ESL Trust Services 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AT&T INC	COMMON STOCK	00206R102	11,792	536	SH		SOLE		536	0	0
ABBOTT LABORATORIES	COMMON STOCK	002824100	54,724	480	SH		SOLE		480	0	0
ABBVIE INC SR NT	COMMON STOCK	00287Y109	67,538	342	SH		SOLE		342	0	0
ALPHABET INC	COMMON STOCK	02079K107	90,283	540	SH		SOLE		540	0	0
ALTRIA GROUP INC	COMMON STOCK	02209S103	56,144	1,100	SH		SOLE		1,100	0	0
AMAZON COM INC	COMMON STOCK	023135106	34,844	187	SH		SOLE		187	0	0
AMERICA MOVIL SAB DE CV	FOREIGN STOCK	02390A101	1,325	81	SH		SOLE		81	0	0
AVANTIS INTL EQ ETF	MUTUAL FUND/STO	025072703	46,158,201	688,620	SH		SOLE		688,620	0	0
AMERICAN EXPRESS CO	COMMON STOCK	025816109	13,560	50	SH		SOLE		50	0	0
ANALOG DEVICES INC	COMMON STOCK	032654105	6,215	27	SH		SOLE		27	0	0
ANHEUSER BUSCH INBEV NV	FOREIGN STOCK	03524A108	3,248	49	SH		SOLE		49	0	0
ANSYS INC	COMMON STOCK	03662Q105	2,549	8	SH		SOLE		8	0	0
ELEVANCE HEALTH	COMMON STOCK	036752103	4,160	8	SH		SOLE		8	0	0
APPLE INC	COMMON STOCK	037833100	326,666	1,402	SH		SOLE		1,402	0	0
ASTRAZENECA PLC	FOREIGN STOCK	046353108	8,648	111	SH		SOLE		111	0	0
ATLASSIAN CORPORATION	COMMON STOCK	049468101	1,588	10	SH		SOLE		10	0	0
AUTOMATIC DATA PROCESSING INC	COMMON STOCK	053015103	3,321	12	SH		SOLE		12	0	0
AVALONBAY COMMUNITIES INC	COMMON STOCK	053484101	2,253	10	SH		SOLE		10	0	0
AVERY DENNISON CORP	COMMON STOCK	053611109	2,428	11	SH		SOLE		11	0	0
BCE INC	FOREIGN STOCK	05534B760	31,842	915	SH		SOLE		915	0	0
BANK OF AMERICA CORP	COMMON STOCK	060505104	4,365	110	SH		SOLE		110	0	0
BANK NEW YORK MELLON CORP	COMMON STOCK	064058100	3,809	53	SH		SOLE		53	0	0
BENTLEY SYS INC	COMMON STOCK	08265T208	7,977	157	SH		SOLE		157	0	0
BERKLEY W R CORP	COMMON STOCK	084423102	6,467	114	SH		SOLE		114	0	0
BLACKROCK INC	COMMON STOCK	09247X101	6,647	7	SH		SOLE		7	0	0
BLACKSTONE GROUP INC	COMMON STOCK	09260D107	1,838	12	SH		SOLE		12	0	0
BOOZ ALLEN HAMILTON HLDG CORP	COMMON STOCK	099502106	1,953	12	SH		SOLE		12	0	0
BRIGHT HORIZONS FAM SOL	COMMON STOCK	109194100	5,465	39	SH		SOLE		39	0	0
BRISTOL-MYERS SQUIBB CO	COMMON STOCK	110122108	25,870	500	SH		SOLE		500	0	0
BROADCOM INC COM	COMMON STOCK	11135F101	8,625	50	SH		SOLE		50	0	0
CME GROUP INC	COMMON STOCK	12572Q105	4,413	20	SH		SOLE		20	0	0
CMS ENERGY CORP	COMMON STOCK	125896100	1,554	22	SH		SOLE		22	0	0
CANADIAN NATIONAL RAILWAY CO	FOREIGN STOCK	136375102	4,569	39	SH		SOLE		39	0	0
CHARLES RIVER LABORATORIES	COMMON STOCK	159864107	4,727	24	SH		SOLE		24	0	0
CHARTER COMMUNICATIONS INC	COMMON STOCK	16119P108	16,204	50	SH		SOLE		50	0	0
CHEMED CORP NEW	COMMON STOCK	16359R103	3,606	6	SH		SOLE		6	0	0
CHEVRON CORP NEW	COMMON STOCK	166764100	6,774	46	SH		SOLE		46	0	0
CHOICE HOTELS INTERNATIONAL INC	COMMON STOCK	169905106	4,039	31	SH		SOLE		31	0	0
CISCO SYSTEMS INC	COMMON STOCK	17275R102	59,553	1,119	SH		SOLE		1,119	0	0
COCA COLA CO	COMMON STOCK	191216100	37,008	515	SH		SOLE		515	0	0
COMCAST CORP	COMMON STOCK	20030N101	27,735	664	SH		SOLE		664	0	0
CONOCOPHILLIPS	COMMON STOCK	20825C104	2,211	21	SH		SOLE		21	0	0
CONSOLIDATED EDISON INC	COMMON STOCK	209115104	62,478	600	SH		SOLE		600	0	0
COOPER COS INC	COMMON STOCK	216648501	7,724	70	SH		SOLE		70	0	0
CORNING INC	COMMON STOCK	219350105	45,150	1,000	SH		SOLE		1,000	0	0
CORTEVA INC	COMMON STOCK	22052L104	20,047	341	SH		SOLE		341	0	0
DTE ENERGY CO	COMMON STOCK	233331107	31,975	249	SH		SOLE		249	0	0
DARDEN RESTAURANTS INC	COMMON STOCK	237194105	23,143	141	SH		SOLE		141	0	0
DICK'S SPORTING GOODS INC	COMMON STOCK	253393102	15,653	75	SH		SOLE		75	0	0
DIGITAL REALTY TRUST INC	COMMON STOCK	253868103	16,184	100	SH		SOLE		100	0	0
DISNEY WALT CO	COMMON STOCK	254687106	26,068	271	SH		SOLE		271	0	0
DOLBY LABORATORIES INC	COMMON STOCK	25659T107	4,515	59	SH		SOLE		59	0	0
DOMINION ENERGY INC	COMMON STOCK	25746U109	17,337	300	SH		SOLE		300	0	0
DOW INC COM	COMMON STOCK	260557103	18,629	341	SH		SOLE		341	0	0
DUKE ENERGY CORP	COMMON STOCK	26441C204	15,104	131	SH		SOLE		131	0	0
DUPONT DE NEMOURS INC	COMMON STOCK	26614N102	30,386	341	SH		SOLE		341	0	0
EOG RESOURCES INC	COMMON STOCK	26875P101	4,303	35	SH		SOLE		35	0	0
EASTMAN CHEMICAL CO	COMMON STOCK	277432100	11,643	104	SH		SOLE		104	0	0
EMERSON ELECTRIC CO	COMMON STOCK	291011104	21,874	200	SH		SOLE		200	0	0
ASPEN TECHNOLOGY INC	COMMON STOCK	29109X106	5,732	24	SH		SOLE		24	0	0
ENBRIDGE INC	FOREIGN STOCK	29250N105	7,797	192	SH		SOLE		192	0	0
ENTERGY CORP NEW	COMMON STOCK	29364G103	7,239	55	SH		SOLE		55	0	0
EQUIFAX INC	COMMON STOCK	294429105	7,053	24	SH		SOLE		24	0	0
EQUINIX INC	COMMON STOCK	29444U700	3,551	4	SH		SOLE		4	0	0
EXELON CORP	COMMON STOCK	30161N101	19,221	474	SH		SOLE		474	0	0
EXPONENT INC	COMMON STOCK	30214U102	4,265	37	SH		SOLE		37	0	0
EXTRA SPACE STORAGE INC	COMMON STOCK	30225T102	120,907	671	SH		SOLE		671	0	0
EXXON MOBIL CORP	COMMON STOCK	30231G102	8,323	71	SH		SOLE		71	0	0
META PLATFORMS INC	COMMON STOCK	30303M102	12,594	22	SH		SOLE		22	0	0
FAIR ISAAC CORP	COMMON STOCK	303250104	5,831	3	SH		SOLE		3	0	0
FLEXSHARES GLOBAL QUALITY REAL	MUTUAL FUND/STO	33939L787	37,621,729	604,139	SH		SOLE		604,139	0	0
GENERAL MILLS INC	COMMON STOCK	370334104	1,625	22	SH		SOLE		22	0	0
GENUINE PARTS CO	COMMON STOCK	372460105	1,397	10	SH		SOLE		10	0	0
GETTY RLTY CORP NEW COM	COMMON STOCK	374297109	15,905	500	SH		SOLE		500	0	0
GSK PLC	FOREIGN STOCK	37733W204	102,200	2,500	SH		SOLE		2,500	0	0
GOLDMAN SACHS ACTIVEBETA U.S.	MUTUAL FUND/STO	381430503	45,063	399	SH		SOLE		399	0	0
GRAINGER WW INC	COMMON STOCK	384802104	5,194	5	SH		SOLE		5	0	0
HARTFORD FINANCIAL SERVICES	COMMON STOCK	416515104	1,176	10	SH		SOLE		10	0	0
HENRY JACK & ASSOCIATES INC	COMMON STOCK	426281101	5,473	31	SH		SOLE		31	0	0
HERSHEY CO	COMMON STOCK	427866108	4,411	23	SH		SOLE		23	0	0
HOME DEPOT INC	COMMON STOCK	437076102	8,509	21	SH		SOLE		21	0	0
HONEYWELL INTERNATIONAL INC	COMMON STOCK	438516106	5,374	26	SH		SOLE		26	0	0
ILLINOIS TOOL WORKS INC	COMMON STOCK	452308109	2,621	10	SH		SOLE		10	0	0
NYLI MERGER ARBITRAGE ETF	MUTUAL FUND/STO	45409B800	190,967	5,808	SH		SOLE		5,808	0	0
INTEL CORP	COMMON STOCK	458140100	73,899	3,150	SH		SOLE		3,150	0	0
INTERACTIVE BROKERS GROUP INC	COMMON STOCK	45841N107	6,411	46	SH		SOLE		46	0	0
INTERCONTINENTALEXCHANGE GROUP	COMMON STOCK	45866F104	1,285	8	SH		SOLE		8	0	0
INTERNATIONAL BUSINESS MACHS	COMMON STOCK	459200101	38,910	176	SH		SOLE		176	0	0
INVESCO OPTM YD DVRS CDTY STRA	MUTUAL FUND/STO	46090F100	49,960	3,720	SH		SOLE		3,720	0	0
INTUIT	COMMON STOCK	461202103	1,863	3	SH		SOLE		3	0	0
INVESCO WATER RESOURCES ETF	MUTUAL FUND/STO	46137V142	28,216	400	SH		SOLE		400	0	0
ISHARES S&P 100 (MKT)	MUTUAL FUND/STO	464287101	5,812	21	SH		SOLE		21	0	0
ISHARES TIPS BOND (MKT)	MUTUAL FUND/GOV	464287176	85,615	775	SH		SOLE		775	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	66,138,186	114,660	SH		SOLE		114,660	0	0
ISHARES CORE S&P 500 (MKT)	MUTUAL FUND/STO	464287200	709,489	1,230	SH		OTR		1,230	0	0
ISHARES CORE TOTAL US BOND	MUTUAL FUND/COR	464287226	141,778	1,400	SH		SOLE		1,400	0	0
ISHARES MSCI EMERGING MARKETS	MUTUAL FUND/STO	464287234	5,733	125	SH		SOLE		125	0	0
ISHARES S&P 500 GROWTH (MKT)	MUTUAL FUND/STO	464287309	5,937	62	SH		SOLE		62	0	0
ISHARES S&P 500 VALUE (MKT)	MUTUAL FUND/STO	464287408	7,492	38	SH		SOLE		38	0	0
ISHARES 7-10 YEAR TREASURY BOND	MUTUAL FUND/GOV	464287440	1,177	12	SH		SOLE		12	0	0
ISHARES 1-3 YEAR TREASURY BOND	MUTUAL FUND/GOV	464287457	167,463	2,014	SH		SOLE		2,014	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	750,331	8,972	SH		SOLE		8,972	0	0
ISHARES MSCI EAFE (MKT)	MUTUAL FUNDS GL	464287465	91,994	1,100	SH		OTR		1,100	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	38,120,583	611,691	SH		SOLE		611,691	0	0
ISHARES CORE S&P MID-CAP (MKT)	MUTUAL FUND/STO	464287507	20,254	325	SH		OTR		325	0	0
ISHARES RUSSELL 1000 VALUE (MKT)	MUTUAL FUND/STO	464287598	90,914	479	SH		SOLE		479	0	0
ISHARES RUSSELL 1000 GROWTH	MUTUAL FUND/STO	464287614	592,350	1,578	SH		SOLE		1,578	0	0
ISHARES RUSSELL 2000 (MKT)	MUTUAL FUND/STO	464287655	201,010	910	SH		SOLE		910	0	0
ISHARES US TECHNOLOGY (MKT)	MUTUAL FUND/STO	464287721	9,097	60	SH		SOLE		60	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	23,454,457	200,534	SH		SOLE		200,534	0	0
ISHARES CORE S&P SMALL-CAP (MKT)	MUTUAL FUND/STO	464287804	58,480	500	SH		OTR		500	0	0
ISHARES AAA - A RATED CORPORATE	MUTUAL FUND/COR	46429B291	1,858,611	37,815	SH		SOLE		37,815	0	0
ISHARES MSCI USA MINIMUM	MUTUAL FUND/STO	46429B697	56,065	614	SH		SOLE		614	0	0
ISHARES EDGE MSCI USA QUALITY	MUTUAL FUND/STO	46432F339	8,606	48	SH		SOLE		48	0	0
ISHARES CORE MSCI TOTAL INTL	MUTUAL FUND/STO	46432F834	99,503	1,370	SH		SOLE		1,370	0	0
ISHARES CORE MSCI EAFE	MUTUAL FUNDS GL	46432F842	330,698	4,237	SH		SOLE		4,237	0	0
ISHARES CORE MSCI EMERGING	MUTUAL FUNDS GL	46434G103	46,044	802	SH		SOLE		802	0	0
HDG MSCI EAFE	MUTUAL FUND/STO	46434V803	33,118	935	SH		SOLE		935	0	0
ISHARES ESG AWARE MSCI USA ETF	MUTUAL FUND/STO	46435G425	14,511	115	SH		SOLE		115	0	0
ISHARES FALN ANGLS USD BD ETF	MUTUAL FUND/COR	46435G474	30,487,135	1,115,111	SH		SOLE		1,115,111	0	0
JP MORGAN CHASE & CO	COMMON STOCK	46625H100	251,346	1,192	SH		SOLE		1,192	0	0
JPMORGAN BETABUILDERS JAPAN ETF	MUTUAL FUND/STO	46641Q217	58,628	989	SH		SOLE		989	0	0
JOHNSON & JOHNSON	COMMON STOCK	478160104	211,002	1,302	SH		SOLE		1,302	0	0
KIMBERLY CLARK CORP	COMMON STOCK	494368103	56,912	400	SH		SOLE		400	0	0
LCI INDS COM	COMMON STOCK	50189K103	1,688	14	SH		SOLE		14	0	0
LPL FINL HLDGS INC	COMMON STOCK	50212V100	5,816	25	SH		SOLE		25	0	0
LAM RESEARCH CORP	COMMON STOCK	512807108	4,080	5	SH		SOLE		5	0	0
LAUDER ESTEE COS INC	COMMON STOCK	518439104	1,994	20	SH		SOLE		20	0	0
LENNOX INTL INC	COMMON STOCK	526107107	9,064	15	SH		SOLE		15	0	0
LOCKHEED MARTIN CORP	COMMON STOCK	539830109	3,507	6	SH		SOLE		6	0	0
MARSH & MCLENNAN COS INC	COMMON STOCK	571748102	9,593	43	SH		SOLE		43	0	0
MARRIOTT INTERNATIONAL INC	COMMON STOCK	571903202	6,215	25	SH		SOLE		25	0	0
MCDONALDS CORP	COMMON STOCK	580135101	22,534	74	SH		SOLE		74	0	0
MERCADOLIBRE INC	COMMON STOCK	58733R102	4,104	2	SH		SOLE		2	0	0
MERCK & CO INC	COMMON STOCK	58933Y105	151,148	1,331	SH		SOLE		1,331	0	0
MICROSOFT CORP	COMMON STOCK	594918104	913,097	2,122	SH		SOLE		2,122	0	0
MICROCHIP TECHNOLOGY INC	COMMON STOCK	595017104	2,971	37	SH		SOLE		37	0	0
MONDELEZ INTL INC	COMMON STOCK	609207105	3,684	50	SH		SOLE		50	0	0
NETFLIX INC	COMMON STOCK	64110L106	7,802	11	SH		SOLE		11	0	0
NET LEASE OFFICE PROPERTIES	COMMON STOCK	64110Y108	796	26	SH		SOLE		26	0	0
NEXTERA ENERGY INC	COMMON STOCK	65339F101	4,565	54	SH		SOLE		54	0	0
NORDSON CORP	COMMON STOCK	655663102	6,040	23	SH		SOLE		23	0	0
NORTHROP GRUMMAN CORP	COMMON STOCK	666807102	4,753	9	SH		SOLE		9	0	0
NOVO NORDISK A S	FOREIGN STOCK	670100205	12,740	107	SH		SOLE		107	0	0
NVIDIA CORP	COMMON STOCK	67066G104	20,645	170	SH		SOLE		170	0	0
ORACLE CORP	COMMON STOCK	68389X105	102,240	600	SH		SOLE		600	0	0
PNC FINANCIAL SERVICES GROUP	COMMON STOCK	693475105	4,067	22	SH		SOLE		22	0	0
PACKAGING CORP AMERICA	COMMON STOCK	695156109	1,723	8	SH		SOLE		8	0	0
PALO ALTO NETWORKS INC	COMMON STOCK	697435105	4,785	14	SH		SOLE		14	0	0
PARKER HANNIFIN CORP	COMMON STOCK	701094104	5,686	9	SH		SOLE		9	0	0
PAYCHEX INC	COMMON STOCK	704326107	33,548	250	SH		SOLE		250	0	0
PEPSICO INC	COMMON STOCK	713448108	28,229	166	SH		SOLE		166	0	0
PFIZER INC	COMMON STOCK	717081103	39,069	1,350	SH		SOLE		1,350	0	0
POOL CORP	COMMON STOCK	73278L105	6,406	17	SH		SOLE		17	0	0
PROCTER & GAMBLE CO	COMMON STOCK	742718109	80,538	465	SH		SOLE		465	0	0
PROLOGIS INC	COMMON STOCK	74340W103	1,768	14	SH		SOLE		14	0	0
PRUDENTIAL FINANCIAL INC	COMMON STOCK	744320102	34,998	289	SH		SOLE		289	0	0
PUBLIC SERVICE ENTERPRISE GROUP	COMMON STOCK	744573106	1,784	20	SH		SOLE		20	0	0
PUBLIC STORAGE	COMMON STOCK	74460D109	1,819	5	SH		SOLE		5	0	0
QUALCOMM INC	COMMON STOCK	747525103	7,142	42	SH		SOLE		42	0	0
RTX CORPORATION	COMMON STOCK	75513E101	3,756	31	SH		SOLE		31	0	0
REALTY INCOME CORP	COMMON STOCK	756109104	101,472	1,600	SH		SOLE		1,600	0	0
RELX PLC SPONSORED ADR	FOREIGN STOCK	759530108	6,170	130	SH		SOLE		130	0	0
ROLLINS INC	COMMON STOCK	775711104	5,817	115	SH		SOLE		115	0	0
ROYCE SMALL CAP TRUST INC	MUTUAL FUND/STO	780910105	41,275	2,629	SH		SOLE		2,629	0	0
S&P GLOBAL INC	COMMON STOCK	78409V104	4,133	8	SH		SOLE		8	0	0
SPDR S&P 500 (MKT)	MUTUAL FUND/STO	78462F103	1,320,796	2,302	SH		SOLE		2,302	0	0
SPDR GOLD SHARES (MKT)	MUTUAL FUND/STO	78463V107	85,557	352	SH		SOLE		352	0	0
SPDR PORTFOLIO S&P 500 GROWTH	MUTUAL FUND/STO	78464A409	51,394,851	619,663	SH		SOLE		619,663	0	0
SPDR PORTFOLIO S&P 500 GROWTH	MUTUAL FUND/STO	78464A409	84,185	1,015	SH		OTR		1,015	0	0
SPDR PORTFOLIO LARGE CAP ETF	MUTUAL FUND/STO	78464A854	43,409	643	SH		SOLE		643	0	0
SPDR BLOOMBERG BARCLAYS HIGH	MUTUAL FUND/COR	78468R622	74,907	766	SH		SOLE		766	0	0
SAIA INC	COMMON STOCK	78709Y105	4,810	11	SH		SOLE		11	0	0
SAP AKTIENGESELLSCHAFT	FOREIGN STOCK	803054204	12,142	53	SH		SOLE		53	0	0
SCHWAB U.S. DIVIDEND EQUITY ETF	MUTUAL FUND/STO	808524797	49,531,710	585,966	SH		SOLE		585,966	0	0
SCHWAB U.S. DIVIDEND EQUITY ETF	MUTUAL FUND/STO	808524797	84,530	1,000	SH		OTR		1,000	0	0
SCOTTS MIRACLE-GRO CO	COMMON STOCK	810186106	4,248	49	SH		SOLE		49	0	0
SHERWIN WILLIAMS CO	COMMON STOCK	824348106	3,817	10	SH		SOLE		10	0	0
SHOPIFY INC	FOREIGN STOCK	82509L107	2,004	25	SH		SOLE		25	0	0
SITEONE LANDSCAPE SUPPLY INC COM	COMMON STOCK	82982L103	4,225	28	SH		SOLE		28	0	0
SOUTHERN CO	COMMON STOCK	842587107	3,878	43	SH		SOLE		43	0	0
STMICROELECTRONICS NV-NY SHS	FOREIGN STOCK	861012102	2,824	95	SH		SOLE		95	0	0
STRYKER CORP	COMMON STOCK	863667101	3,613	10	SH		SOLE		10	0	0
STURM RUGER & CO INC	COMMON STOCK	864159108	20,840	500	SH		SOLE		500	0	0
SYSCO CORP	COMMON STOCK	871829107	46,836	600	SH		SOLE		600	0	0
TFI INTL INC	FOREIGN STOCK	87241L109	3,148	23	SH		SOLE		23	0	0
TJX COS INC NEW	COMMON STOCK	872540109	83,336	709	SH		SOLE		709	0	0
TAIWAN SEMICONDUCTOR	FOREIGN STOCK	874039100	9,899	57	SH		SOLE		57	0	0
TARGET CORP	COMMON STOCK	87612E106	3,585	23	SH		SOLE		23	0	0
TELEDYNE TECHNOLOGIES INC	COMMON STOCK	879360105	3,939	9	SH		SOLE		9	0	0
TERADYNE INC	COMMON STOCK	880770102	6,830	51	SH		SOLE		51	0	0
TESLA INC	COMMON STOCK	88160R101	1,308	5	SH		SOLE		5	0	0
TEXAS INSTRUMENTS INC	COMMON STOCK	882508104	106,384	515	SH		SOLE		515	0	0
THERMO FISHER SCIENTIFIC INC	COMMON STOCK	883556102	23,507	38	SH		SOLE		38	0	0
THOR INDUSTRIES INC	COMMON STOCK	885160101	4,176	38	SH		SOLE		38	0	0
TOTAL S A	FOREIGN STOCK	89151E109	7,754	120	SH		SOLE		120	0	0
UBER TECHNOLOGIES INC	COMMON STOCK	90353T100	3,908	52	SH		SOLE		52	0	0
UNION PACIFIC CORP	COMMON STOCK	907818108	9,120	37	SH		SOLE		37	0	0
UNITEDHEALTH GROUP INC	COMMON STOCK	91324P102	12,863	22	SH		SOLE		22	0	0
VALERO ENERGY CORP NEW	COMMON STOCK	91913Y100	3,376	25	SH		SOLE		25	0	0
VANGUARD INTERMEDIATE-TERM BOND	MUTUAL FUND/GOV	921937819	4,439,346	56,646	SH		SOLE		56,646	0	0
VANGUARD INTERMEDIATE-TERM BOND	MUTUAL FUND/GOV	921937819	133,229	1,700	SH		OTR		1,700	0	0
VANGUARD SHORT-TERM BOND ETF	MUTUAL FUND/COR	921937827	105,051	1,335	SH		SOLE		1,335	0	0
VANGUARD FTSE DEVELOPED MARKETS	MUTUAL FUND/STO	921943858	67,807	1,284	SH		SOLE		1,284	0	0
VANGUARD HIGH DIVIDEND YIELD	MUTUAL FUND/STO	921946406	135,251	1,055	SH		SOLE		1,055	0	0
VANGUARD INTERNATIONAL DIVIDEND	MUTUAL FUND/STO	921946810	46,663,751	528,588	SH		SOLE		528,588	0	0
VANGUARD INTERNATIONAL DIVIDEND	MUTUAL FUND/STO	921946810	17,656	200	SH		OTR		200	0	0
VANGUARD GLOBAL EX-US REAL	MUTUAL FUND/STO	922042676	14,823	316	SH		SOLE		316	0	0
VANGUARD FTSE ALL-WORLD EX-US	MUTUAL FUNDS GL	922042775	272,853	4,331	SH		SOLE		4,331	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	1,069,596	22,353	SH		SOLE		22,353	0	0
VANGUARD EMERGING MARKETS STOCK	MUTUAL FUND/STO	922042858	31,103	650	SH		OTR		650	0	0
VANGUARD S&P 500 ETF	MUTUAL FUND/STO	922908363	256,449	486	SH		SOLE		486	0	0
VANGUARD REAL ESTATE ETF	MUTUAL FUND/STO	922908553	86,509	888	SH		SOLE		888	0	0
VANGUARD SMALL CAP VALUE ETF	MUTUAL FUND/STO	922908611	16,062	80	SH		SOLE		80	0	0
VANGUARD MID-CAP ETF (MKT)	MUTUAL FUND/STO	922908629	34,298	130	SH		SOLE		130	0	0
VANGUARD SMALL CAP ETF (MKT)	MUTUAL FUND/STO	922908751	54,795	231	SH		SOLE		231	0	0
VANGUARD TOTAL STOCK MARKET ETF	MUTUAL FUND/STO	922908769	679,585	2,400	SH		SOLE		2,400	0	0
VERIZON COMMUNICATIONS INC	COMMON STOCK	92343V104	12,485	278	SH		SOLE		278	0	0
VISA INC	COMMON STOCK	92826C839	14,022	51	SH		SOLE		51	0	0
VUZIX CORP COM	COMMON STOCK	92921W300	1,755	1,500	SH		SOLE		1,500	0	0
W P CAREY INC	COMMON STOCK	92936U109	24,920	400	SH		SOLE		400	0	0
WEC ENERGY GROUP INC	COMMON STOCK	92939U106	45,589	474	SH		SOLE		474	0	0
WALMART INC	COMMON STOCK	931142103	9,286	115	SH		SOLE		115	0	0
WARNER BROS DISCOVERY INC	COMMON STOCK	934423104	248	30	SH		SOLE		30	0	0
WASTE MANAGEMENT INC	COMMON STOCK	94106L109	2,906	14	SH		SOLE		14	0	0
WATSCO INC	COMMON STOCK	942622200	6,886	14	SH		SOLE		14	0	0
WELLS FARGO & CO	COMMON STOCK	949746101	4,971	88	SH		SOLE		88	0	0
WISDOMTREE EM MKTS EX-STT OWND	MUTUAL FUND/STO	97717X578	32,299,081	977,871	SH		SOLE		977,871	0	0
WORKDAY INC	COMMON STOCK	98138H101	2,933	12	SH		SOLE		12	0	0
ZEBRA TECHNOLOGIES INC	COMMON STOCK	989207105	6,666	18	SH		SOLE		18	0	0
ZURN ELKAY WATER SOLUTIONS CORP	COMMON STOCK	98983L108	5,894	164	SH		SOLE		164	0	0
ALLEGION PUB LTD	FOREIGN STOCK	G0176J109	5,247	36	SH		SOLE		36	0	0
ACCENTURE PLC	FOREIGN STOCK	G1151C101	110,639	313	SH		SOLE		313	0	0
EATON CORP PLC	FOREIGN STOCK	G29183103	7,955	24	SH		SOLE		24	0	0
LINDE PLC	FOREIGN STOCK	G54950103	4,292	9	SH		SOLE		9	0	0
MEDTRONIC PLC	FOREIGN STOCK	G5960L103	18,006	200	SH		SOLE		200	0	0
APTIV PLS SHS	COMMON STOCK	G6095L109	1,728	24	SH		SOLE		24	0	0
TRANE TECHNOLOGIES PLC	FOREIGN STOCK	G8994E103	3,887	10	SH		SOLE		10	0	0
ALCON INC	FOREIGN STOCK	H01301128	4,603	46	SH		SOLE		46	0	0
CHUBB LIMITED	FOREIGN STOCK	H1467J104	57,678	200	SH		SOLE		200	0	0
ASML HOLDING NV	FOREIGN STOCK	N07059210	11,666	14	SH		SOLE		14	0	0
FERRARI N V	FOREIGN STOCK	N3167Y103	2,351	5	SH		SOLE		5	0	0