Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD SHORT TERM INFLTN PROT ETF	STRM INFPROIDX	922020805	329	6,787	SH		SOLE		0	0	6,787
ISHARES US TREAS INFLATION PROTECTED	TIPS BD ETF	464287176	18,227	160,467	SH		SOLE		0	0	160,467
BARCLAYS BANK PLC IPATH LKD GLDMN SACHS	IPSP CROIL ETN	06738C786	4,196	417,458	SH		SOLE		0	0	417,458
ISHARES RUSSELL 3000 INDEX FD	RUSSELL 3000 ETF	464287689	2,882	23,269	SH		SOLE		0	0	23,269
ISHARES RUSSELL 2000 VALUE INDEX FD	RUS 2000 VAL ETF	464287630	25,845	250,411	SH		SOLE		0	0	250,411
BERKSHIRE HATHAWAY INC DE CL B	CL B NEW	084670702	3,737	25,896	SH		SOLE		0	0	25,896
VANGUARD INDEX TOTAL STOCK MARKET ETF	TOTAL STK MKT	922908769	27,812	259,323	SH		SOLE		0	0	259,323
ISHARES MSCI EAFE VALUE INDEX FD	EAFE VALUE ETF	464288877	11,075	207,857	SH		SOLE		0	0	207,857
ISHARES SP SMALLCAP 600 VALUE INDEX	SP SMCP600VL ETF	464287879	1,303	10,960	SH		SOLE		0	0	10,960
CONOCOPHILLIPS	COM	20825C104	684	10,979	SH		SOLE		0	0	10,979
W P CAREY INC	COM	92936U109	2,823	41,509	SH		SOLE		0	0	41,509
VANGUARD INTL EQUITY EMERGING MARKETS	FTSE EMR MKT ETF	922042858	3,076	75,255	SH		SOLE		0	0	75,255
ISHARES MSCI EAFE INDEX FUND	MSCI EAFE ETF	464287465	1,325	20,643	SH		SOLE		0	0	20,643
STRYKER CORP	COM	863667101	2,766	29,981	SH		SOLE		0	0	29,981
ISHARES TR 1 3 YR TREASURY INDEX FD	1-3 YR TR BD ETF	464287457	3,974	46,820	SH		SOLE		0	0	46,820
VANGUARD INDEX REIT ETF	REIT ETF	922908553	1,297	15,385	SH		SOLE		0	0	15,385
VANGUARD INDEX VANGUARD SMALL CAP VALUE	SM CO VAL ETF	922908611	10,906	99,681	SH		SOLE		0	0	99,681
PROCTER AND GAMBLE COMPANY	COM	742718109	1,698	20,724	SH		SOLE		0	0	20,724
PEPSICO INC	COM	713448108	319	3,333	SH		SOLE		0	0	3,333
JOHNSON AND JOHNSON	COM	478160104	459	4,566	SH		SOLE		0	0	4,566
ISHARES GSCI COMMODITY INDEXED TRUST	UNIT BEN INT	46428R107	602	30,861	SH		SOLE		0	0	30,861
ISHARES RUSSELL MIDCAP INDEX FD	RUS MID-CAP ETF	464287499	618	3,571	SH		SOLE		0	0	3,571
VANGUARD INDEX MID CAP ETF	MID CAP ETF	922908629	989	7,455	SH		SOLE		0	0	7,455
GENERAL ELECTRIC COMPANY	COM	369604103	307	12,355	SH		SOLE		0	0	12,355
VANGUARD INTL EQUITY INDEX TOTAL WORLD	TT WRLD ST ETF	922042742	806	13,091	SH		SOLE		0	0	13,091
BARCLAYS BANK PLC IPATH INDEX PFD	IPSPGS TTL ETN	06738C794	655	34,805	SH		SOLE		0	0	34,805
SPDR GOLD TRUST GOLD SHARES	GOLD SHS	78463V107	318	2,796	SH		SOLE		0	0	2,796
CHEVRON CORP	COM	166764100	575	5,474	SH		SOLE		0	0	5,474
BERKSHIRE HATHAWAY INC DE CL A	CL A	084670108	1,740	8	SH		SOLE		0	0	8
KELLOGG COMPANY	COM	487836108	1,092	16,564	SH		SOLE		0	0	16,564
APPLE INC	COM	037833100	850	6,835	SH		SOLE		0	0	6,835
EXXON MOBIL CORP	COM	30231G102	925	10,879	SH		SOLE		0	0	10,879
STEELCASE INC CL A	CL A	858155203	948	50,076	SH		SOLE		0	0	50,076
PHILLIP MORRIS INTERNATIONAL INC	COM	718172109	947	12,576	SH		SOLE		0	0	12,576
KRAFT FOODS GROUP INC	COM	50076Q106	482	5,527	SH		SOLE		0	0	5,527
ALTRIA GROUP INC	COM	02209S103	893	17,860	SH		SOLE		0	0	17,860
VANGUARD INDEX VANGUARD VALUE ETF	VALUE ETF	922908744	2,096	25,037	SH		SOLE		0	0	25,037
XENIA HOTELS RESORTS INC	COM	984017103	1,434	63,026	SH		SOLE		0	0	63,026
ISHARES DOW JONES SELECT DIV INDEX FD	SELECT DIVID ETF	464287168	2,512	32,232	SH		SOLE		0	0	32,232
SPDR SP 500 ETF	TR UNIT	78462F103	2,234	10,821	SH		SOLE		0	0	10,821
VANGUARD BOND INDEX SHORT TERM BD	SHORT TRM BOND	921937827	1,927	23,929	SH		SOLE		0	0	23,929
ISHARES RUSSELL MIDCAP VALUE INDEX FD	RUS MD CP GR ETF	464287473	609	8,097	SH		SOLE		0	0	8,097
VANGUARD BOND INDEX TOTAL BD MARKET	TOTAL BND MRKT	921937835	470	5,632	SH		SOLE		0	0	5,632
VANGUARD TOTAL INTL STOCK IDX FUND ETF	VG TL INTL STK F	921909768	288	5,726	SH		SOLE		0	0	5,726
ISHARES SP NATIONAL MUNICIPAL BOND FD	NAT AMT FREE BD	464288414	2,115	19,127	SH		SOLE		0	0	19,127
UNITED PARCEL SERVICE OF AMERICA CL B	CL B	911312106	304	3,135	SH		SOLE		0	0	3,135
AMERICAN EXPRESS COMPANY	COM	025816109	230	2,940	SH		SOLE		0	0	2,940
MONDELEZ INTERNATIONAL INC	CL A	609207105	381	10,555	SH		SOLE		0	0	10,555
FULL HOUSE RESORTS INC	COM	359678109	242	160,000	SH		SOLE		0	0	160,000
DOW CHEMICAL COMPANY	COM	260543103	485	10,101	SH		SOLE		0	0	10,101
EATON CORP PLC	SHS	G29183103	749	11,022	SH		SOLE		0	0	11,022
PFIZER INC	COM	717081103	1,387	39,855	SH		SOLE		0	0	39,855
WELLS FARGO AND CO	COM	949746101	268	4,927	SH		SOLE		0	0	4,927
ISHARES SP SMALLCAP 600 INDEX FD	CORE S&P SCP ETF	464287804	323	2,733	SH		SOLE		0	0	2,733
PARKER HANNIFIN CORP	COM	701094104	271	2,285	SH		SOLE		0	0	2,285
KIMBERLY CLARK CORP	COM	494368103	717	6,691	SH		SOLE		0	0	6,691
INTERNATIONAL BUSINESS MACHINES CORP	COM	459200101	228	1,420	SH		SOLE		0	0	1,420
ANNALY CAPITAL MANAGEMENT INC	COM	035710409	112	10,745	SH		SOLE		0	0	10,745
ISHARES SP 500 INDEX FD	CORE S&P500 ETF	464287200	679	3,269	SH		SOLE		0	0	3,269
MONSANTO COMPANY	COM	61166W101	566	5,032	SH		SOLE		0	0	5,032
GENERAL MILLS INC	COM	370334104	481	8,495	SH		SOLE		0	0	8,495
ISHARES RUSSELL 3000 VALUE INDEX FD	CORE US VAL ETF	464287663	255	1,891	SH		SOLE		0	0	1,891
ISHARES SP MIDCAP VALUE 400 INDEX FD	S&P MC 400VL ETF	464287705	248	1,897	SH		SOLE		0	0	1,897
PRAXAIR INC	COM	74005P104	326	2,703	SH		SOLE		0	0	2,703
CATERPILLAR INC	COM	149123101	303	3,781	SH		SOLE		0	0	3,781
BANK OF AMERICA CORP	COM	060505104	167	10,851	SH		SOLE		0	0	10,851
POLYMET MINING CORP	COM	731916102	15	11,500	SH		SOLE		0	0	11,500