Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABORATORIES	COM	002824100	386,442	3,400	SH		SOLE		0	0	3,400
ABBVIE INC	COM	00287Y109	2,078,038	11,412	SH		SOLE		0	0	11,412
ADOBE INC	COM	00724F101	1,704,036	3,377	SH		SOLE		0	0	3,377
AIRBNB INC	COM CL A	009066101	481,849	2,921	SH		SOLE		0	0	2,921
ALLSTATE CORP	COM	020002101	398,789	2,305	SH		SOLE		0	0	2,305
ALPHABET INC	CAP STK CL C	02079K107	2,079,264	13,656	SH		SOLE		0	0	13,656
ALPHABET INC	CAP STK CL A	02079K305	6,429,468	42,599	SH		SOLE		0	0	42,599
ALTRIA GROUP	COM	02209S103	802,370	18,395	SH		SOLE		0	0	18,395
AMAZON COM	COM	023135106	7,823,984	43,375	SH		SOLE		0	0	43,375
AMERICAN EXPRESS	COM	025816109	1,646,966	7,233	SH		SOLE		0	0	7,233
AMERIPRISE FINANCIAL	COM	03076C106	1,174,360	2,679	SH		SOLE		0	0	2,679
AMGEN INC	COM	031162100	4,204,883	14,789	SH		SOLE		0	0	14,789
APOGEE ENTERPRISES	COM	037598109	541,265	9,143	SH		SOLE		0	0	9,143
APOLLO GLOBAL	COM	03769M106	1,993,005	17,724	SH		SOLE		0	0	17,724
APPLE INC	COM	037833100	34,080,555	198,743	SH		SOLE		0	0	198,743
APPLIED INDUSTRIAL TECH	COM	03820C105	4,799,087	24,293	SH		SOLE		0	0	24,293
APPLIED MATERIALS	COM	038222105	1,246,631	6,045	SH		SOLE		0	0	6,045
AUTODESK INC	COM	052769106	1,136,734	4,365	SH		SOLE		0	0	4,365
AVANTIS U S	US SML CP VALU	025072877	976,444	10,420	SH		SOLE		0	0	10,420
AVANTIS U S	US EQT ETF	025072885	12,811,313	143,143	SH		SOLE		0	0	143,143
AVERY DENNISON CORP	COM	053611109	224,371	1,005	SH		SOLE		0	0	1,005
BALCHEM CORP	COM	057665200	774,750	5,000	SH		SOLE		0	0	5,000
BANK AMERICA	COM	060505104	323,898	8,542	SH		SOLE		0	0	8,542
BERKSHIRE HATHAWAY	CL A	084670108	1,903,320	3	SH		SOLE		0	0	3
BERKSHIRE HATHAWAY	CL B	084670702	10,206,859	24,272	SH		SOLE		0	0	24,272
BLACKROCK INC	COM	09247X101	736,349	883	SH		SOLE		0	0	883
BLACKROCK ULTRA	BLACKROCK ULTRA	46434V878	1,302,251	25,756	SH		SOLE		0	0	25,756
BLACKSTONE INC	COM	09260D107	1,420,626	10,814	SH		SOLE		0	0	10,814
BNY MELLON	US LRG CP CORE	09661T107	19,950,637	199,907	SH		SOLE		0	0	199,907
BNY MELLON	US MDCP CORE EQT	09661T206	1,295,570	13,076	SH		SOLE		0	0	13,076
BNY MELLON	INTERNATIONL EQT	09661T404	2,610,851	34,530	SH		SOLE		0	0	34,530
BNY MELLON	EMRG MKT EQUIT	09661T503	217,385	3,773	SH		SOLE		0	0	3,773
BNY MELLON	CORE BOND ETF	09661T602	1,712,822	40,908	SH		SOLE		0	0	40,908
BOEING CO	COM	097023105	288,328	1,494	SH		SOLE		0	0	1,494
BOOKING HOLDINGS	COM	09857L108	1,458,997	402	SH		SOLE		0	0	402
BRISTOL MYERS	COM	110122108	210,630	3,884	SH		SOLE		0	0	3,884
BROADCOM INC	COM	11135F101	2,925,761	2,207	SH		SOLE		0	0	2,207
CARLYLE GROUP	COM	14316J108	606,445	12,928	SH		SOLE		0	0	12,928
CATERPILLAR INC	COM	149123101	2,938,480	8,019	SH		SOLE		0	0	8,019
CHEVRON CORP	COM	166764100	545,201	3,456	SH		SOLE		0	0	3,456
CISCO SYSTEMS	COM	17275R102	1,832,380	36,714	SH		SOLE		0	0	36,714
COCA COLA COMPANY	COM	191216100	662,175	10,823	SH		SOLE		0	0	10,823
COMCAST CORP	CL A	20030N101	1,151,814	26,570	SH		SOLE		0	0	26,570
CORTEVA INC	COM	22052L104	568,917	9,865	SH		SOLE		0	0	9,865
COSTCO WHOLESALE	COM	22160K105	739,657	1,010	SH		SOLE		0	0	1,010
CUMMINS INC	COM	231021106	263,712	895	SH		SOLE		0	0	895
CVS HEALTH	COM	126650100	575,084	7,210	SH		SOLE		0	0	7,210
DANAHER CORP	COM	235851102	437,010	1,750	SH		SOLE		0	0	1,750
DEERE & CO	COM	244199105	690,439	1,681	SH		SOLE		0	0	1,681
DIMENSIONAL INTL	INTERNATNAL VAL	25434V807	662,179	18,018	SH		SOLE		0	0	18,018
DIMENSIONAL US	US EQUITY ETF	25434V401	93,490,543	1,640,761	SH		SOLE		0	0	1,640,761
DIMENSIONAL US	US TARGETED VLU	25434V609	1,333,715	24,503	SH		SOLE		0	0	24,503
DIMENSIONAL US	US CORE EQUITY 2	25434V708	62,436,532	1,954,195	SH		SOLE		0	0	1,954,195
DIMENSIONAL US	US CORE EQT MKT	25434V104	15,024,991	411,193	SH		SOLE		0	0	411,193
DIMENSIONAL US	US MKTWIDE VALUE	25434V724	3,145,505	76,907	SH		SOLE		0	0	76,907
DIMENSIONAL WORLD	WORLD EX US CORE	25434V880	1,244,065	48,902	SH		SOLE		0	0	48,902
DOLLAR GENL	COM	256677105	785,450	5,033	SH		SOLE		0	0	5,033
DOW INC	COM	260557103	1,235,185	21,322	SH		SOLE		0	0	21,322
DUPONT DE	COM	26614N102	561,760	7,327	SH		SOLE		0	0	7,327
EATON CORP	SHS	G29183103	1,450,835	4,640	SH		SOLE		0	0	4,640
ELI LILLY	COM	532457108	1,486,084	1,910	SH		SOLE		0	0	1,910
EXXON MOBIL	COM	30231G102	1,485,451	12,779	SH		SOLE		0	0	12,779
FIRST MERCHANTS	COM	320817109	288,204	8,258	SH		SOLE		0	0	8,258
FIRST SOLAR	COM	336433107	422,000	2,500	SH		SOLE		0	0	2,500
FORD MOTOR	COM	345370860	2,104,414	158,465	SH		SOLE		0	0	158,465
FORTINET INC	COM	34959E109	575,921	8,431	SH		SOLE		0	0	8,431
GENERAL MILLS	COM	370334104	459,665	6,569	SH		SOLE		0	0	6,569
GILEAD SCIENCES	COM	375558103	1,114,231	15,211	SH		SOLE		0	0	15,211
GOLDMAN SACHS	COM	38141G104	1,444,845	3,459	SH		SOLE		0	0	3,459
GRAINGER W W	COM	384802104	206,519	203	SH		SOLE		0	0	203
HERSHEY COMPANY	COM	427866108	521,844	2,683	SH		SOLE		0	0	2,683
HOME DEPOT	COM	437076102	1,644,448	4,287	SH		SOLE		0	0	4,287
HONEYWELL INTL	COM	438516106	2,462,857	11,999	SH		SOLE		0	0	11,999
ILLINOIS TOOL	COM	452308109	573,957	2,139	SH		SOLE		0	0	2,139
INTEL CORP	COM	458140100	238,134	5,391	SH		SOLE		0	0	5,391
INTL BUSINESS	COM	459200101	2,797,527	14,650	SH		SOLE		0	0	14,650
INVESCO EXCHANGE	S&P500 LOW VOL	46138E354	278,432	4,227	SH		SOLE		0	0	4,227
INVESCO NASDAQ	NASDAQ 100 ETF	46138G649	451,947	2,474	SH		SOLE		0	0	2,474
INVESCO QQQ	UNIT SER 1	46090E103	2,057,848	4,635	SH		SOLE		0	0	4,635
INVESCO S&P	S&P500 EQL TEC	46137V282	375,829	10,680	SH		SOLE		0	0	10,680
INVESCO S&P	S&P500 EQL HLT	46137V332	219,351	6,900	SH		SOLE		0	0	6,900
INVESCO S&P	S&P500 EQL WGT	46137V357	427,998	2,527	SH		SOLE		0	0	2,527
ISHARES 1-3YR	1 3 YR TREAS BD	464287457	884,290	10,813	SH		SOLE		0	0	10,813
ISHARES CORE	CORE S&P TTL STK	464287150	79,492,118	689,437	SH		SOLE		0	0	689,437
ISHARES CORE	CORE S&P500 ETF	464287200	11,067,827	21,052	SH		SOLE		0	0	21,052
ISHARES CORE	CORE US AGGBD ET	464287226	1,642,748	16,773	SH		SOLE		0	0	16,773
ISHARES CORE	CORE S&P MCP ETF	464287507	1,350,109	22,227	SH		SOLE		0	0	22,227
ISHARES CORE	CORE S&P SCP ETF	464287804	1,723,976	15,599	SH		SOLE		0	0	15,599
ISHARES CORE	CORE MSCI TOTAL	46432F834	3,187,954	46,978	SH		SOLE		0	0	46,978
ISHARES CORE	CORE DIV GRWTH	46434V621	305,067	5,254	SH		SOLE		0	0	5,254
ISHARES GOLD	ISHARES	464285204	21,286,986	506,712	SH		SOLE		0	0	506,712
ISHARES MSCI	MSCI EAFE ETF	464287465	1,164,128	14,577	SH		SOLE		0	0	14,577
ISHARES MSCI	EAFE VALUE ETF	464288877	4,572,289	84,050	SH		SOLE		0	0	84,050
ISHARES MSCI	MSCI USA QLT FCT	46432F339	314,542	1,914	SH		SOLE		0	0	1,914
ISHARES MSCI	MSCI EMRG CHN	46434G764	3,970,457	68,968	SH		SOLE		0	0	68,968
ISHARES NATIONAL	NATIONAL MUN	464288414	3,790,475	35,227	SH		SOLE		0	0	35,227
ISHARES RUSS	RUS MDCP VAL ETF	464287473	456,829	3,645	SH		SOLE		0	0	3,645
ISHARES RUSSELL	RUS MID CAP ETF	464287499	441,248	5,247	SH		SOLE		0	0	5,247
ISHARES RUSSELL	RUS 1000 VAL ETF	464287598	382,767	2,138	SH		SOLE		0	0	2,138
ISHARES RUSSELL	RUS 1000 GRW ETF	464287614	977,783	2,901	SH		SOLE		0	0	2,901
ISHARES RUSSELL	RUS 1000 ETF	464287622	534,583	1,856	SH		SOLE		0	0	1,856
ISHARES RUSSELL	RUS 2000 VAL ETF	464287630	17,499,121	110,189	SH		SOLE		0	0	110,189
ISHARES RUSSELL	RUSSELL 3000 ETF	464287689	3,258,528	10,859	SH		SOLE		0	0	10,859
ISHARES S&P	S&P 500 GRWT ETF	464287309	340,969	4,038	SH		SOLE		0	0	4,038
ISHARES S&P	S&P 500 VAL ETF	464287408	823,935	4,411	SH		SOLE		0	0	4,411
ISHARES S&P	S&P MC 400VL ETF	464287705	317,415	2,683	SH		SOLE		0	0	2,683
ISHARES S&P	SP SMCP600VL ETF	464287879	1,324,595	12,890	SH		SOLE		0	0	12,890
ISHARES SELECT	SELECT DIVID ETF	464287168	2,367,202	19,217	SH		SOLE		0	0	19,217
ISHARES SHORT	SHRT NAT MUN ETF	464288158	5,850,807	55,866	SH		SOLE		0	0	55,866
ISHARES TIPS	TIPS BD ETF	464287176	2,827,728	26,327	SH		SOLE		0	0	26,327
ISHARES U S	US HOME CONS ETF	464288752	1,788,647	15,450	SH		SOLE		0	0	15,450
JOHNSON & JOHNSON	COM	478160104	1,691,834	10,695	SH		SOLE		0	0	10,695
JPMORGAN CHASE	COM	46625H100	2,222,687	11,097	SH		SOLE		0	0	11,097
KELLOGG CO	COM	487836108	1,221,298	21,318	SH		SOLE		0	0	21,318
KIMBERLY CLARK	COM	494368103	516,376	3,992	SH		SOLE		0	0	3,992
KKR & CO	COM	48251W104	996,136	9,904	SH		SOLE		0	0	9,904
KLA CORP	COM	482480100	2,305,438	3,300	SH		SOLE		0	0	3,300
LAM RESEARCH CORPORATION	COM	512807108	361,426	372	SH		SOLE		0	0	372
LCI INDS	COM	50189K103	1,457,523	11,844	SH		SOLE		0	0	11,844
LOWES COMPANIES	COM	548661107	1,911,430	7,503	SH		SOLE		0	0	7,503
MARATHON PETROLEUM	COM	56585A102	1,275,066	6,328	SH		SOLE		0	0	6,328
MASTERCARD INC	CL A	57636Q104	764,162	1,587	SH		SOLE		0	0	1,587
MATERION CORP	COM	576690101	263,500	2,000	SH		SOLE		0	0	2,000
MCDONALDS CORP	COM	580135101	831,257	2,948	SH		SOLE		0	0	2,948
MCKESSON CORP	COM	58155Q103	2,446,962	4,558	SH		SOLE		0	0	4,558
MERCK & COMPANY	COM	58933Y105	2,414,348	18,298	SH		SOLE		0	0	18,298
FACEBOOK INC	CL A	30303M102	5,036,303	10,372	SH		SOLE		0	0	10,372
METLIFE INC	COM	59156R108	387,022	5,222	SH		SOLE		0	0	5,222
MICRON TECHNOLOGY INC	COM	595112103	2,660,305	22,566	SH		SOLE		0	0	22,566
MICROSOFT CORP	COM	594918104	24,110,660	57,308	SH		SOLE		0	0	57,308
MONDELEZ INTERNATIONAL	CL A	609207105	1,149,877	16,427	SH		SOLE		0	0	16,427
MORGAN STANLEY	COM	617446448	285,320	3,030	SH		SOLE		0	0	3,030
MURPHY USA	COM	626755102	221,758	529	SH		SOLE		0	0	529
NEXTERA ENERGY	COM	65339F101	276,717	4,330	SH		SOLE		0	0	4,330
NORFOLK SOUTHERN	COM	655844108	229,506	900	SH		SOLE		0	0	900
NOVO NORDISK	ADR	670100205	318,432	2,480	SH		SOLE		0	0	2,480
NUCOR CORP	COM	670346105	1,026,112	5,185	SH		SOLE		0	0	5,185
NVIDIA CORP	COM	67066G104	6,582,948	7,286	SH		SOLE		0	0	7,286
NXP SEMICONDUCTORS	COM	N6596X109	977,024	3,943	SH		SOLE		0	0	3,943
O REILLY AUTOMOTIVE	COM	67103H107	255,127	226	SH		SOLE		0	0	226
ORACLE CORP	COM	68389X105	869,421	6,922	SH		SOLE		0	0	6,922
PALO ALTO	COM	697435105	224,464	790	SH		SOLE		0	0	790
PAYCHEX INC	COM	704326107	328,253	2,673	SH		SOLE		0	0	2,673
PEPSICO INC	COM	713448108	3,324,916	18,999	SH		SOLE		0	0	18,999
PFIZER INC	COM	717081103	1,264,641	45,572	SH		SOLE		0	0	45,572
PHILIP MORRIS	COM	718172109	1,083,691	11,828	SH		SOLE		0	0	11,828
POLARIS INC	COM	731068102	200,240	2,000	SH		SOLE		0	0	2,000
PROCTER & GAMBLE	COM	742718109	3,930,243	24,223	SH		SOLE		0	0	24,223
PRUDENTIAL FINANCIAL	COM	744320102	617,198	5,257	SH		SOLE		0	0	5,257
QORVO INC	COM	74736K101	442,326	3,852	SH		SOLE		0	0	3,852
QUALCOMM INC	COM	747525103	891,207	5,264	SH		SOLE		0	0	5,264
QUEST DIAGNOSTICS	COM	74834L100	230,680	1,733	SH		SOLE		0	0	1,733
RAYTHEON TECHNOLOGIES	COM	75513E101	218,801	2,243	SH		SOLE		0	0	2,243
SALESFORCE.COM INC	COM	79466L302	967,693	3,213	SH		SOLE		0	0	3,213
SANOFI	SPONSORED ADR	80105N105	242,999	5,000	SH		SOLE		0	0	5,000
SCHWAB AGGREGATE	US AGGREGATE B	808524839	851,156	18,503	SH		SOLE		0	0	18,503
SCHWAB EMERGING	EMRG MKTEQ ETF	808524706	289,323	11,458	SH		SOLE		0	0	11,458
SCHWAB INTL	INTL EQTY ETF	808524805	7,560,405	193,757	SH		SOLE		0	0	193,757
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	9,303,360	152,390	SH		SOLE		0	0	152,390
SCHWAB US	US LRG CAP ETF	808524201	2,039,912	32,870	SH		SOLE		0	0	32,870
SCHWAB US	US LCAP VA ETF	808524409	496,741	6,538	SH		SOLE		0	0	6,538
SCHWAB US	US MID-CAP ETF	808524508	2,060,040	25,298	SH		SOLE		0	0	25,298
SCHWAB US	US SML CAP ETF	808524607	331,829	6,739	SH		SOLE		0	0	6,739
SCHWAB US	US TIPS ETF	808524870	414,663	7,950	SH		SOLE		0	0	7,950
SECTOR FINANCIAL	SBI INT-FINL	81369Y605	486,085	11,540	SH		SOLE		0	0	11,540
SECTOR TECHNOLOGY	TECHNOLOGY	81369Y803	1,294,150	6,214	SH		SOLE		0	0	6,214
SHERWIN WILLIAMS	COM	824348106	565,464	1,628	SH		SOLE		0	0	1,628
SHOPIFY INC	CL A	82509L107	537,952	6,971	SH		SOLE		0	0	6,971
SHYFT GROUP	COM	825698103	265,556	21,381	SH		SOLE		0	0	21,381
SOUTHERN COMPANY	COM	842587107	358,053	4,991	SH		SOLE		0	0	4,991
SPDR DOW	UT SER 1	78467X109	916,042	2,303	SH		SOLE		0	0	2,303
SPDR GOLD	GOLD SHS	78463V107	266,407	1,295	SH		SOLE		0	0	1,295
SPDR PORTFOLIO	PORTFOLIO SHORT	78464A474	690,336	23,189	SH		SOLE		0	0	23,189
SPDR S&P 500 ETF TR	TR UNIT	78462F103	7,415,036	14,176	SH		SOLE		0	0	14,176
SPDR S&P	UTSER1 S&PDCRP	78467Y107	1,237,433	2,224	SH		SOLE		0	0	2,224
SPDR SERIES	S&P HOMEBUILD	78464A888	1,230,838	11,030	SH		SOLE		0	0	11,030
SPDR SERIES	S&P 500 ESG ETF	78468R531	230,108	4,544	SH		SOLE		0	0	4,544
STARBUCKS CORP	COM	855244109	344,724	3,772	SH		SOLE		0	0	3,772
STATE STREET	COM	857477103	251,058	3,247	SH		SOLE		0	0	3,247
STEELCASE INC	CL A	858155203	281,625	21,531	SH		SOLE		0	0	21,531
STRYKER CORP	COM	863667101	25,930,488	72,458	SH		SOLE		0	0	72,458
TARGET CORP	COM	87612E106	508,603	2,870	SH		SOLE		0	0	2,870
TESLA INC	COM	88160R101	1,014,836	5,773	SH		SOLE		0	0	5,773
TEVA PHARMACEUTICAL	SPONSORED ADS	881624209	366,860	26,000	SH		SOLE		0	0	26,000
THERMO FISHER	COM	883556102	224,928	387	SH		SOLE		0	0	387
TIZIANA LIFE	COM	G88912103	23,635	52,060	SH		SOLE		0	0	52,060
TJX COS	COM	872540109	212,809	2,098	SH		SOLE		0	0	2,098
TYSON FOODS	CL A	902494103	217,302	3,700	SH		SOLE		0	0	3,700
UBS GROUP	SHS	H42097107	1,054,836	34,337	SH		SOLE		0	0	34,337
UNITEDHEALTH GROUP	COM	91324P102	292,052	590	SH		SOLE		0	0	590
VALERO ENERGY	COM	91913Y100	282,150	1,653	SH		SOLE		0	0	1,653
VANECK VECTORS	SEMICONDUCTR ETF	92189F676	228,140	1,014	SH		SOLE		0	0	1,014
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,561,537	14,028	SH		SOLE		0	0	14,028
VANGUARD ESG	ESG INTL STK ETF	921910725	220,398	3,835	SH		SOLE		0	0	3,835
VANGUARD ESG	ESG US STK ETF	921910733	306,316	3,287	SH		SOLE		0	0	3,287
VANGUARD EXTENDED	EXTEND MKT ETF	922908652	1,751,978	9,996	SH		SOLE		0	0	9,996
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,699,529	208,271	SH		SOLE		0	0	208,271
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	5,357,613	106,789	SH		SOLE		0	0	106,789
VANGUARD FTSE	FTSE SMCAP ETF	922042718	1,553,318	13,295	SH		SOLE		0	0	13,295
VANGUARD FTSE	ALLWRLD EX US	922042775	958,410	16,341	SH		SOLE		0	0	16,341
VANGUARD GROWTH	GROWTH ETF	922908736	3,478,477	10,106	SH		SOLE		0	0	10,106
VANGUARD HEALTH	HEALTH CAR ETF	92204A504	515,491	1,906	SH		SOLE		0	0	1,906
VANGUARD HIGH	HIGH DIV YLD	921946406	29,258,894	241,829	SH		SOLE		0	0	241,829
VANGUARD INFORMATION	INF TECH ETF	92204A702	2,610,092	4,978	SH		SOLE		0	0	4,978
VANGUARD INTERMEDIATE	INTERMED TERM	921937819	794,339	10,535	SH		SOLE		0	0	10,535
VANGUARD INTERMEDIATE	INT-TERM CORP	92206C870	365,274	4,537	SH		SOLE		0	0	4,537
VANGUARD INTERNATIONAL	INTL HIGH ETF	921946794	2,203,309	32,025	SH		SOLE		0	0	32,025
VANGUARD LARGE	LARGE CAP ETF	922908637	751,648	3,135	SH		SOLE		0	0	3,135
VANGUARD MEGA	MEGA CAP VAL ETF	921910840	3,393,974	28,399	SH		SOLE		0	0	28,399
VANGUARD MEGA	MEGA CAP INDEX	921910873	4,371,227	23,392	SH		SOLE		0	0	23,392
VANGUARD MEGA	MEGA GRWTH IND	921910816	3,595,721	12,546	SH		SOLE		0	0	12,546
VANGUARD MID	MCAP VL IDXVIP	922908512	1,069,606	6,861	SH		SOLE		0	0	6,861
VANGUARD MID	MCAP GR IDXVIP	922908538	298,461	1,266	SH		SOLE		0	0	1,266
VANGUARD MID	MID CAP ETF	922908629	13,051,875	52,237	SH		SOLE		0	0	52,237
VANGUARD MUNICIPAL	TAX EXEMPT BD	922907746	495,881	9,800	SH		SOLE		0	0	9,800
VANGUARD REAL	REAL ESTATE ETF	922908553	5,866,871	67,840	SH		SOLE		0	0	67,840
VANGUARD RUSSELL	VNG RUS1000GRW	92206C680	3,086,522	35,612	SH		SOLE		0	0	35,612
VANGUARD RUSSELL	VNG RUS1000VAL	92206C714	2,588,650	32,917	SH		SOLE		0	0	32,917
VANGUARD RUSSELL	VNG RUS1000IDX	92206C730	3,686,103	15,467	SH		SOLE		0	0	15,467
VANGUARD S&P	500 GRTH IDX F	921932505	1,387,170	4,552	SH		SOLE		0	0	4,552
VANGUARD S&P	500 VAL IDX FD	921932703	8,577,267	47,527	SH		SOLE		0	0	47,527
VANGUARD S&P	S&P 500 ETF SHS	922908363	109,075,252	226,909	SH		SOLE		0	0	226,909
VANGUARD SHORT	SHRT TRM CORP BD	92206C409	2,158,990	27,926	SH		SOLE		0	0	27,926
VANGUARD SMALL	SM CP VAL ETF	922908611	46,338,220	241,496	SH		SOLE		0	0	241,496
VANGUARD SMALL	SMALL CP ETF	922908751	1,271,307	5,562	SH		SOLE		0	0	5,562
VANGUARD STAR FDS	VG TL INTL STK F	921909768	61,533,782	1,020,460	SH		SOLE		0	0	1,020,460
VANGUARD TOTAL	TOTAL BND MRKT	921937835	21,399,856	294,642	SH		SOLE		0	0	294,642
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	56,201,421	508,608	SH		SOLE		0	0	508,608
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	127,061,337	488,885	SH		SOLE		0	0	488,885
VANGUARD VALUE	VALUE ETF	922908744	9,308,379	57,155	SH		SOLE		0	0	57,155
VERTEX PHARMACEUTICALS	COM	92532F100	1,577,983	3,775	SH		SOLE		0	0	3,775
VIATRIS INC	COM	92556V106	184,260	15,432	SH		SOLE		0	0	15,432
VISA INC	COM CL A	92826C839	1,523,371	5,458	SH		SOLE		0	0	5,458
WALMART INC	COM	931142103	570,376	9,479	SH		SOLE		0	0	9,479
WALT DISNEY	COM DISNEY	254687106	240,559	1,966	SH		SOLE		0	0	1,966
WORLD GOLD	SPDR GLD MINIS	98149E303	4,606,485	104,574	SH		SOLE		0	0	104,574
WORTHINGTON INDUSTRIES	COM	981811102	311,150	5,000	SH		SOLE		0	0	5,000
ZOETIS INC	CL A	98978V103	3,421,882	20,223	SH		SOLE		0	0	20,223
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	42,587,633	1,409,253	SH		SOLE		0	0	1,409,253
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,121,189	98,190	SH		SOLE		0	0	98,190
DIMENSIONAL EMERGING	EMGR CRE EQT MNG	25434V302	1,754,539	70,976	SH		SOLE		0	0	70,976
DOXIMITY INC	CL A	26622P107	269,100	10,000	SH		SOLE		0	0	10,000
MERCADOLIBRE INC	COM	58733R102	1,049,302	694	SH		SOLE		0	0	694
SPDR PORTFOLIO	PORTFOLI S&P1500	78464A805	8,696,125	135,559	SH		SOLE		0	0	135,559
VANGUARD FTSE	FTSE PACIFIC ETF	922042866	216,276	2,845	SH		SOLE		0	0	2,845
DIMENSIONAL US	US SMALL CAP VAL	25434V815	14,616,641	485,602	SH		SOLE		0	0	485,602
SPDR PORTFOLIO	PORTFOLIO AGRGTE	78464A649	4,205,714	166,365	SH		SOLE		0	0	166,365
VANGUARD INTERMEDIATE	INTER TERM TREAS	92206C706	627,012	10,709	SH		SOLE		0	0	10,709
VANGUARD S&P	MIDCP 400 IDX	921932885	1,104,988	10,727	SH		SOLE		0	0	10,727
HF FOODS	COM	40417F109	3,887,493	1,110,712	SH		SOLE		0	0	1,110,712
LINDE PLC	SHS	G54950103	1,261,569	2,717	SH		SOLE		0	0	2,717
KADANT INC	COM	48282T104	1,809,800	5,516	SH		SOLE		0	0	5,516
AVANTIS INTL	INTL EQT ETF	025072703	10,413,066	163,368	SH		SOLE		0	0	163,368
ETF SER SOLUTIONS	HOYA CAP HOUSI	26922A230	246,770	5,489	SH		SOLE		0	0	5,489
VANGUARD INDUSTRIALS	INDUSTRIAL ETF	92204A603	485,859	1,990	SH		SOLE		0	0	1,990
AMERICAN CENTURY	AVANTIS US SMALL	025072323	503,878	9,623	SH		SOLE		0	0	9,623
CALAMOS CONVERTIBLE	COM SHS	12811P108	139,889	11,845	SH		SOLE		0	0	11,845
DIMENSIONAL US	US LARGE CAP VAL	25434V666	937,224	31,252	SH		SOLE		0	0	31,252
SPDR PORTFOLIO	PORTFOLIO DEVLPD	78463X889	982,804	27,422	SH		SOLE		0	0	27,422
SPDR PORTFOLIO	PORTFOLIO INTRMD	78464A375	1,064,942	32,577	SH		SOLE		0	0	32,577
SPDR PORTFOLIO	PORTFOLIO S&P400	78464A847	2,677,923	50,205	SH		SOLE		0	0	50,205
SPDR PORTFOLIO	PORTFOLIO SH TSR	78468R101	3,292,008	113,832	SH		SOLE		0	0	113,832
GRAYSCALE BITCOIN TR BTC	SHS REP COM UT	389637109	5,363,576	84,907	SH		SOLE		0	0	84,907
ISHARES BITCOIN TR	SHS	46438F101	3,270,988	80,825	SH		SOLE		0	0	80,825
OWENS & MINOR INC NEW	COM	690732102	261,388	9,433	SH		SOLE		0	0	9,433
SKYLINE CHAMPION CORPORATION	COM	830830105	850,100	10,000	SH		SOLE		0	0	10,000