Bay Harbor Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Common Stock	002824100	62	640	SH		OTR	2	0	0	640
ABBVIE INC COM	Common Stock	00287Y109	77	575	SH		OTR	2	0	0	575
ACCENTURE PLC IRELAND SHS CLASS A	Common Stock	G1151C101	73	283	SH		OTR	2	0	0	283
ADOBE SYSTEMS INCORPORATED COM	Common Stock	00724F101	51	185	SH		OTR	2	0	0	185
ADVANCE AUTO PARTS INC COM	Common Stock	00751Y106	2	11	SH		OTR	2	0	0	11
ADVANCED MICRO DEVICES INC COM	Common Stock	007903107	1	20	SH		OTR	2	0	0	20
ADVISORSHARES PURE US CANNABIS ETF	Exchange Traded Fund	00768Y453	0	50	SH		SOLE	0	0	0	50
ALBEMARLE CORP COM	Common Stock	012653101	20	75	SH		OTR	2	0	0	75
ALIBABA GROUP HLDG LTD SPONSORED ADS	American Depository Receipt	01609W102	2	24	SH		SOLE	0	0	0	24
ALLSTATE CORP COM	Common Stock	020002101	70	560	SH		OTR	2	0	0	560
ALPHABET INC CAP STK CL A	Common Stock	02079K305	118	1,234	SH		OTR	2	0	0	1,234
AMAZON COM INC COM	Common Stock	023135106	111	984	SH		OTR	2	0	0	984
AMERICAN EXPRESS CO COM	Common Stock	025816109	67	495	SH		OTR	2	0	0	495
AMERICAN TOWER CORP NEW COM	Real Estate Investment Trust	03027X100	21	96	SH		OTR	2	0	0	96
ANALOG DEVICES INC COM	Common Stock	032654105	66	473	SH		OTR	2	0	0	473
APPLE INC COM	Common Stock	037833100	169	1,224	SH		OTR	2	0	0	1,224
ARK AUTONOMOUS TECHNOLOGY & ROBOTICS ETF	Exchange Traded Fund	00214Q203	2	50	SH		SOLE	0	0	0	50
ARK FINTECH INNOVATION ETF	Exchange Traded Fund	00214Q708	2	100	SH		SOLE	0	0	0	100
ARK GENOMIC REVOLUTION ETF	Exchange Traded Fund	00214Q302	2	50	SH		SOLE	0	0	0	50
ARK INNOVATION ETF	Exchange Traded Fund	00214Q104	59	1,560	SH		SOLE	0	0	0	1,560
ARK NEXT GENERATION INTERNET ETF	Exchange Traded Fund	00214Q401	1	26	SH		SOLE	0	0	0	26
AT&T INC COM	Common Stock	00206R102	36	2,379	SH		SOLE	0	0	0	2,379
ATLANTIC PWR & INFRASTRU	Common Stock	04879A107	0	31	SH		SOLE	0	0	0	31
AVERY DENNISON CORP COM	Common Stock	053611109	41	255	SH		OTR	2	0	0	255
BANK NEW YORK MELLON CORP COM	Common Stock	064058100	65	1,700	SH		OTR	2	0	0	1,700
BEST BUY INC COM	Common Stock	086516101	2	27	SH		OTR	2	0	0	27
BK OF AMERICA CORP COM	Common Stock	060505104	64	2,111	SH		OTR	2	0	0	2,111
BOEING CO COM	Common Stock	097023105	4	30	SH		SOLE	0	0	0	30
BRISTOL-MYERS SQUIBB CO COM	Common Stock	110122108	70	990	SH		OTR	2	0	0	990
BROADCOM INC COM	Common Stock	11135F101	52	118	SH		OTR	2	0	0	118
CADENCE DESIGN SYSTEM INC COM	Common Stock	127387108	2	12	SH		OTR	2	0	0	12
CANOPY GROWTH CORP COM	Common Stock	138035100	0	26	SH		SOLE	0	0	0	26
CDW CORP COM	Common Stock	12514G108	79	504	SH		OTR	2	0	0	504
CHENIERE ENERGY INC COM NEW	Common Stock	16411R208	43	258	SH		OTR	2	0	0	258
CIGNA CORP NEW COM	Common Stock	125523100	3	10	SH		OTR	2	0	0	10
CISCO SYS INC COM	Common Stock	17275R102	66	1,654	SH		OTR	2	0	0	1,654
COCA COLA CO COM	Common Stock	191216100	0	6	SH		SOLE	0	0	0	6
COGNIZANT TECHNOLOGY SOLUTIONS CL A	Common Stock	192446102	2	30	SH		OTR	2	0	0	30
COLGATE PALMOLIVE CO COM	Common Stock	194162103	0	2	SH		SOLE	0	0	0	2
COMCAST CORP NEW CL A	Common Stock	20030N101	53	1,798	SH		OTR	2	0	0	1,798
CONOCOPHILLIPS COM	Common Stock	20825C104	39	372	SH		OTR	2	0	0	372
COUPANG INC CL A	Common Stock	22266T109	1	50	SH		SOLE	0	0	0	50
CVS HEALTH CORP COM	Common Stock	126650100	93	976	SH		OTR	2	0	0	976
D R HORTON INC COM	Common Stock	23331A109	67	994	SH		OTR	2	0	0	994
DARLING INGREDIENTS INC COM	Common Stock	237266101	2	27	SH		OTR	2	0	0	27
DEERE & CO COM	Common Stock	244199105	68	203	SH		OTR	2	0	0	203
DIMENSIONAL CORE FIXED INCOME ETF	Exchange Traded Fund	25434V872	10	235	SH		SOLE	0	0	0	235
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF	Exchange Traded Fund	25434V302	6	319	SH		SOLE	0	0	0	319
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	Exchange Traded Fund	25434V203	15	700	SH		SOLE	0	0	0	700
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF	Exchange Traded Fund	25434V864	10	212	SH		SOLE	0	0	0	212
DIMENSIONAL US CORE EQUITY MARKET ETF	Exchange Traded Fund	25434V104	48	1,919	SH		SOLE	0	0	0	1,919
DIMENSIONAL US REAL ESTATE ETF	Exchange Traded Fund	25434V823	2	100	SH		SOLE	0	0	0	100
DOVER CORP COM	Common Stock	260003108	62	532	SH		OTR	2	0	0	532
DROPBOX INC CL A	Common Stock	26210C104	1	49	SH		SOLE	0	0	0	49
ENERGY SELECT SECTOR SPDR FUND	Exchange Traded Fund	81369Y506	42	590	SH		OTR	3	0	0	590
ENVISTA HOLDINGS CORPORATION COM	Common Stock	29415F104	1	17	SH		OTR	2	0	0	17
EVERSOURCE ENERGY COM	Common Stock	30040W108	55	705	SH		OTR	2	0	0	705
FINANCIAL SELECT SECTOR SPDR FUND	Exchange Traded Fund	81369Y605	42	1,399	SH		OTR	3	0	0	1,399
FISERV INC COM	Common Stock	337738108	68	726	SH		OTR	2	0	0	726
GAMING & LEISURE PPTYS INC COM	Real Estate Investment Trust	36467J108	31	693	SH		OTR	2	0	0	693
GENERAL MLS INC COM	Common Stock	370334104	2	29	SH		OTR	2	0	0	29
GOLDMAN SACHS GROUP INC COM	Common Stock	38141G104	8	27	SH		SOLE	0	0	0	27
GRAINGER W W INC COM	Common Stock	384802104	2	4	SH		OTR	2	0	0	4
HANNON ARMSTRONG SUST INFR CAP COM	Real Estate Investment Trust	41068X100	2	63	SH		OTR	2	0	0	63
HOME DEPOT INC COM	Common Stock	437076102	62	225	SH		OTR	2	0	0	225
HORIZON THERAPEUTICS PUB L SHS	Common Stock	G46188101	2	28	SH		OTR	2	0	0	28
HUMANA INC COM	Common Stock	444859102	2	5	SH		OTR	2	0	0	5
INTERPUBLIC GROUP COS INC COM	Common Stock	460690100	67	2,617	SH		OTR	2	0	0	2,617
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	Exchange Traded Fund	46090F100	33	2,039	SH		OTR	3	0	0	2,039
INVESCO S&P 500 EQUAL WEIGHT ETF	Exchange Traded Fund	46137V357	7	52	SH		SOLE	0	0	0	52
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	Exchange Traded Fund	46137V282	24	105	SH		SOLE	0	0	0	105
IQVIA HLDGS INC COM	Common Stock	46266C105	2	12	SH		OTR	2	0	0	12
IRON MTN INC DEL COM	Real Estate Investment Trust	46284V101	49	1,095	SH		OTR	2	0	0	1,095
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	Exchange Traded Fund	46434V407	111	2,789	SH		SOLE	0	0	0	2,789
ISHARES 10-20 YEAR TREASURY BOND ETF	Exchange Traded Fund	464288653	1,571	14,417	SH		SOLE	0	0	0	14,417
ISHARES CONVERTIBLE BOND ETF	Exchange Traded Fund	46435G102	1,179	17,105	SH		SOLE	0	0	0	17,105
ISHARES CORE AGGRESSIVE ALLOCATION ETF	Exchange Traded Fund	464289859	142	2,559	SH		SOLE	0	0	0	2,559
ISHARES CORE CONSERVATIVE ALLOCATION ETF	Exchange Traded Fund	464289883	276	8,453	SH		SOLE	0	0	0	8,453
ISHARES CORE GROWTH ALLOCATION ETF	Exchange Traded Fund	464289867	46	1,023	SH		SOLE	0	0	0	1,023
ISHARES CORE HIGH DIVIDEND ETF	Exchange Traded Fund	46429B663	2,129	23,323	SH		SOLE	0	0	0	23,323
ISHARES CORE MODERATE ALLOCATION ETF	Exchange Traded Fund	464289875	320	8,740	SH		SOLE	0	0	0	8,740
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	21,246	59,238	SH		SOLE	0	0	0	59,238
ISHARES CORE S&P SMALL CAP ETF	Exchange Traded Fund	464287804	1,582	18,147	SH		SOLE	0	0	0	18,147
ISHARES CORE TOTAL USD BOND MARKET ETF	Exchange Traded Fund	46434V613	13,578	305,126	SH		SOLE	0	0	0	305,126
ISHARES ESG AWARE MSCI EM ETF	Exchange Traded Fund	46434G863	249	9,001	SH		SOLE	0	0	0	9,001
ISHARES ESG AWARE MSCI USA ETF	Exchange Traded Fund	46435G425	13,667	171,262	SH		SOLE	0	0	0	171,262
ISHARES EVOLVED US TECHNOLOGY ETF	Exchange Traded Fund	46431W648	231	5,846	SH		SOLE	0	0	0	5,846
ISHARES FALLEN ANGELS USD BOND ETF	Exchange Traded Fund	46435G474	1,621	67,831	SH		SOLE	0	0	0	67,831
ISHARES GLOBAL TECH ETF	Exchange Traded Fund	464287291	236	5,597	SH		SOLE	0	0	0	5,597
ISHARES IBOXX INVESTMENT GRADE CORPORATE BOND ETF	Exchange Traded Fund	464287242	209	2,036	SH		SOLE	0	0	0	2,036
ISHARES JP MORGAN USD EMERGING MARKETS BOND ETF	Exchange Traded Fund	464288281	185	2,327	SH		SOLE	0	0	0	2,327
ISHARES MBS ETF	Exchange Traded Fund	464288588	1,694	18,498	SH		SOLE	0	0	0	18,498
ISHARES MSCI EAFE GROWTH ETF	Exchange Traded Fund	464288885	4,593	63,304	SH		SOLE	0	0	0	63,304
ISHARES MSCI EAFE VALUE ETF	Exchange Traded Fund	464288877	4,890	126,906	SH		SOLE	0	0	0	126,906
ISHARES MSCI EMERGING MARKETS MIN VOL FACTOR ETF	Exchange Traded Fund	464286533	3,443	67,930	SH		SOLE	0	0	0	67,930
ISHARES MSCI USA MIN VOL FACTOR ETF	Exchange Traded Fund	46429B697	1,271	19,128	SH		SOLE	0	0	0	19,128
ISHARES MSCI USA VALUE FACTOR ETF	Exchange Traded Fund	46432F388	149	1,804	SH		SOLE	0	0	0	1,804
ISHARES RUSSELL 3000 ETF	Exchange Traded Fund	464287689	1	3	SH		SOLE	0	0	0	3
ISHARES S&P SMALL-CAP 600 VALUE ETF	Exchange Traded Fund	464287879	20	238	SH		SOLE	0	0	0	238
ISHARES SELF-DRIVING EV & TECH ETF	Exchange Traded Fund	46435U366	2	50	SH		SOLE	0	0	0	50
ISHARES SEMICONDUCTOR ETF	Exchange Traded Fund	464287523	221	694	SH		SOLE	0	0	0	694
ISHARES TIPS BOND ETF	Exchange Traded Fund	464287176	3,076	29,325	SH		SOLE	0	0	0	29,325
ISHARES U.S. ENERGY ETF	Exchange Traded Fund	464287796	389	9,772	SH		SOLE	0	0	0	9,772
ISHARES U.S. ETF TRUST ISHARES GSCI COMMODITY DYNAMIC ROLL STRATEGY ETF	Exchange Traded Fund	46431W853	816	22,840	SH		SOLE	0	0	0	22,840
ISHARES U.S. INFRASTRUCTURE ETF	Exchange Traded Fund	46435U713	550	17,046	SH		SOLE	0	0	0	17,046
ISHARES U.S. TECHNOLOGY ETF	Exchange Traded Fund	464287721	15	201	SH		SOLE	0	0	0	201
ISHARES U.S. TREASURY BOND ETF	Exchange Traded Fund	46429B267	11,657	512,182	SH		SOLE	0	0	0	512,182
JPMORGAN CHASE & CO COM	Common Stock	46625H100	5	52	SH		SOLE	0	0	0	52
KEURIG DR PEPPER INC COM	Common Stock	49271V100	73	2,014	SH		OTR	2	0	0	2,014
KIMBERLY-CLARK CORP COM	Common Stock	494368103	52	460	SH		OTR	2	0	0	460
KRAFT HEINZ CO COM	Common Stock	500754106	2	61	SH		SOLE	0	0	0	61
KRATOS DEFENSE & SEC SOLUTIONS COM NEW	Common Stock	50077B207	3	325	SH		SOLE	0	0	0	325
LABORATORY CORP AMER HLDGS COM NEW	Common Stock	50540R409	1	4	SH		SOLE	0	0	0	4
LAM RESEARCH CORP COM	Common Stock	512807108	41	112	SH		OTR	2	0	0	112
MCKESSON CORP COM	Common Stock	58155Q103	79	232	SH		OTR	2	0	0	232
MERCK & CO INC COM	Common Stock	58933Y105	87	1,004	SH		OTR	2	0	0	1,004
META PLATFORMS INC CL A	Common Stock	30303M102	4	30	SH		SOLE	0	0	0	30
MICROCHIP TECHNOLOGY INC. COM	Common Stock	595017104	29	476	SH		OTR	2	0	0	476
MICROSOFT CORP COM	Common Stock	594918104	123	527	SH		OTR	2	0	0	527
MONDELEZ INTL INC CL A	Common Stock	609207105	63	1,143	SH		OTR	2	0	0	1,143
MORGAN STANLEY COM NEW	Common Stock	617446448	70	890	SH		OTR	2	0	0	890
NEWELL BRANDS INC COM	Common Stock	651229106	44	3,146	SH		OTR	2	0	0	3,146
NEXTERA ENERGY INC COM	Common Stock	65339F101	63	800	SH		OTR	2	0	0	800
NIKOLA CORP COM	Common Stock	654110105	1	150	SH		SOLE	0	0	0	150
NORFOLK SOUTHN CORP COM	Common Stock	655844108	62	296	SH		OTR	2	0	0	296
NVIDIA CORPORATION COM	Common Stock	67066G104	2	16	SH		SOLE	0	0	0	16
OVINTIV INC COM	Common Stock	69047Q102	31	672	SH		OTR	2	0	0	672
PACKAGING CORP AMER COM	Common Stock	695156109	31	275	SH		OTR	2	0	0	275
PALANTIR TECHNOLOGIES INC CL A	Common Stock	69608A108	6	689	SH		SOLE	0	0	0	689
PARKER-HANNIFIN CORP COM	Common Stock	701094104	55	227	SH		OTR	2	0	0	227
PENN ENTERTAINMENT INC COM	Common Stock	707569109	7	265	SH		SOLE	0	0	0	265
PIMCO ACTIVE BOND ETF	Exchange Traded Fund	72201R775	0	1	SH		SOLE	0	0	0	1
PIONEER NAT RES CO COM	Common Stock	723787107	67	310	SH		OTR	2	0	0	310
PROCTER AND GAMBLE CO COM	Common Stock	742718109	2	18	SH		SOLE	0	0	0	18
PRUDENTIAL FINL INC COM	Common Stock	744320102	6	65	SH		SOLE	0	0	0	65
QUANTUMSCAPE CORP COM CL A	Common Stock	74767V109	1	130	SH		SOLE	0	0	0	130
RAYTHEON TECHNOLOGIES CORP COM	Common Stock	75513E101	40	494	SH		OTR	2	0	0	494
REGAL REXNORD CORPORATION COM	Common Stock	758750103	2	16	SH		OTR	2	0	0	16
RIVIAN AUTOMOTIVE INC COM CL A	Common Stock	76954A103	1	40	SH		SOLE	0	0	0	40
ROBLOX CORP CL A	Common Stock	771049103	1	25	SH		SOLE	0	0	0	25
SNOWFLAKE INC CL A	Common Stock	833445109	3	18	SH		SOLE	0	0	0	18
SPDR BLACKSTONE SENIOR LOAN ETF	Exchange Traded Fund	78467V608	24	583	SH		OTR	3	0	0	583
SPDR BLOOMBERG 1-10 YEAR TIPS ETF	Exchange Traded Fund	78468R861	27	1,493	SH		OTR	3	0	0	1,493
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF	Exchange Traded Fund	78468R663	60	659	SH		OTR	3	0	0	659
SPDR BLOOMBERG EMERGING MARKETS LOCAL BOND ETF	Exchange Traded Fund	78464A391	17	876	SH		OTR	3	0	0	876
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	Exchange Traded Fund	78467V848	91	2,262	SH		OTR	3	0	0	2,262
SPDR PORTFOLIO AGGREGATE BOND ETF	Exchange Traded Fund	78464A649	1,083	43,422	SH		OTR	3	0	0	43,422
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	Exchange Traded Fund	78463X889	81	3,147	SH		OTR	3	0	0	3,147
SPDR PORTFOLIO EMERGING MARKETS ETF	Exchange Traded Fund	78463X509	32	1,017	SH		OTR	3	0	0	1,017
SPDR PORTFOLIO EUROPE ETF	Exchange Traded Fund	78463X103	9	320	SH		OTR	3	0	0	320
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF	Exchange Traded Fund	78464A672	21	736	SH		OTR	3	0	0	736
SPDR PORTFOLIO LONG TERM TREASURY ETF	Exchange Traded Fund	78464A664	34	1,141	SH		OTR	3	0	0	1,141
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	Exchange Traded Fund	78464A805	25	560	SH		SOLE	0	0	0	560
SPDR PORTFOLIO S&P 400 MID CAP ETF	Exchange Traded Fund	78464A847	19	481	SH		OTR	3	0	0	481
SPDR PORTFOLIO S&P 500 ETF	Exchange Traded Fund	78464A854	101	2,398	SH		SOLE	0	0	0	2,398
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	Exchange Traded Fund	78468R853	45	1,328	SH		OTR	3	0	0	1,328
SPDR S&P 500 ETF TRUST	Exchange Traded Fund	78462F103	218	609	SH		SOLE	0	0	0	609
SPDR S&P INTERNATIONAL SMALL CAP ETF	Exchange Traded Fund	78463X871	12	479	SH		OTR	3	0	0	479
STANLEY BLACK & DECKER INC COM	Common Stock	854502101	61	807	SH		SOLE	0	0	0	807
STERIS PLC SHS USD	Common Stock	G8473T100	2	12	SH		OTR	2	0	0	12
TAPESTRY INC COM	Common Stock	876030107	65	2,273	SH		OTR	2	0	0	2,273
TE CONNECTIVITY LTD SHS	Common Stock	H84989104	73	657	SH		OTR	2	0	0	657
TECHNOLOGY SELECT SECTOR SPDR FUND	Exchange Traded Fund	81369Y803	21	175	SH		SOLE	0	0	0	175
TESLA INC COM	Common Stock	88160R101	1	3	SH		SOLE	0	0	0	3
TRACTOR SUPPLY CO COM	Common Stock	892356106	2	10	SH		OTR	2	0	0	10
TRUIST FINL CORP COM	Common Stock	89832Q109	2	43	SH		OTR	2	0	0	43
TWITTER INC COM	Common Stock	90184L102	1	30	SH		SOLE	0	0	0	30
ULTA BEAUTY INC COM	Common Stock	90384S303	67	166	SH		OTR	2	0	0	166
UNDER ARMOUR INC CL C	Common Stock	904311206	3	500	SH		SOLE	0	0	0	500
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	80	158	SH		OTR	2	0	0	158
UTILITIES SELECT SECTOR SPDR FUND	Exchange Traded Fund	81369Y886	41	621	SH		OTR	3	0	0	621
VAIL RESORTS INC COM	Common Stock	91879Q109	21	97	SH		OTR	2	0	0	97
VANECK RARE EARTH/STRATEGIC METALS ETF	Exchange Traded Fund	92189H805	7	86	SH		SOLE	0	0	0	86
VANGUARD CONSUMER DISCRETIONARY ETF	Exchange Traded Fund	92204A108	224	949	SH		SOLE	0	0	0	949
VANGUARD DIVIDEND APPRECIATION ETF	Exchange Traded Fund	921908844	361	2,670	SH		SOLE	0	0	0	2,670
VANGUARD FTSE DEVELOPED MARKETS ETF	Exchange Traded Fund	921943858	17,513	481,657	SH		SOLE	0	0	0	481,657
VANGUARD FTSE EMERGING MARKETS ETF	Exchange Traded Fund	922042858	6,245	171,137	SH		SOLE	0	0	0	171,137
VANGUARD FTSE PACIFIC ETF	Exchange Traded Fund	922042866	19	333	SH		OTR	3	0	0	333
VANGUARD GROWTH ETF	Exchange Traded Fund	922908736	17,293	80,825	SH		SOLE	0	0	0	80,825
VANGUARD HEALTH CARE ETF	Exchange Traded Fund	92204A504	9	39	SH		SOLE	0	0	0	39
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	Exchange Traded Fund	921946406	33	346	SH		SOLE	0	0	0	346
VANGUARD INFORMATION TECHNOLOGY ETF	Exchange Traded Fund	92204A702	769	2,495	SH		SOLE	0	0	0	2,495
VANGUARD INTERMEDIATE-TERM BOND ETF	Exchange Traded Fund	921937819	7,343	99,936	SH		SOLE	0	0	0	99,936
VANGUARD LONG-TERM BOND ETF	Exchange Traded Fund	921937793	6,857	95,299	SH		SOLE	0	0	0	95,299
VANGUARD MORTGAGE-BACKED SECURITIES ETF	Exchange Traded Fund	92206C771	7,579	168,091	SH		SOLE	0	0	0	168,091
VANGUARD RUSSELL 3000 ETF	Exchange Traded Fund	92206C599	2	10	SH		SOLE	0	0	0	10
VANGUARD S&P 500 ETF	Exchange Traded Fund	922908363	3	8	SH		SOLE	0	0	0	8
VANGUARD SHORT-TERM BOND ETF	Exchange Traded Fund	921937827	14,363	191,964	SH		SOLE	0	0	0	191,964
VANGUARD SMALL-CAP ETF	Exchange Traded Fund	922908751	4,723	27,636	SH		SOLE	0	0	0	27,636
VANGUARD TOTAL INTERNATIONAL BOND ETF	Exchange Traded Fund	92203J407	15,404	322,732	SH		SOLE	0	0	0	322,732
VANGUARD TOTAL STOCK MARKET ETF	Exchange Traded Fund	922908769	47	261	SH		SOLE	0	0	0	261
VANGUARD VALUE ETF	Exchange Traded Fund	922908744	15,889	128,680	SH		SOLE	0	0	0	128,680
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	57	1,510	SH		OTR	2	0	0	1,510
VISA INC COM CL A	Common Stock	92826C839	70	392	SH		OTR	2	0	0	392
WALMART INC COM	Common Stock	931142103	68	526	SH		OTR	2	0	0	526
WARNER BROS DISCOVERY INC COM SER A	Common Stock	934423104	7	575	SH		SOLE	0	0	0	575
WELLS FARGO CO NEW COM	Common Stock	949746101	66	1,648	SH		OTR	2	0	0	1,648
WORKDAY INC CL A	Common Stock	98138H101	40	260	SH		OTR	2	0	0	260
ZOETIS INC CL A	Common Stock	98978V103	2	13	SH		OTR	2	0	0	13