Monograph Wealth Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DFA Emerging Markets Core Equity 2 ETF	ETF	25434V732	20,219,687	756,442	SH		SOLE		701,341	0	55,101
DFA US Small Cap Value ETF	ETF	25434V815	1,359,706	47,245	SH		SOLE		47,242	0	3
Vanguard REIT Index ETF	ETF	922908553	3,383,617	39,905	SH		SOLE		31,671	0	8,234
DFA US Core Equity 2 ETF	ETF	25434V708	209,488,387	6,497,779	SH		SOLE		6,379,322	0	118,457
DFA World ex US Core Equity 2 ETF	ETF	25434V880	140,071,969	5,510,306	SH		SOLE		5,437,316	0	72,990
DFA US Core Equity 1 ETF	ETF	25434V625	19,766,830	332,104	SH		SOLE		323,669	0	8,435
DFA US Large Cap Value ETF	ETF	25434V666	7,804,255	269,950	SH		SOLE		269,950	0	0
DFA US Targeted Value ETF	ETF	25434V609	38,089,484	734,326	SH		SOLE		691,805	0	42,521
Amazon.Com	COM	023135106	3,020,111	15,628	SH		SOLE		14,928	0	700
Apple	COM	037833100	25,254,255	119,904	SH		SOLE		119,764	0	140
Alphabet Inc Cap STK	COM	02079K305	9,725,245	53,391	SH		SOLE		53,391	0	0
iShares 1-5 Year Investment Grade Corporate Bond ETF	ETF	464288646	7,996,343	156,057	SH		SOLE		151,053	0	5,004
Vanguard FTSE Developed Markets ETF	ETF	921943858	572,975	11,594	SH		SOLE		11,594	0	0
Vanguard FTSE Emerging Markets ETF	ETF	922042858	417,058	9,531	SH		SOLE		9,531	0	0
DFA Intl Value ETF	ETF	25434V807	8,811,420	245,170	SH		SOLE		245,170	0	0
iShares RS 2000 Value	ETF	464287630	465,305	3,055	SH		SOLE		3,055	0	0
iShares Russell (1000 Growth Etf)	ETF	464287614	3,175,848	8,713	SH		SOLE		8,713	0	0
iShares Russell 1000 Value ETF	ETF	464287598	1,852,478	10,618	SH		SOLE		10,618	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	260,770	993	SH		SOLE		993	0	0
DFA International Small Cap Value ETF	ETF	25434V781	19,515,825	725,361	SH		SOLE		711,924	0	13,437
Alphabet Inc Cap STK CL C	COM	02079K107	7,092,832	38,670	SH		SOLE		38,670	0	0
Chevron	COM	166764100	370,701	2,370	SH		SOLE		2,370	0	0
DFA US Marketwide Value ETF	ETF	25434V724	22,395,239	570,289	SH		SOLE		559,462	0	10,827
Vanguard FTSE All-World ex-US ETF	ETF	922042775	1,909,612	32,565	SH		SOLE		32,549	0	16
Vanguard Group DIV (app Etf)	ETF	921908844	1,239,698	6,758	SH		SOLE		6,758	0	0
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	404,883	2,465	SH		SOLE		2,465	0	0
Berkshire Hathaway 'B'	COM	084670702	889,265	2,186	SH		SOLE		1,686	0	500
Coca Cola	COM	191216100	561,438	8,754	SH		SOLE		8,754	0	0
Microsoft	COM	594918104	11,565,334	25,876	SH		SOLE		25,787	0	89
Walt Disney	COM	254687106	1,111,897	11,198	SH		SOLE		11,184	0	14
Kimberly-Clark	COM	494368103	9,779,746	70,145	SH		SOLE		70,145	0	0
Nvidia	COM	67066G104	13,433,156	108,735	SH		SOLE		108,735	0	0
Thermo Fisher Scientific	COM	883556102	4,777,431	8,633	SH		SOLE		8,633	0	0
Unitedhealth GP.	COM	91324P102	565,897	1,111	SH		SOLE		1,111	0	0
Visa 'a'	COM CL A	92826C839	790,615	3,012	SH		SOLE		3,012	0	0
DFA US Real Estate ETF	ETF	25434V823	671,288	30,375	SH		SOLE		30,375	0	0
iShares Edge MSCI	ETF	46432F339	438,853	2,570	SH		SOLE		2,570	0	0
iShares Russell 2000	ETF	464287655	907,386	4,472	SH		SOLE		4,472	0	0
Pacer FDS TR US Cash (cows 100)	ETF	69374H881	557,218	10,170	SH		SOLE		10,170	0	0
SPDR S&P 500 ETF	ETF	78462F103	3,209,218	5,878	SH		SOLE		5,878	0	0
Vanguard Mid-Cap ETF	ETF	922908629	1,694,768	6,974	SH		SOLE		6,974	0	0
Vanguard Total Market Index ETF	ETF	922908769	9,918,965	36,947	SH		SOLE		36,947	0	0
DFA Inflation Protected Securities ETF	ETF	25434V856	2,906,066	71,166	SH		SOLE		71,166	0	0
DFA Intl Core Equity 2 ETF	ETF	25434V799	3,947,942	150,169	SH		SOLE		44,899	0	105,270
Industrial Select Sector SPDR Fund ETF	ETF	81369Y704	351,839	2,887	SH		SOLE		2,887	0	0
iShares Core S&P 500	ETF	464287200	786,370	1,437	SH		SOLE		1,437	0	0
iShares S&P 500 ETF	ETF	464287408	967,304	5,315	SH		SOLE		5,315	0	0
iShares S&P 500 Growth ETF	ETF	464287309	578,930	6,256	SH		SOLE		6,256	0	0
Sector SPDR TR SHS	ETF	81369Y605	589,718	14,345	SH		SOLE		14,345	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	652,740	1,955	SH		SOLE		1,955	0	0
Vanguard Sector (index FDS Vanguard Information Technology Vipers)	ETF	92204A702	207,270	359	SH		SOLE		359	0	0
Eaton Vance Tax MG Cef	ETF	27828N102	390,244	27,775	SH		SOLE		27,775	0	0
Eaton Vance Tax-MNGD (GBL DIV Eq Inc Com STK Usd0.01)	ETF	27829F108	196,735	23,282	SH		SOLE		23,282	0	0
Getaround Inc Com	COM	37427G101	6,563	46,877	SH		SOLE		46,877	0	0
Invesco QQQ TR Unit (ser 1)	ETF	46090E103	439,915	917	SH		SOLE		917	0	0
iShares Nasdaq Biotechnology ETF	ETF	464287556	577,871	4,210	SH		SOLE		4,210	0	0
Vanguard S&P 500 ETF	ETF	922908363	2,501,651	4,984	SH		SOLE		4,984	0	0
Waste Man.	COM	94106L109	2,890,576	13,549	SH		SOLE		13,549	0	0
Intuit Inc	COM	461202103	4,281,066	6,514	SH		SOLE		6,514	0	0
Meta Platforms, Inc	COM	30303M102	5,119,523	10,153	SH		SOLE		10,153	0	0
Microchip Technology	COM	595017104	1,098,000	12,000	SH		SOLE		12,000	0	0
Pfizer	COM	717081103	498,744	17,825	SH		SOLE		15,979	0	1,846
SPDR Dow Jones Indl	ETF	78467X109	2,172,231	5,541	SH		SOLE		5,541	0	0
Korn Ferry Intl.	COM	500643200	277,825	4,138	SH		SOLE		4,138	0	0
International Bus.MCHS.	COM	459200101	416,086	2,406	SH		SOLE		2,406	0	0
iShares Gold ETF	ETF	464285204	229,842	5,232	SH		SOLE		5,232	0	0
iShares S&P Small Cap 600 ETF	ETF	464287879	373,711	3,842	SH		SOLE		3,842	0	0
Schwab US Large Cap Value ETF	ETF	808524409	1,335,952	17,928	SH		SOLE		17,928	0	0
Schwab International Equity ETF	ETF	808524805	621,604	16,028	SH		SOLE		16,028	0	0
FlexShares Mstar Glbl Upstrm Nat Res ETF	ETF	33939L407	343,398	8,555	SH		SOLE		8,555	0	0
Target	COM	87612E106	417,777	2,822	SH		SOLE		2,822	0	0
Netflix	COM	64110L106	231,484	343	SH		SOLE		193	0	150
Tesla Motors	COM	88160R101	607,887	3,072	SH		SOLE		1,272	0	1,800
Vanguard Small-Cap ETF	ETF	922908751	270,448	1,236	SH		SOLE		1,236	0	0
Pathfinder Bancorp, Inc.	COM	70319R109	391,374	29,695	SH		SOLE		29,695	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	680,309	10,786	SH		SOLE		10,786	0	0
Alnylam Pharmaceuticals	COM	02043Q107	516,618	2,126	SH		SOLE		2,126	0	0
Exxon Mobil	COM	30231G102	245,206	2,130	SH		SOLE		2,130	0	0
Johnson & Johnson	COM	478160104	599,110	4,099	SH		SOLE		4,099	0	0
Vanguard Small-Cap Value ETF	ETF	922908611	5,375,738	29,290	SH		SOLE		27,381	0	1,909
DFA US Small Cap ETF	ETF	25434V500	9,327,540	155,252	SH		SOLE		155,252	0	0
SPDR Index SHS FDS MSCI Acwi Ex-US ETF	ETF	78463X848	1,406,016	49,665	SH		SOLE		49,665	0	0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting	COM	535919500	91,682	10,698	SH		SOLE		10,698	0	0
Blackstone Group Inc CL A	COM	09260D107	289,018	2,335	SH		SOLE		2,335	0	0
Brown-Forman 'B'	CL A	115637209	217,039	5,000	SH		SOLE		5,000	0	0
Church & Dwight Co.	COM	171340102	311,040	3,000	SH		SOLE		3,000	0	0
Deere & Co	COM	244199105	2,014,662	5,371	SH		SOLE		5,371	0	0
Starbucks	COM	855244109	202,410	2,600	SH		SOLE		2,600	0	0
Emerson Electric	COM	291011104	220,320	2,000	SH		SOLE		2,000	0	0
Lockheed Martin Corp	COM	539830109	537,293	1,150	SH		SOLE		1,150	0	0
Nike 'B'	COM	654106103	249,260	3,291	SH		SOLE		3,291	0	0
Pepsico	COM	713448108	432,941	2,625	SH		SOLE		2,625	0	0
Costco Wholesale	COM	22160K105	227,000	267	SH		SOLE		70	0	197
Caterpillar	COM	149123101	1,051,597	3,157	SH		SOLE		3,157	0	0
Fastenal	COM	311900104	1,093,416	17,400	SH		SOLE		17,400	0	0
Honeywell Intl.	COM	438516106	361,737	1,694	SH		SOLE		1,694	0	0
Phillips Edison & Co Inc	COM	71844V201	217,776	6,638	SH		SOLE		6,638	0	0
iShares TR U.S. PFD	ETF	464288687	855,604	27,119	SH		SOLE		27,119	0	0
Charles Schwab	COM	808513105	428,728	5,818	SH		SOLE		5,818	0	0
Invesco S&P 500 Equal Weight Technology ETF	ETF	46137V282	324,074	8,840	SH		SOLE		8,840	0	0
Dimensional Emerging Markts Valu ETF	ETF	25434V740	953,838	34,685	SH		SOLE		34,685	0	0
Siren ETF TR Divcon Leaders Divid ETF	ETF	829658301	254,601	4,000	SH		SOLE		4,000	0	0
Ardelyx Inc Com	COM	039697107	370,500	50,000	SH		SOLE		50,000	0	0
Asml Holding N V N Y	N Y REGISTRY SHS	N07059210	3,202,168	3,131	SH		SOLE		3,131	0	0