COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
APPLE INC COM | COM | 037833100 | 4,489 | 38,758 | SH | | SOLE | NONE | 38,758 | 0 | 0 |
ABB LTD SPONSORED ADR | SPONSORED ADR | 000375204 | 558 | 21,937 | SH | | SOLE | NONE | 21,937 | 0 | 0 |
ABBVIE INC COM | COM | 00287Y109 | 1,539 | 17,574 | SH | | SOLE | NONE | 17,574 | 0 | 0 |
AMGEN INC COM | COM | 031162100 | 1,910 | 7,516 | SH | | SOLE | NONE | 7,516 | 0 | 0 |
AMAZON COM INC COM | COM | 023135106 | 3,476 | 1,104 | SH | | SOLE | NONE | 1,104 | 0 | 0 |
AMERICAN WTR WKS CO INC NEW COM | COM | 030420103 | 1,042 | 7,190 | SH | | SOLE | NONE | 7,190 | 0 | 0 |
ASTRAZENECA PLC SPONSORED ADR | SPONSORED ADR | 046353108 | 630 | 11,500 | SH | | SOLE | NONE | 11,500 | 0 | 0 |
BOEING CO COM | COM | 097023105 | 632 | 3,823 | SH | | SOLE | NONE | 3,823 | 0 | 0 |
ALIBABA GROUP HLDG LTD SPONSORED ADS | SPONSORED ADS | 01609W102 | 636 | 2,162 | SH | | SOLE | NONE | 2,162 | 0 | 0 |
BROOKFIELD ASSET MGMT INC CL A LTD VT SH | CL A LTD VT SH | 112585104 | 367 | 11,106 | SH | | SOLE | NONE | 11,106 | 0 | 0 |
BRINKS CO COM | COM | 109696104 | 372 | 9,058 | SH | | SOLE | NONE | 9,058 | 0 | 0 |
BAIDU INC SPON ADR REP A | SPON ADR REP A | 056752108 | 420 | 3,318 | SH | | SOLE | NONE | 3,318 | 0 | 0 |
BIOGEN INC COM | COM | 09062X103 | 1,247 | 4,396 | SH | | SOLE | NONE | 4,396 | 0 | 0 |
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF | SPDR BLOOMBERG | 78468R663 | 2,456 | 26,831 | SH | | SOLE | NONE | 26,831 | 0 | 0 |
BLACKROCK INC COM | COM | 09247X101 | 1,899 | 3,369 | SH | | SOLE | NONE | 3,369 | 0 | 0 |
VANGUARD LONG-TERM BOND INDEX FUND | LONG TERM BOND | 921937793 | 1,131 | 10,113 | SH | | SOLE | NONE | 10,113 | 0 | 0 |
CARRIER GLOBAL CORPORATION COM | COM | 14448C104 | 711 | 23,288 | SH | | SOLE | NONE | 23,288 | 0 | 0 |
CANADIAN NATL RY CO COM | COM | 136375102 | 442 | 4,153 | SH | | SOLE | NONE | 4,153 | 0 | 0 |
CARVANA CO CL A | CL A | 146869102 | 2,959 | 13,267 | SH | | SOLE | NONE | 13,267 | 0 | 0 |
DISNEY WALT CO COM DISNEY | COM DISNEY | 254687106 | 1,810 | 14,590 | SH | | SOLE | NONE | 14,590 | 0 | 0 |
ELECTRONIC ARTS INC COM | COM | 285512109 | 876 | 6,714 | SH | | SOLE | NONE | 6,714 | 0 | 0 |
EMERSON ELEC CO COM | COM | 291011104 | 1,138 | 17,362 | SH | | SOLE | NONE | 17,362 | 0 | 0 |
FACEBOOK INC CL A | CL A | 30303M102 | 1,909 | 7,288 | SH | | SOLE | NONE | 7,288 | 0 | 0 |
GOLDMAN SACHS ACCESS TREASURY 0-1 YEAR ETF | ACCES TREASURY | 381430529 | 13,865 | 138,060 | SH | | SOLE | NONE | 138,060 | 0 | 0 |
SPDR GOLD SHARES | GOLD SHS | 78463V107 | 9,488 | 53,571 | SH | | SOLE | NONE | 53,571 | 0 | 0 |
BARRICK GOLD CORP COM | COM | 067901108 | 565 | 20,098 | SH | | SOLE | NONE | 20,098 | 0 | 0 |
ALPHABET INC CAP STK CL A | CAP STK CL A | 02079K305 | 1,726 | 1,178 | SH | | SOLE | NONE | 1,178 | 0 | 0 |
GOLDMAN SACHS GROUP INC COM | COM | 38141G104 | 937 | 4,663 | SH | | SOLE | NONE | 4,663 | 0 | 0 |
HOME DEPOT INC COM | COM | 437076102 | 312 | 1,124 | SH | | SOLE | NONE | 1,124 | 0 | 0 |
HDFC BANK LTD SPONSORED ADS | SPONSORED ADS | 40415F101 | 333 | 6,674 | SH | | SOLE | NONE | 6,674 | 0 | 0 |
ISHARES CORE INTERNATIONAL AGGREGATE BOND FUND | CORE INTL AGGR | 46435G672 | 2,754 | 49,487 | SH | | SOLE | NONE | 49,487 | 0 | 0 |
ISHARES CORE MSCI EMERGING MARKETS ETF | CORE MSCI EMKT | 46434G103 | 4,560 | 86,368 | SH | | SOLE | NONE | 86,368 | 0 | 0 |
INTEL CORP COM | COM | 458140100 | 1,168 | 22,555 | SH | | SOLE | NONE | 22,555 | 0 | 0 |
INTUITIVE SURGICAL INC COM NEW | COM NEW | 46120E602 | 2,398 | 3,379 | SH | | SOLE | NONE | 3,379 | 0 | 0 |
JOHNSON CTLS INTL PLC SHS | SHS | G51502105 | 271 | 6,639 | SH | | SOLE | NONE | 6,639 | 0 | 0 |
JOHNSON & JOHNSON COM | COM | 478160104 | 1,747 | 11,732 | SH | | SOLE | NONE | 11,732 | 0 | 0 |
JPMORGAN CHASE & CO COM | COM | 46625H100 | 1,557 | 16,171 | SH | | SOLE | NONE | 16,171 | 0 | 0 |
KOREA ELECTRIC PWR SPONSORED ADR | SPONSORED ADR | 500631106 | 342 | 39,294 | SH | | SOLE | NONE | 39,294 | 0 | 0 |
MASTERCARD INCORPORATED CL A | CL A | 57636Q104 | 2,006 | 5,931 | SH | | SOLE | NONE | 5,931 | 0 | 0 |
MCDONALDS CORP COM | COM | 580135101 | 1,187 | 5,407 | SH | | SOLE | NONE | 5,407 | 0 | 0 |
MERCK & CO. INC COM | COM | 58933Y105 | 235 | 2,832 | SH | | SOLE | NONE | 2,832 | 0 | 0 |
MICROSOFT CORP COM | COM | 594918104 | 3,071 | 14,601 | SH | | SOLE | NONE | 14,601 | 0 | 0 |
NASDAQ INC COM | COM | 631103108 | 1,028 | 8,380 | SH | | SOLE | NONE | 8,380 | 0 | 0 |
NEXTERA ENERGY INC COM | COM | 65339F101 | 384 | 5,537 | SH | | SOLE | NONE | 5,537 | 0 | 0 |
NETFLIX INC COM | COM | 64110L106 | 1,632 | 3,264 | SH | | SOLE | NONE | 3,264 | 0 | 0 |
NIKE INC CL B | CL B | 654106103 | 1,727 | 13,758 | SH | | SOLE | NONE | 13,758 | 0 | 0 |
PEPSICO INC COM | COM | 713448108 | 1,707 | 12,319 | SH | | SOLE | NONE | 12,319 | 0 | 0 |
PFIZER INC COM | COM | 717081103 | 1,766 | 48,119 | SH | | SOLE | NONE | 48,119 | 0 | 0 |
PROCTER AND GAMBLE CO COM | COM | 742718109 | 1,263 | 9,089 | SH | | SOLE | NONE | 9,089 | 0 | 0 |
KONINKLIJKE PHILIPS N V NY REG SH NEW | NY REG SH NEW | 500472303 | 477 | 10,121 | SH | | SOLE | NONE | 10,121 | 0 | 0 |
PPL CORP COM | COM | 69351T106 | 1,313 | 48,260 | SH | | SOLE | NONE | 48,260 | 0 | 0 |
PAYPAL HLDGS INC COM | COM | 70450Y103 | 232 | 1,179 | SH | | SOLE | NONE | 1,179 | 0 | 0 |
FERRARI N V COM | COM | N3167Y103 | 480 | 2,607 | SH | | SOLE | NONE | 2,607 | 0 | 0 |
RAYTHEON TECHNOLOGIES CORP COM | COM | 75513E101 | 685 | 11,897 | SH | | SOLE | NONE | 11,897 | 0 | 0 |
SAP SE SPON ADR | SPON ADR | 803054204 | 438 | 2,811 | SH | | SOLE | NONE | 2,811 | 0 | 0 |
SCHWAB INTERNATIONAL EQUITY ETF | INTL EQTY ETF | 808524805 | 7,248 | 230,814 | SH | | SOLE | NONE | 230,814 | 0 | 0 |
SCHWAB U.S. MID-CAP ETF | US MID-CAP ETF | 808524508 | 9,948 | 179,308 | SH | | SOLE | NONE | 179,308 | 0 | 0 |
SCHWAB US AGGREGATE BOND ETF | US AGGREGATE B | 808524839 | 2,212 | 39,438 | SH | | SOLE | NONE | 39,438 | 0 | 0 |
SHOPIFY INC CL A | CL A | 82509L107 | 412 | 403 | SH | | SOLE | NONE | 403 | 0 | 0 |
SONY CORP SPONSORED ADR | SPONSORED ADR | 835699307 | 612 | 7,969 | SH | | SOLE | NONE | 7,969 | 0 | 0 |
SANOFI SPONSORED ADR | SPONSORED ADR | 80105N105 | 378 | 7,532 | SH | | SOLE | NONE | 7,532 | 0 | 0 |
STMICROELECTRONICS N V NY REGISTRY | NY REGISTRY | 861012102 | 591 | 19,255 | SH | | SOLE | NONE | 19,255 | 0 | 0 |
AT&T INC COM | COM | 00206R102 | 1,148 | 40,279 | SH | | SOLE | NONE | 40,279 | 0 | 0 |
TORONTO DOMINION BK ONT COM NEW | COM NEW | 891160509 | 494 | 10,688 | SH | | SOLE | NONE | 10,688 | 0 | 0 |
ISHARES TIPS BOND ETF | TIPS BD ETF | 464287176 | 2,276 | 17,991 | SH | | SOLE | NONE | 17,991 | 0 | 0 |
TESLA INC COM | COM | 88160R101 | 1,719 | 4,007 | SH | | SOLE | NONE | 4,007 | 0 | 0 |
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS | SPONSORED ADS | 874039100 | 660 | 8,145 | SH | | SOLE | NONE | 8,145 | 0 | 0 |
TYSON FOODS INC CL A | CL A | 902494103 | 946 | 15,899 | SH | | SOLE | NONE | 15,899 | 0 | 0 |
UNILEVER N V N Y SHS NEW | N Y SHS NEW | 904784709 | 625 | 10,341 | SH | | SOLE | NONE | 10,341 | 0 | 0 |
UNITEDHEALTH GROUP INC COM | COM | 91324P102 | 239 | 767 | SH | | SOLE | NONE | 767 | 0 | 0 |
ISHARES MSCI USA MIN VOL FACTOR ETF | MSCI USA MIN VOL | 46429B697 | 2,779 | 43,612 | SH | | SOLE | NONE | 43,612 | 0 | 0 |
VISA INC COM CL A | COM CL A | 92826C839 | 229 | 1,145 | SH | | SOLE | NONE | 1,145 | 0 | 0 |
VIPSHOP HOLDINGS LIMITED SPONSORED ADS A | SPONSORED ADS A | 92763W103 | 273 | 17,434 | SH | | SOLE | NONE | 17,434 | 0 | 0 |
VANGUARD S&P 500 ETF | S&P 500 ETF SHS | 922908363 | 12,569 | 40,856 | SH | | SOLE | NONE | 40,856 | 0 | 0 |
VANGUARD TAX-EXEMPT BOND ETF | TAX EXEMPT BD | 922907746 | 4,265 | 78,338 | SH | | SOLE | NONE | 78,338 | 0 | 0 |
YUM CHINA HLDGS INC COM | COM | 98850P109 | 653 | 12,341 | SH | | SOLE | NONE | 12,341 | 0 | 0 |
ZOETIS INC CL A | CL A | 98978V103 | 250 | 1,513 | SH | | SOLE | NONE | 1,513 | 0 | 0 |