Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
VANGUARD INDEX TOTAL STOCK MARKET ETF	TOTAL STK MKT	922908769	21,513	245,446	SH		SOLE		0	0	245,446
ISHARES DOW JONES SELECT DIV INDEX FD	DJ SEL DIV IDX	464287168	1,929	29,084	SH		SOLE		0	0	29,084
BARCLAYS BANK PLC IPATH LKD GLDMN SACHS	IPSP CROIL ETN	06738C786	4,529	186,928	SH		SOLE		0	0	186,928
ISHARES US TREAS INFLATION PROTECTED	BARCLYS TIPS BD	464287176	13,084	116,222	SH		SOLE		0	0	116,222
ISHARES RUSSELL 2000 VALUE INDEX FD	RUSL 2000 VALU	464287630	22,039	240,499	SH		SOLE		0	0	240,499
ISHARES GSCI COMMODITY INDEXED TRUST	UNIT BEN INT	46428R107	1,002	30,951	SH		SOLE		0	0	30,951
BERKSHIRE HATHAWAY INC DE CL A	CL A	084670108	1,534	9	SH		SOLE		0	0	9
BERKSHIRE HATHAWAY INC DE CL B	CL B NEW	084670702	2,614	23,032	SH		SOLE		0	0	23,032
ISHARES RUSSELL 3000 INDEX FD	RUSSELL 3000	464287689	2,244	22,179	SH		SOLE		0	0	22,179
ALTRIA GROUP INC	COM	02209S103	541	15,758	SH		SOLE		0	0	15,758
VANGUARD INDEX VANGUARD SMALL CAP VALUE	SM CP VAL ETF	922908611	8,535	94,582	SH		SOLE		0	0	94,582
VANGUARD BOND INDEX SHORT TERM BD	SHORT TRM BOND	921937827	1,797	22,363	SH		SOLE		0	0	22,363
ISHARES SP SMALLCAP 600 VALUE INDEX	S&P SMLCP VALU	464287879	1,093	10,695	SH		SOLE		0	0	10,695
ISHARES MSCI EAFE INDEX FUND	MSCI EAFE INDEX	464287465	1,366	21,412	SH		SOLE		0	0	21,412
ISHARES TR 1 3 YR TREASURY INDEX FD	BARCLYS 1-3 YR	464287457	4,084	48,348	SH		SOLE		0	0	48,348
RETAIL PROPERTIES AMER INC CL A	CL A	76131V202	154	11,228	SH		SOLE		0	0	11,228
VANGUARD INDEX VANGUARD VALUE ETF	VALUE ETF	922908744	1,752	25,105	SH		SOLE		0	0	25,105
VANGUARD INTL EQUITY EMERGING MARKETS	FTSE EMR MKT ETF	922042858	2,583	64,360	SH		SOLE		0	0	64,360
STRYKER CORP	COM	863667101	1,861	27,532	SH		SOLE		0	0	27,532
PFIZER INC	COM	717081103	928	32,301	SH		SOLE		0	0	32,301
ISHARES MSCI EAFE VALUE INDEX FD	MSCI VAL IDX	464288877	11,258	206,910	SH		SOLE		0	0	206,910
KRAFT FOODS GROUP INC	COM	50076Q106	248	4,723	SH		SOLE		0	0	4,723
KIMBERLY CLARK CORP	COM	494368103	589	6,251	SH		SOLE		0	0	6,251
JOHNSON AND JOHNSON	COM	478160104	333	3,836	SH		SOLE		0	0	3,836
PHILLIP MORRIS INTERNATIONAL INC	COM	718172109	829	9,579	SH		SOLE		0	0	9,579
PEPSICO INC	COM	713448108	266	3,348	SH		SOLE		0	0	3,348
PROCTER AND GAMBLE COMPANY	COM	742718109	1,088	14,396	SH		SOLE		0	0	14,396
DOW CHEMICAL COMPANY	COM	260543103	364	9,475	SH		SOLE		0	0	9,475
VANGUARD INDEX MID CAP ETF	MID CAP ETF	922908629	764	7,455	SH		SOLE		0	0	7,455
VANGUARD INDEX REIT ETF	REIT ETF	922908553	756	11,429	SH		SOLE		0	0	11,429
KELLOGG COMPANY	COM	487836108	929	15,823	SH		SOLE		0	0	15,823
ISHARES RUSSELL MIDCAP VALUE INDEX FD	RUSSELL MCP VL	464287473	599	9,832	SH		SOLE		0	0	9,832
BARCLAYS BANK PLC IPATH INDEX PFD	IPSPGS TTL ETN	06738C794	704	21,499	SH		SOLE		0	0	21,499
VANGUARD BOND INDEX TOTAL BD MARKET	TOTAL BND MRKT	921937835	233	2,884	SH		SOLE		0	0	2,884
ISHARES SP NATIONAL MUNICIPAL BOND FD	S&P NTL AMTFREE	464288414	2,119	20,279	SH		SOLE		0	0	20,279
ISHARES SP 500 INDEX FD	CORE S&P500 ETF	464287200	482	2,851	SH		SOLE		0	0	2,851
MONDELEZ INTERNATIONAL INC	CL A	609207105	270	8,584	SH		SOLE		0	0	8,584
SPDR SP 500 ETF	TR UNIT	78462F103	1,661	9,889	SH		SOLE		0	0	9,889
ISHARES SP SMALLCAP 600 INDEX FD	CORE S&P SCP ETF	464287804	305	3,053	SH		SOLE		0	0	3,053
EATON CORP PLC	SHS	G29183103	880	12,790	SH		SOLE		0	0	12,790
SPDR GOLD TRUST GOLD SHARES	GOLD SHS	78463V107	267	2,085	SH		SOLE		0	0	2,085
EXXON MOBIL CORP	COM	30231G102	506	5,885	SH		SOLE		0	0	5,885
INTERNATIONAL BUSINESS MACHINES CORP	COM	459200101	263	1,420	SH		SOLE		0	0	1,420
ISHARES RUSSELL MIDCAP INDEX FD	RUSSELL MIDCAP	464287499	494	3,554	SH		SOLE		0	0	3,554
APPLE INC	COM	037833100	266	558	SH		SOLE		0	0	558
FULL HOUSE RESORTS INC	COM	359678109	445	160,000	SH		SOLE		0	0	160,000
PRAXAIR INC	COM	74005P104	313	2,603	SH		SOLE		0	0	2,603
GENERAL MILLS INC	COM	370334104	406	8,474	SH		SOLE		0	0	8,474
UNITED PARCEL SERVICE OF AMERICA CL B	CL B	911312106	286	3,135	SH		SOLE		0	0	3,135
STEELCASE INC CL A	CL A	858155203	915	55,076	SH		SOLE		0	0	55,076