Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares US Treas Inflation Protected	BARCLYS TIPS BD	464287176	10,299	86,038	SH		SOLE		0	0	86,038
Vanguard Index Vanguard Small Cap Value	SM CP VAL ETF	922908611	5,716	83,805	SH		SOLE		0	0	83,805
Vanguard Index Total Stock Market Etf	TOTAL STK MKT	922908769	15,601	223,831	SH		SOLE		0	0	223,831
iShares MSCI EAFE Value Index Fd	MSCI VAL IDX	464288877	7,375	173,683	SH		SOLE		0	0	173,683
iShares Russell 2000 Value Index Fd	RUSL 2000 VALU	464287630	15,749	223,742	SH		SOLE		0	0	223,742
Vanguard Intl Equity Emerging Markets	MSCI EMR MKT ETF	922042858	1,550	38,811	SH		SOLE		0	0	38,811
Barclays Bank PLC Ipath Lkd Gldmn Sachs	IPSP CROIL ETN	06738C786	2,857	138,004	SH		SOLE		0	0	138,004
iShares Tr 1 3 Yr Treasury Index Fd	BARCLYS 1-3 YR	464287457	3,744	44,378	SH		SOLE		0	0	44,378
Vanguard Index Reit Etf	REIT ETF	922908553	691	10,561	SH		SOLE		0	0	10,561
iShares Dow Jones Select Div Index Fd	DJ SEL DIV INX	464287168	1,564	27,831	SH		SOLE		0	0	27,831
Barclays Bank Plc Ipath Index Pfd	IPSPGS TTL ETN	06738C794	623	20,244	SH		SOLE		0	0	20,244
Vanguard Bond Index Total Bd Market	TOTAL BND MRKT	921937835	264	3,134	SH		SOLE		0	0	3,134
iShares GSCI Commodity Indexed Trust	UNIT BEN INT	46428R107	942	30,951	SH		SOLE		0	0	30,951
iShares MSCI EAFE Index Fund	MSCI EAFE INDEX	464287465	972	19,450	SH		SOLE		0	0	19,450
iShares Russell Midcap Value Index Fd	RUSSELL MCP VL	464287473	401	8,661	SH		SOLE		0	0	8,661
iShares Russell Midcap Index Fd	RUSSELL MIDCAP	464287499	357	3,387	SH		SOLE		0	0	3,387
Vanguard Index Vanguard Value Etf	VALUE ETF	922908744	1,306	23,348	SH		SOLE		0	0	23,348
Berkshire Hathaway Inc De Cl B	CL B NEW	084670702	2,034	24,414	SH		SOLE		0	0	24,414
iShares Russell 3000 Index Fd	RUSSELL 3000	464287689	1,316	16,373	SH		SOLE		0	0	16,373
SPDR SP 500 ETF	TR UNIT	78462F103	1,121	8,239	SH		SOLE		0	0	8,239
Exxon Mobil Corp	COM	30231G102	482	5,632	SH		SOLE		0	0	5,632
Vanguard Index Mid Cap Etf	MID CAP ETF	922908629	576	7,455	SH		SOLE		0	0	7,455
Vanguard Bond Index Short Term Bd	SHORT TRM BOND	921937827	1,831	22,570	SH		SOLE		0	0	22,570
Stryker Corp	COM	863667101	2,067	37,512	SH		SOLE		0	0	37,512
Spdr Gold Trust Gold Shares	GOLD SHS	78463V107	257	1,656	SH		SOLE		0	0	1,656
iShares SP Smallcap 600 Value Index	S&P SMLCP VALU	464287879	793	10,667	SH		SOLE		0	0	10,667
iShares SP National Municipal Bond Fd	S&P NTL AMTFREE	464288414	1,277	11,598	SH		SOLE		0	0	11,598
iShares SP Smallcap 600 Index Fd	S&P SMLCAP 600	464287804	224	3,053	SH		SOLE		0	0	3,053
Kellogg Company	COM	487836108	627	12,714	SH		SOLE		0	0	12,714
Johnson and Johnson	COM	478160104	223	3,297	SH		SOLE		0	0	3,297
Pfizer Inc	COM	717081103	304	13,217	SH		SOLE		0	0	13,217
iShares SP 500 Index Fd	S&P 500 INDEX	464287200	369	2,697	SH		SOLE		0	0	2,697
Berkshire Hathaway Inc De Cl A	CL A	084670108	875	7	SH		SOLE		0	0	7
United Parcel Service of America Cl B	CL B	911312106	247	3,135	SH		SOLE		0	0	3,135
International Business Machines Corp	COM	459200101	219	1,122	SH		SOLE		0	0	1,122
Procter and Gamble Company	COM	742718109	683	11,154	SH		SOLE		0	0	11,154
Phillip Morris International Inc	COM	718172109	473	5,417	SH		SOLE		0	0	5,417
Steelcase Inc Cl A	CL A	858155203	541	59,876	SH		SOLE		0	0	59,876
Altria Group Inc	COM	02209S103	357	10,328	SH		SOLE		0	0	10,328
Full House Resorts Inc	COM	359678109	29	10,000	SH		SOLE		0	0	10,000
Praxair Inc	COM	74005P104	365	3,353	SH		SOLE		0	0	3,353