Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
iShares US Treas Inflation Protected	TIPS BD ETF	464287176	16,358	141,793	SH		SOLE		0	0	141,793
Vanguard Index Total Stock Market Etf	TOTAL STK MKT	922908769	25,633	251,879	SH		SOLE		0	0	251,879
Barclays Bank PLC Ipath Lkd Gldmn Sachs	IPSP CROIL ETN	06738C786	4,795	187,528	SH		SOLE		0	0	187,528
Procter and Gamble Company	COM	742718109	1,582	20,128	SH		SOLE		0	0	20,128
iShares Tr 1 3 Yr Treasury Index Fd	1-3 YR TR BD ETF	464287457	3,996	47,255	SH		SOLE		0	0	47,255
iShares Dow Jones Select Div Index Fd	SELECT DIVID ETF	464287168	2,370	30,782	SH		SOLE		0	0	30,782
General Electric Company	COM	369604103	298	11,327	SH		SOLE		0	0	11,327
iShares GSCI Commodity Indexed Trust	UNIT BEN INT	46428R107	1,050	30,951	SH		SOLE		0	0	30,951
iShares MSCI EAFE Value Index Fd	EAFE VALUE ETF	464288877	12,177	207,921	SH		SOLE		0	0	207,921
Vanguard Intl Equity Emerging Markets	FTSE EMR MKT ETF	922042858	3,031	70,285	SH		SOLE		0	0	70,285
iShares SP National Municipal Bond Fd	NAT AMT FREE BD	464288414	2,389	21,987	SH		SOLE		0	0	21,987
iShares Russell 2000 Value Index Fd	RUS 2000 VAL ETF	464287630	25,117	243,247	SH		SOLE		0	0	243,247
Wells Fargo and Co	COM	949746101	241	4,590	SH		SOLE		0	0	4,590
Vanguard Short Term Infltn Prot ETF	STRM INFPROIDX	922020805	300	5,978	SH		SOLE		0	0	5,978
Vanguard Index Vanguard Small Cap Value	SM CP VAL ETF	922908611	10,218	96,857	SH		SOLE		0	0	96,857
Berkshire Hathaway Inc De Cl B	CL B NEW	084670702	3,168	25,030	SH		SOLE		0	0	25,030
Vanguard Index Vanguard Value Etf	VALUE ETF	922908744	2,033	25,110	SH		SOLE		0	0	25,110
Vanguard Bond Index Total Bd Market	TOTAL BND MRKT	921937835	250	3,046	SH		SOLE		0	0	3,046
Vanguard Bond Index Short Term Bd	SHORT TRM BOND	921937827	1,798	22,375	SH		SOLE		0	0	22,375
Phillip Morris International Inc	COM	718172109	1,018	12,074	SH		SOLE		0	0	12,074
Johnson and Johnson	COM	478160104	401	3,836	SH		SOLE		0	0	3,836
Stryker Corp	COM	863667101	2,353	27,900	SH		SOLE		0	0	27,900
SPDR SP 500 ETF	TR UNIT	78462F103	1,910	9,755	SH		SOLE		0	0	9,755
iShares Russell 3000 Index Fd	RUSSELL 3000 ETF	464287689	2,838	24,104	SH		SOLE		0	0	24,104
iShares MSCI EAFE Index Fund	MSCI EAFE ETF	464287465	1,426	20,864	SH		SOLE		0	0	20,864
Pfizer Inc	COM	717081103	961	32,364	SH		SOLE		0	0	32,364
International Business Machines Corp	COM	459200101	257	1,420	SH		SOLE		0	0	1,420
Apple Inc	COM	037833100	510	5,492	SH		SOLE		0	0	5,492
General Mills Inc	COM	370334104	472	8,983	SH		SOLE		0	0	8,983
Exxon Mobil Corp	COM	30231G102	601	5,965	SH		SOLE		0	0	5,965
W P Carey Inc	COM	92936U109	2,531	39,309	SH		SOLE		0	0	39,309
iShares Russell 3000 Value Index Fd	RUS 3000 VAL ETF	464287663	249	1,882	SH		SOLE		0	0	1,882
Barclays Bank Plc Ipath Index Pfd	IPSPGS TTL ETN	06738C794	766	22,304	SH		SOLE		0	0	22,304
Kellogg Company	COM	487836108	1,026	15,623	SH		SOLE		0	0	15,623
Altria Group Inc	COM	02209S103	728	17,353	SH		SOLE		0	0	17,353
Kimberly Clark Corp	COM	494368103	695	6,251	SH		SOLE		0	0	6,251
iShares SP Smallcap 600 Value Index	SP SMCP600VL ETF	464287879	1,263	10,942	SH		SOLE		0	0	10,942
Spdr Gold Trust Gold Shares	GOLD SHS	78463V107	304	2,376	SH		SOLE		0	0	2,376
Vanguard Index Reit Etf	REIT ETF	922908553	1,110	14,829	SH		SOLE		0	0	14,829
iShares Russell Midcap Index Fd	RUS MID CAP ETF	464287499	579	3,560	SH		SOLE		0	0	3,560
Retail Properties Amer Inc Cl A	CL A	76131V202	287	18,663	SH		SOLE		0	0	18,663
Chevron Corp	COM	166764100	480	3,679	SH		SOLE		0	0	3,679
Mondelez International Inc	CL A	609207105	391	10,383	SH		SOLE		0	0	10,383
Kraft Foods Group Inc	COM	50076Q106	328	5,470	SH		SOLE		0	0	5,470
Steelcase Inc Cl A	CL A	858155203	803	53,076	SH		SOLE		0	0	53,076
Annaly Capital Management Inc	COM	035710409	161	14,063	SH		SOLE		0	0	14,063
Vanguard Index Mid Cap Etf	MID CAP ETF	922908629	885	7,455	SH		SOLE		0	0	7,455
iShares SP 500 Index Fd	CORE S&P500 ETF	464287200	644	3,269	SH		SOLE		0	0	3,269
Pepsico Inc	COM	713448108	310	3,475	SH		SOLE		0	0	3,475
iShares SP Smallcap 600 Index Fd	CORE S&P SCP ETF	464287804	306	2,733	SH		SOLE		0	0	2,733
Eaton Corp Plc	SHS	G29183103	858	11,111	SH		SOLE		0	0	11,111
Berkshire Hathaway Inc De Cl A	CL A	084670108	1,709	9	SH		SOLE		0	0	9
Vanguard Intl Equity Index Total World	TT WRLD ST ETF	922042742	228	3,661	SH		SOLE		0	0	3,661
Dow Chemical Company	COM	260543103	493	9,575	SH		SOLE		0	0	9,575
iShares Russell Midcap Value Index Fd	RUS MDCP VAL ETF	464287473	686	9,447	SH		SOLE		0	0	9,447
iShares SP Midcap Value 400 Index Fd	S&P MC 400VL ETF	464287705	241	1,897	SH		SOLE		0	0	1,897
Vanguard Special Div Appreciation ETF	DIV APP ETF	921908844	210	2,695	SH		SOLE		0	0	2,695
Praxair Inc	COM	74005P104	359	2,703	SH		SOLE		0	0	2,703
Full House Resorts Inc	COM	359678109	226	160,000	SH		SOLE		0	0	160,000
United Parcel Service of America Cl B	CL B	911312106	322	3,135	SH		SOLE		0	0	3,135
Polymet Mining Corp	COM	731916102	12	11,500	SH		SOLE		0	0	11,500