Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares MSCI EAFE Value Index Fd	MSCI VAL IDX	464288877	10,020	206,011	SH		SOLE		0	0	206,011
Vanguard Index Total Stock Market Etf	TOTAL STK MKT	922908769	17,889	244,110	SH		SOLE		0	0	244,110
Mondelez International Inc	CL A	609207105	213	8,353	SH		SOLE		0	0	8,353
iShares SP Smallcap 600 Index Fd	CORE S&P SCP ETF	464287804	238	3,053	SH		SOLE		0	0	3,053
Spdr Gold Trust Gold Shares	GOLD SHS	78463V107	269	1,663	SH		SOLE		0	0	1,663
iShares US Treas Inflation Protected	BARCLYS TIPS BD	464287176	11,007	90,658	SH		SOLE		0	0	90,658
Procter and Gamble Company	COM	742718109	947	13,954	SH		SOLE		0	0	13,954
iShares Russell 2000 Value Index Fd	RUSL 2000 VALU	464287630	18,255	241,757	SH		SOLE		0	0	241,757
Vanguard Index Vanguard Small Cap Value	SM CP VAL ETF	922908611	6,795	93,539	SH		SOLE		0	0	93,539
iShares SP 500 Index Fd	CORE S&P500 ETF	464287200	408	2,851	SH		SOLE		0	0	2,851
iShares GSCI Commodity Indexed Trust	UNIT BEN INT	46428R107	1,015	30,951	SH		SOLE		0	0	30,951
Vanguard Index Vanguard Value Etf	VALUE ETF	922908744	1,446	24,599	SH		SOLE		0	0	24,599
Barclays Bank PLC Ipath Lkd Gldmn Sachs	IPSP CROIL ETN	06738C786	3,509	161,017	SH		SOLE		0	0	161,017
Kraft Foods Group Inc	COM	50076Q106	231	5,072	SH		SOLE		0	0	5,072
Barclays Bank Plc Ipath Index Pfd	IPSPGS TTL ETN	06738C794	674	20,244	SH		SOLE		0	0	20,244
Vanguard Intl Equity Emerging Markets	MSCI EMR MKT E	922042858	1,749	39,266	SH		SOLE		0	0	39,266
iShares Russell 3000 Index Fd	RUSSELL 3000	464287689	1,873	22,119	SH		SOLE		0	0	22,119
iShares Tr 1 3 Yr Treasury Index Fd	BARCLYS 1-3 YR	464287457	4,074	48,258	SH		SOLE		0	0	48,258
iShares Dow Jones Select Div Index Fd	DJ SEL DIV INX	464287168	1,670	29,181	SH		SOLE		0	0	29,181
iShares MSCI EAFE Index Fund	MSCI EAFE INDEX	464287465	1,217	21,403	SH		SOLE		0	0	21,403
Vanguard Index Reit Etf	REIT ETF	922908553	717	10,899	SH		SOLE		0	0	10,899
Vanguard Bond Index Short Term Bd	SHORT TRM BOND	921937827	1,829	22,582	SH		SOLE		0	0	22,582
Berkshire Hathaway Inc De Cl B	CL B NEW	084670702	2,271	25,314	SH		SOLE		0	0	25,314
Stryker Corp	COM	863667101	2,263	41,287	SH		SOLE		0	0	41,287
Pfizer Inc	COM	717081103	507	20,199	SH		SOLE		0	0	20,199
SPDR SP 500 ETF	TR UNIT	78462F103	1,197	8,408	SH		SOLE		0	0	8,408
iShares Russell Midcap Value Index Fd	RUSSELL MCP VL	464287473	494	9,832	SH		SOLE		0	0	9,832
Dow Chemical Company	COM	260543103	297	9,184	SH		SOLE		0	0	9,184
International Business Machines Corp	COM	459200101	272	1,420	SH		SOLE		0	0	1,420
Praxair Inc	COM	74005P104	367	3,353	SH		SOLE		0	0	3,353
Kellogg Company	COM	487836108	869	15,564	SH		SOLE		0	0	15,564
Exxon Mobil Corp	COM	30231G102	514	5,944	SH		SOLE		0	0	5,944
Johnson and Johnson	COM	478160104	250	3,572	SH		SOLE		0	0	3,572
Pepsico Inc	COM	713448108	201	2,933	SH		SOLE		0	0	2,933
Altria Group Inc	COM	02209S103	527	16,754	SH		SOLE		0	0	16,754
Phillip Morris International Inc	COM	718172109	927	11,084	SH		SOLE		0	0	11,084
Vanguard Bond Index Total Bd Market	TOTAL BND MRKT	921937835	263	3,134	SH		SOLE		0	0	3,134
iShares Russell Midcap Index Fd	RUSSELL MIDCAP	464287499	401	3,545	SH		SOLE		0	0	3,545
Kimberly Clark Corp	COM	494368103	482	5,713	SH		SOLE		0	0	5,713
iShares SP Smallcap 600 Value Index	S&P SMLCP VALU	464287879	864	10,682	SH		SOLE		0	0	10,682
Vanguard Index Mid Cap Etf	MID CAP ETF	922908629	615	7,455	SH		SOLE		0	0	7,455
Apple Inc	COM	037833100	233	437	SH		SOLE		0	0	437
iShares SP National Municipal Bond Fd	S&P NTL AMTFREE	464288414	1,568	14,170	SH		SOLE		0	0	14,170
Eaton Corp Plc	SHS	G29183103	801	14,790	SH		SOLE		0	0	14,790
United Parcel Service of America Cl B	CL B	911312106	231	3,135	SH		SOLE		0	0	3,135
Full House Resorts Inc	COM	359678109	35	10,000	SH		SOLE		0	0	10,000
Berkshire Hathaway Inc De Cl A	CL A	084670108	1,474	11	SH		SOLE		0	0	11
Steelcase Inc Cl A	CL A	858155203	727	57,076	SH		SOLE		0	0	57,076