Monograph Wealth Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
DFA Emerging Markets Core Equity 2 ETF	ETF	25434V732	17,914,506	684,021	SH		SOLE		671,996	0	12,025
DFA US Small Cap Value ETF	ETF	25434V815	1,721,191	55,919	SH		SOLE		55,916	0	3
Vanguard REIT Index ETF	ETF	922908553	3,577,386	40,159	SH		SOLE		31,925	0	8,234
DFA US Core Equity 2 ETF	ETF	25434V708	229,719,299	6,641,206	SH		SOLE		6,507,563	0	133,643
DFA World ex US Core Equity 2 ETF	ETF	25434V880	136,311,318	5,483,158	SH		SOLE		5,402,450	0	80,708
DFA US Core Equity 1 ETF	ETF	25434V625	29,599,831	461,344	SH		SOLE		452,909	0	8,435
DFA US Large Cap Value ETF	ETF	25434V666	8,884,075	295,840	SH		SOLE		295,840	0	0
DFA US Small Cap ETF	ETF	25434V500	11,188,879	171,925	SH		SOLE		171,925	0	0
DFA US Targeted Value ETF	ETF	25434V609	44,810,413	805,074	SH		SOLE		760,303	0	44,771
Amazon.Com	COM	023135106	4,272,620	19,475	SH		SOLE		18,775	0	700
Apple	COM	037833100	25,737,148	102,776	SH		SOLE		102,636	0	140
Alphabet Inc Cap STK	COM	02079K305	8,504,113	44,924	SH		SOLE		44,924	0	0
iShares 1-5 Year Investment Grade Corporate Bond ETF	ETF	464288646	17,193,232	332,558	SH		SOLE		322,893	0	9,665
Vanguard FTSE Developed Markets ETF	ETF	921943858	571,183	11,944	SH		SOLE		11,944	0	0
Vanguard FTSE Emerging Markets ETF	ETF	922042858	430,851	9,783	SH		SOLE		9,783	0	0
DFA Intl Value ETF	ETF	25434V807	9,855,077	277,764	SH		SOLE		277,764	0	0
Dimensional World Equity ETF	ETF	25434V617	269,010	4,307	SH		SOLE		3,887	0	420
iShares RS 2000 Value	ETF	464287630	501,570	3,055	SH		SOLE		3,055	0	0
iShares Russell (1000 Growth Etf)	ETF	464287614	3,449,030	8,589	SH		SOLE		8,589	0	0
iShares Russell 1000 Value ETF	ETF	464287598	1,965,663	10,618	SH		SOLE		10,618	0	0
iShares Russell 2000 Growth ETF	ETF	464287648	285,890	993	SH		SOLE		993	0	0
DFA International Small Cap Value ETF	ETF	25434V781	20,744,861	780,763	SH		SOLE		764,329	0	16,434
Star Gas Partners	UNIT LTD PARTNR	85512C105	155,144	13,444	SH		SOLE		0	0	13,444
Alphabet Inc Cap STK CL C	COM	02079K107	6,052,498	31,782	SH		SOLE		31,782	0	0
DFA US Marketwide Value ETF	ETF	25434V724	26,868,194	656,603	SH		SOLE		645,776	0	10,827
Vanguard FTSE All-World ex-US ETF	ETF	922042775	1,869,557	32,565	SH		SOLE		32,549	0	16
Vanguard Group DIV (app Etf)	ETF	921908844	1,325,729	6,770	SH		SOLE		6,770	0	0
Invesco S&P 500 Equal Weight ETF	ETF	46137V357	431,870	2,465	SH		SOLE		2,465	0	0
iShares Core S&P Mid-Cap	ETF	464287507	201,344	3,231	SH		SOLE		3,231	0	0
Berkshire Hathaway 'B'	COM	084670702	923,785	2,038	SH		SOLE		1,538	0	500
Coca Cola	COM	191216100	592,093	9,510	SH		SOLE		9,510	0	0
Microsoft	COM	594918104	8,242,177	19,554	SH		SOLE		19,464	0	90
Vanguard Mid-Cap ETF	ETF	922908629	1,939,245	7,342	SH		SOLE		7,342	0	0
Walt Disney	COM	254687106	1,405,904	12,570	SH		SOLE		12,557	0	13
Kimberly-Clark	COM	494368103	9,155,566	69,224	SH		SOLE		69,224	0	0
Nvidia	COM	67066G104	17,413,186	129,669	SH		SOLE		129,669	0	0
Thermo Fisher Scientific	COM	883556102	4,506,505	8,656	SH		SOLE		8,656	0	0
Unitedhealth GP.	COM	91324P102	595,531	1,177	SH		SOLE		1,177	0	0
DFA US Real Estate ETF	ETF	25434V823	721,054	30,986	SH		SOLE		30,986	0	0
iShares Edge MSCI	ETF	46432F339	1,338,271	7,515	SH		SOLE		7,515	0	0
iShares Russell 2000	ETF	464287655	988,201	4,472	SH		SOLE		4,472	0	0
Pacer FDS TR US Cash (cows 100)	ETF	69374H881	576,818	10,170	SH		SOLE		10,170	0	0
SPDR S&P 500 ETF	ETF	78462F103	3,456,482	5,878	SH		SOLE		5,878	0	0
Vanguard Total Market Index ETF	ETF	922908769	10,740,957	37,062	SH		SOLE		37,062	0	0
DFA Inflation Protected Securities ETF	ETF	25434V856	4,456,721	110,067	SH		SOLE		110,067	0	0
DFA Intl Core Equity 2 ETF	ETF	25434V799	1,386,490	53,646	SH		SOLE		53,646	0	0
Industrial Select Sector SPDR Fund ETF	ETF	81369Y704	380,391	2,887	SH		SOLE		2,887	0	0
iShares Core S&P 500	ETF	464287200	2,847,445	4,837	SH		SOLE		4,837	0	0
iShares S&P 500 ETF	ETF	464287408	1,014,444	5,315	SH		SOLE		5,315	0	0
iShares S&P 500 Growth ETF	ETF	464287309	635,172	6,256	SH		SOLE		6,256	0	0
Sector SPDR TR SHS	ETF	81369Y605	693,288	14,345	SH		SOLE		14,345	0	0
Vanguard S&P 500 Growth ETF	ETF	921932505	715,647	1,955	SH		SOLE		1,955	0	0
Vanguard Sector (index FDS Vanguard Information Technology Vipers)	ETF	92204A702	482,517	776	SH		SOLE		776	0	0
Meta Platforms, Inc	COM	30303M102	6,505,400	11,111	SH		SOLE		11,111	0	0
Invesco QQQ TR Unit (ser 1)	ETF	46090E103	398,518	780	SH		SOLE		780	0	0
JP Morgan Chase & Co.	COM	46625H100	224,900	938	SH		SOLE		938	0	0
Mastercard	COM	57636Q104	312,268	593	SH		SOLE		593	0	0
Vanguard S&P 500 ETF	ETF	922908363	7,895,844	14,654	SH		SOLE		4,984	0	9,670
Vanguard Small-Cap ETF	ETF	922908751	306,973	1,278	SH		SOLE		1,278	0	0
Waste Man.	COM	94106L109	2,629,152	13,029	SH		SOLE		13,029	0	0
Intuit Inc	COM	461202103	4,112,904	6,544	SH		SOLE		6,544	0	0
Microchip Technology	COM	595017104	688,200	12,000	SH		SOLE		12,000	0	0
Pfizer	COM	717081103	479,822	18,086	SH		SOLE		16,240	0	1,846
SPDR Dow Jones Indl	ETF	78467X109	1,937,899	4,541	SH		SOLE		4,541	0	0
Korn Ferry Intl.	COM	500643200	280,639	4,138	SH		SOLE		4,138	0	0
International Bus.MCHS.	COM	459200101	332,823	1,514	SH		SOLE		1,514	0	0
iShares Gold ETF	ETF	464285204	259,036	5,232	SH		SOLE		5,232	0	0
iShares Nasdaq Biotechnology ETF	ETF	464287556	555,282	4,200	SH		SOLE		4,200	0	0
iShares S&P Small Cap 600 ETF	ETF	464287879	417,280	3,842	SH		SOLE		3,842	0	0
Schwab US Large Cap Value ETF	ETF	808524409	1,402,149	53,784	SH		SOLE		53,784	0	0
Schwab International Equity ETF	ETF	808524805	593,034	32,056	SH		SOLE		32,056	0	0
FlexShares Mstar Glbl Upstrm Nat Res ETF	ETF	33939L407	311,060	8,555	SH		SOLE		8,555	0	0
iShares Bitcoin (trust Etf)	ETF	46438F101	5,657,783	106,650	SH		SOLE		106,650	0	0
Target	COM	87612E106	381,570	2,823	SH		SOLE		2,823	0	0
Netflix	COM	64110L106	604,315	678	SH		SOLE		528	0	150
Tesla Motors	COM	88160R101	1,780,127	4,408	SH		SOLE		2,808	0	1,600
Pathfinder Bancorp, Inc.	COM	70319R109	397,233	23,284	SH		SOLE		23,284	0	0
Schwab U.S. Broad Market ETF	ETF	808524102	782,083	34,453	SH		SOLE		34,453	0	0
Alnylam Pharmaceuticals	COM	02043Q107	503,093	2,138	SH		SOLE		2,138	0	0
Exxon Mobil	COM	30231G102	252,682	2,349	SH		SOLE		2,349	0	0
Johnson & Johnson	COM	478160104	644,716	4,458	SH		SOLE		4,458	0	0
Vanguard Small-Cap Value ETF	ETF	922908611	5,783,438	29,183	SH		SOLE		27,274	0	1,909
SPDR Index SHS FDS MSCI Acwi Ex-US ETF	ETF	78463X848	1,387,640	49,665	SH		SOLE		49,665	0	0
Lions Gate Entertainment Corp Registered SHS -B- Non-Voting	COM	535919500	80,770	10,698	SH		SOLE		10,698	0	0
Bank Of America	COM	060505104	206,741	4,704	SH		SOLE		4,704	0	0
Blackstone Group Inc CL A	COM	09260D107	402,524	2,335	SH		SOLE		2,335	0	0
Costco Wholesale	COM	22160K105	258,445	282	SH		SOLE		85	0	197
Caterpillar	COM	149123101	1,108,232	3,055	SH		SOLE		3,055	0	0
Deere & Co	COM	244199105	1,437,156	3,379	SH		SOLE		3,379	0	0
Fastenal	COM	311900104	1,204,205	16,746	SH		SOLE		16,746	0	0
Honeywell Intl.	COM	438516106	387,401	1,715	SH		SOLE		1,715	0	0
Phillips Edison & Co Inc	COM	71844V201	249,340	6,638	SH		SOLE		6,638	0	0
Charles Schwab	COM	808513105	449,167	6,069	SH		SOLE		6,069	0	0
Life 360, Inc	COM	532206109	4,177,927	101,234	SH		SOLE		101,234	0	0
Invesco S&P 500 Equal Weight Technology ETF	ETF	46137V282	257,075	6,870	SH		SOLE		6,870	0	0
First Trust Dow Jones	ETF	33733E302	267,487	1,100	SH		SOLE		1,100	0	0
Vanguard Health Care ETF	ETF	92204A504	634,225	2,500	SH		SOLE		2,500	0	0
Eli Lilly	COM	532457108	220,792	286	SH		SOLE		286	0	0
Dimensional Emerging Markts Valu ETF	ETF	25434V740	909,094	34,685	SH		SOLE		34,685	0	0
Eaton Vance Tax MG Cef	ETF	27828N102	273,314	18,282	SH		SOLE		18,282	0	0
Siren ETF TR Divcon Leaders Divid ETF	ETF	829658301	265,921	4,000	SH		SOLE		4,000	0	0
McDonalds	COM	580135101	217,128	749	SH		SOLE		749	0	0
Asml Holding N V N Y	N Y REGISTRY SHS	N07059210	211,389	305	SH		SOLE		305	0	0
Ishs MSCI Intl Quality Fact ETF	ETF	46434V456	524,543	14,131	SH		SOLE		14,131	0	0
Technology Select Sector SPDR ETF	ETF	81369Y803	412,258	1,773	SH		SOLE		1,773	0	0
Lockheed Martin Corp	COM	539830109	442,819	911	SH		SOLE		911	0	0
Vanguard Large-Cap ETF	ETF	922908637	294,782	1,093	SH		SOLE		1,093	0	0
SPDR S&P Midcap 400	ETF	78467Y107	477,337	835	SH		SOLE		835	0	0
Booking HLDGS Inc Com	COM	09857L108	496,842	100	SH		SOLE		100	0	0
NRG Energy Inc	COM	629377508	380,840	4,221	SH		SOLE		4,221	0	0
Associated Banc-Corp	COM	045487105	226,545	9,479	SH		SOLE		9,479	0	0
Archer Aviation Inc	COM	03945R102	197,496	20,256	SH		SOLE		20,256	0	0
Broadcom Inc Com	COM	11135F101	213,293	920	SH		SOLE		920	0	0
iShares S&P 100 ETF	ETF	464287101	1,987,338	6,880	SH		SOLE		6,880	0	0