COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ABBOTT LABS COM | COM | 002824100 | 2,852,674 | 25,983 | SH | | SOLE | | 25,983 | 0 | 0 |
ADOBE SYS INC COM | COM | 00724F101 | 744,404 | 2,212 | SH | | SOLE | | 2,212 | 0 | 0 |
ALPHABET INC CAP STK CL C | COM | 02079K107 | 1,104,689 | 12,450 | SH | | SOLE | | 12,450 | 0 | 0 |
ALPHABET INC CL A | COM | 02079K305 | 3,955,351 | 44,830 | SH | | SOLE | | 44,830 | 0 | 0 |
AMAZON COM INC COM | COM | 023135106 | 4,067,616 | 48,424 | SH | | SOLE | | 48,424 | 0 | 0 |
AMERICAN TOWER CORP NEW COM | COM | 03027X100 | 2,306,520 | 10,887 | SH | | SOLE | | 10,887 | 0 | 0 |
APPLE INC COM | COM | 037833100 | 8,863,435 | 68,217 | SH | | SOLE | | 68,217 | 0 | 0 |
BANK AMER CORP COM | COM | 060505104 | 477,160 | 14,407 | SH | | SOLE | | 14,407 | 0 | 0 |
BANK OF MONTREAL | COM | 063671101 | 264,552 | 2,920 | SH | | SOLE | | 2,920 | 0 | 0 |
BAR HBR BANKSHARES COM | COM | 066849100 | 1,084,714 | 33,855 | SH | | SOLE | | 33,855 | 0 | 0 |
BAR HBR BANKSHARES COM | COM | 066849100 | 90,545 | 2,826 | SH | | DFND | | 2,826 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL CL A | COM | 084670108 | 1,406,133 | 3 | SH | | SOLE | | 3 | 0 | 0 |
BIOGEN INC COM | COM | 09062X103 | 1,215,679 | 4,390 | SH | | SOLE | | 4,390 | 0 | 0 |
BOEING CO COM | COM | 097023105 | 710,528 | 3,730 | SH | | SOLE | | 3,730 | 0 | 0 |
CDW CORP COM | COM | 12514G108 | 1,339,886 | 7,503 | SH | | SOLE | | 7,503 | 0 | 0 |
CHEVRON CORP NEW COM | COM | 166764100 | 3,580,287 | 19,947 | SH | | SOLE | | 19,947 | 0 | 0 |
CHIPOTLE MEXICAN GRILL INC COM | COM | 169656105 | 1,753,787 | 1,264 | SH | | SOLE | | 1,264 | 0 | 0 |
COCA COLA CO COM | COM | 191216100 | 239,428 | 3,764 | SH | | SOLE | | 3,764 | 0 | 0 |
COMPASS MINERALS INTL INC COM | COM | 20451N101 | 246,000 | 6,000 | SH | | SOLE | | 6,000 | 0 | 0 |
COSTCO WHOLESALE CORP NEW COM | COM | 22160K105 | 3,801,276 | 8,327 | SH | | SOLE | | 8,327 | 0 | 0 |
CROWN CASTLE INC COM | COM | 22822V101 | 552,190 | 4,071 | SH | | SOLE | | 4,071 | 0 | 0 |
DANAHER CORP COM | COM | 235851102 | 2,917,497 | 10,992 | SH | | SOLE | | 10,992 | 0 | 0 |
DEERE & CO COM | COM | 244199105 | 683,015 | 1,593 | SH | | SOLE | | 1,593 | 0 | 0 |
DISNEY WALT CO DISNEY COM | COM | 254687106 | 784,353 | 9,028 | SH | | SOLE | | 9,028 | 0 | 0 |
DUPONT DE NEMOURS INC COM | COM | 26614N102 | 685,545 | 9,989 | SH | | SOLE | | 9,989 | 0 | 0 |
EMERSON ELEC CO COM | COM | 291011104 | 331,215 | 3,448 | SH | | SOLE | | 3,448 | 0 | 0 |
EXTRA SPACE STORAGE INC COM | COM | 30225T102 | 612,269 | 4,160 | SH | | SOLE | | 4,160 | 0 | 0 |
EXXON MOBIL CORP COM | COM | 30231G102 | 313,031 | 2,838 | SH | | SOLE | | 2,838 | 0 | 0 |
META PLATFORMS INC CL A | COM | 30303M102 | 1,439,146 | 11,959 | SH | | SOLE | | 11,959 | 0 | 0 |
FIDUS INVT CORP COM | COM | 316500107 | 1,064,005 | 55,912 | SH | | SOLE | | 55,912 | 0 | 0 |
FIRST REP BK SAN FRANCISCO CALIF NEW COM | COM | 33616C100 | 1,658,192 | 13,604 | SH | | SOLE | | 13,604 | 0 | 0 |
FLEXSHARES TR MORNINGSTAR GLOBAL UPSTREAM NAT RES INDEX FD | COM | 33939L407 | 12,993,140 | 298,899 | SH | | SOLE | | 298,899 | 0 | 0 |
FREEPORT-MCMORAN INC CL B | COM | 35671D857 | 1,238,154 | 32,583 | SH | | SOLE | | 32,583 | 0 | 0 |
GENERAL DYNAMICS CORP COM | COM | 369550108 | 2,274,176 | 9,166 | SH | | SOLE | | 9,166 | 0 | 0 |
GSK PLC SPONSORED ADR NEW | SPONSORED ADR | 37733W204 | 732,774 | 20,853 | SH | | SOLE | | 20,853 | 0 | 0 |
HOME DEPOT INC COM | COM | 437076102 | 2,549,306 | 8,071 | SH | | SOLE | | 8,071 | 0 | 0 |
HONEYWELL INTL INC COM | COM | 438516106 | 2,678,107 | 12,497 | SH | | SOLE | | 12,497 | 0 | 0 |
INTERCONTINENTAL EXCHANGE INC COM | COM | 45866F104 | 1,562,241 | 15,228 | SH | | SOLE | | 15,228 | 0 | 0 |
ISHARES TR CORE S&P 500 ETF | COM | 464287200 | 411,873 | 1,072 | SH | | SOLE | | 1,072 | 0 | 0 |
ISHARES TR CORE S&P 500 ETF | COM | 464287200 | 1,442,324 | 3,754 | SH | | DFND | | 3,754 | 0 | 0 |
ISHARES TR CORE U S AGGREGATE BD ETF | COM | 464287226 | 20,912,402 | 215,614 | SH | | SOLE | | 215,614 | 0 | 0 |
ISHARES TR MSCI EMERGING MKTS INDEX FD | MSCI EMG MKT ETF | 464287234 | 211,406 | 5,578 | SH | | SOLE | | 5,578 | 0 | 0 |
ISHARES TR 1-3 YR TREAS BD ETF | COM | 464287457 | 916,572 | 11,292 | SH | | SOLE | | 11,292 | 0 | 0 |
ISHARES TR MSCI EAFE ETF | COM | 464287465 | 928,150 | 14,140 | SH | | SOLE | | 14,140 | 0 | 0 |
ISHARES TR RUSSELL MID-CAP ETF | COM | 464287499 | 222,315 | 3,296 | SH | | SOLE | | 3,296 | 0 | 0 |
ISHARES TR CORE S&P MID-CAP ETF | COM | 464287507 | 14,197,975 | 58,696 | SH | | SOLE | | 58,696 | 0 | 0 |
ISHARES TR RUSSELL 1000 VALUE ETF | COM | 464287598 | 232,934 | 1,536 | SH | | SOLE | | 1,536 | 0 | 0 |
ISHARES TR RUSSELL 1000 GROWTH ETF | COM | 464287614 | 657,074 | 3,067 | SH | | SOLE | | 3,067 | 0 | 0 |
ISHARES TR US REAL ESTATE ETF | COM | 464287739 | 296,770 | 3,525 | SH | | SOLE | | 3,525 | 0 | 0 |
ISHARES TR NATL MUN BD ETF FD | COM | 464288414 | 3,790,384 | 35,921 | SH | | SOLE | | 35,921 | 0 | 0 |
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF | COM | 464288513 | 517,987 | 7,035 | SH | | SOLE | | 7,035 | 0 | 0 |
ISHARES TR MSCI KLD 400 SOCIAL ETF | COM | 464288570 | 914,605 | 12,740 | SH | | SOLE | | 12,740 | 0 | 0 |
ISHARES TR MBS ETF | COM | 464288588 | 230,484 | 2,485 | SH | | SOLE | | 2,485 | 0 | 0 |
JPMORGAN CHASE & CO COM | COM | 46625H100 | 3,544,799 | 26,434 | SH | | SOLE | | 26,434 | 0 | 0 |
JOHNSON & JOHNSON COM | COM | 478160104 | 2,108,494 | 11,936 | SH | | SOLE | | 11,936 | 0 | 0 |
LAUDER ESTEE COS INC CL A | COM | 518439104 | 1,124,435 | 4,532 | SH | | SOLE | | 4,532 | 0 | 0 |
LILLY ELI & CO COM | COM | 532457108 | 3,697,545 | 10,107 | SH | | SOLE | | 10,107 | 0 | 0 |
MARSH & MCLENNAN COS INC COM | COM | 571748102 | 1,349,986 | 8,158 | SH | | SOLE | | 8,158 | 0 | 0 |
MASTERCARD INC CL A | COM | 57636Q104 | 2,567,986 | 7,385 | SH | | SOLE | | 7,385 | 0 | 0 |
MCDONALDS CORP COM | COM | 580135101 | 676,745 | 2,568 | SH | | SOLE | | 2,568 | 0 | 0 |
MERCK & CO INC NEW COM | COM | 58933Y105 | 282,368 | 2,545 | SH | | SOLE | | 2,545 | 0 | 0 |
METLIFE INC COM | COM | 59156R108 | 268,420 | 3,709 | SH | | SOLE | | 3,709 | 0 | 0 |
MICROSOFT CORP COM | COM | 594918104 | 7,708,294 | 32,142 | SH | | SOLE | | 32,142 | 0 | 0 |
MONDELEZ INTL INC CL A | COM | 609207105 | 1,204,432 | 18,071 | SH | | SOLE | | 18,071 | 0 | 0 |
NEXTERA ENERGY PARTNERS LP COM UNIT LTD PARTNERSHIP INT | COM | 65341B106 | 2,438,011 | 34,784 | SH | | SOLE | | 34,784 | 0 | 0 |
NIKE INC CL B | COM | 654106103 | 3,375,036 | 28,844 | SH | | SOLE | | 28,844 | 0 | 0 |
NVIDIA CORP COM | COM | 67066G104 | 2,479,411 | 16,966 | SH | | SOLE | | 16,966 | 0 | 0 |
PALO ALTO NETWORKS INC COM | COM | 697435105 | 2,452,136 | 17,573 | SH | | SOLE | | 17,573 | 0 | 0 |
PEPSICO INC COM | COM | 713448108 | 3,373,645 | 18,674 | SH | | SOLE | | 18,674 | 0 | 0 |
PFIZER INC COM | COM | 717081103 | 775,517 | 15,135 | SH | | SOLE | | 15,135 | 0 | 0 |
PROCTER & GAMBLE CO COM | COM | 742718109 | 1,036,822 | 6,841 | SH | | SOLE | | 6,841 | 0 | 0 |
RAYTHEON TECHNOLOGIES CORP COM | COM | 75513E101 | 353,624 | 3,504 | SH | | SOLE | | 3,504 | 0 | 0 |
ROYAL BK CDA MONTREAL QUE ISIN# CA7800871021 | COM | 780087102 | 535,914 | 5,700 | SH | | SOLE | | 5,700 | 0 | 0 |
S&P GLOBAL INC COM | COM | 78409V104 | 1,867,960 | 5,577 | SH | | SOLE | | 5,577 | 0 | 0 |
SPDR S&P 500 ETF TR TR UNIT | COM | 78462F103 | 5,194,929 | 13,584 | SH | | SOLE | | 13,584 | 0 | 0 |
SALESFORCE INC COM | COM | 79466L302 | 1,601,289 | 12,077 | SH | | SOLE | | 12,077 | 0 | 0 |
SCHLUMBERGER LTD COM ISIN# AN8068571086 | COM | 806857108 | 1,518,585 | 28,406 | SH | | SOLE | | 28,406 | 0 | 0 |
TJX COS INC NEW COM | COM | 872540109 | 3,108,221 | 39,048 | SH | | SOLE | | 39,048 | 0 | 0 |
TEXAS INSTRS INC COM | COM | 882508104 | 1,656,331 | 10,025 | SH | | SOLE | | 10,025 | 0 | 0 |
THERMO FISHER SCIENTIFIC INC COM | COM | 883556102 | 3,114,152 | 5,655 | SH | | SOLE | | 5,655 | 0 | 0 |
TORONTO DOMINION BK ISIN#CA8911605092 | COM | 891160509 | 364,081 | 5,622 | SH | | SOLE | | 5,622 | 0 | 0 |
UNION PAC CORP COM | COM | 907818108 | 2,327,674 | 11,241 | SH | | SOLE | | 11,241 | 0 | 0 |
UNITEDHEALTH GROUP INC COM | COM | 91324P102 | 4,669,295 | 8,807 | SH | | SOLE | | 8,807 | 0 | 0 |
VANECK ETF TR GOLD MINERS ETF | GOLD MINERS ETF | 92189F106 | 593,692 | 20,715 | SH | | SOLE | | 20,715 | 0 | 0 |
VANECK ETF TR JR GOLD MINERS ETF | JUNIOR GOLD MINE | 92189F791 | 572,396 | 16,056 | SH | | SOLE | | 16,056 | 0 | 0 |
VANGUARD BD INDEX FDS VANGUARD SHORT TERM BD ETF | COM | 921937827 | 215,376 | 2,861 | SH | | SOLE | | 2,861 | 0 | 0 |
VANGUARD INTL FD FTSE DEVELOPED MKTS ETF | COM | 921943858 | 994,857 | 23,704 | SH | | SOLE | | 23,704 | 0 | 0 |
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF | FTSE EMR MKT ETF | 922042858 | 1,376,384 | 35,310 | SH | | SOLE | | 35,310 | 0 | 0 |
VANGUARD SCOTTSDALE FDS VANGUARD RUSSELL 2000 INDEX FD ETF SHS | COM | 92206C664 | 483,934 | 6,877 | SH | | DFND | | 6,877 | 0 | 0 |
VANGUARD INDEX FDS S&P 500 ETF SHS NEW | COM | 922908363 | 911,025 | 2,593 | SH | | SOLE | | 2,593 | 0 | 0 |
VANGUARD INDEX FDS REAL ESTATE INDEX FD ETF | COM | 922908553 | 11,280,295 | 136,764 | SH | | SOLE | | 136,764 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD MID-CAP ETF | COM | 922908629 | 253,132 | 1,242 | SH | | SOLE | | 1,242 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD GROWTH ETF | COM | 922908736 | 293,239 | 1,376 | SH | | SOLE | | 1,376 | 0 | 0 |
VANGUARD INDEX FDS VANGUARD VALUE ETF | COM | 922908744 | 272,879 | 1,944 | SH | | SOLE | | 1,944 | 0 | 0 |
VERIZON COMMUNICATIONS INC COM | COM | 92343V104 | 647,381 | 16,431 | SH | | SOLE | | 16,431 | 0 | 0 |
VERISK ANALYTICS INC COM | COM | 92345Y106 | 449,871 | 2,550 | SH | | SOLE | | 2,550 | 0 | 0 |
VISA INC COM CL A | COM | 92826C839 | 2,353,713 | 11,329 | SH | | SOLE | | 11,329 | 0 | 0 |
ACCENTURE PLC IRELAND CLASS SHS ISIN#IE00B4BNMY34 | COM | G1151C101 | 2,353,529 | 8,820 | SH | | SOLE | | 8,820 | 0 | 0 |
LINDE PLC SH ISIN#IE00BZ12WP82 | COM | G5494J103 | 512,103 | 1,570 | SH | | SOLE | | 1,570 | 0 | 0 |