UNION PAC CORP	COM	907818108	4,776,720	19,448	SH		SOLE		0	0	19,448
UNITED CMNTY BKS BLAIRSVLE G	COM	90984P303	261,087	8,923	SH		SOLE		0	0	8,923
UNITED PARCEL SERVICE INC	CL B	911312106	2,405,152	15,297	SH		SOLE		0	0	15,297
UNITED RENTALS INC	COM	911363109	1,057,960	1,845	SH		SOLE		0	0	1,845
UNITEDHEALTH GROUP INC	COM	91324P102	6,981,120	13,260	SH		SOLE		0	0	13,260
VANECK ETF TRUST	GOLD MINERS ETF	92189F106	211,333	6,815	SH		SOLE		0	0	6,815
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	4,725,121	27,730	SH		SOLE		0	0	27,730
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	1,374,530	5,076	SH		SOLE		0	0	5,076
VANGUARD WELLINGTON FD	US QUALITY	921935706	8,811,624	69,674	SH		SOLE		0	0	69,674
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	739,931	9,607	SH		SOLE		0	0	9,607
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	776,394	10,556	SH		SOLE		0	0	10,556
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	6,144,238	128,272	SH		SOLE		0	0	128,272
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	2,311,508	41,174	SH		SOLE		0	0	41,174
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,293,062	80,123	SH		SOLE		0	0	80,123
VANGUARD WORLD FDS	CONSUM STP ETF	92204A207	939,714	4,921	SH		SOLE		0	0	4,921
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	7,426,309	29,622	SH		SOLE		0	0	29,622
VANGUARD WORLD FDS	INF TECH ETF	92204A702	332,024	686	SH		SOLE		0	0	686
VANGUARD SCOTTSDALE FDS	SHORT TERM TREAS	92206C102	1,314,000	22,527	SH		SOLE		0	0	22,527
VANGUARD SCOTTSDALE FDS	LG-TERM COR BD	92206C813	6,041,627	75,379	SH		SOLE		0	0	75,379
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	6,560,377	15,019	SH		SOLE		0	0	15,019
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,520,489	10,834	SH		SOLE		0	0	10,834
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	246,429	1,499	SH		SOLE		0	0	1,499
VANGUARD INDEX FDS	VALUE ETF	922908744	227,240	1,520	SH		SOLE		0	0	1,520
VANGUARD INDEX FDS	SMALL CP ETF	922908751	240,850	1,129	SH		SOLE		0	0	1,129
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	8,846,417	37,292	SH		SOLE		0	0	37,292
VERALTO CORP	COM SHS	92338C103	340,063	4,134	SH		SOLE		0	0	4,134
VERIZON COMMUNICATIONS INC	COM	92343V104	4,102,923	108,831	SH		SOLE		0	0	108,831
VERISK ANALYTICS INC	COM	92345Y106	1,492,875	6,250	SH		SOLE		0	0	6,250
VERTEX PHARMACEUTICALS INC	COM	92532F100	6,194,086	15,223	SH		SOLE		0	0	15,223
PARAMOUNT GLOBAL	CLASS B COM	92556H206	417,932	28,258	SH		SOLE		0	0	28,258
VISA INC	COM CL A	92826C839	11,883,050	45,643	SH		SOLE		0	0	45,643
VISTA OUTDOOR INC	COM	928377100	470,015	15,895	SH		SOLE		0	0	15,895
WALMART INC	COM	931142103	3,185,677	20,207	SH		SOLE		0	0	20,207
WEBSTER FINL CORP	COM	947890109	421,003	8,294	SH		SOLE		0	0	8,294
WELLS FARGO CO NEW	COM	949746101	232,071	4,715	SH		SOLE		0	0	4,715
WELLTOWER INC	COM	95040Q104	1,688,253	18,723	SH		SOLE		0	0	18,723
WESCO INTL INC	COM	95082P105	262,907	1,512	SH		SOLE		0	0	1,512
WISDOMTREE TR	US TOTAL DIVIDND	97717W109	384,434	5,880	SH		SOLE		0	0	5,880
WISDOMTREE TR	US LARGECAP DIVD	97717W307	947,185	14,269	SH		SOLE		0	0	14,269
WISDOMTREE TR	EMER MKT HIGH FD	97717W315	529,674	13,021	SH		SOLE		0	0	13,021
WISDOMTREE TR	US MIDCAP DIVID	97717W505	1,288,822	28,208	SH		SOLE		0	0	28,208
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	991,986	30,836	SH		SOLE		0	0	30,836
WISDOMTREE TR	INTL EQUITY FD	97717W703	239,603	4,563	SH		SOLE		0	0	4,563
WISDOMTREE TR	INTL LRGCAP DV	97717W794	237,768	4,827	SH		SOLE		0	0	4,827
WISDOMTREE TR	EUROPE HEDGED EQ	97717X701	465,780	10,870	SH		SOLE		0	0	10,870
XCEL ENERGY INC	COM	98389B100	1,241,853	20,059	SH		SOLE		0	0	20,059
YETI HLDGS INC	COM	98585X104	253,049	4,887	SH		SOLE		0	0	4,887
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	9,966,758	81,896	SH		SOLE		0	0	81,896
ZOETIS INC	CL A	98978V103	8,733,692	44,250	SH		SOLE		0	0	44,250
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	5,085,388	14,492	SH		SOLE		0	0	14,492
EATON CORP PLC	SHS	G29183103	1,233,674	5,123	SH		SOLE		0	0	5,123
LINDE PLC	SHS	G54950103	1,343,022	3,270	SH		SOLE		0	0	3,270
MEDTRONIC PLC	SHS	G5960L103	659,839	8,010	SH		SOLE		0	0	8,010