Zhang Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABORATORIES	COM	002824100	398,859	3,498	SH		SOLE		0	0	3,498
ABBVIE INC	COM	00287Y109	2,567,981	13,004	SH		SOLE		0	0	13,004
ADOBE INC	COM	00724F101	1,523,065	2,942	SH		SOLE		0	0	2,942
ALLSTATE CORP	COM	020002101	437,143	2,305	SH		SOLE		0	0	2,305
ALPHABET INC	CAP STK CL A	02079K305	7,924,903	47,784	SH		SOLE		0	0	47,784
ALPHABET INC	CAP STK CL C	02079K107	2,270,989	13,583	SH		SOLE		0	0	13,583
ALTRIA GROUP	COM	02209S103	941,870	18,454	SH		SOLE		0	0	18,454
AMAZON COM	COM	023135106	9,519,724	51,091	SH		SOLE		0	0	51,091
AMERICAN CENTURY	AVANTIS US SMALL	025072323	470,149	8,703	SH		SOLE		0	0	8,703
AMERICAN EXPRESS	COM	025816109	2,365,205	8,722	SH		SOLE		0	0	8,722
AMERIPRISE FINANCIAL	COM	03076C106	1,537,086	3,272	SH		SOLE		0	0	3,272
AMGEN INC	COM	031162100	4,913,702	15,250	SH		SOLE		0	0	15,250
APOGEE ENTERPRISES	COM	037598109	640,148	9,143	SH		SOLE		0	0	9,143
APOLLO GLOBAL	COM	03769M106	2,250,075	18,013	SH		SOLE		0	0	18,013
APPLE INC	COM	037833100	46,522,125	199,665	SH		SOLE		0	0	199,665
APPLIED INDUSTRIAL TECH	COM	03820C105	3,747,028	16,793	SH		SOLE		0	0	16,793
APPLIED MATERIALS	COM	038222105	1,470,350	7,277	SH		SOLE		0	0	7,277
AVANTIS INTL	INTL EQT ETF	025072703	11,462,492	171,005	SH		SOLE		0	0	171,005
AVANTIS U S	US EQT ETF	025072885	13,697,934	143,961	SH		SOLE		0	0	143,961
AVANTIS U S	US SML CP VALU	025072877	1,436,636	14,973	SH		SOLE		0	0	14,973
AVERY DENNISON CORP	COM	053611109	222,312	1,007	SH		SOLE		0	0	1,007
BALCHEM CORP	COM	057665200	880,000	5,000	SH		SOLE		0	0	5,000
BANK AMERICA	COM	060505104	346,528	8,733	SH		SOLE		0	0	8,733
BERKSHIRE HATHAWAY	CL B	084670702	10,907,704	23,699	SH		SOLE		0	0	23,699
BERKSHIRE HATHAWAY	CL A	084670108	2,073,540	3	SH		SOLE		0	0	3
BLACKROCK INC	COM	09247X101	847,992	893	SH		SOLE		0	0	893
BLACKROCK ULTRA	BLACKROCK ULTRA	46434V878	1,432,398	28,230	SH		SOLE		0	0	28,230
BLACKSTONE INC	COM	09260D107	1,438,781	9,396	SH		SOLE		0	0	9,396
BNY MELLON	US LRG CP CORE	09661T107	21,612,853	197,270	SH		SOLE		0	0	197,270
BNY MELLON	INTERNATIONL EQT	09661T404	2,653,349	33,514	SH		SOLE		0	0	33,514
BNY MELLON	CORE BOND ETF	09661T602	1,356,272	31,432	SH		SOLE		0	0	31,432
BNY MELLON	US MDCP CORE EQT	09661T206	1,249,348	12,252	SH		SOLE		0	0	12,252
BNY MELLON	EMRG MKT EQUIT	09661T503	219,601	3,413	SH		SOLE		0	0	3,413
BOEING CO	COM	097023105	233,991	1,539	SH		SOLE		0	0	1,539
BOOKING HOLDINGS	COM	09857L108	1,693,218	402	SH		SOLE		0	0	402
BRISTOL MYERS	COM	110122108	211,824	4,094	SH		SOLE		0	0	4,094
BROADCOM INC	COM	11135F101	3,649,181	21,155	SH		SOLE		0	0	21,155
CALAMOS CONVERTIBLE	COM SHS	12811P108	141,311	11,845	SH		SOLE		0	0	11,845
CARLYLE GROUP	COM	14316J108	551,069	12,798	SH		SOLE		0	0	12,798
CATERPILLAR INC	COM	149123101	3,294,089	8,422	SH		SOLE		0	0	8,422
CHEVRON CORP	COM	166764100	468,851	3,184	SH		SOLE		0	0	3,184
CISCO SYSTEMS	COM	17275R102	2,347,849	44,116	SH		SOLE		0	0	44,116
CITY HOLDING COMPANY	Common Stock	177835105	327,413	2,789	SH		SOLE		0	0	2,789
COCA COLA COMPANY	COM	191216100	711,185	9,897	SH		SOLE		0	0	9,897
COCA-COLA CONSOLIDATED	COM	191098102	263,280	200	SH		SOLE		0	0	200
COMCAST CORP	CL A	20030N101	432,580	10,356	SH		SOLE		0	0	10,356
CORTEVA INC	COM	22052L104	579,672	9,860	SH		SOLE		0	0	9,860
COSTCO WHOLESALE	COM	22160K105	1,202,378	1,356	SH		SOLE		0	0	1,356
CUMMINS INC	COM	231021106	313,153	967	SH		SOLE		0	0	967
DANAHER CORP	COM	235851102	477,975	1,719	SH		SOLE		0	0	1,719
DEERE & CO	COM	244199105	974,165	2,334	SH		SOLE		0	0	2,334
DELL TECHNOLOGIES	CL C	24703L202	848,267	7,156	SH		SOLE		0	0	7,156
DIMENSIONAL EMERGING	EMGR CRE EQT MNG	25434V302	1,642,435	59,921	SH		SOLE		0	0	59,921
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	47,225,669	1,486,018	SH		SOLE		0	0	1,486,018
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	6,237,287	96,165	SH		SOLE		0	0	96,165
DIMENSIONAL INTL	INTERNATNAL VAL	25434V807	533,848	14,019	SH		SOLE		0	0	14,019
DIMENSIONAL US	US EQUITY ETF	25434V401	130,248,381	2,094,026	SH		SOLE		0	0	2,094,026
DIMENSIONAL US	US CORE EQUITY 2	25434V708	85,201,716	2,484,739	SH		SOLE		0	0	2,484,739
DIMENSIONAL US	US CORE EQT MKT	25434V104	16,375,022	412,573	SH		SOLE		0	0	412,573
DIMENSIONAL US	US SMALL CAP VAL	25434V815	18,139,497	588,945	SH		SOLE		0	0	588,945
DIMENSIONAL US	US MKTWIDE VALUE	25434V724	2,735,517	65,616	SH		SOLE		0	0	65,616
DIMENSIONAL US	US TARGETED VLU	25434V609	1,326,727	23,849	SH		SOLE		0	0	23,849
DIMENSIONAL US	US LARGE CAP VAL	25434V666	914,719	29,689	SH		SOLE		0	0	29,689
DIMENSIONAL WORLD	WORLD EX US CORE	25434V880	956,740	35,422	SH		SOLE		0	0	35,422
DISCOVER FINANCIAL	COM	254709108	369,753	2,636	SH		SOLE		0	0	2,636
DOLLAR GENL	COM	256677105	422,850	5,000	SH		SOLE		0	0	5,000
DOVER CORP	COM	260003108	247,335	1,290	SH		SOLE		0	0	1,290
DOW INC	COM	260557103	1,047,257	19,170	SH		SOLE		0	0	19,170
DUPONT DE	COM	26614N102	543,405	6,098	SH		SOLE		0	0	6,098
EATON CORP	SHS	G29183103	1,545,531	4,663	SH		SOLE		0	0	4,663
ELI LILLY	COM	532457108	1,600,563	1,807	SH		SOLE		0	0	1,807
ETF SER SOLUTIONS	HOYA CAP HOUSI	26922A230	279,309	5,489	SH		SOLE		0	0	5,489
EXXON MOBIL	COM	30231G102	1,523,979	13,001	SH		SOLE		0	0	13,001
FACEBOOK INC	CL A	30303M102	6,352,940	11,098	SH		SOLE		0	0	11,098
FIRST MERCHANTS	COM	320817109	269,998	7,258	SH		SOLE		0	0	7,258
FIRST SOLAR	COM	336433107	623,600	2,500	SH		SOLE		0	0	2,500
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	233,201	2,133	SH		SOLE		0	0	2,133
FORD MOTOR	COM	345370860	1,694,327	160,448	SH		SOLE		0	0	160,448
FORTINET INC	COM	34959E109	688,489	8,878	SH		SOLE		0	0	8,878
GENERAL MILLS	COM	370334104	426,073	5,769	SH		SOLE		0	0	5,769
GILEAD SCIENCES	COM	375558103	207,249	2,472	SH		SOLE		0	0	2,472
GOLDMAN SACHS	COM	38141G104	2,066,401	4,174	SH		SOLE		0	0	4,174
GRAINGER W W	COM	384802104	216,090	208	SH		SOLE		0	0	208
HERSHEY COMPANY	COM	427866108	480,792	2,507	SH		SOLE		0	0	2,507
HF FOODS	COM	40417F109	3,965,242	1,110,712	SH		SOLE		0	0	1,110,712
HOME DEPOT	COM	437076102	1,914,704	4,725	SH		SOLE		0	0	4,725
HONEYWELL INTL	COM	438516106	2,585,596	12,508	SH		SOLE		0	0	12,508
ILLINOIS TOOL	COM	452308109	593,061	2,263	SH		SOLE		0	0	2,263
INTL BUSINESS	COM	459200101	3,844,790	17,391	SH		SOLE		0	0	17,391
INVESCO EXCHANGE	S&P500 LOW VOL	46138E354	303,203	4,227	SH		SOLE		0	0	4,227
INVESCO NASDAQ	NASDAQ 100 ETF	46138G649	516,893	2,574	SH		SOLE		0	0	2,574
INVESCO QQQ	UNIT SER 1	46090E103	2,637,431	5,404	SH		SOLE		0	0	5,404
INVESCO S&P	S&P500 EQL WGT	46137V357	309,230	1,726	SH		SOLE		0	0	1,726
INVESCO S&P	S&P500 EQL HLT	46137V332	222,387	6,900	SH		SOLE		0	0	6,900
INVESCO S&P	S&P500 EQL TEC	46137V282	402,636	10,680	SH		SOLE		0	0	10,680
ISHARES 1-3YR	1 3 YR TREAS BD	464287457	901,535	10,842	SH		SOLE		0	0	10,842
ISHARES BITCOIN TR	SHS	46438F101	9,908,397	274,243	SH		SOLE		0	0	274,243
ISHARES CORE	CORE S&P TTL STK	464287150	83,885,152	667,769	SH		SOLE		0	0	667,769
ISHARES CORE	CORE S&P500 ETF	464287200	12,208,743	21,166	SH		SOLE		0	0	21,166
ISHARES CORE	CORE MSCI TOTAL	46432F834	4,156,229	57,225	SH		SOLE		0	0	57,225
ISHARES CORE	CORE US AGGBD ET	464287226	2,363,295	23,337	SH		SOLE		0	0	23,337
ISHARES CORE	CORE S&P SCP ETF	464287804	1,828,007	15,629	SH		SOLE		0	0	15,629
ISHARES CORE	CORE S&P MCP ETF	464287507	1,392,119	22,338	SH		SOLE		0	0	22,338
ISHARES CORE	CORE DIV GRWTH	46434V621	390,994	6,237	SH		SOLE		0	0	6,237
ISHARES ESG	ESG MSCI LEADR	46435U218	1,160,870	11,435	SH		SOLE		0	0	11,435
ISHARES GOLD	ISHARES	464285204	23,884,586	480,574	SH		SOLE		0	0	480,574
ISHARES MSCI	EAFE VALUE ETF	464288877	4,324,980	75,178	SH		SOLE		0	0	75,178
ISHARES MSCI	MSCI EMRG CHN	46434G764	4,962,377	81,204	SH		SOLE		0	0	81,204
ISHARES MSCI	MSCI EAFE ETF	464287465	1,203,532	14,391	SH		SOLE		0	0	14,391
ISHARES MSCI	MSCI USA ESG SLC	464288802	848,166	7,046	SH		SOLE		0	0	7,046
ISHARES MSCI	MSCI USA QLT FCT	46432F339	343,405	1,915	SH		SOLE		0	0	1,915
ISHARES MSCI	MSCI USA MMENTM	46432F396	202,760	1,000	SH		SOLE		0	0	1,000
ISHARES MSCI	MSCI KLD400 SOC	464288570	767,405	7,054	SH		SOLE		0	0	7,054
ISHARES NATIONAL	NATIONAL MUN	464288414	4,431,692	40,796	SH		SOLE		0	0	40,796
ISHARES RUSS	RUS MDCP VAL ETF	464287473	482,052	3,645	SH		SOLE		0	0	3,645
ISHARES RUSSELL	RUS 2000 VAL ETF	464287630	17,523,956	105,047	SH		SOLE		0	0	105,047
ISHARES RUSSELL	RUSSELL 3000 ETF	464287689	3,549,948	10,865	SH		SOLE		0	0	10,865
ISHARES RUSSELL	RUS MID CAP ETF	464287499	463,831	5,262	SH		SOLE		0	0	5,262
ISHARES RUSSELL	RUS 1000 ETF	464287622	583,509	1,856	SH		SOLE		0	0	1,856
ISHARES RUSSELL	RUS 1000 GRW ETF	464287614	1,089,838	2,903	SH		SOLE		0	0	2,903
ISHARES RUSSELL	RUS 1000 VAL ETF	464287598	390,976	2,060	SH		SOLE		0	0	2,060
ISHARES S&P	SP SMCP600VL ETF	464287879	1,309,811	12,166	SH		SOLE		0	0	12,166
ISHARES S&P	S&P 500 VAL ETF	464287408	870,089	4,413	SH		SOLE		0	0	4,413
ISHARES S&P	S&P 500 GRWT ETF	464287309	386,639	4,038	SH		SOLE		0	0	4,038
ISHARES S&P	S&P MC 400VL ETF	464287705	332,280	2,688	SH		SOLE		0	0	2,688
ISHARES SELECT	SELECT DIVID ETF	464287168	2,596,373	19,222	SH		SOLE		0	0	19,222
ISHARES SEMICONDUCTOR	ISHARES SEMICDTR	464287523	708,165	3,071	SH		SOLE		0	0	3,071
ISHARES SHORT	SHRT NAT MUN ETF	464288158	5,891,093	55,477	SH		SOLE		0	0	55,477
ISHARES SILVER	ISHARES	46428Q109	245,405	8,638	SH		SOLE		0	0	8,638
ISHARES TIPS	TIPS BD ETF	464287176	2,474,029	22,396	SH		SOLE		0	0	22,396
ISHARES U S	US HOME CONS ETF	464288752	1,963,695	15,450	SH		SOLE		0	0	15,450
JOHNSON & JOHNSON	COM	478160104	1,724,317	10,640	SH		SOLE		0	0	10,640
JPMORGAN CHASE	COM	46625H100	2,266,047	10,747	SH		SOLE		0	0	10,747
KADANT INC	COM	48282T104	1,763,008	5,216	SH		SOLE		0	0	5,216
KELLOGG CO	COM	487836108	1,525,890	18,906	SH		SOLE		0	0	18,906
KIMBERLY CLARK	COM	494368103	539,525	3,792	SH		SOLE		0	0	3,792
KKR & CO	COM	48251W104	1,386,380	10,617	SH		SOLE		0	0	10,617
KLA CORP	COM	482480100	2,707,751	3,496	SH		SOLE		0	0	3,496
LAM RESEARCH CORPORATION	COM	512807108	285,788	350	SH		SOLE		0	0	350
LCI INDS	COM	50189K103	1,427,676	11,844	SH		SOLE		0	0	11,844
LINDE PLC	SHS	G54950103	1,314,276	2,756	SH		SOLE		0	0	2,756
LOWES COMPANIES	COM	548661107	2,049,730	7,568	SH		SOLE		0	0	7,568
MARATHON PETROLEUM	COM	56585A102	1,356,184	8,324	SH		SOLE		0	0	8,324
MASTERCARD INC	CL A	57636Q104	810,366	1,641	SH		SOLE		0	0	1,641
MATERION CORP	COM	576690101	223,720	2,000	SH		SOLE		0	0	2,000
MCDONALDS CORP	COM	580135101	887,366	2,914	SH		SOLE		0	0	2,914
MCKESSON CORP	COM	58155Q103	2,087,936	4,223	SH		SOLE		0	0	4,223
MERCADOLIBRE INC	COM	58733R102	1,407,972	686	SH		SOLE		0	0	686
MERCK & COMPANY	COM	58933Y105	2,085,996	18,369	SH		SOLE		0	0	18,369
METLIFE INC	COM	59156R108	441,034	5,347	SH		SOLE		0	0	5,347
MICRON TECHNOLOGY INC	COM	595112103	2,337,529	22,539	SH		SOLE		0	0	22,539
MICROSOFT CORP	COM	594918104	25,285,347	58,762	SH		SOLE		0	0	58,762
MONDELEZ INTERNATIONAL	CL A	609207105	1,189,397	16,145	SH		SOLE		0	0	16,145
MORGAN STANLEY	COM	617446448	314,390	3,016	SH		SOLE		0	0	3,016
MPLX	COM UNIT REP LTD	55336V100	201,982	4,543	SH		SOLE		0	0	4,543
MURPHY USA	COM	626755102	260,728	529	SH		SOLE		0	0	529
NETFLIX INC	COM	64110L106	251,792	355	SH		SOLE		0	0	355
NEXTERA ENERGY	COM	65339F101	385,590	4,562	SH		SOLE		0	0	4,562
NIKE INC	CL B	654106103	739,523	8,366	SH		SOLE		0	0	8,366
NORFOLK SOUTHERN	COM	655844108	238,474	960	SH		SOLE		0	0	960
NOVO NORDISK	ADR	670100205	309,961	2,603	SH		SOLE		0	0	2,603
NUCOR CORP	COM	670346105	779,513	5,185	SH		SOLE		0	0	5,185
NVIDIA CORP	COM	67066G104	8,920,187	73,453	SH		SOLE		0	0	73,453
NXP SEMICONDUCTORS	COM	N6596X109	1,027,514	4,281	SH		SOLE		0	0	4,281
O REILLY AUTOMOTIVE	COM	67103H107	260,262	226	SH		SOLE		0	0	226
ORACLE CORP	COM	68389X105	1,075,241	6,310	SH		SOLE		0	0	6,310
PAYCHEX INC	COM	704326107	223,157	1,663	SH		SOLE		0	0	1,663
PEPSICO INC	COM	713448108	3,215,201	18,908	SH		SOLE		0	0	18,908
PFIZER INC	COM	717081103	828,507	28,628	SH		SOLE		0	0	28,628
PHILIP MORRIS	COM	718172109	1,392,108	11,467	SH		SOLE		0	0	11,467
PROCTER & GAMBLE	COM	742718109	4,171,212	24,083	SH		SOLE		0	0	24,083
PRUDENTIAL FINANCIAL	COM	744320102	636,650	5,257	SH		SOLE		0	0	5,257
QORVO INC	COM	74736K101	397,912	3,852	SH		SOLE		0	0	3,852
QUALCOMM INC	COM	747525103	939,041	5,522	SH		SOLE		0	0	5,522
QUEST DIAGNOSTICS	COM	74834L100	269,048	1,733	SH		SOLE		0	0	1,733
RAYTHEON TECHNOLOGIES	COM	75513E101	286,623	2,366	SH		SOLE		0	0	2,366
RLJ LODGING	CUM CONV PFD A	74965L200	212,722	8,157	SH		SOLE		0	0	8,157
SALESFORCE.COM INC	COM	79466L302	1,879,350	6,867	SH		SOLE		0	0	6,867
SANOFI	SPONSORED ADR	80105N105	288,150	5,000	SH		SOLE		0	0	5,000
SCHWAB AGGREGATE	US AGGREGATE B	808524839	926,787	19,503	SH		SOLE		0	0	19,503
SCHWAB EMERGING	EMRG MKTEQ ETF	808524706	270,951	9,286	SH		SOLE		0	0	9,286
SCHWAB INTL	INTL EQTY ETF	808524805	8,539,818	207,680	SH		SOLE		0	0	207,680
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	9,938,771	149,411	SH		SOLE		0	0	149,411
SCHWAB US	US MID-CAP ETF	808524508	3,001,157	36,119	SH		SOLE		0	0	36,119
SCHWAB US	US LRG CAP ETF	808524201	2,199,264	32,414	SH		SOLE		0	0	32,414
SCHWAB US	US LCAP VA ETF	808524409	443,443	5,518	SH		SOLE		0	0	5,518
SCHWAB US	US SML CAP ETF	808524607	571,106	11,089	SH		SOLE		0	0	11,089
SCHWAB US	US TIPS ETF	808524870	443,454	8,268	SH		SOLE		0	0	8,268
SECTOR FINANCIAL	SBI INT-FINL	81369Y605	523,187	11,544	SH		SOLE		0	0	11,544
SECTOR TECHNOLOGY	TECHNOLOGY	81369Y803	1,402,949	6,214	SH		SOLE		0	0	6,214
SHERWIN WILLIAMS	COM	824348106	628,255	1,646	SH		SOLE		0	0	1,646
SHOPIFY INC	CL A	82509L107	558,656	6,971	SH		SOLE		0	0	6,971
SHYFT GROUP	COM	825698103	140,764	11,216	SH		SOLE		0	0	11,216
SKYLINE CHAMPION CORPORATION	COM	830830105	948,500	10,000	SH		SOLE		0	0	10,000
SOUTHERN COMPANY	COM	842587107	367,514	4,075	SH		SOLE		0	0	4,075
SPDR DOW	UT SER 1	78467X109	974,445	2,303	SH		SOLE		0	0	2,303
SPDR GOLD	GOLD SHS	78463V107	297,505	1,224	SH		SOLE		0	0	1,224
SPDR PORTFOLIO	PORTFOLI S&P1500	78464A805	12,471,493	178,011	SH		SOLE		0	0	178,011
SPDR PORTFOLIO	PORTFOLIO AGRGTE	78464A649	5,283,344	202,117	SH		SOLE		0	0	202,117
SPDR PORTFOLIO	PORTFOLIO S&P400	78464A847	5,099,858	93,267	SH		SOLE		0	0	93,267
SPDR PORTFOLIO	PORTFOLIO SH TSR	78468R101	2,903,700	98,732	SH		SOLE		0	0	98,732
SPDR PORTFOLIO	PORTFOLIO INTRMD	78464A375	1,338,301	39,701	SH		SOLE		0	0	39,701
SPDR PORTFOLIO	PORTFOLIO DEVLPD	78463X889	1,256,934	33,465	SH		SOLE		0	0	33,465
SPDR PORTFOLIO	PORTFOLIO SHORT	78464A474	702,163	23,189	SH		SOLE		0	0	23,189
SPDR S&P	UTSER1 S&PDCRP	78467Y107	1,266,924	2,224	SH		SOLE		0	0	2,224
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,502,374	16,562	SH		SOLE		0	0	16,562
SPDR SERIES	S&P HOMEBUILD	78464A888	1,373,897	11,030	SH		SOLE		0	0	11,030
SPDR SERIES	S&P 500 ESG ETF	78468R531	264,525	4,744	SH		SOLE		0	0	4,744
STARBUCKS CORP	COM	855244109	287,209	2,946	SH		SOLE		0	0	2,946
STATE STREET	COM	857477103	287,262	3,247	SH		SOLE		0	0	3,247
STEELCASE INC	CL A	858155203	144,343	10,700	SH		SOLE		0	0	10,700
STRYKER CORP	COM	863667101	26,771,016	74,105	SH		SOLE		0	0	74,105
TARGET CORP	COM	87612E106	815,819	5,234	SH		SOLE		0	0	5,234
TESLA INC	COM	88160R101	1,658,214	6,338	SH		SOLE		0	0	6,338
TEVA PHARMACEUTICAL	SPONSORED ADS	881624209	290,122	16,100	SH		SOLE		0	0	16,100
THERMO FISHER	COM	883556102	231,344	374	SH		SOLE		0	0	374
TIZIANA LIFE	COM	G88912103	66,612	69,387	SH		SOLE		0	0	69,387
TJX COS	COM	872540109	243,608	2,073	SH		SOLE		0	0	2,073
T-MOBILE US	COM	872590104	236,558	1,146	SH		SOLE		0	0	1,146
TYSON FOODS	CL A	902494103	220,372	3,700	SH		SOLE		0	0	3,700
UBS GROUP	SHS	H42097107	1,070,733	34,640	SH		SOLE		0	0	34,640
UNITEDHEALTH GROUP	COM	91324P102	390,135	667	SH		SOLE		0	0	667
VALERO ENERGY	COM	91913Y100	246,564	1,826	SH		SOLE		0	0	1,826
VANECK VECTORS	SEMICONDUCTR ETF	92189F676	248,887	1,014	SH		SOLE		0	0	1,014
VANGUARD ESG	ESG US STK ETF	921910733	854,469	8,406	SH		SOLE		0	0	8,406
VANGUARD ESG	ESG INTL STK ETF	921910725	221,744	3,605	SH		SOLE		0	0	3,605
VANGUARD EXTENDED	EXTEND MKT ETF	922908652	1,713,637	9,417	SH		SOLE		0	0	9,417
VANGUARD FINANCIALS	FINANCIALS ETF	92204A405	232,350	2,114	SH		SOLE		0	0	2,114
VANGUARD FTSE	FTSE SMCAP ETF	922042718	1,551,697	12,319	SH		SOLE		0	0	12,319
VANGUARD FTSE	ALLWRLD EX US	922042775	996,244	15,813	SH		SOLE		0	0	15,813
VANGUARD FTSE	FTSE PACIFIC ETF	922042866	230,396	2,939	SH		SOLE		0	0	2,939
VANGUARD GROWTH	GROWTH ETF	922908736	3,880,048	10,106	SH		SOLE		0	0	10,106
VANGUARD HEALTH	HEALTH CAR ETF	92204A504	567,182	2,010	SH		SOLE		0	0	2,010
VANGUARD HIGH	HIGH DIV YLD	921946406	35,180,451	274,419	SH		SOLE		0	0	274,419
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	134,291,564	474,260	SH		SOLE		0	0	474,260
VANGUARD INDUSTRIALS	INDUSTRIAL ETF	92204A603	517,539	1,990	SH		SOLE		0	0	1,990
VANGUARD INFORMATION	INF TECH ETF	92204A702	2,884,050	4,917	SH		SOLE		0	0	4,917
VANGUARD INTERMEDIATE	INTERMED TERM	921937819	825,628	10,535	SH		SOLE		0	0	10,535
VANGUARD INTERMEDIATE	INTER TERM TREAS	92206C706	647,408	10,715	SH		SOLE		0	0	10,715
VANGUARD INTERMEDIATE	INT-TERM CORP	92206C870	380,895	4,548	SH		SOLE		0	0	4,548
VANGUARD INTERNATIONAL	INTL HIGH ETF	921946794	2,881,632	39,249	SH		SOLE		0	0	39,249
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	65,119,769	544,025	SH		SOLE		0	0	544,025
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	9,521,585	198,988	SH		SOLE		0	0	198,988
VANGUARD LARGE	LARGE CAP ETF	922908637	812,777	3,087	SH		SOLE		0	0	3,087
VANGUARD MEGA	MEGA CAP INDEX	921910873	5,090,475	24,635	SH		SOLE		0	0	24,635
VANGUARD MEGA	MEGA GRWTH IND	921910816	4,583,528	14,237	SH		SOLE		0	0	14,237
VANGUARD MEGA	MEGA CAP VAL ETF	921910840	3,807,619	29,682	SH		SOLE		0	0	29,682
VANGUARD MID	MID CAP ETF	922908629	15,329,368	58,103	SH		SOLE		0	0	58,103
VANGUARD MID	MCAP VL IDXVIP	922908512	1,157,126	6,901	SH		SOLE		0	0	6,901
VANGUARD MID	MCAP GR IDXVIP	922908538	357,093	1,467	SH		SOLE		0	0	1,467
VANGUARD MUNICIPAL	TAX EXEMPT BD	922907746	686,960	13,438	SH		SOLE		0	0	13,438
VANGUARD REAL	REAL ESTATE ETF	922908553	5,427,527	55,713	SH		SOLE		0	0	55,713
VANGUARD RUSSELL	VNG RUS1000IDX	92206C730	3,910,840	15,037	SH		SOLE		0	0	15,037
VANGUARD RUSSELL	VNG RUS1000GRW	92206C680	3,548,562	36,766	SH		SOLE		0	0	36,766
VANGUARD RUSSELL	VNG RUS1000VAL	92206C714	2,708,518	32,504	SH		SOLE		0	0	32,504
VANGUARD S&P	S&P 500 ETF SHS	922908363	133,341,782	252,699	SH		SOLE		0	0	252,699
VANGUARD S&P	500 VAL IDX FD	921932703	19,648,321	103,022	SH		SOLE		0	0	103,022
VANGUARD S&P	500 GRTH IDX F	921932505	1,554,491	4,502	SH		SOLE		0	0	4,502
VANGUARD S&P	MIDCP 400 IDX	921932885	1,025,772	9,711	SH		SOLE		0	0	9,711
VANGUARD SHORT	SHRT TRM CORP BD	92206C409	3,208,847	40,403	SH		SOLE		0	0	40,403
VANGUARD SMALL	SM CP VAL ETF	922908611	48,778,202	242,944	SH		SOLE		0	0	242,944
VANGUARD SMALL	SMALL CP ETF	922908751	1,575,687	6,643	SH		SOLE		0	0	6,643
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,702,215	13,643	SH		SOLE		0	0	13,643
VANGUARD STAR FDS	VG TL INTL STK F	921909768	76,403,493	1,180,159	SH		SOLE		0	0	1,180,159
VANGUARD TAX-MANAGED INTL FD	FTSE DEV MKT ETF	921943858	8,013,639	151,744	SH		SOLE		0	0	151,744
VANGUARD TOTAL	TOTAL BND MRKT	921937835	31,829,156	423,767	SH		SOLE		0	0	423,767
VANGUARD VALUE	VALUE ETF	922908744	10,087,569	57,785	SH		SOLE		0	0	57,785
VERTEX PHARMACEUTICALS	COM	92532F100	1,876,481	4,035	SH		SOLE		0	0	4,035
VIATRIS INC	COM	92556V106	250,498	21,576	SH		SOLE		0	0	21,576
VISA INC	COM CL A	92826C839	1,545,573	5,621	SH		SOLE		0	0	5,621
WALMART INC	COM	931142103	803,949	9,956	SH		SOLE		0	0	9,956
WEC ENERGY	COM	92939U106	718,657	7,472	SH		SOLE		0	0	7,472
WELLS FARGO	COM	949746101	209,190	3,703	SH		SOLE		0	0	3,703
WORLD GOLD	SPDR GLD MINIS	98149E303	5,371,064	103,032	SH		SOLE		0	0	103,032
WORTHINGTON INDUSTRIES	COM	981811102	207,250	5,000	SH		SOLE		0	0	5,000
ZOETIS INC	CL A	98978V103	3,785,693	19,376	SH		SOLE		0	0	19,376