Financial Strategies 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALLISON TRANSMISSION HLDGS I	COM	01973R101	218,492	2,941	SH		SOLE	0	0	0	2,941
ALPHA METALLURGICAL RESOUR I	COM	020764106	295,140	967	SH		SOLE	0	0	0	967
ALPHABET INC	CAP STK CL A	02079K305	236,792	1,253	SH		SOLE	0	0	0	1,253
ALPHABET INC	CAP STK CL C	02079K107	9,072,816	47,641	SH		SOLE	0	0	0	47,641
AMAZON COM INC	COM	023135106	9,312,038	46,714	SH		SOLE	0	0	0	46,714
APPLE INC	COM	037833100	9,940,165	43,468	SH		SOLE	0	0	0	43,468
ARCH RESOURCES INC	CL A	03940R107	294,436	1,826	SH		SOLE	0	0	0	1,826
BERKLEY W R CORP	COM	084423102	5,924,621	74,957	SH		SOLE	0	0	0	74,957
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	8,028,728	19,557	SH		SOLE	0	0	0	19,557
BJS WHSL CLUB HLDGS INC	COM	05550J101	396,881	4,506	SH		SOLE	0	0	0	4,506
BORGWARNER INC	COM	099724106	206,878	6,534	SH		SOLE	0	0	0	6,534
BP PLC	SPONSORED ADR	055622104	313,200	9,000	SH		SOLE	0	0	0	9,000
CAPITAL ONE FINL CORP	COM	14040H105	5,990,125	43,727	SH		SOLE	0	0	0	43,727
CMS ENERGY CORP	COM	125896100	216,527	3,679	SH		SOLE	0	0	0	3,679
COCA COLA CO	COM	191216100	305,676	4,876	SH		SOLE	0	0	0	4,876
CONSOL ENERGY INC NEW	COM	20854L108	502,685	5,029	SH		SOLE	0	0	0	5,029
CSX CORP	COM	126408103	710,695	21,881	SH		SOLE	0	0	0	21,881
DAVITA INC	COM	23918K108	362,924	2,631	SH		SOLE	0	0	0	2,631
EAGLE MATLS INC	COM	26969P108	207,916	979	SH		SOLE	0	0	0	979
ENACT HLDGS INC	COM	29249E109	295,933	9,793	SH		SOLE	0	0	0	9,793
EXXON MOBIL CORP	COM	30231G102	5,283,284	47,623	SH		SOLE	0	0	0	47,623
FIRST TR EXCHANGE-TRADED FD	MANAGD MUN ETF	33739N108	727,634	14,187	SH		SOLE	0	0	0	14,187
FIRST TR EXCHNG TRADED FD VI	FT VEST LADDERED	33740U703	964,629	39,397	SH		SOLE	0	0	0	39,397
GRANITESHARES GOLD TR	SHS BEN INT	38748G101	208,144	8,916	SH		SOLE	0	0	0	8,916
HCA HEALTHCARE INC	COM	40412C101	5,954,830	18,790	SH		SOLE	0	0	0	18,790
HUNTINGTON BANCSHARES INC	COM	446150104	246,352	18,994	SH		SOLE	0	0	0	18,994
INTERACTIVE BROKERS GROUP IN	COM CL A	45841N107	310,008	2,475	SH		SOLE	0	0	0	2,475
ISHARES INC	CORE MSCI EMKT	46434G103	418,048	7,602	SH		SOLE	0	0	0	7,602
ISHARES INC	JP MORGAN EM ETF	464286517	8,570,130	236,809	SH		SOLE	0	0	0	236,809
ISHARES TR	SP SMCP600VL ETF	464287879	480,372	5,007	SH		SOLE	0	0	0	5,007
ISHARES TR	SHRT NAT MUN ETF	464288158	968,186	9,247	SH		SOLE	0	0	0	9,247
ISHARES TR	NATIONAL MUN ETF	464288414	1,304,822	12,198	SH		SOLE	0	0	0	12,198
ISHARES TR	CORE S&P TTL STK	464287150	353,779	2,925	SH		SOLE	0	0	0	2,925
ISHARES TR	AGGRES ALLOC ETF	464289859	300,469	3,985	SH		SOLE	0	0	0	3,985
ISHARES TR	IBOXX HI YD ETF	464288513	245,568	3,176	SH		SOLE	0	0	0	3,176
ISHARES TR	CORE US AGGBD ET	464287226	2,118,396	21,723	SH		SOLE	0	0	0	21,723
ISHARES TR	0-3 MNTH TREASRY	46436E718	1,809,857	18,025	SH		SOLE	0	0	0	18,025
ISHARES TR	CORE S&P MCP ETF	464287507	3,032,079	52,522	SH		SOLE	0	0	0	52,522
ISHARES TR	IBONDS 24 TRM TS	46436E874	21,740,978	909,284	SH		SOLE	0	0	0	909,284
ISHARES TR	CORE S&P500 ETF	464287200	501,103	897	SH		SOLE	0	0	0	897
ISHARES TR	MSCI INTL QUALTY	46434V456	37,924,666	962,799	SH		SOLE	0	0	0	962,799
ISHARES TR	INTERNATIONAL SL	46434V266	6,455,044	198,260	SH		SOLE	0	0	0	198,260
J P MORGAN EXCHANGE TRADED F	MUNICIPAL ETF	46641Q647	531,701	10,535	SH		SOLE	0	0	0	10,535
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	217,814	4,326	SH		SOLE	0	0	0	4,326
JPMORGAN CHASE & CO.	COM	46625H100	6,851,056	32,996	SH		SOLE	0	0	0	32,996
KINSALE CAP GROUP INC	COM	49714P108	354,180	942	SH		SOLE	0	0	0	942
LOWES COS INC	COM	548661107	4,687,226	21,667	SH		SOLE	0	0	0	21,667
MARRIOTT INTL INC NEW	CL A	571903202	201,417	848	SH		SOLE	0	0	0	848
MCDONALDS CORP	COM	580135101	499,260	2,031	SH		SOLE	0	0	0	2,031
MEDPACE HLDGS INC	COM	58506Q109	224,992	547	SH		SOLE	0	0	0	547
MERCK & CO INC	COM	58933Y105	493,447	3,915	SH		SOLE	0	0	0	3,915
META PLATFORMS INC	CL A	30303M102	295,210	557	SH		SOLE	0	0	0	557
MGIC INVT CORP WIS	COM	552848103	224,150	10,474	SH		SOLE	0	0	0	10,474
MICROSOFT CORP	COM	594918104	5,907,355	12,855	SH		SOLE	0	0	0	12,855
NIKE INC	CL B	654106103	257,523	3,554	SH		SOLE	0	0	0	3,554
NMI HLDGS INC	COM	629209305	395,569	11,516	SH		SOLE	0	0	0	11,516
NVIDIA CORPORATION	COM	67066G104	529,685	4,032	SH		SOLE	0	0	0	4,032
OAKTREE SPECIALTY LENDING CO	COM	67401P405	346,626	18,666	SH		SOLE	0	0	0	18,666
PACER FDS TR	SWAN SOS FD OF	69374H568	11,569,048	412,297	SH		SOLE	0	0	0	412,297
PEPSICO INC	COM	713448108	4,695,708	29,004	SH		SOLE	0	0	0	29,004
PHOTRONICS INC	COM	719405102	210,580	8,310	SH		SOLE	0	0	0	8,310
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	2,310,080	23,013	SH		SOLE	0	0	0	23,013
PROCTER AND GAMBLE CO	COM	742718109	5,064,769	30,573	SH		SOLE	0	0	0	30,573
PROGRESSIVE CORP	COM	743315103	6,334,511	30,238	SH		SOLE	0	0	0	30,238
SCHWAB STRATEGIC TR	1 5YR CORP BD	808524714	554,818	11,462	SH		SOLE	0	0	0	11,462
SCHWAB STRATEGIC TR	FUNDAMENTAL US L	808524771	18,790,524	279,040	SH		SOLE	0	0	0	279,040
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	1,681,888	22,719	SH		SOLE	0	0	0	22,719
SELECT MED HLDGS CORP	COM	81619Q105	312,406	8,771	SH		SOLE	0	0	0	8,771
SELECTIVE INS GROUP INC	COM	816300107	360,484	3,944	SH		SOLE	0	0	0	3,944
SEMLER SCIENTIFIC INC	COM	81684M104	262,714	7,875	SH		SOLE	0	0	0	7,875
SPDR INDEX SHS FDS	S&P EMKTSC ETF	78463X756	2,059,485	34,901	SH		SOLE	0	0	0	34,901
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	21,514,047	557,503	SH		SOLE	0	0	0	557,503
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	327,535	9,203	SH		SOLE	0	0	0	9,203
SPDR S&P 500 ETF TR	TR UNIT	78462F103	384,627	692	SH		SOLE	0	0	0	692
SPDR SER TR	PORTFLI TIPS ETF	78464A656	275,248	10,828	SH		SOLE	0	0	0	10,828
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	895,340	18,953	SH		SOLE	0	0	0	18,953
SPDR SER TR	S&P 600 SMCP VAL	78464A300	12,292,936	159,029	SH		SOLE	0	0	0	159,029
SPDR SER TR	S&P 600 SMCP GRW	78464A201	5,910,688	69,513	SH		SOLE	0	0	0	69,513
SPDR SER TR	BLOOMBERG EMERGI	78464A391	454,664	22,620	SH		SOLE	0	0	0	22,620
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	23,184,605	920,755	SH		SOLE	0	0	0	920,755
SPDR SER TR	PORTFOLIO S&P400	78464A847	18,474,293	365,032	SH		SOLE	0	0	0	365,032
SPDR SER TR	PORTFOLI S&P1500	78464A805	51,378,922	760,043	SH		SOLE	0	0	0	760,043
SSGA ACTIVE ETF TR	SPDR TR TACTIC	78467V848	369,702	9,282	SH		SOLE	0	0	0	9,282
TENET HEALTHCARE CORP	COM NEW	88033G407	300,053	2,291	SH		SOLE	0	0	0	2,291
VANGUARD ADMIRAL FDS INC	SMLCP 600 VAL	921932778	728,870	8,838	SH		SOLE	0	0	0	8,838
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,314,396	18,162	SH		SOLE	0	0	0	18,162
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	2,577,382	9,461	SH		SOLE	0	0	0	9,461
VANGUARD INDEX FDS	MID CAP ETF	922908629	543,223	2,249	SH		SOLE	0	0	0	2,249
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	3,645,759	81,288	SH		SOLE	0	0	0	81,288
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	988,825	19,670	SH		SOLE	0	0	0	19,670
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	12,504,537	161,495	SH		SOLE	0	0	0	161,495
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	1,128,999	22,539	SH		SOLE	0	0	0	22,539
VERIZON COMMUNICATIONS INC	COM	92343V104	7,070,352	171,195	SH		SOLE	0	0	0	171,195
WALMART INC	COM	931142103	369,352	5,284	SH		SOLE	0	0	0	5,284
WARRIOR MET COAL INC	COM	93627C101	535,781	7,805	SH		SOLE	0	0	0	7,805
WISDOMTREE TR	GLB US QTLY DIV	97717W844	1,516,838	38,016	SH		SOLE	0	0	0	38,016