Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares US Treas Inflation Protected	TIPS BD ETF	464287176	16,477	148,843	SH		SOLE		0	0	148,843
iShares Dow Jones Select Div Index Fd	SELECT DIVID ETF	464287168	2,300	31,619	SH		SOLE		0	0	31,619
Apple Inc	COM	037833100	699	6,340	SH		SOLE		0	0	6,340
iShares Russell 2000 Value Index Fd	RUS 2000 VAL ETF	464287630	22,503	249,767	SH		SOLE		0	0	249,767
iShares MSCI EAFE Value Index Fd	EAFE VALUE ETF	464288877	8,969	193,757	SH		SOLE		0	0	193,757
Vanguard Index Total Stock Market Etf	TOTAL STK MKT	922908769	30,313	307,057	SH		SOLE		0	0	307,057
Berkshire Hathaway Inc De Cl B	CL B NEW	084670702	3,276	25,123	SH		SOLE		0	0	25,123
Vanguard Index Vanguard Small Cap Value	SM CP VAL ETF	922908611	12,545	129,538	SH		SOLE		0	0	129,538
iShares Tr 1 3 Yr Treasury Index Fd	1-3 YR TR BD ETF	464287457	3,460	40,716	SH		SOLE		0	0	40,716
Vanguard Index Mid Cap Etf	MID CAP ETF	922908629	647	5,547	SH		SOLE		0	0	5,547
Vanguard Intl Equity Emerging Markets	FTSE EMR MKT ETF	922042858	3,088	93,334	SH		SOLE		0	0	93,334
Xenia Hotels Resorts Inc	COM	984017103	573	32,839	SH		SOLE		0	0	32,839
W P Carey Inc	COM	92936U109	2,380	41,173	SH		SOLE		0	0	41,173
Vanguard Index Vanguard Value Etf	VALUE ETF	922908744	1,871	24,376	SH		SOLE		0	0	24,376
General Electric Company	COM	369604103	243	9,637	SH		SOLE		0	0	9,637
Wells Fargo and Co	COM	949746101	256	4,978	SH		SOLE		0	0	4,978
Visa Inc Cl A	COM CL A	92826C839	201	2,891	SH		SOLE		0	0	2,891
United Parcel Service of America Cl B	CL B	911312106	313	3,171	SH		SOLE		0	0	3,171
Pepsico Inc	COM	713448108	487	5,161	SH		SOLE		0	0	5,161
iShares GSCI Commodity Indexed Trust	UNIT BEN INT	46428R107	532	31,155	SH		SOLE		0	0	31,155
ConocoPhillips	COM	20825C104	552	11,504	SH		SOLE		0	0	11,504
Chevron Corp	COM	166764100	279	3,533	SH		SOLE		0	0	3,533
Berkshire Hathaway Inc De Cl A	CL A	084670108	1,562	8	SH		SOLE		0	0	8
Vanguard SP 500 Index ETF	S&P 500 ETF SHS	922908363	2,796	15,915	SH		SOLE		0	0	15,915
Stryker Corp	COM	863667101	2,851	30,297	SH		SOLE		0	0	30,297
iShares SP National Municipal Bond Fd	NAT AMT FREE BD	464288414	2,000	18,254	SH		SOLE		0	0	18,254
Vanguard Intl Equity Index Total World	TT WRLD ST ETF	922042742	5,184	93,712	SH		SOLE		0	0	93,712
Exxon Mobil Corp	COM	30231G102	907	12,198	SH		SOLE		0	0	12,198
iShares SP Smallcap 600 Value Index	SP SMCP600VL ETF	464287879	928	8,856	SH		SOLE		0	0	8,856
Johnson and Johnson	COM	478160104	379	4,058	SH		SOLE		0	0	4,058
Vanguard Index Reit Etf	REIT ETF	922908553	883	11,683	SH		SOLE		0	0	11,683
Procter and Gamble Company	COM	742718109	1,500	20,851	SH		SOLE		0	0	20,851
iShares Russell Midcap Index Fd	RUS MID-CAP ETF	464287499	556	3,574	SH		SOLE		0	0	3,574
Spdr Gold Trust Gold Shares	GOLD SHS	78463V107	299	2,796	SH		SOLE		0	0	2,796
Kellogg Company	COM	487836108	1,047	15,735	SH		SOLE		0	0	15,735
Steelcase Inc Cl A	CL A	858155203	903	49,076	SH		SOLE		0	0	49,076
Phillip Morris International Inc	COM	718172109	1,001	12,623	SH		SOLE		0	0	12,623
Kraft Heinz Co	COM	500754106	393	5,562	SH		SOLE		0	0	5,562
Altria Group Inc	COM	02209S103	937	17,221	SH		SOLE		0	0	17,221
iShares Russell 3000 Index Fd	RUSSELL 3000 ETF	464287689	2,110	18,527	SH		SOLE		0	0	18,527
iShares SP Midcap 400 Index Fd	CORE S&P MCP ETF	464287507	329	2,411	SH		SOLE		0	0	2,411
iShares MSCI EAFE Index Fund	MSCI EAFE ETF	464287465	1,199	20,913	SH		SOLE		0	0	20,913
Vanguard Short Term Infltn Prot ETF	STRM INFPROIDX	922020805	285	5,895	SH		SOLE		0	0	5,895
SPDR SP 500 ETF	TR UNI	78462F103	2,320	12,105	SH		SOLE		0	0	12,105
Dow Chemical Company	COM	260543103	428	10,101	SH		SOLE		0	0	10,101
Mondelez International Inc	CL A	609207105	402	9,598	SH		SOLE		0	0	9,598
Vanguard Bond Index Total Bd Market	TOTAL BND MRKT	921937835	650	7,938	SH		SOLE		0	0	7,938
iShares Russell Midcap Value Index Fd	RUS MDCP VAL ETF	464287473	505	7,527	SH		SOLE		0	0	7,527
Vanguard Total Intl Stock Idx Fund ETF	VG TL INTL STK F	921909768	602	13,579	SH		SOLE		0	0	13,579
Vanguard Bond Index Short Term Bd	SHORT TRM BOND	921937827	1,586	19,727	SH		SOLE		0	0	19,727
Pfizer Inc	COM	717081103	1,070	34,076	SH		SOLE		0	0	34,076
Eaton Corp Plc	SHS	G29183103	1,074	20,933	SH		SOLE		0	0	20,933
Full House Resorts Inc	COM	359678109	234	160,000	SH		SOLE		0	0	160,000
Annaly Capital Management Inc	COM	035710409	139	14,037	SH		SOLE		0	0	14,037
iShares SP 500 Index Fd	CORE S&P500 ETF	464287200	600	3,115	SH		SOLE		0	0	3,115
iShares SP Smallcap 600 Index Fd	CORE S&P SCP ETF	464287804	291	2,733	SH		SOLE		0	0	2,733
Monsanto Company	COM	61166W101	237	2,774	SH		SOLE		0	0	2,774
Kimberly Clark Corp	COM	494368103	714	6,552	SH		SOLE		0	0	6,552
International Business Machines Corp	COM	459200101	206	1,420	SH		SOLE		0	0	1,420
Bank of America Corp	COM	060505104	173	11,124	SH		SOLE		0	0	11,124
General Mills Inc	COM	370334104	482	8,583	SH		SOLE		0	0	8,583
iShares SP Midcap Value 400 Index Fd	S&P MC 400VL ETF	464287705	219	1,897	SH		SOLE		0	0	1,897
Caterpillar Inc	COM	149123101	288	4,408	SH		SOLE		0	0	4,408
Praxair Inc	COM	74005P104	275	2,703	SH		SOLE		0	0	2,703
Ametek Inc	COM	031100100	592	11,319	SH		SOLE		0	0	11,319
Barclays Bank Plc Ipath Index Pfd	IPSPGS TTL ETN	06738C794	509	31,392	SH		SOLE		0	0	31,392
Barclays Bank PLC Ipath Lkd Gldmn Sachs	IPSP CROIL ETN	06738C786	3,432	405,795	SH		SOLE		0	0	405,795