Carvana Receivables Depositor 8-K ABS Informational and Computational Material

Exhibit 99.1

Deal Score 50-59

Origination Trends

	Wtd. Avg. FICO		Wtd. Avg. APR			Wtd. Avg. Orig. Term		Wtd. Avg. PTI			Wtd. Avg. Down Pmt.		Wtd. Avg. Amt. Fin.		Loan Count		Agg. Amt. Fin.
2017 Q1		644		9.77	%		70		8.48	%	$	1,468	$	16,915		524	$	8,863,360
2017 Q2		645		10.12	%		71		8.83	%	$	1,246	$	17,753		771	$	13,687,722
2017 Q3		644		10.53	%		71		9.07	%	$	922	$	17,703		864	$	15,295,220
2017 Q4		648		10.32	%		71		9.13	%	$	920	$	17,537		911	$	15,976,430
2018 Q1		648		10.85	%		71		9.14	%	$	1,054	$	17,656		1,134	$	20,022,173
2018 Q2		639		11.15	%		70		9.10	%	$	1,066	$	19,243		1,575	$	30,307,348
2018 Q3		641		11.06	%		70		8.98	%	$	935	$	19,326		1,931	$	37,317,968
2018 Q4		641		11.31	%		71		9.12	%	$	820	$	19,686		2,089	$	41,123,774
2019 Q1		643		11.46	%		71		9.18	%	$	912	$	19,655		2,588	$	50,866,473
2019 Q2		643		11.53	%		71		9.26	%	$	904	$	20,097		3,230	$	64,911,922
2019 Q3		639		11.74	%		71		8.92	%	$	1,033	$	20,580		4,125	$	84,890,991
2019 Q4		638		11.47	%		71		9.09	%	$	849	$	19,605		4,705	$	92,242,554
2020 Q1		638		11.62	%		71		9.08	%	$	956	$	19,355		4,915	$	95,129,222
2020 Q2		640		12.56	%		71		9.31	%	$	1,384	$	18,222		6,528	$	118,956,444
2020 Q3		625		14.39	%		71		9.96	%	$	1,518	$	19,167		3,453	$	66,184,769
2020 Q4		634		13.18	%		71		9.86	%	$	1,371	$	20,190		3,558	$	71,836,141
2021 Q1		626		13.65	%		71		9.90	%	$	1,532	$	19,201		10,459	$	200,823,147
2021 Q2		627		13.27	%		71		10.43	%	$	2,220	$	21,925		11,848	$	259,770,830
2021 Q3		630		12.63	%		72		10.64	%	$	1,930	$	23,256		12,316	$	286,423,516
2021 Q4		627		13.05	%		72		10.61	%	$	2,193	$	23,926		11,786	$	281,986,413
2022 Q1		635		12.19	%		72		10.46	%	$	2,444	$	24,943		11,180	$	278,860,537
2022 Q2		636		13.93	%		72		10.60	%	$	2,447	$	24,028		12,565	$	301,914,002
2022 Q3		637		14.39	%		71		10.27	%	$	2,127	$	24,241		11,213	$	271,812,465
2022 Q4		640		15.67	%		72		9.72	%	$	2,005	$	24,211		9,755	$	236,181,971
2023 Q1		631		17.09	%		72		9.81	%	$	1,928	$	23,049		8,813	$	203,132,014
2023 Q2		631		17.67	%		72		10.07	%	$	2,151	$	24,945		8,080	$	201,556,158
2023 Q3		632		17.57	%		72		10.03	%	$	1,678	$	25,226		10,090	$	254,533,071
2023 Q4		633		17.01	%		72		9.94	%	$	1,493	$	25,097		10,954	$	274,908,011
2024 Q1		628		17.40	%		73		9.82	%	$	1,636	$	25,086		12,809	$	321,323,829
2024 Q2		627		17.26	%		73		9.69	%	$	1,631	$	25,432		14,791	$	376,158,290

1

Cumulative Gross Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.23%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.01%	0.01%	0.00%	0.00%	0.01%	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.23%	0.07%	0.00%	0.17%	0.00%	0.16%	0.09%	0.00%	0.09%	0.05%	0.00%	0.04%	0.02%	0.00%	0.03%	0.02%	0.02%	0.01%	0.03%	0.01%	0.01%	0.05%	0.06%	0.03%	0.01%	0.00%	0.00%	0.00%	0.00%
3	0.23%	0.07%	0.00%	0.28%	0.20%	0.20%	0.13%	0.00%	0.09%	0.07%	0.06%	0.06%	0.06%	0.01%	0.11%	0.06%	0.04%	0.05%	0.04%	0.03%	0.06%	0.09%	0.12%	0.05%	0.06%	0.12%	0.00%	0.04%	0.04%
4	0.40%	0.07%	0.08%	0.51%	0.20%	0.26%	0.22%	0.17%	0.09%	0.10%	0.08%	0.11%	0.06%	0.06%	0.17%	0.06%	0.09%	0.10%	0.08%	0.08%	0.11%	0.15%	0.21%	0.08%	0.17%	0.22%	0.07%	0.11%	0.10%
5	0.60%	0.38%	0.33%	1.33%	0.32%	0.65%	0.49%	0.40%	0.39%	0.30%	0.30%	0.41%	0.31%	0.12%	0.40%	0.18%	0.21%	0.30%	0.22%	0.30%	0.22%	0.34%	0.38%	0.26%	0.37%	0.35%	0.29%	0.31%
6	0.82%	0.52%	0.44%	1.85%	0.64%	0.83%	0.70%	0.58%	0.59%	0.63%	0.43%	0.62%	0.52%	0.33%	0.53%	0.27%	0.30%	0.38%	0.35%	0.45%	0.40%	0.52%	0.55%	0.37%	0.66%	0.60%	0.52%	0.46%
7	0.82%	1.15%	0.70%	2.01%	0.89%	1.12%	0.85%	0.81%	0.70%	0.81%	0.54%	0.70%	0.59%	0.64%	0.68%	0.41%	0.48%	0.56%	0.54%	0.60%	0.59%	0.70%	0.82%	0.58%	0.93%	1.06%	0.75%	0.75%
8	1.03%	1.49%	0.71%	2.09%	0.98%	1.37%	1.11%	1.24%	0.80%	1.00%	0.58%	0.89%	0.74%	0.76%	0.85%	0.48%	0.64%	0.67%	0.75%	0.83%	0.78%	0.92%	1.04%	0.79%	1.23%	1.51%	1.18%
9	1.03%	1.67%	0.74%	2.20%	1.11%	1.72%	1.36%	1.43%	1.07%	1.30%	0.73%	0.99%	0.79%	0.88%	0.97%	0.61%	0.79%	0.85%	0.98%	1.00%	0.95%	1.14%	1.26%	0.94%	1.59%	1.94%	1.48%
10	1.21%	1.92%	0.98%	2.49%	1.26%	1.90%	1.56%	1.55%	1.42%	1.51%	0.90%	1.16%	0.98%	0.93%	1.10%	0.76%	0.99%	1.03%	1.22%	1.29%	1.16%	1.41%	1.56%	1.25%	1.98%	2.41%	1.89%
11	1.80%	2.02%	1.23%	3.03%	1.49%	1.91%	1.82%	1.93%	1.86%	1.76%	0.96%	1.29%	1.10%	1.08%	1.44%	0.93%	1.19%	1.19%	1.45%	1.51%	1.36%	1.65%	1.86%	1.54%	2.44%	2.81%
12	1.80%	2.32%	1.48%	3.32%	1.92%	2.16%	2.26%	2.17%	1.96%	2.00%	1.18%	1.46%	1.20%	1.18%	1.62%	1.15%	1.36%	1.40%	1.73%	1.75%	1.61%	1.92%	2.15%	1.82%	2.78%	3.12%
13	1.89%	2.47%	1.78%	3.43%	2.06%	2.50%	2.63%	2.42%	2.08%	2.11%	1.30%	1.55%	1.29%	1.28%	1.76%	1.32%	1.58%	1.56%	1.94%	2.02%	1.83%	2.17%	2.51%	2.09%	3.08%	3.43%
14	2.22%	2.72%	1.95%	3.63%	2.19%	2.80%	2.91%	2.75%	2.12%	2.22%	1.42%	1.74%	1.55%	1.35%	1.93%	1.41%	1.66%	1.71%	2.22%	2.24%	2.11%	2.44%	2.88%	2.37%	3.40%
15	2.22%	3.36%	2.25%	3.98%	2.25%	2.97%	3.33%	3.07%	2.23%	2.38%	1.55%	1.84%	1.62%	1.45%	2.15%	1.56%	1.88%	2.00%	2.54%	2.47%	2.39%	2.74%	3.15%	2.74%	3.72%
16	2.63%	3.55%	2.63%	4.34%	2.53%	3.42%	3.48%	3.41%	2.32%	2.52%	1.67%	2.05%	1.81%	1.62%	2.50%	1.67%	2.04%	2.23%	2.82%	2.68%	2.60%	3.10%	3.47%	3.12%	4.04%
17	2.63%	4.10%	3.00%	4.51%	2.73%	3.60%	3.78%	3.64%	2.45%	2.73%	1.77%	2.14%	1.87%	1.84%	2.55%	1.87%	2.23%	2.51%	3.05%	2.97%	2.98%	3.40%	3.80%	3.58%
18	2.64%	4.28%	3.58%	4.88%	3.06%	3.80%	4.00%	3.96%	2.61%	2.89%	1.93%	2.21%	1.96%	1.93%	2.78%	1.96%	2.37%	2.78%	3.30%	3.29%	3.33%	3.71%	4.19%	3.86%
19	3.20%	4.71%	4.12%	4.97%	3.25%	4.03%	4.21%	4.01%	2.79%	3.01%	1.95%	2.27%	2.06%	1.99%	2.94%	2.13%	2.57%	2.99%	3.60%	3.56%	3.66%	4.10%	4.49%	4.19%
20	3.31%	4.81%	4.20%	5.12%	3.49%	4.25%	4.27%	4.10%	2.83%	3.20%	2.10%	2.47%	2.14%	2.12%	3.12%	2.27%	2.73%	3.20%	3.86%	3.85%	4.07%	4.49%	4.78%
21	3.62%	5.04%	4.23%	5.35%	3.79%	4.46%	4.36%	4.10%	2.96%	3.36%	2.20%	2.55%	2.22%	2.22%	3.27%	2.57%	2.91%	3.49%	4.13%	4.14%	4.36%	4.86%	5.14%
22	3.79%	5.04%	4.40%	5.57%	4.20%	4.55%	4.46%	4.17%	3.15%	3.54%	2.24%	2.67%	2.33%	2.34%	3.41%	2.77%	3.04%	3.78%	4.34%	4.40%	4.70%	5.21%	5.46%
23	3.90%	5.25%	4.45%	5.93%	4.35%	4.68%	4.80%	4.32%	3.46%	3.58%	2.31%	2.81%	2.42%	2.55%	3.66%	2.92%	3.30%	4.00%	4.61%	4.73%	4.98%	5.52%
24	4.38%	5.37%	4.88%	6.31%	4.49%	4.85%	5.03%	4.48%	3.61%	3.75%	2.36%	2.87%	2.53%	2.63%	3.82%	3.02%	3.45%	4.21%	4.91%	5.11%	5.31%	5.92%
25	4.49%	5.38%	5.18%	6.64%	4.93%	5.14%	5.17%	4.62%	3.70%	3.85%	2.44%	2.95%	2.67%	2.69%	3.95%	3.21%	3.58%	4.40%	5.24%	5.48%	5.53%	6.25%
26	4.87%	5.67%	5.26%	6.90%	5.00%	5.27%	5.20%	4.82%	3.72%	3.92%	2.54%	3.09%	2.76%	2.92%	4.10%	3.38%	3.74%	4.54%	5.59%	5.88%	5.85%
27	5.17%	5.67%	5.48%	7.05%	5.01%	5.53%	5.37%	5.04%	3.82%	4.01%	2.70%	3.24%	2.85%	2.96%	4.30%	3.40%	3.92%	4.76%	5.82%	6.14%	6.16%
28	5.36%	5.85%	5.70%	7.15%	5.20%	5.57%	5.63%	5.08%	3.84%	4.05%	2.75%	3.31%	2.94%	3.08%	4.41%	3.55%	4.09%	5.02%	6.10%	6.40%	6.47%
29	5.48%	6.21%	5.95%	7.21%	5.68%	5.66%	5.65%	5.13%	3.88%	4.06%	2.81%	3.34%	2.97%	3.16%	4.58%	3.71%	4.26%	5.23%	6.35%	6.67%
30	5.67%	6.50%	5.96%	7.31%	5.71%	5.88%	5.73%	5.23%	3.98%	4.15%	2.86%	3.49%	3.04%	3.33%	4.72%	3.84%	4.40%	5.44%	6.58%	6.88%
31	6.00%	6.70%	6.05%	7.38%	5.71%	6.01%	5.82%	5.30%	4.08%	4.32%	2.92%	3.55%	3.15%	3.39%	4.89%	4.01%	4.59%	5.62%	6.86%	7.16%
32	6.26%	6.94%	6.12%	7.56%	5.83%	6.09%	5.87%	5.30%	4.12%	4.47%	2.95%	3.65%	3.22%	3.50%	5.11%	4.16%	4.69%	5.85%	7.13%
33	6.59%	6.94%	6.17%	7.76%	5.91%	6.21%	5.98%	5.47%	4.22%	4.54%	3.05%	3.69%	3.30%	3.55%	5.30%	4.34%	4.85%	6.06%	7.33%
34	6.70%	7.15%	6.27%	7.81%	5.92%	6.30%	6.14%	5.53%	4.28%	4.64%	3.12%	3.84%	3.35%	3.66%	5.44%	4.47%	5.01%	6.25%	7.58%
35	6.70%	7.52%	6.54%	7.82%	6.07%	6.44%	6.14%	5.58%	4.36%	4.74%	3.16%	3.97%	3.51%	3.74%	5.57%	4.58%	5.18%	6.41%
36	6.70%	7.52%	6.77%	8.01%	6.13%	6.46%	6.15%	5.68%	4.52%	4.80%	3.18%	4.01%	3.54%	3.84%	5.65%	4.78%	5.25%	6.56%
37	6.84%	7.55%	6.89%	8.06%	6.13%	6.55%	6.16%	5.85%	4.56%	4.91%	3.33%	4.08%	3.66%	3.93%	5.67%	4.84%	5.36%	6.75%
38	6.93%	7.59%	6.90%	8.22%	6.19%	6.62%	6.19%	5.91%	4.63%	4.95%	3.42%	4.12%	3.71%	3.98%	5.77%	4.95%	5.43%
39	6.93%	7.95%	6.90%	8.28%	6.19%	6.68%	6.23%	5.95%	4.66%	5.03%	3.52%	4.22%	3.83%	4.04%	5.92%	5.10%	5.51%
40	6.93%	7.95%	6.90%	8.49%	6.22%	6.68%	6.38%	6.03%	4.81%	5.03%	3.60%	4.32%	3.96%	4.10%	6.06%	5.19%	5.63%
41	6.93%	8.16%	7.01%	8.49%	6.26%	6.80%	6.44%	6.04%	4.93%	5.16%	3.61%	4.40%	4.02%	4.16%	6.27%	5.24%
42	6.93%	8.43%	7.12%	8.49%	6.34%	6.80%	6.52%	6.06%	4.98%	5.23%	3.65%	4.54%	4.11%	4.30%	6.36%	5.32%
43	6.93%	8.53%	7.19%	8.57%	6.41%	6.87%	6.52%	6.10%	5.08%	5.26%	3.70%	4.62%	4.16%	4.37%	6.45%	5.41%
44	6.98%	8.59%	7.19%	8.68%	6.44%	7.00%	6.60%	6.20%	5.13%	5.28%	3.77%	4.65%	4.26%	4.44%	6.53%
45	7.18%	8.65%	7.28%	8.73%	6.48%	7.07%	6.62%	6.20%	5.26%	5.37%	3.84%	4.72%	4.32%	4.50%	6.62%
46	7.37%	8.65%	7.28%	8.82%	6.48%	7.10%	6.65%	6.25%	5.33%	5.42%	3.90%	4.75%	4.41%	4.54%	6.71%
47	7.37%	8.65%	7.32%	8.89%	6.59%	7.12%	6.70%	6.34%	5.43%	5.46%	3.97%	4.79%	4.44%	4.57%
48	7.45%	8.65%	7.32%	8.89%	6.65%	7.18%	6.77%	6.37%	5.53%	5.55%	4.08%	4.83%	4.49%	4.61%
49	7.45%	8.65%	7.39%	8.92%	6.65%	7.21%	6.78%	6.37%	5.57%	5.61%	4.10%	4.89%	4.55%	4.67%
50	7.50%	8.69%	7.39%	8.92%	6.67%	7.30%	6.85%	6.37%	5.61%	5.16%	4.15%	4.96%	4.61%
51	7.50%	8.69%	7.43%	8.92%	6.76%	7.34%	6.92%	6.37%	5.61%	5.20%	4.16%	5.10%	4.66%
52	7.55%	8.79%	7.52%	8.95%	6.82%	7.40%	6.92%	6.46%	5.61%	5.27%	4.22%	5.15%	4.71%
53	7.55%	8.79%	7.52%	9.01%	6.88%	7.46%	6.95%	6.54%	5.54%	5.30%	4.25%	5.22%
54	7.55%	8.79%	7.52%	9.04%	6.88%	7.46%	6.97%	6.59%	5.58%	5.33%	4.29%	5.25%
55	7.55%	8.83%	7.53%	9.04%	6.93%	7.52%	7.00%	6.61%	5.63%	5.39%	4.35%	5.28%
56	7.55%	8.83%	7.56%	9.10%	7.00%	7.52%	7.06%	6.61%	5.67%	5.43%	4.39%
57	7.55%	8.83%	7.60%	9.14%	7.00%	7.52%	7.10%	6.63%	5.70%	5.46%	4.40%
58	7.55%	8.87%	7.60%	9.14%	7.00%	7.56%	7.11%	6.64%	5.71%	5.49%	4.45%
59	7.55%	8.90%	7.63%	9.14%	7.03%	7.56%	7.08%	6.68%	5.77%	5.54%
60	7.60%	8.90%	7.63%	9.16%	7.03%	7.56%	7.17%	6.75%	5.79%	5.60%
61	7.60%	8.90%	7.63%	9.20%	7.04%	7.56%	7.21%	6.76%	5.81%	5.61%
62	7.60%	8.90%	7.71%	9.20%	7.04%	7.56%	7.23%	6.81%	5.83%
63	7.60%	8.94%	7.77%	9.24%	7.04%	7.61%	7.25%	6.82%	5.84%
64	7.60%	8.94%	7.82%	9.24%	7.10%	7.61%	7.26%	6.87%	5.87%
65	7.69%	8.95%	7.82%	9.30%	7.10%	7.65%	7.27%	6.87%
66	7.74%	8.95%	7.84%	9.30%	7.12%	7.66%	7.28%	6.88%
67	7.74%	8.95%	7.84%	9.32%	7.13%	7.66%	7.28%	6.90%
68	7.74%	8.98%	7.84%	9.34%	7.13%	7.66%	7.30%
69	7.77%	9.03%	7.84%	9.35%	7.17%	7.66%	7.32%
70	7.84%	9.06%	7.84%	9.37%	7.19%	7.69%	7.32%
71	7.84%	9.08%	7.84%	9.37%	7.19%	7.71%
72	7.87%	9.08%	7.85%	9.38%	7.19%	7.72%

2

Cumulative Net Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.08%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.01%	0.01%	0.00%	0.00%	0.01%	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.08%	0.01%	0.00%	0.18%	0.00%	0.16%	0.09%	0.00%	0.10%	0.06%	0.00%	0.04%	0.02%	0.00%	0.04%	0.02%	0.02%	0.01%	0.03%	0.01%	0.01%	0.05%	0.06%	0.03%	0.01%	0.00%	0.00%	0.00%	0.00%
3	0.08%	0.01%	0.00%	0.27%	0.21%	0.09%	0.08%	0.01%	0.06%	0.08%	0.06%	0.03%	0.06%	0.01%	0.08%	0.04%	0.03%	0.04%	0.01%	0.02%	0.04%	0.05%	0.11%	0.03%	0.04%	0.08%	0.00%	0.02%	0.03%
4	0.15%	0.01%	0.08%	0.34%	0.08%	0.15%	0.09%	0.14%	0.04%	0.08%	0.06%	0.08%	0.03%	0.04%	0.13%	0.03%	0.08%	0.07%	0.05%	0.07%	0.08%	0.10%	0.16%	0.05%	0.11%	0.12%	0.06%	0.06%	0.05%
5	0.35%	0.31%	0.34%	1.12%	0.21%	0.49%	0.36%	0.29%	0.33%	0.27%	0.27%	0.36%	0.26%	0.09%	0.36%	0.14%	0.17%	0.19%	0.16%	0.23%	0.15%	0.25%	0.33%	0.18%	0.29%	0.24%	0.25%	0.21%
6	0.40%	0.45%	0.37%	1.41%	0.44%	0.62%	0.57%	0.46%	0.53%	0.52%	0.36%	0.57%	0.44%	0.27%	0.45%	0.20%	0.24%	0.26%	0.26%	0.35%	0.27%	0.40%	0.45%	0.24%	0.47%	0.43%	0.42%	0.31%
7	0.38%	0.86%	0.56%	1.48%	0.69%	0.90%	0.64%	0.61%	0.63%	0.68%	0.44%	0.58%	0.43%	0.52%	0.55%	0.32%	0.37%	0.42%	0.43%	0.45%	0.42%	0.53%	0.63%	0.41%	0.63%	0.81%	0.61%	0.59%
8	0.59%	1.14%	0.50%	1.17%	0.71%	1.12%	0.79%	1.01%	0.62%	0.75%	0.41%	0.71%	0.50%	0.59%	0.67%	0.35%	0.49%	0.48%	0.55%	0.63%	0.56%	0.70%	0.75%	0.59%	0.85%	1.16%	0.96%
9	0.58%	1.31%	0.53%	1.30%	0.63%	1.39%	0.97%	1.03%	0.85%	0.94%	0.53%	0.75%	0.48%	0.61%	0.73%	0.47%	0.58%	0.62%	0.68%	0.71%	0.70%	0.87%	0.90%	0.70%	1.12%	1.45%	1.10%
10	0.76%	1.35%	0.77%	1.50%	0.78%	1.48%	1.10%	1.04%	1.11%	1.11%	0.66%	0.83%	0.63%	0.59%	0.75%	0.61%	0.73%	0.73%	0.84%	0.91%	0.83%	1.06%	1.12%	0.99%	1.42%	1.74%	1.39%
11	1.32%	1.31%	1.03%	1.90%	0.96%	1.48%	1.30%	1.29%	1.44%	1.33%	0.62%	0.92%	0.70%	0.73%	1.03%	0.72%	0.82%	0.81%	0.94%	1.07%	0.95%	1.21%	1.35%	1.20%	1.73%	2.01%
12	1.26%	1.63%	0.84%	1.88%	1.28%	1.53%	1.67%	1.43%	1.40%	1.53%	0.83%	1.06%	0.71%	0.76%	1.09%	0.86%	0.87%	0.93%	1.14%	1.23%	1.12%	1.40%	1.52%	1.40%	1.99%	2.24%
13	1.33%	1.60%	1.05%	1.89%	1.27%	1.72%	1.95%	1.55%	1.43%	1.56%	0.93%	1.03%	0.75%	0.76%	1.20%	0.79%	1.02%	0.98%	1.27%	1.40%	1.25%	1.58%	1.79%	1.60%	2.19%	2.39%
14	1.57%	1.62%	1.10%	2.10%	1.31%	1.85%	2.03%	1.82%	1.47%	1.59%	0.98%	1.11%	0.96%	0.80%	1.13%	0.78%	1.00%	1.08%	1.46%	1.54%	1.44%	1.76%	2.05%	1.80%	2.40%
15	1.56%	2.14%	1.28%	2.24%	1.37%	1.90%	2.24%	1.99%	1.50%	1.68%	1.03%	1.15%	0.89%	0.84%	1.28%	0.90%	1.14%	1.25%	1.68%	1.68%	1.62%	2.00%	2.21%	2.02%	2.65%
16	1.87%	2.23%	1.66%	2.46%	1.66%	2.26%	2.25%	2.20%	1.47%	1.76%	1.09%	1.31%	0.96%	0.98%	1.54%	0.93%	1.20%	1.40%	1.88%	1.79%	1.72%	2.28%	2.44%	2.34%	2.92%
17	1.76%	2.60%	1.97%	2.40%	1.81%	2.43%	2.50%	2.34%	1.57%	1.88%	1.14%	1.28%	0.94%	1.12%	1.49%	1.02%	1.30%	1.58%	1.99%	1.97%	2.04%	2.50%	2.70%	2.70%
18	1.77%	2.76%	2.34%	2.58%	2.08%	2.45%	2.58%	2.60%	1.62%	1.87%	1.18%	1.25%	0.98%	1.07%	1.69%	1.10%	1.32%	1.77%	2.13%	2.17%	2.24%	2.72%	3.01%	2.88%
19	2.34%	3.17%	2.66%	2.54%	2.14%	2.58%	2.72%	2.54%	1.68%	1.85%	1.11%	1.27%	1.06%	1.05%	1.78%	1.17%	1.42%	1.88%	2.32%	2.36%	2.39%	3.02%	3.22%	3.11%
20	2.18%	3.05%	2.70%	2.51%	2.32%	2.71%	2.75%	2.58%	1.62%	1.93%	1.24%	1.45%	1.11%	1.10%	1.81%	1.21%	1.49%	2.00%	2.46%	2.53%	2.73%	3.31%	3.42%
21	2.33%	3.21%	2.70%	2.67%	2.36%	2.83%	2.75%	2.50%	1.70%	2.01%	1.27%	1.49%	1.14%	1.13%	1.82%	1.47%	1.59%	2.18%	2.63%	2.74%	2.94%	3.57%	3.66%
22	2.44%	3.16%	2.85%	2.82%	2.74%	2.91%	2.78%	2.48%	1.81%	2.12%	1.25%	1.54%	1.23%	1.19%	1.84%	1.62%	1.66%	2.36%	2.76%	2.90%	3.20%	3.80%	3.90%
23	2.54%	3.32%	2.77%	3.12%	2.69%	3.02%	3.04%	2.54%	2.02%	2.03%	1.23%	1.64%	1.26%	1.28%	2.07%	1.65%	1.86%	2.47%	2.94%	3.11%	3.40%	4.01%
24	2.97%	3.30%	3.19%	3.26%	2.68%	3.15%	3.21%	2.61%	2.09%	2.11%	1.25%	1.65%	1.32%	1.27%	2.15%	1.75%	1.94%	2.58%	3.12%	3.41%	3.61%	4.33%
25	2.92%	3.18%	3.39%	3.55%	3.02%	3.39%	3.07%	2.72%	2.04%	2.12%	1.20%	1.67%	1.40%	1.30%	2.22%	1.91%	1.98%	2.68%	3.30%	3.68%	3.72%	4.54%
26	3.25%	3.48%	3.18%	3.69%	3.04%	3.43%	2.94%	2.89%	1.99%	2.17%	1.24%	1.76%	1.45%	1.48%	2.24%	2.00%	2.06%	2.73%	3.53%	3.96%	3.93%
27	3.32%	3.43%	3.36%	3.77%	2.98%	3.62%	3.06%	3.07%	2.06%	2.17%	1.39%	1.81%	1.49%	1.47%	2.38%	1.88%	2.17%	2.87%	3.67%	4.11%	4.15%
28	3.24%	3.60%	3.54%	3.83%	3.05%	3.49%	3.32%	2.97%	2.03%	2.16%	1.34%	1.82%	1.53%	1.53%	2.40%	1.94%	2.27%	3.01%	3.85%	4.26%	4.38%
29	3.18%	3.77%	3.48%	3.84%	3.35%	3.40%	3.21%	2.94%	1.99%	2.11%	1.39%	1.74%	1.51%	1.50%	2.43%	2.04%	2.32%	3.14%	4.01%	4.44%
30	3.35%	3.97%	3.48%	3.93%	3.28%	3.52%	3.25%	2.97%	1.93%	2.19%	1.42%	1.84%	1.48%	1.61%	2.49%	2.16%	2.41%	3.26%	4.13%	4.55%
31	3.59%	4.04%	3.56%	4.01%	3.27%	3.49%	3.22%	2.99%	2.01%	2.31%	1.44%	1.88%	1.55%	1.61%	2.50%	2.29%	2.56%	3.37%	4.27%	4.73%
32	3.80%	4.28%	3.60%	4.18%	3.34%	3.53%	3.20%	2.96%	1.99%	2.37%	1.42%	1.92%	1.58%	1.64%	2.44%	2.37%	2.59%	3.53%	4.42%
33	4.00%	4.25%	3.65%	4.22%	3.33%	3.62%	3.20%	3.11%	2.07%	2.29%	1.46%	1.92%	1.59%	1.64%	2.55%	2.55%	2.69%	3.67%	4.53%
34	3.96%	4.36%	3.67%	4.23%	3.32%	3.61%	3.26%	3.03%	2.04%	2.33%	1.46%	1.97%	1.59%	1.70%	2.57%	2.59%	2.77%	3.77%	4.69%
35	3.97%	4.62%	3.78%	4.23%	3.46%	3.70%	3.20%	2.87%	2.11%	2.36%	1.46%	2.07%	1.74%	1.68%	2.62%	2.68%	2.85%	3.83%
36	3.92%	4.52%	3.96%	4.34%	3.45%	3.54%	3.12%	2.95%	2.26%	2.38%	1.46%	2.06%	1.73%	1.73%	2.65%	2.82%	2.87%	3.91%
37	3.96%	4.53%	3.80%	4.28%	3.41%	3.61%	3.09%	3.00%	2.22%	2.40%	1.57%	2.12%	1.82%	1.76%	2.66%	2.86%	2.92%	4.04%
38	4.05%	4.48%	3.61%	4.38%	3.44%	3.67%	3.09%	2.87%	2.27%	2.42%	1.58%	2.09%	1.78%	1.77%	2.76%	2.93%	2.92%
39	3.92%	4.68%	3.51%	4.43%	3.30%	3.66%	3.01%	2.87%	2.28%	2.49%	1.66%	2.16%	1.83%	1.82%	2.88%	2.99%	2.96%
40	3.91%	4.67%	3.50%	4.61%	3.29%	3.62%	3.15%	2.91%	2.34%	2.47%	1.67%	2.25%	1.92%	1.83%	2.97%	3.03%	3.04%
41	3.91%	4.68%	3.55%	4.55%	3.28%	3.66%	3.20%	2.89%	2.40%	2.58%	1.64%	2.29%	1.92%	1.88%	3.11%	3.05%
42	3.91%	4.77%	3.64%	4.55%	3.30%	3.61%	3.24%	2.84%	2.39%	2.63%	1.62%	2.43%	1.97%	1.95%	3.10%	3.09%
43	3.91%	4.83%	3.63%	4.57%	3.35%	3.65%	3.20%	2.86%	2.46%	2.65%	1.61%	2.42%	1.98%	1.96%	3.13%	3.14%
44	3.84%	4.86%	3.40%	4.69%	3.38%	3.74%	3.20%	2.94%	2.50%	2.65%	1.66%	2.41%	2.05%	2.00%	3.17%
45	4.05%	4.92%	3.48%	4.73%	3.41%	3.72%	3.21%	2.90%	2.58%	2.69%	1.71%	2.44%	2.09%	2.02%	3.25%
46	4.11%	4.92%	3.39%	4.76%	3.33%	3.70%	3.22%	2.92%	2.64%	2.74%	1.72%	2.41%	2.13%	2.06%	3.30%
47	4.04%	4.80%	3.40%	4.70%	3.43%	3.66%	3.24%	2.98%	2.67%	2.72%	1.75%	2.43%	2.14%	2.06%
48	4.11%	4.76%	3.39%	4.64%	3.43%	3.64%	3.25%	2.99%	2.73%	2.74%	1.82%	2.45%	2.17%	2.05%
49	4.11%	4.67%	3.40%	4.63%	3.38%	3.61%	3.24%	2.98%	2.75%	2.79%	1.81%	2.49%	2.20%	2.09%
50	4.06%	4.71%	3.36%	4.62%	3.39%	3.66%	3.27%	2.96%	2.75%	2.52%	1.84%	2.56%	2.24%
51	4.05%	4.69%	3.32%	4.62%	3.45%	3.67%	3.33%	2.94%	2.70%	2.52%	1.84%	2.66%	2.23%
52	4.10%	4.79%	3.40%	4.65%	3.45%	3.71%	3.30%	3.02%	2.68%	2.57%	1.89%	2.64%	2.27%
53	4.10%	4.79%	3.35%	4.70%	3.50%	3.75%	3.32%	3.10%	2.69%	2.59%	1.91%	2.68%
54	4.08%	4.74%	3.28%	4.70%	3.54%	3.66%	3.34%	3.08%	2.68%	2.58%	1.90%	2.68%
55	4.08%	4.79%	3.23%	4.70%	3.51%	3.71%	3.35%	3.05%	2.71%	2.63%	1.96%	2.68%
56	4.08%	4.79%	3.16%	4.75%	3.51%	3.66%	3.39%	3.02%	2.76%	2.63%	1.98%
57	4.08%	4.79%	3.20%	4.79%	3.44%	3.66%	3.40%	3.02%	2.73%	2.61%	1.95%
58	4.08%	4.83%	3.20%	4.73%	3.43%	3.67%	3.41%	3.02%	2.72%	2.60%	1.97%
59	4.08%	4.83%	3.19%	4.73%	3.46%	3.61%	3.43%	3.05%	2.73%	2.63%
60	4.12%	4.83%	3.13%	4.76%	3.45%	3.58%	3.51%	3.11%	2.72%	2.69%
61	4.13%	4.79%	3.13%	4.78%	3.47%	3.56%	3.50%	3.12%	2.69%	2.68%
62	4.08%	4.79%	3.20%	4.77%	3.44%	3.54%	3.49%	3.14%	2.71%
63	4.07%	4.70%	3.21%	4.81%	3.35%	3.58%	3.49%	3.13%	2.72%
64	4.07%	4.69%	3.25%	4.82%	3.40%	3.54%	3.49%	3.16%	2.75%
65	4.16%	4.71%	3.24%	4.85%	3.39%	3.52%	3.49%	3.11%
66	4.22%	4.71%	3.25%	4.80%	3.41%	3.51%	3.48%	3.12%
67	4.12%	4.71%	3.21%	4.82%	3.42%	3.51%	3.46%	3.13%
68	4.12%	4.74%	3.21%	4.83%	3.39%	3.50%	3.47%
69	4.15%	4.74%	3.18%	4.85%	3.42%	3.50%	3.47%
70	4.20%	4.78%	3.16%	4.86%	3.38%	3.52%	3.46%
71	4.20%	4.78%	3.13%	4.85%	3.37%	3.54%
72	4.24%	4.73%	3.13%	4.86%	3.37%	3.54%

3

Pool Factor (Active Unpaid Principal)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	99.41%	99.63%	99.21%	99.71%	99.78%	99.49%	99.58%	99.53%	99.57%	99.68%	99.60%	99.76%	99.66%	99.83%	99.74%	99.79%	99.64%	99.61%	99.72%	99.54%	99.72%	99.54%	99.36%	99.67%	99.60%	99.52%	99.62%	99.64%	99.63%	99.64%
1	96.90%	96.78%	97.43%	97.91%	97.22%	97.30%	97.57%	97.52%	96.84%	97.58%	97.50%	97.88%	97.69%	98.50%	98.18%	98.05%	97.90%	97.56%	97.68%	97.42%	97.54%	97.25%	97.35%	97.73%	97.94%	97.57%	97.84%	98.06%	97.74%	97.60%
2	95.07%	94.51%	95.46%	96.37%	94.91%	95.09%	96.01%	95.73%	94.49%	95.19%	95.41%	95.87%	95.81%	96.68%	96.12%	96.04%	95.75%	95.28%	95.71%	95.21%	95.05%	94.68%	95.15%	95.73%	95.55%	95.32%	95.63%	96.15%	95.76%
3	93.10%	92.30%	93.59%	93.30%	92.64%	93.38%	94.12%	93.63%	92.35%	92.97%	93.27%	94.00%	94.11%	94.88%	94.08%	93.75%	93.15%	92.33%	93.28%	92.52%	92.42%	92.30%	92.92%	93.52%	93.37%	93.22%	93.83%	94.38%	93.58%
4	90.35%	90.01%	91.82%	91.42%	90.68%	90.94%	92.17%	91.01%	90.10%	90.85%	91.08%	91.76%	91.70%	92.39%	91.18%	91.18%	89.97%	89.40%	90.27%	89.29%	89.59%	89.46%	90.76%	91.33%	90.94%	91.03%	91.87%	91.91%	91.32%
5	87.71%	87.76%	89.85%	88.31%	89.17%	88.50%	90.03%	88.20%	87.41%	88.48%	88.84%	89.35%	88.65%	89.85%	88.73%	88.01%	87.02%	86.28%	87.49%	86.03%	86.82%	87.12%	88.69%	88.93%	88.67%	88.70%	89.86%	89.54%
6	85.46%	86.04%	87.50%	86.18%	86.50%	86.36%	87.63%	85.62%	85.20%	85.97%	86.21%	86.76%	86.08%	87.32%	86.01%	85.10%	83.74%	83.51%	84.53%	83.06%	84.14%	84.90%	86.51%	86.73%	86.29%	86.47%	87.71%	87.34%
7	81.98%	83.70%	85.30%	83.77%	84.53%	83.67%	85.52%	83.27%	83.02%	83.65%	83.74%	84.71%	83.74%	84.81%	83.55%	81.89%	80.74%	80.58%	81.50%	80.13%	81.79%	82.85%	84.29%	84.26%	84.16%	84.30%	85.50%	85.33%
8	79.63%	81.63%	83.56%	81.72%	82.22%	81.42%	82.82%	80.87%	80.73%	81.64%	81.38%	82.00%	81.54%	82.46%	80.85%	79.04%	77.63%	77.79%	78.65%	77.36%	79.55%	80.81%	82.00%	81.93%	82.32%	82.14%	83.15%
9	77.39%	78.86%	81.44%	79.74%	80.16%	79.55%	80.71%	78.47%	78.01%	79.14%	79.12%	79.35%	78.88%	79.97%	78.33%	76.28%	74.63%	74.89%	75.90%	74.81%	77.54%	78.79%	79.82%	79.83%	80.32%	79.86%	81.10%
10	75.42%	75.87%	78.98%	77.55%	77.85%	77.21%	78.15%	76.17%	75.57%	77.10%	77.06%	76.86%	76.52%	77.57%	75.71%	73.50%	72.06%	71.58%	73.13%	72.49%	75.71%	76.72%	77.73%	77.79%	78.37%	77.53%	78.92%
11	73.37%	74.31%	76.10%	74.85%	75.50%	75.26%	76.10%	73.66%	73.54%	75.10%	74.92%	74.58%	74.10%	74.85%	72.38%	70.90%	69.01%	69.07%	70.58%	70.34%	73.81%	74.54%	75.75%	75.87%	76.33%	75.32%
12	70.63%	72.13%	74.23%	72.69%	73.28%	72.76%	73.22%	71.50%	71.61%	72.55%	72.46%	72.17%	71.67%	72.17%	69.32%	67.82%	66.30%	66.47%	68.18%	68.55%	71.99%	72.47%	73.74%	74.07%	74.39%	73.69%
13	68.90%	69.94%	71.70%	70.87%	70.92%	69.99%	71.07%	69.38%	69.49%	70.37%	70.18%	70.05%	69.18%	69.32%	66.74%	65.42%	63.68%	64.07%	66.07%	66.67%	70.18%	70.40%	71.81%	72.49%	72.33%	71.86%
14	65.82%	67.95%	69.97%	69.07%	68.67%	67.47%	69.35%	67.10%	67.66%	67.84%	67.90%	67.90%	66.35%	66.61%	63.87%	62.85%	61.18%	61.77%	64.11%	64.90%	68.12%	68.53%	69.94%	70.78%	70.42%
15	64.10%	65.43%	68.17%	66.29%	66.65%	65.18%	67.10%	65.04%	65.51%	65.49%	65.61%	65.47%	63.59%	64.05%	61.36%	60.34%	58.72%	59.47%	62.13%	63.24%	66.36%	66.61%	68.15%	68.72%	68.58%
16	61.96%	63.28%	65.71%	64.56%	64.90%	62.79%	65.09%	63.17%	63.65%	63.32%	63.28%	63.11%	60.98%	61.80%	58.90%	58.11%	56.59%	57.54%	60.37%	61.41%	64.57%	64.79%	66.54%	66.90%	66.65%
17	60.31%	61.16%	63.28%	63.19%	63.13%	60.92%	63.03%	61.50%	61.82%	61.24%	61.32%	60.75%	58.79%	59.38%	56.81%	55.54%	54.37%	55.85%	58.71%	59.54%	62.66%	63.13%	64.70%	64.88%
18	57.81%	59.56%	61.33%	61.29%	60.83%	58.86%	60.95%	59.48%	59.76%	59.32%	59.17%	58.51%	56.71%	57.26%	54.56%	53.41%	52.39%	54.11%	57.00%	57.78%	60.85%	61.49%	62.91%	63.15%
19	55.80%	57.52%	59.13%	59.31%	58.55%	56.69%	59.49%	57.83%	57.49%	57.42%	56.85%	56.23%	54.42%	54.96%	52.36%	51.36%	50.61%	52.52%	55.15%	56.03%	59.12%	59.76%	61.11%	61.47%
20	53.87%	56.10%	56.85%	57.40%	56.70%	54.84%	57.84%	56.06%	55.54%	55.53%	54.32%	53.77%	52.52%	52.77%	50.10%	49.30%	48.84%	50.92%	53.41%	54.35%	57.39%	58.16%	59.48%
21	51.72%	54.35%	55.29%	55.38%	54.63%	52.59%	56.21%	54.01%	53.47%	53.35%	51.91%	51.49%	50.58%	50.64%	47.95%	47.66%	47.10%	49.25%	51.66%	52.81%	55.77%	56.43%	57.71%
22	49.86%	52.92%	53.71%	53.48%	52.75%	50.66%	54.47%	52.22%	51.60%	51.38%	49.79%	49.26%	48.55%	48.61%	46.04%	45.90%	45.72%	47.63%	50.11%	51.37%	54.21%	54.75%	56.17%
23	48.37%	51.23%	52.12%	51.22%	50.85%	49.06%	52.39%	50.45%	49.62%	49.31%	47.45%	47.44%	46.79%	46.54%	44.30%	44.20%	44.25%	46.05%	48.54%	49.82%	52.66%	53.10%
24	46.18%	49.73%	50.10%	49.19%	48.95%	47.81%	50.11%	48.92%	47.16%	47.28%	45.29%	45.65%	44.72%	44.71%	42.79%	42.82%	42.65%	44.49%	46.90%	48.29%	51.04%	51.46%
25	44.69%	48.07%	48.11%	47.63%	47.14%	46.03%	48.36%	47.20%	45.24%	45.05%	43.43%	43.86%	42.81%	43.03%	41.29%	41.11%	41.30%	43.00%	45.31%	46.79%	49.36%	49.94%
26	43.02%	46.52%	46.28%	45.90%	45.29%	44.55%	46.65%	45.27%	43.17%	43.00%	41.53%	41.95%	40.97%	41.28%	39.91%	39.87%	39.89%	41.58%	43.77%	45.28%	47.76%
27	41.59%	45.22%	44.25%	44.49%	43.51%	42.47%	44.94%	43.21%	40.90%	41.02%	39.53%	40.00%	39.26%	39.83%	38.44%	38.67%	38.45%	40.14%	42.48%	43.85%	46.34%
28	40.37%	43.57%	42.66%	42.58%	42.17%	40.62%	43.21%	41.67%	39.00%	39.26%	38.04%	38.33%	37.72%	38.36%	37.34%	37.17%	37.05%	38.83%	41.03%	42.50%	44.80%
29	38.12%	41.93%	40.93%	41.20%	40.38%	38.84%	41.76%	39.58%	37.02%	37.69%	36.28%	36.80%	36.28%	37.16%	35.92%	35.79%	35.82%	37.58%	39.78%	41.00%
30	36.13%	40.33%	39.28%	39.43%	39.03%	37.23%	40.13%	37.72%	35.42%	36.21%	34.63%	35.18%	34.77%	35.78%	34.48%	34.45%	34.59%	36.37%	38.38%	39.63%
31	34.39%	38.73%	37.94%	37.84%	37.71%	35.58%	38.33%	35.85%	34.03%	34.14%	33.05%	33.61%	33.49%	34.45%	33.05%	33.23%	33.32%	35.14%	37.03%	38.28%
32	33.25%	36.79%	36.59%	35.89%	36.15%	34.36%	36.48%	34.41%	32.54%	32.47%	31.56%	32.17%	32.15%	33.23%	31.63%	32.02%	32.23%	33.84%	35.67%
33	31.60%	35.10%	35.04%	34.33%	35.03%	33.02%	34.52%	32.67%	31.11%	31.01%	30.09%	30.88%	30.97%	32.20%	30.37%	30.86%	31.10%	32.58%	34.43%
34	30.41%	33.76%	33.69%	33.01%	33.68%	31.08%	32.62%	30.88%	29.44%	29.42%	28.85%	29.56%	29.87%	30.91%	29.03%	29.76%	29.98%	31.45%	33.12%
35	28.98%	31.51%	32.08%	31.77%	31.92%	29.66%	31.13%	29.56%	28.22%	27.92%	27.61%	28.39%	28.61%	29.69%	27.89%	28.76%	28.75%	30.26%
36	27.55%	30.50%	30.76%	30.44%	30.24%	27.94%	29.46%	27.91%	26.48%	26.64%	26.36%	27.25%	27.42%	28.61%	26.94%	27.58%	27.68%	29.02%
37	25.75%	29.18%	29.53%	28.91%	28.95%	26.50%	28.25%	26.54%	25.17%	25.52%	25.15%	26.13%	26.23%	27.53%	26.08%	26.54%	26.60%	27.85%
38	24.81%	27.80%	28.62%	27.61%	27.71%	25.06%	26.81%	25.23%	23.87%	24.26%	24.05%	25.10%	25.15%	26.29%	25.06%	25.53%	25.56%
39	23.81%	26.50%	27.59%	26.37%	26.49%	23.61%	25.59%	23.80%	22.96%	23.16%	23.03%	24.01%	23.99%	25.24%	24.09%	24.47%	24.58%
40	22.53%	25.60%	26.29%	24.87%	25.01%	22.76%	24.03%	22.69%	21.88%	22.08%	22.20%	23.04%	22.83%	24.16%	23.10%	23.36%	23.48%
41	21.45%	24.39%	24.80%	23.58%	23.76%	21.46%	22.88%	21.26%	20.74%	21.03%	21.31%	21.94%	21.61%	23.14%	21.98%	22.31%
42	20.61%	22.96%	23.53%	22.10%	21.94%	20.31%	21.58%	20.10%	19.62%	20.21%	20.39%	20.79%	20.58%	22.03%	21.06%	21.31%
43	19.71%	21.56%	22.33%	20.30%	20.62%	19.34%	20.01%	19.14%	18.74%	19.27%	19.49%	19.78%	19.61%	21.06%	20.07%	20.41%
44	19.05%	20.52%	20.74%	19.14%	19.71%	17.91%	18.89%	18.21%	17.73%	18.36%	18.44%	18.85%	18.68%	20.12%	19.04%
45	17.73%	19.27%	19.54%	18.01%	18.55%	16.82%	17.82%	17.32%	16.77%	17.49%	17.49%	17.96%	17.73%	19.15%	18.21%
46	16.52%	18.23%	18.24%	16.97%	17.72%	15.93%	16.75%	16.40%	15.91%	16.54%	16.47%	17.18%	16.90%	18.20%	17.28%
47	15.86%	17.03%	17.01%	15.92%	16.74%	14.88%	15.76%	15.46%	14.92%	15.60%	15.49%	16.17%	16.02%	17.35%
48	14.88%	15.83%	16.06%	14.97%	15.86%	13.89%	14.80%	14.65%	14.15%	14.70%	14.53%	15.33%	15.11%	16.47%
49	13.97%	14.66%	15.05%	14.00%	14.96%	12.99%	14.11%	14.02%	13.35%	13.91%	13.75%	14.48%	14.26%	15.59%
50	12.81%	13.81%	14.04%	13.30%	13.93%	12.11%	13.32%	13.21%	12.61%	13.14%	12.98%	13.61%	13.37%
51	11.78%	12.99%	13.29%	12.38%	13.07%	11.32%	12.51%	12.34%	11.85%	12.35%	12.26%	12.67%	12.54%
52	10.81%	12.05%	12.28%	11.27%	12.21%	10.65%	11.71%	11.45%	11.11%	11.55%	11.47%	11.88%	11.75%
53	9.95%	11.27%	11.58%	10.46%	11.37%	9.96%	10.84%	10.73%	10.37%	10.81%	10.76%	11.12%
54	9.25%	10.49%	10.69%	9.66%	10.62%	9.38%	10.08%	9.93%	9.69%	10.08%	10.03%	10.30%
55	8.59%	9.71%	9.99%	9.01%	9.90%	8.77%	9.27%	9.23%	8.96%	9.34%	9.34%	9.59%
56	8.02%	8.97%	9.11%	8.19%	9.04%	8.19%	8.58%	8.48%	8.29%	8.64%	8.67%
57	7.41%	8.21%	8.35%	7.58%	8.42%	7.56%	7.84%	7.86%	7.61%	7.90%	8.00%
58	6.58%	7.51%	7.55%	7.02%	7.68%	6.94%	7.20%	7.27%	7.03%	7.22%	7.36%
59	5.88%	6.72%	6.67%	6.46%	7.02%	6.31%	6.64%	6.61%	6.33%	6.51%
60	5.19%	6.18%	6.06%	5.90%	6.29%	5.67%	5.99%	5.98%	5.79%	5.89%
61	4.57%	5.58%	5.49%	5.25%	5.75%	5.02%	5.32%	5.47%	5.16%	5.34%
62	4.19%	4.98%	4.82%	4.78%	5.09%	4.43%	4.78%	4.82%	4.52%
63	3.66%	4.34%	4.17%	4.20%	4.51%	3.86%	4.20%	4.23%	4.01%
64	3.22%	3.78%	3.66%	3.67%	3.85%	3.38%	3.70%	3.69%	3.49%
65	2.74%	3.25%	3.12%	3.15%	3.31%	2.88%	3.18%	3.18%
66	2.23%	2.82%	2.65%	2.72%	2.84%	2.45%	2.67%	2.74%
67	1.78%	2.42%	2.21%	2.29%	2.41%	2.06%	2.20%	2.28%
68	1.38%	1.93%	1.73%	1.91%	2.01%	1.65%	1.75%
69	1.05%	1.44%	1.32%	1.48%	1.58%	1.22%	1.36%
70	0.76%	1.01%	0.93%	1.10%	1.20%	0.85%	1.07%
71	0.51%	0.61%	0.62%	0.78%	0.86%	0.55%
72	0.26%	0.37%	0.36%	0.50%	0.55%	0.35%

4

Static Pool Delinquency (>30 DPD)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.09%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.73%	0.36%	0.23%	1.40%	0.21%	0.53%	0.84%	0.37%	0.37%	0.47%	0.19%	0.57%	0.46%	0.14%	0.35%	0.18%	0.18%	0.29%	0.30%	0.41%	0.23%	0.36%	0.44%	0.40%	0.52%	0.48%	0.36%	0.36%	0.22%
3	0.56%	1.60%	1.87%	1.99%	0.78%	1.44%	0.95%	0.88%	1.34%	1.14%	0.78%	0.78%	0.84%	0.49%	0.95%	0.47%	0.56%	0.59%	0.70%	0.83%	0.58%	0.86%	1.01%	0.87%	1.02%	1.15%	1.19%	0.81%	0.84%
4	1.20%	2.18%	2.45%	2.23%	1.63%	2.12%	1.50%	1.71%	1.54%	1.57%	1.46%	1.39%	1.05%	0.94%	1.40%	0.67%	0.81%	1.11%	1.11%	1.22%	0.84%	1.43%	1.75%	1.35%	1.95%	2.27%	1.87%	1.47%	1.46%
5	2.38%	2.27%	2.07%	1.95%	1.79%	2.22%	2.42%	1.97%	1.75%	2.12%	1.85%	1.35%	1.11%	1.08%	1.69%	0.76%	1.10%	1.41%	1.64%	1.40%	1.39%	1.89%	2.04%	1.86%	2.68%	3.30%	2.65%	1.97%
6	1.97%	3.50%	2.18%	1.81%	2.13%	3.28%	2.32%	2.51%	2.68%	2.52%	2.49%	1.60%	1.17%	1.61%	1.59%	1.08%	1.39%	2.05%	2.12%	1.65%	2.03%	2.55%	2.43%	2.52%	3.35%	4.11%	3.22%	2.57%
7	2.90%	3.70%	1.66%	2.51%	2.14%	4.18%	2.82%	2.80%	3.30%	3.27%	2.34%	1.64%	1.36%	1.57%	1.79%	1.57%	1.91%	2.50%	2.47%	2.20%	2.32%	3.26%	2.64%	3.34%	4.10%	5.14%	3.84%	3.19%
8	3.18%	3.01%	2.60%	3.56%	2.66%	3.72%	3.09%	3.11%	3.69%	3.85%	2.39%	1.64%	1.54%	1.73%	1.76%	1.54%	2.07%	2.96%	2.70%	3.07%	2.90%	3.92%	3.46%	3.93%	4.73%	5.17%	4.09%
9	3.51%	2.01%	3.49%	3.53%	3.79%	3.40%	3.29%	3.95%	4.36%	3.42%	2.36%	1.68%	2.08%	1.28%	2.36%	1.95%	2.78%	3.04%	3.26%	3.41%	3.37%	3.91%	3.69%	4.13%	4.84%	5.08%	4.33%
10	3.28%	2.38%	2.77%	2.96%	4.07%	3.48%	4.53%	3.99%	3.77%	3.21%	2.34%	2.24%	2.05%	1.34%	2.82%	2.34%	3.17%	3.22%	3.79%	3.86%	3.96%	3.92%	4.43%	4.35%	5.03%	4.86%	4.48%
11	1.82%	2.88%	2.91%	3.71%	3.72%	3.45%	4.72%	3.54%	3.46%	3.49%	2.97%	2.78%	2.06%	1.52%	2.65%	2.69%	3.44%	3.71%	4.43%	4.28%	4.20%	4.44%	4.93%	4.73%	4.70%	5.44%
12	2.19%	3.55%	4.65%	3.37%	4.01%	4.26%	4.66%	4.01%	3.85%	3.34%	2.63%	3.29%	1.85%	1.55%	4.05%	2.93%	3.64%	4.57%	4.92%	4.96%	4.55%	5.04%	4.99%	5.44%	5.31%	6.04%
13	2.91%	3.76%	5.72%	4.74%	4.04%	5.22%	4.40%	4.47%	3.43%	3.42%	2.79%	3.10%	1.81%	1.84%	3.82%	3.84%	3.76%	5.40%	5.65%	5.45%	4.77%	5.91%	5.53%	6.18%	5.76%	7.16%
14	2.88%	4.64%	5.97%	4.66%	4.36%	5.15%	5.05%	4.88%	2.73%	3.47%	3.28%	3.28%	1.44%	2.44%	4.48%	4.16%	4.12%	6.00%	6.13%	5.97%	5.22%	6.43%	6.07%	6.50%	6.41%
15	4.11%	4.27%	6.77%	3.76%	5.26%	5.54%	4.77%	4.91%	2.71%	3.91%	3.47%	3.10%	1.99%	2.75%	5.10%	4.38%	4.75%	6.11%	6.76%	6.15%	5.80%	6.62%	7.14%	6.63%	7.23%
16	4.50%	4.45%	5.99%	4.40%	6.55%	5.04%	5.05%	4.49%	3.10%	4.46%	3.38%	2.34%	1.95%	2.74%	5.32%	4.04%	5.05%	6.80%	7.17%	6.20%	6.42%	6.66%	7.48%	6.86%	7.72%
17	5.06%	5.06%	6.24%	4.88%	5.74%	5.35%	4.78%	4.40%	2.82%	4.16%	3.67%	2.44%	2.46%	2.81%	5.94%	4.03%	5.54%	7.22%	8.03%	6.73%	6.56%	7.68%	7.44%	7.30%
18	5.53%	5.57%	5.47%	6.04%	4.97%	5.95%	4.75%	3.20%	2.97%	4.46%	3.54%	2.98%	2.77%	3.02%	6.03%	4.49%	5.70%	7.66%	7.34%	7.47%	6.82%	8.71%	7.58%	8.07%
19	5.17%	4.62%	5.82%	5.92%	6.08%	6.35%	4.28%	3.78%	3.31%	4.64%	3.00%	3.40%	2.98%	3.67%	5.84%	5.57%	5.93%	8.79%	7.47%	8.37%	7.59%	8.87%	7.48%	8.88%
20	6.08%	5.25%	5.62%	5.78%	6.70%	5.25%	5.08%	3.44%	3.94%	4.33%	3.22%	3.52%	3.30%	3.51%	5.78%	6.36%	6.73%	9.13%	8.08%	8.77%	8.44%	8.84%	7.86%
21	5.67%	3.94%	5.32%	5.86%	7.36%	6.10%	4.79%	3.96%	4.60%	3.56%	3.32%	4.17%	3.62%	3.62%	6.29%	6.43%	7.40%	8.84%	8.37%	9.26%	8.85%	8.78%	8.45%
22	6.80%	5.34%	6.07%	5.37%	6.09%	5.57%	4.02%	4.72%	4.13%	3.45%	4.27%	4.13%	4.22%	3.87%	7.41%	6.63%	8.06%	8.35%	9.27%	9.39%	8.77%	8.65%	9.04%
23	5.29%	4.77%	6.78%	6.25%	6.84%	4.84%	4.54%	4.45%	3.78%	3.33%	4.24%	4.61%	4.02%	4.17%	7.11%	6.88%	7.70%	8.93%	9.63%	10.08%	8.64%	9.00%
24	4.91%	4.71%	6.21%	7.34%	5.65%	4.23%	4.01%	4.82%	3.92%	3.15%	4.52%	4.38%	4.23%	4.36%	7.01%	8.09%	7.83%	9.20%	9.83%	10.84%	8.30%	9.63%
25	6.17%	6.71%	4.83%	7.41%	5.04%	3.75%	4.14%	5.39%	3.48%	3.82%	4.63%	4.90%	4.08%	5.05%	8.83%	7.74%	8.15%	10.06%	10.22%	11.21%	8.51%	10.38%
26	5.89%	6.28%	6.08%	6.59%	4.28%	3.98%	4.29%	4.39%	2.98%	4.95%	4.70%	4.89%	4.68%	5.01%	8.49%	7.49%	8.56%	10.34%	10.60%	11.41%	8.74%
27	5.99%	6.59%	6.44%	6.69%	4.19%	3.83%	4.70%	4.05%	3.22%	5.44%	5.31%	4.85%	4.58%	5.32%	8.65%	7.67%	8.56%	10.99%	11.15%	11.26%	9.27%
28	5.62%	6.71%	7.15%	5.83%	4.27%	3.99%	4.51%	4.10%	3.69%	5.46%	5.87%	5.13%	5.31%	5.49%	9.33%	8.32%	9.49%	11.23%	11.38%	11.06%	9.79%
29	6.07%	6.93%	6.50%	4.06%	3.58%	4.79%	4.57%	4.42%	3.63%	6.21%	5.37%	5.14%	6.12%	5.91%	8.83%	8.24%	9.53%	11.79%	12.04%	11.59%
30	5.73%	6.04%	5.95%	4.03%	3.58%	4.29%	4.65%	3.74%	4.56%	6.21%	5.56%	5.51%	6.10%	6.09%	9.62%	9.30%	10.07%	12.70%	12.03%	12.93%
31	6.80%	5.74%	5.04%	4.81%	5.07%	3.77%	4.25%	4.84%	5.02%	7.37%	5.46%	6.00%	6.16%	6.74%	9.67%	9.20%	10.08%	13.24%	11.78%	13.01%
32	4.39%	6.06%	4.64%	3.35%	4.82%	3.72%	3.70%	5.47%	4.88%	7.06%	5.98%	6.30%	6.96%	6.40%	8.53%	9.51%	10.98%	13.37%	12.25%
33	7.32%	7.65%	4.98%	4.17%	5.23%	2.81%	3.81%	4.30%	5.26%	7.39%	6.23%	7.01%	7.33%	6.53%	9.29%	10.17%	11.45%	13.07%	12.73%
34	5.19%	7.88%	4.84%	4.32%	4.71%	3.65%	4.37%	4.78%	6.30%	6.72%	6.53%	6.09%	7.84%	5.61%	9.82%	9.95%	11.62%	13.32%	13.22%
35	6.86%	5.72%	5.83%	6.03%	5.14%	2.92%	4.13%	5.39%	5.88%	8.02%	6.82%	6.43%	8.16%	6.45%	9.73%	10.65%	10.67%	13.48%
36	7.08%	6.25%	5.53%	5.62%	3.61%	3.34%	5.00%	5.54%	6.84%	7.75%	6.69%	7.23%	7.62%	6.73%	10.05%	11.55%	11.40%	13.86%
37	4.87%	6.73%	4.60%	4.58%	3.22%	2.42%	5.30%	5.43%	7.63%	8.14%	5.39%	7.47%	8.24%	7.13%	11.95%	12.28%	11.30%	14.54%
38	3.22%	6.72%	5.39%	4.68%	3.06%	3.25%	5.49%	5.24%	8.14%	7.73%	5.74%	7.62%	8.51%	6.71%	11.63%	12.40%	12.27%
39	4.41%	6.00%	6.78%	4.31%	4.35%	2.89%	6.23%	6.25%	9.27%	7.64%	6.15%	7.91%	8.93%	7.75%	13.16%	10.75%	13.56%
40	3.41%	6.42%	6.31%	2.85%	5.14%	3.48%	6.32%	5.81%	9.77%	8.07%	7.31%	7.89%	8.89%	8.09%	12.72%	10.64%	13.56%
41	4.09%	5.42%	5.57%	3.06%	4.17%	5.36%	5.76%	7.15%	10.41%	7.83%	6.61%	8.33%	8.60%	8.20%	13.04%	11.31%
42	2.04%	6.07%	6.16%	3.82%	2.98%	4.77%	5.63%	6.64%	9.57%	9.10%	7.54%	8.22%	8.21%	8.92%	13.87%	12.31%
43	2.67%	3.86%	5.54%	4.99%	3.73%	5.89%	6.35%	8.36%	8.93%	10.30%	7.07%	7.81%	8.79%	9.48%	13.96%	12.56%
44	3.04%	3.02%	4.15%	5.59%	4.76%	4.61%	6.42%	6.90%	9.37%	10.42%	8.14%	9.32%	9.43%	9.32%	13.42%
45	4.53%	2.25%	5.33%	5.08%	6.49%	5.63%	7.73%	7.32%	9.56%	9.33%	7.31%	9.35%	9.82%	9.05%	14.00%
46	5.10%	1.86%	6.44%	6.15%	7.76%	5.17%	9.50%	8.08%	10.58%	10.93%	9.16%	10.15%	10.12%	9.52%	16.12%
47	5.66%	2.31%	6.12%	6.31%	6.53%	5.83%	10.08%	9.05%	9.66%	10.78%	9.00%	10.87%	10.03%	10.26%
48	5.74%	1.54%	5.16%	6.39%	5.18%	6.27%	8.19%	8.03%	9.10%	10.37%	8.25%	11.56%	10.11%	11.17%
49	3.36%	3.02%	7.00%	6.44%	6.35%	6.64%	9.45%	10.26%	8.04%	11.48%	9.66%	11.27%	10.17%	11.33%
50	3.09%	3.26%	8.69%	6.71%	6.95%	5.83%	8.85%	10.98%	9.34%	10.44%	9.67%	11.00%	10.49%
51	1.77%	5.05%	8.37%	7.86%	7.60%	5.85%	7.60%	10.64%	10.65%	10.07%	10.29%	12.15%	11.03%
52	3.16%	3.60%	8.49%	6.02%	7.17%	6.90%	8.78%	10.84%	10.99%	9.74%	11.09%	11.52%	12.20%
53	3.62%	4.23%	8.05%	8.51%	7.69%	6.88%	9.46%	11.22%	11.39%	9.45%	11.76%	12.27%
54	1.95%	6.32%	7.54%	7.18%	6.70%	9.20%	8.84%	11.14%	10.37%	11.10%	11.45%	13.57%
55	3.76%	6.43%	7.49%	7.78%	6.98%	8.08%	9.44%	12.18%	10.92%	11.37%	11.61%	13.58%
56	6.87%	4.39%	7.91%	9.20%	9.69%	7.90%	9.98%	10.80%	11.49%	13.51%	12.91%
57	8.32%	4.82%	8.31%	7.14%	10.40%	7.88%	9.68%	9.75%	11.81%	13.50%	14.08%
58	5.92%	3.66%	9.12%	8.14%	11.25%	8.05%	11.10%	12.85%	12.00%	14.21%	13.93%
59	4.87%	4.51%	10.92%	8.93%	9.90%	10.03%	11.50%	11.93%	8.89%	12.69%
60	3.55%	5.85%	13.13%	9.60%	9.78%	8.68%	11.02%	14.43%	10.83%	13.21%
61	4.87%	5.88%	11.89%	9.38%	12.87%	10.46%	11.06%	15.04%	12.07%	14.54%
62	5.23%	8.02%	11.79%	10.94%	10.98%	11.58%	13.95%	14.85%	12.62%
63	8.07%	4.29%	11.03%	13.14%	11.94%	10.33%	12.36%	15.38%	12.85%
64	9.80%	5.57%	11.71%	15.09%	12.61%	9.88%	13.81%	15.98%	15.56%
65	12.03%	6.08%	13.95%	12.33%	13.57%	10.63%	12.91%	18.15%
66	9.33%	10.30%	14.51%	12.48%	15.95%	14.23%	15.73%	21.26%
67	12.94%	12.72%	13.45%	16.92%	16.52%	18.64%	19.33%	24.68%
68	11.58%	14.31%	15.63%	16.64%	16.86%	17.85%	23.43%
69	9.51%	10.11%	19.24%	17.41%	14.70%	18.30%	25.96%
70	18.33%	11.17%	18.43%	22.47%	21.85%	22.82%	32.56%
71	24.59%	14.53%	23.65%	36.37%	27.85%	24.24%
72	22.48%	20.56%	37.62%	43.56%	40.13%	32.74%

5

ABS Total

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.60%	0.37%	0.80%	0.29%	0.22%	0.51%	0.42%	0.47%	0.44%	0.32%	0.39%	0.23%	0.34%	0.17%	0.26%	0.20%	0.34%	0.37%	0.28%	0.48%	0.28%	0.46%	0.64%	0.32%	0.41%	0.52%	0.38%	0.36%	0.40%	0.37%
1	1.60%	1.82%	0.73%	0.74%	1.54%	1.18%	1.00%	1.07%	1.74%	1.09%	1.10%	0.89%	0.97%	0.36%	0.64%	0.81%	0.80%	1.12%	1.09%	1.39%	1.21%	1.40%	1.11%	1.10%	0.99%	1.23%	1.05%	0.95%	1.10%	1.35%
2	0.77%	1.32%	0.94%	0.50%	1.30%	1.19%	0.54%	0.80%	1.36%	1.41%	1.11%	1.02%	0.93%	0.84%	1.14%	1.05%	1.22%	1.35%	1.05%	1.31%	1.60%	1.67%	1.30%	1.20%	1.49%	1.43%	1.51%	1.10%	1.26%
3	0.92%	1.22%	0.85%	2.01%	1.29%	0.72%	0.91%	1.12%	1.19%	1.26%	1.23%	0.88%	0.75%	0.87%	1.13%	1.37%	1.68%	2.03%	1.59%	1.79%	1.70%	1.51%	1.38%	1.23%	1.22%	1.28%	0.90%	0.97%	1.35%
4	1.82%	1.31%	0.75%	0.83%	0.99%	1.47%	1.06%	1.67%	1.35%	1.29%	1.23%	1.25%	1.42%	1.54%	1.98%	1.65%	2.24%	2.04%	2.24%	2.30%	1.92%	1.99%	1.26%	1.35%	1.77%	1.33%	1.15%	1.44%	1.47%
5	1.64%	1.28%	0.97%	2.05%	0.52%	1.50%	1.14%	1.87%	1.74%	1.43%	1.33%	1.44%	2.07%	1.59%	1.60%	2.23%	2.06%	2.28%	1.88%	2.40%	1.87%	1.55%	1.24%	1.50%	1.35%	1.51%	1.18%	1.51%
6	1.29%	0.75%	1.41%	1.17%	1.71%	1.20%	1.42%	1.65%	1.33%	1.62%	1.67%	1.64%	1.63%	1.63%	1.83%	1.99%	2.41%	2.02%	2.07%	2.14%	1.83%	1.41%	1.24%	1.41%	1.50%	1.33%	1.29%	1.36%
7	2.44%	1.52%	1.21%	1.47%	1.09%	1.76%	1.19%	1.49%	1.31%	1.42%	1.59%	1.13%	1.45%	1.64%	1.62%	2.31%	2.19%	2.28%	2.16%	2.14%	1.54%	1.23%	1.30%	1.58%	1.40%	1.43%	1.40%	1.21%
8	1.45%	1.15%	0.78%	1.19%	1.40%	1.38%	1.78%	1.54%	1.44%	1.20%	1.48%	1.78%	1.32%	1.49%	1.84%	2.07%	2.34%	2.03%	2.06%	2.04%	1.45%	1.29%	1.40%	1.47%	1.11%	1.45%	1.55%
9	1.37%	1.84%	1.18%	1.06%	1.23%	1.00%	1.24%	1.57%	1.84%	1.66%	1.41%	1.79%	1.77%	1.63%	1.79%	1.98%	2.36%	2.17%	2.00%	1.86%	1.26%	1.25%	1.42%	1.24%	1.22%	1.53%	1.21%
10	1.12%	2.06%	1.53%	1.30%	1.43%	1.48%	1.69%	1.50%	1.67%	1.21%	1.23%	1.67%	1.55%	1.60%	1.89%	2.04%	2.01%	2.56%	2.04%	1.68%	1.07%	1.24%	1.24%	1.26%	1.22%	1.53%	1.53%
11	1.22%	0.71%	1.91%	1.78%	1.49%	1.11%	1.23%	1.80%	1.27%	1.20%	1.38%	1.46%	1.63%	1.89%	2.45%	1.88%	2.35%	1.91%	1.89%	1.53%	1.16%	1.45%	1.16%	1.17%	1.38%	1.52%
12	1.89%	1.37%	1.03%	1.33%	1.40%	1.72%	2.00%	1.47%	1.19%	1.73%	1.66%	1.61%	1.67%	1.88%	2.30%	2.36%	2.10%	2.01%	1.77%	1.19%	0.93%	1.35%	1.27%	1.10%	1.26%	1.03%
13	0.95%	1.40%	1.70%	1.03%	1.55%	1.95%	1.35%	1.42%	1.39%	1.46%	1.52%	1.38%	1.74%	2.05%	1.97%	1.92%	2.05%	1.88%	1.50%	1.30%	1.04%	1.28%	1.17%	0.90%	1.32%	1.15%
14	2.27%	1.32%	0.99%	1.00%	1.53%	1.84%	0.97%	1.59%	1.11%	1.77%	1.59%	1.46%	2.06%	1.97%	2.21%	1.99%	2.01%	1.79%	1.40%	1.24%	1.33%	1.16%	1.13%	1.01%	1.18%
15	1.00%	1.77%	0.97%	1.99%	1.27%	1.57%	1.58%	1.44%	1.46%	1.65%	1.58%	1.71%	2.03%	1.88%	1.99%	1.96%	1.97%	1.83%	1.44%	1.03%	1.04%	1.22%	1.01%	1.28%	1.14%
16	1.58%	1.48%	1.64%	0.97%	1.03%	1.69%	1.29%	1.24%	1.21%	1.52%	1.66%	1.69%	1.94%	1.66%	1.99%	1.79%	1.75%	1.52%	1.25%	1.25%	1.15%	1.15%	0.97%	1.13%	1.27%
17	0.96%	1.54%	1.68%	0.58%	1.07%	1.33%	1.34%	1.02%	1.20%	1.48%	1.35%	1.70%	1.62%	1.83%	1.62%	2.07%	1.83%	1.29%	1.11%	1.30%	1.24%	1.01%	1.09%	1.36%
18	1.81%	0.93%	1.31%	1.23%	1.65%	1.46%	1.38%	1.40%	1.46%	1.36%	1.55%	1.62%	1.55%	1.65%	1.81%	1.74%	1.64%	1.35%	1.19%	1.18%	1.11%	0.97%	1.09%	1.09%
19	1.42%	1.41%	1.54%	1.30%	1.65%	1.56%	0.79%	1.06%	1.65%	1.33%	1.71%	1.72%	1.76%	1.88%	1.81%	1.69%	1.47%	1.20%	1.37%	1.24%	1.12%	1.19%	1.18%	1.06%
20	1.39%	0.75%	1.58%	1.28%	1.28%	1.34%	0.99%	1.20%	1.40%	1.34%	1.91%	1.86%	1.44%	1.72%	1.87%	1.74%	1.48%	1.20%	1.26%	1.16%	1.12%	0.96%	1.01%
21	1.61%	1.16%	0.91%	1.54%	1.59%	1.71%	0.99%	1.47%	1.51%	1.62%	1.84%	1.75%	1.54%	1.70%	1.82%	1.37%	1.49%	1.29%	1.24%	1.07%	0.97%	1.17%	1.13%
22	1.37%	0.80%	0.91%	1.30%	1.34%	1.44%	1.13%	1.27%	1.38%	1.47%	1.65%	1.75%	1.67%	1.64%	1.63%	1.49%	1.10%	1.33%	1.14%	0.98%	1.01%	1.06%	0.97%
23	1.00%	1.13%	1.04%	1.64%	1.37%	1.14%	1.51%	1.30%	1.51%	1.58%	1.85%	1.42%	1.39%	1.70%	1.52%	1.46%	1.19%	1.26%	1.19%	1.16%	0.87%	1.09%
24	1.70%	0.93%	1.56%	1.58%	1.40%	0.78%	1.67%	1.05%	1.89%	1.58%	1.75%	1.43%	1.69%	1.53%	1.29%	1.17%	1.34%	1.24%	1.21%	1.04%	1.05%	1.11%
25	1.18%	1.13%	1.49%	1.06%	1.35%	1.38%	1.26%	1.29%	1.51%	1.76%	1.54%	1.55%	1.59%	1.41%	1.30%	1.52%	1.14%	1.21%	1.21%	1.07%	1.16%	0.98%
26	1.28%	1.04%	1.33%	1.27%	1.39%	1.04%	1.22%	1.48%	1.66%	1.65%	1.61%	1.59%	1.56%	1.49%	1.18%	0.95%	1.12%	1.15%	1.22%	1.16%	1.08%
27	1.03%	0.74%	1.51%	0.93%	1.36%	1.66%	1.27%	1.60%	1.83%	1.63%	1.73%	1.65%	1.47%	1.23%	1.29%	0.84%	1.26%	1.19%	0.92%	0.96%	0.92%
28	0.79%	1.16%	1.20%	1.46%	0.91%	1.49%	1.29%	1.17%	1.60%	1.48%	1.29%	1.42%	1.34%	1.28%	0.90%	1.36%	1.26%	1.08%	1.11%	1.01%	1.05%
29	1.80%	1.36%	1.33%	0.95%	1.54%	1.47%	1.02%	1.66%	1.69%	1.33%	1.56%	1.33%	1.25%	0.98%	1.28%	1.19%	1.08%	0.97%	0.93%	1.18%
30	1.60%	1.18%	1.25%	1.38%	0.98%	1.32%	1.24%	1.53%	1.41%	1.29%	1.49%	1.43%	1.35%	1.22%	1.26%	1.10%	1.05%	0.96%	1.04%	0.99%
31	1.51%	1.21%	0.96%	1.23%	0.99%	1.43%	1.41%	1.57%	1.23%	1.81%	1.46%	1.42%	1.11%	1.22%	1.28%	1.07%	1.09%	1.00%	1.06%	1.03%
32	0.85%	1.54%	0.97%	1.62%	1.27%	0.96%	1.49%	1.21%	1.41%	1.53%	1.40%	1.30%	1.21%	1.08%	1.36%	1.10%	1.02%	1.10%	1.11%
33	1.47%	1.36%	1.30%	1.33%	0.73%	1.12%	1.58%	1.52%	1.34%	1.36%	1.41%	1.18%	1.05%	0.76%	1.14%	1.03%	0.91%	1.08%	0.97%
34	1.08%	1.07%	1.06%	1.09%	1.05%	1.67%	1.59%	1.59%	1.58%	1.51%	1.19%	1.24%	0.92%	1.16%	1.31%	0.98%	1.03%	0.96%	1.09%
35	1.30%	1.81%	1.37%	0.82%	1.49%	1.31%	1.28%	1.19%	1.15%	1.46%	1.24%	1.08%	1.17%	1.05%	1.12%	0.85%	1.16%	1.07%
36	1.34%	0.64%	1.08%	1.10%	1.45%	1.59%	1.47%	1.54%	1.66%	1.26%	1.24%	1.07%	1.11%	0.92%	0.84%	1.11%	0.92%	1.12%
37	1.65%	1.11%	1.07%	1.39%	1.10%	1.38%	1.05%	1.35%	1.34%	1.11%	1.24%	1.06%	1.09%	0.91%	0.68%	0.97%	1.00%	1.07%
38	0.74%	1.24%	0.47%	1.21%	1.08%	1.41%	1.32%	1.29%	1.37%	1.30%	1.12%	0.85%	0.97%	1.25%	0.95%	0.93%	1.00%
39	0.89%	1.15%	0.71%	1.10%	1.06%	1.45%	1.15%	1.42%	0.86%	1.14%	1.02%	1.06%	1.20%	0.97%	0.95%	1.05%	0.88%
40	1.30%	0.56%	1.14%	1.42%	1.38%	0.64%	1.49%	1.12%	1.14%	1.13%	0.69%	0.90%	1.13%	0.94%	0.96%	1.08%	1.09%
41	1.08%	1.10%	1.35%	1.22%	1.17%	1.36%	1.11%	1.47%	1.25%	1.13%	0.89%	1.11%	1.26%	0.94%	1.19%	1.00%
42	0.69%	1.40%	1.18%	1.42%	1.63%	1.28%	1.31%	1.26%	1.25%	0.75%	0.91%	1.21%	1.08%	1.12%	0.92%	1.02%
43	0.84%	1.36%	1.11%	1.61%	1.34%	1.03%	1.53%	1.06%	0.92%	1.01%	0.89%	1.04%	1.00%	0.95%	1.06%	0.78%
44	0.19%	0.99%	1.48%	1.30%	1.03%	1.52%	1.20%	1.00%	1.16%	0.90%	1.16%	0.93%	1.05%	0.89%	1.05%
45	1.42%	1.28%	1.21%	1.23%	1.05%	1.26%	1.16%	0.95%	1.12%	0.97%	1.08%	0.90%	0.93%	0.97%	0.88%
46	1.36%	1.06%	1.33%	1.16%	0.77%	1.02%	1.20%	1.05%	1.05%	1.07%	1.12%	0.57%	0.81%	1.01%	1.01%
47	0.32%	1.29%	1.31%	1.23%	1.07%	1.28%	1.15%	1.11%	1.23%	1.12%	1.13%	1.17%	0.94%	0.86%
48	1.17%	1.32%	1.01%	1.11%	0.94%	1.25%	1.13%	0.89%	0.89%	1.01%	1.19%	0.76%	1.04%	0.88%
49	1.09%	1.33%	1.14%	1.20%	1.01%	1.17%	0.59%	0.40%	0.97%	0.96%	0.92%	0.98%	0.98%	0.96%
50	1.44%	0.97%	1.18%	0.63%	1.22%	1.17%	0.89%	1.07%	0.94%	1.24%	0.85%	1.06%	1.05%
51	1.32%	0.94%	0.76%	1.17%	1.04%	1.08%	0.96%	1.03%	0.92%	0.89%	0.84%	1.11%	0.98%
52	1.31%	1.18%	1.26%	1.38%	1.07%	0.80%	1.03%	1.16%	0.95%	1.05%	1.03%	0.95%	0.97%
53	1.22%	0.95%	0.70%	1.11%	1.06%	0.94%	1.14%	0.87%	1.03%	0.94%	0.85%	0.96%
54	1.02%	0.99%	1.14%	1.14%	0.94%	0.54%	0.97%	1.11%	0.92%	0.95%	0.92%	1.08%
55	0.95%	1.06%	0.82%	0.85%	0.89%	0.73%	1.05%	0.92%	1.06%	1.04%	0.87%	0.88%
56	0.70%	1.00%	1.19%	1.23%	1.20%	0.67%	0.91%	1.05%	0.99%	0.96%	0.93%
57	0.92%	1.08%	1.09%	0.86%	0.65%	0.89%	1.10%	0.90%	1.02%	1.06%	0.94%
58	1.32%	1.01%	1.18%	0.66%	1.07%	0.95%	0.89%	0.67%	0.96%	1.05%	0.93%
59	1.21%	1.21%	1.30%	0.79%	0.95%	0.93%	0.76%	0.98%	1.03%	1.13%
60	1.26%	0.59%	0.94%	0.85%	1.18%	1.03%	0.95%	1.03%	0.80%	1.02%
61	1.23%	0.95%	0.90%	1.14%	0.57%	1.12%	1.11%	0.45%	1.09%	0.85%
62	-0.29%	1.02%	1.19%	0.53%	1.13%	1.10%	0.90%	1.12%	1.20%
63	1.16%	1.18%	1.22%	1.15%	0.98%	1.10%	0.97%	1.09%	0.81%
64	0.91%	1.07%	0.99%	1.01%	1.22%	0.90%	0.81%	1.04%	1.00%
65	1.16%	1.06%	1.10%	1.09%	1.11%	1.01%	0.96%	0.98%
66	1.28%	0.53%	1.02%	0.85%	0.95%	0.85%	1.09%	0.85%
67	1.23%	0.23%	1.10%	0.95%	0.79%	0.51%	1.14%	1.04%
68	1.25%	1.17%	1.15%	0.78%	0.88%	1.03%	1.13%
69	1.13%	1.24%	1.17%	1.02%	1.04%	1.26%	1.14%
70	1.32%	1.27%	1.24%	1.16%	1.11%	1.23%	0.89%
71	1.07%	1.29%	1.22%	1.14%	1.18%	1.30%
72	1.30%	1.16%	1.25%	1.20%	1.27%	1.20%

6

ABS Voluntary

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.60%	0.37%	0.80%	0.29%	0.22%	0.51%	0.42%	0.47%	0.44%	0.32%	0.39%	0.23%	0.34%	0.17%	0.26%	0.20%	0.34%	0.37%	0.28%	0.48%	0.28%	0.46%	0.64%	0.32%	0.41%	0.52%	0.38%	0.36%	0.40%	0.37%
1	1.37%	1.82%	0.73%	0.74%	1.54%	1.18%	0.96%	1.07%	1.74%	1.09%	1.10%	0.89%	0.97%	0.36%	0.64%	0.81%	0.79%	1.12%	1.08%	1.39%	1.21%	1.40%	1.11%	1.09%	0.98%	1.23%	1.05%	0.95%	1.10%	1.35%
2	0.77%	1.25%	0.94%	0.32%	1.30%	1.03%	0.49%	0.80%	1.27%	1.35%	1.11%	0.98%	0.90%	0.84%	1.11%	1.03%	1.21%	1.34%	1.03%	1.31%	1.59%	1.62%	1.24%	1.18%	1.49%	1.43%	1.51%	1.10%	1.26%
3	0.92%	1.22%	0.85%	1.91%	1.09%	0.67%	0.86%	1.12%	1.19%	1.24%	1.17%	0.85%	0.71%	0.86%	1.06%	1.33%	1.66%	1.99%	1.59%	1.77%	1.64%	1.47%	1.32%	1.22%	1.17%	1.16%	0.90%	0.93%	1.31%
4	1.66%	1.31%	0.67%	0.59%	0.99%	1.41%	0.97%	1.51%	1.35%	1.26%	1.22%	1.20%	1.42%	1.49%	1.92%	1.65%	2.19%	1.99%	2.20%	2.25%	1.88%	1.91%	1.18%	1.32%	1.67%	1.23%	1.08%	1.37%	1.40%
5	1.44%	0.97%	0.72%	1.26%	0.39%	1.11%	0.87%	1.64%	1.45%	1.24%	1.11%	1.14%	1.84%	1.53%	1.34%	2.12%	1.95%	2.10%	1.75%	2.20%	1.77%	1.37%	1.06%	1.33%	1.15%	1.38%	0.95%	1.32%
6	1.07%	0.60%	1.31%	0.63%	1.40%	1.01%	1.22%	1.48%	1.12%	1.30%	1.54%	1.43%	1.43%	1.43%	1.72%	1.91%	2.33%	1.91%	1.95%	2.00%	1.66%	1.23%	1.07%	1.30%	1.21%	1.08%	1.05%	1.21%
7	2.44%	0.88%	0.95%	1.31%	0.82%	1.49%	1.03%	1.25%	1.19%	1.23%	1.49%	1.05%	1.39%	1.34%	1.47%	2.19%	2.02%	2.10%	1.98%	2.00%	1.34%	1.05%	1.03%	1.38%	1.13%	0.97%	1.18%	0.91%
8	1.24%	0.80%	0.76%	1.11%	1.31%	1.13%	1.54%	1.11%	1.34%	1.00%	1.45%	1.60%	1.17%	1.37%	1.68%	2.00%	2.19%	1.91%	1.87%	1.82%	1.26%	1.06%	1.19%	1.26%	0.80%	1.01%	1.13%
9	1.37%	1.67%	1.14%	0.94%	1.09%	0.63%	0.99%	1.39%	1.59%	1.38%	1.26%	1.70%	1.73%	1.52%	1.68%	1.86%	2.23%	2.01%	1.78%	1.69%	1.08%	1.02%	1.21%	1.09%	0.85%	1.09%	0.92%
10	0.92%	1.84%	1.30%	1.01%	1.29%	1.30%	1.51%	1.38%	1.32%	0.99%	1.06%	1.50%	1.35%	1.55%	1.74%	1.90%	1.82%	2.41%	1.83%	1.37%	0.84%	0.97%	0.93%	0.94%	0.82%	1.07%	1.14%
11	0.56%	0.60%	1.70%	1.27%	1.27%	1.10%	0.96%	1.45%	0.81%	0.94%	1.33%	1.34%	1.50%	1.76%	2.18%	1.72%	2.17%	1.75%	1.66%	1.30%	0.94%	1.21%	0.84%	0.87%	0.92%	1.13%
12	1.89%	1.06%	0.77%	1.05%	0.96%	1.49%	1.62%	1.22%	1.08%	1.52%	1.45%	1.45%	1.59%	1.79%	2.16%	2.19%	1.95%	1.82%	1.51%	0.92%	0.64%	1.08%	0.97%	0.79%	0.90%	0.68%
13	0.84%	1.26%	1.42%	0.90%	1.43%	1.66%	0.97%	1.16%	1.27%	1.35%	1.41%	1.29%	1.65%	1.97%	1.84%	1.77%	1.85%	1.73%	1.28%	1.00%	0.79%	1.01%	0.78%	0.59%	1.02%	0.83%
14	2.02%	1.06%	0.81%	0.78%	1.41%	1.58%	0.64%	1.27%	1.06%	1.68%	1.48%	1.28%	1.85%	1.91%	2.07%	1.91%	1.93%	1.63%	1.10%	0.99%	1.05%	0.87%	0.71%	0.71%	0.85%
15	1.00%	1.17%	0.62%	1.71%	1.21%	1.41%	1.18%	1.11%	1.36%	1.50%	1.46%	1.62%	1.97%	1.80%	1.80%	1.83%	1.78%	1.56%	1.09%	0.76%	0.71%	0.88%	0.71%	0.89%	0.80%
16	1.16%	1.29%	1.30%	0.54%	0.71%	1.26%	1.13%	0.87%	1.12%	1.39%	1.56%	1.50%	1.78%	1.51%	1.68%	1.69%	1.59%	1.26%	0.93%	1.02%	0.91%	0.75%	0.60%	0.72%	0.95%
17	0.96%	0.98%	1.35%	0.34%	0.85%	1.14%	1.04%	0.76%	1.05%	1.27%	1.24%	1.62%	1.56%	1.65%	1.58%	1.89%	1.65%	0.96%	0.85%	0.99%	0.83%	0.65%	0.73%	0.90%
18	1.81%	0.71%	0.67%	0.83%	1.35%	1.26%	1.16%	1.08%	1.30%	1.20%	1.41%	1.56%	1.46%	1.57%	1.60%	1.65%	1.50%	1.04%	0.89%	0.80%	0.71%	0.60%	0.64%	0.78%
19	0.80%	0.97%	1.01%	1.21%	1.49%	1.35%	0.53%	0.99%	1.50%	1.20%	1.70%	1.68%	1.68%	1.83%	1.67%	1.53%	1.25%	0.96%	1.05%	0.94%	0.74%	0.75%	0.85%	0.69%
20	1.28%	0.62%	1.51%	1.13%	1.02%	1.10%	0.92%	1.11%	1.36%	1.15%	1.78%	1.70%	1.36%	1.60%	1.73%	1.61%	1.30%	0.95%	0.96%	0.82%	0.63%	0.47%	0.67%
21	1.31%	0.89%	0.87%	1.33%	1.33%	1.53%	0.89%	1.47%	1.39%	1.48%	1.77%	1.69%	1.46%	1.62%	1.69%	1.02%	1.28%	0.94%	0.91%	0.69%	0.62%	0.75%	0.72%
22	1.20%	0.80%	0.70%	1.08%	0.90%	1.36%	1.02%	1.20%	1.19%	1.31%	1.61%	1.65%	1.58%	1.52%	1.50%	1.27%	0.93%	0.98%	0.89%	0.64%	0.57%	0.64%	0.58%
23	0.86%	0.89%	0.98%	1.32%	1.23%	0.98%	1.20%	1.14%	1.21%	1.54%	1.80%	1.28%	1.30%	1.52%	1.26%	1.30%	0.85%	0.99%	0.84%	0.76%	0.50%	0.72%
24	1.26%	0.78%	1.17%	1.24%	1.27%	0.53%	1.50%	0.86%	1.79%	1.43%	1.71%	1.37%	1.59%	1.45%	1.09%	1.01%	1.17%	0.99%	0.85%	0.51%	0.65%	0.62%
25	1.05%	1.12%	1.21%	0.61%	0.87%	1.07%	1.10%	1.14%	1.43%	1.69%	1.47%	1.48%	1.46%	1.35%	1.15%	1.32%	0.97%	0.96%	0.80%	0.57%	0.91%	0.55%
26	0.82%	0.65%	1.26%	0.99%	1.33%	0.88%	1.19%	1.30%	1.65%	1.60%	1.52%	1.47%	1.49%	1.26%	0.98%	0.68%	0.89%	0.96%	0.79%	0.64%	0.67%
27	0.58%	0.74%	1.33%	0.72%	1.36%	1.45%	1.10%	1.41%	1.76%	1.55%	1.60%	1.52%	1.37%	1.18%	1.05%	0.81%	1.04%	0.92%	0.57%	0.59%	0.48%
28	0.48%	0.96%	0.94%	1.37%	0.62%	1.45%	1.01%	1.13%	1.58%	1.45%	1.24%	1.34%	1.24%	1.14%	0.71%	1.19%	1.04%	0.69%	0.73%	0.65%	0.65%
29	1.72%	0.98%	1.06%	0.87%	1.08%	1.39%	0.99%	1.63%	1.66%	1.32%	1.51%	1.31%	1.21%	0.86%	1.07%	0.99%	0.84%	0.66%	0.55%	0.84%
30	1.44%	0.83%	1.25%	1.28%	0.95%	1.07%	1.15%	1.44%	1.31%	1.19%	1.44%	1.28%	1.27%	0.99%	1.09%	0.91%	0.84%	0.62%	0.72%	0.70%
31	1.17%	0.99%	0.82%	1.15%	0.99%	1.31%	1.33%	1.52%	1.09%	1.70%	1.40%	1.36%	0.96%	1.16%	1.07%	0.80%	0.80%	0.72%	0.64%	0.63%
32	0.35%	1.34%	0.88%	1.50%	1.14%	0.85%	1.45%	1.21%	1.37%	1.40%	1.37%	1.19%	1.14%	0.92%	1.10%	0.89%	0.86%	0.76%	0.74%
33	1.13%	1.36%	1.25%	1.13%	0.58%	0.97%	1.49%	1.38%	1.23%	1.28%	1.31%	1.13%	0.92%	0.65%	0.85%	0.73%	0.62%	0.76%	0.65%
34	0.92%	0.77%	0.93%	1.03%	1.04%	1.61%	1.47%	1.55%	1.53%	1.42%	1.10%	1.06%	0.84%	1.02%	1.16%	0.77%	0.77%	0.63%	0.74%
35	1.30%	1.62%	1.09%	0.82%	1.36%	1.15%	1.28%	1.12%	1.05%	1.37%	1.19%	0.87%	0.95%	0.94%	0.92%	0.63%	0.92%	0.83%
36	1.34%	0.64%	0.76%	0.83%	1.40%	1.57%	1.46%	1.46%	1.54%	1.19%	1.21%	1.00%	1.06%	0.76%	0.68%	0.81%	0.80%	0.91%
37	1.56%	1.08%	0.90%	1.34%	1.10%	1.29%	1.03%	1.17%	1.30%	0.95%	1.05%	0.95%	0.91%	0.75%	0.63%	0.88%	0.82%	0.78%
38	0.54%	1.19%	0.46%	1.01%	1.00%	1.33%	1.29%	1.22%	1.29%	1.25%	0.98%	0.77%	0.89%	1.20%	0.78%	0.71%	0.89%
39	0.89%	0.58%	0.71%	1.03%	1.06%	1.41%	1.10%	1.39%	0.80%	1.03%	0.85%	0.90%	1.03%	0.87%	0.64%	0.80%	0.74%
40	1.30%	0.56%	1.14%	1.22%	1.35%	0.64%	1.37%	1.01%	0.90%	1.13%	0.48%	0.69%	0.93%	0.84%	0.69%	0.94%	0.89%
41	1.08%	0.77%	1.24%	1.22%	1.14%	1.23%	1.02%	1.46%	1.09%	0.92%	0.86%	0.99%	1.19%	0.83%	0.89%	0.93%
42	0.69%	1.14%	1.05%	1.42%	1.59%	1.28%	1.22%	1.23%	1.19%	0.56%	0.85%	1.02%	0.93%	0.91%	0.75%	0.88%
43	0.84%	1.28%	1.02%	1.56%	1.28%	0.91%	1.53%	0.99%	0.70%	0.95%	0.77%	0.90%	0.91%	0.83%	0.89%	0.56%
44	-0.07%	0.89%	1.48%	1.18%	0.97%	1.43%	1.09%	0.80%	1.10%	0.86%	1.05%	0.87%	0.87%	0.73%	0.92%
45	1.23%	1.21%	1.10%	1.16%	0.98%	1.18%	1.14%	0.95%	0.89%	0.77%	0.96%	0.76%	0.78%	0.87%	0.65%
46	1.15%	1.06%	1.33%	1.03%	0.77%	0.97%	1.17%	0.98%	0.90%	0.99%	1.03%	0.49%	0.59%	0.94%	0.84%
47	0.32%	1.29%	1.27%	1.15%	0.88%	1.25%	1.07%	0.95%	1.10%	1.07%	1.02%	1.10%	0.86%	0.79%
48	1.06%	1.32%	1.01%	1.11%	0.80%	1.17%	1.02%	0.81%	0.60%	0.82%	1.01%	0.67%	0.96%	0.80%
49	1.09%	1.33%	1.05%	1.15%	1.01%	1.13%	0.52%	0.40%	0.87%	0.80%	0.88%	0.85%	0.86%	0.84%
50	1.40%	0.88%	1.18%	0.63%	1.20%	1.02%	0.71%	1.07%	0.85%	1.12%	0.71%	0.92%	0.92%
51	1.32%	0.94%	0.61%	1.17%	0.87%	1.00%	0.79%	1.03%	0.92%	0.79%	0.80%	0.91%	0.87%
52	1.25%	1.04%	1.17%	1.36%	0.94%	0.57%	1.03%	1.02%	0.95%	0.89%	0.90%	0.82%	0.86%
53	1.22%	0.95%	0.70%	0.99%	0.95%	0.74%	1.09%	0.61%	0.87%	0.86%	0.76%	0.77%
54	1.02%	0.99%	1.14%	1.08%	0.94%	0.54%	0.93%	1.01%	0.82%	0.89%	0.79%	1.03%
55	0.95%	0.96%	0.80%	0.85%	0.75%	0.44%	0.99%	0.87%	0.94%	0.88%	0.64%	0.79%
56	0.70%	1.00%	1.15%	1.15%	1.10%	0.67%	0.70%	1.03%	0.85%	0.85%	0.81%
57	0.92%	1.08%	1.01%	0.66%	0.65%	0.89%	1.03%	0.85%	0.94%	1.01%	0.92%
58	1.32%	0.91%	1.18%	0.66%	1.07%	0.83%	0.83%	0.60%	0.92%	0.96%	0.75%
59	1.21%	1.18%	1.27%	0.79%	0.87%	0.93%	0.76%	0.86%	0.86%	1.04%
60	1.20%	0.59%	0.94%	0.75%	1.18%	1.03%	0.52%	0.81%	0.70%	0.81%
61	1.23%	0.95%	0.90%	1.06%	0.42%	1.12%	1.01%	0.30%	1.05%	0.79%
62	-0.29%	1.02%	1.03%	0.53%	1.13%	1.07%	0.80%	1.00%	1.16%
63	1.16%	1.11%	1.10%	1.07%	0.98%	0.96%	0.88%	1.07%	0.73%
64	0.91%	1.07%	0.75%	1.01%	1.13%	0.90%	0.72%	0.84%	0.83%
65	0.77%	1.00%	1.10%	0.84%	1.11%	0.78%	0.92%	0.97%
66	1.18%	0.53%	0.88%	0.85%	0.83%	0.74%	1.05%	0.78%
67	1.23%	0.23%	1.10%	0.82%	0.63%	0.51%	1.14%	0.95%
68	1.25%	1.09%	1.15%	0.36%	0.88%	1.03%	1.04%
69	0.91%	1.13%	1.17%	0.91%	0.68%	1.25%	1.09%
70	1.19%	1.21%	1.24%	1.10%	1.02%	1.16%	0.89%
71	1.07%	1.27%	1.22%	1.14%	1.18%	1.28%
72	1.17%	1.16%	1.23%	1.17%	1.27%	1.06%

7

Deal Score 60-69

Origination Trends

	Wtd. Avg. FICO		Wtd. Avg. APR			Wtd. Avg. Orig. Term		Wtd. Avg. PTI			Wtd. Avg. Down Pmt.		Wtd. Avg. Amt. Fin.		Loan Count		Agg. Amt. Fin.
2017 Q1		670		8.14	%		70		7.69	%	$	1,671	$	16,818		573	$	9,636,625
2017 Q2		672		8.22	%		70		8.08	%	$	1,297	$	17,523		792	$	13,878,127
2017 Q3		675		8.70	%		70		7.93	%	$	1,185	$	17,349		833	$	14,451,786
2017 Q4		677		8.59	%		70		7.88	%	$	1,166	$	17,440		872	$	15,208,114
2018 Q1		674		9.04	%		70		8.15	%	$	1,383	$	17,578		1,092	$	19,194,690
2018 Q2		669		8.86	%		70		8.34	%	$	1,493	$	19,376		1,541	$	29,858,018
2018 Q3		671		8.83	%		70		8.25	%	$	1,329	$	19,387		1,799	$	34,877,954
2018 Q4		674		9.24	%		70		8.28	%	$	1,141	$	19,811		2,026	$	40,137,109
2019 Q1		675		9.21	%		70		8.46	%	$	1,253	$	19,584		2,260	$	44,260,652
2019 Q2		674		9.32	%		70		8.24	%	$	1,210	$	20,382		3,022	$	61,595,777
2019 Q3		676		9.19	%		70		8.19	%	$	1,467	$	20,830		3,007	$	62,634,461
2019 Q4		671		8.91	%		71		8.16	%	$	1,171	$	20,161		3,445	$	69,455,828
2020 Q1		670		8.87	%		71		8.20	%	$	1,239	$	19,876		3,947	$	78,452,002
2020 Q2		674		9.66	%		71		8.59	%	$	1,422	$	18,715		5,578	$	104,393,503
2020 Q3		643		12.54	%		71		9.42	%	$	1,723	$	19,565		4,400	$	86,084,393
2020 Q4		649		11.48	%		71		9.39	%	$	1,499	$	20,569		4,460	$	91,736,896
2021 Q1		655		10.63	%		71		9.25	%	$	1,650	$	19,976		7,476	$	149,337,878
2021 Q2		655		10.41	%		72		9.84	%	$	2,452	$	22,591		8,749	$	197,646,608
2021 Q3		658		9.68	%		72		9.98	%	$	2,102	$	24,033		9,850	$	236,721,307
2021 Q4		657		10.22	%		72		9.95	%	$	2,604	$	24,893		9,643	$	240,043,665
2022 Q1		665		9.48	%		72		9.84	%	$	2,770	$	25,908		9,151	$	237,079,804
2022 Q2		666		11.27	%		71		9.86	%	$	2,868	$	24,598		9,976	$	245,393,770
2022 Q3		668		11.84	%		71		9.61	%	$	2,394	$	24,827		8,567	$	212,692,049
2022 Q4		670		13.23	%		72		9.10	%	$	2,375	$	24,758		6,968	$	172,513,633
2023 Q1		665		14.24	%		72		9.06	%	$	2,244	$	23,831		6,406	$	152,663,532
2023 Q2		664		14.94	%		72		9.33	%	$	2,392	$	25,654		6,158	$	157,975,846
2023 Q3		666		14.92	%		72		9.06	%	$	1,982	$	25,457		5,405	$	137,593,883
2023 Q4		671		14.20	%		72		8.74	%	$	1,709	$	25,521		3,639	$	92,870,099
2024 Q1		667		14.71	%		73		8.86	%	$	1,830	$	25,732		3,987	$	102,592,360
2024 Q2		662		14.98	%		73		8.61	%	$	1,860	$	25,911		3,454	$	89,495,048

8

Cumulative Gross Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.00%	0.00%	0.00%	0.03%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.00%	0.00%	0.16%	0.10%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%	0.00%	0.00%	0.02%	0.00%	0.05%	0.01%	0.01%	0.00%	0.02%	0.03%	0.00%	0.03%	0.02%	0.01%	0.03%	0.00%	0.00%	0.00%
3	0.12%	0.00%	0.16%	0.10%	0.09%	0.00%	0.00%	0.00%	0.07%	0.14%	0.18%	0.03%	0.00%	0.05%	0.06%	0.08%	0.02%	0.02%	0.03%	0.05%	0.03%	0.02%	0.06%	0.02%	0.03%	0.08%	0.06%	0.00%	0.02%
4	0.12%	0.00%	0.16%	0.10%	0.09%	0.14%	0.00%	0.00%	0.07%	0.17%	0.22%	0.05%	0.04%	0.07%	0.13%	0.08%	0.04%	0.05%	0.06%	0.08%	0.06%	0.05%	0.06%	0.05%	0.04%	0.13%	0.11%	0.04%	0.03%
5	0.12%	0.10%	0.24%	0.43%	0.24%	0.31%	0.20%	0.13%	0.09%	0.40%	0.54%	0.42%	0.36%	0.20%	0.36%	0.24%	0.15%	0.12%	0.10%	0.21%	0.17%	0.11%	0.15%	0.15%	0.14%	0.29%	0.19%	0.15%
6	0.12%	0.10%	0.24%	0.84%	0.24%	0.52%	0.24%	0.22%	0.40%	0.62%	0.64%	0.61%	0.45%	0.20%	0.40%	0.26%	0.17%	0.21%	0.20%	0.32%	0.26%	0.15%	0.16%	0.28%	0.25%	0.35%	0.29%	0.26%
7	0.17%	0.20%	0.41%	0.84%	0.62%	0.87%	0.35%	0.29%	0.42%	0.71%	0.75%	0.64%	0.52%	0.31%	0.61%	0.28%	0.23%	0.26%	0.31%	0.48%	0.38%	0.28%	0.29%	0.42%	0.43%	0.61%	0.44%	0.36%
8	0.17%	0.21%	0.57%	0.84%	0.74%	1.05%	0.52%	0.34%	0.60%	1.01%	0.75%	0.74%	0.54%	0.34%	0.68%	0.36%	0.30%	0.36%	0.37%	0.53%	0.50%	0.36%	0.39%	0.55%	0.61%	0.83%	0.57%
9	0.17%	0.31%	1.08%	1.08%	0.91%	1.21%	0.76%	0.62%	0.71%	1.02%	0.89%	0.75%	0.54%	0.41%	0.78%	0.42%	0.38%	0.39%	0.46%	0.68%	0.57%	0.41%	0.56%	0.66%	0.83%	1.23%	0.74%
10	0.17%	0.33%	1.22%	1.18%	1.05%	1.22%	0.93%	1.10%	0.79%	1.17%	1.00%	0.84%	0.65%	0.54%	0.87%	0.47%	0.40%	0.49%	0.56%	0.77%	0.64%	0.50%	0.67%	0.85%	0.91%	1.43%	0.89%
11	0.32%	0.52%	1.24%	1.18%	1.05%	1.40%	1.27%	1.26%	0.94%	1.23%	1.02%	0.89%	0.71%	0.65%	0.98%	0.55%	0.56%	0.57%	0.64%	0.85%	0.71%	0.66%	0.86%	0.95%	1.17%	1.59%
12	0.34%	0.77%	1.29%	1.18%	1.05%	1.54%	1.40%	1.51%	1.00%	1.36%	1.06%	0.94%	0.77%	0.72%	1.05%	0.67%	0.64%	0.71%	0.69%	0.91%	0.80%	0.83%	1.14%	1.08%	1.29%	1.78%
13	0.47%	0.77%	1.29%	1.45%	1.05%	1.70%	1.46%	1.85%	1.15%	1.52%	1.10%	1.05%	0.79%	0.82%	1.13%	0.78%	0.68%	0.80%	0.80%	1.04%	0.87%	0.95%	1.27%	1.22%	1.45%	2.09%
14	0.47%	0.87%	1.47%	1.59%	1.05%	1.70%	1.66%	2.00%	1.21%	1.55%	1.13%	1.19%	0.84%	0.89%	1.24%	0.83%	0.73%	0.92%	0.93%	1.13%	1.00%	1.09%	1.40%	1.43%	1.70%
15	0.61%	1.05%	1.76%	1.68%	1.05%	1.90%	1.79%	2.17%	1.27%	1.65%	1.31%	1.23%	0.98%	0.95%	1.30%	0.88%	0.79%	1.01%	1.01%	1.26%	1.10%	1.27%	1.51%	1.58%	1.86%
16	0.61%	1.41%	2.03%	1.76%	1.17%	1.97%	1.98%	2.32%	1.30%	1.75%	1.36%	1.24%	1.04%	1.02%	1.48%	1.03%	0.88%	1.08%	1.15%	1.37%	1.33%	1.44%	1.70%	1.72%	1.98%
17	0.79%	1.48%	2.16%	2.12%	1.40%	2.30%	2.06%	2.36%	1.43%	1.80%	1.43%	1.30%	1.07%	1.06%	1.59%	1.15%	0.98%	1.21%	1.30%	1.49%	1.45%	1.57%	1.91%	1.89%
18	1.05%	1.69%	2.16%	2.34%	1.75%	2.42%	2.09%	2.54%	1.49%	1.91%	1.51%	1.45%	1.12%	1.11%	1.79%	1.28%	1.13%	1.40%	1.44%	1.61%	1.66%	1.73%	2.12%	2.11%
19	1.05%	1.69%	2.44%	2.62%	1.91%	2.66%	2.19%	2.72%	1.54%	2.04%	1.59%	1.51%	1.16%	1.12%	1.88%	1.34%	1.21%	1.52%	1.55%	1.79%	1.93%	1.93%	2.34%	2.26%
20	1.05%	1.72%	2.62%	2.62%	1.91%	2.76%	2.45%	2.79%	1.68%	2.09%	1.59%	1.58%	1.21%	1.17%	1.97%	1.47%	1.32%	1.64%	1.60%	1.95%	2.14%	2.04%	2.61%
21	1.05%	1.82%	2.63%	2.96%	2.25%	2.98%	2.52%	2.87%	1.70%	2.17%	1.59%	1.62%	1.28%	1.25%	2.01%	1.54%	1.38%	1.76%	1.75%	2.10%	2.25%	2.23%	2.82%
22	1.05%	2.20%	2.77%	3.08%	2.25%	3.16%	2.64%	2.87%	1.74%	2.17%	1.65%	1.66%	1.36%	1.27%	2.23%	1.61%	1.50%	1.92%	1.86%	2.27%	2.38%	2.44%	3.03%
23	1.44%	2.37%	2.98%	3.36%	2.30%	3.45%	2.71%	2.95%	1.87%	2.23%	1.75%	1.69%	1.36%	1.36%	2.29%	1.73%	1.55%	2.02%	1.95%	2.39%	2.55%	2.68%
24	1.44%	2.37%	2.98%	3.64%	2.34%	3.69%	2.75%	2.98%	1.90%	2.26%	1.77%	1.73%	1.43%	1.42%	2.44%	1.85%	1.62%	2.20%	2.11%	2.50%	2.72%	2.81%
25	1.57%	2.59%	3.03%	3.71%	2.42%	3.84%	2.80%	3.00%	2.01%	2.32%	1.79%	1.84%	1.49%	1.50%	2.55%	1.96%	1.72%	2.29%	2.25%	2.65%	2.89%	2.98%
26	1.74%	2.77%	3.31%	3.91%	2.48%	3.91%	2.83%	3.00%	2.11%	2.35%	1.79%	1.87%	1.55%	1.56%	2.59%	2.05%	1.84%	2.43%	2.37%	2.80%	3.02%
27	1.98%	2.86%	3.58%	3.99%	2.59%	3.92%	2.87%	3.00%	2.11%	2.36%	1.81%	1.92%	1.61%	1.63%	2.71%	2.09%	1.90%	2.61%	2.49%	2.99%	3.23%
28	1.98%	2.86%	3.58%	3.99%	2.64%	4.00%	2.99%	3.10%	2.11%	2.42%	1.88%	1.95%	1.64%	1.68%	2.80%	2.37%	1.92%	2.69%	2.64%	3.19%	3.37%
29	2.02%	3.14%	3.64%	4.00%	2.68%	4.00%	3.19%	3.10%	2.22%	2.49%	1.88%	1.98%	1.72%	1.75%	2.83%	2.50%	2.00%	2.78%	2.77%	3.33%
30	2.15%	3.21%	4.05%	4.17%	2.73%	4.09%	3.24%	3.16%	2.25%	2.54%	1.91%	2.02%	1.74%	1.84%	2.90%	2.55%	2.09%	2.88%	2.93%	3.52%
31	2.15%	3.36%	4.16%	4.24%	2.80%	4.14%	3.23%	3.26%	2.30%	2.60%	1.95%	2.10%	1.77%	1.86%	2.95%	2.64%	2.17%	3.00%	3.10%	3.65%
32	2.15%	3.44%	4.41%	4.59%	2.89%	4.18%	3.34%	3.29%	2.53%	2.65%	1.95%	2.10%	1.77%	1.93%	3.06%	2.87%	2.23%	3.14%	3.28%
33	2.29%	3.49%	4.54%	4.59%	2.89%	4.18%	3.37%	3.36%	2.54%	2.69%	1.99%	2.16%	1.84%	2.01%	3.11%	3.01%	2.31%	3.19%	3.38%
34	2.29%	3.49%	4.54%	4.59%	2.94%	4.18%	3.53%	3.43%	2.60%	2.75%	1.99%	2.18%	1.88%	2.07%	3.26%	3.13%	2.40%	3.28%	3.51%
35	2.29%	3.49%	4.54%	4.60%	2.99%	4.18%	3.55%	3.49%	2.63%	2.85%	2.04%	2.21%	1.99%	2.15%	3.43%	3.27%	2.45%	3.39%
36	2.29%	3.49%	4.54%	4.61%	3.07%	4.25%	3.55%	3.55%	2.65%	2.93%	2.05%	2.31%	2.01%	2.22%	3.54%	3.32%	2.53%	3.45%
37	2.29%	3.74%	4.60%	4.61%	3.12%	4.29%	3.58%	3.60%	2.70%	2.98%	2.15%	2.34%	2.07%	2.28%	3.64%	3.41%	2.57%	3.55%
38	2.29%	3.74%	4.67%	4.67%	3.13%	4.29%	3.60%	3.68%	2.76%	3.06%	2.22%	2.34%	2.14%	2.37%	3.75%	3.55%	2.59%
39	2.40%	3.88%	4.85%	4.74%	3.13%	4.31%	3.63%	3.73%	2.78%	3.09%	2.25%	2.42%	2.14%	2.43%	3.88%	3.61%	2.65%
40	2.40%	3.98%	4.85%	4.78%	3.17%	4.33%	3.67%	3.77%	2.84%	3.11%	2.25%	2.43%	2.14%	2.53%	3.94%	3.73%	2.73%
41	2.40%	4.08%	4.85%	4.82%	3.25%	4.33%	3.67%	3.77%	2.84%	3.17%	2.26%	2.44%	2.21%	2.60%	3.97%	3.85%
42	2.40%	4.08%	4.90%	4.82%	3.31%	4.37%	3.68%	3.79%	2.84%	3.24%	2.33%	2.47%	2.24%	2.68%	4.06%	3.95%
43	2.40%	4.08%	4.90%	4.82%	3.31%	4.37%	3.77%	3.88%	2.87%	3.24%	2.36%	2.52%	2.24%	2.74%	4.10%	4.04%
44	2.47%	4.13%	4.94%	4.82%	3.42%	4.37%	3.77%	3.92%	2.90%	3.28%	2.36%	2.58%	2.26%	2.81%	4.16%
45	2.47%	4.13%	4.98%	4.82%	3.49%	4.37%	3.81%	3.95%	2.97%	3.28%	2.37%	2.59%	2.30%	2.87%	4.22%
46	2.47%	4.13%	4.98%	4.87%	3.53%	4.44%	3.81%	3.97%	2.97%	3.32%	2.40%	2.61%	2.30%	2.88%	4.28%
47	2.47%	4.18%	4.98%	4.87%	3.66%	4.52%	3.84%	3.99%	3.05%	3.35%	2.42%	2.65%	2.34%	2.92%
48	2.47%	4.23%	5.02%	4.95%	3.66%	4.52%	3.86%	4.05%	3.10%	3.35%	2.42%	2.68%	2.37%	2.95%
49	2.47%	4.32%	5.02%	5.01%	3.66%	4.55%	3.94%	4.07%	3.13%	3.40%	2.46%	2.70%	2.38%	2.98%
50	2.47%	4.39%	5.07%	5.06%	3.72%	4.57%	3.94%	4.10%	3.15%	3.44%	2.48%	2.70%	2.40%
51	2.47%	4.48%	5.11%	5.06%	3.72%	4.62%	4.00%	4.16%	3.17%	3.47%	2.48%	2.75%	2.45%
52	2.47%	4.52%	5.10%	5.06%	3.72%	4.62%	4.02%	4.19%	3.19%	3.50%	2.51%	2.81%	2.47%
53	2.47%	4.56%	5.18%	5.06%	3.72%	4.62%	4.03%	4.23%	3.22%	3.52%	2.51%	2.81%
54	2.47%	4.56%	5.20%	5.06%	3.78%	4.68%	4.07%	4.26%	3.25%	3.53%	2.52%	2.81%
55	2.47%	4.56%	5.23%	5.06%	3.82%	4.68%	4.12%	4.28%	3.29%	3.55%	2.52%	2.85%
56	2.47%	4.60%	5.23%	5.11%	3.85%	4.70%	4.12%	4.25%	3.31%	3.59%	2.53%
57	2.47%	4.60%	5.23%	5.11%	3.85%	4.71%	4.17%	4.25%	3.34%	3.61%	2.56%
58	2.47%	4.60%	5.23%	5.11%	3.86%	4.73%	4.17%	4.30%	3.35%	3.66%	2.56%
59	2.47%	4.60%	5.23%	5.17%	3.86%	4.73%	4.19%	4.32%	3.36%	3.66%
60	2.47%	4.60%	5.23%	5.17%	3.89%	4.73%	4.20%	4.32%	3.37%	3.68%
61	2.47%	4.60%	5.23%	5.22%	3.89%	4.73%	4.23%	4.34%	3.37%	3.68%
62	2.47%	4.60%	5.23%	5.22%	3.89%	4.75%	4.23%	4.37%	3.39%
63	2.51%	4.60%	5.23%	5.22%	3.89%	4.75%	4.23%	4.37%	3.40%
64	2.51%	4.60%	5.23%	5.22%	3.89%	4.76%	4.23%	4.38%	3.42%
65	2.51%	4.64%	5.26%	5.22%	3.89%	4.76%	4.23%	4.39%
66	2.51%	4.64%	5.32%	5.22%	3.89%	4.76%	4.23%	4.40%
67	2.51%	4.64%	5.32%	5.25%	3.89%	4.77%	4.25%	4.40%
68	2.51%	4.64%	5.32%	5.27%	3.90%	4.79%	4.27%
69	2.51%	4.64%	5.32%	5.27%	3.92%	4.80%	4.27%
70	2.51%	4.65%	5.35%	5.27%	3.92%	4.82%	4.28%
71	2.51%	4.66%	5.35%	5.27%	3.92%	4.83%
72	2.52%	4.67%	5.36%	5.27%	3.95%	4.84%

9

Cumulative Net Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.05%	0.00%	0.00%	0.00%	0.00%	0.03%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.00%	0.00%	0.16%	0.10%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.10%	0.00%	0.00%	0.02%	0.00%	0.05%	0.01%	0.01%	0.00%	0.02%	0.03%	0.00%	0.03%	0.02%	0.00%	0.03%	0.00%	0.00%	0.00%
3	0.07%	0.00%	0.16%	0.10%	0.09%	0.00%	0.00%	0.00%	0.07%	0.12%	0.12%	0.03%	0.00%	0.03%	0.06%	0.08%	0.02%	0.02%	0.03%	0.04%	0.02%	0.02%	0.05%	0.01%	0.01%	0.05%	0.04%	0.00%	0.01%
4	0.07%	0.00%	0.16%	0.10%	0.09%	0.14%	0.00%	0.00%	0.02%	0.08%	0.13%	0.04%	0.04%	0.05%	0.12%	0.03%	0.03%	0.03%	0.03%	0.06%	0.05%	0.04%	0.04%	0.04%	0.02%	0.06%	0.08%	0.00%	0.03%
5	0.07%	0.10%	0.25%	0.33%	0.17%	0.25%	0.20%	0.09%	0.04%	0.32%	0.46%	0.36%	0.36%	0.16%	0.29%	0.16%	0.14%	0.07%	0.07%	0.18%	0.14%	0.09%	0.11%	0.09%	0.11%	0.20%	0.12%	0.10%
6	0.07%	0.10%	0.19%	0.63%	0.17%	0.46%	0.24%	0.17%	0.33%	0.46%	0.51%	0.45%	0.44%	0.13%	0.32%	0.17%	0.12%	0.17%	0.16%	0.27%	0.23%	0.10%	0.11%	0.20%	0.18%	0.23%	0.20%	0.16%
7	0.12%	0.15%	0.26%	0.62%	0.56%	0.80%	0.35%	0.24%	0.30%	0.50%	0.61%	0.46%	0.51%	0.25%	0.47%	0.16%	0.15%	0.21%	0.22%	0.39%	0.27%	0.23%	0.22%	0.31%	0.30%	0.41%	0.32%	0.22%
8	0.11%	0.16%	0.32%	0.45%	0.66%	0.92%	0.45%	0.29%	0.46%	0.79%	0.60%	0.53%	0.52%	0.26%	0.53%	0.23%	0.20%	0.25%	0.24%	0.38%	0.36%	0.28%	0.28%	0.38%	0.44%	0.56%	0.37%
9	0.11%	0.26%	0.75%	0.62%	0.75%	1.05%	0.65%	0.51%	0.55%	0.68%	0.65%	0.50%	0.49%	0.31%	0.54%	0.27%	0.26%	0.24%	0.30%	0.48%	0.38%	0.30%	0.41%	0.48%	0.63%	0.84%	0.47%
10	0.11%	0.29%	0.74%	0.64%	0.88%	1.05%	0.72%	0.81%	0.62%	0.78%	0.74%	0.55%	0.58%	0.33%	0.54%	0.28%	0.26%	0.28%	0.35%	0.51%	0.42%	0.36%	0.48%	0.62%	0.62%	0.98%	0.58%
11	0.26%	0.42%	0.56%	0.60%	0.86%	1.22%	1.03%	0.97%	0.75%	0.84%	0.69%	0.56%	0.64%	0.40%	0.64%	0.34%	0.37%	0.34%	0.38%	0.56%	0.46%	0.45%	0.64%	0.68%	0.82%	1.07%
12	0.26%	0.67%	0.49%	0.60%	0.82%	1.30%	1.04%	1.12%	0.81%	0.93%	0.71%	0.57%	0.66%	0.45%	0.63%	0.41%	0.39%	0.43%	0.41%	0.58%	0.51%	0.56%	0.85%	0.76%	0.86%	1.16%
13	0.40%	0.67%	0.50%	0.86%	0.82%	1.45%	1.06%	1.32%	0.95%	1.03%	0.72%	0.62%	0.64%	0.51%	0.65%	0.41%	0.37%	0.47%	0.51%	0.68%	0.54%	0.65%	0.92%	0.86%	1.00%	1.39%
14	0.39%	0.72%	0.59%	0.90%	0.73%	1.35%	1.22%	1.23%	0.97%	0.97%	0.74%	0.68%	0.65%	0.55%	0.73%	0.41%	0.40%	0.55%	0.58%	0.75%	0.62%	0.74%	1.00%	0.98%	1.18%
15	0.53%	0.77%	0.88%	0.99%	0.73%	1.50%	1.22%	1.13%	0.94%	0.98%	0.90%	0.68%	0.78%	0.57%	0.69%	0.45%	0.43%	0.59%	0.66%	0.81%	0.68%	0.89%	1.05%	1.06%	1.28%
16	0.40%	1.06%	1.02%	1.00%	0.85%	1.49%	1.33%	1.24%	0.93%	1.07%	0.90%	0.71%	0.79%	0.62%	0.85%	0.57%	0.44%	0.62%	0.75%	0.88%	0.84%	0.97%	1.20%	1.18%	1.36%
17	0.58%	1.12%	1.14%	1.29%	0.95%	1.75%	1.35%	1.28%	1.02%	1.07%	0.88%	0.75%	0.78%	0.62%	0.93%	0.68%	0.51%	0.69%	0.86%	0.93%	0.92%	1.03%	1.37%	1.29%
18	0.83%	1.33%	1.04%	1.50%	1.28%	1.84%	1.32%	1.37%	1.03%	1.15%	0.91%	0.89%	0.80%	0.60%	1.07%	0.77%	0.62%	0.82%	0.93%	1.00%	1.07%	1.14%	1.52%	1.47%
19	0.69%	1.32%	1.34%	1.59%	1.28%	1.88%	1.39%	1.51%	1.08%	1.23%	0.92%	0.92%	0.80%	0.54%	1.13%	0.74%	0.65%	0.91%	0.98%	1.13%	1.26%	1.29%	1.67%	1.57%
20	0.69%	1.35%	1.37%	1.50%	1.22%	1.82%	1.62%	1.48%	1.20%	1.24%	0.88%	0.96%	0.82%	0.52%	1.06%	0.83%	0.69%	0.98%	0.99%	1.23%	1.39%	1.35%	1.86%
21	0.69%	1.45%	1.26%	1.84%	1.45%	1.97%	1.63%	1.56%	1.09%	1.29%	0.88%	0.98%	0.88%	0.60%	1.02%	0.84%	0.71%	1.03%	1.09%	1.32%	1.46%	1.52%	1.97%
22	0.68%	1.75%	1.40%	1.64%	1.39%	2.05%	1.71%	1.38%	1.09%	1.27%	0.91%	0.99%	0.89%	0.57%	1.19%	0.85%	0.81%	1.10%	1.16%	1.47%	1.54%	1.69%	2.13%
23	1.07%	1.84%	1.54%	1.81%	1.39%	2.33%	1.76%	1.38%	1.19%	1.31%	0.99%	0.99%	0.87%	0.63%	1.19%	0.93%	0.82%	1.13%	1.22%	1.52%	1.67%	1.86%
24	0.97%	1.82%	1.46%	1.79%	1.43%	2.54%	1.69%	1.38%	1.20%	1.27%	0.98%	0.98%	0.90%	0.67%	1.29%	1.00%	0.83%	1.25%	1.33%	1.60%	1.76%	1.92%
25	1.10%	1.75%	1.51%	1.85%	1.48%	2.64%	1.71%	1.40%	1.22%	1.29%	0.99%	1.03%	0.94%	0.69%	1.32%	1.03%	0.87%	1.29%	1.41%	1.72%	1.85%	2.05%
26	1.25%	1.92%	1.73%	2.01%	1.54%	2.70%	1.70%	1.36%	1.30%	1.28%	0.96%	1.01%	0.97%	0.72%	1.25%	1.11%	0.89%	1.38%	1.48%	1.81%	1.93%
27	1.42%	1.94%	1.96%	2.04%	1.60%	2.64%	1.67%	1.35%	1.24%	1.22%	0.93%	1.03%	0.95%	0.72%	1.33%	1.13%	0.93%	1.49%	1.56%	1.90%	2.05%
28	1.34%	1.91%	1.87%	2.04%	1.64%	2.71%	1.74%	1.36%	1.23%	1.25%	1.00%	1.03%	0.96%	0.74%	1.37%	1.39%	0.92%	1.53%	1.67%	2.07%	2.15%
29	1.22%	2.17%	1.89%	1.93%	1.65%	2.63%	1.89%	1.35%	1.34%	1.31%	0.98%	1.05%	1.03%	0.78%	1.39%	1.42%	0.98%	1.59%	1.74%	2.15%
30	1.37%	2.19%	2.24%	2.05%	1.67%	2.67%	1.85%	1.37%	1.32%	1.30%	0.97%	1.05%	1.01%	0.83%	1.42%	1.47%	1.04%	1.66%	1.81%	2.28%
31	1.33%	2.21%	2.25%	2.09%	1.61%	2.61%	1.84%	1.39%	1.38%	1.31%	0.99%	1.13%	1.02%	0.86%	1.43%	1.51%	1.07%	1.73%	1.92%	2.37%
32	1.33%	2.14%	2.41%	2.37%	1.65%	2.58%	1.90%	1.39%	1.61%	1.35%	0.97%	1.10%	0.99%	0.89%	1.49%	1.67%	1.10%	1.81%	2.03%
33	1.49%	2.12%	2.42%	2.30%	1.65%	2.56%	1.93%	1.46%	1.59%	1.38%	1.00%	1.14%	1.04%	0.96%	1.47%	1.78%	1.11%	1.81%	2.08%
34	1.44%	2.08%	2.41%	2.07%	1.67%	2.55%	2.09%	1.45%	1.61%	1.40%	0.97%	1.14%	1.08%	0.98%	1.60%	1.87%	1.16%	1.87%	2.16%
35	1.34%	2.07%	2.40%	2.08%	1.68%	2.48%	2.02%	1.46%	1.64%	1.49%	1.01%	1.15%	1.17%	1.04%	1.66%	1.96%	1.15%	1.94%
36	1.26%	2.03%	2.22%	2.08%	1.75%	2.55%	1.99%	1.53%	1.58%	1.56%	1.03%	1.22%	1.14%	1.06%	1.68%	1.94%	1.19%	1.93%
37	1.26%	2.22%	2.26%	1.97%	1.77%	2.50%	1.96%	1.59%	1.58%	1.57%	1.12%	1.25%	1.16%	1.09%	1.76%	1.98%	1.17%	1.96%
38	1.26%	2.20%	2.33%	2.04%	1.67%	2.47%	1.97%	1.57%	1.61%	1.59%	1.15%	1.24%	1.19%	1.12%	1.83%	2.11%	1.18%
39	1.36%	2.31%	2.38%	2.04%	1.66%	2.40%	1.99%	1.52%	1.61%	1.56%	1.17%	1.31%	1.16%	1.14%	1.90%	2.12%	1.22%
40	1.36%	2.27%	2.35%	2.09%	1.70%	2.42%	2.03%	1.53%	1.64%	1.57%	1.16%	1.31%	1.16%	1.23%	1.95%	2.17%	1.29%
41	1.36%	2.30%	2.35%	2.13%	1.74%	2.25%	1.98%	1.50%	1.57%	1.59%	1.18%	1.30%	1.21%	1.27%	1.97%	2.23%
42	1.36%	2.27%	2.40%	2.07%	1.78%	2.26%	1.94%	1.53%	1.57%	1.60%	1.23%	1.30%	1.23%	1.31%	2.00%	2.28%
43	1.35%	2.25%	2.31%	2.07%	1.69%	2.18%	2.03%	1.61%	1.59%	1.59%	1.26%	1.34%	1.20%	1.36%	2.03%	2.34%
44	1.37%	2.28%	2.35%	2.04%	1.79%	2.16%	1.99%	1.64%	1.62%	1.62%	1.24%	1.35%	1.20%	1.41%	2.04%
45	1.36%	2.26%	2.36%	2.03%	1.85%	2.15%	2.02%	1.60%	1.66%	1.60%	1.24%	1.31%	1.20%	1.43%	2.06%
46	1.36%	2.15%	2.30%	2.08%	1.87%	2.22%	2.01%	1.60%	1.63%	1.62%	1.27%	1.29%	1.20%	1.42%	2.08%
47	1.36%	2.12%	2.29%	2.07%	2.03%	2.24%	2.02%	1.60%	1.71%	1.64%	1.24%	1.31%	1.22%	1.45%
48	1.36%	2.16%	2.27%	2.14%	1.88%	2.19%	2.04%	1.64%	1.76%	1.63%	1.23%	1.32%	1.23%	1.46%
49	1.36%	2.13%	2.27%	2.21%	1.86%	2.21%	2.10%	1.66%	1.79%	1.68%	1.26%	1.34%	1.23%	1.47%
50	1.36%	2.19%	2.21%	2.26%	1.89%	2.20%	2.09%	1.70%	1.77%	1.69%	1.28%	1.32%	1.25%
51	1.36%	2.19%	2.25%	2.23%	1.88%	2.24%	2.09%	1.75%	1.75%	1.65%	1.27%	1.34%	1.28%
52	1.35%	2.21%	2.24%	2.14%	1.87%	2.23%	2.08%	1.77%	1.76%	1.65%	1.28%	1.37%	1.30%
53	1.35%	2.14%	2.32%	2.14%	1.84%	2.22%	2.07%	1.80%	1.78%	1.66%	1.27%	1.34%
54	1.35%	2.12%	2.34%	2.06%	1.88%	2.28%	2.10%	1.81%	1.80%	1.66%	1.25%	1.33%
55	1.34%	2.11%	2.34%	2.06%	1.88%	2.27%	2.13%	1.82%	1.83%	1.66%	1.24%	1.35%
56	1.34%	2.13%	2.27%	2.11%	1.87%	2.29%	2.12%	1.80%	1.85%	1.69%	1.24%
57	1.31%	2.11%	2.26%	2.10%	1.86%	2.28%	2.16%	1.76%	1.88%	1.69%	1.27%
58	1.31%	2.10%	2.25%	2.10%	1.87%	2.21%	2.12%	1.80%	1.88%	1.73%	1.27%
59	1.31%	2.07%	2.22%	2.16%	1.86%	2.21%	2.13%	1.82%	1.88%	1.72%
60	1.30%	2.01%	2.22%	2.13%	1.87%	2.20%	2.15%	1.80%	1.84%	1.73%
61	1.30%	2.00%	2.17%	2.16%	1.87%	2.20%	2.15%	1.82%	1.83%	1.73%
62	1.30%	1.99%	2.16%	2.13%	1.87%	2.21%	2.14%	1.82%	1.85%
63	1.34%	1.87%	2.16%	2.13%	1.85%	2.21%	2.14%	1.81%	1.83%
64	1.30%	1.85%	2.15%	2.12%	1.85%	2.22%	2.14%	1.81%	1.85%
65	1.30%	1.88%	2.17%	2.12%	1.84%	2.21%	2.12%	1.81%
66	1.30%	1.83%	2.23%	2.11%	1.82%	2.21%	2.11%	1.82%
67	1.30%	1.83%	2.17%	2.12%	1.81%	2.21%	2.12%	1.83%
68	1.29%	1.82%	2.16%	2.13%	1.82%	2.23%	2.13%
69	1.29%	1.81%	2.14%	2.12%	1.84%	2.25%	2.13%
70	1.29%	1.82%	2.15%	2.12%	1.82%	2.26%	2.13%
71	1.29%	1.83%	2.15%	2.13%	1.82%	2.24%
72	1.30%	1.83%	2.16%	2.13%	1.83%	2.23%

10

Pool Factor (Active Unpaid Principal)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	99.16%	99.16%	99.64%	99.51%	99.14%	99.50%	99.39%	99.58%	99.61%	99.64%	99.33%	99.53%	99.52%	99.61%	99.62%	99.64%	99.55%	99.66%	99.69%	99.60%	99.49%	99.46%	99.31%	99.58%	99.62%	99.32%	99.47%	99.27%	99.19%	99.21%
1	96.35%	96.57%	97.04%	96.44%	95.73%	97.33%	97.47%	97.13%	96.26%	97.10%	96.73%	97.23%	97.48%	98.02%	97.66%	97.84%	97.31%	97.14%	97.65%	97.17%	97.06%	96.76%	96.79%	96.95%	97.01%	96.67%	97.28%	97.07%	96.79%	96.55%
2	93.70%	94.45%	94.53%	93.44%	93.32%	94.88%	94.88%	94.38%	93.29%	95.24%	93.82%	94.71%	95.48%	96.01%	95.31%	95.65%	94.74%	94.57%	95.25%	94.52%	94.22%	93.82%	94.30%	94.60%	94.10%	93.92%	94.74%	95.09%	94.23%
3	90.62%	92.68%	92.23%	90.44%	91.30%	92.82%	93.00%	92.61%	91.13%	92.80%	91.39%	92.65%	93.60%	93.50%	92.97%	93.16%	92.12%	91.59%	92.70%	91.48%	91.36%	91.15%	91.94%	92.19%	91.51%	91.53%	92.65%	92.96%	92.24%
4	88.40%	90.15%	90.09%	88.62%	89.07%	90.59%	90.95%	90.12%	88.52%	90.56%	89.13%	90.26%	91.36%	91.17%	90.53%	90.68%	89.17%	88.60%	89.83%	88.34%	88.45%	88.31%	89.70%	89.73%	88.97%	89.06%	90.36%	90.43%	89.69%
5	85.75%	87.63%	88.82%	86.09%	86.42%	88.10%	88.73%	87.94%	85.96%	88.35%	86.76%	87.97%	88.58%	88.50%	87.85%	87.59%	85.99%	85.81%	86.93%	85.04%	85.71%	85.75%	87.39%	87.09%	86.22%	86.55%	88.25%	87.71%
6	83.67%	85.52%	85.89%	84.01%	84.71%	85.90%	86.75%	85.88%	83.53%	85.75%	84.38%	85.42%	85.96%	86.36%	85.05%	84.77%	82.99%	82.83%	84.10%	82.11%	83.04%	83.44%	85.09%	84.68%	83.69%	84.54%	86.07%	85.36%
7	81.39%	83.84%	83.51%	82.06%	81.57%	83.61%	84.69%	83.96%	81.53%	83.58%	82.21%	83.12%	83.09%	84.04%	82.24%	82.08%	80.28%	79.97%	80.92%	78.96%	80.73%	81.22%	82.74%	82.19%	81.39%	82.56%	83.47%	83.23%
8	79.09%	81.67%	81.92%	79.84%	78.95%	81.47%	82.10%	81.89%	79.16%	81.02%	79.91%	80.90%	80.71%	81.70%	79.29%	78.81%	77.59%	77.11%	78.28%	76.68%	78.40%	79.37%	80.40%	79.89%	79.13%	80.43%	81.44%
9	77.08%	79.71%	79.78%	77.76%	76.79%	79.29%	79.74%	79.23%	77.03%	78.79%	77.66%	78.62%	78.47%	78.91%	76.20%	75.99%	74.87%	74.30%	75.57%	74.25%	76.40%	77.50%	78.34%	77.89%	76.82%	78.20%	79.25%
10	75.29%	77.31%	77.72%	75.24%	74.66%	76.78%	77.58%	76.47%	74.81%	76.37%	75.55%	76.22%	76.37%	76.53%	73.18%	73.39%	72.00%	71.74%	73.20%	71.90%	74.50%	75.55%	76.24%	75.77%	75.00%	75.99%	77.51%
11	73.59%	75.46%	75.44%	73.53%	73.43%	75.13%	75.22%	74.49%	72.70%	74.17%	72.90%	74.00%	74.33%	74.09%	70.06%	70.70%	69.31%	69.05%	70.89%	69.89%	72.58%	73.68%	74.28%	73.83%	73.15%	73.91%
12	70.61%	73.33%	73.30%	71.48%	71.53%	72.80%	73.13%	72.13%	70.48%	71.84%	70.17%	71.46%	71.92%	71.59%	67.53%	68.08%	66.50%	66.17%	68.70%	67.91%	70.69%	71.57%	72.05%	72.00%	71.09%	71.99%
13	68.25%	71.37%	71.39%	69.25%	69.63%	70.75%	71.09%	69.88%	68.59%	69.28%	67.85%	69.06%	69.50%	68.81%	65.20%	65.57%	64.00%	63.64%	66.62%	66.11%	68.96%	69.61%	69.94%	70.21%	69.12%	69.90%
14	66.45%	69.04%	69.88%	67.21%	67.83%	69.23%	69.09%	67.91%	66.52%	67.37%	65.53%	66.88%	67.22%	66.23%	62.58%	63.29%	61.57%	61.32%	64.70%	64.21%	67.03%	67.67%	68.18%	68.58%	67.13%
15	64.93%	66.66%	67.87%	65.59%	65.53%	66.82%	67.28%	65.43%	64.70%	64.73%	63.00%	64.92%	64.95%	63.81%	60.21%	60.87%	59.27%	59.20%	62.87%	62.62%	65.31%	65.74%	66.50%	66.66%	65.23%
16	63.35%	64.41%	65.89%	63.62%	63.47%	64.73%	65.03%	63.38%	62.30%	62.62%	60.72%	62.86%	62.59%	61.50%	58.08%	58.65%	57.08%	57.25%	60.92%	60.94%	63.40%	63.94%	64.79%	64.90%	63.34%
17	61.70%	62.32%	63.79%	61.49%	61.90%	62.68%	63.02%	61.36%	60.25%	60.47%	58.62%	60.60%	60.12%	59.53%	56.01%	56.37%	54.95%	55.63%	59.37%	59.27%	61.62%	62.46%	63.22%	63.14%
18	59.43%	60.36%	62.64%	59.84%	59.94%	60.27%	60.73%	59.53%	57.99%	58.33%	56.88%	58.47%	58.20%	57.52%	53.58%	53.95%	52.89%	53.94%	57.58%	57.65%	59.94%	60.83%	61.49%	61.35%
19	56.88%	58.73%	60.65%	57.61%	57.71%	58.17%	58.91%	57.51%	55.89%	56.45%	54.72%	56.14%	56.28%	55.60%	51.51%	51.78%	51.18%	52.40%	55.90%	55.93%	58.19%	59.30%	59.59%	59.56%
20	55.31%	56.99%	58.78%	56.21%	56.12%	56.09%	56.87%	55.63%	53.88%	54.56%	52.45%	53.98%	54.26%	53.90%	49.19%	49.61%	49.57%	50.88%	54.27%	54.30%	56.45%	57.80%	57.84%
21	53.86%	55.30%	57.08%	54.09%	54.42%	54.17%	55.09%	53.72%	52.04%	52.75%	50.27%	51.92%	52.14%	51.70%	47.26%	47.73%	48.16%	49.35%	52.73%	52.77%	54.88%	56.08%	55.97%
22	52.01%	53.20%	55.48%	52.60%	52.72%	52.55%	53.36%	52.04%	50.60%	50.84%	48.29%	49.86%	49.85%	49.90%	45.28%	45.96%	46.55%	47.83%	51.19%	51.17%	53.35%	54.44%	54.33%
23	50.35%	50.83%	53.53%	50.98%	51.18%	50.47%	51.38%	49.88%	48.64%	48.56%	46.13%	47.90%	48.01%	47.93%	43.35%	44.38%	44.98%	46.42%	49.52%	49.77%	51.82%	52.68%
24	48.42%	49.37%	52.04%	49.15%	49.28%	48.69%	49.54%	48.00%	46.89%	46.82%	44.33%	46.03%	46.05%	46.23%	41.79%	42.96%	43.43%	44.83%	48.03%	48.25%	50.21%	50.93%
25	46.14%	47.43%	49.70%	47.37%	47.80%	47.16%	47.63%	46.47%	45.00%	44.71%	42.17%	43.83%	44.30%	44.44%	40.21%	41.38%	42.04%	43.35%	46.55%	46.74%	48.66%	49.30%
26	44.97%	45.64%	47.72%	45.18%	46.34%	45.50%	46.21%	44.80%	43.23%	42.40%	40.35%	42.30%	42.12%	42.68%	38.88%	40.10%	40.35%	41.90%	45.16%	45.38%	47.08%
27	42.43%	43.87%	46.07%	43.36%	45.22%	43.79%	44.30%	43.15%	41.20%	40.67%	38.44%	40.71%	40.49%	41.15%	37.21%	38.66%	38.91%	40.49%	43.91%	43.91%	45.37%
28	40.71%	41.70%	44.54%	41.64%	43.47%	42.30%	42.37%	41.46%	39.29%	38.88%	36.67%	39.15%	38.95%	39.82%	35.98%	37.31%	37.73%	39.22%	42.58%	42.36%	43.94%
29	39.05%	39.70%	42.68%	40.00%	41.77%	40.35%	40.48%	39.72%	37.42%	37.30%	35.21%	37.43%	37.28%	38.39%	34.95%	35.87%	36.49%	38.02%	41.19%	41.02%
30	37.81%	38.07%	41.01%	38.31%	39.80%	38.84%	39.09%	38.00%	35.69%	35.64%	33.67%	35.77%	35.75%	37.08%	33.73%	34.63%	35.22%	36.85%	39.74%	39.64%
31	36.10%	36.70%	39.53%	36.49%	38.03%	37.48%	37.31%	35.79%	34.14%	33.92%	31.99%	34.10%	34.37%	35.82%	32.41%	33.28%	33.95%	35.70%	38.24%	38.26%
32	34.29%	35.04%	37.36%	34.84%	36.15%	35.74%	35.33%	34.27%	32.75%	32.31%	30.77%	32.84%	33.11%	34.63%	31.08%	31.93%	32.80%	34.50%	36.74%
33	33.11%	33.87%	35.57%	33.37%	34.73%	34.28%	33.57%	32.11%	31.24%	30.84%	29.26%	31.44%	31.75%	33.28%	29.65%	30.72%	31.68%	33.31%	35.40%
34	31.81%	32.81%	34.19%	32.09%	33.42%	32.67%	31.90%	30.45%	29.88%	29.34%	28.13%	30.11%	30.38%	31.84%	28.47%	29.59%	30.54%	32.10%	34.11%
35	30.55%	31.74%	33.01%	30.64%	31.86%	31.05%	30.24%	28.87%	28.49%	27.73%	26.87%	28.88%	29.17%	30.50%	27.18%	28.42%	29.44%	30.82%
36	29.43%	30.77%	31.37%	29.53%	30.28%	29.55%	29.03%	27.36%	27.29%	26.27%	25.65%	27.63%	27.95%	29.42%	26.09%	27.38%	28.36%	29.64%
37	28.31%	29.25%	29.77%	28.23%	28.95%	28.04%	27.62%	26.01%	25.72%	25.04%	24.54%	26.56%	26.67%	28.25%	25.06%	26.16%	27.18%	28.48%
38	27.14%	27.96%	28.20%	27.02%	27.21%	26.70%	26.16%	24.74%	24.61%	23.85%	23.56%	25.45%	25.40%	27.19%	24.04%	25.10%	26.04%
39	25.93%	26.46%	27.01%	25.68%	25.86%	25.36%	24.93%	23.13%	23.33%	22.73%	22.50%	24.08%	24.33%	26.01%	23.09%	24.01%	24.93%
40	24.43%	25.34%	25.30%	24.41%	24.25%	24.11%	23.89%	21.87%	22.18%	21.68%	21.45%	23.03%	23.21%	24.85%	22.18%	22.89%	23.84%
41	23.10%	23.64%	24.08%	22.84%	22.51%	23.04%	22.40%	20.89%	21.10%	20.66%	20.54%	21.99%	22.06%	23.78%	21.29%	21.82%
42	22.04%	22.34%	22.36%	21.38%	21.40%	21.79%	21.17%	19.70%	20.07%	19.68%	19.47%	20.89%	21.01%	22.76%	20.35%	20.77%
43	20.65%	21.19%	21.10%	20.09%	20.40%	20.74%	20.00%	18.78%	19.05%	18.82%	18.56%	19.90%	19.96%	21.76%	19.43%	19.76%
44	19.46%	19.96%	19.72%	18.90%	18.96%	19.45%	18.75%	17.84%	18.17%	17.96%	17.57%	18.78%	18.98%	20.80%	18.41%
45	18.08%	18.93%	18.31%	17.76%	17.90%	18.13%	17.57%	16.62%	17.27%	17.04%	16.53%	17.74%	18.12%	19.84%	17.53%
46	16.96%	17.96%	17.12%	16.26%	16.90%	16.89%	16.63%	15.71%	16.44%	16.08%	15.74%	16.82%	17.21%	18.76%	16.64%
47	15.95%	16.95%	16.02%	15.38%	15.78%	15.67%	15.48%	14.85%	15.55%	15.23%	14.93%	15.90%	16.26%	17.74%
48	14.77%	15.53%	14.92%	14.46%	14.77%	14.66%	14.42%	13.94%	14.63%	14.37%	14.14%	14.94%	15.17%	16.78%
49	13.67%	14.30%	13.80%	13.73%	13.89%	13.54%	13.44%	13.09%	13.82%	13.53%	13.22%	14.05%	14.24%	15.86%
50	12.83%	13.32%	12.69%	12.61%	12.80%	12.64%	12.69%	12.22%	12.97%	12.49%	12.40%	13.22%	13.37%
51	11.69%	12.48%	11.86%	11.90%	12.05%	11.85%	11.91%	11.36%	12.06%	11.70%	11.69%	12.35%	12.46%
52	10.85%	11.68%	11.16%	11.11%	11.12%	10.95%	11.24%	10.51%	11.26%	10.94%	10.95%	11.41%	11.62%
53	10.06%	10.83%	10.35%	10.25%	10.15%	10.24%	10.50%	9.86%	10.48%	10.26%	10.19%	10.61%
54	9.29%	10.01%	9.54%	9.11%	9.30%	9.56%	9.77%	9.12%	9.69%	9.58%	9.45%	9.90%
55	8.61%	9.32%	8.77%	8.57%	8.59%	8.84%	9.06%	8.39%	9.03%	8.90%	8.79%	9.11%
56	7.94%	8.63%	8.15%	7.83%	7.97%	8.12%	8.40%	7.72%	8.34%	8.18%	8.03%
57	7.31%	7.72%	7.51%	7.24%	7.35%	7.34%	7.67%	7.11%	7.66%	7.50%	7.34%
58	6.77%	6.97%	6.81%	6.63%	6.66%	6.68%	7.05%	6.49%	6.99%	6.85%	6.68%
59	6.15%	6.26%	6.20%	6.00%	6.01%	5.97%	6.39%	5.88%	6.36%	6.19%
60	5.33%	5.61%	5.59%	5.37%	5.32%	5.34%	5.69%	5.36%	5.68%	5.59%
61	4.74%	5.01%	5.08%	4.83%	4.66%	4.72%	5.06%	4.81%	5.09%	5.06%
62	4.17%	4.52%	4.39%	4.34%	4.17%	4.20%	4.49%	4.25%	4.46%
63	3.61%	3.99%	3.92%	3.78%	3.72%	3.69%	3.88%	3.69%	3.94%
64	3.11%	3.50%	3.39%	3.31%	3.26%	3.17%	3.40%	3.14%	3.37%
65	2.61%	3.05%	3.06%	2.77%	2.79%	2.68%	2.86%	2.69%
66	2.18%	2.59%	2.55%	2.31%	2.29%	2.20%	2.34%	2.23%
67	1.72%	2.17%	1.92%	1.87%	1.87%	1.81%	1.88%	1.81%
68	1.35%	1.69%	1.47%	1.40%	1.47%	1.39%	1.44%
69	1.05%	1.27%	1.09%	1.01%	1.10%	1.05%	1.06%
70	0.75%	0.80%	0.69%	0.70%	0.78%	0.74%	0.77%
71	0.46%	0.42%	0.34%	0.41%	0.45%	0.50%
72	0.19%	0.21%	0.11%	0.23%	0.20%	0.32%

11

Static Pool Delinquency (>30 DPD)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.07%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.13%	0.37%	0.10%	0.56%	0.18%	0.63%	0.30%	0.24%	0.20%	0.48%	0.43%	0.43%	0.41%	0.18%	0.35%	0.30%	0.14%	0.17%	0.13%	0.31%	0.11%	0.12%	0.22%	0.20%	0.20%	0.32%	0.26%	0.24%	0.09%
3	0.35%	0.36%	0.38%	0.89%	0.17%	1.14%	0.52%	0.72%	0.77%	0.80%	0.75%	0.78%	0.73%	0.18%	0.73%	0.25%	0.22%	0.26%	0.41%	0.47%	0.30%	0.28%	0.46%	0.36%	0.48%	0.67%	0.60%	0.45%	0.39%
4	0.26%	0.96%	0.40%	1.17%	1.17%	1.36%	0.95%	0.76%	1.50%	1.22%	0.78%	0.92%	0.74%	0.44%	1.01%	0.44%	0.28%	0.33%	0.60%	0.65%	0.57%	0.59%	0.89%	0.86%	0.90%	1.26%	1.23%	0.64%	0.63%
5	0.18%	0.85%	0.73%	0.99%	0.97%	1.55%	1.26%	0.66%	1.51%	1.28%	0.77%	0.60%	0.45%	0.38%	0.91%	0.48%	0.41%	0.66%	0.77%	0.65%	0.72%	0.74%	0.98%	0.91%	1.36%	1.50%	1.43%	0.94%
6	0.32%	0.66%	1.62%	1.06%	1.88%	1.84%	1.33%	0.95%	1.52%	1.45%	1.11%	0.69%	0.44%	0.53%	0.90%	0.44%	0.55%	0.63%	0.91%	0.90%	0.66%	1.03%	1.13%	1.15%	2.08%	2.41%	1.61%	1.11%
7	0.47%	1.43%	1.49%	0.97%	1.57%	1.77%	1.94%	1.08%	1.55%	1.77%	0.96%	0.71%	0.54%	0.48%	0.87%	0.97%	0.67%	0.85%	1.01%	0.97%	0.82%	1.30%	1.39%	1.60%	2.01%	2.65%	1.84%	1.61%
8	1.00%	1.90%	1.89%	1.11%	1.26%	1.46%	2.05%	1.67%	1.99%	1.50%	1.31%	0.99%	0.71%	0.85%	0.92%	1.00%	0.88%	0.90%	1.04%	1.27%	1.10%	1.45%	1.71%	2.03%	2.15%	2.76%	1.86%
9	0.85%	1.78%	1.57%	0.78%	1.01%	1.97%	2.25%	1.97%	2.02%	1.80%	0.93%	0.97%	0.99%	0.70%	0.90%	1.05%	1.20%	1.16%	1.27%	1.45%	1.72%	1.81%	2.18%	2.18%	2.42%	2.66%	2.00%
10	1.43%	1.03%	0.91%	2.00%	1.23%	1.50%	2.15%	1.71%	2.45%	1.43%	0.96%	1.26%	0.89%	0.47%	1.51%	1.34%	1.54%	1.45%	1.63%	1.63%	1.89%	1.82%	2.28%	2.00%	3.19%	2.75%	2.69%
11	0.96%	1.26%	1.52%	2.26%	1.63%	1.67%	2.36%	2.01%	1.89%	1.49%	0.83%	1.33%	1.09%	0.58%	1.35%	1.82%	1.35%	1.92%	1.87%	1.92%	1.67%	1.97%	2.38%	2.32%	3.09%	2.89%
12	0.52%	1.66%	1.80%	3.37%	1.46%	1.84%	2.41%	2.06%	1.88%	1.49%	1.01%	1.31%	0.80%	0.59%	1.38%	1.58%	1.43%	1.73%	2.25%	2.35%	2.05%	2.30%	2.52%	2.94%	3.26%	3.70%
13	1.84%	1.81%	2.33%	3.18%	1.18%	2.07%	2.81%	2.04%	1.90%	1.67%	1.08%	1.42%	1.04%	0.78%	1.80%	2.11%	1.56%	2.26%	2.43%	2.67%	2.34%	2.71%	2.50%	2.81%	3.42%	4.15%
14	1.54%	2.12%	3.15%	3.74%	2.13%	3.04%	3.10%	1.90%	1.96%	1.52%	1.54%	1.45%	0.89%	0.97%	2.58%	2.35%	1.87%	2.71%	2.95%	2.81%	2.21%	2.69%	2.75%	3.31%	3.58%
15	3.29%	2.06%	2.74%	3.56%	2.82%	3.28%	3.09%	1.99%	2.17%	1.71%	1.55%	1.24%	1.00%	1.03%	2.57%	2.50%	2.14%	2.71%	3.34%	3.30%	2.69%	2.96%	3.29%	3.69%	4.02%
16	1.44%	2.27%	3.15%	3.64%	2.83%	3.23%	3.14%	2.09%	2.32%	1.87%	1.64%	1.63%	1.07%	0.83%	2.68%	2.47%	2.44%	2.91%	3.86%	3.05%	2.93%	3.23%	3.42%	3.79%	4.58%
17	2.13%	3.09%	2.67%	4.07%	2.13%	3.21%	3.24%	2.48%	1.63%	1.85%	1.62%	0.95%	1.27%	0.87%	3.87%	2.64%	2.50%	3.13%	3.62%	3.38%	3.28%	3.57%	4.02%	4.22%
18	1.03%	2.75%	2.91%	3.76%	3.34%	3.41%	3.37%	2.10%	1.87%	2.18%	1.28%	1.07%	1.57%	1.31%	3.38%	2.76%	2.47%	3.64%	3.30%	3.79%	3.41%	3.94%	3.91%	4.69%
19	2.50%	3.22%	3.04%	3.06%	2.89%	3.14%	2.52%	1.46%	2.17%	2.47%	1.28%	1.06%	1.82%	1.58%	3.18%	3.48%	2.79%	3.98%	3.55%	4.01%	3.74%	4.27%	4.12%	5.20%
20	3.44%	3.30%	1.94%	4.20%	2.97%	4.24%	2.67%	1.76%	2.50%	2.62%	1.21%	1.14%	2.11%	1.58%	3.59%	3.72%	3.15%	4.35%	4.35%	4.42%	3.65%	5.02%	4.19%
21	2.24%	2.78%	2.19%	4.29%	2.46%	4.43%	2.52%	1.94%	2.32%	1.98%	1.58%	1.53%	1.69%	1.71%	3.58%	4.00%	3.61%	4.39%	4.39%	5.03%	4.34%	5.12%	4.79%
22	3.35%	2.67%	1.91%	3.41%	3.04%	4.17%	2.19%	1.77%	2.63%	2.31%	1.59%	1.74%	1.58%	1.70%	3.84%	4.25%	3.72%	4.05%	4.94%	4.80%	4.59%	4.90%	5.31%
23	2.63%	2.62%	2.57%	4.17%	2.94%	3.29%	1.96%	1.46%	2.60%	1.93%	1.20%	1.73%	1.67%	1.71%	4.44%	4.32%	3.35%	4.58%	4.95%	5.59%	4.46%	4.78%
24	1.75%	2.15%	3.25%	4.13%	3.20%	2.72%	2.37%	2.07%	2.28%	1.57%	1.28%	1.75%	1.87%	1.87%	4.19%	5.33%	3.57%	4.85%	5.20%	5.96%	4.52%	5.00%
25	2.56%	2.56%	3.53%	3.88%	2.90%	2.17%	2.49%	1.69%	1.89%	1.78%	1.86%	2.25%	1.56%	2.31%	4.93%	5.68%	3.73%	5.09%	5.29%	6.60%	4.64%	5.77%
26	1.23%	3.14%	3.81%	3.85%	2.58%	2.48%	3.11%	2.18%	1.79%	1.89%	1.69%	2.11%	1.74%	2.29%	5.18%	6.65%	3.17%	5.30%	5.60%	6.26%	4.23%
27	0.48%	3.74%	5.01%	4.65%	1.94%	2.08%	3.87%	1.68%	1.96%	2.41%	1.96%	2.66%	1.79%	2.44%	5.82%	5.93%	3.59%	5.22%	6.04%	6.27%	4.52%
28	1.48%	3.60%	5.40%	3.10%	2.37%	1.85%	3.84%	2.08%	2.81%	2.97%	2.07%	2.04%	1.73%	2.35%	6.26%	5.18%	4.34%	5.56%	6.40%	6.07%	5.25%
29	2.61%	3.50%	5.63%	3.69%	2.57%	2.38%	3.43%	1.52%	2.77%	3.02%	2.55%	2.54%	1.70%	3.10%	6.51%	6.25%	4.08%	6.24%	6.64%	6.64%
30	2.73%	4.55%	3.80%	3.26%	2.21%	2.29%	3.11%	2.21%	3.28%	3.34%	2.21%	2.53%	2.38%	3.12%	6.80%	6.60%	4.10%	6.79%	6.91%	6.65%
31	3.54%	3.12%	3.20%	3.13%	3.79%	2.80%	3.08%	2.52%	3.47%	2.85%	2.25%	2.46%	2.36%	3.32%	6.47%	7.06%	4.60%	6.86%	7.01%	7.36%
32	2.98%	3.33%	2.44%	2.50%	2.27%	2.33%	2.64%	2.63%	2.84%	3.19%	2.05%	2.35%	2.38%	3.85%	7.02%	6.56%	4.96%	7.04%	7.21%
33	3.14%	3.60%	2.21%	2.18%	3.56%	2.07%	2.71%	3.21%	2.79%	2.92%	2.01%	2.36%	3.38%	3.66%	6.82%	6.81%	5.24%	6.69%	7.28%
34	3.85%	3.35%	2.39%	1.84%	3.42%	2.69%	3.05%	3.43%	1.97%	3.29%	2.70%	2.63%	2.92%	3.28%	7.59%	7.15%	5.76%	6.29%	8.04%
35	3.51%	3.68%	1.80%	2.52%	3.11%	2.29%	3.24%	3.54%	2.88%	3.73%	2.33%	2.59%	2.87%	3.57%	7.30%	7.96%	6.22%	6.50%
36	4.69%	4.74%	3.00%	3.04%	2.94%	2.78%	3.18%	4.01%	2.78%	3.86%	3.09%	3.24%	2.92%	4.12%	7.99%	8.33%	5.67%	6.87%
37	3.11%	2.87%	3.28%	4.70%	3.21%	3.07%	4.03%	4.39%	2.49%	3.72%	2.32%	2.80%	2.53%	4.52%	8.09%	8.68%	5.89%	7.87%
38	3.63%	2.81%	3.91%	3.49%	2.06%	3.08%	3.39%	3.58%	2.62%	3.00%	2.54%	3.23%	2.34%	4.28%	8.68%	9.00%	6.37%
39	2.01%	2.71%	2.53%	2.45%	2.50%	2.94%	3.97%	3.43%	2.81%	3.88%	3.02%	2.96%	2.89%	4.55%	8.64%	8.30%	6.07%
40	2.89%	2.58%	1.81%	3.39%	3.06%	3.88%	3.94%	3.77%	2.66%	4.42%	3.24%	3.24%	3.23%	4.47%	8.77%	9.03%	6.63%
41	2.62%	2.46%	2.53%	1.89%	3.77%	3.47%	4.10%	4.34%	3.98%	4.27%	3.08%	3.20%	3.23%	4.17%	9.16%	8.64%
42	3.02%	2.27%	2.31%	1.93%	4.67%	3.64%	4.29%	4.34%	3.87%	4.74%	2.70%	3.62%	3.66%	4.93%	9.19%	9.27%
43	3.31%	3.63%	1.90%	1.92%	4.78%	4.15%	4.07%	4.32%	4.51%	4.56%	3.05%	3.24%	3.46%	4.76%	9.20%	9.66%
44	3.76%	2.45%	0.75%	2.87%	4.56%	4.38%	4.12%	4.18%	4.02%	5.05%	2.60%	3.75%	3.98%	4.92%	10.13%
45	3.31%	3.54%	1.98%	2.57%	5.21%	4.96%	3.55%	4.31%	4.09%	6.03%	3.54%	3.98%	3.33%	4.65%	10.67%
46	4.73%	1.98%	2.34%	3.06%	4.55%	4.58%	4.11%	4.54%	4.85%	5.12%	3.24%	3.74%	3.54%	4.62%	11.24%
47	3.40%	2.34%	1.30%	3.69%	3.67%	4.03%	4.41%	5.47%	5.00%	4.78%	4.29%	3.74%	3.82%	4.85%
48	4.00%	3.30%	2.36%	3.71%	3.83%	5.13%	4.78%	6.15%	3.90%	5.98%	5.23%	4.73%	4.27%	4.43%
49	3.85%	3.53%	3.21%	2.42%	4.38%	4.00%	4.76%	5.87%	4.21%	6.40%	4.96%	5.21%	4.59%	5.58%
50	2.98%	3.51%	3.38%	3.95%	2.23%	4.99%	5.51%	7.31%	4.75%	5.88%	5.91%	5.13%	4.19%
51	0.75%	3.92%	3.66%	4.49%	3.21%	5.50%	5.28%	5.96%	5.09%	4.81%	5.25%	4.65%	4.71%
52	0.87%	2.81%	3.90%	4.42%	4.18%	4.84%	5.33%	6.08%	5.74%	4.94%	4.92%	4.59%	4.73%
53	1.66%	3.56%	4.56%	4.32%	4.40%	6.02%	4.92%	6.94%	5.34%	5.95%	5.26%	5.13%
54	2.02%	5.84%	3.85%	3.86%	4.92%	6.07%	5.49%	5.94%	6.20%	6.09%	5.13%	5.02%
55	3.52%	6.34%	1.76%	5.47%	4.71%	7.36%	5.36%	5.50%	7.29%	6.79%	5.36%	6.46%
56	4.53%	5.27%	3.34%	6.65%	4.53%	6.54%	5.54%	5.45%	7.44%	6.34%	8.44%
57	2.89%	5.21%	4.29%	6.29%	6.03%	5.66%	5.67%	5.90%	7.80%	6.41%	7.61%
58	4.95%	3.39%	2.94%	5.83%	5.99%	6.88%	6.24%	7.48%	7.41%	7.46%	7.85%
59	5.88%	3.71%	4.11%	8.11%	4.15%	6.46%	5.51%	7.84%	7.63%	7.41%
60	6.33%	3.99%	5.79%	8.12%	4.66%	6.97%	5.14%	9.37%	7.21%	7.45%
61	4.92%	4.90%	7.23%	8.83%	4.98%	8.77%	5.64%	11.14%	8.32%	9.31%
62	5.65%	7.14%	8.46%	8.45%	4.90%	8.27%	5.25%	10.48%	9.88%
63	5.32%	5.88%	7.51%	9.14%	6.43%	8.47%	5.26%	10.31%	10.97%
64	5.80%	5.99%	8.84%	9.37%	7.51%	8.58%	7.32%	11.85%	11.24%
65	6.62%	3.65%	7.62%	9.99%	5.94%	13.49%	10.40%	12.48%
66	10.35%	3.72%	4.83%	10.18%	8.34%	11.24%	12.95%	12.50%
67	8.34%	5.96%	7.31%	9.42%	6.14%	14.41%	12.28%	16.37%
68	8.09%	4.93%	7.18%	10.69%	7.68%	18.67%	14.91%
69	14.76%	7.00%	11.73%	14.33%	8.84%	16.72%	13.92%
70	17.11%	12.00%	9.61%	21.35%	15.79%	16.76%	20.06%
71	22.70%	8.66%	15.40%	31.43%	18.73%	34.86%
72	37.73%	17.62%	30.71%	56.76%	24.13%	49.75%

12

ABS Total

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.84%	0.84%	0.36%	0.50%	0.87%	0.50%	0.61%	0.43%	0.40%	0.35%	0.67%	0.48%	0.48%	0.38%	0.38%	0.36%	0.45%	0.33%	0.31%	0.41%	0.49%	0.53%	0.69%	0.41%	0.40%	0.70%	0.53%	0.73%	0.83%	0.86%
1	1.69%	1.47%	1.48%	1.96%	2.34%	1.07%	0.81%	1.38%	2.29%	1.50%	1.53%	1.20%	0.95%	0.51%	0.98%	0.79%	1.21%	1.51%	1.00%	1.58%	1.41%	1.71%	1.56%	1.73%	1.72%	1.88%	1.39%	1.46%	1.66%	1.85%
2	1.54%	1.00%	1.42%	1.92%	1.36%	1.35%	1.50%	1.70%	2.04%	0.80%	1.89%	1.45%	0.93%	0.94%	1.42%	1.19%	1.55%	1.59%	1.39%	1.65%	1.83%	1.98%	1.41%	1.47%	2.13%	1.87%	1.73%	1.14%	1.69%
3	2.07%	0.67%	1.21%	1.97%	0.98%	1.12%	0.80%	0.73%	1.23%	1.42%	1.41%	1.02%	0.81%	1.50%	1.39%	1.49%	1.62%	1.98%	1.72%	2.03%	1.87%	1.73%	1.42%	1.57%	1.67%	1.58%	1.28%	1.24%	1.09%
4	1.19%	1.45%	1.07%	0.79%	1.20%	1.18%	0.99%	1.47%	1.62%	1.23%	1.26%	1.35%	1.19%	1.30%	1.54%	1.52%	1.98%	2.04%	2.06%	2.22%	1.94%	1.96%	1.33%	1.57%	1.66%	1.61%	1.40%	1.55%	1.75%
5	1.64%	1.46%	0.15%	1.54%	1.66%	1.48%	1.14%	1.22%	1.60%	1.21%	1.39%	1.32%	1.72%	1.65%	1.79%	2.14%	2.22%	1.96%	1.92%	2.41%	1.81%	1.61%	1.33%	1.71%	1.94%	1.63%	1.34%	1.87%
6	1.08%	1.07%	1.87%	1.10%	0.70%	1.18%	1.00%	1.09%	1.50%	1.60%	1.44%	1.58%	1.59%	1.18%	1.90%	1.88%	2.10%	2.24%	1.92%	2.05%	1.75%	1.41%	1.50%	1.57%	1.72%	1.24%	1.25%	1.59%
7	1.32%	0.63%	1.38%	0.98%	2.16%	1.31%	1.03%	0.95%	1.08%	1.28%	1.22%	1.34%	1.88%	1.37%	1.93%	1.79%	1.85%	2.06%	2.23%	2.31%	1.44%	1.42%	1.31%	1.56%	1.45%	1.22%	1.82%	1.37%
8	1.38%	1.15%	0.58%	1.28%	1.71%	1.15%	1.59%	1.12%	1.46%	1.61%	1.38%	1.28%	1.44%	1.41%	2.08%	2.35%	1.90%	2.06%	1.80%	1.52%	1.43%	0.99%	1.48%	1.47%	1.51%	1.43%	1.15%
9	1.10%	0.98%	1.18%	1.23%	1.28%	1.23%	1.40%	1.77%	1.25%	1.32%	1.36%	1.37%	1.32%	1.86%	2.23%	1.99%	1.98%	2.03%	1.89%	1.71%	1.17%	1.02%	1.18%	1.21%	1.47%	1.45%	1.40%
10	0.88%	1.43%	1.11%	1.63%	1.28%	1.58%	1.21%	1.89%	1.38%	1.55%	1.24%	1.49%	1.22%	1.53%	2.21%	1.84%	2.24%	1.86%	1.61%	1.65%	1.13%	1.15%	1.22%	1.38%	1.11%	1.46%	1.06%
11	0.79%	0.91%	1.34%	0.80%	0.26%	0.72%	1.44%	1.12%	1.30%	1.35%	1.79%	1.37%	1.18%	1.61%	2.34%	1.96%	1.98%	2.01%	1.57%	1.31%	1.04%	1.05%	1.07%	1.13%	1.19%	1.31%
12	2.04%	1.22%	1.24%	1.26%	1.06%	1.43%	1.19%	1.57%	1.42%	1.49%	1.88%	1.72%	1.58%	1.68%	1.87%	1.96%	2.13%	2.20%	1.49%	1.31%	1.09%	1.31%	1.39%	1.12%	1.42%	1.30%
13	1.55%	1.06%	1.03%	1.41%	1.09%	1.19%	1.17%	1.54%	1.13%	1.77%	1.55%	1.59%	1.60%	1.96%	1.76%	1.96%	1.88%	1.95%	1.40%	1.15%	0.99%	1.19%	1.30%	1.00%	1.18%	1.43%
14	1.00%	1.46%	0.66%	1.31%	1.00%	0.58%	1.19%	1.22%	1.32%	1.15%	1.58%	1.44%	1.50%	1.83%	2.02%	1.68%	1.86%	1.77%	1.27%	1.20%	1.15%	1.17%	1.08%	0.90%	1.37%
15	0.69%	1.54%	1.13%	0.80%	1.52%	1.57%	0.97%	1.73%	1.09%	1.85%	1.81%	1.22%	1.52%	1.73%	1.87%	1.84%	1.79%	1.62%	1.20%	0.93%	0.92%	1.21%	0.91%	1.26%	1.26%
16	0.79%	1.45%	1.23%	1.21%	1.33%	1.28%	1.46%	1.33%	1.68%	1.42%	1.61%	1.39%	1.62%	1.64%	1.71%	1.69%	1.70%	1.46%	1.34%	1.08%	1.14%	1.12%	0.94%	1.08%	1.28%
17	0.87%	1.32%	1.23%	1.39%	0.87%	1.33%	1.24%	1.39%	1.39%	1.47%	1.47%	1.56%	1.75%	1.38%	1.62%	1.78%	1.68%	1.14%	0.94%	1.05%	1.02%	0.79%	0.84%	1.06%
18	1.54%	1.23%	0.17%	0.92%	1.27%	1.66%	1.53%	1.17%	1.63%	1.50%	1.13%	1.47%	1.28%	1.46%	1.95%	1.91%	1.64%	1.26%	1.14%	1.01%	1.02%	0.86%	1.05%	1.16%
19	1.80%	0.88%	1.22%	1.52%	1.55%	1.43%	1.10%	1.38%	1.52%	1.28%	1.62%	1.66%	1.37%	1.44%	1.68%	1.75%	1.32%	1.10%	1.08%	1.08%	1.10%	0.87%	1.17%	1.12%
20	0.89%	1.03%	1.12%	0.67%	0.92%	1.40%	1.35%	1.26%	1.43%	1.34%	1.72%	1.56%	1.44%	1.17%	1.94%	1.78%	1.22%	1.04%	1.06%	1.08%	1.12%	0.81%	1.11%
21	0.77%	1.04%	0.98%	1.50%	1.14%	1.32%	1.12%	1.32%	1.27%	1.26%	1.66%	1.52%	1.58%	1.67%	1.61%	1.54%	1.00%	1.06%	1.02%	0.95%	0.90%	1.07%	1.22%
22	1.25%	1.44%	0.94%	0.84%	1.09%	0.98%	1.09%	1.11%	0.86%	1.39%	1.52%	1.53%	1.78%	1.33%	1.70%	1.46%	1.26%	1.13%	0.99%	1.08%	0.83%	1.05%	1.00%
23	1.07%	1.69%	1.31%	1.10%	0.93%	1.47%	1.36%	1.63%	1.46%	1.72%	1.71%	1.50%	1.34%	1.52%	1.69%	1.28%	1.23%	1.00%	1.16%	0.92%	0.81%	1.14%
24	1.38%	0.83%	0.80%	1.46%	1.32%	1.23%	1.28%	1.37%	1.29%	1.29%	1.41%	1.45%	1.51%	1.30%	1.34%	1.13%	1.19%	1.23%	1.02%	0.95%	1.00%	1.18%
25	1.70%	1.50%	1.62%	1.25%	0.88%	0.96%	1.36%	1.02%	1.49%	1.65%	1.78%	1.77%	1.34%	1.41%	1.39%	1.33%	1.13%	1.10%	0.96%	0.99%	0.97%	1.08%
26	0.50%	1.26%	1.43%	1.63%	0.91%	1.14%	0.88%	1.20%	1.37%	1.82%	1.52%	1.14%	1.74%	1.41%	1.15%	0.93%	1.38%	1.13%	0.89%	0.84%	1.04%
27	1.88%	1.32%	1.08%	1.36%	0.43%	1.20%	1.39%	1.21%	1.62%	1.39%	1.65%	1.23%	1.29%	1.21%	1.53%	1.17%	1.08%	1.10%	0.75%	1.02%	1.17%
28	1.32%	1.64%	0.98%	1.25%	1.26%	1.01%	1.47%	1.30%	1.56%	1.48%	1.62%	1.23%	1.22%	0.97%	1.05%	1.16%	0.88%	0.88%	0.82%	1.10%	0.89%
29	1.27%	1.55%	1.33%	1.22%	1.23%	1.49%	1.45%	1.36%	1.56%	1.31%	1.26%	1.42%	1.38%	1.13%	0.90%	1.25%	0.93%	0.90%	0.97%	0.91%
30	0.79%	1.26%	1.22%	1.31%	1.50%	1.09%	0.96%	1.37%	1.48%	1.42%	1.37%	1.40%	1.28%	1.02%	1.09%	0.96%	1.03%	0.81%	1.06%	1.01%
31	1.38%	1.00%	1.00%	1.46%	1.41%	0.93%	1.43%	1.76%	1.33%	1.55%	1.56%	1.44%	1.13%	0.97%	1.09%	1.19%	0.95%	0.87%	1.09%	0.97%
32	1.50%	1.32%	1.63%	1.37%	1.50%	1.38%	1.60%	1.29%	1.21%	1.44%	1.06%	1.01%	0.99%	0.86%	1.19%	1.16%	0.94%	0.89%	1.16%
33	0.84%	0.75%	1.39%	1.19%	1.09%	1.12%	1.47%	1.77%	1.36%	1.34%	1.43%	1.24%	1.16%	1.12%	1.35%	1.07%	0.82%	0.81%	0.93%
34	1.02%	0.58%	1.01%	1.00%	0.97%	1.31%	1.38%	1.51%	1.35%	1.40%	1.01%	1.19%	1.18%	1.22%	1.19%	0.98%	0.93%	0.96%	0.95%
35	1.01%	0.60%	0.75%	1.21%	1.35%	1.35%	1.43%	1.45%	1.29%	1.52%	1.20%	1.05%	1.02%	1.20%	1.29%	1.09%	0.85%	1.07%
36	0.81%	0.42%	1.34%	0.80%	1.34%	1.28%	0.97%	1.41%	1.10%	1.42%	1.20%	1.12%	1.07%	0.79%	1.02%	0.83%	0.85%	0.99%
37	0.86%	1.32%	1.33%	1.11%	1.12%	1.31%	1.26%	1.30%	1.50%	1.24%	1.07%	0.88%	1.14%	0.94%	0.96%	1.15%	0.99%	0.99%
38	0.97%	1.05%	1.33%	1.01%	1.51%	1.18%	1.34%	1.24%	1.04%	1.20%	0.90%	0.96%	1.18%	0.95%	1.00%	0.98%	1.03%
39	1.05%	1.35%	1.16%	1.21%	1.21%	1.20%	1.12%	1.56%	1.28%	1.13%	1.07%	1.28%	0.93%	0.96%	0.96%	1.04%	1.03%
40	1.38%	0.88%	1.49%	1.16%	1.48%	1.13%	0.88%	1.36%	1.17%	1.08%	1.06%	1.00%	1.01%	1.08%	0.80%	1.07%	0.94%
41	1.25%	1.51%	1.05%	1.45%	1.58%	0.90%	1.45%	1.02%	1.11%	1.06%	0.86%	0.87%	1.13%	0.94%	0.75%	1.11%
42	0.94%	1.22%	1.52%	1.40%	1.08%	1.22%	1.22%	1.25%	1.06%	1.03%	1.14%	1.03%	1.07%	0.86%	0.92%	1.02%
43	1.37%	1.07%	1.22%	1.31%	0.93%	1.05%	1.19%	0.99%	1.07%	0.81%	0.86%	0.98%	0.94%	0.83%	0.95%	0.99%
44	1.28%	1.22%	1.36%	1.24%	1.46%	1.31%	1.31%	0.99%	0.87%	0.85%	1.13%	1.16%	0.98%	0.84%	1.12%
45	1.41%	1.00%	1.42%	1.22%	1.14%	1.36%	1.27%	1.39%	0.92%	0.97%	1.17%	1.15%	0.70%	0.82%	0.96%
46	1.21%	0.90%	1.27%	1.54%	1.06%	1.32%	0.99%	1.04%	0.82%	1.10%	0.78%	0.86%	0.90%	1.07%	0.96%
47	1.13%	1.02%	1.19%	0.96%	1.26%	1.34%	1.30%	1.04%	0.92%	0.94%	0.80%	1.01%	0.92%	0.98%
48	1.34%	1.45%	1.25%	1.06%	1.17%	1.14%	1.24%	1.17%	1.07%	1.01%	0.83%	1.04%	1.22%	0.98%
49	1.31%	1.37%	1.31%	0.74%	1.00%	1.31%	1.20%	1.09%	0.85%	0.99%	1.09%	0.92%	1.04%	0.98%
50	1.01%	1.16%	1.30%	1.36%	1.32%	1.08%	0.77%	1.04%	1.00%	1.08%	0.99%	0.96%	1.03%
51	1.40%	0.98%	1.04%	0.77%	0.85%	0.92%	0.93%	1.14%	1.13%	1.01%	0.75%	1.14%	1.02%
52	1.12%	0.93%	1.22%	1.03%	1.20%	1.15%	0.62%	1.18%	0.97%	0.98%	0.88%	1.14%	1.00%
53	1.07%	1.08%	1.28%	1.17%	1.30%	0.78%	0.78%	0.69%	1.04%	0.71%	0.99%	1.04%
54	1.09%	1.08%	1.13%	1.46%	1.21%	0.78%	0.84%	1.08%	1.07%	0.86%	0.98%	0.79%
55	0.91%	0.88%	1.13%	0.39%	1.00%	0.91%	0.91%	1.06%	0.78%	0.86%	0.79%	1.06%
56	0.96%	0.86%	0.77%	1.14%	0.81%	0.88%	0.77%	1.08%	0.96%	1.04%	1.13%
57	0.91%	1.28%	0.90%	0.78%	0.84%	1.09%	1.03%	0.67%	0.86%	1.01%	0.99%
58	0.56%	1.13%	1.12%	0.96%	1.10%	0.98%	0.80%	1.01%	0.98%	0.99%	1.00%
59	0.95%	1.13%	0.96%	1.04%	1.06%	1.14%	0.90%	0.86%	0.92%	1.03%
60	1.33%	1.09%	1.02%	1.13%	1.21%	1.01%	1.10%	0.66%	1.09%	0.98%
61	1.12%	1.03%	0.77%	0.97%	1.22%	1.05%	1.01%	0.93%	1.00%	0.68%
62	1.13%	0.71%	0.85%	0.84%	0.86%	0.86%	0.89%	1.01%	1.10%
63	1.16%	0.94%	0.71%	1.13%	0.53%	0.87%	1.12%	1.09%	0.67%
64	1.12%	1.04%	1.06%	0.91%	0.78%	1.00%	0.80%	1.12%	1.09%
65	1.19%	0.60%	1.12%	1.20%	1.01%	1.01%	1.04%	0.83%
66	1.02%	0.86%	1.14%	1.08%	1.16%	1.09%	1.11%	1.08%
67	1.26%	0.32%	0.88%	1.18%	1.02%	0.83%	1.13%	1.00%
68	1.08%	1.14%	1.17%	1.28%	1.14%	1.16%	1.19%
69	0.59%	1.04%	1.08%	1.24%	1.05%	1.09%	1.21%
70	1.03%	1.32%	1.29%	1.18%	1.06%	1.24%	1.06%
71	1.24%	1.33%	1.32%	1.28%	1.30%	1.15%
72	1.32%	1.14%	1.34%	1.06%	1.32%	1.05%

13

ABS Voluntary

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.84%	0.84%	0.36%	0.50%	0.87%	0.50%	0.61%	0.43%	0.40%	0.35%	0.67%	0.48%	0.48%	0.38%	0.38%	0.36%	0.45%	0.33%	0.31%	0.41%	0.49%	0.53%	0.69%	0.41%	0.40%	0.70%	0.53%	0.73%	0.83%	0.86%
1	1.69%	1.47%	1.48%	1.96%	2.34%	1.07%	0.81%	1.38%	2.29%	1.50%	1.48%	1.20%	0.95%	0.51%	0.98%	0.76%	1.21%	1.51%	1.00%	1.57%	1.41%	1.71%	1.56%	1.73%	1.72%	1.88%	1.39%	1.46%	1.66%	1.85%
2	1.54%	1.00%	1.26%	1.83%	1.36%	1.35%	1.50%	1.70%	2.04%	0.80%	1.81%	1.45%	0.93%	0.92%	1.42%	1.18%	1.54%	1.58%	1.39%	1.64%	1.80%	1.98%	1.37%	1.45%	2.12%	1.84%	1.73%	1.14%	1.69%
3	1.94%	0.67%	1.21%	1.97%	0.89%	1.12%	0.80%	0.73%	1.16%	1.28%	1.36%	0.99%	0.81%	1.47%	1.33%	1.46%	1.61%	1.97%	1.69%	2.00%	1.87%	1.72%	1.39%	1.57%	1.66%	1.53%	1.23%	1.24%	1.07%
4	1.19%	1.45%	1.07%	0.79%	1.20%	1.04%	0.99%	1.47%	1.62%	1.20%	1.21%	1.33%	1.16%	1.29%	1.48%	1.52%	1.96%	2.02%	2.03%	2.19%	1.91%	1.93%	1.33%	1.54%	1.64%	1.57%	1.35%	1.52%	1.73%
5	1.64%	1.36%	0.05%	1.20%	1.51%	1.31%	0.94%	1.08%	1.58%	0.97%	1.05%	0.95%	1.40%	1.52%	1.56%	1.99%	2.11%	1.89%	1.87%	2.29%	1.71%	1.55%	1.24%	1.61%	1.85%	1.46%	1.27%	1.76%
6	1.08%	1.06%	1.87%	0.66%	0.70%	0.96%	0.95%	1.00%	1.18%	1.39%	1.33%	1.39%	1.51%	1.18%	1.86%	1.87%	2.08%	2.14%	1.82%	1.95%	1.66%	1.37%	1.49%	1.45%	1.61%	1.18%	1.15%	1.49%
7	1.27%	0.53%	1.21%	0.98%	1.80%	0.95%	0.93%	0.87%	1.05%	1.19%	1.11%	1.31%	1.81%	1.26%	1.73%	1.76%	1.79%	2.01%	2.13%	2.15%	1.32%	1.28%	1.18%	1.43%	1.27%	0.96%	1.68%	1.26%
8	1.38%	1.14%	0.40%	1.28%	1.59%	0.96%	1.43%	1.07%	1.29%	1.31%	1.37%	1.18%	1.43%	1.38%	2.01%	2.28%	1.84%	1.97%	1.73%	1.47%	1.29%	0.91%	1.38%	1.35%	1.34%	1.21%	1.02%
9	1.10%	0.87%	0.63%	0.98%	1.10%	1.06%	1.16%	1.51%	1.13%	1.32%	1.22%	1.36%	1.32%	1.80%	2.15%	1.94%	1.91%	2.01%	1.81%	1.56%	1.11%	0.96%	1.00%	1.09%	1.25%	1.04%	1.22%
10	0.88%	1.41%	0.97%	1.52%	1.14%	1.57%	1.03%	1.45%	1.29%	1.40%	1.12%	1.41%	1.10%	1.41%	2.14%	1.80%	2.22%	1.76%	1.51%	1.57%	1.04%	1.06%	1.11%	1.18%	1.01%	1.26%	0.91%
11	0.61%	0.70%	1.33%	0.80%	0.26%	0.51%	1.10%	0.94%	1.14%	1.29%	1.77%	1.29%	1.11%	1.50%	2.25%	1.86%	1.84%	1.94%	1.49%	1.21%	0.97%	0.88%	0.86%	1.03%	0.92%	1.15%
12	2.03%	0.97%	1.19%	1.26%	1.06%	1.30%	1.06%	1.33%	1.36%	1.37%	1.84%	1.68%	1.53%	1.61%	1.81%	1.85%	2.06%	2.08%	1.43%	1.25%	0.99%	1.14%	1.11%	0.97%	1.30%	1.11%
13	1.42%	1.06%	1.03%	1.13%	1.09%	1.02%	1.11%	1.21%	0.96%	1.62%	1.52%	1.48%	1.58%	1.87%	1.68%	1.86%	1.84%	1.87%	1.28%	1.00%	0.90%	1.06%	1.16%	0.85%	1.01%	1.11%
14	1.00%	1.36%	0.44%	1.16%	1.00%	0.57%	0.97%	1.06%	1.27%	1.11%	1.55%	1.30%	1.44%	1.77%	1.92%	1.62%	1.81%	1.66%	1.13%	1.10%	1.02%	1.02%	0.93%	0.67%	1.11%
15	0.51%	1.37%	0.81%	0.69%	1.52%	1.39%	0.83%	1.58%	1.02%	1.77%	1.64%	1.18%	1.38%	1.68%	1.83%	1.80%	1.74%	1.54%	1.09%	0.77%	0.80%	1.02%	0.78%	1.11%	1.09%
16	0.79%	1.09%	0.96%	1.13%	1.21%	1.21%	1.27%	1.18%	1.65%	1.32%	1.57%	1.34%	1.57%	1.58%	1.53%	1.54%	1.61%	1.38%	1.20%	0.95%	0.88%	0.93%	0.73%	0.92%	1.15%
17	0.64%	1.25%	1.10%	1.02%	0.58%	0.99%	1.16%	1.34%	1.26%	1.43%	1.41%	1.50%	1.73%	1.33%	1.51%	1.67%	1.58%	0.98%	0.75%	0.91%	0.87%	0.64%	0.58%	0.88%
18	1.29%	1.01%	0.17%	0.64%	0.89%	1.55%	1.50%	0.97%	1.58%	1.40%	1.04%	1.32%	1.22%	1.42%	1.78%	1.80%	1.50%	1.04%	0.97%	0.86%	0.77%	0.66%	0.81%	0.92%
19	1.80%	0.88%	0.92%	1.26%	1.40%	1.19%	0.99%	1.19%	1.48%	1.13%	1.55%	1.60%	1.34%	1.42%	1.59%	1.70%	1.22%	0.95%	0.96%	0.86%	0.79%	0.63%	0.93%	0.96%
20	0.89%	1.00%	0.93%	0.67%	0.92%	1.31%	1.09%	1.19%	1.30%	1.29%	1.72%	1.50%	1.38%	1.11%	1.86%	1.66%	1.09%	0.88%	1.00%	0.88%	0.88%	0.67%	0.80%
21	0.77%	0.91%	0.97%	1.16%	0.73%	1.08%	1.04%	1.24%	1.25%	1.18%	1.66%	1.48%	1.52%	1.60%	1.58%	1.46%	0.93%	0.91%	0.84%	0.76%	0.76%	0.85%	1.00%
22	1.25%	1.07%	0.77%	0.69%	1.09%	0.75%	0.95%	1.11%	0.81%	1.39%	1.46%	1.50%	1.72%	1.31%	1.49%	1.39%	1.11%	0.92%	0.85%	0.87%	0.65%	0.81%	0.75%
23	0.56%	1.56%	1.11%	0.76%	0.87%	1.19%	1.30%	1.56%	1.34%	1.68%	1.63%	1.48%	1.34%	1.44%	1.63%	1.13%	1.17%	0.87%	1.04%	0.77%	0.58%	0.87%
24	1.38%	0.83%	0.80%	1.18%	1.27%	0.96%	1.25%	1.34%	1.26%	1.25%	1.39%	1.41%	1.45%	1.24%	1.16%	0.97%	1.11%	1.01%	0.81%	0.80%	0.77%	1.04%
25	1.60%	1.30%	1.58%	1.18%	0.78%	0.77%	1.31%	0.99%	1.39%	1.61%	1.76%	1.69%	1.27%	1.33%	1.26%	1.22%	1.01%	1.00%	0.77%	0.79%	0.75%	0.89%
26	0.19%	1.07%	1.17%	1.46%	0.83%	1.07%	0.85%	1.20%	1.27%	1.80%	1.52%	1.11%	1.69%	1.35%	1.09%	0.79%	1.24%	0.95%	0.72%	0.62%	0.88%
27	1.73%	1.23%	0.74%	1.27%	0.23%	1.20%	1.35%	1.21%	1.62%	1.38%	1.64%	1.17%	1.23%	1.13%	1.41%	1.12%	1.01%	0.87%	0.56%	0.77%	0.93%
28	1.32%	1.64%	0.98%	1.25%	1.20%	0.90%	1.36%	1.20%	1.56%	1.42%	1.56%	1.20%	1.18%	0.90%	0.91%	0.74%	0.84%	0.74%	0.60%	0.85%	0.69%
29	1.23%	1.31%	1.27%	1.21%	1.19%	1.49%	1.27%	1.36%	1.47%	1.24%	1.26%	1.39%	1.30%	1.04%	0.84%	1.09%	0.79%	0.77%	0.80%	0.70%
30	0.57%	1.19%	0.72%	1.13%	1.46%	0.98%	0.89%	1.31%	1.46%	1.37%	1.35%	1.36%	1.25%	0.90%	0.99%	0.88%	0.89%	0.64%	0.84%	0.74%
31	1.38%	0.78%	0.85%	1.39%	1.35%	0.85%	1.43%	1.70%	1.27%	1.50%	1.52%	1.36%	1.09%	0.93%	1.02%	1.08%	0.83%	0.67%	0.88%	0.80%
32	1.50%	1.23%	1.46%	0.98%	1.43%	1.35%	1.53%	1.26%	0.89%	1.38%	1.06%	1.01%	0.99%	0.75%	1.05%	0.81%	0.86%	0.67%	0.94%
33	0.59%	0.67%	1.27%	1.19%	1.09%	1.12%	1.45%	1.73%	1.35%	1.29%	1.40%	1.16%	1.07%	1.02%	1.29%	0.86%	0.68%	0.72%	0.78%
34	1.02%	0.58%	1.01%	1.00%	0.91%	1.31%	1.23%	1.45%	1.27%	1.34%	1.01%	1.18%	1.12%	1.15%	0.97%	0.78%	0.78%	0.82%	0.75%
35	1.01%	0.60%	0.75%	1.20%	1.29%	1.35%	1.41%	1.40%	1.25%	1.43%	1.14%	1.00%	0.85%	1.11%	1.08%	0.87%	0.77%	0.92%
36	0.81%	0.42%	1.34%	0.80%	1.27%	1.20%	0.97%	1.35%	1.08%	1.35%	1.18%	0.98%	1.05%	0.67%	0.83%	0.74%	0.69%	0.90%
37	0.86%	1.05%	1.28%	1.11%	1.07%	1.27%	1.23%	1.24%	1.46%	1.18%	0.92%	0.82%	1.06%	0.84%	0.78%	1.03%	0.93%	0.84%
38	0.97%	1.05%	1.26%	0.92%	1.50%	1.18%	1.32%	1.14%	0.96%	1.09%	0.76%	0.96%	1.10%	0.82%	0.80%	0.72%	1.01%
39	0.89%	1.22%	0.93%	1.13%	1.21%	1.18%	1.08%	1.53%	1.25%	1.10%	1.03%	1.19%	0.93%	0.86%	0.69%	0.95%	0.95%
40	1.38%	0.69%	1.49%	1.11%	1.45%	1.10%	0.81%	1.33%	1.08%	1.05%	1.06%	0.98%	0.99%	0.92%	0.67%	0.86%	0.79%
41	1.25%	1.44%	1.05%	1.42%	1.54%	0.90%	1.45%	1.02%	1.11%	0.94%	0.82%	0.85%	1.04%	0.82%	0.68%	0.93%
42	0.94%	1.22%	1.48%	1.40%	0.98%	1.17%	1.22%	1.22%	1.06%	0.90%	1.04%	0.99%	1.03%	0.71%	0.78%	0.83%
43	1.37%	1.07%	1.22%	1.31%	0.93%	1.05%	1.05%	0.82%	1.03%	0.81%	0.80%	0.88%	0.94%	0.71%	0.87%	0.82%
44	1.20%	1.16%	1.33%	1.24%	1.37%	1.31%	1.31%	0.89%	0.79%	0.77%	1.13%	1.08%	0.93%	0.69%	1.03%
45	1.41%	1.00%	1.39%	1.22%	1.03%	1.36%	1.23%	1.37%	0.78%	0.97%	1.15%	1.13%	0.60%	0.70%	0.82%
46	1.21%	0.90%	1.27%	1.51%	1.00%	1.25%	0.99%	1.00%	0.82%	1.03%	0.68%	0.80%	0.90%	1.04%	0.86%
47	1.13%	0.93%	1.19%	0.96%	1.09%	1.26%	1.28%	1.01%	0.73%	0.87%	0.76%	0.94%	0.83%	0.92%
48	1.33%	1.42%	1.20%	0.91%	1.17%	1.14%	1.21%	1.09%	0.98%	1.01%	0.83%	0.99%	1.18%	0.92%
49	1.31%	1.30%	1.31%	0.52%	1.00%	1.29%	1.08%	1.04%	0.75%	0.87%	1.01%	0.88%	1.01%	0.94%
50	1.01%	1.06%	1.26%	1.32%	1.26%	1.04%	0.77%	0.98%	0.97%	0.98%	0.94%	0.96%	0.99%
51	1.40%	0.76%	0.95%	0.77%	0.85%	0.78%	0.76%	1.05%	1.10%	0.94%	0.75%	1.06%	0.92%
52	1.12%	0.82%	1.22%	1.03%	1.20%	1.15%	0.54%	1.12%	0.92%	0.91%	0.82%	1.04%	0.95%
53	1.07%	1.01%	1.18%	1.17%	1.30%	0.78%	0.73%	0.50%	1.00%	0.63%	0.99%	1.04%
54	1.09%	1.08%	1.09%	1.46%	1.14%	0.50%	0.71%	1.02%	1.01%	0.80%	0.94%	0.79%
55	0.91%	0.88%	1.06%	0.39%	0.89%	0.91%	0.76%	1.00%	0.61%	0.80%	0.79%	0.97%
56	0.96%	0.72%	0.77%	1.04%	0.67%	0.82%	0.77%	1.08%	0.88%	0.94%	1.11%
57	0.91%	1.28%	0.90%	0.78%	0.84%	1.06%	0.88%	0.67%	0.75%	0.97%	0.91%
58	0.56%	1.13%	1.12%	0.96%	1.07%	0.93%	0.80%	0.87%	0.95%	0.82%	1.00%
59	0.95%	1.13%	0.96%	0.85%	1.06%	1.14%	0.85%	0.77%	0.90%	1.02%
60	1.33%	1.09%	1.02%	1.13%	1.17%	1.01%	1.06%	0.66%	1.07%	0.94%
61	1.12%	1.03%	0.77%	0.73%	1.22%	1.05%	0.91%	0.82%	1.00%	0.68%
62	1.13%	0.71%	0.85%	0.84%	0.86%	0.75%	0.89%	0.89%	1.04%
63	1.08%	0.94%	0.71%	1.13%	0.53%	0.87%	1.12%	1.09%	0.62%
64	1.12%	1.04%	1.06%	0.91%	0.78%	0.96%	0.80%	1.10%	1.02%
65	1.19%	-0.25%	1.05%	1.20%	1.01%	1.01%	1.04%	0.76%
66	1.02%	0.86%	0.90%	1.08%	1.16%	1.09%	1.11%	1.04%
67	1.26%	0.32%	0.88%	1.08%	1.02%	0.73%	1.09%	0.96%
68	1.08%	1.14%	1.17%	1.26%	1.07%	1.08%	1.13%
69	0.59%	1.04%	1.08%	1.24%	0.84%	0.99%	1.21%
70	1.03%	1.32%	1.22%	1.18%	1.06%	1.18%	0.90%
71	1.24%	1.31%	1.32%	1.25%	1.30%	1.10%
72	1.30%	0.87%	1.32%	1.06%	1.27%	0.85%

14

Deal Score 70-79

Origination Trends

	Wtd. Avg. FICO		Wtd. Avg. APR			Wtd. Avg. Orig. Term		Wtd. Avg. PTI			Wtd. Avg. Down Pmt.		Wtd. Avg. Amt. Fin.		Loan Count		Agg. Amt. Fin.
2017 Q1		706		6.08	%		68		7.21	%	$	2,089	$	16,466		614	$	10,110,073
2017 Q2		709		6.27	%		69		7.08	%	$	1,795	$	16,882		773	$	13,049,812
2017 Q3		708		7.05	%		69		6.73	%	$	1,789	$	16,649		780	$	12,986,314
2017 Q4		713		6.80	%		69		7.18	%	$	1,822	$	17,743		894	$	15,861,926
2018 Q1		712		7.12	%		69		7.22	%	$	1,920	$	17,896		1,147	$	20,527,277
2018 Q2		710		6.68	%		69		7.49	%	$	1,858	$	19,320		1,704	$	32,921,722
2018 Q3		712		6.68	%		69		7.30	%	$	1,785	$	19,534		1,931	$	37,720,744
2018 Q4		711		7.34	%		69		7.29	%	$	1,560	$	19,210		1,895	$	36,403,327
2019 Q1		714		7.07	%		69		7.48	%	$	1,669	$	19,523		2,422	$	47,283,720
2019 Q2		716		7.15	%		70		7.21	%	$	1,859	$	20,553		3,136	$	64,453,204
2019 Q3		714		7.19	%		70		7.09	%	$	1,984	$	21,353		3,098	$	66,151,406
2019 Q4		706		7.13	%		70		7.12	%	$	1,707	$	20,610		3,351	$	69,063,068
2020 Q1		703		6.97	%		70		7.11	%	$	1,612	$	20,144		3,606	$	72,640,682
2020 Q2		707		7.75	%		70		7.34	%	$	1,820	$	18,695		5,121	$	95,735,241
2020 Q3		671		10.16	%		71		8.57	%	$	1,874	$	20,038		6,974	$	139,742,851
2020 Q4		675		9.24	%		71		8.43	%	$	1,798	$	20,969		7,601	$	159,382,709
2021 Q1		690		7.97	%		71		8.18	%	$	1,947	$	20,796		8,865	$	184,354,135
2021 Q2		689		7.67	%		71		8.85	%	$	2,762	$	23,974		11,334	$	271,720,398
2021 Q3		692		7.16	%		71		8.90	%	$	2,623	$	25,358		12,689	$	321,766,115
2021 Q4		691		7.79	%		71		8.88	%	$	3,234	$	25,951		12,841	$	333,241,623
2022 Q1		698		7.24	%		71		8.71	%	$	3,602	$	26,914		11,845	$	318,802,058
2022 Q2		698		9.11	%		71		8.73	%	$	3,544	$	25,159		12,263	$	308,528,201
2022 Q3		701		9.85	%		71		8.54	%	$	3,177	$	25,343		10,239	$	259,486,846
2022 Q4		704		11.19	%		72		8.15	%	$	3,152	$	24,948		8,055	$	200,956,716
2023 Q1		700		11.65	%		72		8.17	%	$	2,815	$	24,624		7,135	$	175,691,126
2023 Q2		698		12.25	%		72		8.29	%	$	3,070	$	26,408		7,444	$	196,579,358
2023 Q3		696		12.77	%		72		8.16	%	$	2,341	$	25,878		6,027	$	155,965,172
2023 Q4		690		12.92	%		72		8.44	%	$	2,091	$	25,772		4,921	$	126,821,691
2024 Q1		688		13.40	%		73		8.27	%	$	2,163	$	25,847		5,153	$	133,191,736
2024 Q2		682		13.81	%		73		8.23	%	$	2,125	$	25,989		5,705	$	148,267,135

15

Cumulative Gross Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.07%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%
2	0.00%	0.00%	0.07%	0.00%	0.00%	0.00%	0.09%	0.00%	0.10%	0.09%	0.00%	0.03%	0.00%	0.00%	0.01%	0.02%	0.01%	0.01%	0.00%	0.01%	0.01%	0.02%	0.03%	0.00%	0.00%	0.00%	0.00%	0.03%	0.00%
3	0.00%	0.00%	0.07%	0.00%	0.00%	0.12%	0.16%	0.00%	0.10%	0.15%	0.04%	0.09%	0.03%	0.03%	0.01%	0.07%	0.02%	0.02%	0.03%	0.01%	0.05%	0.03%	0.05%	0.01%	0.01%	0.00%	0.00%	0.03%	0.02%
4	0.00%	0.00%	0.07%	0.00%	0.00%	0.12%	0.16%	0.07%	0.16%	0.30%	0.11%	0.09%	0.03%	0.04%	0.05%	0.09%	0.04%	0.03%	0.05%	0.03%	0.08%	0.06%	0.06%	0.02%	0.05%	0.00%	0.02%	0.07%	0.02%
5	0.27%	0.55%	0.63%	0.10%	0.13%	0.19%	0.41%	0.15%	0.47%	0.53%	0.60%	0.58%	0.34%	0.18%	0.19%	0.21%	0.08%	0.08%	0.09%	0.12%	0.14%	0.12%	0.17%	0.04%	0.13%	0.09%	0.11%	0.11%
6	0.27%	0.75%	0.63%	0.10%	0.22%	0.25%	0.48%	0.19%	0.57%	0.55%	0.70%	0.71%	0.42%	0.21%	0.26%	0.27%	0.09%	0.11%	0.12%	0.17%	0.17%	0.16%	0.24%	0.07%	0.17%	0.21%	0.21%	0.15%
7	0.27%	0.75%	0.76%	0.10%	0.44%	0.29%	0.48%	0.28%	0.57%	0.62%	0.78%	0.73%	0.44%	0.46%	0.33%	0.33%	0.14%	0.15%	0.16%	0.21%	0.21%	0.19%	0.25%	0.15%	0.22%	0.33%	0.26%	0.19%
8	0.27%	0.75%	0.87%	0.10%	0.62%	0.32%	0.52%	0.28%	0.86%	0.65%	0.80%	0.74%	0.47%	0.41%	0.36%	0.38%	0.17%	0.17%	0.22%	0.21%	0.27%	0.25%	0.26%	0.22%	0.30%	0.47%	0.37%
9	0.27%	0.91%	0.87%	0.19%	0.62%	0.36%	0.59%	0.28%	0.86%	0.72%	0.82%	0.78%	0.48%	0.41%	0.39%	0.41%	0.20%	0.19%	0.28%	0.27%	0.31%	0.30%	0.31%	0.33%	0.33%	0.57%	0.45%
10	0.47%	1.02%	1.05%	0.19%	0.68%	0.49%	0.62%	0.28%	0.97%	0.72%	0.82%	0.78%	0.52%	0.42%	0.45%	0.46%	0.21%	0.20%	0.32%	0.36%	0.33%	0.37%	0.37%	0.37%	0.40%	0.70%	0.57%
11	0.62%	1.02%	1.14%	0.19%	0.68%	0.60%	0.62%	0.28%	1.05%	0.80%	0.86%	0.82%	0.52%	0.50%	0.49%	0.49%	0.25%	0.23%	0.34%	0.40%	0.37%	0.45%	0.43%	0.40%	0.55%	0.78%
12	0.62%	1.14%	1.14%	0.19%	0.68%	0.66%	0.62%	0.31%	1.09%	0.80%	0.89%	0.88%	0.55%	0.50%	0.52%	0.52%	0.30%	0.30%	0.41%	0.46%	0.42%	0.53%	0.53%	0.54%	0.67%	0.97%
13	0.62%	1.14%	1.23%	0.28%	0.75%	0.80%	0.78%	0.32%	1.17%	0.80%	0.96%	0.88%	0.61%	0.51%	0.63%	0.58%	0.33%	0.34%	0.48%	0.50%	0.49%	0.57%	0.65%	0.61%	0.72%	1.09%
14	0.78%	1.14%	1.36%	0.29%	0.75%	1.03%	0.81%	0.41%	1.17%	0.88%	0.97%	0.88%	0.61%	0.51%	0.67%	0.61%	0.37%	0.35%	0.56%	0.53%	0.52%	0.65%	0.73%	0.67%	0.86%
15	0.78%	1.14%	1.44%	0.39%	0.75%	1.15%	0.81%	0.51%	1.17%	0.91%	0.97%	0.94%	0.62%	0.53%	0.78%	0.64%	0.40%	0.39%	0.61%	0.59%	0.61%	0.73%	0.83%	0.73%	0.95%
16	0.78%	1.14%	1.44%	0.39%	0.76%	1.27%	0.88%	0.55%	1.22%	1.00%	0.98%	0.96%	0.69%	0.55%	0.86%	0.78%	0.42%	0.46%	0.62%	0.63%	0.68%	0.82%	0.94%	0.82%	1.09%
17	0.78%	1.14%	1.44%	0.39%	0.85%	1.32%	0.89%	0.55%	1.25%	1.00%	0.98%	0.98%	0.72%	0.56%	0.89%	0.81%	0.45%	0.49%	0.68%	0.68%	0.73%	0.86%	1.01%	0.90%
18	0.78%	1.19%	1.51%	0.39%	0.85%	1.48%	1.02%	0.64%	1.25%	1.06%	1.00%	1.02%	0.75%	0.58%	0.89%	0.86%	0.50%	0.52%	0.71%	0.70%	0.81%	0.91%	1.08%	0.95%
19	0.90%	1.39%	1.51%	0.39%	0.89%	1.48%	1.05%	0.67%	1.28%	1.13%	1.06%	1.07%	0.80%	0.60%	0.92%	0.89%	0.53%	0.54%	0.73%	0.76%	0.89%	0.97%	1.22%	1.04%
20	0.90%	1.39%	1.76%	0.39%	0.89%	1.52%	1.05%	0.70%	1.28%	1.23%	1.06%	1.07%	0.80%	0.64%	0.96%	0.94%	0.57%	0.61%	0.80%	0.86%	0.97%	1.12%	1.33%
21	1.00%	1.51%	1.76%	0.49%	0.89%	1.52%	1.09%	0.75%	1.31%	1.31%	1.08%	1.07%	0.81%	0.69%	1.02%	1.01%	0.61%	0.68%	0.85%	0.95%	1.04%	1.22%	1.44%
22	1.05%	1.51%	1.78%	0.58%	0.89%	1.58%	1.23%	0.81%	1.37%	1.35%	1.12%	1.16%	0.89%	0.74%	1.17%	1.05%	0.63%	0.74%	0.92%	0.98%	1.09%	1.27%	1.53%
23	1.05%	1.51%	1.78%	0.65%	0.89%	1.58%	1.33%	0.81%	1.37%	1.35%	1.14%	1.18%	0.89%	0.74%	1.27%	1.08%	0.65%	0.83%	1.00%	1.11%	1.15%	1.34%
24	1.05%	1.62%	1.93%	0.65%	0.96%	1.58%	1.39%	0.81%	1.48%	1.38%	1.17%	1.25%	0.90%	0.76%	1.32%	1.14%	0.68%	0.86%	1.10%	1.19%	1.24%	1.41%
25	1.12%	1.62%	2.20%	0.65%	0.96%	1.61%	1.51%	0.82%	1.54%	1.41%	1.17%	1.25%	0.93%	0.77%	1.38%	1.24%	0.71%	0.91%	1.20%	1.25%	1.32%	1.49%
26	1.12%	1.62%	2.29%	0.75%	0.96%	1.66%	1.51%	0.82%	1.56%	1.44%	1.20%	1.30%	0.93%	0.82%	1.41%	1.32%	0.76%	0.99%	1.27%	1.33%	1.42%
27	1.12%	1.62%	2.29%	0.75%	1.00%	1.70%	1.54%	0.92%	1.60%	1.44%	1.20%	1.33%	0.93%	0.84%	1.45%	1.36%	0.82%	1.02%	1.33%	1.36%	1.47%
28	1.12%	1.79%	2.35%	0.75%	1.00%	1.81%	1.69%	0.96%	1.60%	1.44%	1.21%	1.36%	0.93%	0.88%	1.52%	1.41%	0.85%	1.10%	1.43%	1.47%	1.54%
29	1.12%	1.93%	2.37%	0.75%	1.04%	1.81%	1.75%	0.99%	1.60%	1.47%	1.21%	1.36%	0.98%	0.93%	1.56%	1.52%	0.87%	1.19%	1.48%	1.54%
30	1.12%	2.02%	2.37%	0.75%	1.04%	1.90%	1.82%	1.09%	1.66%	1.56%	1.25%	1.36%	1.07%	0.98%	1.61%	1.57%	0.92%	1.25%	1.57%	1.63%
31	1.27%	2.02%	2.55%	0.93%	1.04%	1.90%	1.85%	1.13%	1.71%	1.60%	1.25%	1.38%	1.15%	1.05%	1.64%	1.60%	0.96%	1.30%	1.61%	1.67%
32	1.27%	2.02%	2.72%	1.00%	1.04%	1.90%	1.86%	1.13%	1.73%	1.64%	1.26%	1.39%	1.19%	1.05%	1.78%	1.63%	1.02%	1.35%	1.68%
33	1.27%	2.02%	2.72%	1.00%	1.17%	1.90%	1.86%	1.15%	1.77%	1.64%	1.26%	1.39%	1.20%	1.05%	1.84%	1.68%	1.09%	1.38%	1.75%
34	1.27%	2.02%	2.72%	1.07%	1.17%	1.90%	1.92%	1.15%	1.77%	1.64%	1.28%	1.41%	1.23%	1.09%	1.91%	1.70%	1.12%	1.45%	1.82%
35	1.27%	2.02%	2.72%	1.07%	1.19%	1.90%	1.95%	1.20%	1.84%	1.67%	1.30%	1.42%	1.25%	1.10%	1.98%	1.76%	1.15%	1.48%
36	1.27%	2.02%	2.87%	1.07%	1.27%	1.94%	1.99%	1.20%	1.87%	1.73%	1.35%	1.49%	1.29%	1.13%	2.02%	1.79%	1.16%	1.50%
37	1.31%	2.02%	2.95%	1.24%	1.27%	1.94%	2.03%	1.20%	1.91%	1.75%	1.35%	1.53%	1.37%	1.16%	2.10%	1.84%	1.19%	1.56%
38	1.31%	2.09%	2.95%	1.24%	1.36%	1.94%	2.04%	1.20%	1.94%	1.78%	1.37%	1.55%	1.37%	1.18%	2.15%	1.89%	1.21%
39	1.31%	2.09%	3.02%	1.24%	1.36%	1.94%	2.04%	1.20%	1.96%	1.80%	1.37%	1.55%	1.39%	1.22%	2.22%	1.92%	1.25%
40	1.45%	2.09%	3.02%	1.24%	1.38%	1.97%	2.04%	1.23%	1.98%	1.80%	1.39%	1.56%	1.39%	1.25%	2.24%	1.95%	1.30%
41	1.54%	2.09%	3.02%	1.24%	1.38%	2.00%	2.09%	1.26%	1.98%	1.81%	1.41%	1.56%	1.41%	1.31%	2.29%	1.99%
42	1.54%	2.16%	3.02%	1.24%	1.38%	2.02%	2.09%	1.30%	1.98%	1.84%	1.41%	1.58%	1.44%	1.33%	2.32%	2.02%
43	1.54%	2.16%	3.02%	1.27%	1.43%	2.05%	2.11%	1.32%	2.03%	1.87%	1.41%	1.60%	1.44%	1.37%	2.35%	2.07%
44	1.64%	2.22%	3.14%	1.27%	1.46%	2.09%	2.11%	1.32%	2.04%	1.89%	1.46%	1.64%	1.45%	1.38%	2.39%
45	1.64%	2.22%	3.14%	1.27%	1.46%	2.09%	2.11%	1.32%	2.07%	1.89%	1.46%	1.66%	1.47%	1.41%	2.40%
46	1.66%	2.22%	3.14%	1.27%	1.46%	2.11%	2.11%	1.40%	2.09%	1.90%	1.48%	1.67%	1.48%	1.42%	2.50%
47	1.66%	2.22%	3.14%	1.27%	1.46%	2.11%	2.15%	1.40%	2.09%	1.90%	1.51%	1.67%	1.48%	1.42%
48	1.66%	2.22%	3.14%	1.34%	1.49%	2.11%	2.15%	1.40%	2.09%	1.93%	1.52%	1.68%	1.48%	1.42%
49	1.66%	2.22%	3.29%	1.34%	1.52%	2.11%	2.15%	1.46%	2.14%	1.96%	1.55%	1.71%	1.48%	1.44%
50	1.66%	2.22%	3.34%	1.34%	1.52%	2.11%	2.15%	1.46%	2.14%	1.96%	1.57%	1.72%	1.48%
51	1.66%	2.22%	3.34%	1.34%	1.58%	2.14%	2.16%	1.46%	2.16%	1.96%	1.57%	1.73%	1.51%
52	1.66%	2.22%	3.39%	1.34%	1.58%	2.14%	2.16%	1.46%	2.17%	1.97%	1.59%	1.77%	1.53%
53	1.66%	2.22%	3.39%	1.34%	1.58%	2.14%	2.18%	1.49%	2.19%	1.98%	1.59%	1.80%
54	1.66%	2.22%	3.39%	1.35%	1.58%	2.17%	2.18%	1.54%	2.20%	1.99%	1.59%	1.83%
55	1.73%	2.27%	3.39%	1.44%	1.58%	2.20%	2.19%	1.54%	2.20%	1.99%	1.59%	1.83%
56	1.73%	2.27%	3.39%	1.44%	1.59%	2.22%	2.21%	1.54%	2.22%	2.00%	1.59%
57	1.73%	2.27%	3.39%	1.44%	1.59%	2.22%	2.21%	1.54%	2.22%	2.01%	1.61%
58	1.73%	2.27%	3.39%	1.44%	1.59%	2.22%	2.24%	1.54%	2.22%	2.01%	1.62%
59	1.73%	2.27%	3.39%	1.44%	1.59%	2.22%	2.24%	1.57%	2.23%	2.01%
60	1.73%	2.27%	3.39%	1.46%	1.61%	2.22%	2.25%	1.58%	2.23%	2.02%
61	1.73%	2.30%	3.39%	1.46%	1.61%	2.22%	2.25%	1.58%	2.24%	2.02%
62	1.73%	2.30%	3.39%	1.46%	1.61%	2.22%	2.25%	1.58%	2.24%
63	1.73%	2.30%	3.39%	1.46%	1.63%	2.22%	2.25%	1.58%	2.25%
64	1.78%	2.30%	3.39%	1.49%	1.63%	2.22%	2.25%	1.58%	2.25%
65	1.78%	2.32%	3.39%	1.49%	1.63%	2.24%	2.26%	1.58%
66	1.78%	2.32%	3.39%	1.49%	1.63%	2.25%	2.27%	1.58%
67	1.78%	2.32%	3.39%	1.50%	1.63%	2.25%	2.28%	1.60%
68	1.78%	2.32%	3.39%	1.50%	1.64%	2.25%	2.28%
69	1.78%	2.33%	3.39%	1.51%	1.64%	2.25%	2.28%
70	1.78%	2.37%	3.39%	1.52%	1.64%	2.25%	2.28%
71	1.78%	2.38%	3.39%	1.54%	1.65%	2.25%
72	1.78%	2.38%	3.39%	1.54%	1.65%	2.25%

16

Cumulative Net Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.07%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%
2	0.00%	0.00%	0.07%	0.00%	0.00%	0.00%	0.09%	0.00%	0.08%	0.06%	0.00%	0.03%	0.00%	0.00%	0.01%	0.02%	0.01%	0.01%	0.00%	0.01%	0.01%	0.01%	0.02%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%
3	0.00%	0.00%	0.07%	0.00%	0.00%	0.12%	0.09%	0.00%	0.04%	0.13%	0.05%	0.10%	0.03%	0.03%	0.01%	0.05%	0.01%	0.01%	0.02%	0.01%	0.03%	0.03%	0.03%	0.01%	0.00%	0.00%	0.00%	0.01%	0.01%
4	0.00%	0.00%	0.04%	0.00%	0.00%	0.08%	0.05%	0.07%	0.10%	0.25%	0.05%	0.07%	0.01%	0.02%	0.05%	0.05%	0.03%	0.02%	0.03%	0.01%	0.04%	0.05%	0.04%	0.01%	0.03%	0.00%	0.01%	0.03%	0.01%
5	0.27%	0.55%	0.60%	0.10%	0.13%	0.14%	0.30%	0.12%	0.37%	0.46%	0.53%	0.57%	0.32%	0.16%	0.18%	0.12%	0.06%	0.06%	0.07%	0.08%	0.09%	0.09%	0.13%	0.03%	0.07%	0.07%	0.09%	0.07%
6	0.27%	0.74%	0.58%	0.10%	0.21%	0.18%	0.33%	0.12%	0.45%	0.42%	0.61%	0.69%	0.40%	0.18%	0.24%	0.16%	0.07%	0.08%	0.10%	0.12%	0.10%	0.13%	0.13%	0.06%	0.09%	0.16%	0.17%	0.10%
7	0.27%	0.74%	0.71%	0.10%	0.43%	0.17%	0.30%	0.20%	0.39%	0.49%	0.67%	0.67%	0.42%	0.32%	0.28%	0.20%	0.11%	0.11%	0.14%	0.11%	0.12%	0.14%	0.14%	0.12%	0.14%	0.27%	0.21%	0.12%
8	0.27%	0.74%	0.81%	0.04%	0.61%	0.18%	0.34%	0.20%	0.62%	0.50%	0.68%	0.59%	0.45%	0.31%	0.30%	0.24%	0.12%	0.11%	0.16%	0.12%	0.18%	0.18%	0.15%	0.17%	0.21%	0.36%	0.31%
9	0.27%	0.89%	0.81%	0.12%	0.59%	0.18%	0.39%	0.20%	0.59%	0.49%	0.64%	0.63%	0.45%	0.31%	0.31%	0.23%	0.12%	0.12%	0.19%	0.17%	0.21%	0.21%	0.20%	0.26%	0.22%	0.44%	0.35%
10	0.47%	0.99%	0.99%	0.12%	0.65%	0.29%	0.38%	0.20%	0.70%	0.47%	0.62%	0.63%	0.48%	0.32%	0.36%	0.28%	0.12%	0.12%	0.21%	0.24%	0.24%	0.26%	0.25%	0.27%	0.25%	0.52%	0.42%
11	0.58%	0.99%	1.09%	0.06%	0.63%	0.30%	0.37%	0.20%	0.77%	0.52%	0.66%	0.64%	0.47%	0.37%	0.40%	0.28%	0.15%	0.12%	0.20%	0.25%	0.26%	0.31%	0.28%	0.29%	0.35%	0.57%
12	0.58%	1.03%	1.05%	0.06%	0.59%	0.36%	0.37%	0.21%	0.74%	0.52%	0.65%	0.70%	0.51%	0.34%	0.39%	0.30%	0.19%	0.17%	0.25%	0.29%	0.28%	0.33%	0.34%	0.40%	0.42%	0.69%
13	0.55%	0.92%	1.01%	0.16%	0.66%	0.46%	0.47%	0.22%	0.82%	0.50%	0.67%	0.65%	0.54%	0.30%	0.43%	0.35%	0.19%	0.19%	0.30%	0.32%	0.31%	0.37%	0.44%	0.44%	0.45%	0.76%
14	0.71%	0.85%	1.08%	0.16%	0.66%	0.58%	0.46%	0.31%	0.80%	0.56%	0.64%	0.65%	0.48%	0.30%	0.45%	0.35%	0.21%	0.17%	0.33%	0.32%	0.33%	0.43%	0.50%	0.47%	0.55%
15	0.70%	0.85%	1.07%	0.24%	0.64%	0.67%	0.46%	0.38%	0.77%	0.54%	0.63%	0.71%	0.47%	0.32%	0.51%	0.37%	0.22%	0.21%	0.37%	0.36%	0.41%	0.50%	0.57%	0.51%	0.59%
16	0.54%	0.84%	1.02%	0.24%	0.65%	0.66%	0.53%	0.31%	0.81%	0.62%	0.64%	0.67%	0.51%	0.34%	0.55%	0.47%	0.22%	0.26%	0.37%	0.37%	0.46%	0.55%	0.66%	0.59%	0.70%
17	0.53%	0.84%	1.02%	0.24%	0.66%	0.68%	0.52%	0.29%	0.80%	0.60%	0.64%	0.68%	0.54%	0.33%	0.56%	0.50%	0.22%	0.28%	0.41%	0.40%	0.48%	0.58%	0.70%	0.64%
18	0.53%	0.89%	1.10%	0.21%	0.65%	0.84%	0.60%	0.35%	0.80%	0.66%	0.65%	0.71%	0.56%	0.35%	0.55%	0.47%	0.25%	0.30%	0.42%	0.40%	0.54%	0.60%	0.73%	0.68%
19	0.65%	1.04%	1.10%	0.21%	0.62%	0.79%	0.58%	0.37%	0.78%	0.71%	0.70%	0.75%	0.58%	0.34%	0.54%	0.46%	0.26%	0.32%	0.41%	0.43%	0.58%	0.64%	0.82%	0.75%
20	0.64%	1.04%	1.37%	0.21%	0.60%	0.80%	0.58%	0.37%	0.78%	0.79%	0.67%	0.75%	0.55%	0.36%	0.56%	0.48%	0.29%	0.34%	0.44%	0.49%	0.59%	0.78%	0.87%
21	0.64%	1.13%	0.92%	0.30%	0.60%	0.79%	0.59%	0.39%	0.80%	0.75%	0.68%	0.65%	0.52%	0.40%	0.60%	0.54%	0.32%	0.38%	0.47%	0.55%	0.64%	0.84%	0.93%
22	0.70%	1.09%	0.94%	0.40%	0.59%	0.84%	0.71%	0.42%	0.86%	0.73%	0.73%	0.65%	0.60%	0.42%	0.70%	0.55%	0.31%	0.43%	0.52%	0.57%	0.65%	0.85%	0.99%
23	0.65%	1.08%	0.93%	0.41%	0.59%	0.80%	0.69%	0.41%	0.85%	0.69%	0.73%	0.67%	0.58%	0.38%	0.73%	0.57%	0.33%	0.49%	0.56%	0.67%	0.69%	0.87%
24	0.65%	1.18%	1.08%	0.40%	0.66%	0.80%	0.75%	0.40%	0.92%	0.72%	0.74%	0.72%	0.57%	0.40%	0.75%	0.61%	0.35%	0.48%	0.62%	0.72%	0.73%	0.91%
25	0.72%	1.06%	1.35%	0.39%	0.64%	0.83%	0.85%	0.40%	0.91%	0.74%	0.74%	0.70%	0.59%	0.39%	0.81%	0.67%	0.34%	0.52%	0.66%	0.75%	0.76%	0.96%
26	0.66%	1.06%	1.27%	0.49%	0.64%	0.87%	0.81%	0.40%	0.90%	0.75%	0.75%	0.72%	0.58%	0.44%	0.83%	0.71%	0.38%	0.55%	0.70%	0.80%	0.85%
27	0.66%	1.05%	1.19%	0.49%	0.67%	0.91%	0.84%	0.47%	0.92%	0.74%	0.69%	0.72%	0.54%	0.46%	0.82%	0.72%	0.42%	0.56%	0.74%	0.80%	0.88%
28	0.66%	1.21%	1.25%	0.49%	0.67%	1.02%	0.97%	0.48%	0.87%	0.73%	0.69%	0.75%	0.50%	0.47%	0.88%	0.76%	0.42%	0.62%	0.81%	0.89%	0.92%
29	0.66%	1.26%	1.27%	0.49%	0.67%	0.92%	0.88%	0.51%	0.87%	0.73%	0.68%	0.71%	0.55%	0.51%	0.89%	0.86%	0.44%	0.68%	0.82%	0.93%
30	0.66%	1.27%	1.27%	0.50%	0.67%	1.00%	0.94%	0.52%	0.93%	0.82%	0.72%	0.69%	0.62%	0.54%	0.93%	0.88%	0.48%	0.70%	0.87%	0.99%
31	0.72%	1.22%	1.46%	0.67%	0.66%	0.92%	0.97%	0.55%	0.97%	0.81%	0.72%	0.71%	0.65%	0.61%	0.89%	0.87%	0.50%	0.73%	0.88%	1.01%
32	0.72%	1.20%	1.62%	0.70%	0.66%	0.90%	0.98%	0.51%	0.97%	0.79%	0.73%	0.70%	0.66%	0.58%	0.99%	0.90%	0.51%	0.73%	0.90%
33	0.72%	1.20%	1.50%	0.58%	0.76%	0.90%	0.91%	0.53%	1.00%	0.74%	0.73%	0.70%	0.67%	0.57%	0.99%	0.89%	0.55%	0.73%	0.95%
34	0.72%	1.20%	1.50%	0.66%	0.76%	0.90%	0.96%	0.49%	0.97%	0.74%	0.74%	0.71%	0.68%	0.57%	1.00%	0.88%	0.56%	0.75%	0.99%
35	0.72%	1.20%	1.39%	0.65%	0.77%	0.90%	0.97%	0.53%	1.04%	0.77%	0.74%	0.71%	0.69%	0.56%	1.04%	0.89%	0.57%	0.76%
36	0.72%	1.20%	1.54%	0.65%	0.85%	0.94%	1.00%	0.52%	1.04%	0.82%	0.79%	0.78%	0.72%	0.56%	1.06%	0.88%	0.57%	0.76%
37	0.76%	1.20%	1.64%	0.81%	0.77%	0.90%	1.01%	0.52%	1.08%	0.84%	0.75%	0.82%	0.75%	0.59%	1.11%	0.92%	0.57%	0.79%
38	0.72%	1.27%	1.57%	0.72%	0.86%	0.90%	1.01%	0.49%	1.11%	0.85%	0.77%	0.77%	0.75%	0.58%	1.15%	0.94%	0.58%
39	0.72%	1.27%	1.56%	0.70%	0.77%	0.90%	0.97%	0.49%	1.05%	0.84%	0.76%	0.75%	0.76%	0.62%	1.19%	0.94%	0.61%
40	0.87%	1.27%	1.56%	0.64%	0.78%	0.89%	0.97%	0.52%	1.04%	0.82%	0.74%	0.76%	0.73%	0.65%	1.19%	0.94%	0.64%
41	0.95%	1.27%	1.49%	0.64%	0.78%	0.92%	1.02%	0.54%	1.01%	0.83%	0.77%	0.75%	0.74%	0.68%	1.22%	0.94%
42	0.87%	1.33%	1.49%	0.64%	0.78%	0.94%	0.96%	0.55%	1.01%	0.85%	0.76%	0.77%	0.75%	0.70%	1.21%	0.97%
43	0.87%	1.27%	1.47%	0.67%	0.74%	0.94%	0.97%	0.57%	1.06%	0.88%	0.76%	0.79%	0.73%	0.72%	1.21%	0.99%
44	0.93%	1.34%	1.59%	0.64%	0.76%	0.98%	0.95%	0.55%	1.04%	0.90%	0.79%	0.83%	0.75%	0.71%	1.23%
45	0.93%	1.34%	1.56%	0.63%	0.76%	0.97%	0.93%	0.53%	1.07%	0.88%	0.79%	0.83%	0.74%	0.73%	1.22%
46	0.95%	1.34%	1.56%	0.63%	0.71%	0.96%	0.93%	0.60%	1.07%	0.87%	0.81%	0.84%	0.75%	0.73%	1.30%
47	0.95%	1.34%	1.52%	0.63%	0.71%	0.96%	0.97%	0.58%	1.07%	0.86%	0.81%	0.85%	0.75%	0.72%
48	0.95%	1.28%	1.52%	0.69%	0.74%	0.91%	0.97%	0.57%	1.07%	0.88%	0.82%	0.85%	0.74%	0.72%
49	0.95%	1.28%	1.67%	0.68%	0.73%	0.91%	0.97%	0.62%	1.11%	0.91%	0.83%	0.86%	0.74%	0.74%
50	0.95%	1.28%	1.62%	0.62%	0.71%	0.90%	0.98%	0.62%	1.08%	0.89%	0.82%	0.87%	0.73%
51	0.95%	1.26%	1.57%	0.62%	0.73%	0.92%	0.99%	0.59%	1.08%	0.88%	0.81%	0.84%	0.76%
52	0.95%	1.26%	1.62%	0.61%	0.71%	0.92%	0.99%	0.60%	1.09%	0.88%	0.83%	0.85%	0.77%
53	0.95%	1.25%	1.62%	0.61%	0.71%	0.92%	1.00%	0.63%	1.11%	0.88%	0.83%	0.87%
54	0.95%	1.24%	1.62%	0.63%	0.71%	0.95%	1.00%	0.62%	1.11%	0.87%	0.81%	0.89%
55	1.02%	1.30%	1.61%	0.71%	0.71%	0.98%	1.00%	0.62%	1.09%	0.86%	0.81%	0.88%
56	1.01%	1.29%	1.61%	0.63%	0.72%	0.97%	1.05%	0.62%	1.07%	0.84%	0.81%
57	0.90%	1.21%	1.59%	0.61%	0.72%	0.94%	0.99%	0.59%	1.07%	0.83%	0.83%
58	0.90%	1.18%	1.59%	0.61%	0.71%	0.94%	1.01%	0.59%	1.07%	0.82%	0.84%
59	0.90%	1.18%	1.59%	0.60%	0.71%	0.94%	1.00%	0.62%	1.07%	0.82%
60	0.90%	1.17%	1.58%	0.63%	0.72%	0.94%	1.01%	0.59%	1.07%	0.83%
61	0.90%	1.19%	1.58%	0.63%	0.73%	0.92%	1.00%	0.58%	1.08%	0.83%
62	0.90%	1.12%	1.58%	0.62%	0.69%	0.92%	1.00%	0.58%	1.08%
63	0.89%	1.12%	1.57%	0.59%	0.72%	0.92%	1.00%	0.58%	1.09%
64	0.94%	1.12%	1.57%	0.62%	0.70%	0.91%	1.00%	0.57%	1.09%
65	0.96%	1.14%	1.57%	0.59%	0.70%	0.92%	0.99%	0.57%
66	0.96%	1.14%	1.56%	0.59%	0.70%	0.92%	1.00%	0.55%
67	0.91%	1.14%	1.56%	0.60%	0.70%	0.92%	1.01%	0.57%
68	0.91%	1.14%	1.56%	0.59%	0.71%	0.92%	0.99%
69	0.91%	1.15%	1.56%	0.60%	0.71%	0.92%	0.99%
70	0.91%	1.19%	1.56%	0.61%	0.71%	0.92%	1.00%
71	0.91%	1.20%	1.55%	0.61%	0.72%	0.92%
72	0.91%	1.20%	1.55%	0.61%	0.72%	0.91%

17

Pool Factor (Active Unpaid Principal)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	98.62%	99.68%	99.17%	99.32%	99.23%	99.16%	99.41%	99.48%	99.27%	99.34%	98.99%	99.13%	99.16%	99.30%	99.61%	99.34%	99.41%	99.50%	99.48%	99.21%	99.35%	99.21%	98.88%	99.03%	99.06%	99.11%	99.15%	99.36%	98.93%	98.96%
1	94.75%	97.09%	95.61%	96.16%	95.34%	96.66%	96.02%	96.01%	96.40%	95.67%	95.81%	96.27%	96.29%	97.21%	97.48%	96.93%	96.73%	96.46%	96.94%	96.17%	95.87%	95.27%	95.45%	95.48%	95.95%	95.99%	96.35%	96.25%	95.88%	95.74%
2	92.47%	94.19%	92.93%	93.12%	91.91%	93.88%	93.45%	92.74%	93.44%	92.78%	93.27%	93.79%	93.93%	94.89%	95.16%	94.52%	93.90%	93.65%	94.19%	93.54%	92.90%	91.86%	92.47%	92.44%	93.10%	93.24%	93.81%	93.83%	92.78%
3	90.41%	92.12%	90.63%	90.55%	89.64%	91.86%	91.24%	90.70%	91.37%	90.13%	90.77%	91.41%	91.67%	92.60%	92.49%	91.94%	91.04%	90.74%	91.42%	90.27%	89.83%	89.08%	89.89%	89.58%	90.29%	90.74%	91.47%	91.41%	90.27%
4	88.04%	89.76%	87.82%	87.35%	87.49%	89.58%	89.35%	88.09%	88.84%	87.69%	88.29%	88.93%	89.12%	90.41%	90.05%	89.25%	87.92%	87.57%	88.69%	86.98%	87.00%	86.15%	87.43%	86.85%	87.46%	87.75%	89.27%	88.56%	87.32%
5	84.92%	86.60%	85.60%	85.40%	84.89%	87.45%	86.95%	85.66%	85.98%	85.12%	85.54%	86.42%	86.18%	87.78%	87.23%	86.22%	84.81%	84.74%	85.64%	83.66%	84.30%	83.55%	85.16%	84.23%	84.74%	85.43%	86.99%	85.92%
6	82.80%	84.67%	83.82%	83.17%	82.82%	85.38%	84.94%	83.38%	83.73%	83.15%	82.83%	83.98%	83.25%	85.37%	84.55%	83.53%	82.10%	81.86%	82.98%	80.63%	81.97%	81.24%	82.90%	81.56%	82.44%	83.40%	84.75%	83.36%
7	80.38%	82.29%	81.85%	81.16%	79.85%	83.19%	82.55%	81.26%	81.67%	81.05%	80.38%	81.69%	80.62%	82.70%	81.57%	80.61%	78.96%	79.07%	80.19%	77.83%	79.68%	79.15%	80.81%	79.10%	79.96%	81.03%	82.36%	81.19%
8	78.53%	80.20%	78.95%	78.83%	77.75%	81.48%	80.58%	79.32%	78.96%	79.11%	78.33%	79.30%	78.27%	80.72%	78.53%	77.72%	76.16%	76.54%	77.65%	75.19%	77.62%	77.04%	78.69%	76.70%	77.96%	78.63%	79.88%
9	75.98%	77.78%	76.92%	76.11%	75.41%	79.85%	78.76%	77.31%	76.88%	77.01%	76.17%	76.59%	76.10%	78.28%	75.82%	74.92%	73.93%	73.91%	75.15%	72.61%	75.54%	75.00%	76.45%	74.73%	75.90%	76.43%	77.75%
10	74.07%	75.32%	74.35%	74.43%	73.65%	77.73%	76.61%	75.06%	74.93%	74.89%	73.63%	74.36%	73.92%	75.83%	72.83%	72.18%	71.40%	71.20%	72.82%	70.40%	73.63%	72.96%	74.20%	72.31%	74.11%	74.36%	75.44%
11	71.84%	73.67%	72.61%	72.23%	71.77%	75.29%	74.57%	73.48%	73.09%	72.63%	71.36%	71.96%	71.76%	73.33%	70.13%	69.60%	68.81%	68.79%	70.63%	68.47%	71.82%	70.91%	72.22%	70.22%	72.14%	72.48%
12	70.05%	71.36%	70.42%	70.25%	70.23%	73.04%	72.75%	71.66%	70.78%	70.69%	69.12%	69.74%	69.37%	70.91%	67.43%	66.93%	66.07%	66.32%	68.37%	66.54%	69.88%	68.90%	70.13%	68.18%	70.16%	70.46%
13	67.98%	70.11%	68.21%	68.36%	68.11%	71.17%	70.39%	69.87%	68.82%	68.60%	66.54%	67.09%	66.73%	68.47%	64.71%	64.46%	63.54%	63.93%	66.40%	64.81%	68.00%	66.97%	68.18%	66.50%	68.11%	68.44%
14	65.82%	68.14%	66.72%	66.65%	66.12%	68.87%	68.28%	67.57%	66.88%	66.37%	64.63%	64.58%	64.14%	65.71%	62.27%	62.01%	61.16%	61.86%	64.61%	62.92%	66.19%	65.06%	66.30%	64.69%	66.19%
15	64.25%	66.48%	65.12%	64.63%	64.27%	66.98%	66.36%	65.64%	64.84%	64.10%	62.33%	62.21%	61.55%	63.25%	59.89%	59.40%	58.91%	59.84%	62.92%	61.17%	64.17%	63.28%	64.68%	62.75%	64.21%
16	62.26%	64.13%	63.41%	63.33%	61.91%	64.45%	64.36%	63.46%	62.90%	61.88%	60.23%	59.98%	58.93%	60.76%	57.45%	57.09%	57.11%	58.02%	61.29%	59.58%	62.44%	61.54%	62.97%	60.87%	62.29%
17	60.62%	62.69%	62.13%	61.45%	60.15%	62.59%	62.47%	61.54%	60.90%	60.10%	58.39%	57.60%	56.86%	58.71%	55.46%	54.74%	55.11%	56.37%	59.67%	57.79%	60.62%	59.91%	61.34%	59.13%
18	58.03%	60.50%	60.15%	59.73%	58.62%	60.47%	60.30%	59.60%	58.65%	58.31%	55.90%	55.30%	54.81%	56.85%	53.54%	52.75%	53.25%	54.73%	58.01%	56.22%	58.83%	58.28%	59.68%	57.46%
19	56.23%	58.59%	58.18%	57.54%	56.82%	58.52%	58.50%	57.59%	56.75%	56.31%	53.96%	52.72%	52.67%	54.71%	51.57%	50.77%	51.49%	53.15%	56.43%	54.58%	57.22%	56.75%	57.86%	55.91%
20	54.60%	56.60%	56.41%	55.79%	54.93%	56.64%	56.38%	55.69%	54.83%	54.44%	51.76%	50.78%	50.47%	52.75%	49.57%	48.77%	49.85%	51.70%	54.70%	52.92%	55.61%	55.08%	56.17%
21	52.96%	54.74%	54.47%	53.85%	52.81%	54.60%	54.62%	53.70%	53.05%	52.56%	49.57%	48.81%	48.29%	50.71%	47.64%	47.03%	48.17%	50.08%	52.95%	51.24%	53.98%	53.52%	54.32%
22	50.50%	53.03%	53.11%	52.23%	50.93%	52.66%	52.61%	51.39%	50.90%	50.56%	47.62%	46.71%	46.46%	48.61%	45.76%	45.43%	46.74%	48.64%	51.20%	49.83%	52.50%	51.90%	52.54%
23	48.80%	51.34%	51.66%	50.31%	48.83%	51.17%	50.85%	49.44%	49.15%	48.47%	45.51%	44.83%	44.40%	46.85%	43.90%	43.97%	45.17%	46.98%	49.61%	48.20%	51.01%	50.25%
24	47.24%	49.27%	49.85%	48.44%	47.26%	49.32%	48.97%	47.79%	47.17%	46.26%	43.60%	42.73%	42.61%	45.01%	42.28%	42.43%	43.58%	45.32%	48.01%	46.82%	49.40%	48.66%
25	45.17%	47.59%	48.23%	46.74%	45.36%	47.58%	46.90%	46.13%	45.07%	44.22%	41.59%	40.91%	40.83%	43.23%	40.58%	40.88%	42.15%	43.85%	46.45%	45.52%	47.81%	47.18%
26	43.64%	45.89%	46.67%	45.10%	43.89%	45.79%	45.20%	44.53%	43.17%	42.45%	39.60%	39.30%	39.28%	41.54%	39.25%	39.50%	40.63%	42.30%	44.99%	44.12%	46.10%
27	42.34%	44.17%	45.00%	43.41%	42.37%	44.16%	43.45%	42.47%	41.49%	40.59%	38.03%	37.52%	37.56%	40.07%	37.78%	38.13%	39.19%	40.85%	43.54%	42.66%	44.74%
28	40.89%	42.24%	43.18%	41.76%	40.82%	42.28%	41.23%	40.68%	39.56%	39.10%	36.26%	35.84%	36.23%	38.65%	36.47%	36.81%	37.83%	39.58%	42.16%	41.15%	43.18%
29	39.36%	40.66%	41.43%	40.23%	38.76%	40.59%	39.67%	38.52%	37.88%	37.40%	34.67%	34.11%	34.57%	37.41%	35.23%	35.34%	36.56%	38.23%	40.84%	39.69%
30	37.88%	38.91%	39.88%	38.80%	37.12%	38.68%	37.70%	36.79%	36.12%	35.77%	33.09%	32.77%	33.12%	36.07%	33.91%	34.04%	35.29%	36.91%	39.35%	38.33%
31	36.17%	37.25%	38.27%	37.12%	35.75%	37.14%	35.69%	34.98%	34.41%	33.99%	31.71%	31.41%	31.73%	34.74%	32.47%	32.71%	34.07%	35.68%	38.00%	36.96%
32	34.91%	35.68%	36.49%	35.53%	33.96%	35.71%	34.02%	33.19%	32.98%	32.51%	30.22%	30.13%	30.58%	33.48%	31.01%	31.47%	32.78%	34.42%	36.58%
33	33.92%	34.39%	34.79%	33.94%	32.47%	34.07%	32.19%	31.67%	31.37%	31.09%	28.92%	28.74%	29.53%	32.21%	29.76%	30.34%	31.45%	33.21%	35.20%
34	32.54%	33.23%	33.34%	32.42%	30.94%	32.31%	30.43%	30.02%	30.15%	29.62%	27.39%	27.44%	28.34%	30.88%	28.39%	29.18%	30.32%	31.87%	33.84%
35	31.22%	31.41%	32.01%	31.01%	29.59%	30.69%	28.78%	28.52%	28.67%	28.40%	26.08%	26.22%	27.20%	29.71%	27.15%	27.99%	29.23%	30.68%
36	29.87%	30.00%	30.48%	29.75%	27.98%	28.60%	27.30%	27.36%	27.00%	26.83%	24.66%	25.05%	26.06%	28.60%	26.00%	26.95%	28.01%	29.47%
37	28.69%	28.41%	29.12%	28.17%	26.41%	26.88%	26.06%	25.94%	25.60%	25.47%	23.61%	23.92%	24.82%	27.38%	24.91%	25.82%	26.90%	28.20%
38	27.11%	27.41%	27.61%	26.63%	25.22%	25.20%	24.83%	24.73%	24.37%	24.33%	22.48%	22.91%	23.77%	26.16%	23.87%	24.81%	25.79%
39	26.10%	25.97%	26.40%	25.11%	23.75%	23.89%	23.44%	23.56%	23.25%	23.20%	21.50%	21.88%	22.64%	25.04%	22.86%	23.76%	24.60%
40	24.76%	24.41%	25.30%	23.79%	22.47%	22.42%	22.06%	22.17%	22.14%	22.12%	20.41%	20.92%	21.67%	23.91%	21.93%	22.74%	23.41%
41	22.94%	23.34%	23.99%	22.33%	21.14%	21.21%	20.80%	21.01%	20.85%	21.03%	19.46%	19.94%	20.61%	22.94%	20.90%	21.66%
42	21.90%	22.14%	22.84%	20.91%	19.98%	20.27%	19.67%	19.80%	19.79%	20.03%	18.48%	19.05%	19.67%	21.76%	19.94%	20.73%
43	20.71%	20.74%	21.25%	19.65%	18.65%	19.17%	18.48%	18.73%	18.76%	19.17%	17.55%	18.04%	18.74%	20.66%	19.05%	19.67%
44	19.38%	19.65%	19.82%	18.62%	17.56%	17.83%	17.38%	17.59%	17.77%	18.27%	16.60%	17.08%	17.70%	19.65%	18.05%
45	18.41%	18.38%	18.40%	17.25%	16.68%	16.71%	16.44%	16.57%	16.81%	17.28%	15.67%	16.22%	16.70%	18.51%	17.13%
46	17.62%	17.45%	16.83%	16.00%	15.66%	15.59%	15.46%	15.49%	15.91%	16.34%	14.78%	15.15%	15.79%	17.53%	16.22%
47	16.25%	16.30%	15.56%	14.93%	14.50%	14.53%	14.49%	14.59%	15.05%	15.30%	13.90%	14.22%	14.82%	16.63%
48	15.13%	15.00%	14.71%	13.83%	13.21%	13.62%	13.70%	13.83%	14.05%	14.27%	13.08%	13.41%	13.89%	15.73%
49	13.85%	14.06%	13.53%	13.09%	12.22%	12.78%	12.91%	13.06%	13.18%	13.22%	12.28%	12.52%	13.04%	14.78%
50	12.40%	13.21%	12.82%	12.30%	11.26%	11.83%	12.09%	12.24%	12.35%	12.27%	11.53%	11.62%	12.16%
51	11.74%	12.47%	11.97%	11.30%	10.48%	11.05%	11.31%	11.44%	11.48%	11.45%	10.74%	10.77%	11.18%
52	10.79%	11.50%	11.13%	10.50%	9.72%	10.18%	10.59%	10.60%	10.73%	10.61%	9.98%	10.03%	10.37%
53	9.90%	10.76%	10.26%	9.64%	9.01%	9.37%	9.82%	9.78%	9.91%	9.88%	9.26%	9.20%
54	9.25%	9.96%	9.43%	8.93%	8.25%	8.60%	9.06%	8.89%	9.21%	9.13%	8.54%	8.46%
55	8.34%	9.06%	8.67%	8.08%	7.42%	7.85%	8.28%	8.26%	8.50%	8.42%	7.79%	7.79%
56	7.65%	8.33%	7.87%	7.52%	6.76%	7.11%	7.51%	7.50%	7.84%	7.65%	7.14%
57	7.05%	7.48%	7.22%	6.85%	6.18%	6.45%	6.87%	6.77%	7.15%	6.93%	6.52%
58	6.46%	6.87%	6.54%	6.28%	5.61%	5.77%	6.20%	6.13%	6.52%	6.24%	5.82%
59	5.86%	6.28%	5.86%	5.70%	4.95%	5.14%	5.60%	5.42%	5.87%	5.54%
60	5.28%	5.65%	5.31%	4.92%	4.35%	4.57%	4.91%	4.80%	5.15%	4.85%
61	4.64%	4.99%	4.81%	4.27%	3.75%	4.07%	4.34%	4.26%	4.47%	4.33%
62	4.11%	4.40%	4.29%	3.82%	3.31%	3.58%	3.72%	3.66%	3.95%
63	3.63%	3.84%	3.76%	3.33%	2.90%	3.10%	3.22%	3.15%	3.40%
64	3.03%	3.31%	3.24%	2.88%	2.47%	2.68%	2.72%	2.72%	2.93%
65	2.57%	2.78%	2.73%	2.44%	2.11%	2.25%	2.25%	2.26%
66	2.09%	2.34%	2.26%	2.02%	1.70%	1.79%	1.73%	1.83%
67	1.67%	1.90%	1.72%	1.59%	1.37%	1.40%	1.33%	1.39%
68	1.31%	1.46%	1.31%	1.26%	1.05%	1.03%	0.97%
69	0.96%	0.98%	0.95%	0.87%	0.78%	0.68%	0.67%
70	0.60%	0.56%	0.57%	0.55%	0.51%	0.42%	0.44%
71	0.28%	0.25%	0.26%	0.29%	0.26%	0.24%
72	0.07%	0.05%	0.07%	0.10%	0.11%	0.10%

18

Static Pool Delinquency (>30 DPD)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.29%	0.59%	0.80%	0.11%	0.20%	0.13%	0.42%	0.21%	0.52%	0.49%	0.75%	0.66%	0.36%	0.21%	0.23%	0.15%	0.05%	0.05%	0.09%	0.10%	0.11%	0.10%	0.07%	0.08%	0.10%	0.10%	0.11%	0.02%	0.14%
3	0.30%	0.98%	1.01%	0.11%	0.33%	0.31%	0.63%	0.39%	0.64%	0.53%	0.78%	0.71%	0.46%	0.16%	0.48%	0.21%	0.09%	0.15%	0.18%	0.21%	0.17%	0.13%	0.24%	0.17%	0.24%	0.33%	0.32%	0.21%	0.30%
4	0.31%	1.01%	0.78%	0.12%	0.64%	0.20%	0.71%	0.38%	0.51%	0.48%	0.78%	0.74%	0.46%	0.49%	0.61%	0.23%	0.12%	0.14%	0.20%	0.30%	0.21%	0.22%	0.29%	0.25%	0.40%	0.54%	0.48%	0.30%	0.42%
5	0.00%	0.74%	0.29%	0.00%	0.71%	0.09%	0.51%	0.23%	0.57%	0.27%	0.33%	0.36%	0.28%	0.49%	0.51%	0.26%	0.06%	0.20%	0.33%	0.25%	0.23%	0.26%	0.35%	0.34%	0.56%	0.89%	0.66%	0.40%
6	0.41%	0.65%	0.65%	0.10%	0.71%	0.27%	0.37%	0.08%	0.66%	0.62%	0.33%	0.24%	0.12%	0.51%	0.55%	0.29%	0.23%	0.25%	0.37%	0.35%	0.25%	0.39%	0.28%	0.58%	0.67%	1.09%	0.72%	0.75%
7	0.00%	0.97%	0.71%	0.19%	0.55%	0.42%	0.40%	0.44%	0.91%	0.60%	0.29%	0.29%	0.20%	0.30%	0.49%	0.34%	0.17%	0.31%	0.36%	0.39%	0.23%	0.41%	0.35%	0.68%	0.79%	1.26%	0.82%	0.87%
8	0.44%	0.82%	0.71%	0.31%	0.42%	0.50%	0.71%	0.31%	0.70%	0.48%	0.37%	0.30%	0.26%	0.27%	0.55%	0.28%	0.22%	0.30%	0.47%	0.51%	0.23%	0.44%	0.59%	0.80%	0.87%	1.21%	1.13%
9	0.74%	0.64%	0.87%	0.25%	0.24%	0.43%	0.73%	0.46%	0.70%	0.36%	0.30%	0.46%	0.22%	0.23%	0.50%	0.41%	0.39%	0.50%	0.39%	0.57%	0.37%	0.54%	0.65%	0.93%	0.97%	1.41%	1.37%
10	0.20%	0.67%	0.51%	0.78%	0.53%	0.82%	0.93%	0.97%	0.65%	0.62%	0.20%	0.41%	0.30%	0.19%	0.68%	0.63%	0.48%	0.39%	0.52%	0.75%	0.47%	0.58%	0.96%	0.95%	1.30%	1.15%	1.24%
11	0.20%	0.68%	0.78%	0.76%	0.38%	0.66%	0.57%	0.96%	0.50%	0.42%	0.21%	0.46%	0.29%	0.21%	0.82%	0.99%	0.51%	0.56%	0.70%	0.77%	0.56%	0.63%	1.06%	1.24%	1.14%	1.34%
12	0.20%	0.50%	0.66%	0.83%	0.55%	0.82%	0.66%	0.85%	0.66%	0.58%	0.16%	0.32%	0.19%	0.21%	0.87%	0.89%	0.41%	0.67%	0.77%	0.94%	0.60%	0.69%	1.24%	1.27%	1.17%	1.81%
13	0.00%	0.78%	0.82%	0.56%	0.55%	0.70%	0.61%	1.47%	0.21%	0.74%	0.29%	0.36%	0.28%	0.24%	0.97%	1.11%	0.47%	0.69%	0.92%	1.15%	0.68%	0.91%	1.40%	1.40%	1.51%	1.80%
14	0.00%	0.74%	0.87%	0.50%	0.48%	0.79%	0.88%	1.04%	0.72%	0.50%	0.34%	0.37%	0.50%	0.36%	1.28%	1.40%	0.43%	0.81%	0.90%	1.17%	0.85%	0.97%	1.42%	1.52%	1.69%
15	0.00%	1.02%	1.19%	0.24%	0.48%	0.54%	1.17%	0.97%	0.65%	0.83%	0.34%	0.25%	0.54%	0.35%	1.30%	1.22%	0.51%	0.97%	1.06%	1.15%	1.06%	0.99%	1.59%	1.68%	1.87%
16	0.13%	1.21%	0.85%	0.24%	0.43%	0.58%	1.31%	0.82%	0.67%	0.56%	0.39%	0.40%	0.56%	0.45%	1.60%	1.08%	0.62%	0.94%	1.18%	1.04%	1.03%	0.97%	1.73%	1.36%	2.02%
17	0.28%	1.03%	1.18%	0.25%	0.62%	1.16%	1.29%	0.89%	0.61%	0.65%	0.57%	0.53%	0.66%	0.53%	1.59%	1.51%	0.83%	1.17%	1.34%	1.21%	1.25%	1.32%	1.74%	1.69%
18	0.77%	1.45%	0.77%	0.29%	0.72%	0.97%	1.10%	0.76%	0.93%	0.81%	0.47%	0.71%	0.49%	0.57%	1.76%	1.56%	0.78%	1.41%	1.23%	1.46%	1.17%	1.69%	1.77%	2.16%
19	0.77%	1.07%	0.64%	0.48%	0.71%	0.69%	1.08%	0.86%	0.77%	0.83%	0.48%	0.60%	0.72%	0.67%	1.68%	1.43%	0.78%	1.53%	1.33%	1.65%	1.24%	1.90%	1.85%	2.12%
20	0.63%	1.19%	1.13%	0.48%	0.77%	0.76%	1.46%	0.71%	0.90%	0.84%	0.48%	0.43%	0.87%	0.57%	2.11%	1.64%	1.13%	1.69%	1.45%	1.75%	1.42%	1.75%	2.06%
21	0.43%	0.95%	0.56%	0.75%	0.99%	0.86%	1.50%	0.66%	1.25%	0.62%	0.61%	0.76%	1.01%	0.80%	1.99%	1.54%	1.11%	1.71%	1.76%	1.94%	1.62%	1.82%	1.91%
22	0.70%	0.80%	0.88%	0.61%	1.32%	0.99%	1.08%	0.43%	1.22%	0.68%	0.43%	0.87%	0.75%	0.57%	2.19%	1.70%	1.47%	1.53%	1.88%	2.01%	1.98%	1.73%	2.00%
23	0.72%	0.55%	1.47%	0.71%	1.70%	0.68%	1.05%	0.94%	1.04%	0.74%	0.49%	0.97%	0.91%	0.75%	2.13%	1.94%	1.42%	1.80%	1.87%	2.18%	1.94%	1.95%
24	1.40%	0.19%	1.60%	0.72%	1.45%	0.68%	0.95%	0.88%	0.89%	0.88%	0.57%	1.11%	0.87%	0.77%	2.30%	2.20%	1.41%	2.01%	1.86%	2.27%	1.91%	1.98%
25	0.62%	0.71%	1.95%	0.99%	0.87%	0.70%	0.89%	1.17%	0.76%	0.55%	0.75%	1.06%	0.57%	0.94%	2.50%	2.63%	1.70%	2.17%	2.35%	2.51%	2.09%	2.26%
26	0.20%	1.14%	2.06%	0.54%	0.81%	1.02%	1.07%	1.54%	0.96%	0.69%	0.79%	0.81%	0.65%	0.92%	2.81%	2.24%	1.53%	2.30%	2.40%	2.57%	2.06%
27	1.50%	0.78%	1.47%	0.66%	0.68%	0.78%	1.31%	1.22%	0.83%	0.79%	0.74%	0.73%	0.94%	1.06%	3.03%	2.59%	1.66%	2.38%	2.66%	2.60%	2.29%
28	0.92%	1.06%	2.53%	1.72%	0.70%	1.16%	1.41%	1.41%	1.03%	0.99%	0.82%	0.87%	0.98%	1.38%	3.38%	2.54%	1.58%	2.49%	2.91%	2.56%	2.40%
29	1.18%	0.58%	2.22%	1.04%	1.28%	1.06%	1.22%	1.02%	1.44%	0.99%	0.84%	0.74%	1.24%	1.30%	3.59%	2.53%	2.04%	2.48%	2.70%	2.65%
30	1.66%	0.38%	1.90%	1.29%	1.20%	0.86%	0.96%	0.79%	0.98%	0.92%	0.80%	0.80%	1.40%	1.29%	3.77%	2.93%	2.15%	2.81%	2.61%	2.75%
31	2.47%	0.94%	1.36%	1.37%	1.11%	0.90%	1.49%	1.23%	1.12%	1.07%	0.67%	1.16%	1.15%	1.39%	4.07%	2.87%	2.10%	3.23%	2.49%	3.23%
32	2.48%	1.47%	0.44%	1.26%	1.10%	0.88%	0.79%	1.21%	1.58%	0.83%	0.74%	1.05%	1.34%	1.32%	3.69%	2.77%	2.29%	3.11%	2.73%
33	2.77%	0.78%	0.88%	1.51%	0.78%	1.22%	1.04%	1.17%	1.92%	1.30%	0.99%	1.23%	1.39%	1.21%	3.68%	2.88%	2.15%	3.28%	3.23%
34	2.27%	0.84%	0.62%	1.42%	0.49%	1.11%	1.10%	1.38%	2.15%	1.45%	1.08%	1.30%	1.89%	1.26%	3.90%	3.40%	2.36%	3.07%	3.51%
35	2.18%	1.45%	1.09%	1.76%	0.47%	1.13%	1.35%	1.80%	1.44%	0.90%	1.36%	1.64%	1.90%	1.43%	4.11%	3.74%	2.31%	3.48%
36	1.88%	1.38%	1.12%	2.01%	0.80%	0.85%	1.12%	1.38%	1.98%	1.07%	0.99%	1.54%	2.01%	1.48%	3.61%	3.80%	2.44%	3.65%
37	1.45%	0.96%	0.25%	2.56%	1.46%	0.56%	1.08%	1.81%	1.93%	1.11%	1.56%	1.77%	1.53%	1.84%	3.82%	3.90%	2.42%	4.03%
38	2.01%	1.06%	1.06%	2.25%	0.98%	0.68%	1.38%	1.55%	1.87%	1.18%	1.28%	1.62%	1.40%	1.80%	4.28%	3.71%	2.55%
39	2.18%	0.70%	0.35%	1.33%	1.18%	1.05%	1.49%	2.11%	1.87%	1.66%	1.09%	2.07%	1.52%	1.78%	4.80%	4.27%	2.98%
40	1.66%	0.60%	0.00%	1.51%	1.34%	1.16%	1.43%	2.07%	1.89%	1.68%	1.74%	1.51%	1.87%	2.20%	5.72%	4.89%	3.27%
41	1.98%	0.68%	0.86%	1.77%	1.48%	0.93%	1.08%	1.40%	1.59%	1.62%	1.25%	2.04%	1.75%	1.73%	4.74%	5.20%
42	2.18%	0.96%	1.46%	1.77%	1.27%	1.93%	1.72%	1.39%	1.98%	1.78%	2.02%	1.82%	1.51%	1.98%	5.05%	5.07%
43	2.47%	1.03%	0.56%	1.42%	0.71%	2.15%	2.36%	2.12%	1.55%	1.50%	2.24%	2.40%	1.63%	1.88%	5.10%	5.45%
44	2.34%	0.74%	0.19%	1.42%	1.40%	1.51%	1.35%	1.24%	2.13%	1.64%	1.79%	2.51%	1.77%	2.01%	5.41%
45	1.54%	0.48%	0.00%	2.14%	1.62%	1.13%	1.86%	1.94%	2.09%	1.83%	2.01%	1.29%	1.56%	2.10%	5.54%
46	1.34%	0.39%	0.88%	2.02%	2.43%	1.63%	2.53%	2.40%	2.24%	2.11%	2.13%	1.82%	1.64%	2.08%	5.63%
47	0.46%	0.00%	1.33%	1.62%	1.59%	1.65%	2.02%	2.20%	2.54%	2.13%	2.19%	2.80%	1.51%	2.25%
48	0.24%	0.68%	2.50%	1.54%	0.86%	2.04%	1.79%	3.02%	1.62%	1.99%	1.99%	2.82%	2.30%	2.46%
49	1.30%	0.55%	1.55%	1.64%	0.66%	2.07%	2.37%	2.54%	2.15%	2.02%	2.04%	3.98%	2.68%	2.46%
50	1.03%	0.67%	0.40%	2.29%	1.19%	2.04%	2.28%	2.75%	1.79%	2.51%	2.25%	3.65%	2.11%
51	1.49%	2.18%	1.45%	2.77%	1.03%	1.49%	1.59%	3.28%	1.51%	2.19%	2.50%	3.34%	2.45%
52	1.76%	1.48%	0.92%	3.30%	0.41%	1.93%	2.34%	2.20%	2.13%	2.22%	2.37%	3.51%	2.61%
53	2.32%	3.59%	0.69%	3.03%	1.54%	1.87%	2.90%	2.68%	1.89%	2.68%	2.51%	2.77%
54	1.04%	2.85%	0.72%	3.98%	1.42%	1.45%	3.77%	3.08%	1.90%	3.19%	2.02%	2.33%
55	1.20%	2.76%	0.75%	3.45%	1.79%	1.20%	3.49%	4.02%	1.68%	3.04%	2.13%	2.99%
56	1.42%	2.22%	1.93%	3.46%	1.56%	1.93%	3.37%	3.82%	2.26%	3.43%	2.69%
57	0.94%	2.33%	1.06%	3.93%	1.60%	2.06%	2.98%	3.84%	2.06%	2.88%	2.44%
58	0.87%	2.39%	2.59%	3.07%	2.02%	1.91%	2.12%	4.28%	2.35%	3.63%	3.12%
59	3.51%	2.42%	1.62%	2.78%	2.07%	2.71%	3.33%	4.85%	2.33%	4.80%
60	3.16%	2.67%	0.00%	1.36%	1.67%	2.75%	2.83%	5.93%	1.82%	5.83%
61	4.62%	2.26%	0.47%	3.15%	2.90%	2.41%	1.23%	5.39%	2.60%	4.07%
62	4.13%	2.84%	2.11%	3.36%	3.10%	2.42%	2.69%	5.88%	3.88%
63	3.21%	3.09%	0.88%	3.44%	2.33%	2.81%	3.71%	5.17%	3.64%
64	3.80%	3.93%	1.75%	2.56%	3.47%	3.56%	3.33%	4.67%	4.71%
65	4.93%	3.39%	1.51%	7.52%	6.09%	4.96%	3.46%	8.29%
66	3.45%	6.41%	3.85%	8.66%	5.64%	4.46%	4.11%	11.03%
67	4.93%	7.20%	0.85%	5.11%	5.65%	3.82%	4.52%	9.21%
68	7.82%	10.69%	2.41%	5.83%	5.73%	3.73%	5.22%
69	6.98%	10.24%	5.07%	6.41%	6.72%	4.98%	7.84%
70	10.93%	6.72%	5.10%	6.51%	5.08%	11.23%	5.05%
71	16.78%	4.42%	22.42%	7.67%	3.71%	19.93%
72	72.99%	13.20%	53.73%	21.13%	25.57%	27.15%

19

ABS Total

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	1.40%	0.31%	0.84%	0.69%	0.77%	0.85%	0.60%	0.52%	0.81%	0.66%	1.01%	0.87%	0.83%	0.70%	0.38%	0.65%	0.59%	0.50%	0.51%	0.82%	0.65%	0.80%	1.13%	0.97%	0.93%	0.91%	0.88%	0.65%	1.10%	1.06%
1	2.64%	1.35%	2.36%	1.95%	2.73%	1.39%	2.20%	2.32%	1.76%	2.53%	2.04%	1.71%	1.71%	0.95%	1.08%	1.34%	1.56%	1.94%	1.42%	2.02%	2.37%	2.92%	2.43%	2.62%	2.18%	2.23%	1.96%	2.33%	2.20%	2.52%
2	1.07%	1.70%	1.52%	1.86%	2.31%	1.63%	1.40%	2.15%	1.85%	1.82%	1.43%	1.36%	1.24%	1.19%	1.28%	1.36%	1.75%	1.74%	1.68%	1.59%	1.93%	2.43%	1.97%	2.23%	2.04%	1.91%	1.62%	1.51%	2.29%
3	0.85%	0.88%	1.13%	1.42%	1.16%	0.86%	1.07%	0.95%	0.96%	1.57%	1.50%	1.29%	1.15%	1.25%	1.64%	1.55%	1.79%	1.90%	1.85%	2.23%	2.04%	1.83%	1.65%	1.98%	1.92%	1.61%	1.46%	1.51%	1.69%
4	1.20%	1.09%	1.66%	2.08%	1.07%	1.16%	0.74%	1.55%	1.44%	1.42%	1.47%	1.38%	1.49%	1.14%	1.44%	1.69%	2.09%	2.16%	1.79%	2.31%	1.84%	2.03%	1.54%	1.80%	1.98%	2.11%	1.31%	1.91%	2.22%
5	1.98%	2.01%	1.14%	0.84%	1.56%	1.03%	1.30%	1.45%	1.83%	1.57%	1.73%	1.46%	1.89%	1.57%	1.84%	2.07%	2.13%	1.89%	2.04%	2.38%	1.74%	1.63%	1.31%	1.75%	1.76%	1.51%	1.42%	1.90%
6	1.02%	0.82%	0.68%	1.16%	1.03%	0.97%	0.91%	1.27%	1.23%	0.97%	1.70%	1.44%	1.93%	1.40%	1.75%	1.75%	1.77%	2.03%	1.70%	2.13%	1.41%	1.46%	1.36%	1.88%	1.49%	1.19%	1.31%	1.70%
7	1.35%	1.31%	0.91%	0.95%	1.93%	1.13%	1.33%	1.11%	1.04%	1.13%	1.48%	1.29%	1.64%	1.68%	2.06%	1.99%	2.23%	1.97%	1.86%	1.97%	1.39%	1.25%	1.21%	1.62%	1.65%	1.51%	1.50%	1.36%
8	0.77%	1.04%	1.85%	1.32%	1.12%	0.62%	0.92%	0.95%	1.78%	0.96%	1.10%	1.41%	1.40%	1.10%	2.13%	2.00%	1.94%	1.70%	1.66%	1.87%	1.14%	1.21%	1.27%	1.62%	1.27%	1.60%	1.72%
9	1.51%	1.40%	1.03%	1.73%	1.39%	0.56%	0.76%	1.05%	1.12%	1.21%	1.24%	1.75%	1.25%	1.51%	1.87%	1.96%	1.48%	1.83%	1.66%	1.81%	1.21%	1.22%	1.35%	1.18%	1.25%	1.46%	1.25%
10	0.88%	1.48%	1.60%	0.65%	0.81%	1.09%	1.14%	1.31%	1.03%	1.19%	1.64%	1.33%	1.28%	1.53%	2.16%	1.96%	1.85%	1.94%	1.51%	1.49%	1.06%	1.26%	1.38%	1.60%	0.97%	1.24%	1.54%
11	1.30%	0.63%	0.72%	1.27%	0.96%	1.47%	1.04%	0.59%	0.91%	1.43%	1.42%	1.54%	1.28%	1.62%	1.94%	1.85%	1.87%	1.71%	1.40%	1.22%	0.98%	1.25%	1.19%	1.45%	1.12%	1.17%
12	0.80%	1.37%	1.28%	1.05%	0.55%	1.27%	0.83%	0.91%	1.42%	1.06%	1.41%	1.37%	1.54%	1.60%	1.96%	2.02%	2.02%	1.80%	1.51%	1.24%	1.02%	1.26%	1.28%	1.33%	1.25%	1.31%
13	1.14%	0.17%	1.33%	1.00%	1.34%	0.91%	1.46%	0.88%	1.08%	1.23%	1.80%	1.82%	1.82%	1.64%	2.04%	1.87%	1.87%	1.74%	1.23%	1.05%	1.07%	1.13%	1.15%	0.97%	1.40%	1.29%
14	1.25%	1.06%	0.56%	0.81%	1.14%	1.47%	1.22%	1.44%	1.09%	1.43%	1.15%	1.72%	1.81%	1.94%	1.84%	1.81%	1.78%	1.46%	1.09%	1.18%	0.98%	1.23%	1.23%	1.18%	1.17%
15	0.61%	0.72%	0.68%	1.19%	1.01%	1.10%	1.02%	1.07%	1.25%	1.48%	1.57%	1.64%	1.84%	1.71%	1.85%	2.00%	1.70%	1.43%	0.98%	1.06%	1.28%	1.08%	0.88%	1.27%	1.32%
16	1.13%	1.48%	0.84%	0.33%	1.56%	1.67%	1.12%	1.34%	1.14%	1.47%	1.41%	1.54%	1.91%	1.79%	1.95%	1.78%	1.25%	1.25%	0.92%	0.94%	1.00%	0.95%	0.98%	1.20%	1.26%
17	0.74%	0.51%	0.30%	1.06%	0.97%	1.06%	1.10%	1.11%	1.24%	1.04%	1.15%	1.70%	1.44%	1.41%	1.53%	1.85%	1.49%	1.09%	0.90%	1.18%	1.07%	0.99%	0.93%	1.14%
18	1.74%	1.36%	1.17%	0.90%	0.73%	1.32%	1.38%	1.16%	1.50%	1.09%	1.84%	1.69%	1.47%	1.25%	1.46%	1.55%	1.37%	1.09%	1.00%	0.94%	1.05%	0.92%	0.94%	1.10%
19	1.03%	1.17%	1.20%	1.43%	1.07%	1.14%	1.01%	1.27%	1.24%	1.37%	1.34%	1.94%	1.58%	1.61%	1.55%	1.59%	1.28%	1.03%	0.90%	0.98%	0.88%	0.87%	1.11%	1.00%
20	0.85%	1.23%	1.01%	0.93%	1.18%	1.13%	1.38%	1.17%	1.24%	1.23%	1.62%	1.41%	1.68%	1.41%	1.59%	1.61%	1.18%	0.92%	1.05%	1.06%	0.90%	1.00%	1.06%
21	0.88%	1.13%	1.22%	1.24%	1.45%	1.31%	1.04%	1.31%	1.12%	1.27%	1.65%	1.48%	1.73%	1.52%	1.58%	1.38%	1.24%	1.11%	1.16%	1.15%	0.95%	0.87%	1.27%
22	1.73%	1.00%	0.55%	0.92%	1.25%	1.26%	1.31%	1.63%	1.54%	1.41%	1.46%	1.64%	1.53%	1.59%	1.55%	1.26%	0.98%	0.91%	1.14%	0.84%	0.79%	1.07%	1.18%
23	1.05%	0.99%	0.69%	1.27%	1.51%	0.76%	1.16%	1.35%	1.16%	1.52%	1.65%	1.51%	1.65%	1.32%	1.56%	1.12%	1.17%	1.19%	1.00%	1.11%	0.86%	1.05%
24	0.92%	1.41%	1.15%	1.26%	0.97%	1.21%	1.25%	1.05%	1.44%	1.66%	1.50%	1.70%	1.43%	1.42%	1.34%	1.23%	1.17%	1.21%	1.06%	0.84%	0.94%	0.99%
25	1.49%	1.05%	0.96%	1.12%	1.37%	1.12%	1.47%	1.10%	1.57%	1.56%	1.63%	1.49%	1.46%	1.39%	1.46%	1.27%	0.99%	1.03%	1.03%	0.77%	0.98%	0.96%
26	0.96%	1.11%	0.91%	1.07%	0.93%	1.20%	1.12%	1.03%	1.42%	1.34%	1.65%	1.31%	1.24%	1.33%	1.05%	1.14%	1.16%	1.16%	0.92%	0.94%	1.16%
27	0.66%	1.15%	1.05%	1.15%	1.02%	1.06%	1.22%	1.56%	1.24%	1.46%	1.31%	1.51%	1.45%	1.11%	1.26%	1.00%	1.13%	1.01%	0.91%	0.92%	0.76%
28	0.90%	1.39%	1.25%	1.07%	1.09%	1.36%	1.65%	1.33%	1.52%	1.10%	1.55%	1.45%	1.03%	1.08%	1.09%	1.03%	1.01%	0.85%	0.93%	1.07%	1.03%
29	1.02%	1.06%	1.20%	1.03%	1.62%	1.20%	1.15%	1.67%	1.31%	1.36%	1.37%	1.52%	1.46%	0.86%	0.99%	1.28%	0.91%	1.01%	0.76%	1.10%
30	1.00%	1.30%	1.02%	0.92%	1.26%	1.43%	1.52%	1.39%	1.43%	1.37%	1.39%	1.13%	1.26%	1.02%	1.12%	1.08%	0.93%	0.95%	1.05%	0.92%
31	1.37%	1.23%	1.11%	1.25%	0.98%	1.12%	1.59%	1.47%	1.42%	1.53%	1.19%	1.19%	1.22%	1.06%	1.28%	1.16%	0.93%	0.85%	0.91%	0.97%
32	0.76%	1.16%	1.32%	1.22%	1.46%	1.01%	1.34%	1.48%	1.16%	1.25%	1.37%	1.11%	0.90%	1.01%	1.36%	1.06%	1.07%	0.93%	1.02%
33	0.21%	0.83%	1.28%	1.22%	1.22%	1.26%	1.51%	1.29%	1.38%	1.21%	1.20%	1.27%	0.76%	1.06%	1.13%	0.91%	1.06%	0.85%	0.98%
34	0.98%	0.63%	1.06%	1.17%	1.28%	1.45%	1.50%	1.44%	0.96%	1.29%	1.45%	1.21%	1.01%	0.98%	1.29%	0.96%	0.81%	1.06%	1.01%
35	0.94%	1.46%	0.92%	1.09%	1.11%	1.34%	1.44%	1.33%	1.31%	1.03%	1.26%	1.14%	0.95%	0.93%	1.15%	1.05%	0.84%	0.90%
36	1.20%	1.12%	1.21%	0.92%	1.41%	1.70%	1.32%	0.94%	1.51%	1.45%	1.42%	1.11%	0.95%	0.89%	1.08%	0.86%	1.02%	0.99%
37	0.80%	1.35%	1.04%	1.33%	1.43%	1.53%	1.08%	1.31%	1.31%	1.28%	0.97%	1.08%	1.16%	0.99%	1.02%	0.96%	0.89%	1.06%
38	1.34%	0.53%	1.25%	1.33%	1.04%	1.51%	1.10%	1.10%	1.16%	1.07%	1.15%	0.85%	0.93%	1.14%	0.97%	0.85%	0.94%
39	0.55%	1.25%	0.92%	1.34%	1.39%	1.22%	1.31%	1.08%	1.03%	1.05%	0.92%	1.01%	1.08%	0.94%	0.97%	0.95%	1.08%
40	1.15%	1.39%	0.76%	1.18%	1.25%	1.44%	1.38%	1.37%	1.04%	1.02%	1.14%	0.86%	0.86%	0.95%	0.84%	0.90%	1.11%
41	1.58%	0.84%	1.11%	1.36%	1.33%	1.17%	1.26%	1.15%	1.32%	1.05%	0.94%	0.95%	0.98%	0.83%	1.01%	1.06%
42	0.80%	1.06%	0.92%	1.36%	1.19%	0.78%	1.13%	1.24%	1.06%	0.94%	1.07%	0.75%	0.85%	1.05%	0.95%	0.78%
43	1.10%	1.33%	1.44%	1.24%	1.40%	1.18%	1.23%	1.11%	1.04%	0.66%	0.98%	1.08%	0.91%	1.05%	0.87%	1.08%
44	1.33%	1.00%	1.36%	0.97%	1.18%	1.40%	1.19%	1.22%	1.03%	0.79%	1.04%	0.99%	1.06%	0.94%	1.10%
45	0.81%	1.27%	1.39%	1.40%	0.88%	1.22%	1.02%	1.10%	0.99%	1.00%	1.06%	0.85%	1.07%	1.15%	0.99%
46	0.31%	0.79%	1.52%	1.35%	1.15%	1.27%	1.10%	1.24%	0.93%	0.94%	0.99%	1.21%	1.01%	0.95%	0.99%
47	1.38%	1.21%	1.36%	1.19%	1.35%	1.23%	1.17%	1.01%	0.92%	1.12%	1.07%	1.09%	1.09%	0.82%
48	1.20%	1.39%	0.81%	1.27%	1.49%	1.06%	0.79%	0.70%	1.12%	1.20%	0.93%	0.87%	1.09%	0.92%
49	1.40%	1.05%	1.35%	0.71%	1.27%	1.00%	0.85%	0.78%	1.02%	1.23%	0.98%	1.08%	0.96%	1.02%
50	1.54%	0.94%	0.53%	0.87%	1.29%	1.21%	0.97%	0.96%	0.93%	1.05%	0.93%	1.21%	1.12%
51	0.45%	0.67%	1.02%	1.27%	1.06%	0.95%	0.95%	0.98%	1.09%	1.00%	1.03%	1.08%	1.22%
52	1.21%	1.19%	1.04%	1.04%	1.08%	1.18%	0.80%	1.10%	0.94%	1.07%	0.96%	0.92%	1.06%
53	1.19%	0.83%	1.12%	1.20%	0.99%	1.14%	1.02%	1.05%	0.94%	0.87%	0.97%	1.15%
54	0.63%	0.98%	1.11%	0.96%	1.15%	1.10%	1.05%	1.27%	0.83%	0.98%	0.99%	1.09%
55	1.28%	1.24%	1.05%	1.26%	1.30%	1.11%	1.11%	0.65%	0.95%	0.95%	1.16%	0.98%
56	0.98%	0.99%	1.14%	0.52%	1.10%	1.15%	1.14%	1.13%	0.76%	1.10%	0.98%
57	0.77%	1.13%	0.84%	1.04%	0.93%	0.96%	0.80%	1.10%	0.94%	1.09%	0.97%
58	0.75%	0.71%	0.99%	0.74%	0.94%	1.17%	1.05%	1.06%	0.72%	1.11%	1.21%
59	0.85%	0.67%	1.08%	0.86%	1.24%	1.14%	0.88%	1.21%	0.98%	1.19%
60	0.98%	0.97%	0.71%	1.32%	1.25%	0.91%	1.18%	1.10%	1.21%	1.20%
61	1.19%	1.14%	0.62%	1.26%	1.29%	0.91%	1.06%	1.04%	1.22%	0.91%
62	0.97%	1.07%	0.77%	0.76%	0.88%	1.00%	1.21%	1.19%	0.89%
63	0.86%	1.04%	0.95%	1.01%	1.10%	0.87%	0.96%	1.04%	1.08%
64	1.25%	0.99%	0.97%	0.96%	0.98%	0.70%	1.08%	0.88%	0.93%
65	1.03%	1.10%	1.03%	0.99%	0.94%	1.00%	1.08%	1.08%
66	1.16%	0.64%	0.98%	1.06%	1.22%	1.17%	1.29%	1.16%
67	1.11%	0.85%	1.27%	1.19%	0.97%	1.12%	1.21%	1.24%
68	0.95%	1.14%	1.11%	0.77%	1.14%	1.16%	1.25%
69	1.08%	1.30%	1.02%	1.28%	0.97%	1.30%	1.22%
70	1.23%	1.35%	1.29%	1.25%	1.22%	1.30%	1.26%
71	1.31%	1.33%	1.33%	1.31%	1.33%	1.24%
72	1.31%	2.14%	1.25%	1.25%	1.14%	1.24%

20

ABS Voluntary

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	1.40%	0.31%	0.84%	0.69%	0.77%	0.85%	0.60%	0.52%	0.81%	0.66%	1.01%	0.87%	0.83%	0.70%	0.38%	0.65%	0.59%	0.50%	0.51%	0.82%	0.65%	0.80%	1.13%	0.97%	0.93%	0.91%	0.88%	0.65%	1.10%	1.06%
1	2.64%	1.35%	2.29%	1.95%	2.73%	1.39%	2.20%	2.32%	1.76%	2.53%	2.04%	1.71%	1.71%	0.95%	1.08%	1.34%	1.56%	1.94%	1.42%	2.02%	2.37%	2.92%	2.42%	2.62%	2.18%	2.23%	1.96%	2.31%	2.20%	2.52%
2	1.07%	1.70%	1.52%	1.86%	2.31%	1.63%	1.31%	2.15%	1.75%	1.72%	1.43%	1.33%	1.24%	1.19%	1.27%	1.34%	1.74%	1.73%	1.68%	1.58%	1.92%	2.41%	1.95%	2.23%	2.04%	1.91%	1.62%	1.50%	2.29%
3	0.85%	0.88%	1.13%	1.42%	1.16%	0.73%	1.00%	0.95%	0.96%	1.51%	1.46%	1.22%	1.12%	1.22%	1.64%	1.50%	1.79%	1.90%	1.82%	2.23%	2.00%	1.81%	1.64%	1.97%	1.91%	1.61%	1.46%	1.51%	1.67%
4	1.20%	1.09%	1.66%	2.08%	1.07%	1.16%	0.74%	1.48%	1.38%	1.26%	1.40%	1.38%	1.49%	1.13%	1.40%	1.66%	2.07%	2.15%	1.77%	2.30%	1.80%	2.01%	1.52%	1.79%	1.95%	2.11%	1.29%	1.87%	2.22%
5	1.72%	1.47%	0.54%	0.72%	1.42%	0.97%	1.04%	1.37%	1.52%	1.33%	1.24%	0.96%	1.59%	1.43%	1.71%	1.95%	2.09%	1.84%	1.99%	2.29%	1.68%	1.57%	1.20%	1.73%	1.68%	1.42%	1.32%	1.86%
6	1.02%	0.60%	0.68%	1.16%	0.94%	0.91%	0.84%	1.22%	1.12%	0.94%	1.60%	1.31%	1.85%	1.37%	1.67%	1.69%	1.75%	1.99%	1.67%	2.08%	1.37%	1.41%	1.29%	1.85%	1.44%	1.06%	1.21%	1.66%
7	1.35%	1.31%	0.77%	0.95%	1.72%	1.09%	1.33%	1.01%	1.04%	1.05%	1.40%	1.26%	1.62%	1.43%	2.00%	1.94%	2.19%	1.93%	1.82%	1.93%	1.35%	1.21%	1.21%	1.54%	1.61%	1.38%	1.45%	1.32%
8	0.77%	1.04%	1.74%	1.32%	0.93%	0.59%	0.87%	0.95%	1.49%	0.93%	1.07%	1.40%	1.37%	1.07%	2.11%	1.95%	1.91%	1.67%	1.61%	1.86%	1.07%	1.15%	1.26%	1.55%	1.18%	1.45%	1.61%
9	1.51%	1.24%	1.03%	1.65%	1.39%	0.52%	0.68%	1.05%	1.12%	1.13%	1.22%	1.71%	1.24%	1.51%	1.83%	1.93%	1.45%	1.81%	1.60%	1.75%	1.17%	1.16%	1.30%	1.06%	1.22%	1.36%	1.16%
10	0.65%	1.37%	1.43%	0.65%	0.74%	0.96%	1.11%	1.31%	0.90%	1.19%	1.64%	1.32%	1.25%	1.52%	2.11%	1.91%	1.85%	1.93%	1.47%	1.39%	1.03%	1.19%	1.33%	1.55%	0.90%	1.11%	1.43%
11	1.14%	0.63%	0.60%	1.27%	0.96%	1.36%	1.04%	0.59%	0.82%	1.35%	1.37%	1.50%	1.28%	1.55%	1.89%	1.81%	1.83%	1.69%	1.38%	1.17%	0.94%	1.17%	1.12%	1.43%	0.95%	1.07%
12	0.80%	1.24%	1.28%	1.05%	0.55%	1.21%	0.83%	0.87%	1.39%	1.06%	1.38%	1.31%	1.51%	1.60%	1.94%	2.00%	1.97%	1.73%	1.44%	1.17%	0.96%	1.17%	1.18%	1.18%	1.12%	1.12%
13	1.14%	0.17%	1.24%	0.89%	1.26%	0.75%	1.30%	0.87%	0.99%	1.23%	1.73%	1.82%	1.77%	1.62%	1.94%	1.82%	1.84%	1.70%	1.15%	1.00%	1.00%	1.09%	1.01%	0.90%	1.35%	1.17%
14	1.08%	1.06%	0.39%	0.80%	1.14%	1.25%	1.18%	1.35%	1.09%	1.36%	1.15%	1.72%	1.81%	1.94%	1.81%	1.78%	1.75%	1.45%	1.00%	1.14%	0.95%	1.15%	1.15%	1.11%	1.02%
15	0.61%	0.72%	0.59%	1.08%	1.01%	0.97%	1.02%	0.96%	1.25%	1.45%	1.56%	1.58%	1.83%	1.69%	1.75%	1.97%	1.68%	1.39%	0.92%	1.00%	1.18%	0.99%	0.77%	1.20%	1.22%
16	1.13%	1.48%	0.84%	0.33%	1.54%	1.57%	1.05%	1.31%	1.10%	1.39%	1.41%	1.52%	1.85%	1.77%	1.88%	1.66%	1.22%	1.18%	0.88%	0.88%	0.92%	0.84%	0.85%	1.10%	1.12%
17	0.74%	0.51%	0.30%	1.06%	0.87%	0.99%	1.09%	1.11%	1.20%	1.04%	1.15%	1.68%	1.41%	1.40%	1.49%	1.81%	1.47%	1.06%	0.83%	1.13%	1.02%	0.94%	0.85%	1.06%
18	1.74%	1.31%	1.09%	0.90%	0.73%	1.16%	1.25%	1.07%	1.50%	1.02%	1.82%	1.65%	1.44%	1.23%	1.46%	1.50%	1.31%	1.06%	0.97%	0.91%	0.95%	0.86%	0.85%	1.03%
19	0.88%	0.95%	1.20%	1.43%	1.02%	1.14%	0.97%	1.23%	1.19%	1.30%	1.28%	1.90%	1.54%	1.59%	1.52%	1.56%	1.24%	1.00%	0.87%	0.90%	0.78%	0.80%	0.96%	0.89%
20	0.85%	1.23%	0.71%	0.93%	1.18%	1.09%	1.38%	1.14%	1.24%	1.12%	1.62%	1.41%	1.68%	1.37%	1.56%	1.56%	1.13%	0.84%	0.97%	0.93%	0.81%	0.80%	0.92%
21	0.75%	0.99%	1.22%	1.14%	1.45%	1.31%	1.00%	1.27%	1.09%	1.19%	1.64%	1.48%	1.72%	1.47%	1.52%	1.31%	1.20%	1.03%	1.10%	1.05%	0.86%	0.74%	1.15%
22	1.68%	1.00%	0.52%	0.80%	1.25%	1.20%	1.17%	1.57%	1.48%	1.38%	1.41%	1.56%	1.45%	1.55%	1.39%	1.20%	0.95%	0.83%	1.06%	0.79%	0.73%	1.02%	1.09%
23	1.05%	0.99%	0.69%	1.19%	1.51%	0.76%	1.05%	1.35%	1.16%	1.52%	1.64%	1.49%	1.65%	1.32%	1.45%	1.08%	1.15%	1.08%	0.91%	0.96%	0.78%	0.97%
24	0.92%	1.31%	0.98%	1.26%	0.88%	1.21%	1.19%	1.05%	1.33%	1.63%	1.46%	1.65%	1.43%	1.40%	1.29%	1.16%	1.13%	1.17%	0.94%	0.72%	0.82%	0.89%
25	1.43%	1.05%	0.59%	1.12%	1.37%	1.09%	1.36%	1.10%	1.52%	1.54%	1.63%	1.49%	1.42%	1.38%	1.39%	1.15%	0.95%	0.96%	0.90%	0.68%	0.89%	0.86%
26	0.96%	1.11%	0.79%	0.95%	0.93%	1.15%	1.12%	1.03%	1.40%	1.31%	1.63%	1.25%	1.24%	1.29%	1.01%	1.03%	1.09%	1.07%	0.82%	0.84%	1.05%
27	0.66%	1.15%	1.05%	1.15%	0.97%	1.02%	1.19%	1.48%	1.20%	1.46%	1.31%	1.47%	1.45%	1.08%	1.21%	0.94%	1.06%	0.97%	0.83%	0.88%	0.69%
28	0.90%	1.22%	1.19%	1.07%	1.09%	1.25%	1.53%	1.29%	1.52%	1.10%	1.53%	1.42%	1.03%	1.02%	0.99%	0.95%	0.98%	0.72%	0.80%	0.94%	0.95%
29	1.02%	0.89%	1.17%	1.02%	1.59%	1.20%	1.08%	1.64%	1.31%	1.33%	1.37%	1.52%	1.42%	0.79%	0.95%	1.15%	0.87%	0.89%	0.68%	1.01%
30	1.00%	1.20%	1.02%	0.92%	1.26%	1.36%	1.47%	1.29%	1.37%	1.27%	1.35%	1.13%	1.15%	0.95%	1.05%	0.99%	0.86%	0.87%	0.95%	0.79%
31	1.22%	1.23%	0.88%	1.06%	0.98%	1.11%	1.57%	1.44%	1.37%	1.49%	1.19%	1.17%	1.10%	0.96%	1.25%	1.12%	0.85%	0.77%	0.85%	0.90%
32	0.76%	1.16%	1.15%	1.14%	1.46%	1.01%	1.33%	1.48%	1.14%	1.20%	1.36%	1.09%	0.85%	1.01%	1.20%	1.01%	0.99%	0.85%	0.93%
33	0.21%	0.83%	1.28%	1.22%	1.07%	1.26%	1.51%	1.26%	1.35%	1.21%	1.20%	1.27%	0.73%	1.06%	1.04%	0.83%	0.97%	0.80%	0.90%
34	0.98%	0.63%	1.06%	1.08%	1.28%	1.45%	1.45%	1.44%	0.96%	1.29%	1.44%	1.18%	0.96%	0.93%	1.21%	0.93%	0.76%	0.97%	0.92%
35	0.94%	1.46%	0.92%	1.09%	1.08%	1.34%	1.41%	1.29%	1.23%	0.98%	1.24%	1.12%	0.92%	0.91%	1.05%	0.97%	0.78%	0.85%
36	1.20%	1.12%	1.03%	0.92%	1.34%	1.68%	1.28%	0.94%	1.49%	1.39%	1.37%	1.00%	0.87%	0.84%	1.02%	0.80%	1.01%	0.95%
37	0.73%	1.35%	0.93%	1.15%	1.43%	1.53%	1.01%	1.31%	1.26%	1.26%	0.97%	1.02%	1.05%	0.93%	0.90%	0.85%	0.84%	0.99%
38	1.34%	0.36%	1.25%	1.33%	0.89%	1.51%	1.08%	1.10%	1.12%	1.02%	1.11%	0.81%	0.93%	1.12%	0.87%	0.74%	0.90%
39	0.55%	1.25%	0.81%	1.34%	1.39%	1.22%	1.31%	1.08%	1.00%	1.03%	0.92%	1.01%	1.03%	0.88%	0.83%	0.90%	1.02%
40	0.94%	1.39%	0.76%	1.18%	1.23%	1.41%	1.38%	1.33%	1.01%	1.01%	1.12%	0.84%	0.86%	0.89%	0.81%	0.84%	1.03%
41	1.53%	0.84%	1.11%	1.36%	1.33%	1.14%	1.20%	1.11%	1.32%	1.04%	0.89%	0.95%	0.96%	0.71%	0.92%	1.00%
42	0.80%	0.97%	0.92%	1.36%	1.19%	0.73%	1.13%	1.20%	1.06%	0.90%	1.07%	0.69%	0.79%	1.01%	0.89%	0.72%
43	1.10%	1.33%	1.44%	1.20%	1.36%	1.15%	1.21%	1.08%	0.96%	0.57%	0.98%	1.04%	0.91%	1.00%	0.81%	1.00%
44	1.23%	0.89%	1.25%	0.97%	1.14%	1.36%	1.19%	1.22%	1.00%	0.73%	0.96%	0.91%	1.04%	0.92%	1.03%
45	0.81%	1.27%	1.39%	1.40%	0.88%	1.22%	1.02%	1.10%	0.94%	1.00%	1.06%	0.81%	1.04%	1.10%	0.97%
46	0.21%	0.79%	1.52%	1.35%	1.15%	1.25%	1.10%	1.13%	0.88%	0.92%	0.94%	1.20%	0.99%	0.95%	0.78%
47	1.38%	1.21%	1.36%	1.19%	1.35%	1.23%	1.10%	1.01%	0.92%	1.12%	1.01%	1.08%	1.09%	0.82%
48	1.20%	1.39%	0.81%	1.19%	1.46%	1.06%	0.79%	0.70%	1.12%	1.17%	0.89%	0.85%	1.09%	0.90%
49	1.40%	1.05%	1.20%	0.71%	1.24%	1.00%	0.85%	0.57%	0.92%	1.19%	0.91%	1.03%	0.96%	0.99%
50	1.54%	0.94%	0.30%	0.87%	1.29%	1.21%	0.97%	0.96%	0.93%	1.04%	0.88%	1.19%	1.12%
51	0.45%	0.67%	1.02%	1.27%	0.94%	0.86%	0.92%	0.98%	1.05%	1.00%	1.03%	1.05%	1.17%
52	1.21%	1.19%	0.94%	1.04%	1.08%	1.18%	0.80%	1.10%	0.91%	1.04%	0.92%	0.81%	1.03%
53	1.19%	0.83%	1.12%	1.20%	0.99%	1.14%	0.99%	0.99%	0.87%	0.84%	0.97%	1.10%
54	0.63%	0.98%	1.11%	0.92%	1.15%	1.04%	1.05%	1.21%	0.79%	0.96%	0.99%	1.02%
55	1.20%	1.17%	1.05%	1.13%	1.30%	1.04%	1.08%	0.65%	0.95%	0.94%	1.15%	0.98%
56	0.98%	0.99%	1.14%	0.52%	1.08%	1.11%	1.11%	1.13%	0.70%	1.08%	0.98%
57	0.77%	1.13%	0.84%	1.04%	0.93%	0.96%	0.80%	1.10%	0.94%	1.07%	0.91%
58	0.75%	0.71%	0.99%	0.74%	0.94%	1.17%	0.97%	1.06%	0.72%	1.11%	1.19%
59	0.85%	0.67%	1.08%	0.86%	1.24%	1.13%	0.88%	1.16%	0.95%	1.19%
60	0.98%	0.97%	0.71%	1.30%	1.22%	0.91%	1.16%	1.07%	1.21%	1.19%
61	1.19%	1.08%	0.62%	1.26%	1.29%	0.91%	1.06%	1.04%	1.20%	0.88%
62	0.97%	1.07%	0.77%	0.76%	0.88%	1.00%	1.21%	1.19%	0.89%
63	0.86%	1.04%	0.95%	1.01%	0.99%	0.87%	0.96%	1.04%	1.06%
64	1.16%	0.99%	0.97%	0.77%	0.98%	0.70%	1.08%	0.88%	0.93%
65	1.03%	1.05%	1.03%	0.99%	0.94%	0.86%	1.04%	1.08%
66	1.16%	0.64%	0.98%	1.06%	1.22%	1.15%	1.28%	1.16%
67	1.11%	0.85%	1.27%	1.17%	0.97%	1.12%	1.17%	1.19%
68	0.95%	1.14%	1.11%	0.77%	1.06%	1.16%	1.25%
69	1.08%	1.28%	1.02%	1.26%	0.97%	1.30%	1.22%
70	1.23%	1.32%	1.29%	1.21%	1.22%	1.30%	1.24%
71	1.31%	1.31%	1.33%	1.28%	1.31%	1.21%
72	1.31%	2.14%	1.25%	1.11%	1.14%	1.24%

21

Deal Score 80-89

Origination Trends

	Wtd. Avg. FICO		Wtd. Avg. APR			Wtd. Avg. Orig. Term		Wtd. Avg. PTI			Wtd. Avg. Down Pmt.		Wtd. Avg. Amt. Fin.		Loan Count		Agg. Amt. Fin.
2017 Q1		751		4.56	%		66		5.72	%	$	2,554	$	16,690		673	$	11,232,620
2017 Q2		756		4.57	%		67		5.93	%	$	2,395	$	17,062		808	$	13,786,264
2017 Q3		758		5.20	%		66		5.84	%	$	2,636	$	16,568		738	$	12,227,050
2017 Q4		764		5.13	%		68		6.18	%	$	2,787	$	17,450		854	$	14,902,168
2018 Q1		760		5.48	%		67		5.88	%	$	2,982	$	17,352		1,034	$	17,942,421
2018 Q2		758		5.11	%		67		6.02	%	$	3,012	$	19,098		1,649	$	31,492,518
2018 Q3		760		5.13	%		67		6.04	%	$	2,858	$	19,020		1,753	$	33,341,673
2018 Q4		765		5.56	%		68		5.99	%	$	2,924	$	19,139		1,817	$	34,776,451
2019 Q1		766		5.17	%		68		6.19	%	$	2,774	$	19,760		2,470	$	48,807,013
2019 Q2		769		5.34	%		68		6.04	%	$	2,929	$	20,073		3,042	$	61,063,225
2019 Q3		763		5.60	%		68		6.12	%	$	2,739	$	21,466		2,947	$	63,260,932
2019 Q4		754		5.75	%		68		5.96	%	$	2,530	$	20,294		2,922	$	59,299,443
2020 Q1		747		5.66	%		69		5.99	%	$	2,413	$	19,857		3,153	$	62,607,927
2020 Q2		751		6.25	%		69		6.17	%	$	2,689	$	18,085		3,812	$	68,941,603
2020 Q3		720		7.45	%		70		7.24	%	$	2,828	$	20,055		7,107	$	142,532,001
2020 Q4		725		6.56	%		70		7.18	%	$	2,932	$	21,026		8,335	$	175,254,124
2021 Q1		739		5.98	%		70		6.71	%	$	2,894	$	21,166		8,341	$	176,542,607
2021 Q2		738		5.71	%		71		7.25	%	$	3,870	$	24,538		12,218	$	299,799,892
2021 Q3		738		5.40	%		71		7.21	%	$	3,743	$	25,724		12,840	$	330,294,563
2021 Q4		741		5.97	%		71		7.22	%	$	4,698	$	26,132		12,972	$	338,978,437
2022 Q1		745		5.52	%		71		7.15	%	$	5,525	$	26,749		12,039	$	322,035,465
2022 Q2		743		7.45	%		71		7.17	%	$	5,741	$	24,976		11,602	$	289,766,902
2022 Q3		744		8.42	%		71		6.98	%	$	5,073	$	24,534		9,390	$	230,373,520
2022 Q4		747		9.54	%		71		6.65	%	$	4,998	$	24,351		7,320	$	178,249,463
2023 Q1		745		9.73	%		72		6.64	%	$	4,582	$	24,402		6,975	$	170,203,672
2023 Q2		746		9.84	%		72		6.89	%	$	4,806	$	26,048		7,781	$	202,681,533
2023 Q3		731		10.90	%		72		7.23	%	$	3,494	$	25,602		7,359	$	188,402,600
2023 Q4		720		11.29	%		72		7.56	%	$	2,643	$	25,684		6,552	$	168,281,839
2024 Q1		717		11.82	%		73		7.55	%	$	2,822	$	26,444		7,146	$	188,971,097
2024 Q2		713		12.27	%		73		7.37	%	$	2,812	$	26,358		7,849	$	206,886,575

22

Cumulative Gross Loss

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
1		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
2		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.04%		0.05%		0.09%		0.11%		0.00%		0.00%		0.03%		0.00%		0.00%		0.00%		0.01%		0.00%		0.00%		0.00%		0.00%		0.00%		0.02%		0.00%		0.00%		0.00%
3		0.00%		0.00%		0.00%		0.00%		0.15%		0.00%		0.00%		0.00%		0.00%		0.09%		0.09%		0.13%		0.18%		0.03%		0.00%		0.03%		0.00%		0.01%		0.00%		0.02%		0.01%		0.00%		0.00%		0.00%		0.01%		0.02%		0.00%		0.00%		0.00%
4		0.00%		0.00%		0.00%		0.00%		0.15%		0.00%		0.05%		0.00%		0.00%		0.13%		0.09%		0.18%		0.24%		0.12%		0.02%		0.04%		0.00%		0.01%		0.01%		0.02%		0.01%		0.00%		0.02%		0.00%		0.03%		0.02%		0.02%		0.00%		0.02%
5		0.00%		0.00%		0.87%		0.58%		0.49%		0.38%		0.28%		0.14%		0.35%		0.36%		0.34%		0.45%		0.34%		0.18%		0.06%		0.08%		0.03%		0.05%		0.06%		0.05%		0.05%		0.02%		0.04%		0.02%		0.03%		0.05%		0.05%		0.06%
6		0.00%		0.00%		0.87%		0.58%		0.49%		0.38%		0.41%		0.22%		0.40%		0.36%		0.49%		0.45%		0.38%		0.23%		0.11%		0.10%		0.03%		0.05%		0.09%		0.07%		0.05%		0.03%		0.07%		0.02%		0.08%		0.05%		0.05%		0.09%
7		0.00%		0.00%		1.02%		0.58%		0.49%		0.38%		0.46%		0.28%		0.42%		0.36%		0.49%		0.45%		0.38%		0.27%		0.20%		0.11%		0.03%		0.05%		0.11%		0.08%		0.05%		0.04%		0.07%		0.04%		0.08%		0.08%		0.06%		0.10%
8		0.00%		0.00%		1.02%		0.69%		0.49%		0.38%		0.46%		0.28%		0.42%		0.36%		0.53%		0.45%		0.38%		0.30%		0.20%		0.14%		0.04%		0.07%		0.11%		0.09%		0.09%		0.05%		0.10%		0.06%		0.10%		0.12%		0.11%
9		0.00%		0.00%		1.02%		0.69%		0.50%		0.38%		0.49%		0.28%		0.43%		0.38%		0.53%		0.45%		0.38%		0.32%		0.21%		0.18%		0.05%		0.07%		0.12%		0.09%		0.10%		0.10%		0.12%		0.08%		0.15%		0.15%		0.14%
10		0.10%		0.00%		1.02%		0.69%		0.50%		0.43%		0.54%		0.35%		0.50%		0.40%		0.56%		0.45%		0.45%		0.37%		0.22%		0.22%		0.06%		0.09%		0.14%		0.11%		0.11%		0.11%		0.13%		0.12%		0.21%		0.17%		0.15%
11		0.10%		0.00%		1.02%		0.69%		0.50%		0.43%		0.54%		0.35%		0.50%		0.44%		0.56%		0.45%		0.45%		0.37%		0.23%		0.22%		0.09%		0.09%		0.17%		0.11%		0.11%		0.12%		0.15%		0.16%		0.23%		0.21%
12		0.10%		0.29%		1.02%		0.69%		0.50%		0.43%		0.54%		0.35%		0.54%		0.48%		0.56%		0.47%		0.48%		0.37%		0.27%		0.25%		0.11%		0.10%		0.18%		0.11%		0.11%		0.15%		0.16%		0.19%		0.24%		0.24%
13		0.10%		0.29%		1.02%		0.69%		0.50%		0.43%		0.60%		0.35%		0.62%		0.54%		0.56%		0.47%		0.50%		0.37%		0.27%		0.26%		0.12%		0.11%		0.20%		0.12%		0.14%		0.19%		0.17%		0.21%		0.29%		0.30%
14		0.10%		0.29%		1.02%		0.69%		0.50%		0.43%		0.60%		0.44%		0.64%		0.54%		0.59%		0.49%		0.50%		0.41%		0.29%		0.28%		0.15%		0.14%		0.22%		0.13%		0.15%		0.21%		0.21%		0.21%		0.31%
15		0.10%		0.29%		1.02%		0.80%		0.50%		0.43%		0.65%		0.44%		0.65%		0.60%		0.59%		0.49%		0.53%		0.41%		0.36%		0.28%		0.18%		0.16%		0.24%		0.16%		0.19%		0.23%		0.23%		0.24%		0.33%
16		0.10%		0.29%		1.15%		0.80%		0.50%		0.43%		0.65%		0.44%		0.71%		0.60%		0.61%		0.49%		0.56%		0.41%		0.36%		0.30%		0.19%		0.16%		0.25%		0.16%		0.22%		0.26%		0.27%		0.28%		0.39%
17		0.10%		0.29%		1.27%		0.80%		0.50%		0.44%		0.65%		0.44%		0.82%		0.61%		0.61%		0.49%		0.56%		0.41%		0.38%		0.30%		0.19%		0.17%		0.25%		0.22%		0.23%		0.31%		0.30%		0.34%
18		0.10%		0.29%		1.27%		0.80%		0.50%		0.51%		0.69%		0.51%		0.85%		0.61%		0.61%		0.49%		0.56%		0.43%		0.40%		0.32%		0.22%		0.18%		0.26%		0.26%		0.24%		0.34%		0.32%		0.38%
19		0.10%		0.29%		1.27%		0.80%		0.62%		0.51%		0.69%		0.54%		0.85%		0.63%		0.61%		0.51%		0.56%		0.43%		0.45%		0.33%		0.22%		0.18%		0.27%		0.29%		0.28%		0.35%		0.36%		0.40%
20		0.12%		0.29%		1.27%		0.80%		0.62%		0.52%		0.69%		0.54%		0.83%		0.63%		0.61%		0.51%		0.58%		0.38%		0.49%		0.37%		0.24%		0.18%		0.29%		0.34%		0.31%		0.38%		0.41%
21		0.12%		0.29%		1.27%		0.80%		0.62%		0.52%		0.69%		0.54%		0.83%		0.63%		0.63%		0.51%		0.58%		0.38%		0.50%		0.40%		0.25%		0.20%		0.31%		0.37%		0.32%		0.41%		0.45%
22		0.12%		0.29%		1.27%		0.91%		0.62%		0.52%		0.69%		0.54%		0.83%		0.67%		0.63%		0.51%		0.58%		0.43%		0.53%		0.41%		0.26%		0.21%		0.32%		0.37%		0.36%		0.45%		0.46%
23		0.12%		0.29%		1.27%		0.91%		0.73%		0.52%		0.84%		0.54%		0.90%		0.69%		0.63%		0.54%		0.58%		0.43%		0.54%		0.44%		0.27%		0.24%		0.36%		0.39%		0.38%		0.48%
24		0.12%		0.29%		1.27%		1.02%		0.73%		0.52%		0.85%		0.54%		0.97%		0.70%		0.63%		0.56%		0.60%		0.43%		0.57%		0.46%		0.29%		0.24%		0.37%		0.40%		0.41%		0.49%
25		0.12%		0.29%		1.27%		1.02%		0.73%		0.56%		0.85%		0.54%		0.97%		0.72%		0.63%		0.56%		0.60%		0.45%		0.61%		0.47%		0.32%		0.24%		0.38%		0.44%		0.44%		0.54%
26		0.12%		0.38%		1.27%		1.02%		0.73%		0.56%		0.85%		0.54%		0.96%		0.72%		0.63%		0.58%		0.60%		0.45%		0.61%		0.48%		0.33%		0.27%		0.39%		0.47%		0.45%
27		0.12%		0.38%		1.39%		1.02%		0.73%		0.56%		0.85%		0.54%		0.96%		0.72%		0.67%		0.58%		0.60%		0.48%		0.65%		0.48%		0.36%		0.27%		0.40%		0.49%		0.46%
28		0.12%		0.47%		1.39%		1.02%		0.73%		0.61%		0.89%		0.54%		0.96%		0.72%		0.68%		0.58%		0.63%		0.49%		0.66%		0.49%		0.36%		0.30%		0.42%		0.52%		0.48%
29		0.12%		0.54%		1.39%		1.02%		0.73%		0.65%		0.89%		0.58%		0.96%		0.72%		0.68%		0.58%		0.65%		0.49%		0.67%		0.49%		0.38%		0.34%		0.46%		0.53%
30		0.12%		0.54%		1.39%		1.02%		0.73%		0.65%		0.89%		0.58%		0.96%		0.72%		0.68%		0.58%		0.65%		0.49%		0.68%		0.50%		0.40%		0.37%		0.48%		0.54%
31		0.12%		0.54%		1.39%		1.02%		0.73%		0.65%		0.91%		0.58%		0.96%		0.72%		0.70%		0.58%		0.70%		0.49%		0.70%		0.53%		0.42%		0.40%		0.50%		0.56%
32		0.12%		0.61%		1.39%		1.02%		0.73%		0.69%		0.91%		0.58%		0.96%		0.72%		0.73%		0.58%		0.70%		0.50%		0.74%		0.54%		0.45%		0.42%		0.51%
33		0.12%		0.61%		1.39%		1.10%		0.84%		0.69%		0.94%		0.58%		0.96%		0.72%		0.73%		0.58%		0.73%		0.51%		0.77%		0.55%		0.48%		0.45%		0.54%
34		0.12%		0.68%		1.39%		1.10%		0.84%		0.69%		0.94%		0.58%		0.96%		0.74%		0.73%		0.58%		0.73%		0.52%		0.78%		0.57%		0.50%		0.49%		0.58%
35		0.20%		0.68%		1.39%		1.10%		0.84%		0.69%		0.94%		0.58%		0.96%		0.76%		0.73%		0.60%		0.74%		0.52%		0.80%		0.58%		0.50%		0.52%
36		0.20%		0.68%		1.39%		1.10%		0.88%		0.69%		0.94%		0.58%		0.96%		0.76%		0.73%		0.60%		0.74%		0.52%		0.82%		0.62%		0.51%		0.54%
37		0.20%		0.68%		1.39%		1.10%		0.93%		0.69%		0.98%		0.58%		0.96%		0.76%		0.73%		0.60%		0.74%		0.53%		0.83%		0.66%		0.52%		0.56%
38		0.20%		0.68%		1.39%		1.10%		0.93%		0.69%		0.98%		0.58%		0.99%		0.76%		0.73%		0.61%		0.74%		0.53%		0.84%		0.68%		0.53%
39		0.20%		0.70%		1.39%		1.10%		0.93%		0.69%		0.98%		0.58%		1.02%		0.76%		0.73%		0.61%		0.74%		0.53%		0.84%		0.72%		0.53%
40		0.20%		0.70%		1.39%		1.10%		0.93%		0.75%		0.98%		0.58%		1.02%		0.76%		0.75%		0.63%		0.78%		0.54%		0.86%		0.72%		0.54%
41		0.20%		0.70%		1.39%		1.10%		0.93%		0.75%		0.98%		0.58%		1.02%		0.76%		0.75%		0.63%		0.81%		0.54%		0.86%		0.73%
42		0.20%		0.70%		1.39%		1.10%		0.93%		0.75%		0.98%		0.60%		1.02%		0.77%		0.75%		0.63%		0.82%		0.55%		0.86%		0.73%
43		0.20%		0.70%		1.46%		1.10%		0.93%		0.75%		1.00%		0.60%		1.02%		0.78%		0.75%		0.63%		0.85%		0.55%		0.88%		0.75%
44		0.20%		0.70%		1.46%		1.10%		0.93%		0.75%		1.00%		0.60%		1.02%		0.78%		0.75%		0.63%		0.85%		0.55%		0.91%
45		0.20%		0.70%		1.46%		1.10%		0.93%		0.75%		1.00%		0.60%		1.02%		0.78%		0.75%		0.63%		0.85%		0.55%		0.91%
46		0.20%		0.70%		1.49%		1.10%		0.93%		0.78%		1.00%		0.60%		1.03%		0.79%		0.75%		0.64%		0.86%		0.57%		0.92%
47		0.20%		0.70%		1.49%		1.10%		0.98%		0.78%		1.00%		0.60%		1.05%		0.79%		0.75%		0.66%		0.86%		0.57%
48		0.20%		0.70%		1.49%		1.10%		0.98%		0.78%		1.00%		0.60%		1.05%		0.83%		0.75%		0.66%		0.86%		0.57%
49		0.20%		0.70%		1.49%		1.10%		0.98%		0.79%		1.00%		0.60%		1.05%		0.84%		0.75%		0.66%		0.86%		0.60%
50		0.20%		0.70%		1.49%		1.10%		0.98%		0.79%		1.00%		0.60%		1.05%		0.82%		0.75%		0.66%		0.86%
51		0.20%		0.70%		1.49%		1.10%		0.98%		0.82%		1.00%		0.63%		1.07%		0.82%		0.76%		0.66%		0.86%
52		0.20%		0.70%		1.49%		1.10%		0.98%		0.82%		1.00%		0.63%		1.07%		0.82%		0.76%		0.70%		0.86%
53		0.20%		0.70%		1.49%		1.10%		0.98%		0.82%		1.01%		0.63%		1.07%		0.83%		0.76%		0.72%
54		0.20%		0.70%		1.49%		1.16%		0.98%		0.82%		1.01%		0.66%		1.07%		0.83%		0.76%		0.75%
55		0.20%		0.70%		1.49%		1.16%		1.01%		0.82%		1.01%		0.66%		1.09%		0.83%		0.76%		0.75%
56		0.20%		0.70%		1.49%		1.16%		1.01%		0.82%		1.01%		0.66%		1.09%		0.83%		0.77%
57		0.20%		0.70%		1.49%		1.16%		1.01%		0.82%		1.01%		0.68%		1.09%		0.83%		0.77%
58		0.20%		0.70%		1.52%		1.16%		1.01%		0.82%		1.01%		0.68%		1.09%		0.83%		0.77%
59		0.20%		0.70%		1.52%		1.19%		1.01%		0.82%		1.01%		0.68%		1.09%		0.83%
60		0.20%		0.70%		1.52%		1.19%		1.01%		0.82%		1.01%		0.68%		1.09%		0.83%
61		0.20%		0.70%		1.52%		1.19%		1.01%		0.82%		1.01%		0.69%		1.09%		0.83%
62		0.20%		0.70%		1.57%		1.19%		1.04%		0.82%		1.01%		0.69%		1.09%
63		0.20%		0.70%		1.57%		1.19%		1.04%		0.82%		1.01%		0.69%		1.09%
64		0.20%		0.70%		1.57%		1.19%		1.04%		0.82%		1.01%		0.69%		1.10%
65		0.22%		0.70%		1.57%		1.19%		1.04%		0.82%		1.01%		0.69%
66		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%		1.02%		0.69%
67		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%		1.02%		0.69%
68		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%		1.02%
69		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%		1.03%
70		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%		1.03%
71		0.22%		0.72%		1.59%		1.19%		1.04%		0.82%
72		0.22%		0.72%		1.61%		1.19%		1.04%		0.82%

23

Cumulative Net Loss

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
1		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
2		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.04%		0.05%		0.09%		0.11%		0.00%		0.00%		0.03%		0.00%		0.00%		0.00%		0.01%		0.00%		0.00%		0.00%		0.00%		0.00%		0.02%		0.00%		0.00%		0.00%
3		0.00%		0.00%		0.00%		0.00%		0.16%		0.00%		0.00%		0.00%		0.00%		0.09%		0.06%		0.14%		0.13%		0.05%		0.00%		0.03%		0.00%		0.01%		0.00%		0.01%		0.01%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
4		0.00%		0.00%		0.00%		0.00%		0.08%		0.00%		0.05%		0.00%		0.00%		0.10%		0.04%		0.19%		0.16%		0.09%		0.02%		0.04%		0.00%		0.01%		0.01%		0.02%		0.00%		0.00%		0.03%		0.00%		0.00%		0.00%		0.01%		0.00%		0.01%
5		0.00%		0.00%		0.87%		0.58%		0.42%		0.38%		0.25%		0.14%		0.35%		0.30%		0.29%		0.46%		0.23%		0.10%		0.04%		0.06%		0.03%		0.05%		0.05%		0.04%		0.04%		0.02%		0.04%		0.01%		0.01%		0.03%		0.03%		0.05%
6		0.00%		0.00%		0.83%		0.58%		0.41%		0.37%		0.36%		0.22%		0.38%		0.29%		0.43%		0.46%		0.20%		0.14%		0.08%		0.06%		0.03%		0.03%		0.06%		0.06%		0.04%		0.03%		0.07%		0.01%		0.03%		0.03%		0.03%		0.06%
7		0.00%		0.00%		0.85%		0.58%		0.41%		0.37%		0.42%		0.23%		0.36%		0.29%		0.42%		0.43%		0.20%		0.17%		0.16%		0.07%		0.03%		0.03%		0.05%		0.06%		0.05%		0.04%		0.05%		0.04%		0.04%		0.06%		0.04%		0.07%
8		0.00%		0.00%		0.85%		0.63%		0.42%		0.37%		0.30%		0.23%		0.37%		0.29%		0.47%		0.40%		0.18%		0.20%		0.11%		0.10%		0.04%		0.04%		0.05%		0.07%		0.07%		0.03%		0.08%		0.05%		0.05%		0.10%		0.08%
9		0.00%		0.00%		0.85%		0.63%		0.42%		0.37%		0.31%		0.20%		0.35%		0.31%		0.47%		0.40%		0.18%		0.22%		0.12%		0.12%		0.05%		0.04%		0.05%		0.07%		0.08%		0.06%		0.08%		0.06%		0.09%		0.12%		0.10%
10		0.10%		0.00%		0.85%		0.63%		0.42%		0.38%		0.36%		0.26%		0.40%		0.31%		0.49%		0.40%		0.25%		0.22%		0.13%		0.10%		0.05%		0.06%		0.06%		0.08%		0.09%		0.06%		0.07%		0.08%		0.13%		0.14%		0.11%
11		0.10%		0.00%		0.85%		0.63%		0.42%		0.38%		0.35%		0.26%		0.34%		0.35%		0.48%		0.40%		0.22%		0.18%		0.14%		0.11%		0.07%		0.04%		0.08%		0.08%		0.08%		0.07%		0.10%		0.10%		0.15%		0.16%
12		0.10%		0.29%		0.85%		0.63%		0.42%		0.37%		0.35%		0.22%		0.38%		0.38%		0.44%		0.42%		0.22%		0.18%		0.17%		0.12%		0.08%		0.05%		0.08%		0.07%		0.07%		0.09%		0.09%		0.12%		0.16%		0.17%
13		0.10%		0.28%		0.86%		0.63%		0.42%		0.37%		0.37%		0.22%		0.43%		0.45%		0.44%		0.42%		0.22%		0.18%		0.18%		0.14%		0.09%		0.06%		0.09%		0.08%		0.09%		0.11%		0.10%		0.14%		0.17%		0.21%
14		0.10%		0.13%		0.73%		0.63%		0.42%		0.37%		0.35%		0.28%		0.46%		0.39%		0.45%		0.44%		0.22%		0.20%		0.20%		0.15%		0.11%		0.08%		0.09%		0.08%		0.08%		0.13%		0.13%		0.14%		0.16%
15		0.09%		0.13%		0.73%		0.74%		0.42%		0.37%		0.40%		0.24%		0.45%		0.39%		0.45%		0.43%		0.25%		0.17%		0.26%		0.15%		0.10%		0.09%		0.11%		0.11%		0.11%		0.14%		0.15%		0.17%		0.17%
16		0.09%		0.13%		0.87%		0.74%		0.42%		0.37%		0.36%		0.24%		0.48%		0.39%		0.47%		0.43%		0.25%		0.17%		0.23%		0.15%		0.09%		0.07%		0.11%		0.11%		0.12%		0.16%		0.18%		0.19%		0.21%
17		0.09%		0.13%		0.89%		0.74%		0.42%		0.38%		0.36%		0.24%		0.55%		0.41%		0.47%		0.43%		0.25%		0.17%		0.23%		0.14%		0.08%		0.08%		0.11%		0.15%		0.11%		0.18%		0.21%		0.23%
18		0.09%		0.13%		0.88%		0.74%		0.42%		0.45%		0.40%		0.31%		0.54%		0.36%		0.47%		0.41%		0.25%		0.19%		0.25%		0.16%		0.10%		0.08%		0.11%		0.18%		0.12%		0.20%		0.21%		0.26%
19		0.08%		0.13%		0.88%		0.74%		0.54%		0.39%		0.40%		0.30%		0.54%		0.38%		0.47%		0.39%		0.23%		0.19%		0.30%		0.17%		0.07%		0.07%		0.12%		0.19%		0.13%		0.20%		0.24%		0.27%
20		0.10%		0.13%		0.88%		0.74%		0.54%		0.40%		0.40%		0.27%		0.56%		0.38%		0.47%		0.39%		0.24%		0.19%		0.33%		0.20%		0.09%		0.07%		0.14%		0.22%		0.15%		0.22%		0.27%
21		0.10%		0.13%		0.87%		0.74%		0.54%		0.40%		0.40%		0.27%		0.54%		0.36%		0.49%		0.39%		0.22%		0.19%		0.32%		0.23%		0.10%		0.08%		0.14%		0.22%		0.16%		0.24%		0.30%
22		0.10%		0.13%		0.87%		0.85%		0.54%		0.40%		0.38%		0.27%		0.54%		0.36%		0.47%		0.37%		0.22%		0.24%		0.32%		0.20%		0.11%		0.08%		0.13%		0.21%		0.18%		0.26%		0.29%
23		0.09%		0.13%		0.87%		0.76%		0.53%		0.40%		0.53%		0.27%		0.58%		0.38%		0.47%		0.39%		0.22%		0.21%		0.31%		0.23%		0.10%		0.11%		0.14%		0.22%		0.19%		0.27%
24		0.09%		0.13%		0.87%		0.87%		0.48%		0.40%		0.54%		0.27%		0.59%		0.39%		0.47%		0.42%		0.24%		0.21%		0.34%		0.25%		0.11%		0.10%		0.16%		0.23%		0.21%		0.29%
25		0.09%		0.13%		0.87%		0.88%		0.48%		0.44%		0.51%		0.27%		0.59%		0.35%		0.47%		0.42%		0.23%		0.23%		0.37%		0.26%		0.12%		0.10%		0.16%		0.27%		0.22%		0.31%
26		0.09%		0.23%		0.86%		0.75%		0.48%		0.44%		0.50%		0.27%		0.60%		0.33%		0.47%		0.44%		0.23%		0.21%		0.34%		0.25%		0.12%		0.12%		0.16%		0.29%		0.22%
27		0.09%		0.22%		0.98%		0.75%		0.48%		0.44%		0.50%		0.27%		0.60%		0.33%		0.50%		0.39%		0.23%		0.24%		0.38%		0.22%		0.16%		0.12%		0.17%		0.28%		0.23%
28		0.08%		0.24%		0.98%		0.75%		0.48%		0.48%		0.52%		0.27%		0.58%		0.33%		0.48%		0.37%		0.26%		0.26%		0.38%		0.24%		0.13%		0.15%		0.19%		0.27%		0.24%
29		0.08%		0.32%		0.97%		0.75%		0.48%		0.53%		0.52%		0.31%		0.58%		0.33%		0.48%		0.37%		0.29%		0.25%		0.40%		0.22%		0.13%		0.17%		0.21%		0.27%
30		0.08%		0.25%		0.88%		0.75%		0.48%		0.52%		0.52%		0.28%		0.58%		0.33%		0.48%		0.37%		0.26%		0.24%		0.39%		0.22%		0.16%		0.20%		0.21%		0.27%
31		0.08%		0.25%		0.88%		0.75%		0.48%		0.52%		0.55%		0.28%		0.52%		0.33%		0.48%		0.37%		0.30%		0.23%		0.36%		0.22%		0.17%		0.21%		0.22%		0.29%
32		0.08%		0.32%		0.88%		0.75%		0.48%		0.56%		0.52%		0.28%		0.51%		0.33%		0.49%		0.37%		0.27%		0.24%		0.39%		0.23%		0.19%		0.22%		0.23%
33		0.07%		0.31%		0.88%		0.82%		0.59%		0.55%		0.52%		0.28%		0.51%		0.33%		0.47%		0.37%		0.27%		0.25%		0.38%		0.25%		0.21%		0.23%		0.25%
34		0.07%		0.37%		0.88%		0.82%		0.59%		0.55%		0.52%		0.28%		0.51%		0.35%		0.46%		0.37%		0.23%		0.26%		0.38%		0.26%		0.22%		0.23%		0.28%
35		0.15%		0.34%		0.87%		0.82%		0.59%		0.51%		0.52%		0.28%		0.51%		0.36%		0.46%		0.38%		0.25%		0.26%		0.40%		0.26%		0.21%		0.25%
36		0.12%		0.34%		0.87%		0.82%		0.59%		0.51%		0.52%		0.28%		0.51%		0.36%		0.46%		0.38%		0.23%		0.26%		0.40%		0.28%		0.21%		0.25%
37		0.12%		0.33%		0.87%		0.82%		0.57%		0.51%		0.55%		0.28%		0.51%		0.36%		0.46%		0.37%		0.23%		0.26%		0.39%		0.30%		0.21%		0.24%
38		0.11%		0.32%		0.87%		0.82%		0.57%		0.51%		0.53%		0.28%		0.55%		0.36%		0.46%		0.38%		0.23%		0.25%		0.37%		0.30%		0.21%
39		0.11%		0.35%		0.86%		0.82%		0.57%		0.51%		0.50%		0.28%		0.52%		0.36%		0.46%		0.37%		0.23%		0.25%		0.37%		0.34%		0.20%
40		0.11%		0.32%		0.85%		0.82%		0.57%		0.57%		0.49%		0.28%		0.52%		0.35%		0.49%		0.37%		0.26%		0.25%		0.37%		0.33%		0.22%
41		0.11%		0.30%		0.85%		0.82%		0.56%		0.53%		0.49%		0.28%		0.52%		0.35%		0.49%		0.37%		0.27%		0.25%		0.37%		0.33%
42		0.10%		0.30%		0.85%		0.82%		0.56%		0.53%		0.49%		0.30%		0.52%		0.36%		0.49%		0.37%		0.28%		0.25%		0.37%		0.32%
43		0.10%		0.29%		0.92%		0.82%		0.56%		0.49%		0.52%		0.30%		0.52%		0.38%		0.49%		0.37%		0.29%		0.25%		0.39%		0.34%
44		0.10%		0.29%		0.86%		0.83%		0.56%		0.49%		0.49%		0.30%		0.52%		0.38%		0.49%		0.37%		0.29%		0.24%		0.39%
45		0.10%		0.28%		0.86%		0.77%		0.55%		0.49%		0.49%		0.30%		0.52%		0.38%		0.49%		0.37%		0.29%		0.24%		0.39%
46		0.10%		0.28%		0.90%		0.77%		0.55%		0.48%		0.49%		0.30%		0.53%		0.37%		0.49%		0.38%		0.31%		0.26%		0.39%
47		0.09%		0.28%		0.89%		0.77%		0.60%		0.48%		0.49%		0.30%		0.54%		0.37%		0.48%		0.40%		0.31%		0.24%
48		0.09%		0.28%		0.89%		0.77%		0.60%		0.48%		0.49%		0.29%		0.54%		0.41%		0.48%		0.40%		0.31%		0.24%
49		0.09%		0.24%		0.89%		0.77%		0.55%		0.49%		0.49%		0.29%		0.53%		0.42%		0.48%		0.40%		0.31%		0.27%
50		0.09%		0.24%		0.89%		0.77%		0.54%		0.49%		0.49%		0.29%		0.53%		0.41%		0.48%		0.40%		0.31%
51		0.08%		0.24%		0.89%		0.76%		0.54%		0.53%		0.49%		0.32%		0.55%		0.41%		0.46%		0.40%		0.31%
52		0.08%		0.24%		0.89%		0.76%		0.54%		0.49%		0.49%		0.32%		0.54%		0.41%		0.46%		0.45%		0.31%
53		0.08%		0.24%		0.84%		0.76%		0.53%		0.48%		0.50%		0.32%		0.53%		0.41%		0.46%		0.46%
54		0.08%		0.24%		0.84%		0.82%		0.53%		0.48%		0.50%		0.35%		0.52%		0.41%		0.46%		0.46%
55		0.08%		0.24%		0.84%		0.76%		0.55%		0.48%		0.50%		0.35%		0.53%		0.41%		0.46%		0.46%
56		0.07%		0.24%		0.83%		0.76%		0.55%		0.48%		0.50%		0.35%		0.52%		0.41%		0.47%
57		0.07%		0.24%		0.83%		0.76%		0.55%		0.48%		0.50%		0.34%		0.51%		0.42%		0.47%
58		0.07%		0.24%		0.86%		0.76%		0.54%		0.48%		0.50%		0.34%		0.51%		0.42%		0.46%
59		0.07%		0.24%		0.86%		0.79%		0.54%		0.48%		0.50%		0.34%		0.51%		0.42%
60		0.06%		0.24%		0.85%		0.76%		0.54%		0.47%		0.50%		0.34%		0.51%		0.42%
61		0.06%		0.24%		0.85%		0.76%		0.54%		0.47%		0.50%		0.36%		0.51%		0.42%
62		0.06%		0.24%		0.90%		0.77%		0.57%		0.47%		0.50%		0.35%		0.51%
63		0.06%		0.24%		0.90%		0.76%		0.55%		0.47%		0.50%		0.35%		0.51%
64		0.06%		0.24%		0.90%		0.76%		0.55%		0.47%		0.50%		0.35%		0.52%
65		0.07%		0.24%		0.90%		0.76%		0.55%		0.47%		0.50%		0.35%
66		0.07%		0.26%		0.85%		0.76%		0.55%		0.47%		0.51%		0.35%
67		0.07%		0.27%		0.85%		0.76%		0.54%		0.47%		0.51%		0.35%
68		0.07%		0.27%		0.84%		0.76%		0.54%		0.47%		0.51%
69		0.07%		0.25%		0.83%		0.76%		0.53%		0.47%		0.51%
70		0.07%		0.25%		0.81%		0.76%		0.53%		0.47%		0.51%
71		0.07%		0.25%		0.81%		0.76%		0.53%		0.47%
72		0.07%		0.25%		0.82%		0.76%		0.54%		0.47%

24

Pool Factor (Active Unpaid Principal)

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		98.89%		98.30%		98.45%		98.84%		99.06%		98.93%		98.81%		98.62%		99.29%		98.99%		99.10%		98.50%		98.75%		99.00%		98.83%		99.21%		99.07%		99.21%		99.14%		98.57%		98.81%		98.38%		98.15%		98.40%		98.39%		98.27%		98.76%		98.93%		98.75%		98.17%
1		95.35%		94.39%		92.78%		93.72%		93.97%		94.01%		94.91%		94.72%		95.40%		94.69%		94.76%		94.09%		94.74%		95.49%		95.30%		96.17%		95.11%		95.05%		95.19%		93.76%		94.51%		92.85%		92.47%		92.76%		93.70%		93.40%		94.84%		95.52%		94.80%		93.93%
2		93.11%		91.88%		90.51%		89.84%		89.25%		90.71%		92.37%		91.55%		92.19%		91.48%		91.10%		90.80%		91.92%		92.26%		92.44%		93.29%		91.76%		91.49%		91.96%		89.81%		90.98%		88.24%		88.44%		89.06%		89.30%		89.85%		91.44%		92.68%		91.16%
3		90.16%		89.30%		87.21%		86.78%		86.30%		87.51%		89.82%		88.75%		89.67%		89.19%		88.17%		88.06%		89.17%		89.14%		89.78%		90.63%		88.78%		88.09%		89.11%		86.33%		88.01%		84.91%		85.31%		85.77%		86.31%		86.90%		88.73%		89.89%		87.77%
4		87.90%		87.04%		84.65%		84.85%		83.80%		85.09%		87.50%		86.49%		87.16%		86.96%		85.70%		85.51%		86.35%		86.19%		87.19%		87.78%		85.63%		85.09%		86.14%		82.86%		85.35%		81.82%		82.61%		82.77%		83.27%		84.24%		86.25%		86.79%		84.87%
5		85.48%		85.09%		81.44%		82.24%		81.05%		82.75%		85.49%		84.15%		84.21%		84.49%		83.39%		82.73%		83.40%		83.80%		84.58%		84.71%		82.71%		82.03%		83.47%		79.93%		82.62%		79.45%		80.20%		79.96%		80.38%		81.94%		83.47%		84.00%
6		83.73%		83.23%		79.54%		80.21%		78.85%		80.74%		83.62%		81.42%		81.67%		82.01%		81.14%		80.38%		80.51%		81.35%		81.59%		81.83%		79.77%		79.48%		80.76%		77.21%		80.18%		77.11%		77.74%		77.52%		77.81%		79.72%		80.91%		81.38%
7		81.41%		81.55%		77.08%		78.22%		76.90%		78.65%		81.70%		79.51%		79.45%		79.71%		78.35%		77.50%		77.71%		78.75%		78.90%		79.30%		76.84%		76.76%		78.21%		74.65%		77.81%		75.01%		75.26%		74.82%		75.71%		77.69%		78.51%		79.15%
8		78.95%		79.47%		74.66%		75.24%		75.08%		76.80%		79.25%		77.34%		77.12%		77.59%		75.95%		75.02%		75.19%		76.50%		76.04%		76.49%		74.05%		74.22%		75.74%		72.10%		75.82%		72.90%		73.05%		72.50%		73.64%		75.66%		76.32%
9		76.93%		77.41%		73.03%		72.85%		72.88%		74.59%		77.39%		74.97%		75.30%		75.59%		73.52%		72.64%		72.84%		73.59%		73.38%		73.64%		71.52%		71.79%		73.34%		69.74%		73.80%		70.71%		70.83%		70.60%		71.54%		73.41%		74.00%
10		74.81%		75.35%		71.29%		70.75%		71.26%		72.47%		74.91%		72.47%		72.92%		73.33%		71.27%		70.39%		70.40%		70.93%		70.73%		71.00%		68.90%		69.40%		70.91%		67.68%		71.90%		68.73%		68.72%		68.32%		69.52%		71.08%		71.65%
11		72.46%		73.11%		69.23%		69.14%		69.49%		70.65%		72.97%		70.47%		70.58%		71.31%		69.16%		68.46%		67.70%		68.45%		68.03%		68.71%		66.24%		66.76%		68.62%		65.74%		70.24%		66.85%		66.70%		66.40%		67.44%		68.72%
12		70.19%		70.99%		66.67%		67.25%		67.29%		68.69%		70.96%		68.58%		68.55%		69.09%		66.90%		66.35%		65.36%		66.07%		65.31%		66.21%		63.46%		64.32%		66.38%		63.74%		68.38%		64.94%		64.77%		64.48%		65.41%		66.68%
13		67.75%		68.74%		64.60%		65.28%		65.43%		66.62%		68.78%		66.31%		66.60%		66.83%		64.72%		64.36%		62.71%		64.09%		63.04%		63.87%		61.22%		62.26%		64.33%		61.99%		66.59%		62.90%		62.96%		62.37%		63.43%		64.65%
14		65.64%		66.34%		62.92%		63.58%		62.97%		64.76%		66.89%		63.98%		64.69%		64.71%		62.46%		62.11%		60.55%		61.86%		60.74%		61.56%		58.99%		60.18%		62.60%		60.34%		64.59%		60.99%		61.29%		60.70%		61.70%
15		63.05%		64.13%		60.76%		61.69%		60.54%		62.18%		64.59%		61.91%		62.66%		62.35%		60.56%		59.84%		58.05%		59.39%		58.43%		59.41%		56.92%		58.20%		60.82%		58.66%		62.66%		59.22%		59.64%		58.55%		60.00%
16		61.20%		62.27%		58.72%		60.20%		59.07%		60.41%		62.48%		59.70%		60.88%		59.64%		58.42%		57.40%		55.75%		57.28%		56.28%		57.25%		54.97%		56.36%		59.17%		56.99%		60.82%		57.61%		57.98%		56.68%		58.07%
17		59.14%		60.40%		56.59%		58.48%		57.15%		58.40%		60.54%		57.84%		58.86%		57.41%		56.44%		55.20%		53.42%		55.35%		54.06%		54.95%		52.83%		54.73%		57.58%		55.24%		58.99%		55.88%		56.28%		54.91%
18		57.65%		58.61%		54.69%		56.71%		54.72%		56.06%		58.41%		56.12%		56.44%		55.28%		53.80%		53.22%		51.63%		53.25%		52.01%		53.04%		51.10%		53.09%		55.99%		53.48%		57.27%		54.27%		54.71%		53.20%
19		55.82%		56.84%		52.83%		54.54%		52.36%		54.25%		56.43%		54.23%		54.45%		53.00%		51.48%		50.89%		49.57%		51.23%		50.00%		51.08%		49.43%		51.54%		54.43%		51.86%		55.53%		52.78%		53.08%		51.42%
20		53.29%		54.97%		51.30%		52.54%		50.38%		51.89%		54.67%		52.25%		52.35%		51.05%		49.39%		48.50%		47.73%		49.27%		47.85%		49.06%		47.92%		50.05%		52.70%		50.17%		53.88%		51.34%		51.39%
21		51.51%		52.81%		49.43%		50.61%		48.46%		50.23%		52.77%		50.53%		50.16%		49.14%		47.14%		46.30%		45.52%		47.27%		46.25%		47.05%		46.38%		48.53%		51.02%		48.70%		52.30%		49.83%		49.81%
22		50.01%		51.02%		47.34%		48.74%		46.94%		48.27%		50.93%		48.65%		48.37%		47.12%		45.22%		44.10%		43.80%		45.49%		44.62%		45.47%		44.92%		46.94%		49.46%		47.04%		50.68%		48.21%		48.15%
23		48.17%		49.33%		45.83%		46.65%		44.88%		46.60%		48.65%		46.47%		46.34%		45.19%		43.24%		42.07%		42.19%		43.47%		42.75%		43.83%		43.56%		45.37%		47.93%		45.56%		49.09%		46.57%
24		46.71%		47.51%		44.22%		44.64%		43.19%		44.79%		46.29%		44.14%		44.26%		42.97%		41.30%		40.13%		40.04%		41.72%		41.24%		42.31%		41.97%		43.73%		46.40%		44.09%		47.41%		44.92%
25		44.27%		45.48%		42.55%		42.87%		41.68%		42.72%		44.40%		42.07%		41.96%		41.22%		39.41%		38.29%		38.38%		40.20%		39.59%		40.97%		40.51%		42.05%		44.87%		42.65%		45.78%		43.34%
26		42.90%		43.51%		40.58%		41.23%		40.29%		40.82%		42.59%		40.31%		40.06%		39.19%		37.66%		36.85%		36.68%		38.72%		38.12%		39.64%		39.10%		40.69%		43.50%		41.23%		44.26%
27		40.85%		41.46%		39.08%		39.60%		38.70%		39.12%		40.57%		38.64%		38.36%		37.46%		35.99%		35.20%		34.91%		37.14%		36.74%		38.26%		37.75%		39.33%		42.11%		39.83%		42.90%
28		39.39%		39.96%		37.50%		38.35%		36.87%		37.41%		38.64%		36.67%		36.46%		35.54%		34.46%		33.40%		33.26%		35.64%		35.39%		36.77%		36.35%		38.00%		40.68%		38.34%		41.36%
29		37.50%		38.11%		36.35%		36.57%		34.92%		35.91%		36.80%		35.13%		34.81%		33.96%		32.96%		31.80%		31.61%		34.19%		34.13%		35.50%		34.90%		36.55%		39.27%		36.93%
30		36.17%		36.20%		34.83%		35.15%		33.56%		34.34%		34.99%		33.44%		33.18%		32.50%		31.61%		30.30%		30.10%		32.90%		32.88%		34.18%		33.48%		35.25%		37.83%		35.61%
31		34.38%		34.61%		33.60%		33.51%		31.89%		32.61%		33.12%		31.55%		31.72%		31.13%		30.17%		28.91%		28.89%		31.72%		31.55%		32.72%		32.23%		33.93%		36.39%		34.32%
32		32.82%		32.71%		32.19%		32.29%		30.64%		30.84%		31.38%		30.32%		30.31%		29.65%		28.93%		27.69%		27.69%		30.35%		30.13%		31.35%		30.94%		32.63%		34.91%
33		31.41%		31.44%		30.69%		30.78%		29.45%		29.36%		29.44%		28.77%		28.97%		28.03%		27.66%		26.65%		26.48%		29.15%		28.89%		30.09%		29.78%		31.32%		33.50%
34		29.36%		30.08%		29.35%		29.35%		27.88%		28.06%		27.82%		27.29%		27.52%		26.69%		26.40%		25.30%		25.31%		28.01%		27.59%		28.83%		28.46%		29.99%		32.12%
35		28.01%		28.62%		27.96%		27.77%		26.54%		26.11%		26.40%		26.02%		26.18%		25.22%		25.15%		24.18%		24.41%		26.89%		26.33%		27.67%		27.22%		28.59%
36		26.35%		27.45%		26.44%		26.21%		25.05%		24.68%		24.87%		24.66%		24.81%		23.90%		23.94%		23.00%		23.27%		25.59%		25.22%		26.44%		25.91%		27.35%
37		25.26%		25.97%		25.40%		24.86%		23.49%		23.13%		23.59%		23.12%		23.36%		22.55%		22.68%		21.83%		22.24%		24.38%		24.13%		25.28%		24.76%		26.15%
38		23.99%		24.86%		24.17%		23.58%		22.10%		21.93%		22.28%		21.96%		22.03%		21.37%		21.72%		20.88%		21.26%		23.17%		23.08%		24.20%		23.55%
39		22.39%		23.64%		22.43%		22.16%		20.93%		20.65%		21.13%		20.82%		20.72%		20.29%		20.71%		19.82%		20.19%		22.20%		21.99%		22.98%		22.50%
40		20.92%		22.33%		21.23%		20.80%		19.89%		19.29%		20.21%		19.58%		19.54%		19.25%		19.66%		18.79%		19.13%		21.20%		20.99%		21.93%		21.31%
41		19.75%		20.87%		19.63%		19.54%		18.80%		18.13%		19.01%		18.23%		18.49%		18.31%		18.67%		17.82%		18.01%		20.25%		20.14%		20.81%
42		18.53%		19.68%		18.78%		18.20%		17.85%		17.05%		17.88%		17.13%		17.55%		17.36%		17.78%		16.84%		17.12%		19.16%		19.18%		19.81%
43		17.58%		18.45%		17.19%		16.96%		17.03%		16.12%		16.60%		16.15%		16.62%		16.32%		16.80%		15.96%		16.13%		18.20%		18.16%		18.74%
44		16.62%		17.34%		16.27%		15.87%		16.21%		15.08%		15.50%		14.90%		15.64%		15.52%		15.78%		15.01%		15.24%		17.18%		17.12%
45		15.48%		16.15%		15.40%		14.78%		15.18%		14.03%		14.55%		14.02%		14.87%		14.59%		14.85%		14.10%		14.48%		16.12%		16.11%
46		14.19%		14.77%		14.34%		13.53%		14.04%		13.01%		13.70%		13.16%		14.03%		13.67%		13.80%		13.19%		13.64%		15.16%		15.21%
47		13.42%		13.57%		13.61%		12.81%		12.92%		12.11%		12.73%		12.30%		13.13%		12.81%		12.92%		12.31%		12.75%		14.26%
48		12.56%		12.67%		12.79%		12.14%		11.86%		11.24%		11.93%		11.47%		12.29%		11.93%		12.04%		11.57%		11.96%		13.30%
49		11.59%		11.72%		11.77%		11.20%		10.63%		10.48%		11.13%		10.83%		11.51%		11.13%		11.31%		10.74%		11.15%		12.45%
50		10.60%		10.80%		10.89%		10.49%		9.71%		9.90%		10.42%		10.10%		10.72%		10.20%		10.55%		10.03%		10.29%
51		9.67%		9.79%		9.95%		9.46%		8.95%		9.14%		9.76%		9.40%		9.93%		9.38%		9.76%		9.24%		9.48%
52		9.03%		9.00%		9.12%		8.65%		8.27%		8.41%		8.98%		8.71%		9.06%		8.68%		9.13%		8.48%		8.72%
53		8.36%		8.32%		8.49%		7.85%		7.52%		7.79%		8.27%		8.09%		8.38%		8.02%		8.36%		7.82%
54		7.64%		7.61%		7.70%		7.17%		6.87%		7.12%		7.60%		7.46%		7.68%		7.37%		7.67%		7.12%
55		7.02%		6.81%		7.08%		6.44%		6.37%		6.53%		7.02%		6.85%		6.98%		6.74%		6.93%		6.43%
56		6.27%		6.04%		6.35%		5.89%		5.75%		5.92%		6.39%		6.26%		6.31%		6.08%		6.24%
57		5.66%		5.47%		5.78%		5.31%		5.25%		5.30%		5.84%		5.65%		5.75%		5.43%		5.61%
58		5.05%		5.00%		5.26%		4.78%		4.79%		4.74%		5.19%		5.08%		5.14%		4.76%		5.06%
59		4.44%		4.48%		4.70%		4.23%		4.26%		4.19%		4.64%		4.51%		4.48%		4.18%
60		3.86%		3.98%		4.23%		3.79%		3.77%		3.66%		4.14%		4.03%		3.90%		3.69%
61		3.29%		3.51%		3.80%		3.32%		3.37%		3.20%		3.63%		3.59%		3.38%		3.20%
62		2.86%		3.06%		3.25%		2.91%		2.85%		2.76%		3.14%		3.14%		2.93%
63		2.50%		2.69%		2.87%		2.45%		2.50%		2.37%		2.73%		2.65%		2.52%
64		2.15%		2.29%		2.51%		2.11%		2.12%		2.02%		2.25%		2.21%		2.10%
65		1.73%		1.92%		2.09%		1.73%		1.79%		1.68%		1.85%		1.77%
66		1.42%		1.56%		1.65%		1.38%		1.45%		1.32%		1.46%		1.39%
67		1.10%		1.24%		1.22%		1.08%		1.17%		1.00%		1.08%		1.06%
68		0.82%		0.94%		0.92%		0.81%		0.88%		0.70%		0.80%
69		0.58%		0.66%		0.65%		0.57%		0.63%		0.47%		0.54%
70		0.35%		0.40%		0.40%		0.36%		0.38%		0.28%		0.35%
71		0.17%		0.17%		0.16%		0.14%		0.18%		0.11%
72		0.02%		0.03%		0.01%		0.02%		0.05%		0.03%

25

Static Pool Delinquency (>30 DPD)

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.02%		0.00%		0.00%		0.00%		0.00%
1		0.00%		0.00%		0.00%		0.00%		0.01%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%		0.00%
2		0.00%		0.00%		0.97%		0.65%		0.41%		0.58%		0.30%		0.19%		0.31%		0.24%		0.42%		0.39%		0.20%		0.05%		0.08%		0.06%		0.09%		0.06%		0.02%		0.10%		0.05%		0.02%		0.05%		0.06%		0.07%		0.02%		0.06%		0.06%		0.03%
3		0.00%		0.00%		1.00%		0.67%		0.25%		0.43%		0.39%		0.35%		0.42%		0.24%		0.47%		0.49%		0.26%		0.12%		0.14%		0.10%		0.05%		0.05%		0.11%		0.08%		0.04%		0.06%		0.07%		0.04%		0.09%		0.06%		0.05%		0.12%		0.06%
4		0.00%		0.00%		1.03%		0.69%		0.42%		0.56%		0.40%		0.35%		0.40%		0.30%		0.49%		0.35%		0.24%		0.20%		0.09%		0.13%		0.03%		0.06%		0.10%		0.10%		0.06%		0.10%		0.10%		0.07%		0.07%		0.13%		0.15%		0.16%		0.08%
5		0.00%		0.00%		0.12%		0.13%		0.01%		0.12%		0.20%		0.19%		0.12%		0.05%		0.27%		0.10%		0.11%		0.11%		0.24%		0.08%		0.04%		0.06%		0.11%		0.05%		0.03%		0.06%		0.11%		0.09%		0.20%		0.16%		0.20%		0.20%
6		0.00%		0.00%		0.00%		0.13%		0.01%		0.00%		0.00%		0.18%		0.12%		0.06%		0.21%		0.00%		0.11%		0.16%		0.20%		0.06%		0.05%		0.04%		0.08%		0.07%		0.08%		0.08%		0.14%		0.11%		0.20%		0.22%		0.21%		0.26%
7		0.12%		0.00%		0.00%		0.30%		0.01%		0.00%		0.11%		0.00%		0.11%		0.07%		0.10%		0.07%		0.06%		0.13%		0.13%		0.07%		0.02%		0.08%		0.09%		0.12%		0.06%		0.10%		0.20%		0.19%		0.25%		0.27%		0.28%		0.24%
8		0.13%		0.00%		0.00%		0.00%		0.22%		0.00%		0.21%		0.15%		0.07%		0.18%		0.04%		0.03%		0.05%		0.10%		0.16%		0.13%		0.08%		0.07%		0.14%		0.08%		0.06%		0.16%		0.23%		0.29%		0.37%		0.40%		0.26%
9		0.13%		0.37%		0.13%		0.00%		0.09%		0.00%		0.07%		0.16%		0.09%		0.19%		0.06%		0.04%		0.00%		0.03%		0.32%		0.07%		0.11%		0.12%		0.17%		0.09%		0.08%		0.14%		0.19%		0.25%		0.38%		0.31%		0.28%
10		0.00%		0.55%		0.13%		0.00%		0.00%		0.13%		0.00%		0.08%		0.25%		0.32%		0.07%		0.05%		0.11%		0.00%		0.29%		0.14%		0.15%		0.12%		0.17%		0.07%		0.11%		0.18%		0.16%		0.25%		0.36%		0.32%		0.47%
11		0.00%		0.39%		0.00%		0.00%		0.19%		0.13%		0.13%		0.15%		0.27%		0.41%		0.09%		0.07%		0.12%		0.02%		0.38%		0.17%		0.11%		0.16%		0.21%		0.17%		0.12%		0.25%		0.15%		0.31%		0.38%		0.38%
12		0.00%		0.00%		0.00%		0.17%		0.22%		0.13%		0.19%		0.15%		0.20%		0.32%		0.12%		0.04%		0.17%		0.03%		0.39%		0.15%		0.09%		0.12%		0.23%		0.22%		0.19%		0.26%		0.21%		0.29%		0.37%		0.42%
13		0.00%		0.13%		0.00%		0.42%		0.17%		0.13%		0.05%		0.15%		0.27%		0.24%		0.12%		0.14%		0.00%		0.09%		0.51%		0.41%		0.18%		0.16%		0.22%		0.29%		0.19%		0.23%		0.34%		0.29%		0.44%		0.49%
14		0.00%		0.15%		0.41%		0.52%		0.00%		0.15%		0.14%		0.09%		0.43%		0.17%		0.04%		0.11%		0.12%		0.11%		0.44%		0.28%		0.10%		0.18%		0.23%		0.39%		0.19%		0.37%		0.47%		0.39%		0.51%
15		0.00%		0.00%		0.42%		0.19%		0.00%		0.15%		0.18%		0.09%		0.36%		0.21%		0.08%		0.09%		0.12%		0.07%		0.49%		0.26%		0.08%		0.26%		0.24%		0.36%		0.22%		0.49%		0.44%		0.46%		0.83%
16		0.00%		0.00%		0.36%		0.20%		0.29%		0.24%		0.18%		0.09%		0.32%		0.27%		0.00%		0.15%		0.00%		0.12%		0.56%		0.31%		0.14%		0.16%		0.36%		0.48%		0.25%		0.46%		0.48%		0.55%		0.73%
17		0.03%		0.00%		0.24%		0.00%		0.56%		0.25%		0.36%		0.22%		0.21%		0.26%		0.00%		0.27%		0.06%		0.15%		0.47%		0.43%		0.16%		0.28%		0.50%		0.51%		0.30%		0.50%		0.54%		0.52%
18		0.19%		0.14%		0.00%		0.19%		0.49%		0.33%		0.46%		0.08%		0.20%		0.31%		0.03%		0.29%		0.14%		0.05%		0.50%		0.52%		0.16%		0.26%		0.41%		0.58%		0.37%		0.45%		0.54%		0.54%
19		0.19%		0.45%		0.00%		0.31%		0.17%		0.26%		0.25%		0.01%		0.19%		0.40%		0.09%		0.12%		0.15%		0.24%		0.50%		0.56%		0.22%		0.37%		0.43%		0.53%		0.37%		0.45%		0.58%		0.62%
20		0.31%		0.11%		0.25%		0.21%		0.79%		0.30%		0.59%		0.09%		0.15%		0.28%		0.00%		0.29%		0.27%		0.23%		0.49%		0.48%		0.34%		0.36%		0.46%		0.50%		0.41%		0.50%		0.55%
21		0.31%		0.00%		0.26%		0.38%		0.91%		0.27%		0.77%		0.09%		0.26%		0.26%		0.06%		0.41%		0.30%		0.23%		0.39%		0.66%		0.38%		0.35%		0.49%		0.56%		0.40%		0.59%		0.55%
22		0.31%		0.26%		0.00%		0.86%		0.65%		0.26%		0.79%		0.14%		0.48%		0.25%		0.00%		0.46%		0.26%		0.14%		0.44%		0.66%		0.51%		0.33%		0.53%		0.61%		0.57%		0.70%		0.64%
23		0.00%		0.64%		0.00%		0.59%		0.54%		0.35%		0.60%		0.09%		0.13%		0.11%		0.10%		0.37%		0.20%		0.20%		0.34%		0.56%		0.50%		0.43%		0.46%		0.75%		0.42%		0.65%
24		0.00%		0.66%		0.28%		0.68%		0.55%		0.36%		0.22%		0.10%		0.10%		0.30%		0.04%		0.49%		0.00%		0.43%		0.61%		0.60%		0.41%		0.62%		0.52%		0.74%		0.46%		0.83%
25		0.00%		0.68%		0.56%		0.41%		0.60%		0.38%		0.30%		0.26%		0.27%		0.18%		0.10%		0.50%		0.04%		0.28%		0.61%		0.67%		0.42%		0.67%		0.55%		0.80%		0.45%		1.02%
26		0.16%		0.56%		0.59%		0.33%		0.82%		0.39%		0.39%		0.35%		0.20%		0.14%		0.06%		0.35%		0.20%		0.34%		0.80%		0.67%		0.50%		0.73%		0.64%		0.85%		0.48%
27		0.00%		0.98%		0.27%		0.13%		0.88%		0.40%		0.56%		0.51%		0.24%		0.33%		0.06%		0.35%		0.21%		0.29%		1.01%		0.66%		0.55%		0.82%		0.74%		0.69%		0.63%
28		0.29%		0.36%		0.20%		0.14%		0.48%		0.50%		0.38%		0.43%		0.21%		0.22%		0.17%		0.10%		0.19%		0.34%		0.83%		0.61%		0.51%		0.81%		0.81%		0.80%		0.64%
29		0.43%		0.51%		0.35%		0.00%		0.52%		0.20%		0.40%		0.23%		0.21%		0.33%		0.12%		0.26%		0.29%		0.34%		0.96%		0.79%		0.55%		0.88%		0.81%		1.00%
30		0.18%		0.57%		0.14%		0.00%		0.47%		0.30%		0.33%		0.11%		0.22%		0.39%		0.12%		0.11%		0.26%		0.37%		1.11%		0.69%		0.66%		0.83%		0.81%		0.99%
31		0.32%		0.44%		0.27%		0.58%		0.69%		0.31%		0.25%		0.00%		0.21%		0.41%		0.07%		0.32%		0.22%		0.37%		1.17%		0.80%		0.81%		1.06%		1.00%		1.11%
32		0.14%		0.41%		0.14%		1.01%		0.85%		0.38%		0.18%		0.00%		0.25%		0.31%		0.04%		0.36%		0.15%		0.54%		1.04%		0.98%		0.89%		0.90%		0.97%
33		0.25%		0.60%		0.28%		0.00%		0.16%		0.23%		0.23%		0.12%		0.33%		0.32%		0.00%		0.51%		0.14%		0.64%		0.90%		1.07%		0.51%		1.06%		1.08%
34		0.27%		0.15%		0.15%		0.00%		0.39%		0.24%		0.17%		0.41%		0.24%		0.21%		0.16%		0.27%		0.23%		0.43%		1.07%		1.25%		0.58%		1.12%		1.22%
35		0.00%		0.00%		0.47%		0.42%		0.72%		0.25%		0.19%		0.54%		0.25%		0.23%		0.05%		0.56%		0.25%		0.46%		1.03%		1.26%		0.88%		1.27%
36		0.00%		0.29%		0.00%		0.24%		0.79%		0.00%		0.24%		0.57%		0.44%		0.06%		0.05%		0.43%		0.44%		0.72%		1.22%		1.45%		0.85%		1.27%
37		0.00%		0.31%		0.37%		0.23%		0.59%		0.36%		0.25%		0.20%		0.73%		0.12%		0.17%		0.51%		0.54%		0.76%		1.27%		1.37%		0.92%		1.38%
38		0.00%		0.31%		0.32%		0.50%		0.64%		0.48%		0.11%		0.25%		0.74%		0.31%		0.17%		0.27%		0.58%		0.64%		1.29%		1.62%		0.87%
39		0.00%		0.00%		0.49%		0.00%		1.07%		0.30%		0.61%		0.37%		0.36%		0.53%		0.29%		0.25%		0.62%		0.66%		1.76%		1.44%		0.94%
40		0.00%		0.00%		0.88%		0.00%		0.86%		0.00%		0.63%		0.25%		0.52%		0.38%		0.00%		0.35%		0.55%		0.83%		1.48%		1.26%		1.11%
41		0.00%		0.00%		0.70%		0.00%		0.69%		0.16%		0.79%		0.41%		0.61%		0.39%		0.00%		0.26%		0.31%		0.66%		1.41%		1.57%
42		0.00%		0.51%		1.00%		0.00%		0.71%		0.00%		0.67%		0.29%		0.77%		0.27%		0.34%		0.28%		0.41%		0.79%		1.84%		1.90%
43		0.00%		0.23%		0.00%		0.00%		1.45%		0.16%		0.77%		0.56%		0.54%		0.44%		0.25%		0.57%		0.15%		0.77%		1.68%		1.69%
44		0.00%		0.00%		0.00%		0.75%		0.95%		0.69%		0.72%		0.42%		0.87%		0.31%		0.25%		0.59%		0.23%		0.84%		1.52%
45		0.00%		0.23%		0.00%		0.34%		0.56%		0.39%		0.85%		0.57%		0.98%		0.64%		0.26%		1.14%		0.46%		0.61%		1.78%
46		0.00%		0.60%		0.00%		0.58%		0.59%		0.67%		1.28%		0.37%		0.65%		0.63%		0.52%		0.95%		0.42%		0.65%		1.65%
47		0.09%		0.58%		0.00%		0.00%		0.26%		0.35%		0.71%		0.62%		0.52%		0.66%		0.43%		0.68%		0.51%		0.72%
48		0.07%		0.57%		0.00%		0.36%		0.51%		0.76%		0.95%		0.43%		0.72%		0.41%		0.88%		0.90%		0.68%		0.90%
49		0.05%		0.00%		0.34%		0.62%		0.55%		0.52%		0.56%		0.45%		0.24%		0.42%		0.59%		1.50%		0.39%		0.59%
50		0.00%		0.41%		0.36%		0.00%		0.28%		1.21%		0.60%		1.03%		0.43%		0.66%		0.54%		1.67%		0.77%
51		0.00%		1.10%		0.87%		0.63%		0.30%		0.94%		0.91%		0.70%		0.89%		0.84%		0.58%		1.63%		0.77%
52		0.00%		0.37%		0.39%		1.41%		0.59%		0.53%		1.17%		1.07%		0.86%		0.85%		0.51%		1.22%		0.97%
53		0.00%		0.87%		0.41%		2.13%		0.32%		0.88%		1.65%		0.86%		1.06%		0.76%		0.65%		1.62%
54		0.00%		0.50%		0.43%		1.02%		0.97%		0.74%		1.25%		0.72%		1.34%		0.77%		0.61%		1.14%
55		0.00%		1.23%		1.43%		0.22%		0.63%		0.79%		1.51%		0.64%		0.83%		0.93%		0.66%		1.23%
56		0.00%		0.57%		0.92%		0.74%		0.31%		0.79%		1.41%		0.25%		1.19%		0.79%		0.67%
57		0.00%		0.60%		1.63%		0.59%		0.32%		1.04%		1.71%		0.26%		0.57%		0.41%		0.16%
58		0.00%		0.62%		0.51%		0.83%		0.35%		0.49%		1.72%		0.56%		1.27%		0.30%		1.04%
59		0.00%		0.65%		2.52%		0.79%		0.77%		0.48%		1.90%		0.29%		1.37%		0.42%
60		0.00%		1.20%		3.59%		0.14%		0.87%		0.83%		1.77%		1.18%		2.20%		0.60%
61		0.00%		0.77%		2.93%		0.15%		0.98%		0.17%		1.83%		0.95%		1.06%		0.79%
62		1.43%		0.00%		2.38%		0.00%		0.00%		0.20%		1.90%		0.43%		1.07%
63		0.69%		2.26%		3.20%		0.00%		0.00%		0.55%		2.08%		0.00%		1.69%
64		1.89%		1.82%		3.43%		0.00%		0.00%		2.75%		1.33%		0.00%		1.97%
65		0.00%		1.19%		2.94%		1.54%		0.00%		2.29%		1.50%		0.21%
66		0.00%		0.76%		1.47%		0.00%		0.00%		0.75%		1.87%		0.24%
67		0.00%		0.00%		1.83%		0.00%		0.51%		0.63%		1.95%		1.76%
68		0.00%		0.96%		3.46%		2.20%		0.74%		1.92%		2.45%
69		0.00%		1.35%		4.30%		0.00%		0.52%		2.37%		3.00%
70		0.00%		0.00%		5.93%		0.00%		0.87%		3.51%		2.95%
71		2.26%		4.58%		12.30%		0.00%		6.19%		7.92%
72		0.00%		15.29%		0.00%		46.81%		7.58%		29.06%

26

ABS Total

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		1.12%		1.73%		1.58%		1.17%		0.94%		1.08%		1.21%		1.40%		0.71%		1.08%		0.90%		1.52%		1.26%		1.01%		1.17%		0.79%		0.92%		0.80%		0.86%		1.48%		1.19%		1.64%		1.89%		1.62%		1.63%		1.78%		1.24%		1.07%		1.26%		1.86%
1		2.19%		2.61%		4.39%		3.89%		3.84%		3.67%		2.64%		2.67%		2.62%		3.17%		3.12%		3.26%		2.82%		2.30%		2.41%		1.87%		2.79%		3.00%		2.78%		3.83%		3.15%		4.51%		4.69%		4.68%		3.85%		3.98%		3.06%		2.57%		3.14%		3.42%
2		0.91%		1.24%		1.00%		2.73%		3.54%		2.10%		1.30%		1.99%		1.98%		2.02%		2.51%		2.16%		1.66%		2.17%		1.78%		1.73%		2.23%		2.48%		2.14%		2.93%		2.48%		3.66%		2.99%		2.84%		3.47%		2.63%		2.58%		1.89%		2.77%
3		1.67%		1.33%		2.10%		1.95%		1.98%		2.05%		1.35%		1.65%		1.32%		1.10%		1.83%		1.63%		1.64%		2.03%		1.61%		1.55%		1.89%		2.35%		1.83%		2.52%		1.95%		2.46%		2.28%		2.39%		2.12%		2.13%		1.79%		1.93%		2.52%
4		0.98%		1.03%		1.37%		0.79%		1.40%		1.29%		1.14%		1.12%		1.34%		1.06%		1.40%		1.47%		1.75%		1.95%		1.56%		1.78%		2.12%		2.01%		2.00%		2.56%		1.65%		2.25%		1.87%		2.29%		2.26%		1.80%		1.67%		2.19%		2.09%
5		1.18%		0.71%		2.09%		1.55%		1.69%		1.24%		0.84%		1.24%		1.82%		1.34%		1.23%		1.74%		1.93%		1.37%		1.61%		2.04%		1.92%		2.12%		1.71%		2.08%		1.76%		1.50%		1.55%		1.99%		2.15%		1.54%		1.95%		1.90%
6		0.47%		0.64%		0.66%		0.95%		1.15%		0.91%		0.70%		1.65%		1.45%		1.39%		1.22%		1.34%		1.88%		1.46%		2.02%		1.88%		2.02%		1.68%		1.76%		1.89%		1.48%		1.57%		1.65%		1.62%		1.72%		1.35%		1.76%		1.81%
7		1.12%		0.44%		1.51%		0.94%		0.89%		1.02%		0.83%		0.79%		1.16%		1.22%		1.79%		1.90%		1.83%		1.64%		1.77%		1.57%		2.03%		1.96%		1.64%		1.76%		1.46%		1.32%		1.70%		1.95%		1.35%		1.30%		1.55%		1.41%
8		1.28%		0.92%		1.38%		2.05%		0.76%		0.77%		1.35%		1.14%		1.29%		1.07%		1.44%		1.55%		1.59%		1.31%		2.00%		1.88%		1.93%		1.70%		1.62%		1.80%		1.02%		1.36%		1.43%		1.60%		1.35%		1.17%		1.51%
9		0.84%		0.90%		0.50%		1.42%		1.20%		1.19%		0.78%		1.37%		0.77%		0.96%		1.50%		1.49%		1.45%		2.00%		1.81%		1.95%		1.82%		1.62%		1.55%		1.64%		1.12%		1.38%		1.50%		1.19%		1.43%		1.44%		1.58%
10		0.99%		0.93%		0.65%		1.17%		0.58%		1.17%		1.43%		1.53%		1.40%		1.28%		1.35%		1.37%		1.57%		1.82%		1.85%		1.80%		1.87%		1.62%		1.61%		1.35%		1.02%		1.27%		1.39%		1.64%		1.30%		1.58%		1.67%
11		1.25%		1.15%		1.06%		0.62%		0.77%		0.81%		0.88%		1.05%		1.38%		1.04%		1.23%		1.06%		1.87%		1.67%		1.92%		1.50%		1.91%		1.91%		1.52%		1.26%		0.79%		1.17%		1.38%		1.31%		1.38%		1.70%
12		1.20%		1.06%		1.62%		0.97%		1.28%		0.99%		0.99%		0.97%		1.09%		1.28%		1.43%		1.28%		1.56%		1.61%		1.98%		1.80%		2.08%		1.76%		1.49%		1.34%		0.96%		1.24%		1.25%		1.23%		1.34%		1.36%
13		1.42%		1.24%		1.15%		1.09%		0.93%		1.13%		1.23%		1.39%		1.04%		1.37%		1.37%		1.17%		1.88%		1.21%		1.61%		1.66%		1.60%		1.40%		1.32%		1.07%		0.95%		1.36%		1.14%		1.50%		1.36%		1.34%
14		1.12%		1.41%		0.72%		0.80%		1.60%		0.93%		0.91%		1.52%		1.02%		1.24%		1.50%		1.51%		1.47%		1.58%		1.67%		1.62%		1.64%		1.46%		0.99%		0.95%		1.20%		1.19%		0.98%		1.00%		1.17%
15		1.63%		1.26%		1.32%		1.05%		1.61%		1.76%		1.38%		1.25%		1.18%		1.55%		1.14%		1.54%		1.83%		1.78%		1.75%		1.51%		1.49%		1.39%		1.07%		1.02%		1.16%		1.12%		0.94%		1.55%		1.12%
16		0.90%		0.92%		1.22%		0.57%		0.54%		0.90%		1.22%		1.44%		0.92%		1.88%		1.43%		1.75%		1.68%		1.50%		1.64%		1.55%		1.40%		1.26%		0.96%		1.03%		1.09%		0.97%		1.06%		1.24%		1.39%
17		1.18%		0.96%		1.36%		0.89%		1.14%		1.21%		1.05%		1.09%		1.26%		1.48%		1.29%		1.57%		1.75%		1.33%		1.70%		1.72%		1.65%		1.03%		0.89%		1.20%		1.13%		1.13%		1.09%		1.25%
18		0.47%		0.89%		1.13%		0.97%		1.70%		1.56%		1.30%		0.96%		1.65%		1.42%		1.94%		1.38%		1.23%		1.61%		1.57%		1.37%		1.22%		1.08%		0.90%		1.19%		0.99%		1.02%		0.96%		1.27%
19		0.97%		0.91%		1.13%		1.45%		1.67%		1.07%		1.18%		1.17%		1.27%		1.61%		1.72%		1.75%		1.55%		1.53%		1.56%		1.45%		1.19%		0.98%		0.89%		1.00%		1.01%		0.87%		1.06%		1.25%
20		1.69%		1.04%		0.94%		1.31%		1.34%		1.66%		0.97%		1.32%		1.44%		1.32%		1.54%		1.85%		1.36%		1.48%		1.73%		1.55%		1.01%		0.91%		1.08%		1.15%		0.95%		0.80%		1.13%
21		0.99%		1.38%		1.21%		1.28%		1.31%		0.94%		1.16%		1.04%		1.55%		1.32%		1.73%		1.72%		1.89%		1.53%		1.18%		1.58%		1.07%		1.02%		1.10%		0.93%		0.92%		0.93%		1.05%
22		0.66%		1.02%		1.48%		1.25%		0.86%		1.35%		1.13%		1.27%		1.16%		1.46%		1.46%		1.77%		1.22%		1.36%		1.25%		1.13%		0.99%		1.07%		0.97%		1.16%		0.97%		1.12%		1.18%
23		1.12%		0.93%		0.83%		1.50%		1.57%		1.05%		1.59%		1.59%		1.49%		1.41%		1.55%		1.65%		1.21%		1.62%		1.54%		1.25%		0.93%		1.11%		0.98%		1.01%		0.96%		1.12%
24		0.65%		1.12%		1.02%		1.44%		1.18%		1.25%		1.73%		1.76%		1.54%		1.72%		1.57%		1.62%		1.80%		1.40%		1.19%		1.11%		1.14%		1.20%		1.00%		0.95%		1.07%		1.18%
25		1.73%		1.38%		1.13%		1.25%		0.99%		1.54%		1.32%		1.59%		1.78%		1.31%		1.56%		1.56%		1.39%		1.15%		1.37%		0.91%		1.06%		1.28%		0.95%		1.00%		1.01%		1.11%
26		0.60%		1.35%		1.50%		1.14%		0.86%		1.44%		1.28%		1.33%		1.49%		1.63%		1.48%		1.13%		1.45%		1.14%		1.18%		0.91%		0.98%		1.01%		0.82%		0.99%		0.97%
27		1.46%		1.48%		1.00%		1.18%		1.17%		1.27%		1.51%		1.28%		1.31%		1.45%		1.43%		1.43%		1.57%		1.30%		1.11%		0.97%		1.01%		0.95%		0.83%		1.01%		0.81%
28		0.84%		1.00%		1.14%		0.66%		1.46%		1.32%		1.47%		1.59%		1.55%		1.60%		1.30%		1.61%		1.48%		1.24%		1.09%		1.18%		1.08%		0.90%		0.96%		1.06%		1.04%
29		1.40%		1.34%		0.51%		1.39%		1.61%		1.10%		1.43%		1.21%		1.34%		1.31%		1.29%		1.45%		1.52%		1.20%		1.00%		0.93%		1.18%		1.16%		0.91%		1.05%
30		0.74%		1.45%		1.11%		1.01%		1.01%		1.24%		1.45%		1.40%		1.36%		1.20%		1.13%		1.38%		1.40%		1.04%		0.95%		1.03%		1.13%		0.94%		1.03%		0.97%
31		1.37%		1.16%		0.74%		1.32%		1.43%		1.43%		1.53%		1.64%		1.21%		1.14%		1.28%		1.29%		1.06%		0.90%		1.15%		1.23%		1.01%		1.01%		1.07%		1.01%
32		1.16%		1.52%		1.04%		0.77%		0.95%		1.51%		1.50%		0.93%		1.19%		1.32%		1.04%		1.09%		1.06%		1.17%		1.28%		1.13%		1.01%		0.96%		1.09%
33		1.10%		0.82%		1.18%		1.23%		0.88%		1.27%		1.64%		1.37%		1.14%		1.48%		1.12%		0.82%		1.11%		0.97%		1.07%		1.05%		0.82%		1.01%		1.08%
34		1.66%		1.00%		1.00%		1.18%		1.41%		1.07%		1.47%		1.34%		1.32%		1.21%		1.14%		1.32%		1.11%		0.92%		1.22%		1.05%		1.15%		1.13%		1.04%
35		1.04%		1.19%		1.14%		1.37%		1.21%		1.72%		1.27%		1.13%		1.21%		1.40%		1.17%		1.05%		0.62%		0.90%		1.16%		0.93%		1.05%		1.23%
36		1.43%		0.80%		1.33%		1.40%		1.45%		1.35%		1.45%		1.29%		1.29%		1.31%		1.16%		1.18%		1.07%		1.25%		0.98%		1.09%		1.19%		1.06%
37		0.70%		1.28%		0.70%		1.24%		1.56%		1.51%		1.22%		1.52%		1.42%		1.36%		1.27%		1.20%		0.98%		1.14%		1.04%		1.01%		1.04%		1.03%
38		1.08%		0.81%		1.07%		1.19%		1.41%		1.18%		1.31%		1.11%		1.35%		1.20%		0.81%		0.91%		0.90%		1.11%		1.00%		0.94%		1.12%
39		1.48%		1.02%		1.61%		1.39%		1.18%		1.31%		1.15%		1.13%		1.35%		1.11%		0.95%		1.11%		1.10%		0.82%		1.00%		1.15%		0.94%
40		1.42%		1.19%		1.14%		1.37%		1.05%		1.44%		0.79%		1.30%		1.25%		1.06%		1.06%		1.08%		1.18%		0.97%		0.93%		0.94%		1.18%
41		1.12%		1.39%		1.58%		1.30%		1.16%		1.27%		1.27%		1.47%		1.12%		0.90%		0.95%		1.04%		1.22%		0.82%		0.70%		1.09%
42		1.25%		1.14%		0.58%		1.43%		0.97%		1.19%		1.23%		1.23%		0.95%		0.97%		0.86%		1.09%		0.88%		1.12%		0.93%		0.94%
43		0.80%		1.24%		1.61%		1.38%		0.71%		1.06%		1.43%		1.09%		0.98%		1.18%		1.04%		0.97%		1.19%		0.96%		1.09%		1.07%
44		0.91%		1.14%		0.93%		1.25%		0.75%		1.23%		1.28%		1.47%		1.09%		0.70%		1.12%		1.12%		1.06%		1.04%		1.11%
45		1.24%		1.28%		0.87%		1.30%		1.20%		1.29%		1.12%		1.02%		0.67%		1.10%		1.05%		1.12%		0.70%		1.21%		1.10%
46		1.46%		1.49%		1.23%		1.49%		1.36%		1.31%		0.99%		1.06%		0.90%		1.05%		1.30%		1.13%		0.94%		1.07%		1.02%
47		0.68%		1.40%		0.60%		0.71%		1.39%		1.14%		1.24%		1.13%		1.02%		1.04%		1.05%		1.15%		1.15%		0.98%
48		0.99%		1.09%		0.90%		0.54%		1.38%		1.26%		1.02%		1.09%		0.99%		1.13%		1.12%		0.86%		1.03%		1.20%
49		1.26%		1.22%		1.30%		1.30%		1.55%		1.11%		1.08%		0.67%		0.95%		1.02%		0.90%		1.20%		1.13%		1.02%
50		1.33%		1.23%		1.17%		0.92%		1.35%		0.51%		0.91%		0.98%		0.99%		1.17%		0.95%		0.88%		1.19%
51		1.30%		1.38%		1.30%		1.44%		1.19%		1.13%		0.81%		1.00%		1.05%		1.15%		1.10%		1.17%		1.20%
52		0.75%		1.16%		1.22%		1.26%		1.09%		1.12%		1.15%		0.98%		1.22%		0.98%		0.65%		1.17%		1.17%
53		0.91%		0.96%		0.77%		1.29%		1.26%		0.91%		1.10%		0.85%		0.96%		0.99%		1.16%		1.03%
54		1.12%		1.10%		1.22%		1.16%		1.13%		1.10%		0.90%		0.89%		1.02%		0.91%		1.01%		1.15%
55		0.88%		1.30%		0.89%		1.29%		0.61%		0.94%		0.80%		0.97%		1.10%		0.97%		1.21%		1.22%
56		1.25%		1.33%		1.22%		0.97%		1.17%		1.04%		1.01%		0.83%		1.06%		1.10%		1.15%
57		1.05%		1.02%		0.91%		1.10%		1.02%		1.09%		0.87%		1.00%		0.80%		1.14%		1.09%
58		1.13%		0.75%		0.94%		1.06%		0.77%		1.07%		1.18%		1.09%		1.08%		1.26%		0.90%
59		1.19%		1.01%		1.04%		1.18%		1.11%		1.10%		1.02%		1.08%		1.22%		1.16%
60		1.24%		1.07%		0.76%		0.91%		1.12%		1.15%		0.87%		0.82%		1.17%		1.00%
61		1.32%		1.13%		0.82%		1.14%		0.93%		1.12%		1.08%		0.79%		1.19%		1.18%
62		1.18%		1.16%		1.25%		1.08%		1.31%		1.11%		1.08%		0.96%		1.06%
63		0.97%		0.87%		0.71%		1.24%		0.89%		1.00%		0.80%		1.18%		1.03%
64		0.99%		1.09%		0.56%		0.92%		1.09%		0.90%		1.21%		1.09%		1.16%
65		1.29%		1.08%		1.11%		1.22%		0.93%		1.02%		1.06%		1.25%
66		1.06%		1.15%		1.26%		1.19%		1.13%		1.19%		1.19%		1.19%
67		1.20%		1.10%		1.33%		1.19%		0.79%		1.23%		1.27%		1.13%
68		1.13%		1.13%		1.01%		1.15%		1.12%		1.25%		1.01%
69		1.01%		1.17%		1.12%		1.14%		1.06%		1.21%		1.23%
70		1.14%		1.30%		1.23%		1.18%		1.31%		1.29%		1.25%
71		1.08%		1.33%		1.34%		1.34%		1.29%		1.36%
72		1.33%		1.17%		1.37%		1.52%		1.26%		1.07%

27

ABS Voluntary

Months On Books	2017 Q1		2017 Q2		2017 Q3		2017 Q4		2018 Q1		2018 Q2		2018 Q3		2018 Q4		2019 Q1		2019 Q2		2019 Q3		2019 Q4		2020 Q1		2020 Q2		2020 Q3		2020 Q4		2021 Q1		2021 Q2		2021 Q3		2021 Q4		2022 Q1		2022 Q2		2022 Q3		2022 Q4		2023 Q1		2023 Q2		2023 Q3		2023 Q4		2024 Q1		2024 Q2
0		1.12%		1.73%		1.58%		1.17%		0.94%		1.08%		1.21%		1.40%		0.71%		1.08%		0.90%		1.52%		1.26%		1.01%		1.17%		0.79%		0.92%		0.80%		0.86%		1.48%		1.19%		1.64%		1.89%		1.62%		1.63%		1.78%		1.24%		1.07%		1.26%		1.86%
1		2.19%		2.61%		4.39%		3.89%		3.84%		3.67%		2.64%		2.67%		2.62%		3.17%		3.12%		3.26%		2.82%		2.30%		2.41%		1.87%		2.79%		3.00%		2.78%		3.83%		3.15%		4.51%		4.69%		4.68%		3.85%		3.98%		3.06%		2.57%		3.14%		3.42%
2		0.91%		1.24%		1.00%		2.73%		3.54%		2.10%		1.30%		1.99%		1.98%		1.98%		2.46%		2.07%		1.55%		2.17%		1.78%		1.71%		2.23%		2.48%		2.14%		2.93%		2.48%		3.66%		2.99%		2.84%		3.47%		2.61%		2.58%		1.89%		2.77%
3		1.67%		1.33%		2.10%		1.95%		1.82%		2.05%		1.35%		1.65%		1.32%		1.05%		1.78%		1.58%		1.57%		1.99%		1.61%		1.55%		1.89%		2.34%		1.83%		2.51%		1.95%		2.46%		2.28%		2.39%		2.11%		2.13%		1.79%		1.93%		2.52%
4		0.98%		1.03%		1.37%		0.79%		1.40%		1.29%		1.08%		1.12%		1.34%		1.01%		1.40%		1.42%		1.69%		1.86%		1.54%		1.77%		2.12%		2.01%		1.98%		2.55%		1.65%		2.25%		1.85%		2.29%		2.25%		1.80%		1.64%		2.19%		2.07%
5		1.18%		0.71%		1.17%		0.92%		1.33%		0.82%		0.59%		1.09%		1.46%		1.10%		0.96%		1.45%		1.84%		1.31%		1.57%		2.00%		1.89%		2.08%		1.66%		2.06%		1.72%		1.48%		1.54%		1.98%		2.15%		1.51%		1.92%		1.85%
6		0.47%		0.64%		0.66%		0.95%		1.15%		0.91%		0.56%		1.57%		1.40%		1.39%		1.06%		1.34%		1.83%		1.41%		1.97%		1.86%		2.02%		1.68%		1.73%		1.87%		1.48%		1.56%		1.62%		1.62%		1.66%		1.35%		1.76%		1.78%
7		1.12%		0.44%		1.36%		0.94%		0.89%		1.02%		0.77%		0.72%		1.14%		1.22%		1.79%		1.90%		1.83%		1.60%		1.68%		1.56%		2.03%		1.96%		1.62%		1.75%		1.46%		1.31%		1.70%		1.92%		1.34%		1.27%		1.54%		1.40%
8		1.28%		0.92%		1.38%		1.94%		0.76%		0.77%		1.35%		1.14%		1.29%		1.07%		1.39%		1.55%		1.59%		1.28%		2.00%		1.85%		1.92%		1.68%		1.61%		1.78%		0.99%		1.36%		1.40%		1.58%		1.33%		1.12%		1.47%
9		0.84%		0.90%		0.50%		1.42%		1.20%		1.19%		0.75%		1.37%		0.75%		0.94%		1.50%		1.49%		1.45%		1.98%		1.80%		1.91%		1.81%		1.61%		1.54%		1.64%		1.11%		1.32%		1.47%		1.17%		1.38%		1.41%		1.55%
10		0.88%		0.93%		0.65%		1.17%		0.58%		1.11%		1.37%		1.47%		1.33%		1.25%		1.32%		1.37%		1.50%		1.77%		1.84%		1.77%		1.86%		1.60%		1.59%		1.32%		1.01%		1.25%		1.38%		1.60%		1.24%		1.55%		1.66%
11		1.25%		1.15%		1.06%		0.62%		0.77%		0.81%		0.88%		1.05%		1.38%		1.00%		1.23%		1.06%		1.87%		1.67%		1.90%		1.49%		1.89%		1.91%		1.48%		1.26%		0.79%		1.15%		1.35%		1.27%		1.35%		1.66%
12		1.20%		0.74%		1.62%		0.97%		1.28%		0.99%		0.99%		0.97%		1.05%		1.24%		1.43%		1.26%		1.53%		1.61%		1.95%		1.77%		2.06%		1.75%		1.48%		1.34%		0.96%		1.21%		1.24%		1.20%		1.33%		1.33%
13		1.42%		1.24%		1.15%		1.09%		0.93%		1.13%		1.17%		1.39%		0.95%		1.30%		1.37%		1.17%		1.86%		1.21%		1.60%		1.65%		1.58%		1.38%		1.30%		1.06%		0.92%		1.32%		1.13%		1.48%		1.31%		1.27%
14		1.12%		1.41%		0.72%		0.80%		1.60%		0.93%		0.91%		1.42%		0.99%		1.24%		1.48%		1.49%		1.47%		1.54%		1.66%		1.59%		1.61%		1.43%		0.98%		0.94%		1.19%		1.16%		0.93%		1.00%		1.15%
15		1.63%		1.26%		1.32%		0.92%		1.61%		1.76%		1.33%		1.25%		1.17%		1.50%		1.14%		1.54%		1.81%		1.78%		1.68%		1.51%		1.46%		1.36%		1.04%		0.98%		1.12%		1.10%		0.92%		1.52%		1.09%
16		0.90%		0.92%		1.07%		0.57%		0.54%		0.90%		1.22%		1.44%		0.85%		1.88%		1.41%		1.75%		1.65%		1.50%		1.63%		1.53%		1.39%		1.26%		0.96%		1.02%		1.06%		0.93%		1.01%		1.20%		1.33%
17		1.18%		0.96%		1.22%		0.89%		1.14%		1.20%		1.05%		1.09%		1.14%		1.47%		1.29%		1.57%		1.75%		1.33%		1.68%		1.72%		1.65%		1.01%		0.89%		1.13%		1.12%		1.07%		1.06%		1.18%
18		0.47%		0.89%		1.13%		0.97%		1.70%		1.50%		1.26%		0.87%		1.62%		1.42%		1.94%		1.38%		1.23%		1.60%		1.55%		1.34%		1.19%		1.07%		0.89%		1.16%		0.98%		0.99%		0.93%		1.22%
19		0.97%		0.91%		1.13%		1.45%		1.57%		1.07%		1.18%		1.14%		1.27%		1.59%		1.72%		1.73%		1.55%		1.53%		1.51%		1.44%		1.19%		0.98%		0.88%		0.96%		0.97%		0.86%		1.01%		1.23%
20		1.68%		1.04%		0.94%		1.31%		1.34%		1.65%		0.97%		1.32%		1.42%		1.32%		1.54%		1.85%		1.34%		1.48%		1.69%		1.51%		0.98%		0.91%		1.05%		1.08%		0.91%		0.76%		1.07%
21		0.99%		1.38%		1.21%		1.28%		1.31%		0.94%		1.16%		1.04%		1.55%		1.32%		1.71%		1.72%		1.89%		1.53%		1.16%		1.54%		1.05%		1.00%		1.08%		0.89%		0.91%		0.89%		1.00%
22		0.66%		1.02%		1.48%		1.13%		0.86%		1.35%		1.13%		1.27%		1.16%		1.43%		1.46%		1.77%		1.22%		1.31%		1.22%		1.12%		0.97%		1.05%		0.96%		1.16%		0.93%		1.07%		1.17%
23		1.12%		0.93%		0.83%		1.50%		1.45%		1.05%		1.46%		1.59%		1.43%		1.38%		1.55%		1.63%		1.21%		1.62%		1.53%		1.22%		0.92%		1.08%		0.94%		0.99%		0.94%		1.09%
24		0.65%		1.12%		1.02%		1.33%		1.18%		1.25%		1.72%		1.76%		1.48%		1.71%		1.57%		1.59%		1.79%		1.40%		1.15%		1.08%		1.11%		1.20%		0.98%		0.93%		1.03%		1.16%
25		1.73%		1.38%		1.13%		1.25%		0.99%		1.50%		1.32%		1.59%		1.78%		1.29%		1.56%		1.56%		1.39%		1.13%		1.33%		0.90%		1.03%		1.27%		0.94%		0.94%		0.98%		1.05%
26		0.60%		1.25%		1.50%		1.14%		0.86%		1.44%		1.28%		1.33%		1.47%		1.63%		1.48%		1.10%		1.45%		1.14%		1.18%		0.90%		0.96%		0.98%		0.81%		0.94%		0.96%
27		1.46%		1.48%		0.83%		1.18%		1.17%		1.27%		1.51%		1.28%		1.31%		1.45%		1.39%		1.43%		1.57%		1.27%		1.06%		0.97%		0.95%		0.95%		0.81%		0.99%		0.79%
28		0.84%		0.88%		1.14%		0.66%		1.46%		1.28%		1.44%		1.59%		1.55%		1.60%		1.28%		1.61%		1.45%		1.22%		1.08%		1.16%		1.08%		0.86%		0.93%		1.03%		1.02%
29		1.40%		1.27%		0.51%		1.39%		1.61%		1.05%		1.43%		1.16%		1.34%		1.31%		1.29%		1.45%		1.48%		1.20%		0.98%		0.93%		1.16%		1.11%		0.86%		1.04%
30		0.74%		1.45%		1.11%		1.01%		1.01%		1.24%		1.45%		1.40%		1.36%		1.20%		1.13%		1.38%		1.40%		1.04%		0.93%		1.02%		1.09%		0.89%		1.00%		0.96%
31		1.37%		1.16%		0.74%		1.32%		1.43%		1.43%		1.51%		1.64%		1.21%		1.14%		1.26%		1.29%		0.98%		0.90%		1.13%		1.19%		0.98%		0.97%		1.03%		0.97%
32		1.16%		1.46%		1.04%		0.77%		0.95%		1.48%		1.50%		0.93%		1.19%		1.32%		1.00%		1.09%		1.06%		1.16%		1.23%		1.12%		0.96%		0.93%		1.08%
33		1.10%		0.82%		1.18%		1.13%		0.68%		1.27%		1.62%		1.37%		1.14%		1.48%		1.12%		0.82%		1.08%		0.96%		1.03%		1.03%		0.76%		0.97%		1.05%
34		1.66%		0.90%		1.00%		1.18%		1.41%		1.07%		1.47%		1.34%		1.32%		1.17%		1.14%		1.32%		1.11%		0.90%		1.21%		1.02%		1.12%		1.08%		1.00%
35		0.92%		1.19%		1.14%		1.37%		1.21%		1.72%		1.27%		1.13%		1.21%		1.38%		1.17%		1.03%		0.58%		0.90%		1.14%		0.91%		1.05%		1.19%
36		1.43%		0.80%		1.33%		1.40%		1.41%		1.35%		1.45%		1.29%		1.29%		1.31%		1.16%		1.18%		1.07%		1.25%		0.95%		1.04%		1.18%		1.03%
37		0.70%		1.28%		0.70%		1.24%		1.52%		1.51%		1.17%		1.52%		1.42%		1.36%		1.27%		1.20%		0.98%		1.12%		1.02%		0.95%		1.02%		1.00%
38		1.08%		0.81%		1.07%		1.19%		1.41%		1.18%		1.31%		1.11%		1.31%		1.20%		0.81%		0.89%		0.90%		1.11%		0.99%		0.90%		1.11%
39		1.48%		0.99%		1.61%		1.39%		1.18%		1.31%		1.15%		1.13%		1.32%		1.11%		0.95%		1.11%		1.10%		0.82%		0.99%		1.09%		0.94%
40		1.42%		1.19%		1.14%		1.37%		1.05%		1.38%		0.79%		1.30%		1.25%		1.06%		1.02%		1.05%		1.13%		0.96%		0.90%		0.94%		1.16%
41		1.12%		1.39%		1.58%		1.30%		1.16%		1.27%		1.27%		1.47%		1.12%		0.90%		0.95%		1.04%		1.18%		0.82%		0.68%		1.07%
42		1.25%		1.14%		0.58%		1.43%		0.97%		1.19%		1.23%		1.20%		0.95%		0.94%		0.86%		1.09%		0.85%		1.10%		0.93%		0.94%
43		0.80%		1.24%		1.57%		1.38%		0.71%		1.06%		1.40%		1.09%		0.98%		1.16%		1.04%		0.97%		1.15%		0.96%		1.07%		1.04%
44		0.91%		1.14%		0.93%		1.25%		0.75%		1.23%		1.28%		1.47%		1.09%		0.70%		1.12%		1.12%		1.06%		1.04%		1.07%
45		1.24%		1.28%		0.87%		1.30%		1.20%		1.29%		1.12%		1.02%		0.67%		1.10%		1.05%		1.12%		0.70%		1.21%		1.09%
46		1.46%		1.49%		1.18%		1.49%		1.36%		1.27%		0.99%		1.06%		0.87%		1.04%		1.30%		1.12%		0.90%		1.03%		1.01%
47		0.68%		1.40%		0.60%		0.71%		1.34%		1.14%		1.24%		1.13%		1.00%		1.04%		1.05%		1.11%		1.15%		0.98%
48		0.99%		1.09%		0.90%		0.54%		1.38%		1.26%		1.02%		1.09%		0.99%		1.06%		1.12%		0.86%		1.03%		1.20%
49		1.26%		1.22%		1.30%		1.30%		1.55%		1.08%		1.08%		0.67%		0.95%		1.00%		0.90%		1.20%		1.13%		0.94%
50		1.33%		1.23%		1.17%		0.92%		1.35%		0.51%		0.91%		0.98%		0.99%		1.17%		0.95%		0.88%		1.19%
51		1.30%		1.38%		1.30%		1.44%		1.19%		1.06%		0.81%		0.93%		1.00%		1.15%		1.09%		1.17%		1.20%
52		0.75%		1.16%		1.22%		1.26%		1.09%		1.12%		1.15%		0.98%		1.22%		0.98%		0.65%		1.08%		1.17%
53		0.91%		0.96%		0.77%		1.29%		1.26%		0.91%		1.07%		0.85%		0.96%		0.96%		1.16%		0.99%
54		1.12%		1.10%		1.22%		1.02%		1.13%		1.10%		0.90%		0.75%		1.02%		0.91%		1.01%		1.09%
55		0.88%		1.30%		0.89%		1.29%		0.42%		0.94%		0.80%		0.97%		1.07%		0.97%		1.21%		1.22%
56		1.25%		1.33%		1.22%		0.97%		1.17%		1.04%		1.01%		0.83%		1.06%		1.10%		1.13%
57		1.05%		1.02%		0.91%		1.10%		1.02%		1.09%		0.87%		0.94%		0.80%		1.12%		1.09%
58		1.13%		0.75%		0.80%		1.06%		0.77%		1.07%		1.18%		1.09%		1.08%		1.26%		0.90%
59		1.19%		1.01%		1.04%		1.10%		1.11%		1.10%		1.02%		1.08%		1.22%		1.16%
60		1.24%		1.07%		0.76%		0.91%		1.12%		1.15%		0.87%		0.82%		1.17%		1.00%
61		1.32%		1.13%		0.82%		1.14%		0.93%		1.12%		1.08%		0.67%		1.19%		1.18%
62		1.18%		1.16%		1.14%		1.06%		1.25%		1.11%		1.08%		0.96%		1.06%
63		0.97%		0.87%		0.71%		1.24%		0.89%		1.00%		0.80%		1.18%		1.03%
64		0.99%		1.09%		0.56%		0.92%		1.09%		0.90%		1.21%		1.09%		1.09%
65		1.25%		1.08%		1.11%		1.22%		0.93%		1.02%		1.06%		1.25%
66		1.06%		1.03%		1.22%		1.19%		1.13%		1.19%		1.17%		1.19%
67		1.20%		1.10%		1.33%		1.19%		0.79%		1.23%		1.27%		1.13%
68		1.13%		1.13%		1.01%		1.15%		1.12%		1.25%		1.01%
69		1.01%		1.17%		1.12%		1.14%		1.06%		1.21%		1.18%
70		1.14%		1.30%		1.23%		1.18%		1.31%		1.29%		1.25%
71		1.08%		1.33%		1.34%		1.34%		1.29%		1.36%
72		1.33%		1.17%		1.74%		1.52%		1.11%		1.07%

28

Deal Score 90-100

Origination Trends

	Wtd. Avg. FICO		Wtd. Avg. APR			Wtd. Avg. Orig. Term		Wtd. Avg. PTI			Wtd. Avg. Down Pmt.		Wtd. Avg. Amt. Fin.		Loan Count		Agg. Amt. Fin.
2017 Q1		807		3.44	%		63		4.19	%	$	4,198	$	14,499		805	$	11,671,703
2017 Q2		808		3.44	%		64		4.15	%	$	3,989	$	15,136		851	$	12,881,161
2017 Q3		809		3.79	%		64		4.19	%	$	4,171	$	14,703		871	$	12,806,088
2017 Q4		814		3.79	%		63		4.21	%	$	4,923	$	15,177		851	$	12,915,468
2018 Q1		812		4.34	%		62		4.14	%	$	5,253	$	14,728		956	$	14,079,870
2018 Q2		810		4.18	%		63		4.38	%	$	5,285	$	15,917		1,525	$	24,273,665
2018 Q3		811		4.26	%		64		4.17	%	$	5,339	$	15,647		1,677	$	26,240,562
2018 Q4		813		4.60	%		64		4.31	%	$	4,828	$	16,145		1,692	$	27,316,873
2019 Q1		813		4.23	%		64		4.38	%	$	4,731	$	16,632		2,355	$	39,167,995
2019 Q2		816		4.39	%		64		4.31	%	$	5,170	$	16,908		3,001	$	50,739,532
2019 Q3		800		4.66	%		64		4.45	%	$	6,450	$	17,622		3,205	$	56,477,363
2019 Q4		796		4.92	%		64		4.34	%	$	6,410	$	17,029		3,019	$	51,409,787
2020 Q1		792		4.87	%		64		4.42	%	$	6,158	$	16,582		2,989	$	49,562,837
2020 Q2		794		5.38	%		65		4.46	%	$	6,047	$	15,437		3,092	$	47,730,337
2020 Q3		785		5.57	%		66		5.22	%	$	6,885	$	18,259		6,022	$	109,956,350
2020 Q4		787		4.91	%		66		5.25	%	$	7,054	$	19,095		7,204	$	137,559,590
2021 Q1		783		4.96	%		66		4.84	%	$	7,891	$	16,881		5,907	$	99,718,833
2021 Q2		781		4.80	%		68		5.23	%	$	9,714	$	19,135		8,618	$	164,909,257
2021 Q3		779		4.67	%		68		5.30	%	$	9,643	$	20,040		8,851	$	177,376,177
2021 Q4		779		5.07	%		68		5.25	%	$	11,721	$	19,490		9,172	$	178,759,319
2022 Q1		789		4.52	%		68		5.16	%	$	11,487	$	21,947		8,097	$	177,703,674
2022 Q2		786		6.32	%		68		5.06	%	$	11,803	$	19,980		7,618	$	152,204,153
2022 Q3		784		7.49	%		68		5.05	%	$	11,103	$	19,515		5,963	$	116,366,610
2022 Q4		789		8.44	%		68		4.77	%	$	11,410	$	18,966		4,918	$	93,273,004
2023 Q1		789		8.57	%		69		4.84	%	$	10,272	$	19,658		4,910	$	96,519,458
2023 Q2		793		8.29	%		70		5.05	%	$	10,585	$	21,627		6,490	$	140,358,751
2023 Q3		770		9.35	%		70		5.58	%	$	8,720	$	21,319		9,202	$	196,181,812
2023 Q4		759		9.67	%		71		5.75	%	$	7,909	$	21,952		9,935	$	218,092,206
2024 Q1		762		10.07	%		71		5.76	%	$	8,273	$	22,069		11,075	$	244,419,656
2024 Q2		758		10.57	%		71		5.58	%	$	8,749	$	21,968		11,124	$	244,368,361

29

Cumulative Gross Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.12%	0.06%	0.00%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
3	0.00%	0.20%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.12%	0.06%	0.00%	0.00%	0.05%	0.06%	0.03%	0.01%	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
4	0.00%	0.20%	0.00%	0.00%	0.00%	0.00%	0.00%	0.20%	0.18%	0.06%	0.00%	0.00%	0.05%	0.06%	0.03%	0.01%	0.00%	0.00%	0.02%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%
5	0.00%	0.20%	0.09%	0.19%	0.00%	0.00%	0.00%	0.30%	0.29%	0.16%	0.11%	0.00%	0.05%	0.06%	0.05%	0.04%	0.00%	0.01%	0.03%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%
6	0.00%	0.20%	0.09%	0.19%	0.00%	0.00%	0.00%	0.30%	0.29%	0.16%	0.11%	0.00%	0.05%	0.14%	0.05%	0.05%	0.00%	0.01%	0.03%	0.02%	0.01%	0.00%	0.02%	0.00%	0.00%	0.01%	0.04%	0.00%
7	0.01%	0.20%	0.09%	0.19%	0.00%	0.00%	0.00%	0.30%	0.29%	0.16%	0.11%	0.00%	0.05%	0.21%	0.05%	0.06%	0.00%	0.02%	0.04%	0.02%	0.01%	0.00%	0.02%	0.00%	0.00%	0.08%	0.04%	0.01%
8	0.22%	0.20%	0.19%	0.35%	0.00%	0.00%	0.00%	0.30%	0.29%	0.16%	0.11%	0.02%	0.11%	0.23%	0.05%	0.06%	0.00%	0.02%	0.04%	0.01%	0.02%	0.00%	0.02%	0.02%	0.00%	0.09%	0.04%
9	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.00%	0.30%	0.29%	0.16%	0.11%	0.04%	0.11%	0.23%	0.05%	0.06%	0.03%	0.02%	0.06%	0.01%	0.02%	0.00%	0.02%	0.03%	0.03%	0.10%	0.04%
10	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.00%	0.30%	0.29%	0.19%	0.11%	0.04%	0.11%	0.29%	0.07%	0.06%	0.03%	0.02%	0.07%	0.01%	0.02%	0.00%	0.02%	0.07%	0.03%	0.10%	0.06%
11	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.00%	0.30%	0.29%	0.19%	0.11%	0.04%	0.11%	0.33%	0.07%	0.06%	0.03%	0.02%	0.08%	0.03%	0.02%	0.01%	0.02%	0.07%	0.03%	0.12%
12	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.30%	0.29%	0.19%	0.11%	0.05%	0.11%	0.33%	0.07%	0.06%	0.06%	0.02%	0.09%	0.03%	0.02%	0.01%	0.02%	0.07%	0.03%	0.13%
13	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.30%	0.29%	0.19%	0.14%	0.05%	0.11%	0.34%	0.08%	0.07%	0.06%	0.04%	0.10%	0.03%	0.02%	0.02%	0.03%	0.07%	0.03%	0.13%
14	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.30%	0.29%	0.19%	0.14%	0.05%	0.15%	0.34%	0.08%	0.07%	0.06%	0.04%	0.10%	0.03%	0.02%	0.02%	0.03%	0.07%	0.05%
15	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.29%	0.19%	0.15%	0.05%	0.11%	0.34%	0.08%	0.07%	0.06%	0.06%	0.10%	0.03%	0.03%	0.02%	0.04%	0.07%	0.05%
16	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.29%	0.20%	0.15%	0.05%	0.11%	0.34%	0.08%	0.07%	0.06%	0.06%	0.10%	0.03%	0.04%	0.03%	0.05%	0.08%	0.06%
17	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.29%	0.20%	0.15%	0.05%	0.11%	0.34%	0.08%	0.07%	0.07%	0.06%	0.10%	0.07%	0.05%	0.04%	0.05%	0.08%
18	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.33%	0.20%	0.15%	0.10%	0.11%	0.34%	0.08%	0.07%	0.07%	0.06%	0.13%	0.07%	0.05%	0.06%	0.06%	0.13%
19	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.33%	0.20%	0.15%	0.10%	0.14%	0.34%	0.08%	0.10%	0.07%	0.07%	0.13%	0.08%	0.07%	0.06%	0.06%	0.13%
20	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.33%	0.24%	0.15%	0.10%	0.16%	0.34%	0.08%	0.11%	0.07%	0.07%	0.13%	0.10%	0.09%	0.08%	0.06%
21	0.30%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.33%	0.24%	0.15%	0.10%	0.16%	0.34%	0.08%	0.12%	0.07%	0.07%	0.13%	0.10%	0.10%	0.08%	0.06%
22	0.37%	0.20%	0.19%	0.35%	0.00%	0.00%	0.03%	0.35%	0.35%	0.27%	0.17%	0.13%	0.19%	0.34%	0.11%	0.12%	0.07%	0.07%	0.16%	0.11%	0.12%	0.09%	0.09%
23	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.43%	0.35%	0.27%	0.17%	0.13%	0.19%	0.34%	0.11%	0.14%	0.08%	0.07%	0.16%	0.12%	0.12%	0.09%
24	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.43%	0.35%	0.27%	0.17%	0.13%	0.19%	0.34%	0.15%	0.14%	0.08%	0.07%	0.16%	0.12%	0.15%	0.09%
25	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.43%	0.35%	0.27%	0.17%	0.13%	0.19%	0.34%	0.16%	0.14%	0.08%	0.07%	0.17%	0.12%	0.15%	0.09%
26	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.49%	0.38%	0.27%	0.24%	0.13%	0.19%	0.34%	0.16%	0.14%	0.08%	0.07%	0.17%	0.13%	0.15%
27	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.54%	0.38%	0.27%	0.24%	0.13%	0.19%	0.34%	0.16%	0.14%	0.09%	0.07%	0.17%	0.13%	0.15%
28	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.54%	0.38%	0.27%	0.24%	0.15%	0.19%	0.34%	0.16%	0.14%	0.09%	0.08%	0.18%	0.13%	0.17%
29	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.57%	0.38%	0.27%	0.24%	0.15%	0.19%	0.34%	0.16%	0.14%	0.09%	0.08%	0.18%	0.15%
30	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.57%	0.38%	0.27%	0.24%	0.15%	0.19%	0.36%	0.16%	0.14%	0.09%	0.08%	0.18%	0.16%
31	0.37%	0.27%	0.19%	0.35%	0.00%	0.00%	0.03%	0.57%	0.41%	0.27%	0.24%	0.15%	0.19%	0.36%	0.16%	0.14%	0.09%	0.09%	0.19%	0.16%
32	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.57%	0.41%	0.27%	0.24%	0.15%	0.19%	0.36%	0.16%	0.14%	0.09%	0.09%	0.19%
33	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.57%	0.41%	0.27%	0.24%	0.15%	0.19%	0.36%	0.16%	0.14%	0.12%	0.10%	0.19%
34	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.29%	0.24%	0.15%	0.21%	0.36%	0.16%	0.14%	0.12%	0.11%	0.21%
35	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.29%	0.24%	0.15%	0.21%	0.36%	0.16%	0.14%	0.12%	0.11%
36	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.29%	0.24%	0.15%	0.21%	0.36%	0.16%	0.14%	0.12%	0.11%
37	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.29%	0.24%	0.15%	0.21%	0.36%	0.16%	0.14%	0.12%	0.11%
38	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.29%	0.24%	0.15%	0.21%	0.36%	0.16%	0.15%	0.12%
39	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.41%	0.30%	0.24%	0.15%	0.21%	0.36%	0.16%	0.15%	0.13%
40	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.43%	0.30%	0.24%	0.16%	0.23%	0.36%	0.16%	0.18%	0.13%
41	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.43%	0.30%	0.24%	0.16%	0.23%	0.37%	0.16%	0.18%
42	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.43%	0.30%	0.24%	0.16%	0.24%	0.38%	0.16%	0.18%
43	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.45%	0.30%	0.24%	0.16%	0.24%	0.38%	0.16%	0.18%
44	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.45%	0.30%	0.24%	0.16%	0.25%	0.38%	0.16%
45	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.45%	0.30%	0.24%	0.16%	0.25%	0.38%	0.16%
46	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.62%	0.45%	0.30%	0.24%	0.16%	0.25%	0.39%	0.16%
47	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.30%	0.24%	0.16%	0.25%	0.39%
48	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.30%	0.24%	0.16%	0.25%	0.39%
49	0.37%	0.27%	0.26%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.30%	0.24%	0.16%	0.25%	0.41%
50	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.28%	0.24%	0.16%	0.26%
51	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.28%	0.24%	0.16%	0.27%
52	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.28%	0.24%	0.16%	0.27%
53	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.28%	0.24%	0.16%
54	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.03%	0.63%	0.47%	0.28%	0.24%	0.16%
55	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%	0.24%	0.16%
56	0.37%	0.27%	0.27%	0.35%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%	0.24%
57	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%	0.24%
58	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%	0.24%
59	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%
60	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.05%	0.63%	0.47%	0.28%
61	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.05%	0.65%	0.47%	0.28%
62	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.06%	0.65%	0.48%
63	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.06%	0.65%	0.48%
64	0.37%	0.27%	0.27%	0.38%	0.00%	0.00%	0.07%	0.65%	0.48%
65	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%	0.65%
66	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%	0.65%
67	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%	0.65%
68	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%
69	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%
70	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%	0.07%
71	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%
72	0.37%	0.27%	0.29%	0.38%	0.00%	0.00%

30

Cumulative Net Loss

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.03%	0.13%	0.06%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
3	0.00%	0.07%	0.00%	0.00%	0.00%	0.00%	0.00%	0.03%	0.09%	0.02%	0.00%	0.00%	0.05%	0.06%	0.01%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
4	0.00%	0.07%	0.00%	0.00%	0.00%	0.00%	0.00%	0.06%	0.11%	0.02%	0.01%	0.00%	0.05%	0.06%	0.01%	0.00%	0.00%	0.00%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.01%
5	0.00%	0.07%	0.09%	0.19%	0.00%	0.00%	0.00%	0.16%	0.19%	0.12%	0.09%	0.00%	0.05%	0.06%	0.03%	0.02%	0.00%	0.01%	0.02%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.03%	0.00%
6	0.00%	0.07%	0.00%	0.19%	0.00%	0.00%	0.00%	0.16%	0.18%	0.12%	0.09%	0.00%	0.05%	0.08%	0.02%	0.04%	0.00%	0.01%	0.02%	0.01%	0.01%	0.00%	0.02%	0.00%	0.00%	0.01%	0.02%	0.00%
7	0.01%	0.07%	0.00%	0.19%	0.00%	0.00%	0.00%	0.16%	0.18%	0.12%	0.09%	0.00%	0.05%	0.11%	0.02%	0.05%	0.00%	0.02%	0.02%	0.01%	0.01%	0.00%	0.02%	0.00%	0.00%	0.06%	0.02%	0.00%
8	0.02%	0.07%	0.10%	0.35%	0.00%	0.00%	0.00%	0.16%	0.18%	0.12%	0.09%	0.01%	0.07%	0.12%	0.02%	0.05%	0.00%	0.02%	0.01%	0.01%	0.02%	0.00%	0.02%	0.02%	0.00%	0.05%	0.03%
9	0.09%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.16%	0.18%	0.12%	0.09%	0.03%	0.07%	0.12%	0.01%	0.04%	0.03%	0.02%	0.02%	0.01%	0.00%	0.00%	0.02%	0.02%	0.02%	0.06%	0.02%
10	0.09%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.16%	0.18%	0.15%	0.09%	0.03%	0.07%	0.18%	0.04%	0.04%	0.03%	0.02%	0.02%	0.01%	0.01%	0.00%	0.02%	0.02%	0.02%	0.06%	0.03%
11	0.03%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.16%	0.18%	0.15%	0.09%	0.03%	0.07%	0.18%	0.04%	0.04%	0.03%	0.02%	0.02%	0.02%	0.00%	0.01%	0.02%	0.02%	0.02%	0.08%
12	0.03%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.16%	0.18%	0.13%	0.09%	0.03%	0.07%	0.17%	0.04%	0.04%	0.06%	0.02%	0.02%	0.02%	0.00%	0.00%	0.02%	0.02%	0.02%	0.09%
13	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.16%	0.18%	0.13%	0.09%	0.03%	0.07%	0.18%	0.03%	0.05%	0.04%	0.04%	0.04%	0.02%	0.00%	0.01%	0.03%	0.02%	0.02%	0.08%
14	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.16%	0.18%	0.12%	0.09%	0.03%	0.07%	0.18%	0.02%	0.05%	0.04%	0.04%	0.04%	0.02%	0.00%	0.01%	0.03%	0.02%	0.04%
15	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.21%	0.18%	0.12%	0.09%	0.02%	0.07%	0.18%	0.02%	0.05%	0.00%	0.05%	0.03%	0.02%	0.02%	0.01%	0.04%	0.02%	0.03%
16	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.21%	0.18%	0.14%	0.09%	0.02%	0.07%	0.16%	0.02%	0.05%	0.00%	0.02%	0.03%	0.01%	0.02%	0.01%	0.04%	0.02%	0.04%
17	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.03%	0.21%	0.19%	0.14%	0.09%	0.02%	0.07%	0.16%	0.01%	0.05%	0.01%	0.02%	0.03%	0.03%	0.03%	0.02%	0.04%	0.02%
18	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.02%	0.21%	0.23%	0.12%	0.09%	0.06%	0.07%	0.17%	0.01%	0.05%	0.01%	0.02%	0.03%	0.02%	0.04%	0.03%	0.06%	0.04%
19	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.02%	0.21%	0.23%	0.12%	0.09%	0.01%	0.10%	0.11%	0.01%	0.08%	0.00%	0.03%	0.02%	0.03%	0.05%	0.03%	0.06%	0.04%
20	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.02%	0.21%	0.23%	0.17%	0.09%	0.01%	0.12%	0.11%	0.01%	0.08%	0.00%	0.03%	0.02%	0.02%	0.06%	0.04%	0.06%
21	0.02%	0.07%	0.03%	0.20%	0.00%	0.00%	0.01%	0.21%	0.23%	0.17%	0.09%	0.01%	0.10%	0.11%	0.01%	0.07%	0.00%	0.03%	0.02%	0.03%	0.07%	0.03%	0.06%
22	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.01%	0.21%	0.22%	0.19%	0.12%	0.04%	0.12%	0.11%	0.03%	0.07%	0.00%	0.02%	0.04%	0.03%	0.08%	0.03%	0.06%
23	0.08%	0.14%	0.03%	0.20%	0.00%	0.00%	0.01%	0.24%	0.22%	0.17%	0.09%	0.01%	0.12%	0.11%	0.03%	0.06%	0.01%	0.02%	0.03%	0.04%	0.07%	0.03%
24	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.01%	0.24%	0.22%	0.15%	0.09%	0.01%	0.13%	0.11%	0.04%	0.06%	0.02%	0.02%	0.03%	0.04%	0.09%	0.03%
25	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.24%	0.22%	0.15%	0.09%	0.01%	0.13%	0.11%	0.05%	0.06%	0.02%	0.02%	0.05%	0.04%	0.09%	0.03%
26	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.30%	0.25%	0.15%	0.16%	0.01%	0.13%	0.11%	0.03%	0.06%	0.02%	0.02%	0.03%	0.04%	0.09%
27	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.34%	0.25%	0.15%	0.11%	0.01%	0.10%	0.11%	0.03%	0.06%	0.03%	0.02%	0.03%	0.04%	0.07%
28	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.34%	0.22%	0.15%	0.09%	0.03%	0.10%	0.11%	0.03%	0.06%	0.02%	0.03%	0.04%	0.04%	0.08%
29	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.38%	0.22%	0.15%	0.09%	0.01%	0.10%	0.11%	0.03%	0.07%	0.02%	0.03%	0.04%	0.04%
30	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.36%	0.21%	0.15%	0.09%	0.01%	0.10%	0.13%	0.03%	0.06%	0.02%	0.03%	0.04%	0.05%
31	0.08%	0.07%	0.03%	0.20%	0.00%	0.00%	0.00%	0.36%	0.24%	0.15%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.02%	0.04%	0.04%	0.05%
32	0.08%	0.07%	0.10%	0.20%	0.00%	0.00%	0.00%	0.30%	0.24%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.02%	0.03%	0.04%
33	0.08%	0.07%	0.10%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.02%	0.04%	0.04%
34	0.08%	0.07%	0.10%	0.20%	0.00%	0.00%	0.00%	0.35%	0.23%	0.18%	0.09%	0.01%	0.12%	0.12%	0.02%	0.06%	0.00%	0.05%	0.06%
35	0.08%	0.07%	0.10%	0.20%	0.00%	0.00%	0.00%	0.35%	0.23%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.00%	0.04%
36	0.08%	0.07%	0.10%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.00%	0.04%
37	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.00%	0.04%
38	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.16%	0.09%	0.01%	0.10%	0.12%	0.02%	0.07%	0.01%
39	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.24%	0.17%	0.09%	0.01%	0.10%	0.12%	0.02%	0.06%	0.01%
40	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.17%	0.09%	0.02%	0.12%	0.12%	0.02%	0.08%	0.01%
41	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.17%	0.09%	0.02%	0.12%	0.12%	0.01%	0.07%
42	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.23%	0.17%	0.09%	0.02%	0.13%	0.13%	0.01%	0.08%
43	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.26%	0.17%	0.09%	0.02%	0.13%	0.13%	0.01%	0.07%
44	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.30%	0.25%	0.17%	0.09%	0.01%	0.14%	0.12%	0.01%
45	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.25%	0.25%	0.17%	0.09%	0.01%	0.14%	0.12%	0.01%
46	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.25%	0.25%	0.17%	0.09%	0.01%	0.14%	0.13%	0.01%
47	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.27%	0.28%	0.17%	0.09%	0.01%	0.14%	0.13%
48	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.27%	0.26%	0.17%	0.09%	0.01%	0.14%	0.13%
49	0.08%	0.07%	0.05%	0.20%	0.00%	0.00%	0.00%	0.26%	0.26%	0.17%	0.09%	0.01%	0.14%	0.14%
50	0.08%	0.07%	0.07%	0.20%	0.00%	0.00%	0.00%	0.26%	0.26%	0.16%	0.09%	0.01%	0.14%
51	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.00%	0.25%	0.26%	0.16%	0.09%	0.01%	0.15%
52	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.00%	0.25%	0.26%	0.16%	0.09%	0.01%	0.15%
53	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.00%	0.22%	0.26%	0.16%	0.09%	0.01%
54	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.00%	0.22%	0.26%	0.16%	0.09%	0.01%
55	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.02%	0.22%	0.25%	0.16%	0.09%	0.01%
56	0.08%	0.07%	0.06%	0.20%	0.00%	0.00%	0.02%	0.22%	0.25%	0.16%	0.09%
57	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.00%	0.22%	0.25%	0.16%	0.09%
58	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.00%	0.22%	0.25%	0.16%	0.09%
59	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.00%	0.22%	0.24%	0.16%
60	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.00%	0.22%	0.24%	0.16%
61	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.00%	0.24%	0.24%	0.16%
62	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.01%	0.22%	0.25%
63	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.01%	0.22%	0.24%
64	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.02%	0.22%	0.24%
65	0.08%	0.07%	0.08%	0.23%	0.00%	0.00%	0.02%	0.22%
66	0.08%	0.07%	0.06%	0.23%	0.00%	0.00%	0.02%	0.22%
67	0.08%	0.07%	0.06%	0.24%	0.00%	0.00%	0.02%	0.22%
68	0.08%	0.07%	0.06%	0.24%	0.00%	0.00%	0.02%
69	0.08%	0.07%	0.06%	0.22%	0.00%	0.00%	0.02%
70	0.08%	0.07%	0.06%	0.22%	0.00%	0.00%	0.02%
71	0.08%	0.07%	0.06%	0.22%	0.00%	0.00%
72	0.08%	0.07%	0.06%	0.22%	0.00%	0.00%

31

Pool Factor (Active Unpaid Principal)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4		2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	97.81%	98.17%	99.00%	98.52%	98.31%	98.76%	98.88%	98.86%		99.00%	98.46%	98.69%	98.45%	98.33%	98.39%	98.34%	98.22%	98.74%	98.51%	98.66%	98.25%	98.23%	97.79%	97.77%	97.32%	96.56%	97.70%	98.15%	98.57%	98.12%	97.80%
1	94.15%	93.81%	95.41%	92.97%	91.65%	93.19%	94.80%	94.25%		94.71%	94.43%	94.47%	93.44%	93.64%	93.98%	92.13%	93.47%	93.78%	93.63%	93.99%	92.83%	92.72%	90.49%	90.42%	90.24%	90.18%	91.16%	93.47%	94.09%	92.62%	92.17%
2	90.85%	90.66%	92.14%	89.85%	87.16%	89.74%	91.17%	90.84%		91.11%	91.36%	90.88%	89.26%	90.28%	89.91%	87.76%	89.34%	89.23%	89.66%	90.15%	88.48%	88.52%	85.34%	86.16%	85.08%	84.64%	86.94%	89.79%	90.62%	88.15%
3	87.79%	87.41%	89.72%	87.05%	84.34%	86.27%	88.25%	87.57%		88.63%	88.65%	87.81%	86.08%	87.36%	86.91%	84.42%	85.54%	85.49%	86.12%	86.96%	84.41%	85.09%	81.45%	82.25%	81.37%	80.68%	83.58%	86.63%	87.61%	84.94%
4	85.42%	84.23%	87.11%	84.00%	81.14%	83.99%	85.64%	84.91%		86.07%	86.56%	84.96%	83.25%	83.89%	83.86%	81.04%	82.12%	81.89%	82.71%	83.71%	80.89%	82.25%	78.62%	79.14%	77.78%	77.47%	80.77%	83.84%	84.12%	81.43%
5	82.18%	82.40%	84.83%	80.51%	78.19%	81.12%	83.10%	82.75%		83.66%	84.01%	82.14%	80.34%	80.74%	80.99%	77.55%	78.98%	78.61%	79.93%	81.07%	77.63%	79.68%	76.18%	76.71%	74.75%	74.62%	78.08%	81.07%	80.85%
6	80.01%	80.46%	81.97%	78.06%	75.31%	79.01%	79.97%	80.21%		81.40%	81.47%	79.56%	77.45%	77.70%	78.16%	74.51%	76.17%	75.87%	77.21%	78.08%	74.83%	77.27%	73.59%	74.12%	71.89%	71.97%	75.71%	78.41%	78.33%
7	77.57%	77.74%	79.43%	75.53%	73.13%	76.76%	77.61%	77.56%		79.10%	78.99%	76.88%	74.45%	74.87%	75.06%	71.27%	73.09%	72.82%	74.54%	75.21%	72.20%	75.10%	71.19%	71.39%	69.35%	69.56%	73.46%	75.61%	75.66%
8	74.64%	75.47%	76.96%	72.63%	70.49%	74.36%	74.81%	75.28%		76.87%	76.53%	74.76%	71.64%	72.29%	72.22%	68.38%	70.41%	70.14%	71.96%	72.41%	69.78%	73.00%	68.89%	68.71%	66.80%	67.47%	70.96%	73.29%
9	72.39%	73.14%	75.02%	70.50%	68.21%	71.81%	72.40%	73.40%		74.74%	74.00%	72.34%	68.91%	69.87%	69.35%	65.63%	67.65%	67.54%	69.24%	69.88%	67.45%	70.80%	66.76%	66.56%	64.57%	65.24%	68.29%	70.93%
10	70.19%	70.72%	72.52%	68.67%	65.79%	69.25%	70.35%	71.03%		72.34%	71.67%	69.52%	66.33%	67.42%	66.51%	63.17%	65.16%	65.25%	66.81%	67.62%	65.23%	68.81%	64.60%	64.50%	62.34%	63.14%	66.00%	68.54%
11	68.31%	68.70%	70.43%	66.60%	63.22%	67.00%	67.68%	69.12%		69.51%	69.30%	66.74%	63.78%	65.13%	63.73%	60.52%	62.60%	62.92%	64.40%	65.12%	63.09%	66.95%	62.30%	62.24%	60.06%	60.80%	63.78%
12	65.93%	66.78%	68.19%	63.81%	60.90%	64.83%	64.89%	66.83%		67.22%	66.82%	64.17%	61.26%	62.58%	61.57%	57.90%	60.29%	60.22%	62.19%	63.02%	61.27%	64.75%	60.35%	60.35%	57.86%	58.70%	61.82%
13	63.48%	64.71%	65.86%	61.74%	58.52%	62.33%	62.57%	65.04%		65.25%	64.35%	61.48%	58.93%	59.52%	58.95%	55.44%	58.12%	58.09%	60.02%	61.09%	59.43%	62.75%	58.29%	58.42%	55.89%	56.63%	59.91%
14	60.86%	62.47%	64.02%	59.83%	56.39%	60.19%	60.75%	62.79%		63.00%	61.84%	59.11%	56.07%	56.79%	56.59%	53.29%	55.95%	55.81%	57.74%	59.24%	57.55%	60.68%	56.36%	56.72%	54.00%	54.58%
15	58.55%	60.12%	62.03%	57.99%	54.28%	57.68%	58.53%	60.27%		60.81%	59.04%	56.44%	53.81%	54.16%	54.15%	51.10%	53.68%	53.90%	55.60%	57.44%	55.77%	58.86%	54.58%	54.82%	51.93%	52.62%
16	56.40%	58.10%	60.52%	56.23%	52.10%	55.44%	56.44%	58.00%		58.50%	56.50%	54.24%	51.42%	51.79%	51.88%	49.04%	51.49%	51.97%	53.72%	55.73%	53.87%	56.95%	52.71%	53.06%	49.90%	50.90%
17	54.54%	55.91%	58.62%	53.85%	50.29%	53.10%	54.23%	55.86%		55.85%	54.31%	51.84%	48.77%	49.66%	49.78%	47.02%	49.33%	49.90%	52.04%	54.07%	51.97%	55.06%	50.99%	51.27%	48.11%
18	52.42%	53.84%	56.65%	51.69%	48.27%	51.21%	51.98%	53.85%		53.38%	52.44%	49.47%	47.01%	47.72%	47.78%	45.06%	47.55%	48.04%	50.46%	52.32%	49.99%	53.21%	49.30%	49.61%	46.37%
19	50.86%	51.51%	54.70%	49.53%	45.78%	48.71%	50.34%	51.72%		51.35%	50.43%	47.11%	44.91%	45.68%	45.84%	43.43%	45.73%	46.32%	48.97%	50.50%	48.15%	51.57%	47.58%	47.54%	44.74%
20	48.80%	49.91%	52.16%	47.74%	43.99%	46.77%	48.42%	49.89%		48.99%	48.31%	44.64%	42.65%	43.93%	44.09%	41.55%	43.92%	44.72%	47.35%	48.76%	46.50%	49.83%	45.94%	45.92%
21	46.85%	48.23%	50.05%	45.91%	42.20%	44.82%	46.87%	47.60%		46.92%	46.18%	42.65%	40.63%	41.97%	42.20%	39.89%	42.43%	43.18%	45.73%	47.08%	44.80%	48.33%	44.31%	44.16%
22	45.10%	46.51%	48.22%	44.00%	40.53%	43.07%	44.64%	45.28%		44.96%	43.52%	40.79%	38.94%	40.14%	40.41%	38.37%	40.82%	41.59%	44.10%	45.45%	43.09%	46.52%	42.65%	42.59%
23	43.34%	44.70%	46.40%	41.45%	38.86%	41.39%	42.38%	43.06%		42.87%	41.65%	39.10%	37.14%	38.35%	38.62%	36.83%	39.34%	39.84%	42.50%	43.72%	41.58%	44.89%	40.96%
24	41.22%	43.08%	44.51%	39.54%	37.17%	39.65%	40.57%	40.81%		40.69%	39.64%	37.03%	35.26%	36.51%	37.20%	35.28%	37.99%	38.12%	40.82%	42.00%	40.03%	43.00%	39.31%
25	39.69%	41.19%	42.45%	37.74%	35.53%	37.72%	38.60%	38.92%		38.80%	37.92%	35.26%	33.64%	34.74%	35.63%	33.93%	36.59%	36.63%	39.10%	40.43%	38.64%	41.36%	37.73%
26	37.52%	39.38%	40.55%	35.93%	34.00%	36.11%	36.83%	37.29%		36.49%	36.43%	33.64%	32.05%	33.15%	34.22%	32.49%	35.25%	35.07%	37.57%	38.96%	37.20%	39.74%
27	35.64%	37.34%	38.66%	34.01%	32.50%	34.06%	35.12%	35.15%		34.85%	34.43%	32.01%	30.41%	31.69%	32.58%	31.31%	33.85%	33.52%	36.15%	37.63%	35.66%	38.07%
28	33.78%	35.83%	36.90%	32.58%	30.92%	32.41%	33.37%	33.29%		33.12%	32.69%	30.34%	28.76%	30.25%	31.12%	30.17%	32.52%	32.21%	34.71%	36.29%	34.29%	36.59%
29	32.39%	34.14%	35.17%	31.05%	29.00%	30.89%	31.47%	31.35%		31.42%	31.00%	28.86%	27.37%	28.74%	29.95%	28.88%	31.11%	30.88%	33.28%	34.91%	32.82%
30	30.66%	32.63%	33.12%	29.59%	27.43%	29.37%	29.86%	29.72%		30.00%	29.43%	27.50%	25.93%	27.42%	28.71%	27.60%	29.81%	29.60%	31.94%	33.39%	31.42%
31	29.21%	30.97%	31.35%	28.01%	25.97%	27.95%	27.99%	28.21%		28.30%	28.05%	26.03%	24.65%	26.21%	27.44%	26.40%	28.58%	28.36%	30.64%	31.88%	30.07%
32	27.88%	29.55%	29.83%	26.66%	24.53%	26.27%	26.20%	26.73%		26.86%	26.41%	24.69%	23.55%	24.98%	26.31%	25.27%	27.33%	27.13%	29.30%	30.52%
33	26.64%	28.09%	28.29%	24.80%	23.03%	24.65%	24.83%	25.51%		25.55%	24.97%	23.47%	22.13%	23.92%	25.11%	23.97%	26.12%	25.97%	27.96%	29.09%
34	24.94%	26.90%	26.72%	23.19%	21.19%	23.11%	23.42%	24.12%		24.26%	23.83%	22.33%	21.08%	22.84%	23.93%	22.92%	24.83%	24.88%	26.69%	27.87%
35	23.75%	25.31%	25.30%	21.53%	19.99%	21.68%	22.09%	22.65%		23.00%	22.69%	21.28%	20.14%	21.64%	22.75%	21.82%	23.71%	23.63%	25.35%
36	22.38%	23.96%	23.83%	20.21%	18.61%	20.28%	20.93%	21.44%		21.91%	21.41%	20.07%	18.93%	20.36%	21.62%	20.80%	22.61%	22.47%	24.02%
37	21.23%	22.74%	22.13%	19.15%	17.24%	19.06%	19.75%	20.09%		20.63%	20.34%	19.04%	17.93%	19.14%	20.64%	19.73%	21.53%	21.40%	22.87%
38	20.11%	21.31%	21.02%	18.09%	16.12%	17.92%	18.78%	18.75%		19.59%	19.30%	17.95%	17.08%	18.13%	19.54%	18.81%	20.45%	20.27%
39	18.98%	20.16%	19.87%	16.76%	14.95%	16.93%	17.79%	17.60%		18.56%	18.24%	17.06%	16.07%	17.13%	18.52%	17.83%	19.30%	19.17%
40	17.97%	19.00%	18.59%	15.62%	13.80%	15.89%	16.65%	16.42%		17.58%	17.29%	16.13%	15.12%	16.20%	17.50%	16.90%	18.30%	17.99%
41	16.87%	17.97%	17.52%	14.79%	13.02%	14.94%	15.70%	15.42%		16.46%	16.46%	15.18%	14.23%	15.09%	16.74%	15.97%	17.26%
42	15.53%	16.98%	16.33%	13.93%	11.93%	14.12%	14.79%	14.48%		15.37%	15.50%	14.31%	13.36%	14.14%	15.83%	15.10%	16.37%
43	14.39%	15.92%	15.09%	12.74%	11.23%	13.19%	14.02%	13.57%		14.33%	14.61%	13.40%	12.57%	13.25%	14.96%	14.12%	15.41%
44	13.52%	14.76%	13.83%	11.96%	10.53%	12.28%	13.14%	12.78%		13.51%	13.62%	12.54%	11.81%	12.39%	14.00%	13.29%
45	12.74%	13.69%	13.02%	11.10%	9.80%	11.45%	12.18%	11.97%		12.54%	12.69%	11.75%	11.07%	11.60%	13.06%	12.46%
46	11.95%	12.52%	12.09%	10.21%	8.97%	10.64%	11.31%	11.19%		11.69%	11.75%	10.90%	10.34%	10.78%	12.12%	11.68%
47	10.94%	11.38%	11.19%	9.49%	8.21%	9.84%	10.38%	10.52%		10.87%	10.90%	10.10%	9.68%	9.94%	11.22%
48	9.97%	10.38%	10.26%	8.61%	7.53%	8.98%	9.65%	9.86%		9.85%	10.06%	9.42%	9.04%	9.12%	10.30%
49	9.10%	9.87%	9.30%	7.95%	7.04%	8.13%	8.96%	9.15%		9.14%	9.29%	8.74%	8.34%	8.43%	9.57%
50	8.19%	9.15%	8.57%	7.23%	6.36%	7.55%	8.32%	8.47%		8.44%	8.53%	8.14%	7.65%	7.74%
51	7.42%	8.37%	7.92%	6.54%	5.92%	7.02%	7.69%	7.79%		7.69%	7.93%	7.48%	7.04%	7.05%
52	6.88%	7.66%	7.29%	5.95%	5.46%	6.40%	7.01%	7.14%		7.07%	7.26%	6.82%	6.36%	6.48%
53	6.34%	7.07%	6.61%	5.42%	5.06%	5.84%	6.49%	6.47%		6.44%	6.69%	6.21%	5.80%
54	5.68%	6.52%	5.98%	4.85%	4.63%	5.36%	5.94%	5.84%		5.87%	6.09%	5.60%	5.23%
55	5.18%	5.88%	5.31%	4.37%	4.12%	4.85%	5.39%	5.32%		5.38%	5.56%	5.03%	4.73%
56	4.48%	5.29%	4.76%	3.90%	3.79%	4.42%	4.80%	4.79%		4.80%	5.02%	4.52%
57	3.97%	4.70%	4.27%	3.42%	3.46%	4.03%	4.35%	4.31%		4.29%	4.48%	4.04%
58	3.52%	4.07%	3.75%	3.02%	3.00%	3.56%	3.84%	3.82%		3.78%	3.93%	3.56%
59	3.09%	3.60%	3.31%	2.73%	2.69%	3.17%	3.31%	3.37%		3.31%	3.39%
60	2.66%	3.21%	2.92%	2.42%	2.36%	2.76%	2.86%	2.97%		2.84%	2.93%
61	2.31%	2.88%	2.59%	2.09%	2.12%	2.38%	2.50%	2.56%		2.40%	2.54%
62	2.06%	2.52%	2.29%	1.83%	1.84%	2.07%	2.11%	2.22%		2.01%
63	1.82%	2.15%	1.99%	1.54%	1.58%	1.74%	1.82%	1.91%		1.70%
64	1.52%	1.86%	1.71%	1.32%	1.33%	1.46%	1.49%	1.57%		1.41%
65	1.30%	1.59%	1.43%	1.09%	1.08%	1.22%	1.23%	1.25%
66	1.08%	1.30%	1.15%	0.87%	0.90%	0.95%	0.91%	0.99%
67	0.84%	0.99%	0.92%	0.68%	0.71%	0.73%	0.69%	0.72%
68	0.65%	0.72%	0.69%	0.51%	0.53%	0.50%	0.50%
69	0.45%	0.51%	0.48%	0.34%	0.39%	0.33%	0.34%
70	0.27%	0.30%	0.27%	0.19%	0.25%	0.20%	0.21%
71	0.11%	0.13%	0.09%	0.07%	0.10%	0.09%
72	0.01%	0.00%	0.01%	0.00%	0.03%	0.02%			��

32

Static Pool Delinquency (>30 DPD)

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
1	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
2	0.00%	0.22%	0.00%	0.22%	0.00%	0.15%	0.03%	0.11%	0.16%	0.11%	0.15%	0.00%	0.18%	0.00%	0.04%	0.02%	0.00%	0.02%	0.01%	0.04%	0.01%	0.02%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
3	0.00%	0.00%	0.00%	0.22%	0.19%	0.09%	0.00%	0.28%	0.19%	0.11%	0.13%	0.03%	0.03%	0.06%	0.02%	0.08%	0.00%	0.05%	0.01%	0.01%	0.01%	0.02%	0.03%	0.03%	0.03%	0.01%	0.04%	0.04%	0.02%
4	0.17%	0.00%	0.05%	0.23%	0.00%	0.00%	0.00%	0.12%	0.17%	0.23%	0.13%	0.03%	0.00%	0.12%	0.00%	0.05%	0.00%	0.02%	0.00%	0.01%	0.02%	0.00%	0.04%	0.01%	0.04%	0.07%	0.04%	0.02%	0.02%
5	0.01%	0.00%	0.11%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.00%	0.03%	0.00%	0.12%	0.00%	0.04%	0.01%	0.04%	0.02%	0.04%	0.02%	0.02%	0.03%	0.03%	0.00%	0.11%	0.01%	0.04%
6	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.08%	0.00%	0.02%	0.06%	0.04%	0.12%	0.00%	0.01%	0.05%	0.02%	0.03%	0.00%	0.00%	0.00%	0.00%	0.03%	0.08%	0.18%	0.05%	0.14%
7	0.27%	0.00%	0.13%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.06%	0.06%	0.11%	0.15%	0.02%	0.01%	0.02%	0.01%	0.04%	0.01%	0.01%	0.00%	0.00%	0.04%	0.04%	0.05%	0.02%	0.13%
8	0.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.04%	0.00%	0.04%	0.03%	0.09%	0.12%	0.01%	0.00%	0.05%	0.00%	0.03%	0.03%	0.01%	0.04%	0.01%	0.08%	0.05%	0.12%	0.03%
9	0.10%	0.00%	0.00%	0.00%	0.00%	0.01%	0.05%	0.00%	0.04%	0.00%	0.05%	0.02%	0.11%	0.08%	0.04%	0.00%	0.01%	0.03%	0.02%	0.02%	0.00%	0.04%	0.02%	0.14%	0.05%	0.10%	0.08%
10	0.00%	0.00%	0.00%	0.00%	0.00%	0.09%	0.05%	0.00%	0.00%	0.00%	0.00%	0.02%	0.06%	0.02%	0.00%	0.04%	0.08%	0.04%	0.03%	0.05%	0.01%	0.04%	0.02%	0.11%	0.03%	0.13%	0.13%
11	0.00%	0.00%	0.00%	0.00%	0.08%	0.01%	0.05%	0.00%	0.12%	0.00%	0.04%	0.02%	0.06%	0.06%	0.00%	0.04%	0.04%	0.00%	0.04%	0.02%	0.03%	0.02%	0.03%	0.00%	0.06%	0.12%
12	0.19%	0.00%	0.15%	0.08%	0.00%	0.00%	0.00%	0.08%	0.07%	0.00%	0.05%	0.03%	0.04%	0.18%	0.08%	0.03%	0.00%	0.00%	0.03%	0.04%	0.04%	0.04%	0.07%	0.05%	0.03%	0.09%
13	0.11%	0.00%	0.15%	0.00%	0.00%	0.00%	0.00%	0.08%	0.07%	0.07%	0.13%	0.00%	0.04%	0.00%	0.04%	0.02%	0.00%	0.04%	0.03%	0.06%	0.04%	0.06%	0.10%	0.05%	0.06%	0.08%
14	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.08%	0.04%	0.07%	0.06%	0.00%	0.00%	0.05%	0.02%	0.00%	0.02%	0.04%	0.00%	0.07%	0.06%	0.05%	0.13%	0.20%	0.05%
15	0.09%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.07%	0.04%	0.05%	0.03%	0.04%	0.05%	0.00%	0.05%	0.06%	0.02%	0.01%	0.14%	0.06%	0.13%	0.15%	0.18%	0.06%
16	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.14%	0.00%	0.05%	0.03%	0.11%	0.00%	0.04%	0.05%	0.02%	0.07%	0.06%	0.13%	0.06%	0.13%	0.09%	0.12%	0.07%
17	0.21%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.08%	0.08%	0.00%	0.09%	0.05%	0.00%	0.10%	0.05%	0.05%	0.06%	0.06%	0.07%	0.10%	0.09%	0.12%	0.14%
18	0.00%	0.00%	0.00%	0.00%	0.12%	0.00%	0.09%	0.00%	0.00%	0.08%	0.00%	0.00%	0.10%	0.10%	0.15%	0.08%	0.00%	0.05%	0.06%	0.08%	0.14%	0.04%	0.06%	0.06%
19	0.09%	0.00%	0.00%	0.00%	0.13%	0.00%	0.00%	0.00%	0.10%	0.08%	0.00%	0.00%	0.16%	0.00%	0.20%	0.05%	0.02%	0.03%	0.11%	0.09%	0.10%	0.12%	0.12%	0.08%
20	0.13%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.20%	0.00%	0.00%	0.00%	0.17%	0.04%	0.20%	0.05%	0.05%	0.02%	0.09%	0.08%	0.10%	0.05%	0.10%
21	0.14%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.05%	0.00%	0.00%	0.07%	0.12%	0.00%	0.17%	0.03%	0.06%	0.04%	0.08%	0.10%	0.25%	0.08%	0.05%
22	0.10%	0.00%	0.00%	0.05%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.06%	0.00%	0.18%	0.05%	0.08%	0.00%	0.07%	0.07%	0.14%	0.15%	0.10%
23	0.10%	0.00%	0.00%	0.12%	0.00%	0.16%	0.00%	0.14%	0.00%	0.00%	0.00%	0.05%	0.12%	0.04%	0.06%	0.08%	0.01%	0.02%	0.10%	0.10%	0.21%	0.09%
24	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.26%	0.00%	0.00%	0.00%	0.00%	0.11%	0.00%	0.05%	0.08%	0.04%	0.04%	0.11%	0.04%	0.20%	0.12%
25	0.11%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.29%	0.08%	0.00%	0.18%	0.00%	0.05%	0.00%	0.05%	0.02%	0.07%	0.07%	0.10%	0.14%	0.18%	0.09%
26	0.00%	0.00%	0.00%	0.00%	0.00%	0.18%	0.00%	0.12%	0.00%	0.00%	0.00%	0.00%	0.12%	0.00%	0.05%	0.10%	0.07%	0.07%	0.12%	0.11%	0.19%
27	0.00%	0.00%	0.20%	0.00%	0.00%	0.00%	0.00%	0.09%	0.00%	0.00%	0.08%	0.00%	0.16%	0.00%	0.17%	0.10%	0.04%	0.12%	0.05%	0.20%	0.16%
28	0.12%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.10%	0.00%	0.00%	0.08%	0.05%	0.00%	0.07%	0.18%	0.10%	0.03%	0.06%	0.09%	0.17%	0.21%
29	0.12%	0.00%	0.39%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.08%	0.10%	0.13%	0.07%	0.14%	0.12%	0.03%	0.05%	0.16%	0.17%
30	0.00%	0.00%	0.19%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%	0.00%	0.14%	0.00%	0.09%	0.08%	0.08%	0.17%	0.14%	0.19%
31	0.00%	0.00%	0.20%	0.00%	0.00%	0.17%	0.11%	0.00%	0.00%	0.00%	0.13%	0.12%	0.30%	0.04%	0.08%	0.08%	0.07%	0.15%	0.24%	0.21%
32	0.00%	0.15%	0.23%	0.00%	0.00%	0.10%	0.00%	0.00%	0.00%	0.00%	0.00%	0.10%	0.23%	0.13%	0.11%	0.11%	0.05%	0.12%	0.21%
33	0.00%	0.00%	0.00%	0.14%	0.00%	0.19%	0.00%	0.18%	0.00%	0.08%	0.00%	0.10%	0.24%	0.00%	0.10%	0.06%	0.02%	0.15%	0.25%
34	0.00%	0.00%	0.00%	0.15%	0.00%	0.19%	0.00%	0.00%	0.00%	0.00%	0.00%	0.18%	0.18%	0.18%	0.10%	0.06%	0.02%	0.21%	0.13%
35	0.00%	0.00%	0.00%	0.00%	0.00%	0.08%	0.00%	0.20%	0.09%	0.00%	0.00%	0.00%	0.13%	0.11%	0.14%	0.10%	0.07%	0.04%
36	0.00%	0.00%	0.00%	0.39%	0.00%	0.00%	0.15%	0.00%	0.09%	0.00%	0.00%	0.00%	0.13%	0.11%	0.03%	0.17%	0.05%	0.10%
37	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.09%	0.17%	0.08%	0.21%	0.32%	0.07%	0.03%	0.25%	0.10%	0.12%
38	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.10%	0.07%	0.06%	0.19%	0.35%	0.19%	0.00%	0.18%	0.01%
39	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.10%	0.00%	0.18%	0.09%	0.19%	0.31%	0.26%	0.32%	0.00%
40	0.00%	0.20%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.12%	0.00%	0.06%	0.07%	0.17%	0.40%	0.22%	0.16%	0.07%
41	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.13%	0.00%	0.07%	0.19%	0.25%	0.42%	0.15%	0.16%
42	0.00%	0.00%	0.25%	0.00%	0.00%	0.26%	0.00%	0.00%	0.14%	0.00%	0.00%	0.08%	0.10%	0.16%	0.21%	0.20%
43	0.00%	0.21%	0.00%	0.16%	0.00%	0.00%	0.00%	0.00%	0.13%	0.10%	0.00%	0.08%	0.39%	0.09%	0.13%	0.23%
44	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.31%	0.02%	0.28%	0.09%	0.23%	0.10%	0.12%
45	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.22%	0.33%	0.00%	0.23%	0.09%	0.52%	0.10%	0.04%
46	0.54%	0.00%	0.00%	0.00%	0.00%	0.00%	0.19%	0.00%	0.35%	0.00%	0.24%	0.09%	0.36%	0.11%	0.45%
47	1.45%	0.00%	0.00%	0.00%	0.00%	0.30%	0.21%	0.00%	0.14%	0.12%	0.00%	0.09%	0.48%	0.44%
48	0.93%	0.00%	0.00%	0.00%	0.00%	0.00%	0.21%	0.00%	0.16%	0.00%	0.00%	0.10%	0.41%	0.64%
49	0.00%	0.00%	0.00%	0.53%	0.00%	0.00%	0.00%	0.00%	0.00%	0.19%	0.16%	0.10%	0.30%	0.00%
50	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.06%	0.00%	0.11%	0.13%
51	0.00%	0.00%	0.00%	0.59%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.29%	0.11%	0.23%
52	0.00%	0.00%	0.00%	0.65%	0.00%	0.00%	0.29%	0.00%	0.00%	0.07%	0.31%	0.12%	0.00%
53	0.98%	0.00%	0.00%	0.69%	0.00%	0.00%	0.32%	0.00%	0.32%	0.00%	0.19%	0.25%
54	0.00%	0.00%	0.00%	0.74%	0.00%	0.00%	0.82%	0.00%	0.00%	0.00%	0.00%	0.27%
55	0.00%	0.00%	0.00%	0.78%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.28%
56	0.00%	0.00%	0.00%	0.88%	0.00%	0.00%	0.00%	0.80%	0.17%	0.00%	0.00%
57	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.41%
58	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.33%	0.41%	0.00%	0.18%	0.46%
59	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.38%	0.46%	0.20%	0.21%
60	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.39%	0.52%	0.22%	0.00%
61	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.79%	0.00%	0.97%	0.00%
62	0.00%	0.00%	0.97%	0.00%	0.00%	1.01%	0.40%	0.00%	0.30%
63	0.00%	0.00%	1.11%	0.00%	0.00%	0.00%	0.46%	0.00%	0.41%
64	0.00%	0.00%	1.29%	0.00%	0.00%	0.00%	0.00%	0.00%	0.49%
65	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.97%	0.00%
66	0.00%	0.00%	1.12%	0.00%	0.00%	0.00%	0.00%	0.00%
67	0.00%	0.00%	1.20%	0.00%	0.00%	0.00%	0.00%	0.00%
68	0.00%	0.00%	1.62%	0.00%	0.00%	0.00%	1.71%
69	0.00%	0.00%	1.96%	0.00%	0.00%	0.00%	2.53%
70	0.00%	0.00%	3.52%	0.00%	2.14%	0.00%	5.59%
71	0.00%	0.00%	8.07%	0.00%	0.00%	0.00%
72	0.00%	0.00%	100.00%	0.00%	0.00%	0.00%

33

ABS Total

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	2.24%	1.86%	1.01%	1.50%	1.72%	1.25%	1.14%	1.16%	1.01%	1.56%	1.31%	1.56%	1.72%	1.64%	1.67%	1.80%	1.26%	1.50%	1.36%	1.78%	1.79%	2.26%	2.27%	2.75%	3.58%	2.41%	1.86%	1.51%	1.91%	2.22%
1	2.22%	2.93%	2.11%	4.09%	5.26%	4.18%	2.66%	3.23%	2.87%	2.63%	2.85%	3.65%	3.31%	3.06%	5.02%	3.50%	3.68%	3.64%	3.42%	4.38%	4.29%	6.21%	6.30%	6.13%	5.58%	5.56%	3.74%	3.47%	4.62%	4.81%
2	1.91%	1.75%	1.93%	1.76%	3.20%	2.11%	2.27%	2.09%	2.24%	1.73%	2.27%	2.92%	2.07%	2.86%	3.25%	2.95%	3.34%	2.80%	2.70%	3.27%	3.10%	4.22%	3.46%	4.30%	4.67%	3.39%	2.74%	2.55%	3.67%
3	1.72%	2.04%	0.98%	1.43%	1.53%	2.20%	1.60%	2.00%	1.14%	1.40%	1.79%	1.95%	1.66%	1.80%	2.28%	2.67%	2.59%	2.44%	2.18%	3.02%	2.36%	3.03%	3.04%	2.87%	3.17%	2.52%	2.22%	2.04%	2.36%
4	1.04%	1.88%	1.23%	1.72%	1.98%	0.98%	1.32%	1.48%	1.24%	0.76%	1.61%	1.65%	2.26%	1.88%	2.37%	2.36%	2.53%	2.37%	2.25%	2.57%	1.82%	1.98%	2.25%	2.84%	2.50%	1.99%	1.85%	2.59%	2.75%
5	1.97%	0.47%	0.85%	2.24%	1.77%	1.65%	1.27%	0.93%	1.13%	1.28%	1.66%	1.77%	2.00%	1.76%	2.55%	2.15%	2.26%	1.82%	1.60%	2.38%	1.56%	1.78%	1.66%	2.32%	2.15%	1.92%	1.87%	2.40%
6	0.87%	0.61%	1.54%	1.21%	1.89%	0.86%	1.92%	1.36%	1.01%	1.30%	1.41%	1.81%	1.94%	1.82%	2.15%	1.84%	1.78%	1.79%	2.01%	1.93%	1.42%	1.81%	1.72%	2.21%	1.95%	1.51%	1.80%	1.79%
7	1.21%	1.50%	1.25%	1.33%	1.02%	1.04%	1.17%	1.51%	1.08%	1.29%	1.56%	1.97%	1.77%	2.07%	2.40%	2.16%	2.14%	1.82%	1.94%	1.80%	1.20%	1.61%	2.03%	1.83%	1.71%	1.44%	2.09%	1.90%
8	1.96%	1.05%	1.29%	1.78%	1.58%	1.25%	1.68%	1.17%	1.12%	1.30%	0.99%	1.84%	1.59%	1.87%	2.11%	1.81%	1.83%	1.71%	1.90%	1.61%	1.34%	1.50%	1.90%	1.90%	1.42%	1.82%	1.53%
9	1.08%	1.16%	0.66%	1.05%	1.23%	1.44%	1.29%	0.71%	0.95%	1.40%	1.36%	1.80%	1.42%	1.97%	2.01%	1.94%	1.80%	1.89%	1.68%	1.55%	1.29%	1.41%	1.41%	1.59%	1.63%	1.93%	1.61%
10	1.06%	1.28%	1.31%	0.65%	1.43%	1.49%	0.93%	1.32%	1.28%	1.23%	1.80%	1.69%	1.49%	1.98%	1.77%	1.72%	1.50%	1.63%	1.43%	1.45%	1.08%	1.45%	1.37%	1.67%	1.57%	1.64%	1.69%
11	0.71%	0.87%	0.91%	0.97%	1.65%	1.19%	1.64%	0.81%	1.75%	1.31%	1.82%	1.71%	1.36%	2.04%	2.01%	1.84%	1.57%	1.67%	1.72%	1.43%	0.90%	1.63%	1.61%	1.79%	1.79%	1.63%
12	1.33%	0.76%	1.09%	1.80%	1.42%	1.13%	1.80%	1.28%	1.26%	1.46%	1.66%	1.73%	1.68%	1.37%	2.03%	1.62%	1.99%	1.48%	1.34%	1.06%	1.35%	1.23%	1.25%	1.67%	1.61%	1.34%
13	1.44%	0.97%	1.23%	1.10%	1.52%	1.55%	1.39%	0.75%	0.93%	1.52%	1.85%	1.59%	2.23%	1.91%	1.95%	1.56%	1.46%	1.51%	1.19%	1.12%	1.22%	1.42%	1.24%	1.46%	1.66%	1.35%
14	1.67%	1.22%	0.72%	0.94%	1.30%	1.18%	0.84%	1.30%	1.29%	1.58%	1.57%	2.15%	2.00%	1.69%	1.65%	1.54%	1.67%	1.65%	1.11%	1.24%	1.28%	1.34%	1.16%	1.41%	1.56%
15	1.38%	1.36%	0.91%	0.89%	1.32%	1.63%	1.34%	1.61%	1.25%	1.91%	1.91%	1.64%	1.99%	1.88%	1.74%	1.70%	1.29%	1.53%	1.09%	1.09%	1.02%	1.17%	1.31%	1.60%	1.56%
16	1.26%	1.02%	0.31%	0.81%	1.45%	1.40%	1.24%	1.42%	1.43%	1.73%	1.49%	1.81%	1.77%	1.70%	1.71%	1.67%	1.35%	1.30%	1.00%	1.30%	1.18%	1.33%	1.22%	1.68%	1.30%
17	0.97%	1.27%	0.87%	1.57%	1.05%	1.56%	1.42%	1.31%	1.80%	1.43%	1.74%	2.10%	1.56%	1.57%	1.65%	1.68%	1.55%	1.07%	0.95%	1.29%	1.19%	1.18%	1.22%	1.40%
18	1.31%	1.19%	0.98%	1.39%	1.35%	1.11%	1.52%	1.22%	1.68%	1.11%	1.76%	1.23%	1.39%	1.58%	1.62%	1.30%	1.36%	0.95%	1.10%	1.48%	1.19%	1.21%	1.16%	1.40%
19	0.64%	1.51%	0.99%	1.43%	1.90%	1.79%	0.82%	1.38%	1.28%	1.32%	1.80%	1.67%	1.56%	1.53%	1.29%	1.37%	1.21%	0.87%	1.20%	1.31%	0.97%	1.14%	1.64%	1.30%
20	1.33%	0.67%	1.64%	1.05%	1.18%	1.27%	1.21%	1.09%	1.66%	1.50%	1.94%	1.87%	1.30%	1.31%	1.60%	1.42%	1.09%	1.00%	1.18%	1.17%	1.09%	1.14%	1.20%
21	1.25%	0.80%	1.28%	1.13%	1.24%	1.35%	0.77%	1.62%	1.43%	1.54%	1.54%	1.68%	1.60%	1.50%	1.40%	1.04%	1.07%	1.11%	1.12%	1.27%	0.85%	1.23%	1.37%
22	1.06%	0.91%	1.01%	1.38%	1.13%	1.14%	1.63%	1.70%	1.36%	2.03%	1.48%	1.38%	1.52%	1.44%	1.23%	1.22%	1.16%	1.13%	1.09%	1.28%	1.24%	1.26%	1.22%
23	1.11%	1.06%	1.01%	1.95%	1.16%	1.10%	1.74%	1.76%	1.55%	1.38%	1.29%	1.54%	1.45%	1.47%	1.32%	1.08%	1.41%	1.13%	1.28%	1.06%	1.00%	1.32%
24	1.54%	0.85%	1.15%	1.41%	1.39%	1.24%	1.28%	1.73%	1.67%	1.57%	1.74%	1.68%	1.55%	1.04%	1.37%	0.95%	1.43%	1.26%	1.23%	1.18%	1.39%	1.37%
25	0.90%	1.26%	1.43%	1.35%	1.22%	1.52%	1.54%	1.47%	1.46%	1.31%	1.50%	1.49%	1.54%	1.29%	1.13%	1.05%	1.12%	1.36%	1.14%	0.98%	1.13%	1.30%
26	1.69%	1.22%	1.31%	1.40%	1.14%	1.18%	1.38%	1.21%	1.86%	1.06%	1.37%	1.44%	1.37%	1.14%	1.31%	0.95%	1.27%	1.15%	1.01%	1.05%	1.19%
27	1.45%	1.51%	1.35%	1.56%	1.13%	1.71%	1.36%	1.75%	1.28%	1.67%	1.44%	1.56%	1.24%	1.47%	0.94%	1.10%	1.33%	1.07%	0.86%	1.26%	1.27%
28	1.48%	0.93%	1.25%	1.02%	1.29%	1.36%	1.45%	1.57%	1.43%	1.47%	1.53%	1.58%	1.26%	1.28%	0.91%	1.06%	1.06%	1.17%	0.91%	1.06%	1.09%
29	0.93%	1.21%	1.28%	1.21%	1.71%	1.26%	1.65%	1.69%	1.45%	1.48%	1.35%	1.36%	1.40%	0.87%	1.27%	1.21%	1.06%	1.12%	1.00%	1.25%
30	1.43%	1.01%	1.62%	1.17%	1.39%	1.33%	1.41%	1.43%	1.15%	1.37%	1.25%	1.44%	1.17%	1.03%	1.14%	1.08%	1.07%	1.05%	1.24%	1.20%
31	1.15%	1.26%	1.41%	1.38%	1.34%	1.23%	1.70%	1.33%	1.53%	1.25%	1.42%	1.29%	1.05%	1.16%	1.16%	0.99%	1.04%	1.02%	1.21%	1.12%
32	1.01%	1.01%	1.19%	1.12%	1.37%	1.57%	1.68%	1.35%	1.30%	1.56%	1.29%	1.03%	1.11%	0.91%	1.00%	1.09%	1.03%	1.14%	1.11%
33	0.87%	1.12%	1.25%	1.73%	1.48%	1.56%	1.32%	1.02%	1.17%	1.38%	1.17%	1.53%	0.84%	1.07%	1.34%	1.04%	0.97%	1.13%	1.24%
34	1.61%	0.75%	1.35%	1.57%	1.83%	1.54%	1.43%	1.33%	1.18%	0.98%	1.09%	1.04%	0.92%	1.12%	1.05%	1.24%	0.96%	1.13%	0.98%
35	0.94%	1.39%	1.23%	1.67%	1.25%	1.49%	1.35%	1.47%	1.19%	1.02%	0.97%	0.84%	1.24%	1.12%	1.12%	0.97%	1.13%	1.25%
36	1.29%	1.16%	1.35%	1.41%	1.54%	1.50%	1.16%	1.21%	0.97%	1.30%	1.30%	1.39%	1.31%	1.09%	1.03%	1.01%	1.16%	1.30%
37	1.22%	1.11%	1.62%	1.15%	1.63%	1.37%	1.27%	1.46%	1.33%	1.03%	1.12%	1.16%	1.40%	0.93%	1.19%	1.02%	1.01%	1.11%
38	1.10%	1.42%	1.02%	1.18%	1.42%	1.31%	0.98%	1.49%	1.01%	1.04%	1.25%	0.86%	1.08%	1.17%	0.95%	1.12%	1.17%
39	1.16%	1.12%	1.12%	1.56%	1.60%	1.10%	1.05%	1.32%	1.03%	1.11%	0.90%	1.25%	1.07%	1.13%	1.13%	1.18%	1.19%
40	0.99%	1.20%	1.36%	1.41%	1.55%	1.27%	1.43%	1.41%	0.99%	0.95%	1.05%	1.20%	1.03%	1.11%	1.08%	1.05%	1.31%
41	1.21%	1.02%	1.12%	0.92%	1.03%	1.15%	1.10%	1.20%	1.29%	0.68%	1.06%	1.14%	1.33%	0.55%	1.13%	1.15%
42	1.53%	1.01%	1.34%	1.04%	1.56%	0.97%	1.06%	1.12%	1.28%	1.06%	1.08%	1.06%	1.26%	1.01%	0.99%	0.95%
43	1.38%	1.20%	1.45%	1.55%	0.92%	1.20%	0.77%	1.13%	1.26%	0.97%	1.15%	1.05%	1.03%	1.01%	1.28%	1.11%
44	0.99%	1.37%	1.51%	1.01%	1.00%	1.25%	1.10%	0.93%	0.88%	1.20%	1.12%	1.01%	1.13%	1.15%	1.06%
45	0.79%	1.33%	0.90%	1.24%	1.10%	1.12%	1.29%	1.01%	1.26%	1.15%	1.01%	0.97%	1.03%	1.21%	1.10%
46	0.89%	1.47%	1.21%	1.35%	1.39%	1.16%	1.22%	0.99%	1.07%	1.21%	1.22%	1.04%	1.13%	1.30%	1.04%
47	1.35%	1.49%	1.24%	1.12%	1.34%	1.18%	1.34%	0.73%	1.12%	1.13%	1.11%	0.87%	1.25%	1.26%
48	1.38%	1.41%	1.33%	1.46%	1.28%	1.37%	1.05%	0.74%	1.45%	1.20%	0.94%	0.92%	1.29%	1.34%
49	1.36%	0.20%	1.43%	1.21%	0.86%	1.44%	1.05%	1.06%	0.98%	1.08%	1.08%	1.17%	1.14%	1.11%
50	1.44%	1.13%	1.18%	1.38%	1.42%	1.01%	1.01%	1.03%	1.12%	1.14%	0.87%	1.20%	1.20%
51	1.34%	1.27%	1.16%	1.39%	0.83%	0.88%	0.99%	1.12%	1.23%	0.86%	1.14%	1.07%	1.27%
52	0.85%	1.21%	1.07%	1.26%	0.96%	1.19%	1.20%	1.11%	1.01%	1.13%	1.17%	1.30%	1.13%
53	0.93%	0.99%	1.24%	1.20%	0.78%	1.10%	0.70%	1.26%	1.09%	0.82%	1.15%	1.06%
54	1.31%	0.92%	1.21%	1.31%	0.96%	0.89%	0.92%	1.17%	1.05%	1.07%	1.18%	1.21%
55	0.91%	1.28%	1.24%	1.18%	1.30%	1.15%	1.01%	0.95%	0.76%	0.87%	1.11%	1.06%
56	1.42%	1.17%	1.19%	1.19%	0.37%	0.91%	1.15%	1.12%	1.17%	1.04%	1.11%
57	1.21%	1.28%	1.05%	1.31%	0.52%	0.59%	0.67%	0.97%	1.02%	1.10%	1.04%
58	1.08%	1.36%	1.22%	1.20%	1.30%	1.18%	1.11%	1.09%	1.15%	1.19%	1.11%
59	1.13%	1.14%	1.09%	0.40%	0.64%	0.84%	1.26%	1.00%	1.11%	1.26%
60	1.18%	0.87%	1.00%	0.82%	1.07%	1.17%	1.12%	0.95%	1.21%	1.19%
61	1.23%	0.80%	0.95%	1.24%	0.81%	1.14%	1.06%	1.18%	1.29%	1.10%
62	0.70%	1.13%	0.87%	1.08%	1.16%	0.97%	1.25%	0.96%	1.26%
63	0.77%	1.19%	0.93%	1.28%	1.09%	1.16%	0.60%	0.91%	1.11%
64	1.21%	0.87%	0.91%	1.02%	1.15%	0.95%	1.18%	1.14%	1.09%
65	0.71%	0.87%	1.08%	1.17%	1.23%	0.72%	0.93%	1.25%
66	0.84%	1.08%	1.16%	1.19%	0.72%	1.10%	1.30%	1.04%
67	1.20%	1.27%	0.77%	1.18%	1.18%	1.02%	1.10%	1.28%
68	0.75%	1.26%	1.00%	1.15%	1.21%	1.29%	0.99%
69	1.17%	1.13%	1.25%	1.29%	0.95%	1.19%	1.18%
70	1.05%	1.31%	1.32%	1.32%	1.22%	1.25%	1.24%
71	1.21%	1.33%	1.36%	1.35%	1.36%	1.33%
72	6.21%	1.39%	1.44%	1.39%	-0.10%	1.59%

34

ABS Voluntary

Months On Books	2017 Q1	2017 Q2	2017 Q3	2017 Q4	2018 Q1	2018 Q2	2018 Q3	2018 Q4	2019 Q1	2019 Q2	2019 Q3	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2
0	2.24%	1.86%	1.01%	1.50%	1.72%	1.25%	1.14%	1.16%	1.01%	1.56%	1.31%	1.56%	1.72%	1.64%	1.67%	1.80%	1.26%	1.50%	1.36%	1.78%	1.79%	2.26%	2.27%	2.75%	3.58%	2.41%	1.86%	1.51%	1.91%	2.22%
1	2.22%	2.93%	2.11%	4.09%	5.26%	4.18%	2.66%	3.11%	2.87%	2.63%	2.85%	3.65%	3.31%	3.06%	5.02%	3.50%	3.68%	3.64%	3.42%	4.38%	4.29%	6.21%	6.30%	6.13%	5.58%	5.56%	3.74%	3.47%	4.62%	4.81%
2	1.91%	1.75%	1.93%	1.76%	3.20%	2.11%	2.27%	2.09%	2.12%	1.67%	2.27%	2.92%	2.07%	2.86%	3.23%	2.95%	3.34%	2.80%	2.70%	3.26%	3.10%	4.22%	3.46%	4.30%	4.67%	3.39%	2.74%	2.55%	3.67%
3	1.72%	1.84%	0.98%	1.43%	1.53%	2.20%	1.60%	2.00%	1.14%	1.40%	1.79%	1.95%	1.60%	1.74%	2.26%	2.66%	2.59%	2.44%	2.18%	3.02%	2.36%	3.03%	3.04%	2.87%	3.17%	2.52%	2.22%	2.04%	2.36%
4	1.04%	1.88%	1.23%	1.72%	1.98%	0.98%	1.32%	1.39%	1.18%	0.76%	1.61%	1.65%	2.26%	1.88%	2.37%	2.36%	2.53%	2.37%	2.23%	2.57%	1.82%	1.98%	2.25%	2.84%	2.50%	1.99%	1.85%	2.59%	2.74%
5	1.97%	0.47%	0.76%	2.04%	1.77%	1.65%	1.27%	0.82%	1.01%	1.18%	1.55%	1.77%	2.00%	1.76%	2.54%	2.12%	2.26%	1.81%	1.58%	2.36%	1.56%	1.78%	1.66%	2.32%	2.15%	1.92%	1.83%	2.40%
6	0.87%	0.61%	1.54%	1.21%	1.89%	0.86%	1.92%	1.36%	1.01%	1.30%	1.41%	1.81%	1.94%	1.73%	2.15%	1.82%	1.78%	1.79%	2.01%	1.93%	1.41%	1.81%	1.70%	2.21%	1.95%	1.50%	1.80%	1.79%
7	1.20%	1.50%	1.25%	1.33%	1.02%	1.04%	1.17%	1.51%	1.08%	1.29%	1.56%	1.97%	1.77%	2.01%	2.40%	2.15%	2.14%	1.81%	1.93%	1.80%	1.20%	1.61%	2.03%	1.83%	1.71%	1.37%	2.09%	1.89%
8	1.75%	1.05%	1.18%	1.62%	1.58%	1.25%	1.68%	1.17%	1.12%	1.30%	0.99%	1.82%	1.53%	1.85%	2.11%	1.81%	1.83%	1.71%	1.90%	1.61%	1.32%	1.50%	1.90%	1.88%	1.42%	1.81%	1.53%
9	0.99%	1.16%	0.66%	1.05%	1.23%	1.44%	1.29%	0.71%	0.95%	1.40%	1.36%	1.78%	1.42%	1.97%	2.01%	1.94%	1.77%	1.89%	1.65%	1.55%	1.29%	1.41%	1.41%	1.57%	1.59%	1.92%	1.61%
10	1.06%	1.28%	1.31%	0.65%	1.43%	1.49%	0.93%	1.32%	1.28%	1.20%	1.80%	1.69%	1.49%	1.92%	1.74%	1.72%	1.50%	1.63%	1.42%	1.45%	1.08%	1.45%	1.37%	1.62%	1.57%	1.64%	1.67%
11	0.71%	0.87%	0.91%	0.97%	1.65%	1.19%	1.64%	0.81%	1.75%	1.31%	1.82%	1.71%	1.36%	2.00%	2.01%	1.84%	1.57%	1.67%	1.71%	1.42%	0.90%	1.62%	1.61%	1.79%	1.79%	1.60%
12	1.33%	0.76%	1.09%	1.80%	1.42%	1.13%	1.77%	1.28%	1.26%	1.46%	1.66%	1.71%	1.68%	1.37%	2.03%	1.62%	1.97%	1.48%	1.33%	1.06%	1.35%	1.23%	1.25%	1.67%	1.61%	1.33%
13	1.44%	0.97%	1.23%	1.10%	1.52%	1.55%	1.39%	0.75%	0.93%	1.52%	1.83%	1.59%	2.23%	1.90%	1.94%	1.54%	1.46%	1.48%	1.17%	1.12%	1.22%	1.40%	1.24%	1.46%	1.66%	1.35%
14	1.67%	1.22%	0.72%	0.94%	1.30%	1.18%	0.84%	1.30%	1.29%	1.58%	1.57%	2.15%	1.96%	1.69%	1.65%	1.54%	1.67%	1.65%	1.11%	1.24%	1.28%	1.34%	1.16%	1.41%	1.54%
15	1.38%	1.36%	0.91%	0.89%	1.32%	1.63%	1.34%	1.56%	1.25%	1.91%	1.90%	1.64%	1.99%	1.88%	1.74%	1.70%	1.29%	1.51%	1.09%	1.09%	1.00%	1.17%	1.29%	1.60%	1.56%
16	1.26%	1.02%	0.31%	0.81%	1.45%	1.40%	1.24%	1.42%	1.43%	1.71%	1.49%	1.81%	1.77%	1.70%	1.71%	1.67%	1.35%	1.30%	1.00%	1.30%	1.17%	1.32%	1.22%	1.67%	1.28%
17	0.97%	1.27%	0.87%	1.57%	1.05%	1.56%	1.42%	1.31%	1.79%	1.43%	1.74%	2.10%	1.56%	1.57%	1.65%	1.68%	1.54%	1.07%	0.95%	1.24%	1.18%	1.16%	1.22%	1.40%
18	1.31%	1.19%	0.98%	1.39%	1.35%	1.11%	1.52%	1.22%	1.64%	1.11%	1.76%	1.17%	1.39%	1.58%	1.62%	1.30%	1.36%	0.95%	1.07%	1.48%	1.18%	1.19%	1.13%	1.34%
19	0.64%	1.51%	0.99%	1.43%	1.90%	1.79%	0.82%	1.38%	1.28%	1.32%	1.80%	1.67%	1.53%	1.53%	1.29%	1.34%	1.21%	0.86%	1.20%	1.30%	0.94%	1.13%	1.64%	1.30%
20	1.33%	0.67%	1.64%	1.05%	1.18%	1.27%	1.21%	1.09%	1.66%	1.46%	1.94%	1.87%	1.27%	1.31%	1.60%	1.40%	1.09%	1.00%	1.18%	1.15%	1.07%	1.11%	1.20%
21	1.25%	0.80%	1.28%	1.13%	1.24%	1.35%	0.77%	1.62%	1.43%	1.54%	1.54%	1.68%	1.60%	1.50%	1.40%	1.03%	1.07%	1.11%	1.11%	1.26%	0.84%	1.23%	1.37%
22	0.97%	0.91%	1.01%	1.38%	1.13%	1.14%	1.63%	1.70%	1.33%	2.01%	1.45%	1.34%	1.50%	1.44%	1.20%	1.22%	1.16%	1.13%	1.06%	1.28%	1.21%	1.25%	1.18%
23	1.11%	0.97%	1.01%	1.95%	1.16%	1.10%	1.74%	1.69%	1.55%	1.38%	1.29%	1.54%	1.45%	1.47%	1.32%	1.06%	1.40%	1.13%	1.28%	1.04%	1.00%	1.32%
24	1.54%	0.85%	1.15%	1.41%	1.39%	1.24%	1.28%	1.73%	1.67%	1.57%	1.74%	1.68%	1.54%	1.04%	1.32%	0.95%	1.43%	1.26%	1.23%	1.18%	1.36%	1.37%
25	0.90%	1.26%	1.43%	1.35%	1.22%	1.52%	1.54%	1.47%	1.46%	1.31%	1.50%	1.49%	1.54%	1.29%	1.11%	1.05%	1.12%	1.36%	1.12%	0.98%	1.12%	1.30%
26	1.69%	1.22%	1.31%	1.40%	1.14%	1.18%	1.38%	1.13%	1.84%	1.06%	1.29%	1.44%	1.37%	1.14%	1.31%	0.95%	1.27%	1.15%	1.01%	1.04%	1.19%
27	1.45%	1.51%	1.35%	1.56%	1.13%	1.71%	1.36%	1.72%	1.28%	1.67%	1.44%	1.56%	1.24%	1.47%	0.94%	1.10%	1.32%	1.07%	0.86%	1.26%	1.27%
28	1.48%	0.93%	1.25%	1.02%	1.29%	1.36%	1.45%	1.57%	1.43%	1.47%	1.53%	1.56%	1.26%	1.28%	0.91%	1.06%	1.06%	1.15%	0.89%	1.06%	1.07%
29	0.93%	1.21%	1.28%	1.21%	1.71%	1.26%	1.65%	1.66%	1.45%	1.48%	1.35%	1.36%	1.40%	0.87%	1.27%	1.20%	1.06%	1.12%	0.99%	1.23%
30	1.43%	1.01%	1.62%	1.17%	1.39%	1.33%	1.41%	1.43%	1.15%	1.37%	1.25%	1.44%	1.17%	0.99%	1.14%	1.08%	1.07%	1.05%	1.24%	1.20%
31	1.15%	1.26%	1.41%	1.38%	1.34%	1.23%	1.70%	1.33%	1.51%	1.25%	1.42%	1.29%	1.05%	1.16%	1.16%	0.99%	1.04%	1.00%	1.20%	1.12%
32	1.01%	1.01%	1.10%	1.12%	1.37%	1.57%	1.68%	1.35%	1.30%	1.56%	1.29%	1.03%	1.11%	0.91%	1.00%	1.09%	1.03%	1.14%	1.10%
33	0.87%	1.12%	1.25%	1.73%	1.48%	1.56%	1.32%	1.02%	1.17%	1.38%	1.17%	1.53%	0.84%	1.07%	1.34%	1.04%	0.93%	1.12%	1.24%
34	1.61%	0.75%	1.35%	1.57%	1.83%	1.54%	1.43%	1.27%	1.18%	0.94%	1.09%	1.04%	0.89%	1.12%	1.05%	1.24%	0.96%	1.11%	0.94%
35	0.94%	1.39%	1.23%	1.67%	1.25%	1.49%	1.35%	1.47%	1.19%	1.02%	0.97%	0.84%	1.24%	1.12%	1.12%	0.97%	1.13%	1.25%
36	1.29%	1.16%	1.35%	1.41%	1.54%	1.50%	1.16%	1.21%	0.97%	1.30%	1.30%	1.39%	1.31%	1.09%	1.03%	1.01%	1.16%	1.30%
37	1.22%	1.11%	1.62%	1.15%	1.63%	1.37%	1.27%	1.46%	1.33%	1.03%	1.12%	1.16%	1.40%	0.93%	1.19%	1.02%	1.01%	1.11%
38	1.10%	1.42%	1.02%	1.18%	1.42%	1.31%	0.98%	1.49%	1.01%	1.04%	1.25%	0.86%	1.08%	1.17%	0.95%	1.10%	1.15%
39	1.16%	1.12%	1.12%	1.56%	1.60%	1.10%	1.05%	1.32%	1.03%	1.09%	0.90%	1.25%	1.07%	1.13%	1.13%	1.18%	1.18%
40	0.99%	1.20%	1.36%	1.41%	1.55%	1.27%	1.43%	1.41%	0.95%	0.95%	1.05%	1.18%	0.99%	1.11%	1.08%	1.00%	1.31%
41	1.21%	1.02%	1.12%	0.92%	1.03%	1.15%	1.10%	1.20%	1.29%	0.68%	1.06%	1.14%	1.33%	0.52%	1.13%	1.15%
42	1.53%	1.01%	1.34%	1.04%	1.56%	0.97%	1.06%	1.12%	1.28%	1.06%	1.08%	1.06%	1.24%	0.98%	0.99%	0.93%
43	1.38%	1.20%	1.45%	1.55%	0.92%	1.20%	0.77%	1.13%	1.23%	0.97%	1.15%	1.05%	1.03%	1.01%	1.28%	1.11%
44	0.99%	1.37%	1.51%	1.01%	1.00%	1.25%	1.10%	0.93%	0.88%	1.20%	1.12%	1.01%	1.11%	1.15%	1.06%
45	0.79%	1.33%	0.90%	1.24%	1.10%	1.12%	1.29%	1.01%	1.26%	1.15%	1.01%	0.97%	1.03%	1.21%	1.10%
46	0.89%	1.47%	1.21%	1.35%	1.39%	1.16%	1.22%	0.99%	1.07%	1.21%	1.22%	1.04%	1.13%	1.28%	1.04%
47	1.35%	1.49%	1.24%	1.12%	1.34%	1.18%	1.34%	0.67%	1.07%	1.13%	1.11%	0.87%	1.25%	1.26%
48	1.38%	1.41%	1.33%	1.46%	1.28%	1.37%	1.05%	0.74%	1.45%	1.20%	0.94%	0.92%	1.29%	1.34%
49	1.36%	0.20%	1.43%	1.21%	0.86%	1.44%	1.05%	1.06%	0.98%	1.08%	1.08%	1.17%	1.14%	1.08%
50	1.44%	1.13%	1.15%	1.38%	1.42%	1.01%	1.01%	1.03%	1.12%	1.14%	0.87%	1.20%	1.18%
51	1.34%	1.27%	1.16%	1.39%	0.83%	0.88%	0.99%	1.12%	1.23%	0.86%	1.14%	1.07%	1.25%
52	0.85%	1.21%	1.07%	1.26%	0.96%	1.19%	1.20%	1.11%	1.01%	1.13%	1.17%	1.30%	1.13%
53	0.93%	0.99%	1.24%	1.20%	0.78%	1.10%	0.70%	1.26%	1.09%	0.82%	1.15%	1.06%
54	1.31%	0.92%	1.21%	1.31%	0.96%	0.89%	0.92%	1.17%	1.05%	1.07%	1.18%	1.21%
55	0.91%	1.28%	1.24%	1.18%	1.30%	1.15%	0.92%	0.95%	0.76%	0.87%	1.11%	1.06%
56	1.42%	1.17%	1.19%	1.19%	0.37%	0.91%	1.15%	1.12%	1.17%	1.04%	1.11%
57	1.21%	1.28%	1.05%	1.23%	0.52%	0.59%	0.67%	0.97%	1.02%	1.10%	1.04%
58	1.08%	1.36%	1.22%	1.20%	1.30%	1.18%	1.11%	1.09%	1.15%	1.19%	1.11%
59	1.13%	1.14%	1.09%	0.40%	0.64%	0.84%	1.26%	1.00%	1.11%	1.26%
60	1.18%	0.87%	1.00%	0.82%	1.07%	1.17%	1.12%	0.95%	1.21%	1.19%
61	1.23%	0.80%	0.95%	1.24%	0.81%	1.14%	1.06%	1.13%	1.29%	1.10%
62	0.70%	1.13%	0.87%	1.08%	1.16%	0.97%	1.22%	0.96%	1.24%
63	0.77%	1.19%	0.93%	1.28%	1.09%	1.16%	0.60%	0.91%	1.11%
64	1.21%	0.87%	0.91%	1.02%	1.15%	0.95%	1.14%	1.14%	1.09%
65	0.71%	0.87%	0.87%	1.17%	1.23%	0.72%	0.93%	1.25%
66	0.84%	1.08%	1.16%	1.19%	0.72%	1.10%	1.30%	1.04%
67	1.20%	1.27%	0.77%	1.18%	1.18%	1.02%	1.10%	1.28%
68	0.75%	1.26%	1.00%	1.15%	1.21%	1.29%	0.99%
69	1.17%	1.13%	1.25%	1.29%	0.95%	1.19%	1.18%
70	1.05%	1.31%	1.32%	1.32%	1.22%	1.25%	1.24%
71	1.21%	1.33%	1.36%	1.35%	1.36%	1.33%
72	6.21%	1.39%	1.44%	1.39%	-0.10%	1.59%

35