Aurum Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	544,796	5,625	SH		SOLE	0	0	0	5,625
ABBVIE INC	COM	00287Y109	1,562,830	10,485	SH		SOLE	0	0	0	10,485
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	511,645	1,666	SH		SOLE	0	0	0	1,666
ADOBE INC	COM	00724F101	765,360	1,501	SH		SOLE	0	0	0	1,501
ADVANCED MICRO DEVICES INC	COM	007903107	325,734	3,168	SH		SOLE	0	0	0	3,168
AES CORP	COM	00130H105	184,224	12,120	SH		SOLE	0	0	0	12,120
AFFIRM HLDGS INC	NOTE 11/1	00827BAB2	20,896	28,000	PRN		SOLE	0	0	0	28,000
AIR PRODS & CHEMS INC	COM	009158106	303,805	1,072	SH		SOLE	0	0	0	1,072
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	244,000	2,813	SH		SOLE	0	0	0	2,813
ALPHABET INC	CAP STK CL A	02079K305	2,609,610	19,942	SH		SOLE	0	0	0	19,942
ALPHABET INC	CAP STK CL C	02079K107	2,298,937	17,436	SH		SOLE	0	0	0	17,436
ALTERYX INC	NOTE 1.000% 8/0	02156BAF0	10,574	12,000	PRN		SOLE	0	0	0	12,000
ALTRIA GROUP INC	COM	02209S103	2,378,456	56,563	SH		SOLE	0	0	0	56,563
AMAZON COM INC	COM	023135106	4,449,073	34,999	SH		SOLE	0	0	0	34,999
AMERICAN ELEC PWR CO INC	COM	025537101	272,673	3,625	SH		SOLE	0	0	0	3,625
AMERICAN EXPRESS CO	COM	025816109	416,725	2,793	SH		SOLE	0	0	0	2,793
AMERICAN INTL GROUP INC	COM NEW	026874784	330,573	5,455	SH		SOLE	0	0	0	5,455
AMERICAN TOWER CORP NEW	COM	03027X100	1,006,105	6,118	SH		SOLE	0	0	0	6,118
AMGEN INC	COM	031162100	936,882	3,486	SH		SOLE	0	0	0	3,486
ANALOG DEVICES INC	COM	032654105	326,368	1,864	SH		SOLE	0	0	0	1,864
APOLLO GLOBAL MGMT INC	COM	03769M106	289,207	3,222	SH		SOLE	0	0	0	3,222
APPLE INC	COM	037833100	16,540,265	96,608	SH		SOLE	0	0	0	96,608
APPLIED MATLS INC	COM	038222105	243,395	1,758	SH		SOLE	0	0	0	1,758
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	272,550	463	SH		SOLE	0	0	0	463
ASTRAZENECA PLC	SPONSORED ADR	046353108	596,918	8,814	SH		SOLE	0	0	0	8,814
AT&T INC	COM	00206R102	744,426	49,562	SH		SOLE	0	0	0	49,562
AUTODESK INC	COM	052769106	266,707	1,289	SH		SOLE	0	0	0	1,289
AUTOMATIC DATA PROCESSING IN	COM	053015103	630,801	2,622	SH		SOLE	0	0	0	2,622
AVALONBAY CMNTYS INC	COM	053484101	204,886	1,193	SH		SOLE	0	0	0	1,193
BANK AMERICA CORP	COM	060505104	1,264,783	46,194	SH		SOLE	0	0	0	46,194
BCE INC	COM NEW	05534B760	249,326	6,532	SH		SOLE	0	0	0	6,532
BECTON DICKINSON & CO	COM	075887109	309,719	1,198	SH		SOLE	0	0	0	1,198
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,033,598	8,660	SH		SOLE	0	0	0	8,660
BIOGEN INC	COM	09062X103	310,211	1,207	SH		SOLE	0	0	0	1,207
BIOMARIN PHARMACEUTICAL INC	NOTE 1.250% 5/1	09061GAK7	13,868	14,000	PRN		SOLE	0	0	0	14,000
BLACKROCK INC	COM	09247X101	710,501	1,099	SH		SOLE	0	0	0	1,099
BLACKSTONE INC	COM	09260D107	1,273,203	11,884	SH		SOLE	0	0	0	11,884
BLOCK INC	NOTE 0.125% 3/0	852234AF0	10,208	11,000	PRN		SOLE	0	0	0	11,000
BLOCK INC	NOTE 0.250%11/0	852234AK9	10,509	14,000	PRN		SOLE	0	0	0	14,000
BOEING CO	COM	097023105	1,738,921	9,072	SH		SOLE	0	0	0	9,072
BOOKING HOLDINGS INC	COM	09857L108	259,052	84	SH		SOLE	0	0	0	84
BP PLC	SPONSORED ADR	055622104	286,159	7,390	SH		SOLE	0	0	0	7,390
BRIDGEBIO PHARMA INC	NOTE 2.250% 2/0	10806XAD4	7,450	10,000	PRN		SOLE	0	0	0	10,000
BRIDGEBIO PHARMA INC	NOTE 2.500% 3/1	10806XAB8	10,505	11,000	PRN		SOLE	0	0	0	11,000
BRISTOL-MYERS SQUIBB CO	COM	110122108	682,001	11,751	SH		SOLE	0	0	0	11,751
BRITISH AMERN TOB PLC	SPONSORED ADR	110448107	218,645	6,961	SH		SOLE	0	0	0	6,961
BROADCOM INC	COM	11135F101	1,723,454	2,075	SH		SOLE	0	0	0	2,075
BURLINGTON STORES INC	NOTE 2.250% 4/1	122017AB2	13,572	14,000	PRN		SOLE	0	0	0	14,000
CABLE ONE INC	NOTE 1.125% 3/1	12685JAG0	9,672	13,000	PRN		SOLE	0	0	0	13,000
CADENCE DESIGN SYSTEM INC	COM	127387108	253,044	1,080	SH		SOLE	0	0	0	1,080
CALAMOS CONV & HIGH INCOME F	COM SHS	12811P108	123,811	11,094	SH		SOLE	0	0	0	11,094
CALAMOS CONV OPPORTUNITIES &	SH BEN INT	128117108	199,688	18,946	SH		SOLE	0	0	0	18,946
CARLYLE SECURED LENDING INC	COM	872280102	164,053	11,314	SH		SOLE	0	0	0	11,314
CATERPILLAR INC	COM	149123101	650,334	2,382	SH		SOLE	0	0	0	2,382
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	692,146	18,707	SH		SOLE	0	0	0	18,707
CHEVRON CORP NEW	COM	166764100	3,001,701	17,802	SH		SOLE	0	0	0	17,802
CHIPOTLE MEXICAN GRILL INC	COM	169656105	804,173	439	SH		SOLE	0	0	0	439
CHUBB LIMITED	COM	H1467J104	774,013	3,718	SH		SOLE	0	0	0	3,718
CISCO SYS INC	COM	17275R102	1,189,546	22,127	SH		SOLE	0	0	0	22,127
CITIGROUP INC	COM NEW	172967424	209,325	5,089	SH		SOLE	0	0	0	5,089
CLOUDFLARE INC	NOTE 8/1	18915MAC1	8,500	10,000	PRN		SOLE	0	0	0	10,000
CME GROUP INC	COM	12572Q105	320,352	1,600	SH		SOLE	0	0	0	1,600
COCA COLA CO	COM	191216100	1,345,726	24,039	SH		SOLE	0	0	0	24,039
COGNIZANT TECHNOLOGY SOLUTIO	CL A	192446102	229,910	3,394	SH		SOLE	0	0	0	3,394
COLGATE PALMOLIVE CO	COM	194162103	224,636	3,159	SH		SOLE	0	0	0	3,159
COMCAST CORP NEW	CL A	20030N101	1,768,976	39,896	SH		SOLE	0	0	0	39,896
CONMED CORP	NOTE 2.250% 6/1	207410AH4	11,424	12,000	PRN		SOLE	0	0	0	12,000
CONOCOPHILLIPS	COM	20825C104	679,818	5,675	SH		SOLE	0	0	0	5,675
CORCEPT THERAPEUTICS INC	COM	218352102	273,240	10,029	SH		SOLE	0	0	0	10,029
CORNING INC	COM	219350105	275,997	9,058	SH		SOLE	0	0	0	9,058
CORTEVA INC	COM	22052L104	237,580	4,644	SH		SOLE	0	0	0	4,644
COSTCO WHSL CORP NEW	COM	22160K105	499,316	884	SH		SOLE	0	0	0	884
CROWDSTRIKE HLDGS INC	CL A	22788C105	216,590	1,294	SH		SOLE	0	0	0	1,294
CROWN CASTLE INC	COM	22822V101	326,062	3,543	SH		SOLE	0	0	0	3,543
CVS HEALTH CORP	COM	126650100	477,220	6,835	SH		SOLE	0	0	0	6,835
DANAHER CORPORATION	COM	235851102	590,230	2,379	SH		SOLE	0	0	0	2,379
DEERE & CO	COM	244199105	534,370	1,416	SH		SOLE	0	0	0	1,416
DENISON MINES CORP	COM	248356107	82,500	50,000	SH		SOLE	0	0	0	50,000
DEXCOM INC	NOTE 0.250%11/1	252131AK3	24,505	26,000	PRN		SOLE	0	0	0	26,000
DIAGEO PLC	SPON ADR NEW	25243Q205	349,529	2,343	SH		SOLE	0	0	0	2,343
DIGITAL RLTY TR INC	COM	253868103	238,167	1,968	SH		SOLE	0	0	0	1,968
DIGITALOCEAN HLDGS INC	NOTE 12/0	25402DAB8	9,937	13,000	PRN		SOLE	0	0	0	13,000
DIMENSIONAL ETF TRUST	US TARGETED VLU	25434V609	1,858,617	40,679	SH		SOLE	0	0	0	40,679
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	799,561	24,511	SH		SOLE	0	0	0	24,511
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	1,191,780	25,602	SH		SOLE	0	0	0	25,602
DIMENSIONAL ETF TRUST	INTL SMALL CAP E	25434V773	1,963,454	89,492	SH		SOLE	0	0	0	89,492
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	1,182,192	34,750	SH		SOLE	0	0	0	34,750
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	351,885	6,704	SH		SOLE	0	0	0	6,704
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	1,715,115	65,462	SH		SOLE	0	0	0	65,462
DISH NETWORK CORPORATION	NOTE 12/1	25470MAF6	16,020	24,000	PRN		SOLE	0	0	0	24,000
DISNEY WALT CO	COM	254687106	812,176	10,021	SH		SOLE	0	0	0	10,021
DNP SELECT INCOME FD INC	COM	23325P104	730,727	76,757	SH		SOLE	0	0	0	76,757
DOMINION ENERGY INC	COM	25746U109	394,206	8,825	SH		SOLE	0	0	0	8,825
DOW INC	COM	260557103	285,636	5,540	SH		SOLE	0	0	0	5,540
DRAFTKINGS INC NEW	NOTE 3/1	26142RAB0	15,887	21,000	PRN		SOLE	0	0	0	21,000
DUKE ENERGY CORP NEW	COM NEW	26441C204	829,709	9,401	SH		SOLE	0	0	0	9,401
DUPONT DE NEMOURS INC	COM	26614N102	206,342	2,766	SH		SOLE	0	0	0	2,766
EA SERIES TRUST	EA BRIDGEWAY OMN	02072L532	940,365	51,460	SH		SOLE	0	0	0	51,460
EATON CORP PLC	SHS	G29183103	1,013,293	4,751	SH		SOLE	0	0	0	4,751
EDISON INTL	COM	281020107	529,801	8,371	SH		SOLE	0	0	0	8,371
ELI LILLY & CO	COM	532457108	1,378,276	2,566	SH		SOLE	0	0	0	2,566
EMBRAER S.A.	SPONSORED ADS	29082A107	142,400	10,379	SH		SOLE	0	0	0	10,379
EMERSON ELEC CO	COM	291011104	380,776	3,943	SH		SOLE	0	0	0	3,943
ENBRIDGE INC	COM	29250N105	689,055	20,648	SH		SOLE	0	0	0	20,648
ENERGY TRANSFER L P	COM UT LTD PTN	29273V100	197,764	14,096	SH		SOLE	0	0	0	14,096
ENTERPRISE PRODS PARTNERS L	COM	293792107	471,503	17,227	SH		SOLE	0	0	0	17,227
EOG RES INC	COM	26875P101	348,463	2,749	SH		SOLE	0	0	0	2,749
EQUINIX INC	COM	29444U700	480,784	662	SH		SOLE	0	0	0	662
ESSENTIAL UTILS INC	COM	29670G102	312,253	9,096	SH		SOLE	0	0	0	9,096
ETSY INC	NOTE 0.125% 9/0	29786AAL0	10,400	13,000	PRN		SOLE	0	0	0	13,000
EVOLENT HEALTH INC	NOTE 1.500%10/1	30050BAD3	18,073	17,000	PRN		SOLE	0	0	0	17,000
EXACT SCIENCES CORP	NOTE 0.375% 3/0	30063PAC9	14,673	17,000	PRN		SOLE	0	0	0	17,000
EXELON CORP	COM	30161N101	219,295	5,803	SH		SOLE	0	0	0	5,803
EXXON MOBIL CORP	COM	30231G102	3,235,479	27,517	SH		SOLE	0	0	0	27,517
F N B CORP	COM	302520101	390,469	36,188	SH		SOLE	0	0	0	36,188
FARFETCH LTD	NOTE 3.750% 5/0	30744WAD9	7,438	14,000	PRN		SOLE	0	0	0	14,000
FEDEX CORP	COM	31428X106	326,381	1,232	SH		SOLE	0	0	0	1,232
FIDELITY NATL INFORMATION SV	COM	31620M106	441,718	7,992	SH		SOLE	0	0	0	7,992
FIRSTENERGY CORP	COM	337932107	267,397	7,823	SH		SOLE	0	0	0	7,823
FISERV INC	COM	337738108	240,492	2,129	SH		SOLE	0	0	0	2,129
FORD MTR CO DEL	COM	345370860	345,692	27,833	SH		SOLE	0	0	0	27,833
FREEPORT-MCMORAN INC	CL B	35671D857	395,535	10,607	SH		SOLE	0	0	0	10,607
FS CREDIT OPPORTUNITIES CORP	COMMON STOCK	30290Y101	313,075	57,763	SH		SOLE	0	0	0	57,763
GENERAL DYNAMICS CORP	COM	369550108	210,142	951	SH		SOLE	0	0	0	951
GENERAL ELECTRIC CO	COM NEW	369604301	283,594	2,565	SH		SOLE	0	0	0	2,565
GENERAL MLS INC	COM	370334104	213,919	3,343	SH		SOLE	0	0	0	3,343
GENERAL MTRS CO	COM	37045V100	652,707	19,797	SH		SOLE	0	0	0	19,797
GENUINE PARTS CO	COM	372460105	583,550	4,042	SH		SOLE	0	0	0	4,042
GENWORTH FINL INC	COM CL A	37247D106	118,243	20,178	SH		SOLE	0	0	0	20,178
GILEAD SCIENCES INC	COM	375558103	341,202	4,553	SH		SOLE	0	0	0	4,553
GOLDMAN SACHS ETF TR	ACTIVEBETA US LG	381430503	1,604,834	19,053	SH		SOLE	0	0	0	19,053
GOLDMAN SACHS GROUP INC	COM	38141G104	1,072,311	3,314	SH		SOLE	0	0	0	3,314
GSK PLC	SPONSORED ADR	37733W204	292,103	8,058	SH		SOLE	0	0	0	8,058
GUARDANT HEALTH INC	NOTE 11/1	40131MAB5	8,938	13,000	PRN		SOLE	0	0	0	13,000
HAEMONETICS CORP MASS	NOTE 3/0	405024AB6	11,278	13,000	PRN		SOLE	0	0	0	13,000
HANESBRANDS INC	COM	410345102	45,436	11,474	SH		SOLE	0	0	0	11,474
HEICO CORP NEW	COM	422806109	1,239,088	7,652	SH		SOLE	0	0	0	7,652
HEICO CORP NEW	CL A	422806208	2,342,371	18,127	SH		SOLE	0	0	0	18,127
HOME DEPOT INC	COM	437076102	1,896,789	6,277	SH		SOLE	0	0	0	6,277
HONEYWELL INTL INC	COM	438516106	523,923	2,836	SH		SOLE	0	0	0	2,836
HUNTINGTON BANCSHARES INC	COM	446150104	551,574	53,036	SH		SOLE	0	0	0	53,036
INDEXIQ ACTIVE ETF TR	IQ MACKAY INSRED	45409F843	1,638,276	71,697	SH		SOLE	0	0	0	71,697
INNOVATOR ETFS TR	US EQTY BUFR JUL	45782C789	5,793,476	168,073	SH		SOLE	0	0	0	168,073
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C797	326,424	9,612	SH		SOLE	0	0	0	9,612
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C813	456,905	13,558	SH		SOLE	0	0	0	13,558
INNOVATOR ETFS TR	US EQT PWR BUF	45782C870	501,392	16,380	SH		SOLE	0	0	0	16,380
INNOVATOR ETFS TR	US SML CP PWR B	45782C284	2,158,250	86,261	SH		SOLE	0	0	0	86,261
INNOVATOR ETFS TR	US EQTY PWR BUF	45782C748	494,354	15,789	SH		SOLE	0	0	0	15,789
INNOVATOR ETFS TR	US EQTY BUFR JAN	45782C409	238,560	6,493	SH		SOLE	0	0	0	6,493
INSULET CORP	NOTE 0.375% 9/0	45784PAK7	9,780	10,000	PRN		SOLE	0	0	0	10,000
INTEL CORP	COM	458140100	615,051	17,301	SH		SOLE	0	0	0	17,301
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	283,412	2,576	SH		SOLE	0	0	0	2,576
INTERNATIONAL BUSINESS MACHS	COM	459200101	760,176	5,418	SH		SOLE	0	0	0	5,418
INTUIT	COM	461202103	851,226	1,666	SH		SOLE	0	0	0	1,666
INTUITIVE SURGICAL INC	COM NEW	46120E602	800,290	2,738	SH		SOLE	0	0	0	2,738
INVESCO ACTIVELY MANAGED ETF	TOTAL RETURN	46090A804	1,694,556	37,969	SH		SOLE	0	0	0	37,969
INVESCO EXCHANGE TRADED FD T	AEROSPACE DEFN	46137V100	266,133	3,335	SH		SOLE	0	0	0	3,335
INVESCO QQQ TR	UNIT SER 1	46090E103	350,499	978	SH		SOLE	0	0	0	978
ISHARES INC	CORE MSCI EMKT	46434G103	14,807,010	311,137	SH		SOLE	0	0	0	311,137
ISHARES INC	MSCI EMRG CHN	46434G764	202,659	4,067	SH		SOLE	0	0	0	4,067
ISHARES TR	CORE US AGGBD ET	464287226	10,144,097	107,870	SH		SOLE	0	0	0	107,870
ISHARES TR	CORE S&P500 ETF	464287200	144,151,600	335,681	SH		SOLE	0	0	0	335,681
ISHARES TR	BROAD USD HIGH	46435U853	1,919,750	55,308	SH		SOLE	0	0	0	55,308
ISHARES TR	EAFE VALUE ETF	464288877	866,355	17,706	SH		SOLE	0	0	0	17,706
ISHARES TR	RUS 1000 GRW ETF	464287614	3,149,235	11,840	SH		SOLE	0	0	0	11,840
ISHARES TR	RUSSELL 2000 ETF	464287655	540,866	3,060	SH		SOLE	0	0	0	3,060
ISHARES TR	10+ YR INVST GRD	464289511	525,328	11,144	SH		SOLE	0	0	0	11,144
ISHARES TR	MSCI USA MMENTM	46432F396	945,350	6,767	SH		SOLE	0	0	0	6,767
ISHARES TR	CORE HIGH DV ETF	46429B663	271,453	2,745	SH		SOLE	0	0	0	2,745
ISHARES TR	CORE DIV GRWTH	46434V621	369,412	7,458	SH		SOLE	0	0	0	7,458
ISHARES TR	U.S. TECH ETF	464287721	1,198,921	11,427	SH		SOLE	0	0	0	11,427
ISHARES TR	ESG AW MSCI EAFE	46435G516	240,987	3,486	SH		SOLE	0	0	0	3,486
ISHARES TR	U.S. MED DVC ETF	464288810	201,130	4,147	SH		SOLE	0	0	0	4,147
ISHARES TR	MSCI USA QLT FCT	46432F339	423,178	3,211	SH		SOLE	0	0	0	3,211
ISHARES TR	10-20 YR TRS ETF	464288653	300,826	3,055	SH		SOLE	0	0	0	3,055
ISHARES TR	MSCI USA MIN VOL	46429B697	1,582,082	21,858	SH		SOLE	0	0	0	21,858
ISHARES TR	S&P 500 GRWT ETF	464287309	656,969	9,602	SH		SOLE	0	0	0	9,602
ISHARES TR	CORE MSCI EAFE	46432F842	41,277,471	641,453	SH		SOLE	0	0	0	641,453
ISHARES TR	RUS MID CAP ETF	464287499	857,344	12,380	SH		SOLE	0	0	0	12,380
ISHARES TR	CORE S&P MCP ETF	464287507	1,405,087	5,635	SH		SOLE	0	0	0	5,635
ISHARES TR	RUS 1000 ETF	464287622	252,058	1,073	SH		SOLE	0	0	0	1,073
ISHARES TR	U.S. FIN SVC ETF	464287770	389,693	2,520	SH		SOLE	0	0	0	2,520
ISHARES TR	CORE S&P TTL STK	464287150	336,070	3,568	SH		SOLE	0	0	0	3,568
ISHARES TR	ESG MSCI USA ETF	46436E767	475,674	13,724	SH		SOLE	0	0	0	13,724
ISHARES TR	MSCI USA SMCP MN	46435G433	740,221	22,397	SH		SOLE	0	0	0	22,397
ISHARES TR	CORE S&P SCP ETF	464287804	15,103,916	160,118	SH		SOLE	0	0	0	160,118
ISHARES TR	RUS MDCP VAL ETF	464287473	535,695	5,134	SH		SOLE	0	0	0	5,134
ISHARES TR	RUS 1000 VAL ETF	464287598	896,377	5,904	SH		SOLE	0	0	0	5,904
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	376,870	6,481	SH		SOLE	0	0	0	6,481
J P MORGAN EXCHANGE TRADED F	NASDAQ EQT PREM	46654Q203	329,496	7,021	SH		SOLE	0	0	0	7,021
J P MORGAN EXCHANGE TRADED F	EQUITY PREMIUM	46641Q332	669,232	12,495	SH		SOLE	0	0	0	12,495
JANUS DETROIT STR TR	HENDERSON MTG	47103U852	1,678,842	38,683	SH		SOLE	0	0	0	38,683
JETBLUE AIRWAYS CORP	NOTE 0.500% 4/0	477143AP6	11,597	15,000	PRN		SOLE	0	0	0	15,000
JOHNSON & JOHNSON	COM	478160104	2,325,914	14,934	SH		SOLE	0	0	0	14,934
JOHNSON CTLS INTL PLC	SHS	G51502105	260,942	4,904	SH		SOLE	0	0	0	4,904
JPMORGAN CHASE & CO	COM	46625H100	5,103,527	35,192	SH		SOLE	0	0	0	35,192
KEYCORP	COM	493267108	173,181	16,095	SH		SOLE	0	0	0	16,095
KIMBERLY-CLARK CORP	COM	494368103	336,039	2,781	SH		SOLE	0	0	0	2,781
KINDER MORGAN INC DEL	COM	49456B101	332,331	20,044	SH		SOLE	0	0	0	20,044
KITE RLTY GROUP TR	COM NEW	49803T300	862,883	40,284	SH		SOLE	0	0	0	40,284
L3HARRIS TECHNOLOGIES INC	COM	502431109	200,760	1,153	SH		SOLE	0	0	0	1,153
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	219,145	1,090	SH		SOLE	0	0	0	1,090
LAMAR ADVERTISING CO NEW	CL A	512816109	360,735	4,322	SH		SOLE	0	0	0	4,322
LATTICE STRATEGIES TR	HARTFORD DISCIPL	518416870	385,995	9,127	SH		SOLE	0	0	0	9,127
LINCOLN ELEC HLDGS INC	COM	533900106	828,781	4,559	SH		SOLE	0	0	0	4,559
LINDE PLC	SHS	G54950103	513,098	1,378	SH		SOLE	0	0	0	1,378
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	177,702	83,428	SH		SOLE	0	0	0	83,428
LOCKHEED MARTIN CORP	COM	539830109	925,967	2,264	SH		SOLE	0	0	0	2,264
LOWES COS INC	COM	548661107	433,216	2,084	SH		SOLE	0	0	0	2,084
MARATHON PETE CORP	COM	56585A102	444,183	2,935	SH		SOLE	0	0	0	2,935
MARKEL GROUP INC	COM	570535104	231,181	157	SH		SOLE	0	0	0	157
MARRIOTT INTL INC NEW	CL A	571903202	566,925	2,884	SH		SOLE	0	0	0	2,884
MARSH & MCLENNAN COS INC	COM	571748102	228,741	1,202	SH		SOLE	0	0	0	1,202
MASTERCARD INCORPORATED	CL A	57636Q104	1,222,381	3,088	SH		SOLE	0	0	0	3,088
MCDONALDS CORP	COM	580135101	1,859,009	7,057	SH		SOLE	0	0	0	7,057
MCKESSON CORP	COM	58155Q103	320,919	738	SH		SOLE	0	0	0	738
MEDTRONIC PLC	SHS	G5960L103	963,044	12,290	SH		SOLE	0	0	0	12,290
MERCK & CO INC	COM	58933Y105	2,262,971	21,981	SH		SOLE	0	0	0	21,981
META PLATFORMS INC	CL A	30303M102	1,690,783	5,632	SH		SOLE	0	0	0	5,632
MICRON TECHNOLOGY INC	COM	595112103	413,963	6,085	SH		SOLE	0	0	0	6,085
MICROSOFT CORP	COM	594918104	13,535,257	42,867	SH		SOLE	0	0	0	42,867
MICROSTRATEGY INC	NOTE 2/1	594972AE1	9,748	14,000	PRN		SOLE	0	0	0	14,000
MONDELEZ INTL INC	CL A	609207105	549,609	7,919	SH		SOLE	0	0	0	7,919
MORGAN STANLEY	COM NEW	617446448	386,626	4,734	SH		SOLE	0	0	0	4,734
MOTOROLA SOLUTIONS INC	COM NEW	620076307	445,112	1,635	SH		SOLE	0	0	0	1,635
NCL CORP LTD	NOTE 1.125% 2/1	62886HBD2	12,413	15,000	PRN		SOLE	0	0	0	15,000
NEOGENOMICS INC	NOTE 0.250% 1/1	64049MAB6	16,374	23,000	PRN		SOLE	0	0	0	23,000
NETFLIX INC	COM	64110L106	566,400	1,500	SH		SOLE	0	0	0	1,500
NEXTERA ENERGY INC	COM	65339F101	624,518	10,901	SH		SOLE	0	0	0	10,901
NICE LTD	NOTE 9/1	653656AB4	11,700	13,000	PRN		SOLE	0	0	0	13,000
NIKE INC	CL B	654106103	1,260,925	13,187	SH		SOLE	0	0	0	13,187
NORTHROP GRUMMAN CORP	COM	666807102	450,011	1,022	SH		SOLE	0	0	0	1,022
NOVARTIS AG	SPONSORED ADR	66987V109	233,056	2,288	SH		SOLE	0	0	0	2,288
NOVO-NORDISK A S	ADR	670100205	399,136	4,389	SH		SOLE	0	0	0	4,389
NU HLDGS LTD	ORD SHS CL A	G6683N103	257,527	35,521	SH		SOLE	0	0	0	35,521
NVIDIA CORPORATION	COM	67066G104	4,120,662	9,473	SH		SOLE	0	0	0	9,473
OMNICOM GROUP INC	COM	681919106	239,534	3,216	SH		SOLE	0	0	0	3,216
ONEOK INC NEW	COM	682680103	646,542	10,193	SH		SOLE	0	0	0	10,193
OPENDOOR TECHNOLOGIES INC	COM	683712103	53,956	20,438	SH		SOLE	0	0	0	20,438
ORACLE CORP	COM	68389X105	1,223,308	11,549	SH		SOLE	0	0	0	11,549
PACER FDS TR	TRENDP US LAR CP	69374H105	240,599	6,021	SH		SOLE	0	0	0	6,021
PARKER-HANNIFIN CORP	COM	701094104	1,731,027	4,444	SH		SOLE	0	0	0	4,444
PELOTON INTERACTIVE INC	NOTE 2/1	70614WAB6	18,813	25,000	PRN		SOLE	0	0	0	25,000
PEPSICO INC	COM	713448108	1,496,833	8,834	SH		SOLE	0	0	0	8,834
PFIZER INC	COM	717081103	1,294,250	39,019	SH		SOLE	0	0	0	39,019
PHILIP MORRIS INTL INC	COM	718172109	1,648,761	17,809	SH		SOLE	0	0	0	17,809
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	514,571	15,342	SH		SOLE	0	0	0	15,342
PIONEER NAT RES CO	COM	723787107	252,505	1,100	SH		SOLE	0	0	0	1,100
PNC FINL SVCS GROUP INC	COM	693475105	677,628	5,519	SH		SOLE	0	0	0	5,519
PPG INDS INC	COM	693506107	289,065	2,227	SH		SOLE	0	0	0	2,227
PPL CORP	COM	69351T106	214,914	9,122	SH		SOLE	0	0	0	9,122
PROCTER AND GAMBLE CO	COM	742718109	2,023,164	13,871	SH		SOLE	0	0	0	13,871
PROGRESSIVE CORP	COM	743315103	6,651,575	47,750	SH		SOLE	0	0	0	47,750
PROLOGIS INC.	COM	74340W103	669,220	5,964	SH		SOLE	0	0	0	5,964
PRUDENTIAL FINL INC	COM	744320102	297,512	3,135	SH		SOLE	0	0	0	3,135
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	221,994	3,901	SH		SOLE	0	0	0	3,901
QUALCOMM INC	COM	747525103	262,657	2,365	SH		SOLE	0	0	0	2,365
RAPID7 INC	NOTE 2.250% 5/0	753422AD6	10,245	10,000	PRN		SOLE	0	0	0	10,000
REALTY INCOME CORP	COM	756109104	203,006	4,065	SH		SOLE	0	0	0	4,065
REDFIN CORP	NOTE 0.500% 4/0	75737FAE8	5,800	10,000	PRN		SOLE	0	0	0	10,000
RTX CORPORATION	COM	75513E101	646,219	8,979	SH		SOLE	0	0	0	8,979
S&P GLOBAL INC	COM	78409V104	714,011	1,954	SH		SOLE	0	0	0	1,954
SALESFORCE INC	COM	79466L302	571,028	2,816	SH		SOLE	0	0	0	2,816
SANOFI	SPONSORED ADR	80105N105	289,120	5,390	SH		SOLE	0	0	0	5,390
SAP SE	SPON ADR	803054204	322,783	2,496	SH		SOLE	0	0	0	2,496
SCHLUMBERGER LTD	COM STK	806857108	484,473	8,310	SH		SOLE	0	0	0	8,310
SCHWAB CHARLES CORP	COM	808513105	502,436	9,152	SH		SOLE	0	0	0	9,152
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	50,005,950	1,207,290	SH		SOLE	0	0	0	1,207,290
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	330,731	4,548	SH		SOLE	0	0	0	4,548
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	83,976,550	1,659,616	SH		SOLE	0	0	0	1,659,616
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	629,906	8,902	SH		SOLE	0	0	0	8,902
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	1,864,656	11,375	SH		SOLE	0	0	0	11,375
SELECT SECTOR SPDR TR	INDL	81369Y704	242,213	2,389	SH		SOLE	0	0	0	2,389
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,861,838	14,462	SH		SOLE	0	0	0	14,462
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	584,409	9,917	SH		SOLE	0	0	0	9,917
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	831,821	12,686	SH		SOLE	0	0	0	12,686
SELECT SECTOR SPDR TR	ENERGY	81369Y506	445,080	4,924	SH		SOLE	0	0	0	4,924
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	725,054	4,504	SH		SOLE	0	0	0	4,504
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	263,171	7,934	SH		SOLE	0	0	0	7,934
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	927,559	13,480	SH		SOLE	0	0	0	13,480
SEMPRA	COM	816851109	260,419	3,828	SH		SOLE	0	0	0	3,828
SERVICENOW INC	COM	81762P102	289,541	518	SH		SOLE	0	0	0	518
SHELL PLC	SPON ADS	780259305	265,439	4,123	SH		SOLE	0	0	0	4,123
SHERWIN WILLIAMS CO	COM	824348106	460,365	1,805	SH		SOLE	0	0	0	1,805
SHOPIFY INC	CL A	82509L107	458,661	8,405	SH		SOLE	0	0	0	8,405
SIRIUS XM HOLDINGS INC	COM	82968B103	67,593	14,954	SH		SOLE	0	0	0	14,954
SNAP INC	NOTE 0.750% 8/0	83304AAB2	21,900	25,000	PRN		SOLE	0	0	0	25,000
SOLAREDGE TECHNOLOGIES INC	NOTE 9/1	83417MAD6	17,319	19,000	PRN		SOLE	0	0	0	19,000
SOUTHERN CO	COM	842587107	330,072	5,100	SH		SOLE	0	0	0	5,100
SPDR S&P 500 ETF TR	TR UNIT	78462F103	901,185	2,108	SH		SOLE	0	0	0	2,108
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	221,927	486	SH		SOLE	0	0	0	486
SPDR SER TR	PRTFLO S&P500 VL	78464A508	3,844,854	93,186	SH		SOLE	0	0	0	93,186
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	717,481	7,814	SH		SOLE	0	0	0	7,814
SPDR SER TR	S&P SEMICNDCTR	78464A862	203,850	1,040	SH		SOLE	0	0	0	1,040
SPDR SER TR	S&P DIVID ETF	78464A763	281,544	2,448	SH		SOLE	0	0	0	2,448
SPIRIT AIRLS INC	NOTE 1.000% 5/1	848577AB8	9,147	11,000	PRN		SOLE	0	0	0	11,000
SPIRIT RLTY CAP INC NEW	COM NEW	84860W300	248,953	7,425	SH		SOLE	0	0	0	7,425
SPLUNK INC	NOTE 1.125% 6/1	848637AF1	9,435	10,000	PRN		SOLE	0	0	0	10,000
STARBUCKS CORP	COM	855244109	863,759	9,464	SH		SOLE	0	0	0	9,464
STRYKER CORPORATION	COM	863667101	207,685	760	SH		SOLE	0	0	0	760
SYNOPSYS INC	COM	871607107	202,865	442	SH		SOLE	0	0	0	442
SYSCO CORP	COM	871829107	249,379	3,776	SH		SOLE	0	0	0	3,776
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	291,463	3,354	SH		SOLE	0	0	0	3,354
TARGET CORP	COM	87612E106	501,971	4,540	SH		SOLE	0	0	0	4,540
TE CONNECTIVITY LTD	SHS	H84989104	456,073	3,692	SH		SOLE	0	0	0	3,692
TELADOC HEALTH INC	NOTE 1.250% 6/0	87918AAF2	8,766	11,000	PRN		SOLE	0	0	0	11,000
TESLA INC	COM	88160R101	1,849,876	7,393	SH		SOLE	0	0	0	7,393
TEXAS INSTRS INC	COM	882508104	873,919	5,496	SH		SOLE	0	0	0	5,496
THE CIGNA GROUP	COM	125523100	361,592	1,264	SH		SOLE	0	0	0	1,264
THERMO FISHER SCIENTIFIC INC	COM	883556102	644,354	1,273	SH		SOLE	0	0	0	1,273
TJX COS INC NEW	COM	872540109	480,663	5,408	SH		SOLE	0	0	0	5,408
TOTALENERGIES SE	SPONSORED ADS	89151E109	366,480	5,573	SH		SOLE	0	0	0	5,573
TRAVELERS COMPANIES INC	COM	89417E109	466,740	2,858	SH		SOLE	0	0	0	2,858
TRUIST FINL CORP	COM	89832Q109	508,803	17,784	SH		SOLE	0	0	0	17,784
TRX GOLD CORPORATION	COM	87283P109	9,150	25,000	SH		SOLE	0	0	0	25,000
UBER TECHNOLOGIES INC	COM	90353T100	260,579	5,666	SH		SOLE	0	0	0	5,666
UNDER ARMOUR INC	CL A	904311107	139,130	20,311	SH		SOLE	0	0	0	20,311
UNILEVER PLC	SPON ADR NEW	904767704	667,493	13,512	SH		SOLE	0	0	0	13,512
UNION PAC CORP	COM	907818108	534,936	2,627	SH		SOLE	0	0	0	2,627
UNITED PARCEL SERVICE INC	CL B	911312106	17,771,072	114,012	SH		SOLE	0	0	0	114,012
UNITEDHEALTH GROUP INC	COM	91324P102	2,536,076	5,030	SH		SOLE	0	0	0	5,030
UNITY SOFTWARE INC	NOTE 11/1	91332UAB7	11,873	15,000	PRN		SOLE	0	0	0	15,000
US BANCORP DEL	COM NEW	902973304	356,552	10,785	SH		SOLE	0	0	0	10,785
VANECK ETF TRUST	CEF MUNI INCOME	92189F460	16,218,227	858,107	SH		SOLE	0	0	0	858,107
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	212,883	2,807	SH		SOLE	0	0	0	2,807
VANECK ETF TRUST	MRNGSTR INT MOAT	92189F593	475,630	15,942	SH		SOLE	0	0	0	15,942
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	537,725	7,706	SH		SOLE	0	0	0	7,706
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	1,481,526	19,709	SH		SOLE	0	0	0	19,709
VANGUARD BD INDEX FDS	LONG TERM BOND	921937793	644,849	9,616	SH		SOLE	0	0	0	9,616
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	712,543	9,854	SH		SOLE	0	0	0	9,854
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,582,264	33,081	SH		SOLE	0	0	0	33,081
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	1,332,678	6,842	SH		SOLE	0	0	0	6,842
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	793,763	3,737	SH		SOLE	0	0	0	3,737
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	11,529,903	29,361	SH		SOLE	0	0	0	29,361
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	248,964	1,561	SH		SOLE	0	0	0	1,561
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	2,338,771	30,912	SH		SOLE	0	0	0	30,912
VANGUARD INDEX FDS	SMALL CP ETF	922908751	42,297,304	223,712	SH		SOLE	0	0	0	223,712
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	460,688	3,518	SH		SOLE	0	0	0	3,518
VANGUARD INDEX FDS	MID CAP ETF	922908629	3,503,075	16,822	SH		SOLE	0	0	0	16,822
VANGUARD INDEX FDS	VALUE ETF	922908744	2,863,678	20,762	SH		SOLE	0	0	0	20,762
VANGUARD INDEX FDS	GROWTH ETF	922908736	6,438,746	23,645	SH		SOLE	0	0	0	23,645
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	365,549	1,868	SH		SOLE	0	0	0	1,868
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	575,999	11,105	SH		SOLE	0	0	0	11,105
VANGUARD INTL EQUITY INDEX F	FTSE PACIFIC ETF	922042866	487,823	7,294	SH		SOLE	0	0	0	7,294
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	37,702,661	961,557	SH		SOLE	0	0	0	961,557
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	1,413,900	29,395	SH		SOLE	0	0	0	29,395
VANGUARD SCOTTSDALE FDS	VNG RUS1000IDX	92206C730	226,974	1,166	SH		SOLE	0	0	0	1,166
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	757,394	17,300	SH		SOLE	0	0	0	17,300
VANGUARD SCOTTSDALE FDS	VNG RUS2000IDX	92206C664	291,544	4,081	SH		SOLE	0	0	0	4,081
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	825,707	12,387	SH		SOLE	0	0	0	12,387
VANGUARD SCOTTSDALE FDS	VNG RUS1000GRW	92206C680	968,615	14,153	SH		SOLE	0	0	0	14,153
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	205,535	2,735	SH		SOLE	0	0	0	2,735
VANGUARD SCOTTSDALE FDS	LONG TERM TREAS	92206C847	4,243,795	76,451	SH		SOLE	0	0	0	76,451
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	4,705,679	30,285	SH		SOLE	0	0	0	30,285
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	50,267,692	1,149,764	SH		SOLE	0	0	0	1,149,764
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	1,191,373	11,531	SH		SOLE	0	0	0	11,531
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	265,663	1,130	SH		SOLE	0	0	0	1,130
VANGUARD WORLD FDS	INF TECH ETF	92204A702	530,657	1,279	SH		SOLE	0	0	0	1,279
VELO3D INC	COMMON STOCK	92259N104	35,671	22,866	SH		SOLE	0	0	0	22,866
VERISK ANALYTICS INC	COM	92345Y106	204,111	864	SH		SOLE	0	0	0	864
VERIZON COMMUNICATIONS INC	COM	92343V104	1,070,841	33,040	SH		SOLE	0	0	0	33,040
VERTEX PHARMACEUTICALS INC	COM	92532F100	439,543	1,264	SH		SOLE	0	0	0	1,264
VICI PPTYS INC	COM	925652109	400,329	13,757	SH		SOLE	0	0	0	13,757
VISA INC	COM CL A	92826C839	2,645,715	11,503	SH		SOLE	0	0	0	11,503
VISTRA CORP	COM	92840M102	206,977	6,238	SH		SOLE	0	0	0	6,238
WALMART INC	COM	931142103	1,451,525	9,076	SH		SOLE	0	0	0	9,076
WASTE MGMT INC DEL	COM	94106L109	252,017	1,653	SH		SOLE	0	0	0	1,653
WAYFAIR INC	NOTE 1.000% 8/1	94419LAF8	8,175	10,000	PRN		SOLE	0	0	0	10,000
WEC ENERGY GROUP INC	COM	92939U106	542,182	6,731	SH		SOLE	0	0	0	6,731
WELLS FARGO CO NEW	COM	949746101	632,129	15,471	SH		SOLE	0	0	0	15,471
WELLTOWER INC	COM	95040Q104	301,466	3,680	SH		SOLE	0	0	0	3,680
WILLIAMS COS INC	COM	969457100	836,657	24,834	SH		SOLE	0	0	0	24,834
WOLFSPEED INC	NOTE 0.250% 2/1	977852AB8	9,436	14,000	PRN		SOLE	0	0	0	14,000
YUM BRANDS INC	COM	988498101	298,732	2,391	SH		SOLE	0	0	0	2,391
ZILLOW GROUP INC	NOTE 2.750% 5/1	98954MAH4	14,371	14,000	PRN		SOLE	0	0	0	14,000
ZOETIS INC	CL A	98978V103	240,266	1,381	SH		SOLE	0	0	0	1,381