Waterfront Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	1,161,624	8,959	SH		SOLE		0	0	8,959
ABBVIE INC	COM	00287Y109	1,539,022	8,118	SH		SOLE		0	0	8,118
ABRDN TOTAL DYNAMIC DIVIDEND	COM SH BEN INT	00326L100	6,949,553	782,607	SH		SOLE		0	0	782,607
ADAMS DIVERSIFIED EQUITY FD	COM	006212104	8,337,091	381,319	SH		SOLE		0	0	381,319
AFLAC INC	COM	001055102	369,975	3,380	SH		SOLE		0	0	3,380
AGNC INVT CORP	COM	00123Q104	964,498	101,794	SH		SOLE		0	0	101,794
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	1,962,405	19,490	SH		SOLE		0	0	19,490
ALLIANCEBERNSTEIN GLOBAL HIG	COM	01879R106	543,166	49,900	SH		SOLE		0	0	49,900
ALLY FINL INC	COM	02005N100	1,765,944	50,535	SH		SOLE		0	0	50,535
ALPHABET INC	CAP STK CL A	02079K305	4,962,356	29,373	SH		SOLE		0	0	29,373
ALPHABET INC	CAP STK CL C	02079K107	722,191	4,232	SH		SOLE		0	0	4,232
AMARIN CORP PLC	SPONS ADR NEW	023111206	568,678	881,810	SH		SOLE		0	0	881,810
AMAZON COM INC	COM	023135106	2,802,356	14,803	SH		SOLE		0	0	14,803
AMEREN CORP	COM	023608102	650,897	7,504	SH		SOLE		0	0	7,504
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	3,298,443	52,043	SH		SOLE		0	0	52,043
AMERICAN CENTY ETF TR	AVANTIS US LARG	025072158	1,284,378	19,187	SH		SOLE		0	0	19,187
AMERICAN CENTY ETF TR	INTL EQT ETF	025072703	3,247,367	50,417	SH		SOLE		0	0	50,417
AMERICAN CENTY ETF TR	INTL SMCP VLU	025072802	2,739,524	40,791	SH		SOLE		0	0	40,791
AMERICAN CENTY ETF TR	US EQT ETF	025072885	1,396,584	14,512	SH		SOLE		0	0	14,512
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	4,667,933	48,762	SH		SOLE		0	0	48,762
AON PLC	SHS CL A	G0403H108	973,899	2,614	SH		SOLE		0	0	2,614
APOLLO GLOBAL MGMT INC	COM	03769M106	1,081,740	7,428	SH		SOLE		0	0	7,428
APPLE INC	COM	037833100	11,493,542	49,246	SH		SOLE		0	0	49,246
AT&T INC	COM	00206R102	351,775	15,810	SH		SOLE		0	0	15,810
AUTODESK INC	COM	052769106	1,194,281	4,152	SH		SOLE		0	0	4,152
BAIDU INC	SPON ADR REP A	056752108	1,913,093	20,317	SH		SOLE		0	0	20,317
BANCO SANTANDER S.A.	ADR	05964H105	1,171,860	242,120	SH		SOLE		0	0	242,120
BANK AMERICA CORP	COM	060505104	767,276	18,007	SH		SOLE		0	0	18,007
BANK NEW YORK MELLON CORP	COM	064058100	703,706	9,168	SH		SOLE		0	0	9,168
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	14,492,954	31,810	SH		SOLE		0	0	31,810
BLACKROCK CR ALLOCATION INCO	COM	092508100	1,498,407	139,907	SH		SOLE		0	0	139,907
BLACKROCK ENHANCED EQUITY DI	COM	09251A104	5,252,715	597,864	SH		SOLE		0	0	597,864
BLACKROCK ENHANCED INTL DIV	COM BENE INTER	092524107	8,085,422	1,428,520	SH		SOLE		0	0	1,428,520
BLACKROCK ETF TRUST II	FLEXIBLE INCOME	092528603	639,307	12,123	SH		SOLE		0	0	12,123
BLACKROCK FLOATING RATE INC	COM	091941104	905,051	69,246	SH		SOLE		0	0	69,246
BLACKROCK HEALTH SCIENCES TR	COM	09250W107	227,628	5,575	SH		SOLE		0	0	5,575
BLACKROCK LTD DURATION INCOM	COM SHS	09249W101	741,919	52,006	SH		SOLE		0	0	52,006
BLACKROCK MUN TARGET TERM TR	COM SHS BEN IN	09257P105	2,378,244	112,473	SH		SOLE		0	0	112,473
BLACKSTONE INC	COM	09260D107	1,874,846	11,100	SH		SOLE		0	0	11,100
BOEING CO	COM	097023105	211,990	1,366	SH		SOLE		0	0	1,366
BRISTOL-MYERS SQUIBB CO	COM	110122108	1,674,112	31,858	SH		SOLE		0	0	31,858
BROADCOM INC	COM	11135F101	232,355	1,333	SH		SOLE		0	0	1,333
BROOKFIELD ASSET MANAGMT LTD	CL A LMT VTG SHS	113004105	1,014,353	19,070	SH		SOLE		0	0	19,070
BROOKFIELD CORP	CL A LTD VT SH	11271J107	4,082,390	75,754	SH		SOLE		0	0	75,754
BROOKFIELD RENEWABLE PARTNER	PARTNERSHIP UNIT	G16258108	276,825	10,462	SH		SOLE		0	0	10,462
BRUNSWICK CORP	COM	117043109	448,071	5,464	SH		SOLE		0	0	5,464
BUNGE GLOBAL SA	COM SHS	H11356104	1,145,369	12,840	SH		SOLE		0	0	12,840
CANADIAN NAT RES LTD	COM	136385101	1,026,808	29,612	SH		SOLE		0	0	29,612
CANADIAN PACIFIC KANSAS CITY	COM	13646K108	1,780,151	22,715	SH		SOLE		0	0	22,715
CANADIAN SOLAR INC	COM	136635109	2,284,877	158,397	SH		SOLE		0	0	158,397
CAPITAL GRP FIXED INCM ETF T	US MULTI-SECTOR	14020Y300	577,132	21,002	SH		SOLE		0	0	21,002
CARLYLE GROUP INC	COM	14316J108	1,343,849	26,265	SH		SOLE		0	0	26,265
CBRE GROUP INC	CL A	12504L109	451,090	3,475	SH		SOLE		0	0	3,475
CHARLES RIV LABS INTL INC	COM	159864107	703,878	3,795	SH		SOLE		0	0	3,795
CHENIERE ENERGY INC	COM NEW	16411R208	278,900	1,519	SH		SOLE		0	0	1,519
CHEVRON CORP NEW	COM	166764100	861,710	5,762	SH		SOLE		0	0	5,762
CISCO SYS INC	COM	17275R102	1,396,560	25,026	SH		SOLE		0	0	25,026
CITIGROUP INC	COM NEW	172967424	2,034,958	31,462	SH		SOLE		0	0	31,462
COCA COLA CO	COM	191216100	1,229,585	18,608	SH		SOLE		0	0	18,608
COLGATE PALMOLIVE CO	COM	194162103	269,416	2,822	SH		SOLE		0	0	2,822
COMCAST CORP NEW	CL A	20030N101	211,010	4,983	SH		SOLE		0	0	4,983
COMMERCE BANCSHARES INC	COM	200525103	8,647,217	138,884	SH		SOLE		0	0	138,884
CONOCOPHILLIPS	COM	20825C104	234,800	2,276	SH		SOLE		0	0	2,276
CONSTELLATION BRANDS INC	CL A	21036P108	1,231,711	5,202	SH		SOLE		0	0	5,202
COURSERA INC	COM	22266M104	1,113,235	153,868	SH		SOLE		0	0	153,868
CRITEO S A	SPONS ADS	226718104	2,054,105	48,826	SH		SOLE		0	0	48,826
CROSSFIRST BANKSHARES INC	COM	22766M109	245,583	15,150	SH		SOLE		0	0	15,150
CROWN CASTLE INC	COM	22822V101	907,895	8,438	SH		SOLE		0	0	8,438
CUMMINS INC	COM	231021106	347,055	1,044	SH		SOLE		0	0	1,044
DAQO NEW ENERGY CORP	SPNSRD ADS NEW	23703Q203	1,975,260	137,050	SH		SOLE		0	0	137,050
DEERE & CO	COM	244199105	240,992	588	SH		SOLE		0	0	588
DEUTSCHE BANK A G	NAMEN AKT	D18190898	1,020,848	60,085	SH		SOLE		0	0	60,085
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	3,038,511	110,616	SH		SOLE		0	0	110,616
DIMENSIONAL ETF TRUST	EMGR CRE EQT MNG	25434V302	2,555,021	95,230	SH		SOLE		0	0	95,230
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	419,497	11,387	SH		SOLE		0	0	11,387
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	2,719,098	89,034	SH		SOLE		0	0	89,034
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	3,506,825	130,051	SH		SOLE		0	0	130,051
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	3,749,687	141,311	SH		SOLE		0	0	141,311
DIMENSIONAL ETF TRUST	US CORE EQT MKT	25434V104	3,149,972	78,377	SH		SOLE		0	0	78,377
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	9,400,742	271,384	SH		SOLE		0	0	271,384
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	4,450,679	129,871	SH		SOLE		0	0	129,871
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	278,670	6,654	SH		SOLE		0	0	6,654
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	4,704,785	72,651	SH		SOLE		0	0	72,651
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	629,678	24,158	SH		SOLE		0	0	24,158
DISNEY WALT CO	COM	254687106	356,696	3,697	SH		SOLE		0	0	3,697
DOMINION ENERGY INC	COM	25746U109	1,115,585	18,871	SH		SOLE		0	0	18,871
DROPBOX INC	CL A	26210C104	464,388	18,038	SH		SOLE		0	0	18,038
EA SERIES TRUST	EA BRIDGEWAY OMN	02072L532	1,200,665	55,203	SH		SOLE		0	0	55,203
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	105,804	12,558	SH		SOLE		0	0	12,558
EDWARDS LIFESCIENCES CORP	COM	28176E108	775,735	10,966	SH		SOLE		0	0	10,966
ELECTRONIC ARTS INC	COM	285512109	1,057,980	7,279	SH		SOLE		0	0	7,279
ELI LILLY & CO	COM	532457108	224,016	248	SH		SOLE		0	0	248
EMBRAER S.A.	SPONSORED ADS	29082A107	3,829,446	109,632	SH		SOLE		0	0	109,632
EMERSON ELEC CO	COM	291011104	1,257,400	11,517	SH		SOLE		0	0	11,517
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	718,022	43,622	SH		SOLE		0	0	43,622
ENTERPRISE PRODS PARTNERS L	COM	293792107	1,084,371	37,244	SH		SOLE		0	0	37,244
EVERGY INC	COM	30034W106	363,517	6,041	SH		SOLE		0	0	6,041
EXXON MOBIL CORP	COM	30231G102	1,351,282	11,394	SH		SOLE		0	0	11,394
FASTENAL CO	COM	311900104	239,274	3,099	SH		SOLE		0	0	3,099
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	1,260,705	27,656	SH		SOLE		0	0	27,656
FIRST MERCHANTS CORP	COM	320817109	986,412	26,674	SH		SOLE		0	0	26,674
FIRST TR EXCH TRD ALPHDX FD	DEV MRK EX US	33737J174	623,432	11,090	SH		SOLE		0	0	11,090
FIRST TR EXCHANGE TRAD FD VI	FST TR GLB FD	33739H101	1,046,492	44,731	SH		SOLE		0	0	44,731
FIRST TR EXCHANGE TRADED FD	ENERGY ALPHADX	33734X127	310,929	19,205	SH		SOLE		0	0	19,205
FIRST TR EXCHANGE TRADED FD	INDXX NAT RE ETF	33734X838	205,373	15,535	SH		SOLE		0	0	15,535
FIRST TR EXCHANGE-TRADED ALP	SML CP GRW ALP	33737M300	237,070	3,145	SH		SOLE		0	0	3,145
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	3,682,045	40,798	SH		SOLE		0	0	40,798
FIRST TR EXCHANGE-TRADED FD	DORSEY WRT 5 ETF	33738R605	1,727,618	29,304	SH		SOLE		0	0	29,304
FIRST TR EXCHANGE-TRADED FD	NASD TECH DIV	33738R118	469,416	5,846	SH		SOLE		0	0	5,846
FIRST TR EXCHANGE-TRADED FD	RBA INDL ETF	33738R704	215,319	2,815	SH		SOLE		0	0	2,815
FIRST TR EXCHANGE-TRADED FD	RISNG DIVD ACHIV	33738R506	774,138	12,978	SH		SOLE		0	0	12,978
FIRST TR EXCHANGE-TRADED FD	SMID RISNG ETF	33741X102	254,901	7,060	SH		SOLE		0	0	7,060
FIRST TR MORNINGSTAR DIVID L	SHS	336917109	302,696	7,265	SH		SOLE		0	0	7,265
FIRST TR VALUE LINE DIVID IN	SHS	33734H106	405,246	8,986	SH		SOLE		0	0	8,986
FORD MTR CO	COM	345370860	137,488	13,316	SH		SOLE		0	0	13,316
FRANKLIN TEMPLETON ETF TR	SENIOR LOAN ETF	35473P595	472,035	19,351	SH		SOLE		0	0	19,351
FRESH DEL MONTE PRODUCE INC	ORD	G36738105	641,229	22,066	SH		SOLE		0	0	22,066
GABELLI DIVID & INCOME TR	COM	36242H104	230,525	9,415	SH		SOLE		0	0	9,415
GARMIN LTD	SHS	H2906T109	911,435	5,459	SH		SOLE		0	0	5,459
GE AEROSPACE	COM NEW	369604301	385,821	2,218	SH		SOLE		0	0	2,218
GENERAL MTRS CO	COM	37045V100	1,723,044	33,376	SH		SOLE		0	0	33,376
GOLDMAN SACHS GROUP INC	COM	38141G104	403,848	769	SH		SOLE		0	0	769
HANESBRANDS INC	COM	410345102	820,527	112,865	SH		SOLE		0	0	112,865
HARMONIC INC	COM	413160102	1,282,127	119,337	SH		SOLE		0	0	119,337
HERSHEY CO	COM	427866108	1,038,105	5,662	SH		SOLE		0	0	5,662
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	2,569,908	129,174	SH		SOLE		0	0	129,174
HOME DEPOT INC	COM	437076102	348,826	882	SH		SOLE		0	0	882
HONEYWELL INTL INC	COM	438516106	252,816	1,225	SH		SOLE		0	0	1,225
HOOKER FURNISHINGS CORPORATI	COM	439038100	907,036	55,544	SH		SOLE		0	0	55,544
INGERSOLL RAND INC	COM	45687V106	1,084,222	11,172	SH		SOLE		0	0	11,172
INTEL CORP	COM	458140100	1,109,558	48,452	SH		SOLE		0	0	48,452
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	1,645,764	9,865	SH		SOLE		0	0	9,865
INTERNATIONAL BUSINESS MACHS	COM	459200101	497,558	2,347	SH		SOLE		0	0	2,347
INVESCO QQQ TR	UNIT SER 1	46090E103	790,646	1,588	SH		SOLE		0	0	1,588
IPG PHOTONICS CORP	COM	44980X109	1,051,228	12,120	SH		SOLE		0	0	12,120
ISHARES TR	0-3 MNTH TREASRY	46436E718	2,138,506	21,242	SH		SOLE		0	0	21,242
ISHARES TR	CORE DIV GRWTH	46434V621	263,020	4,196	SH		SOLE		0	0	4,196
ISHARES TR	CORE S&P500 ETF	464287200	1,443,756	2,471	SH		SOLE		0	0	2,471
ISHARES TR	MSCI EURO FL ETF	464289180	5,850,272	241,199	SH		SOLE		0	0	241,199
ISHARES TR	MSCI INDIA ETF	46429B598	308,944	5,586	SH		SOLE		0	0	5,586
ISHARES TR	RUS 1000 ETF	464287622	633,812	1,988	SH		SOLE		0	0	1,988
ISHARES TR	RUS 1000 GRW ETF	464287614	1,108,893	2,878	SH		SOLE		0	0	2,878
ISHARES TR	RUS 1000 VAL ETF	464287598	668,293	3,519	SH		SOLE		0	0	3,519
ISHARES TR	RUS MID CAP ETF	464287499	339,931	3,824	SH		SOLE		0	0	3,824
J P MORGAN EXCHANGE TRADED F	INCOME ETF	46641Q159	642,955	14,021	SH		SOLE		0	0	14,021
JANUS DETROIT STR TR	HENDERSON SECURI	47103U746	1,279,010	24,535	SH		SOLE		0	0	24,535
JAPAN SMALLER CAPITALIZATION	COM	47109U104	98,280	13,000	SH		SOLE		0	0	13,000
JAZZ PHARMACEUTICALS PLC	SHS USD	G50871105	1,061,866	9,538	SH		SOLE		0	0	9,538
JEFFERIES FINL GROUP INC	COM	47233W109	9,668,256	149,201	SH		SOLE		0	0	149,201
JOHNSON & JOHNSON	COM	478160104	447,289	2,763	SH		SOLE		0	0	2,763
JPMORGAN CHASE & CO.	COM	46625H100	2,096,666	9,374	SH		SOLE		0	0	9,374
KELLANOVA	COM	487836108	448,223	5,554	SH		SOLE		0	0	5,554
KKR & CO INC	COM	48251W104	6,550,013	47,045	SH		SOLE		0	0	47,045
KROGER CO	COM	501044101	885,506	15,594	SH		SOLE		0	0	15,594
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	1,721,290	71,275	SH		SOLE		0	0	71,275
LAS VEGAS SANDS CORP	COM	517834107	1,305,558	24,193	SH		SOLE		0	0	24,193
LEAR CORP	COM NEW	521865204	1,245,578	12,529	SH		SOLE		0	0	12,529
LOWES COS INC	COM	548661107	1,353,083	5,130	SH		SOLE		0	0	5,130
MACYS INC	COM	55616P104	2,845,271	179,739	SH		SOLE		0	0	179,739
MARVELL TECHNOLOGY INC	COM	573874104	883,116	10,476	SH		SOLE		0	0	10,476
MASTERCARD INCORPORATED	CL A	57636Q104	1,104,635	2,164	SH		SOLE		0	0	2,164
MCDONALDS CORP	COM	580135101	1,644,918	5,494	SH		SOLE		0	0	5,494
MERCK & CO INC	COM	58933Y105	1,086,272	10,387	SH		SOLE		0	0	10,387
META PLATFORMS INC	CL A	30303M102	352,281	600	SH		SOLE		0	0	600
MICROCHIP TECHNOLOGY INC.	COM	595017104	1,024,709	13,158	SH		SOLE		0	0	13,158
MICRON TECHNOLOGY INC	COM	595112103	610,890	5,757	SH		SOLE		0	0	5,757
MICROSOFT CORP	COM	594918104	6,743,418	15,718	SH		SOLE		0	0	15,718
MONDELEZ INTL INC	CL A	609207105	1,018,846	14,646	SH		SOLE		0	0	14,646
MORGAN STANLEY	COM NEW	617446448	1,822,372	15,281	SH		SOLE		0	0	15,281
NASDAQ INC	COM	631103108	1,383,048	18,200	SH		SOLE		0	0	18,200
NETFLIX INC	COM	64110L106	1,544,404	2,045	SH		SOLE		0	0	2,045
NIKE INC	CL B	654106103	837,504	10,604	SH		SOLE		0	0	10,604
NOKIA CORP	SPONSORED ADR	654902204	3,763,103	765,014	SH		SOLE		0	0	765,014
NORTHROP GRUMMAN CORP	COM	666807102	326,102	641	SH		SOLE		0	0	641
NUVEEN PFD & INCOME OPPORTUN	COM	67073B106	157,816	19,772	SH		SOLE		0	0	19,772
NVIDIA CORPORATION	COM	67066G104	1,001,012	7,113	SH		SOLE		0	0	7,113
ORACLE CORP	COM	68389X105	681,566	3,937	SH		SOLE		0	0	3,937
ORANGE	SPONSORED ADR	684060106	1,742,197	160,276	SH		SOLE		0	0	160,276
OREILLY AUTOMOTIVE INC	COM	67103H107	678,663	572	SH		SOLE		0	0	572
PAGSEGURO DIGITAL LTD	COM CL A	G68707101	1,680,612	199,835	SH		SOLE		0	0	199,835
PAYPAL HLDGS INC	COM	70450Y103	2,755,139	35,076	SH		SOLE		0	0	35,076
PEPSICO INC	COM	713448108	585,191	3,471	SH		SOLE		0	0	3,471
PFIZER INC	COM	717081103	356,788	12,663	SH		SOLE		0	0	12,663
PHILIP MORRIS INTL INC	COM	718172109	1,706,554	12,977	SH		SOLE		0	0	12,977
PIMCO ETF TR	ACTIVE BD ETF	72201R775	1,171,988	12,781	SH		SOLE		0	0	12,781
PLAINS ALL AMERN PIPELINE L	UNIT LTD PARTN	726503105	176,176	10,540	SH		SOLE		0	0	10,540
PROCTER AND GAMBLE CO	COM	742718109	319,622	1,899	SH		SOLE		0	0	1,899
PROGRESSIVE CORP	COM	743315103	324,423	1,337	SH		SOLE		0	0	1,337
PROSHARES TR	LARGE CAP CRE	74347R248	6,844,803	103,552	SH		SOLE		0	0	103,552
QCR HOLDINGS INC	COM	74727A104	495,213	6,074	SH		SOLE		0	0	6,074
QIAGEN NV	SHS NEW	N72482149	945,344	22,570	SH		SOLE		0	0	22,570
QUALCOMM INC	COM	747525103	348,295	2,000	SH		SOLE		0	0	2,000
RESTAURANT BRANDS INTL INC	COM	76131D103	987,757	13,854	SH		SOLE		0	0	13,854
ROYCE SMALL CAP TRUST INC	COM	780910105	6,208,353	403,664	SH		SOLE		0	0	403,664
RTX CORPORATION	COM	75513E101	1,241,502	10,012	SH		SOLE		0	0	10,012
SABRA HEALTH CARE REIT INC	COM	78573L106	731,945	38,192	SH		SOLE		0	0	38,192
SANOFI	SPONSORED ADR	80105N105	1,852,110	34,210	SH		SOLE		0	0	34,210
SCHLUMBERGER LTD	COM STK	806857108	1,025,880	25,080	SH		SOLE		0	0	25,080
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	237,780	8,265	SH		SOLE		0	0	8,265
SCHWAB STRATEGIC TR	FUNDAMENTAL EMER	808524730	289,725	9,088	SH		SOLE		0	0	9,088
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524755	3,007,841	83,889	SH		SOLE		0	0	83,889
SCHWAB STRATEGIC TR	FUNDAMENTAL INTL	808524748	1,165,893	32,315	SH		SOLE		0	0	32,315
SCHWAB STRATEGIC TR	FUNDAMENTAL US S	808524763	1,748,084	58,858	SH		SOLE		0	0	58,858
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	238,309	12,048	SH		SOLE		0	0	12,048
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	388,210	14,526	SH		SOLE		0	0	14,526
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	297,429	11,094	SH		SOLE		0	0	11,094
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	1,820,692	65,304	SH		SOLE		0	0	65,304
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	467,717	18,104	SH		SOLE		0	0	18,104
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	290,440	1,949	SH		SOLE		0	0	1,949
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	312,642	1,348	SH		SOLE		0	0	1,348
SHERWIN WILLIAMS CO	COM	824348106	1,096,729	3,021	SH		SOLE		0	0	3,021
SOUTHERN CO	COM	842587107	1,121,351	12,407	SH		SOLE		0	0	12,407
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,898,267	6,705	SH		SOLE		0	0	6,705
SPDR SER TR	S&P BIOTECH	78464A870	251,706	2,554	SH		SOLE		0	0	2,554
STARBUCKS CORP	COM	855244109	379,528	3,902	SH		SOLE		0	0	3,902
SUZANO S A	SPON ADS	86959K105	3,038,430	291,596	SH		SOLE		0	0	291,596
TELEFONICA BRASIL SA	NEW ADR	87936R205	1,964,444	210,213	SH		SOLE		0	0	210,213
TEMPLETON EMERGING MKTS INCO	COM	880192109	2,078,716	378,038	SH		SOLE		0	0	378,038
TEREX CORP NEW	COM	880779103	1,594,428	28,866	SH		SOLE		0	0	28,866
TESLA INC	COM	88160R101	1,173,872	4,529	SH		SOLE		0	0	4,529
THE CIGNA GROUP	COM	125523100	781,339	2,497	SH		SOLE		0	0	2,497
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,057,200	1,916	SH		SOLE		0	0	1,916
TRACTOR SUPPLY CO	COM	892356106	1,027,401	3,780	SH		SOLE		0	0	3,780
UNION PAC CORP	COM	907818108	2,734,078	11,684	SH		SOLE		0	0	11,684
UNITED PARCEL SERVICE INC	CL B	911312106	5,659,248	41,643	SH		SOLE		0	0	41,643
UNITEDHEALTH GROUP INC	COM	91324P102	1,199,013	2,119	SH		SOLE		0	0	2,119
UNUM GROUP	COM	91529Y106	2,631,897	42,601	SH		SOLE		0	0	42,601
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	302,991	3,900	SH		SOLE		0	0	3,900
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	308,125	6,173	SH		SOLE		0	0	6,173
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,087,931	2,754	SH		SOLE		0	0	2,754
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	707,218	2,831	SH		SOLE		0	0	2,831
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	5,761,250	10,779	SH		SOLE		0	0	10,779
VANGUARD INDEX FDS	SMALL CP ETF	922908751	221,049	927	SH		SOLE		0	0	927
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	349,302	1,217	SH		SOLE		0	0	1,217
VANGUARD INDEX FDS	VALUE ETF	922908744	918,518	5,280	SH		SOLE		0	0	5,280
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,381,079	50,497	SH		SOLE		0	0	50,497
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	311,335	1,575	SH		SOLE		0	0	1,575
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	892,020	17,580	SH		SOLE		0	0	17,580
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	446,955	3,467	SH		SOLE		0	0	3,467
VERISIGN INC	COM	92343E102	962,097	5,378	SH		SOLE		0	0	5,378
VERIZON COMMUNICATIONS INC	COM	92343V104	315,908	7,618	SH		SOLE		0	0	7,618
VIATRIS INC	COM	92556V106	2,691,393	229,543	SH		SOLE		0	0	229,543
VISA INC	COM CL A	92826C839	1,072,295	3,767	SH		SOLE		0	0	3,767
VITESSE ENERGY INC	COMMON STOCK	92852X103	381,940	15,435	SH		SOLE		0	0	15,435
VODAFONE GROUP PLC NEW	SPONSORED ADR	92857W308	1,949,465	208,834	SH		SOLE		0	0	208,834
WALMART INC	COM	931142103	1,158,165	14,018	SH		SOLE		0	0	14,018
WESTERN ASSET EMERGING MKTS	COM	95766A101	103,834	10,677	SH		SOLE		0	0	10,677
WISDOMTREE TR	EMG MKTS SMCAP	97717W281	1,043,017	20,344	SH		SOLE		0	0	20,344
WISDOMTREE TR	INTL SMCAP DIV	97717W760	3,062,173	47,252	SH		SOLE		0	0	47,252
WISDOMTREE TR	US QTLY DIV GRT	97717X669	410,034	4,919	SH		SOLE		0	0	4,919
WISDOMTREE TR	US SMALLCAP DIVD	97717W604	1,191,314	34,763	SH		SOLE		0	0	34,763
XPERI INC	COMMON STOCK	98423J101	3,438,096	358,135	SH		SOLE		0	0	358,135
ZIMMER BIOMET HOLDINGS INC	COM	98956P102	1,286,519	12,306	SH		SOLE		0	0	12,306