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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
Alnylam Pharmaceuticals | Corp | 02043Q107 | 310 | 2,126 | SH | | SOLE | | 126 | 0 | 2,000 |
Alphabet Inc Cap STK | Class A | 02079K305 | 5,394 | 2,475 | SH | | SOLE | | 2,468 | 0 | 7 |
Alphabet Inc Cap STK CL C | Class C | 02079K107 | 2,356 | 1,077 | SH | | SOLE | | 1,077 | 0 | 0 |
Amazon.Com | Corp | 023135106 | 1,574 | 14,820 | SH | | SOLE | | 11,480 | 0 | 3,340 |
Apple | Corp | 037833100 | 23,493 | 171,832 | SH | | SOLE | | 170,203 | 0 | 1,629 |
Archer Aviation Inc | Corp | 03945R102 | 88 | 28,501 | SH | | SOLE | | 28,501 | 0 | 0 |
Ascendas Real Esta Ordf | Ord | Y0205X103 | 25 | 12,000 | SH | | SOLE | | 12,000 | 0 | 0 |
Berkshire Hathaway 'B' | Corp | 084670702 | 425 | 1,558 | SH | | SOLE | | 1,058 | 0 | 500 |
Blackstone Group Inc CL A | Class A | 09260D107 | 209 | 2,292 | SH | | SOLE | | 2,292 | 0 | 0 |
Charles Schwab | Corp | 808513105 | 526 | 8,329 | SH | | SOLE | | 8,329 | 0 | 0 |
Coca Cola | Corp | 191216100 | 554 | 8,751 | SH | | SOLE | | 8,751 | 0 | 0 |
Cytodyn Inc Com | Corp | 23283M101 | 10 | 24,000 | SH | | SOLE | | 24,000 | 0 | 0 |
Dimensional ETF TR US Marketwide Value ETF | ETF | 25434V724 | 23,145 | 732,438 | SH | | SOLE | | 721,611 | 0 | 10,827 |
Dimensional International Value ETF | ETF | 25434V807 | 5,827 | 201,679 | SH | | SOLE | | 201,679 | 0 | 0 |
Dimensional U S Core Equity 2 ETF | ETF | 25434V708 | 101,823 | 4,370,095 | SH | | SOLE | | 4,344,914 | 0 | 25,181 |
Dimensional U S Small Cap ETF | ETF | 25434V500 | 9,994 | 208,203 | SH | | SOLE | | 208,203 | 0 | 0 |
Dimensional U S Targeted Value ETF | ETF | 25434V609 | 15,150 | 376,682 | SH | | SOLE | | 356,828 | 0 | 19,854 |
Dimensional World ex US Core Equity ETF | ETF | 25434V880 | 96,384 | 4,495,524 | SH | | SOLE | | 4,417,408 | 0 | 78,116 |
Eaton Vance Tax MG Cef | ETF | 27828N102 | 207 | 18,251 | SH | | SOLE | | 18,251 | 0 | 0 |
Endeavor Group HLDGS | Corp | 29260Y109 | 428 | 20,833 | SH | | SOLE | | 20,833 | 0 | 0 |
Facebook Class A | Class A | 30303M102 | 2,392 | 14,835 | SH | | SOLE | | 14,835 | 0 | 0 |
FlexShares Mstar Glbl Upstrm Nat Res ETF | ETF | 33939L407 | 328 | 8,265 | SH | | SOLE | | 8,265 | 0 | 0 |
Grom Social | Corp | 39878L100 | 11 | 44,387 | SH | | SOLE | | 44,387 | 0 | 0 |
Industrial Select Sector SPDR Fund ETF | ETF | 81369Y704 | 252 | 2,887 | SH | | SOLE | | 2,887 | 0 | 0 |
International Bus.MCHS. | Corp | 459200101 | 264 | 1,873 | SH | | SOLE | | 969 | 0 | 904 |
Intuit Inc | Corp | 461202103 | 2,934 | 7,611 | SH | | SOLE | | 7,611 | 0 | 0 |
Invesco QQQ TR Unit (ser 1) | ETF | 46090E103 | 211 | 753 | SH | | SOLE | | 753 | 0 | 0 |
Invesco S&P 500 Equal Weight ETF | ETF | 46137V357 | 536 | 3,991 | SH | | SOLE | | 3,991 | 0 | 0 |
Invesco S&P 500 Equal Weight Technology ETF | ETF | 46137V282 | 209 | 884 | SH | | SOLE | | 884 | 0 | 0 |
iShares Core MSCI Emerging Market ETF | ETF | 46434G103 | 236 | 4,809 | SH | | SOLE | | 4,809 | 0 | 0 |
iShares Core S&P 500 | ETF | 464287200 | 286 | 754 | SH | | SOLE | | 754 | 0 | 0 |
iShares Core S&P Mid-Cap | ETF | 464287507 | 242 | 1,070 | SH | | SOLE | | 1,070 | 0 | 0 |
iShares Nasdaq Biotechnology ETF | ETF | 464287556 | 494 | 4,200 | SH | | SOLE | | 4,200 | 0 | 0 |
iShares RS 2000 Value | ETF | 464287630 | 416 | 3,054 | SH | | SOLE | | 3,054 | 0 | 0 |
iShares Russell (1000 Growth Etf) | ETF | 464287614 | 1,905 | 8,713 | SH | | SOLE | | 8,713 | 0 | 0 |
iShares Russell 1000 Value ETF | ETF | 464287598 | 1,539 | 10,618 | SH | | SOLE | | 10,618 | 0 | 0 |
iShares Russell 2000 | ETF | 464287655 | 292 | 1,725 | SH | | SOLE | | 1,725 | 0 | 0 |
iShares Russell 2000 Growth ETF | ETF | 464287648 | 205 | 993 | SH | | SOLE | | 993 | 0 | 0 |
iShares S&P 100 ETF | ETF | 464287101 | 1,161 | 6,730 | SH | | SOLE | | 6,730 | 0 | 0 |
iShares S&P 500 ETF | ETF | 464287408 | 730 | 5,312 | SH | | SOLE | | 5,312 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 378 | 6,256 | SH | | SOLE | | 6,256 | 0 | 0 |
iShares S&P Small Cap 600 ETF | ETF | 464287879 | 342 | 3,842 | SH | | SOLE | | 3,842 | 0 | 0 |
iShares TR U.S. PFD | ETF | 464288687 | 1,070 | 32,556 | SH | | SOLE | | 32,556 | 0 | 0 |
Johnson & Johnson | Corp | 478160104 | 814 | 4,588 | SH | | SOLE | | 4,588 | 0 | 0 |
Kayne Anderson Real Estate Debt Fund | Fund | 564992998 | 1,280 | 1,279,762 | SH | | SOLE | | 0 | 0 | 1,279,762 |
Korn Ferry Intl. | Corp | 500643200 | 390 | 6,717 | SH | | SOLE | | 6,717 | 0 | 0 |
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting | Class B | 535919500 | 94 | 10,698 | SH | | SOLE | | 10,698 | 0 | 0 |
Lockheed Martin Corp | Corp | 539830109 | 730 | 1,699 | SH | | SOLE | | 1,699 | 0 | 0 |
Microchip Technology | Corp | 595017104 | 697 | 12,000 | SH | | SOLE | | 12,000 | 0 | 0 |
Microsoft | Corp | 594918104 | 708 | 2,758 | SH | | SOLE | | 2,626 | 0 | 132 |
Nuveen California | Closed End | 670651108 | 156 | 12,050 | SH | | SOLE | | 12,050 | 0 | 0 |
Nvidia | Corp | 67066G104 | 1,382 | 9,115 | SH | | SOLE | | 9,112 | 0 | 3 |
Pathfinder Bancp Inc | Corp | 70319R109 | 793 | 39,778 | SH | | SOLE | | 39,778 | 0 | 0 |
Pfizer | Corp | 717081103 | 945 | 18,032 | SH | | SOLE | | 16,186 | 0 | 1,846 |
Phillips Edison & Co Inc | Corp | 71844V201 | 222 | 6,638 | SH | | SOLE | | 6,638 | 0 | 0 |
Proterra Inc Com | Corp | 74374T109 | 1,205 | 259,651 | SH | | SOLE | | 259,651 | 0 | 0 |
Schwab International Equity ETF | ETF | 808524805 | 489 | 15,563 | SH | | SOLE | | 15,563 | 0 | 0 |
Schwab U.S. Broad Market ETF | ETF | 808524102 | 266 | 6,026 | SH | | SOLE | | 6,026 | 0 | 0 |
Schwab US Large Cap Value ETF | ETF | 808524409 | 1,119 | 17,928 | SH | | SOLE | | 17,928 | 0 | 0 |
Sector SPDR TR SHS | ETF | 81369Y605 | 490 | 15,577 | SH | | SOLE | | 15,577 | 0 | 0 |
SPDR Dow Jones Indl | ETF | 78467X109 | 1,401 | 4,541 | SH | | SOLE | | 4,541 | 0 | 0 |
SPDR Index SHS FDS MSCI Acwi Ex-US ETF | ETF | 78463X848 | 1,181 | 49,665 | SH | | SOLE | | 49,665 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 683 | 1,803 | SH | | SOLE | | 1,803 | 0 | 0 |
SPDR S&P Midcap 400 | ETF | 78467Y107 | 346 | 835 | SH | | SOLE | | 835 | 0 | 0 |
Star Gas Partners | MLP | 85512C105 | 276 | 30,114 | SH | | SOLE | | 0 | 0 | 30,114 |
Target | Corp | 87612E106 | 393 | 2,782 | SH | | SOLE | | 2,782 | 0 | 0 |
Tesla Motors | Corp | 88160R101 | 473 | 702 | SH | | SOLE | | 92 | 0 | 610 |
Thermo Fisher Scientific | Corp | 883556102 | 3,959 | 7,283 | SH | | SOLE | | 7,283 | 0 | 0 |
Vanguard FTSE All-World ex-US ETF | ETF | 922042775 | 1,899 | 38,015 | SH | | SOLE | | 37,999 | 0 | 16 |
Vanguard FTSE Developed Markets ETF | ETF | 921943858 | 489 | 11,992 | SH | | SOLE | | 11,992 | 0 | 0 |
Vanguard FTSE Emerging Markets ETF | ETF | 922042858 | 396 | 9,520 | SH | | SOLE | | 9,520 | 0 | 0 |
Vanguard Group DIV (app Etf) | ETF | 921908844 | 1,662 | 11,583 | SH | | SOLE | | 11,583 | 0 | 0 |
Vanguard REIT Index ETF | ETF | 922908553 | 3,158 | 34,656 | SH | | SOLE | | 24,810 | 0 | 9,846 |
Vanguard S&P 500 ETF | ETF | 922908363 | 1,140 | 3,272 | SH | | SOLE | | 3,272 | 0 | 0 |
Vanguard S&P 500 Growth ETF | ETF | 921932505 | 425 | 1,955 | SH | | SOLE | | 1,955 | 0 | 0 |
Vanguard Small-Cap Value ETF | ETF | 922908611 | 4,555 | 30,404 | SH | | SOLE | | 28,326 | 0 | 2,078 |
Vanguard Total Market Index ETF | ETF | 922908769 | 5,581 | 29,586 | SH | | SOLE | | 29,516 | 0 | 70 |
Vitasoy Intl HLDGS Ordf | ADR | Y93794108 | 42 | 23,800 | SH | | SOLE | | 23,800 | 0 | 0 |
Walt Disney | Corp | 254687106 | 394 | 4,175 | SH | | SOLE | | 4,161 | 0 | 14 |