Financial Strategies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	976	12,205	SH		SOLE	0	0	0	12,205
ALPHABET INC	CAP STK CL C	02079K107	1,483	15,427	SH		SOLE	0	0	0	15,427
AMAZON COM INC	COM	023135106	1,752	15,503	SH		SOLE	0	0	0	15,503
APPLE INC	COM	037833100	1,991	14,410	SH		SOLE	0	0	0	14,410
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,559	5,838	SH		SOLE	0	0	0	5,838
BP PLC	SPONSORED ADR	055622104	257	9,000	SH		SOLE	0	0	0	9,000
CHEVRON CORP NEW	COM	166764100	291	2,022	SH		SOLE	0	0	0	2,022
COCA COLA CO	COM	191216100	276	4,928	SH		SOLE	0	0	0	4,928
CSX CORP	COM	126408103	288	10,800	SH		SOLE	0	0	0	10,800
DEERE & CO	COM	244199105	275	824	SH		SOLE	0	0	0	824
EXXON MOBIL CORP	COM	30231G102	1,645	18,844	SH		SOLE	0	0	0	18,844
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	296	6,074	SH		SOLE	0	0	0	6,074
FIRST TR EXCHNG TRADED FD VI	CBOE VEST FD DEP	33740U703	9,086	475,454	SH		SOLE	0	0	0	475,454
FORD MTR CO DEL	COM	345370860	904	80,738	SH		SOLE	0	0	0	80,738
GOLDMAN SACHS ETF TR	ACTIVEBETA INT	381430107	212	8,555	SH		SOLE	0	0	0	8,555
GRANITESHARES GOLD TR	SHS BEN INT	38748G101	825	50,084	SH		SOLE	0	0	0	50,084
HCA HEALTHCARE INC	COM	40412C101	959	5,216	SH		SOLE	0	0	0	5,216
HUNTINGTON BANCSHARES INC	COM	446150104	267	20,223	SH		SOLE	0	0	0	20,223
ISHARES INC	JP MORGAN EM ETF	464286517	5,822	180,199	SH		SOLE	0	0	0	180,199
ISHARES TR	NATIONAL MUN ETF	464288414	1,036	10,097	SH		SOLE	0	0	0	10,097
ISHARES TR	SHRT NAT MUN ETF	464288158	996	9,705	SH		SOLE	0	0	0	9,705
ISHARES TR	AGGRES ALLOC ETF	464289859	381	6,870	SH		SOLE	0	0	0	6,870
ISHARES TR	CORE US AGGBD ET	464287226	1,189	12,341	SH		SOLE	0	0	0	12,341
ISHARES TR	CORE S&P500 ETF	464287200	627	1,748	SH		SOLE	0	0	0	1,748
ISHARES TR	CORE S&P MCP ETF	464287507	3,092	14,104	SH		SOLE	0	0	0	14,104
ISHARES TR	0-5YR HI YL CP	46434V407	5,784	144,819	SH		SOLE	0	0	0	144,819
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	342	7,065	SH		SOLE	0	0	0	7,065
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	461	9,198	SH		SOLE	0	0	0	9,198
JPMORGAN CHASE & CO	COM	46625H100	1,054	10,090	SH		SOLE	0	0	0	10,090
KLA CORP	COM NEW	482480100	911	3,010	SH		SOLE	0	0	0	3,010
LOWES COS INC	COM	548661107	1,111	5,916	SH		SOLE	0	0	0	5,916
MCDONALDS CORP	COM	580135101	510	2,212	SH		SOLE	0	0	0	2,212
MERCK & CO INC	COM	58933Y105	391	4,541	SH		SOLE	0	0	0	4,541
METLIFE INC	COM	59156R108	824	13,558	SH		SOLE	0	0	0	13,558
MICROSOFT CORP	COM	594918104	1,169	5,018	SH		SOLE	0	0	0	5,018
NEXTERA ENERGY INC	COM	65339F101	413	5,267	SH		SOLE	0	0	0	5,267
NIKE INC	CL B	654106103	310	3,729	SH		SOLE	0	0	0	3,729
PEPSICO INC	COM	713448108	1,058	6,481	SH		SOLE	0	0	0	6,481
PFIZER INC	COM	717081103	494	11,287	SH		SOLE	0	0	0	11,287
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	1,713	17,326	SH		SOLE	0	0	0	17,326
PROCTER AND GAMBLE CO	COM	742718109	1,282	10,156	SH		SOLE	0	0	0	10,156
PROGRESSIVE CORP	COM	743315103	1,101	9,478	SH		SOLE	0	0	0	9,478
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	12,083	252,992	SH		SOLE	0	0	0	252,992
SCHWAB STRATEGIC TR	US TIPS ETF	808524870	8,221	158,713	SH		SOLE	0	0	0	158,713
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	658	14,203	SH		SOLE	0	0	0	14,203
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,367	23,372	SH		SOLE	0	0	0	23,372
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	22,639	877,474	SH		SOLE	0	0	0	877,474
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	13,744	442,777	SH		SOLE	0	0	0	442,777
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	1,435	31,497	SH		SOLE	0	0	0	31,497
SPDR INDEX SHS FDS	MSCI EAFE STRTGC	78463X434	2,802	50,230	SH		SOLE	0	0	0	50,230
SPDR INDEX SHS FDS	S&P INTL SMLCP	78463X871	1,190	45,642	SH		SOLE	0	0	0	45,642
SPDR SER TR	S&P 600 SMCP VAL	78464A300	8,076	120,283	SH		SOLE	0	0	0	120,283
SPDR SER TR	S&P 600 SMCP GRW	78464A201	3,828	56,197	SH		SOLE	0	0	0	56,197
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	238	5,173	SH		SOLE	0	0	0	5,173
SPDR SER TR	PORTFLI TIPS ETF	78464A656	1,027	40,506	SH		SOLE	0	0	0	40,506
SPDR SER TR	BLOOMBERG EMERGI	78464A391	336	17,706	SH		SOLE	0	0	0	17,706
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	13,151	527,091	SH		SOLE	0	0	0	527,091
SPDR SER TR	BLOOMBERG SHT TE	78468R408	388	16,298	SH		SOLE	0	0	0	16,298
SPDR SER TR	PORTFOLI S&P1500	78464A805	34,106	773,203	SH		SOLE	0	0	0	773,203
SPDR SER TR	NUVEEN BLOOMBERG	78464A284	548	11,437	SH		SOLE	0	0	0	11,437
SPDR SER TR	PORTFOLIO S&P400	78464A847	12,494	324,011	SH		SOLE	0	0	0	324,011
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	362	9,001	SH		SOLE	0	0	0	9,001
VANECK ETF TRUST	IG FLOATING RATE	92189F486	666	26,830	SH		SOLE	0	0	0	26,830
VANECK ETF TRUST	HIGH YLD MUNIETF	92189H409	267	5,349	SH		SOLE	0	0	0	5,349
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	972	6,808	SH		SOLE	0	0	0	6,808
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	626	8,780	SH		SOLE	0	0	0	8,780
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,903	10,602	SH		SOLE	0	0	0	10,602
VANGUARD INDEX FDS	VALUE ETF	922908744	203	1,640	SH		SOLE	0	0	0	1,640
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,236	61,273	SH		SOLE	0	0	0	61,273
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	928	19,285	SH		SOLE	0	0	0	19,285
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	6,831	91,958	SH		SOLE	0	0	0	91,958
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,716	74,701	SH		SOLE	0	0	0	74,701
VERIZON COMMUNICATIONS INC	COM	92343V104	1,420	37,391	SH		SOLE	0	0	0	37,391
WALMART INC	COM	931142103	232	1,786	SH		SOLE	0	0	0	1,786
WASTE MGMT INC DEL	COM	94106L109	304	1,895	SH		SOLE	0	0	0	1,895
WORLD GOLD TR	SPDR GLD MINIS	98149E303	7,180	217,703	SH		SOLE	0	0	0	217,703