Monograph Wealth Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DFA Emerging Markets Core Equity 2 ETF	ETF	25434V732	14,100,413	553,174	SH		SOLE		543,625	0	9,549
DFA US Small Cap Value ETF	ETF	25434V815	1,421,448	47,224	SH		SOLE		47,221	0	3
Vanguard REIT Index ETF	ETF	922908553	4,168,209	48,199	SH		SOLE		39,965	0	8,234
DFA US Core Equity 2 ETF	ETF	25434V708	204,440,462	6,398,762	SH		SOLE		6,260,308	0	138,454
DFA World ex US Core Equity 2 ETF	ETF	25434V880	131,406,832	5,165,363	SH		SOLE		5,110,029	0	55,334
DFA US Core Equity 1 ETF	ETF	25434V625	18,146,838	309,409	SH		SOLE		304,814	0	4,595
DFA US Large Cap Value ETF	ETF	25434V666	7,693,185	256,525	SH		SOLE		256,525	0	0
DFA US Targeted Value ETF	ETF	25434V609	35,892,407	659,423	SH		SOLE		627,213	0	32,210
Amazon.Com	COM	023135106	2,895,099	16,050	SH		SOLE		15,350	0	700
Apple	COM	037833100	20,426,420	119,118	SH		SOLE		118,978	0	140
Alphabet Inc Cap STK	COM	02079K305	8,133,014	53,886	SH		SOLE		53,886	0	0
iShares 1-5 Year Investment Grade Corporate Bond ETF	ETF	464288646	5,820,333	113,501	SH		SOLE		110,616	0	2,885
Vanguard FTSE Developed Markets ETF	ETF	921943858	751,078	14,971	SH		SOLE		14,971	0	0
Vanguard FTSE Emerging Markets ETF	ETF	922042858	510,682	12,226	SH		SOLE		12,226	0	0
DFA Intl Value ETF	ETF	25434V807	7,180,381	195,385	SH		SOLE		190,689	0	4,696
AT&T	COM	00206R102	613,659	34,867	SH		SOLE		34,867	0	0
iShares RS 2000 Value	ETF	464287630	485,194	3,055	SH		SOLE		3,055	0	0
iShares Russell (1000 Growth Etf)	ETF	464287614	2,936,599	8,713	SH		SOLE		8,713	0	0
iShares Russell 1000 Value ETF	ETF	464287598	2,333,757	13,030	SH		SOLE		13,030	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	268,985	993	SH		SOLE		993	0	0
DFA International Small Cap Value ETF	ETF	25434V781	19,071,140	701,403	SH		SOLE		689,422	0	11,981
Star Gas Partners	UNIT LTD PARTNR	85512C105	301,742	30,114	SH		SOLE		0	0	30,114
Alphabet Inc Cap STK CL C	COM	02079K107	5,953,518	39,101	SH		SOLE		39,101	0	0
Chevron	COM	166764100	484,189	3,070	SH		SOLE		3,070	0	0
DFA US Marketwide Value ETF	ETF	25434V724	23,910,987	584,621	SH		SOLE		573,794	0	10,827
Vanguard FTSE All-World ex-US ETF	ETF	922042775	1,909,937	32,565	SH		SOLE		32,549	0	16
Vanguard Group DIV (app Etf)	ETF	921908844	1,234,027	6,758	SH		SOLE		6,758	0	0
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	625,922	3,696	SH		SOLE		3,696	0	0
Berkshire Hathaway 'B'	COM	084670702	1,024,387	2,436	SH		SOLE		1,936	0	500
Coca Cola	COM	191216100	749,476	12,154	SH		SOLE		12,154	0	0
Microsoft	COM	594918104	9,298,132	22,101	SH		SOLE		22,012	0	89
Walt Disney	COM	254687106	1,061,410	8,674	SH		SOLE		8,660	0	14
Kimberly-Clark	COM	494368103	9,399,343	71,987	SH		SOLE		71,987	0	0
Abbvie Inc Com	COM	00287Y109	1,147,994	6,304	SH		SOLE		6,304	0	0
Home Depot	COM	437076102	338,074	881	SH		SOLE		881	0	0
Nvidia	COM	67066G104	9,088,928	10,059	SH		SOLE		10,059	0	0
Thermo Fisher Scientific	COM	883556102	5,020,967	8,633	SH		SOLE		8,633	0	0
Visa 'a'	COM CL A	92826C839	840,641	3,012	SH		SOLE		3,012	0	0
Wal Mart Stores	COM	931142103	418,531	6,932	SH		SOLE		6,932	0	0
iShares Edge MSCI	ETF	46432F339	422,380	2,570	SH		SOLE		2,570	0	0
iShares Russell 2000	ETF	464287655	940,526	4,472	SH		SOLE		4,472	0	0
Pacer FDS TR US Cash (cows 100)	ETF	69374H881	590,979	10,170	SH		SOLE		10,170	0	0
SPDR S&P 500 ETF	ETF	78462F103	3,047,734	5,809	SH		SOLE		5,809	0	0
Vanguard Mid-Cap ETF	ETF	922908629	1,106,013	4,427	SH		SOLE		4,427	0	0
Vanguard Total Market Index ETF	ETF	922908769	11,382,940	43,797	SH		SOLE		43,797	0	0
DFA Intl Core Equity 2 ETF	ETF	25434V799	1,138,353	42,555	SH		SOLE		42,555	0	0
Industrial Select Sector SPDR Fund ETF	ETF	81369Y704	363,647	2,887	SH		SOLE		2,887	0	0
iShares Core S&P 500	ETF	464287200	755,474	1,437	SH		SOLE		1,437	0	0
iShares S&P 500 ETF	ETF	464287408	992,814	5,315	SH		SOLE		5,315	0	0
iShares S&P 500 Growth ETF	ETF	464287309	528,257	6,256	SH		SOLE		6,256	0	0
Sector SPDR TR SHS	ETF	81369Y605	604,206	14,345	SH		SOLE		14,345	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	595,708	1,955	SH		SOLE		1,955	0	0
Altria Group	COM	02209S103	1,223,333	27,429	SH		SOLE		27,429	0	0
BHP Billiton LTD	Sponsored ADS	088606108	1,104,475	19,145	SH		SOLE		19,145	0	0
Blackstone Group Inc CL A	COM	09260D107	700,801	5,335	SH		SOLE		5,335	0	0
BP PLC ADR (CNV Into	SPONSORED ADR	055622104	1,553,677	41,233	SH		SOLE		41,233	0	0
Brookfield Renewable C F Class A	CL A LMT VTG SHS	11284V105	245,700	10,000	SH		SOLE		10,000	0	0
Comerica Incorporate	COM	200340107	557,000	10,000	SH		SOLE		10,000	0	0
Firstenergy Corp	COM	337932107	656,810	17,007	SH		SOLE		17,007	0	0
Ford Motor	COM	345370860	458,372	34,516	SH		SOLE		34,516	0	0
General Mills Inc	COM	370334104	958,589	13,700	SH		SOLE		13,700	0	0
Gilead Sciences	COM	375558103	2,683,514	36,635	SH		SOLE		36,635	0	0
Waste Man.	COM	94106L109	3,192,380	14,977	SH		SOLE		14,977	0	0
Aflac	COM	001055102	686,880	8,000	SH		SOLE		8,000	0	0
Agnc Invt Corp Com	COM	00123Q104	200,400	20,000	SH		SOLE		20,000	0	0
Arbor Realty TR REIT	COM	038923108	267,597	20,196	SH		SOLE		20,196	0	0
Archer-Danls.-Midl.	COM	039483102	210,037	3,344	SH		SOLE		3,344	0	0
Ares Cap.	COM	04010L103	453,855	21,799	SH		SOLE		21,799	0	0
Astrazeneca PLC F	COM	046353108	887,292	13,097	SH		SOLE		13,097	0	0
Atmos Energy	COM	049560105	1,158,983	9,750	SH		SOLE		9,750	0	0
Banco De Chile Spon ADR	Sponsored ADS	059520106	942,455	39,423	SH		SOLE		39,423	0	0
Bank Montreal Quebec F	BIG OIL 3X LEV	063671101	603,565	6,179	SH		SOLE		6,179	0	0
Bank Of America	COM	060505104	877,090	23,130	SH		SOLE		23,130	0	0
Bank Of NY Mellon Co	COM	064058100	921,920	16,000	SH		SOLE		16,000	0	0
Bristol Myers Squibb	COM	110122108	479,936	8,850	SH		SOLE		8,850	0	0
Carlyle Group Inc	COM	14316J108	336,579	7,175	SH		SOLE		7,175	0	0
Cisco Systems	COM	17275R102	1,116,001	22,360	SH		SOLE		22,308	0	52
Conagra Foods	COM	205887102	513,365	17,320	SH		SOLE		17,320	0	0
Eagle Bulk Shipping	COM	Y2187A150	332,091	5,316	SH		SOLE		5,316	0	0
Emerson Electric	COM	291011104	1,361,040	12,000	SH		SOLE		12,000	0	0
Entergy Corp New	COM	29364G103	2,233,018	21,130	SH		SOLE		21,130	0	0
First Trust Dow Jones	ETF	33733E302	307,635	1,500	SH		SOLE		1,500	0	0
Gladstone Inv.	COM	376546107	142,300	10,000	SH		SOLE		10,000	0	0
GSK PLC Spon Ads	Sponsored ADR	37733W204	867,315	20,042	SH		SOLE		20,042	0	0
H&e Equipment SVCS Inc	COM	404030108	641,800	10,000	SH		SOLE		10,000	0	0
Intel	COM	458140100	465,437	10,537	SH		SOLE		10,503	0	34
International Bus.MCHS.	COM	459200101	2,551,864	13,363	SH		SOLE		13,363	0	0
Johnson & Johnson	COM	478160104	819,582	5,181	SH		SOLE		5,181	0	0
JP Morgan Chase & Co.	COM	46625H100	1,166,390	5,823	SH		SOLE		5,823	0	0
Merck & Co.	COM	58933Y105	1,378,032	10,383	SH		SOLE		10,383	0	0
Mondelez International CL.A	CL A	609207105	415,508	5,900	SH		SOLE		5,900	0	0
Novartis AG ADR	COM	66987V109	502,348	5,000	SH		SOLE		5,000	0	0
Old Republic Intl.	COM	680223104	952,320	31,000	SH		SOLE		31,000	0	0
Procter & Gamble	COM	742718109	1,408,492	8,681	SH		SOLE		8,681	0	0
Starwood Property Trust	COM	85571B105	624,300	30,000	SH		SOLE		30,000	0	0
Turkcell Iletisim	Sponsored ADR	900111204	207,600	40,000	SH		SOLE		40,000	0	0
Wells Fargo & Co	COM	949746101	260,820	4,500	SH		SOLE		4,500	0	0
Whitestone REIT Com	COM	966084204	376,500	30,000	SH		SOLE		30,000	0	0
Invesco QQQ TR Unit (ser 1)	ETF	46090E103	407,465	917	SH		SOLE		917	0	0
iShares Nasdaq Biotechnology ETF	ETF	464287556	577,703	4,210	SH		SOLE		4,210	0	0
Vanguard S&P 500 ETF	ETF	922908363	2,395,918	4,984	SH		SOLE		4,984	0	0
Intuit Inc	COM	461202103	4,234,100	6,514	SH		SOLE		6,514	0	0
Meta Platforms, Inc	COM	30303M102	4,930,179	10,153	SH		SOLE		10,153	0	0
Microchip Technology	COM	595017104	1,076,520	12,000	SH		SOLE		12,000	0	0
Pfizer	COM	717081103	850,177	30,637	SH		SOLE		28,791	0	1,846
SPDR Dow Jones Indl	ETF	78467X109	2,209,300	5,541	SH		SOLE		5,541	0	0
Korn Ferry Intl.	COM	500643200	273,480	4,138	SH		SOLE		4,138	0	0
Vanguard Small-Cap Value ETF	ETF	922908611	6,083,700	31,706	SH		SOLE		29,797	0	1,909
DFA Inflation Protected Securities ETF	ETF	25434V856	664,331	16,105	SH		SOLE		16,105	0	0
iShares Gold ETF	ETF	464285204	219,796	5,232	SH		SOLE		5,232	0	0
iShares S&P Small Cap 600 ETF	ETF	464287879	394,804	3,842	SH		SOLE		3,842	0	0
Schwab US Large Cap Value ETF	ETF	808524409	1,362,169	17,928	SH		SOLE		17,928	0	0
Schwab International Equity ETF	ETF	808524805	625,411	16,028	SH		SOLE		16,028	0	0
FlexShares Mstar Glbl Upstrm Nat Res ETF	ETF	33939L407	351,354	8,555	SH		SOLE		8,555	0	0
Target	COM	87612E106	500,044	2,822	SH		SOLE		2,822	0	0
Netflix	COM	64110L106	266,011	438	SH		SOLE		288	0	150
Tesla Motors	COM	88160R101	540,027	3,072	SH		SOLE		1,272	0	1,800
Vanguard Small-Cap ETF	ETF	922908751	282,437	1,236	SH		SOLE		1,236	0	0
Pathfinder Bancorp, Inc.	COM	70319R109	372,266	29,663	SH		SOLE		29,663	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	658,485	10,786	SH		SOLE		10,786	0	0
Alnylam Pharmaceuticals	COM	02043Q107	317,731	2,126	SH		SOLE		2,126	0	0
Exxon Mobil	COM	30231G102	247,591	2,130	SH		SOLE		2,130	0	0
DFA US Small Cap ETF	ETF	25434V500	9,838,000	157,812	SH		SOLE		157,812	0	0
SPDR Index SHS FDS MSCI Acwi Ex-US ETF	ETF	78463X848	1,410,486	49,665	SH		SOLE		49,665	0	0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting	COM	535919500	99,598	10,698	SH		SOLE		10,698	0	0
Brown-Forman 'B'	CL A	115637209	259,189	5,000	SH		SOLE		5,000	0	0
Church & Dwight Co.	COM	171340102	312,930	3,000	SH		SOLE		3,000	0	0
Deere & Co	COM	244199105	783,199	1,900	SH		SOLE		1,900	0	0
Starbucks	COM	855244109	237,614	2,600	SH		SOLE		2,600	0	0
Lockheed Martin Corp	COM	539830109	520,483	1,144	SH		SOLE		1,144	0	0
Nike 'B'	COM	654106103	310,506	3,291	SH		SOLE		3,291	0	0
Pepsico	COM	713448108	462,722	2,625	SH		SOLE		2,625	0	0
Phillips Edison & Co Inc	COM	71844V201	238,752	6,638	SH		SOLE		6,638	0	0
iShares TR U.S. PFD	ETF	464288687	874,045	27,119	SH		SOLE		27,119	0	0
Charles Schwab	COM	808513105	420,874	5,818	SH		SOLE		5,818	0	0
Invesco S&P 500 Equal Weight Technology ETF	ETF	46137V282	311,080	8,840	SH		SOLE		8,840	0	0
Eaton Vance Tax MG Cef	ETF	27828N102	244,115	18,272	SH		SOLE		18,272	0	0
Siren ETF TR Divcon Leaders Divid ETF	ETF	829658301	264,320	4,000	SH		SOLE		4,000	0	0
Ardelyx Inc Com	COM	039697107	365,000	50,000	SH		SOLE		50,000	0	0
Asml Holding N V N Y	N Y REGISTRY SHS	N07059210	4,052,683	4,176	SH		SOLE		4,176	0	0
3M	COM	88579Y101	491,422	4,633	SH		SOLE		4,633	0	0
Blackstone MTG Trust Inc CL A	COM CL A	09257W100	205,300	10,000	SH		SOLE		10,000	0	0
Citigroup	COM	172967424	632,400	10,000	SH		SOLE		10,000	0	0
Dte Energy Company	COM	233331107	367,770	3,250	SH		SOLE		3,250	0	0
Eli Lilly	COM	532457108	506,452	651	SH		SOLE		651	0	0
Oge Energy Corp	COM	670837103	343,000	10,000	SH		SOLE		10,000	0	0
Xerox Holdings Corp	COM	98421M106	907,917	50,023	SH		SOLE		50,023	0	0
Vanguard Large-Cap ETF	ETF	922908637	262,058	1,093	SH		SOLE		1,093	0	0
SPDR S&P Midcap 400	ETF	78467Y107	465,441	835	SH		SOLE		835	0	0
Union Pacific	COM	907818108	316,020	1,285	SH		SOLE		1,285	0	0
Nikola Corp	COM	654110105	31,928	30,700	SH		SOLE		30,700	0	0
iShares S&P 100 ETF	ETF	464287101	1,692,996	6,843	SH		SOLE		6,843	0	0
Archer Aviation Inc	COM	03945R102	131,675	28,501	SH		SOLE		28,501	0	0
Getaround Inc Com	COM	37427G101	14,391	46,876	SH		SOLE		46,876	0	0