COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
DFA Emerging Markets Core Equity 2 ETF | ETF | 25434V732 | 12,182,703 | 488,089 | SH | | SOLE | | 486,964 | 0 | 1,125 |
DFA US Small Cap Value ETF | ETF | 25434V815 | 1,374,889 | 47,215 | SH | | SOLE | | 47,212 | 0 | 3 |
Vanguard REIT Index ETF | ETF | 922908553 | 3,672,583 | 41,564 | SH | | SOLE | | 40,264 | 0 | 1,300 |
DFA US Core Equity 2 ETF | ETF | 25434V708 | 181,728,486 | 6,217,191 | SH | | SOLE | | 6,126,377 | 0 | 90,814 |
DFA World ex US Core Equity 2 ETF | ETF | 25434V880 | 115,356,579 | 4,723,857 | SH | | SOLE | | 4,614,784 | 0 | 109,073 |
DFA US Core Equity 1 ETF | ETF | 25434V625 | 15,242,828 | 285,040 | SH | | SOLE | | 280,445 | 0 | 4,595 |
DFA US Large Cap Value ETF | ETF | 25434V666 | 6,226,234 | 230,175 | SH | | SOLE | | 230,175 | 0 | 0 |
DFA US Targeted Value ETF | ETF | 25434V609 | 32,396,921 | 619,089 | SH | | SOLE | | 598,568 | 0 | 20,521 |
Amazon.Com | COM | 023135106 | 2,384,698 | 15,695 | SH | | SOLE | | 13,462 | 0 | 2,233 |
Apple | COM | 037833100 | 26,203,801 | 136,102 | SH | | SOLE | | 134,494 | 0 | 1,608 |
Alphabet Inc Cap STK | COM | 02079K305 | 7,397,284 | 52,955 | SH | | SOLE | | 51,844 | 0 | 1,111 |
Vanguard FTSE Developed Markets ETF | ETF | 921943858 | 551,079 | 11,505 | SH | | SOLE | | 11,505 | 0 | 0 |
Vanguard FTSE Emerging Markets ETF | ETF | 922042858 | 391,679 | 9,530 | SH | | SOLE | | 9,530 | 0 | 0 |
DFA Intl Value ETF | ETF | 25434V807 | 7,062,510 | 205,545 | SH | | SOLE | | 205,545 | 0 | 0 |
iShares RS 2000 Value | ETF | 464287630 | 474,562 | 3,055 | SH | | SOLE | | 3,055 | 0 | 0 |
iShares Russell (1000 Growth Etf) | ETF | 464287614 | 2,641,414 | 8,713 | SH | | SOLE | | 8,713 | 0 | 0 |
iShares Russell 1000 Value ETF | ETF | 464287598 | 1,754,582 | 10,618 | SH | | SOLE | | 10,618 | 0 | 0 |
iShares Russell 2000 Growth ETF | ETF | 464287648 | 250,529 | 993 | SH | | SOLE | | 993 | 0 | 0 |
DFA International Small Cap Value ETF | ETF | 25434V781 | 15,248,336 | 591,365 | SH | | SOLE | | 590,090 | 0 | 1,275 |
Star Gas Partners | UNIT LTD PARTNR | 85512C105 | 347,214 | 30,114 | SH | | SOLE | | 0 | 0 | 30,114 |
Vanguard Small-Cap Value ETF | ETF | 922908611 | 5,466,904 | 30,377 | SH | | SOLE | | 28,446 | 0 | 1,931 |
Alphabet Inc Cap STK CL C | COM | 02079K107 | 5,067,420 | 35,957 | SH | | SOLE | | 35,170 | 0 | 787 |
Chevron | COM | 166764100 | 554,749 | 3,719 | SH | | SOLE | | 3,719 | 0 | 0 |
DFA US Marketwide Value ETF | ETF | 25434V724 | 22,821,037 | 613,139 | SH | | SOLE | | 602,312 | 0 | 10,827 |
Vanguard FTSE All-World ex-US ETF | ETF | 922042775 | 1,828,199 | 32,565 | SH | | SOLE | | 32,549 | 0 | 16 |
Vanguard Group DIV (app Etf) | ETF | 921908844 | 1,553,019 | 9,114 | SH | | SOLE | | 9,114 | 0 | 0 |
Invesco S&P 500 Equal Weight ETF | ETF | 46137V357 | 583,164 | 3,696 | SH | | SOLE | | 3,696 | 0 | 0 |
iShares Core S&P Mid-Cap | ETF | 464287507 | 296,624 | 1,070 | SH | | SOLE | | 1,070 | 0 | 0 |
Berkshire Hathaway 'B' | COM | 084670702 | 1,060,350 | 2,973 | SH | | SOLE | | 2,285 | 0 | 688 |
Coca Cola | COM | 191216100 | 567,437 | 9,629 | SH | | SOLE | | 9,554 | 0 | 75 |
Microsoft | COM | 594918104 | 5,908,789 | 15,713 | SH | | SOLE | | 14,522 | 0 | 1,191 |
Walt Disney | COM | 254687106 | 400,175 | 4,417 | SH | | SOLE | | 4,159 | 0 | 258 |
Home Depot | COM | 437076102 | 324,468 | 936 | SH | | SOLE | | 881 | 0 | 55 |
Nvidia | COM | 67066G104 | 3,212,500 | 6,487 | SH | | SOLE | | 6,203 | 0 | 284 |
Thermo Fisher Scientific | COM | 883556102 | 3,876,803 | 7,299 | SH | | SOLE | | 7,283 | 0 | 16 |
Visa 'a' | COM CL A | 92826C839 | 1,221,605 | 4,692 | SH | | SOLE | | 4,512 | 0 | 180 |
Vanguard Total Market Index ETF | ETF | 922908769 | 10,408,463 | 43,877 | SH | | SOLE | | 43,877 | 0 | 0 |
DFA Intl Core Equity 2 ETF | ETF | 25434V799 | 619,770 | 24,276 | SH | | SOLE | | 24,276 | 0 | 0 |
Industrial Select Sector SPDR Fund ETF | ETF | 81369Y704 | 329,089 | 2,887 | SH | | SOLE | | 2,887 | 0 | 0 |
iShares Core S&P 500 | ETF | 464287200 | 686,354 | 1,437 | SH | | SOLE | | 1,437 | 0 | 0 |
iShares S&P 500 ETF | ETF | 464287408 | 924,150 | 5,315 | SH | | SOLE | | 5,315 | 0 | 0 |
iShares S&P 500 Growth ETF | ETF | 464287309 | 469,826 | 6,256 | SH | | SOLE | | 6,256 | 0 | 0 |
Sector SPDR TR SHS | ETF | 81369Y605 | 539,367 | 14,345 | SH | | SOLE | | 14,345 | 0 | 0 |
Vanguard S&P 500 Growth ETF | ETF | 921932505 | 529,394 | 1,955 | SH | | SOLE | | 1,955 | 0 | 0 |
Alnylam Pharmaceuticals | COM | 02043Q107 | 409,235 | 2,138 | SH | | SOLE | | 2,126 | 0 | 12 |
Charles Schwab | COM | 808513105 | 405,438 | 5,893 | SH | | SOLE | | 5,818 | 0 | 75 |
Cisco Systems | COM | 17275R102 | 210,769 | 4,172 | SH | | SOLE | | 3,863 | 0 | 309 |
Costco Wholesale | COM | 22160K105 | 277,500 | 411 | SH | | SOLE | | 70 | 0 | 341 |
Deere & Co | COM | 244199105 | 1,153,451 | 2,874 | SH | | SOLE | | 2,850 | 0 | 24 |
Exxon Mobil | COM | 30231G102 | 246,651 | 2,467 | SH | | SOLE | | 2,130 | 0 | 337 |
International Bus.MCHS. | COM | 459200101 | 410,622 | 2,511 | SH | | SOLE | | 2,358 | 0 | 153 |
Intuit Inc | COM | 461202103 | 4,721,477 | 7,554 | SH | | SOLE | | 7,514 | 0 | 40 |
Kimberly-Clark | COM | 494368103 | 3,449,120 | 28,385 | SH | | SOLE | | 28,335 | 0 | 50 |
Lockheed Martin Corp | COM | 539830109 | 973,085 | 2,147 | SH | | SOLE | | 2,142 | 0 | 5 |
Mastercard | COM | 57636Q104 | 236,722 | 555 | SH | | SOLE | | 403 | 0 | 152 |
Meta Platforms, Inc | COM | 30303M102 | 4,258,139 | 12,030 | SH | | SOLE | | 11,608 | 0 | 422 |
Netflix | COM | 64110L106 | 280,443 | 576 | SH | | SOLE | | 302 | 0 | 274 |
Nike 'B' | COM | 654106103 | 453,190 | 4,160 | SH | | SOLE | | 4,041 | 0 | 119 |
Pepsico | COM | 713448108 | 636,168 | 3,718 | SH | | SOLE | | 3,625 | 0 | 93 |
Pfizer | COM | 717081103 | 573,929 | 19,935 | SH | | SOLE | | 17,236 | 0 | 2,699 |
Procter & Gamble | COM | 742718109 | 303,191 | 2,069 | SH | | SOLE | | 1,781 | 0 | 288 |
Starbucks | COM | 855244109 | 384,040 | 4,000 | SH | | SOLE | | 3,900 | 0 | 100 |
Target | COM | 87612E106 | 413,659 | 2,905 | SH | | SOLE | | 2,822 | 0 | 83 |
Tesla Motors | COM | 88160R101 | 804,578 | 3,238 | SH | | SOLE | | 1,272 | 0 | 1,966 |
Union Pacific | COM | 907818108 | 335,026 | 1,364 | SH | | SOLE | | 1,285 | 0 | 79 |
Invesco QQQ TR Unit (ser 1) | ETF | 46090E103 | 375,484 | 916 | SH | | SOLE | | 916 | 0 | 0 |
iShares Nasdaq Biotechnology ETF | ETF | 464287556 | 571,935 | 4,210 | SH | | SOLE | | 4,210 | 0 | 0 |
Vanguard S&P 500 ETF | ETF | 922908363 | 2,758,928 | 6,316 | SH | | SOLE | | 6,316 | 0 | 0 |
Microchip Technology | COM | 595017104 | 1,082,160 | 12,000 | SH | | SOLE | | 12,000 | 0 | 0 |
SPDR Dow Jones Indl | ETF | 78467X109 | 2,281,838 | 6,041 | SH | | SOLE | | 6,041 | 0 | 0 |
Korn Ferry Intl. | COM | 500643200 | 246,956 | 4,138 | SH | | SOLE | | 4,138 | 0 | 0 |
Ascendas Real Esta Ordf | Not on List | Y0205X103 | 27,560 | 12,000 | SH | | SOLE | | 12,000 | 0 | 0 |
DFA Inflation Protected Securities ETF | ETF | 25434V856 | 664,814 | 16,105 | SH | | SOLE | | 16,105 | 0 | 0 |
iShares S&P Small Cap 600 ETF | ETF | 464287879 | 395,995 | 3,842 | SH | | SOLE | | 3,842 | 0 | 0 |
Schwab US Large Cap Value ETF | ETF | 808524409 | 1,256,753 | 17,928 | SH | | SOLE | | 17,928 | 0 | 0 |
Vitasoy Intl HLDGS Ordf | Not on List | Y93794108 | 23,714 | 23,800 | SH | | SOLE | | 23,800 | 0 | 0 |
SPDR S&P 500 ETF | ETF | 78462F103 | 1,044,585 | 2,189 | SH | | SOLE | | 2,189 | 0 | 0 |
FlexShares Mstar Glbl Upstrm Nat Res ETF | ETF | 33939L407 | 350,327 | 8,555 | SH | | SOLE | | 8,555 | 0 | 0 |
Vanguard Small-Cap ETF | ETF | 922908751 | 359,581 | 1,686 | SH | | SOLE | | 1,686 | 0 | 0 |
Pathfinder Bancorp, Inc. | COM | 70319R109 | 409,590 | 29,637 | SH | | SOLE | | 29,637 | 0 | 0 |
Schwab U.S. Broad Market ETF | ETF | 808524102 | 335,467 | 6,026 | SH | | SOLE | | 6,026 | 0 | 0 |
Johnson & Johnson | COM | 478160104 | 667,712 | 4,260 | SH | | SOLE | | 3,681 | 0 | 579 |
Advanced Viral Resh | Not on List | 007928104 | 0 | 10,000 | SH | | SOLE | | 10,000 | 0 | 0 |
DFA US Small Cap ETF | ETF | 25434V500 | 9,863,920 | 165,447 | SH | | SOLE | | 165,447 | 0 | 0 |
SPDR Index SHS FDS MSCI Acwi Ex-US ETF | ETF | 78463X848 | 1,342,942 | 49,665 | SH | | SOLE | | 49,665 | 0 | 0 |
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting | COM | 535919500 | 109,013 | 10,698 | SH | | SOLE | | 10,698 | 0 | 0 |
Blackstone Group Inc CL A | COM | 09260D107 | 323,576 | 2,472 | SH | | SOLE | | 2,335 | 0 | 137 |
Brown-Forman 'B' | CL A | 115637209 | 435,042 | 7,590 | SH | | SOLE | | 7,500 | 0 | 90 |
Church & Dwight Co. | COM | 171340102 | 429,208 | 4,539 | SH | | SOLE | | 4,500 | 0 | 39 |
Emerson Electric | COM | 291011104 | 291,990 | 3,000 | SH | | SOLE | | 3,000 | 0 | 0 |
iShares 1-5 Year Investment Grade Corporate Bond ETF | ETF | 464288646 | 1,775,346 | 34,624 | SH | | SOLE | | 32,231 | 0 | 2,393 |
Schwab International Equity ETF | ETF | 808524805 | 575,909 | 15,582 | SH | | SOLE | | 15,582 | 0 | 0 |
Phillips Edison & Co Inc | COM | 71844V201 | 242,801 | 6,638 | SH | | SOLE | | 6,638 | 0 | 0 |
iShares TR U.S. PFD | ETF | 464288687 | 1,015,422 | 32,556 | SH | | SOLE | | 32,556 | 0 | 0 |
Invesco S&P 500 Equal Weight Technology ETF | ETF | 46137V282 | 288,538 | 8,840 | SH | | SOLE | | 8,840 | 0 | 0 |
Eaton Vance Tax MG Cef | ETF | 27828N102 | 222,702 | 18,269 | SH | | SOLE | | 18,269 | 0 | 0 |
Siren ETF TR Divcon Leaders Divid ETF | ETF | 829658301 | 243,279 | 4,000 | SH | | SOLE | | 4,000 | 0 | 0 |
Thirdeye Systems LTD | Not on List | M7767A101 | 52,392 | 57,856 | SH | | SOLE | | 57,856 | 0 | 0 |
iShares Russell 2000 | ETF | 464287655 | 272,425 | 1,357 | SH | | SOLE | | 1,357 | 0 | 0 |
iShares Edge MSCI | ETF | 46432F339 | 245,002 | 1,664 | SH | | SOLE | | 1,664 | 0 | 0 |
iShares Edge MSCI Min Vol USA ETF | ETF | 46429B697 | 212,476 | 2,723 | SH | | SOLE | | 2,723 | 0 | 0 |
Vanguard Large-Cap ETF | ETF | 922908637 | 238,438 | 1,093 | SH | | SOLE | | 1,093 | 0 | 0 |
SPDR S&P Midcap 400 | ETF | 78467Y107 | 425,241 | 835 | SH | | SOLE | | 835 | 0 | 0 |
iShares MSCI Europe Financials ETF | ETF | 464289180 | 506,730 | 24,176 | SH | | SOLE | | 24,176 | 0 | 0 |
Mawson | COM | 57778N307 | 277,280 | 86,650 | SH | | SOLE | | 86,650 | 0 | 0 |
Nikola Corp | COM | 654110105 | 26,856 | 30,700 | SH | | SOLE | | 30,700 | 0 | 0 |
iShares S&P 100 ETF | ETF | 464287101 | 1,525,533 | 6,829 | SH | | SOLE | | 6,829 | 0 | 0 |
Archer Aviation Inc | COM | 03945R102 | 174,996 | 28,501 | SH | | SOLE | | 28,501 | 0 | 0 |
Getaround Inc Com | COM | 37427G101 | 11,016 | 46,876 | SH | | SOLE | | 46,876 | 0 | 0 |
ProShares Ultra Euro | ETF | 74347W874 | 178,768 | 15,105 | SH | | SOLE | | 0 | 0 | 15,105 |