ESL Trust Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	49,743	2,603	SH		SOLE		2,603	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	51,956	500	SH		SOLE		500	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	75,126	438	SH		SOLE		438	0	0
ADVANSIX INC COM	COMMON STOCK	00773T101	23	1	SH		SOLE		1	0	0
ALPHABET INC	COMMON STOCK	02079K107	99,047	540	SH		SOLE		540	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	59,215	1,300	SH		SOLE		1,300	0	0
AMAZON COM INC	COMMON STOCK	023135106	36,138	187	SH		SOLE		187	0	0
AMERICA MOVIL SAB DE CV	FOREIGN STOCK	02390A101	1,377	81	SH		SOLE		81	0	0
AVANTIS INTL EQ ETF	MUTUAL FUND/STO	025072703	42,874,103	688,630	SH		SOLE		688,630	0	0
AMERICAN ELECTRIC POWER INC	COMMON STOCK	025537101	1,930	22	SH		SOLE		22	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	11,578	50	SH		SOLE		50	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	6,163	27	SH		SOLE		27	0	0
ANHEUSER BUSCH INBEV NV	FOREIGN STOCK	03524A108	2,849	49	SH		SOLE		49	0	0
ANSYS INC	COMMON STOCK	03662Q105	2,572	8	SH		SOLE		8	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	4,335	8	SH		SOLE		8	0	0
APPLE INC	COMMON STOCK	037833100	349,208	1,658	SH		SOLE		1,658	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	8,657	111	SH		SOLE		111	0	0
ATLASSIAN CORPORATION	COMMON STOCK	049468101	1,769	10	SH		SOLE		10	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	2,864	12	SH		SOLE		12	0	0
AVALONBAY COMMUNITIES INC	COMMON STOCK	053484101	2,069	10	SH		SOLE		10	0	0
AVERY DENNISON CORP	COMMON STOCK	053611109	2,405	11	SH		SOLE		11	0	0
BCE INC	FOREIGN STOCK	05534B760	29,619	915	SH		SOLE		915	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	4,375	110	SH		SOLE		110	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	3,174	53	SH		SOLE		53	0	0
BENTLEY SYS INC	COMMON STOCK	08265T208	7,750	157	SH		SOLE		157	0	0
BERKLEY W R CORP	COMMON STOCK	084423102	5,972	76	SH		SOLE		76	0	0
BHP GROUP LIMITED	FOREIGN STOCK	088606108	1,484	26	SH		SOLE		26	0	0
BLACKROCK INC	COMMON STOCK	09247X101	15,746	20	SH		SOLE		20	0	0
BLACKSTONE GROUP INC	COMMON STOCK	09260D107	1,486	12	SH		SOLE		12	0	0
BOOZ ALLEN HAMILTON HLDG CORP	COMMON STOCK	099502106	1,847	12	SH		SOLE		12	0	0
BRIGHT HORIZONS FAM SOL	COMMON STOCK	109194100	4,293	39	SH		SOLE		39	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	20,765	500	SH		SOLE		500	0	0
BRITISH AMERICAN TOBACCO PLC	FOREIGN STOCK	110448107	1,887	61	SH		SOLE		61	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	8,028	5	SH		SOLE		5	0	0
CME GROUP INC	COMMON STOCK	12572Q105	3,932	20	SH		SOLE		20	0	0
CMS ENERGY CORP	COMMON STOCK	125896100	1,310	22	SH		SOLE		22	0	0
CVS HEALTH CORPORATION	COMMON STOCK	126650100	3,544	60	SH		SOLE		60	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN STOCK	136375102	4,607	39	SH		SOLE		39	0	0
CHARLES RIVER LABORATORIES	COMMON STOCK	159864107	4,958	24	SH		SOLE		24	0	0
CHARTER COMMUNICATIONS INC	COMMON STOCK	16119P108	14,948	50	SH		SOLE		50	0	0
CHEMED CORP NEW	COMMON STOCK	16359R103	3,255	6	SH		SOLE		6	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	14,547	93	SH		SOLE		93	0	0
CHOICE HOTELS INTERNATIONAL INC	COMMON STOCK	169905106	3,689	31	SH		SOLE		31	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	53,164	1,119	SH		SOLE		1,119	0	0
COCA COLA CO	COMMON STOCK	191216100	32,780	515	SH		SOLE		515	0	0
COLGATE PALMOLIVE CO	COMMON STOCK	194162103	4,949	51	SH		SOLE		51	0	0
COMCAST CORP	COMMON STOCK	20030N101	26,002	664	SH		SOLE		664	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	2,402	21	SH		SOLE		21	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	53,652	600	SH		SOLE		600	0	0
COOPER COS INC	COMMON STOCK	216648501	6,111	70	SH		SOLE		70	0	0
CORNING INC	COMMON STOCK	219350105	38,850	1,000	SH		SOLE		1,000	0	0
CORTEVA INC	COMMON STOCK	22052L104	18,393	341	SH		SOLE		341	0	0
CUMMINS INC	COMMON STOCK	231021106	2,215	8	SH		SOLE		8	0	0
DTE ENERGY CO	COMMON STOCK	233331107	27,641	249	SH		SOLE		249	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	21,336	141	SH		SOLE		141	0	0
DELL TECHNOLOGIES INC COM	COMMON STOCK	24703L202	3,448	25	SH		SOLE		25	0	0
DICK'S SPORTING GOODS INC	COMMON STOCK	253393102	16,114	75	SH		SOLE		75	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	15,206	100	SH		SOLE		100	0	0
DISNEY WALT CO	COMMON STOCK	254687106	30,482	307	SH		SOLE		307	0	0
DISCOVER FINANCIAL SERVICES	COMMON STOCK	254709108	8,764	67	SH		SOLE		67	0	0
DOLBY LABORATORIES INC	COMMON STOCK	25659T107	4,675	59	SH		SOLE		59	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	14,700	300	SH		SOLE		300	0	0
DOW INC COM	COMMON STOCK	260557103	18,090	341	SH		SOLE		341	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	13,130	131	SH		SOLE		131	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	27,447	341	SH		SOLE		341	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	4,405	35	SH		SOLE		35	0	0
EASTMAN CHEMICAL CO	COMMON STOCK	277432100	10,189	104	SH		SOLE		104	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	22,032	200	SH		SOLE		200	0	0
ASPEN TECHNOLOGY INC	COMMON STOCK	29109X106	4,767	24	SH		SOLE		24	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	6,833	192	SH		SOLE		192	0	0
ENTERGY CORP NEW	COMMON STOCK	29364G103	8,132	76	SH		SOLE		76	0	0
EQUIFAX INC	COMMON STOCK	294429105	5,819	24	SH		SOLE		24	0	0
EQUINIX INC	COMMON STOCK	29444U700	3,026	4	SH		SOLE		4	0	0
EXELON CORP	COMMON STOCK	30161N101	16,405	474	SH		SOLE		474	0	0
EXPONENT INC	COMMON STOCK	30214U102	3,519	37	SH		SOLE		37	0	0
EXTRA SPACE STORAGE INC	COMMON STOCK	30225T102	109,564	705	SH		SOLE		705	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	83,002	721	SH		SOLE		721	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	11,093	22	SH		SOLE		22	0	0
FAIR ISAAC CORP	COMMON STOCK	303250104	4,466	3	SH		SOLE		3	0	0
FIDELITY NATIONAL INFORMATION	COMMON STOCK	31620M106	4,672	62	SH		SOLE		62	0	0
FLEXSHARES MORNINGSTAR EMERGING	MUTUAL FUND/STO	33939L308	18,633	350	SH		SOLE		350	0	0
FLEXSHARES TR IBOXX 3R TARGT	MUTUAL FUND/GOV	33939L506	9,436	400	SH		SOLE		400	0	0
FLEXSHARES GLOBAL QUALITY	MUTUAL FUND/STO	33939L787	32,976,383	604,139	SH		SOLE		604,139	0	0
GARRETT MOTION INC COM	COMMON STOCK	366505105	26	3	SH		SOLE		3	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	1,392	22	SH		SOLE		22	0	0
GENERAL MOTORS CO	COMMON STOCK	37045V100	7,341	158	SH		SOLE		158	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	1,383	10	SH		SOLE		10	0	0
GETTY RLTY CORP NEW COM	COMMON STOCK	374297109	13,330	500	SH		SOLE		500	0	0
GSK PLC	FOREIGN STOCK	37733W204	96,250	2,500	SH		SOLE		2,500	0	0
GOLDMAN SACHS ACTIVEBETA U.S.	MUTUAL FUND/STO	381430503	42,673	399	SH		SOLE		399	0	0
GRAINGER WW INC	COMMON STOCK	384802104	4,511	5	SH		SOLE		5	0	0
HARTFORD FINANCIAL SERVICES	COMMON STOCK	416515104	1,005	10	SH		SOLE		10	0	0
HENRY JACK & ASSOCIATES INC	COMMON STOCK	426281101	5,147	31	SH		SOLE		31	0	0
HERSHEY CO	COMMON STOCK	427866108	4,228	23	SH		SOLE		23	0	0
HOME DEPOT INC	COMMON STOCK	437076102	7,229	21	SH		SOLE		21	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	13,880	65	SH		SOLE		65	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	2,370	10	SH		SOLE		10	0	0
IQ MERGER ARBITRAGE ETF	MUTUAL FUND/STO	45409B800	183,533	5,808	SH		SOLE		5,808	0	0
INGERSOLL RAND INC	COMMON STOCK	45687V106	33,611	370	SH		SOLE		370	0	0
INTEL CORP	COMMON STOCK	458140100	101,427	3,275	SH		SOLE		3,275	0	0
INTERACTIVE BROKERS GROUP INC	COMMON STOCK	45841N107	5,640	46	SH		SOLE		46	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	1,095	8	SH		SOLE		8	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	30,440	176	SH		SOLE		176	0	0
INVESCO OPTM YD DVRS CDTY STRA	MUTUAL FUND/STO	46090F100	52,266	3,720	SH		SOLE		3,720	0	0
INTUIT	COMMON STOCK	461202103	1,972	3	SH		SOLE		3	0	0
INTUITIVE SURGICAL INC	COMMON STOCK	46120E602	4,449	10	SH		SOLE		10	0	0
INVESCO WATER RESOURCES ETF	MUTUAL FUND/STO	46137V142	25,964	400	SH		SOLE		400	0	0
ISHARES S&P 100 (MKT)	MUTUAL FUND/STO	464287101	5,550	21	SH		SOLE		21	0	0
ISHARES TIPS BOND (MKT)	MUTUAL FUND/GOV	464287176	119,381	1,118	SH		SOLE		1,118	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	62,328,407	113,898	SH		SOLE		113,898	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	673,093	1,230	SH		OTR		1,230	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	135,898	1,400	SH		SOLE		1,400	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	5,324	125	SH		SOLE		125	0	0
ISHARES S&P 500 GROWTH (MKT)	MUTUAL FUND/STO	464287309	5,737	62	SH		SOLE		62	0	0
ISHARES 1-3 YEAR TREASURY BOND	MUTUAL FUND/GOV	464287457	117,086	1,434	SH		SOLE		1,434	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	702,779	8,972	SH		SOLE		8,972	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	86,164	1,100	SH		OTR		1,100	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	35,778,601	611,391	SH		SOLE		611,391	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	19,019	325	SH		OTR		325	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	510,315	1,400	SH		SOLE		1,400	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	184,630	910	SH		SOLE		910	0	0
ISHARES US TECHNOLOGY (MKT)	MUTUAL FUND/STO	464287721	9,030	60	SH		SOLE		60	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	21,320,161	199,889	SH		SOLE		199,889	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	53,330	500	SH		OTR		500	0	0
ISHARES IBOXX $ HIGH YIELD	MUTUAL FUND/COR	464288513	73,206	949	SH		SOLE		949	0	0
ISHARES AAA - A RATED CORPORATE	MUTUAL FUND/COR	46429B291	1,777,870	37,940	SH		SOLE		37,940	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	51,550	614	SH		SOLE		614	0	0
ISHARES EDGE MSCI USA QUALITY	MUTUAL FUND/STO	46432F339	8,196	48	SH		SOLE		48	0	0
ISHARES CORE MSCI TOTAL INTL	MUTUAL FUND/STO	46432F834	99,314	1,470	SH		SOLE		1,470	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	216,758	2,984	SH		SOLE		2,984	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	24,625	460	SH		SOLE		460	0	0
ISHARES ESG AWARE MSCI USA ETF	MUTUAL FUND/STO	46435G425	13,722	115	SH		SOLE		115	0	0
ISHARES FALN ANGLS USD BD ETF	MUTUAL FUND/COR	46435G474	29,094,293	1,110,893	SH		SOLE		1,110,893	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	258,286	1,277	SH		SOLE		1,277	0	0
JPMORGAN BETABUILDERS JAPAN ETF	MUTUAL FUND/STO	46641Q217	55,809	989	SH		SOLE		989	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	195,708	1,339	SH		SOLE		1,339	0	0
KLA-TENCOR CORP	COMMON STOCK	482480100	5,772	7	SH		SOLE		7	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	55,280	400	SH		SOLE		400	0	0
KONTOOR BRANDS INC	COMMON STOCK	50050N103	529	8	SH		SOLE		8	0	0
LCI INDS COM	COMMON STOCK	50189K103	1,447	14	SH		SOLE		14	0	0
LPL FINL HLDGS INC	COMMON STOCK	50212V100	6,983	25	SH		SOLE		25	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	5,324	5	SH		SOLE		5	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	2,128	20	SH		SOLE		20	0	0
LENNOX INTL INC	COMMON STOCK	526107107	8,025	15	SH		SOLE		15	0	0
ELI LILLY & CO	COMMON STOCK	532457108	3,622	4	SH		SOLE		4	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	11,211	24	SH		SOLE		24	0	0
LOWES COMPANIES INC	COMMON STOCK	548661107	12,787	58	SH		SOLE		58	0	0
MARSH & MCLENNAN COS INC	COMMON STOCK	571748102	21,704	103	SH		SOLE		103	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	6,044	25	SH		SOLE		25	0	0
MCDONALDS CORP	COMMON STOCK	580135101	18,858	74	SH		SOLE		74	0	0
MERCADOLIBRE INC	COMMON STOCK	58733R102	3,287	2	SH		SOLE		2	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	164,778	1,331	SH		SOLE		1,331	0	0
MICROSOFT CORP	COMMON STOCK	594918104	995,359	2,227	SH		SOLE		2,227	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	3,386	37	SH		SOLE		37	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	43,976	672	SH		SOLE		672	0	0
NETFLIX INC	COMMON STOCK	64110L106	7,424	11	SH		SOLE		11	0	0
NET LEASE OFFICE PROPERTIES	COMMON STOCK	64110Y108	640	26	SH		SOLE		26	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	15,720	222	SH		SOLE		222	0	0
NORDSON CORP	COMMON STOCK	655663102	5,335	23	SH		SOLE		23	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	3,924	9	SH		SOLE		9	0	0
NOVO NORDISK A S	FOREIGN STOCK	670100205	37,826	265	SH		SOLE		265	0	0
NVIDIA CORP	COMMON STOCK	67066G104	21,002	170	SH		SOLE		170	0	0
ORACLE CORP	COMMON STOCK	68389X105	84,720	600	SH		SOLE		600	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	3,421	22	SH		SOLE		22	0	0
PACKAGING CORP AMERICA	COMMON STOCK	695156109	10,953	60	SH		SOLE		60	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	4,746	14	SH		SOLE		14	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	4,552	9	SH		SOLE		9	0	0
PAYCHEX INC	COMMON STOCK	704326107	29,640	250	SH		SOLE		250	0	0
PEPSICO INC	COMMON STOCK	713448108	51,624	313	SH		SOLE		313	0	0
PFIZER INC	COMMON STOCK	717081103	41,410	1,480	SH		SOLE		1,480	0	0
PHILIP MORRIS INTERNATIONAL INC	COMMON STOCK	718172109	58,265	575	SH		SOLE		575	0	0
PHILLIPS 66	COMMON STOCK	718546104	8,470	60	SH		SOLE		60	0	0
POOL CORP	COMMON STOCK	73278L105	5,225	17	SH		SOLE		17	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	76,688	465	SH		SOLE		465	0	0
PROLOGIS INC	COMMON STOCK	74340W103	1,572	14	SH		SOLE		14	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	33,868	289	SH		SOLE		289	0	0
PUBLIC SERVICE ENTERPRISE GROUP	COMMON STOCK	744573106	1,474	20	SH		SOLE		20	0	0
PUBLIC STORAGE	COMMON STOCK	74460D109	1,438	5	SH		SOLE		5	0	0
QUALCOMM INC	COMMON STOCK	747525103	8,366	42	SH		SOLE		42	0	0
RTX CORPORATION	COMMON STOCK	75513E101	3,112	31	SH		SOLE		31	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	84,512	1,600	SH		SOLE		1,600	0	0
RELX PLC SPONSORED ADR	FOREIGN STOCK	759530108	5,964	130	SH		SOLE		130	0	0
RESIDEO TECHNOLOGIES INC COM	COMMON STOCK	76118Y104	117	6	SH		SOLE		6	0	0
ROCKWELL AUTOMATION INC	COMMON STOCK	773903109	27,528	100	SH		SOLE		100	0	0
ROLLINS INC	COMMON STOCK	775711104	5,611	115	SH		SOLE		115	0	0
ROYCE SMALL CAP TRUST INC	MUTUAL FUND/STO	780910105	38,055	2,630	SH		SOLE		2,630	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	3,568	8	SH		SOLE		8	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	1,252,794	2,302	SH		SOLE		2,302	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	75,684	352	SH		SOLE		352	0	0
SPDR PORTFOLIO S&P	MUTUAL FUND/STO	78464A409	49,657,765	619,715	SH		SOLE		619,715	0	0
SPDR PORTFOLIO S&P	MUTUAL FUND/STO	78464A409	81,333	1,015	SH		OTR		1,015	0	0
SPDR PORTFOLIO LARGE CAP ETF	MUTUAL FUND/STO	78464A854	41,152	643	SH		SOLE		643	0	0
SPDR BLOOMBERG BARCLAY 1-3	MUTUAL FUND/STO	78468R663	16,153	176	SH		SOLE		176	0	0
SAIA INC	COMMON STOCK	78709Y105	5,217	11	SH		SOLE		11	0	0
SAP AKTIENGESELLSCHAFT	FOREIGN STOCK	803054204	10,691	53	SH		SOLE		53	0	0
SCHLUMBERGER LTD	FOREIGN STOCK	806857108	2,076	44	SH		SOLE		44	0	0
SCHWAB U.S. DIVIDEND EQUITY ETF	MUTUAL FUND/STO	808524797	45,531,123	585,534	SH		SOLE		585,534	0	0
SCHWAB U.S. DIVIDEND EQUITY ETF	MUTUAL FUND/STO	808524797	77,760	1,000	SH		OTR		1,000	0	0
SCOTTS MIRACLE-GRO CO	COMMON STOCK	810186106	3,188	49	SH		SOLE		49	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	2,984	10	SH		SOLE		10	0	0
SHOPIFY INC	FOREIGN STOCK	82509L107	1,651	25	SH		SOLE		25	0	0
SITEONE LANDSCAPE SUPPLY INC COM	COMMON STOCK	82982L103	3,399	28	SH		SOLE		28	0	0
SOUTHERN CO	COMMON STOCK	842587107	3,336	43	SH		SOLE		43	0	0
STMICROELECTRONICS NV-NY SHS	FOREIGN STOCK	861012102	3,732	95	SH		SOLE		95	0	0
STRYKER CORP	COMMON STOCK	863667101	3,403	10	SH		SOLE		10	0	0
STURM RUGER & CO INC	COMMON STOCK	864159108	20,825	500	SH		SOLE		500	0	0
SYSCO CORP	COMMON STOCK	871829107	42,834	600	SH		SOLE		600	0	0
TFI INTL INC	FOREIGN STOCK	87241L109	3,339	23	SH		SOLE		23	0	0
TJX COS INC NEW	COMMON STOCK	872540109	78,061	709	SH		SOLE		709	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	9,907	57	SH		SOLE		57	0	0
TARGET CORP	COMMON STOCK	87612E106	3,405	23	SH		SOLE		23	0	0
TELEDYNE TECHNOLOGIES INC	COMMON STOCK	879360105	3,492	9	SH		SOLE		9	0	0
TERADYNE INC	COMMON STOCK	880770102	7,563	51	SH		SOLE		51	0	0
TESLA INC	COMMON STOCK	88160R101	989	5	SH		SOLE		5	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	100,183	515	SH		SOLE		515	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	21,014	38	SH		SOLE		38	0	0
THOR INDUSTRIES INC	COMMON STOCK	885160101	3,551	38	SH		SOLE		38	0	0
3M CO	COMMON STOCK	88579Y101	12,263	120	SH		SOLE		120	0	0
TOTAL S A	FOREIGN STOCK	89151E109	8,002	120	SH		SOLE		120	0	0
UBER TECHNOLOGIES INC	COMMON STOCK	90353T100	3,779	52	SH		SOLE		52	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	19,685	87	SH		SOLE		87	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	33,611	66	SH		SOLE		66	0	0
V F CORP	COMMON STOCK	918204108	837	62	SH		SOLE		62	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	3,919	25	SH		SOLE		25	0	0
VANGUARD INTERMEDIATE-TERM BOND	MUTUAL FUND/GOV	921937819	3,486,355	46,553	SH		SOLE		46,553	0	0
VANGUARD INTERMEDIATE-TERM BOND	MUTUAL FUND/GOV	921937819	127,313	1,700	SH		OTR		1,700	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	63,456	1,284	SH		SOLE		1,284	0	0
VANGUARD HIGH DIVIDEND YIELD	MUTUAL FUND/STO	921946406	125,123	1,055	SH		SOLE		1,055	0	0
VANGUARD INTERNATIONAL DIVIDEND	MUTUAL FUND/STO	921946810	42,978,428	528,770	SH		SOLE		528,770	0	0
VANGUARD INTERNATIONAL DIVIDEND	MUTUAL FUND/STO	921946810	16,256	200	SH		OTR		200	0	0
VANGUARD FTSE ALL-WORLD EX-US	MUTUAL FUNDS GL	922042775	224,064	3,821	SH		SOLE		3,821	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	986,000	22,532	SH		SOLE		22,532	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	28,444	650	SH		OTR		650	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	219,559	439	SH		SOLE		439	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	61,229	731	SH		SOLE		731	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	31,474	130	SH		SOLE		130	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	50,370	231	SH		SOLE		231	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	483,926	1,809	SH		SOLE		1,809	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	21,775	528	SH		SOLE		528	0	0
VIATRIS INC	COMMON STOCK	92556V106	170	16	SH		SOLE		16	0	0
VISA INC	COMMON STOCK	92826C839	13,386	51	SH		SOLE		51	0	0
VUZIX CORP COM	COMMON STOCK	92921W300	2,025	1,500	SH		SOLE		1,500	0	0
W P CAREY INC	COMMON STOCK	92936U109	22,020	400	SH		SOLE		400	0	0
WEC ENERGY GROUP INC	COMMON STOCK	92939U106	41,584	530	SH		SOLE		530	0	0
WALMART INC	COMMON STOCK	931142103	7,787	115	SH		SOLE		115	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	223	30	SH		SOLE		30	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	2,987	14	SH		SOLE		14	0	0
WATSCO INC	COMMON STOCK	942622200	6,485	14	SH		SOLE		14	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	12,115	204	SH		SOLE		204	0	0
WHIRLPOOL CORP	COMMON STOCK	963320106	2,657	26	SH		SOLE		26	0	0
WISDOMTREE EM MKTS EX-STT OWND	MUTUAL FUND/STO	97717X578	29,936,508	977,359	SH		SOLE		977,359	0	0
WORKDAY INC	COMMON STOCK	98138H101	2,683	12	SH		SOLE		12	0	0
ZEBRA TECHNOLOGIES INC	COMMON STOCK	989207105	5,561	18	SH		SOLE		18	0	0
ZOETIS INC	COMMON STOCK	98978V103	2,600	15	SH		SOLE		15	0	0
ZURN ELKAY WATER SOLUTIONS CORP	COMMON STOCK	98983L108	4,822	164	SH		SOLE		164	0	0
ALLEGION PUB LTD	FOREIGN STOCK	G0176J109	20,794	176	SH		SOLE		176	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	108,317	357	SH		SOLE		357	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	7,525	24	SH		SOLE		24	0	0
LINDE PLC	FOREIGN STOCK	G54950103	16,236	37	SH		SOLE		37	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	20,779	264	SH		SOLE		264	0	0
APTIV PLS SHS	COMMON STOCK	G6095L109	1,690	24	SH		SOLE		24	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	85,522	260	SH		SOLE		260	0	0
ALCON INC	FOREIGN STOCK	H01301128	4,098	46	SH		SOLE		46	0	0
CHUBB LIMITED	FOREIGN STOCK	H1467J104	58,158	228	SH		SOLE		228	0	0
TE CONNECTIVITY LTD	FOREIGN STOCK	H84989104	8,875	59	SH		SOLE		59	0	0
ASML HOLDING NV	FOREIGN STOCK	N07059210	14,318	14	SH		SOLE		14	0	0
FERRARI N V	FOREIGN STOCK	N3167Y103	2,042	5	SH		SOLE		5	0	0