Xcel Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	623	3,509	SH		SOLE		0	0	3,509
ABBOTT LABS	COM	002824100	247	1,757	SH		SOLE		0	0	1,757
ABBVIE INC	COM	00287Y109	9,190	67,870	SH		SOLE		0	0	67,870
ABERDEEN STD GOLD ETF TR	PHYSCL GOLD SHS	00326A104	1,128	64,225	SH		SOLE		0	0	64,225
ADOBE SYSTEMS INCORPORATED	COM	00724F101	362	638	SH		SOLE		0	0	638
ADVANCED MICRO DEVICES INC	COM	007903107	3,656	25,408	SH		SOLE		0	0	25,408
AFFIRM HLDGS INC	COM CL A	00827B106	5,459	54,290	SH		SOLE		0	0	54,290
AIRBNB INC	COM CL A	009066101	2,836	17,032	SH		SOLE		0	0	17,032
ALICO INC	COM	016230104	278	7,500	SH		SOLE		0	0	7,500
ALPHABET INC	CAP STK CL C	02079K107	1,736	600	SH		SOLE		0	0	600
ALPHABET INC	CAP STK CL A	02079K305	9,867	3,406	SH		SOLE		0	0	3,406
ALTRIA GROUP INC	COM	02209S103	256	5,409	SH		SOLE		0	0	5,409
AMAZON COM INC	COM	023135106	19,936	5,979	SH		SOLE		0	0	5,979
AMERICAN EXPRESS CO	COM	025816109	406	2,480	SH		SOLE		0	0	2,480
AMERICAN WTR WKS CO INC NEW	COM	030420103	271	1,434	SH		SOLE		0	0	1,434
AMGEN INC	COM	031162100	2,428	10,794	SH		SOLE		0	0	10,794
APPLE INC	COM	037833100	13,236	74,541	SH		SOLE		0	0	74,541
APTIV PLC	5.5% CNV PFD A	G6095L117	239	1,450	SH		SOLE		0	0	1,450
AT&T INC	COM	00206R102	2,312	93,970	SH		SOLE		0	0	93,970
AUTOMATIC DATA PROCESSING IN	COM	053015103	379	1,538	SH		SOLE		0	0	1,538
BARRICK GOLD CORP	COM	067901108	1,994	104,960	SH		SOLE		0	0	104,960
BECTON DICKINSON & CO	COM	075887109	305	1,212	SH		SOLE		0	0	1,212
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,034	3,459	SH		SOLE		0	0	3,459
BK OF AMERICA CORP	COM	060505104	8,131	182,764	SH		SOLE		0	0	182,764
BK OF AMERICA CORP	7.25%CNV PFD L	060505682	626	433	SH		SOLE		0	0	433
BLOOMIN BRANDS INC	COM	094235108	8,194	390,560	SH		SOLE		0	0	390,560
BOEING CO	COM	097023105	7,834	38,914	SH		SOLE		0	0	38,914
BP PLC	SPONSORED ADR	055622104	438	16,444	SH		SOLE		0	0	16,444
BRISTOL-MYERS SQUIBB CO	COM	110122108	10,906	174,910	SH		SOLE		0	0	174,910
BROADCOM INC	COM	11135F101	6,457	9,704	SH		SOLE		0	0	9,704
BROWN & BROWN INC	COM	115236101	438	6,227	SH		SOLE		0	0	6,227
CARMAX INC	COM	143130102	2,672	20,520	SH		SOLE		0	0	20,520
CATERPILLAR INC	COM	149123101	813	3,934	SH		SOLE		0	0	3,934
CELSIUS HLDGS INC	COM NEW	15118V207	1,506	20,201	SH		SOLE		0	0	20,201
CHEVRON CORP NEW	COM	166764100	814	6,938	SH		SOLE		0	0	6,938
CISCO SYS INC	COM	17275R102	662	10,449	SH		SOLE		0	0	10,449
CITIGROUP INC	COM NEW	172967424	510	8,444	SH		SOLE		0	0	8,444
CLEVELAND-CLIFFS INC NEW	COM	185899101	559	25,700	SH		SOLE		0	0	25,700
COCA COLA CO	COM	191216100	2,748	46,403	SH		SOLE		0	0	46,403
CONSTELLATION BRANDS INC	CL A	21036P108	3,425	13,649	SH		SOLE		0	0	13,649
COSTCO WHSL CORP NEW	COM	22160K105	684	1,205	SH		SOLE		0	0	1,205
CREDIT SUISSE ASSET MGMT INC	COM	224916106	34	10,000	SH		SOLE		0	0	10,000
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,554	7,590	SH		SOLE		0	0	7,590
CROWN CASTLE INTL CORP NEW	COM	22822V101	2,027	9,712	SH		SOLE		0	0	9,712
CSX CORP	COM	126408103	244	6,491	SH		SOLE		0	0	6,491
CVS HEALTH CORP	COM	126650100	1,651	16,009	SH		SOLE		0	0	16,009
DARDEN RESTAURANTS INC	COM	237194105	541	3,590	SH		SOLE		0	0	3,590
DEERE & CO	COM	244199105	1,003	2,926	SH		SOLE		0	0	2,926
DISNEY WALT CO	COM	254687106	3,521	22,731	SH		SOLE		0	0	22,731
DOW INC	COM	260557103	315	5,552	SH		SOLE		0	0	5,552
DUKE ENERGY CORP NEW	COM NEW	26441C204	212	2,017	SH		SOLE		0	0	2,017
DUPONT DE NEMOURS INC	COM	26614N102	963	11,924	SH		SOLE		0	0	11,924
ECOLAB INC	COM	278865100	623	2,655	SH		SOLE		0	0	2,655
EXXON MOBIL CORP	COM	30231G102	711	11,616	SH		SOLE		0	0	11,616
FEDERAL RLTY INVT TR	SH BEN INT NEW	313747206	225	1,650	SH		SOLE		0	0	1,650
FEDEX CORP	COM	31428X106	657	2,540	SH		SOLE		0	0	2,540
FIDELITY COVINGTON TRUST	MSCI INFO TECH I	316092808	617	4,557	SH		SOLE		0	0	4,557
FIDELITY COVINGTON TRUST	MSCI HLTH CARE I	316092600	354	5,155	SH		SOLE		0	0	5,155
FORD MTR CO DEL	COM	345370860	9,766	470,203	SH		SOLE		0	0	470,203
GENERAL ELECTRIC CO	COM NEW	369604301	7,164	75,831	SH		SOLE		0	0	75,831
GENERAL MTRS CO	COM	37045V100	782	13,342	SH		SOLE		0	0	13,342
GLAXOSMITHKLINE PLC	SPONSORED ADR	37733W105	1,403	31,821	SH		SOLE		0	0	31,821
GLOBAL X FDS	NASDAQ 100 COVER	37954Y483	232	10,460	SH		SOLE		0	0	10,460
GOLDMAN SACHS GROUP INC	COM	38141G104	3,192	8,345	SH		SOLE		0	0	8,345
HOME DEPOT INC	COM	437076102	4,917	11,848	SH		SOLE		0	0	11,848
HONEYWELL INTL INC	COM	438516106	1,524	7,309	SH		SOLE		0	0	7,309
INTERNATIONAL BUSINESS MACHS	COM	459200101	320	2,394	SH		SOLE		0	0	2,394
INTERNATIONAL PAPER CO	COM	460146103	422	8,977	SH		SOLE		0	0	8,977
INVESCO QQQ TR	UNIT SER 1	46090E103	544	1,368	SH		SOLE		0	0	1,368
ISHARES TR	NATIONAL MUN ETF	464288414	210	1,806	SH		SOLE		0	0	1,806
JOHNSON & JOHNSON	COM	478160104	302	1,763	SH		SOLE		0	0	1,763
JPMORGAN CHASE & CO	COM	46625H100	8,965	56,613	SH		SOLE		0	0	56,613
KEYCORP	COM	493267108	335	14,500	SH		SOLE		0	0	14,500
LILLY ELI & CO	COM	532457108	782	2,831	SH		SOLE		0	0	2,831
LINDE PLC	SHS	G5494J103	492	1,420	SH		SOLE		0	0	1,420
LOCKHEED MARTIN CORP	COM	539830109	3,048	8,577	SH		SOLE		0	0	8,577
LOWES COS INC	COM	548661107	444	1,716	SH		SOLE		0	0	1,716
MARVELL TECHNOLOGY INC	COM	573874104	574	6,566	SH		SOLE		0	0	6,566
MASCO CORP	COM	574599106	793	11,300	SH		SOLE		0	0	11,300
MASTERCARD INCORPORATED	CL A	57636Q104	292	813	SH		SOLE		0	0	813
MCDONALDS CORP	COM	580135101	360	1,344	SH		SOLE		0	0	1,344
MEDTRONIC PLC	SHS	G5960L103	7,359	71,138	SH		SOLE		0	0	71,138
MERCK & CO INC	COM	58933Y105	425	5,541	SH		SOLE		0	0	5,541
META PLATFORMS INC	CL A	30303M102	3,433	10,206	SH		SOLE		0	0	10,206
MICROSOFT CORP	COM	594918104	2,504	7,445	SH		SOLE		0	0	7,445
MODERNA INC	COM	60770K107	1,450	5,711	SH		SOLE		0	0	5,711
MONGODB INC	CL A	60937P106	4,117	7,777	SH		SOLE		0	0	7,777
MORGAN STANLEY	COM NEW	617446448	3,494	35,600	SH		SOLE		0	0	35,600
NETFLIX INC	COM	64110L106	1,483	2,461	SH		SOLE		0	0	2,461
NEXTERA ENERGY INC	COM	65339F101	1,147	12,285	SH		SOLE		0	0	12,285
NEXTERA ENERGY PARTNERS LP	COM UNIT PART IN	65341B106	227	2,690	SH		SOLE		0	0	2,690
NIKE INC	CL B	654106103	2,386	14,317	SH		SOLE		0	0	14,317
NVIDIA CORPORATION	COM	67066G104	10,633	36,152	SH		SOLE		0	0	36,152
ORACLE CORP	COM	68389X105	896	10,278	SH		SOLE		0	0	10,278
PALO ALTO NETWORKS INC	COM	697435105	1,504	2,702	SH		SOLE		0	0	2,702
PAYPAL HLDGS INC	COM	70450Y103	1,407	7,462	SH		SOLE		0	0	7,462
PEPSICO INC	COM	713448108	3,727	21,458	SH		SOLE		0	0	21,458
PFIZER INC	COM	717081103	25,523	432,224	SH		SOLE		0	0	432,224
PHILIP MORRIS INTL INC	COM	718172109	307	3,229	SH		SOLE		0	0	3,229
PPL CORP	COM	69351T106	5,936	197,465	SH		SOLE		0	0	197,465
PROCTER AND GAMBLE CO	COM	742718109	784	4,795	SH		SOLE		0	0	4,795
QUALCOMM INC	COM	747525103	2,792	15,269	SH		SOLE		0	0	15,269
RACKSPACE TECHNOLOGY INC	COM	750102105	255	18,938	SH		SOLE		0	0	18,938
RAYONIER INC	COM	754907103	2,471	61,215	SH		SOLE		0	0	61,215
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	3,983	46,283	SH		SOLE		0	0	46,283
RH	COM	74967X103	2,453	4,577	SH		SOLE		0	0	4,577
ROKU INC	COM CL A	77543R102	4,119	18,048	SH		SOLE		0	0	18,048
ROSS STORES INC	COM	778296103	225	1,970	SH		SOLE		0	0	1,970
SALESFORCE COM INC	COM	79466L302	10,000	39,350	SH		SOLE		0	0	39,350
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	396	5,100	SH		SOLE		0	0	5,100
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	665	17,022	SH		SOLE		0	0	17,022
SHOPIFY INC	CL A	82509L107	457	332	SH		SOLE		0	0	332
SI-BONE INC	COM	825704109	1,207	54,325	SH		SOLE		0	0	54,325
SKYWORKS SOLUTIONS INC	COM	83088M102	3,912	25,215	SH		SOLE		0	0	25,215
SOUTHERN CO	COM	842587107	396	5,774	SH		SOLE		0	0	5,774
SOUTHWEST AIRLS CO	COM	844741108	573	13,373	SH		SOLE		0	0	13,373
SPDR GOLD TR	GOLD SHS	78463V107	474	2,770	SH		SOLE		0	0	2,770
STARBUCKS CORP	COM	855244109	2,221	18,990	SH		SOLE		0	0	18,990
TESLA INC	COM	88160R101	1,369	1,295	SH		SOLE		0	0	1,295
THE TRADE DESK INC	COM CL A	88339J105	411	4,490	SH		SOLE		0	0	4,490
TJX COS INC NEW	COM	872540109	2,614	34,429	SH		SOLE		0	0	34,429
T-MOBILE US INC	COM	872590104	611	5,265	SH		SOLE		0	0	5,265
TRUIST FINL CORP	COM	89832Q109	475	8,121	SH		SOLE		0	0	8,121
TWILIO INC	CL A	90138F102	8,861	33,649	SH		SOLE		0	0	33,649
UBER TECHNOLOGIES INC	COM	90353T100	6,718	160,222	SH		SOLE		0	0	160,222
UNDER ARMOUR INC	CL C	904311206	456	25,302	SH		SOLE		0	0	25,302
UNION PAC CORP	COM	907818108	1,920	7,621	SH		SOLE		0	0	7,621
UNITED PARCEL SERVICE INC	CL B	911312106	8,270	38,584	SH		SOLE		0	0	38,584
UNITED RENTALS INC	COM	911363109	407	1,225	SH		SOLE		0	0	1,225
UNITEDHEALTH GROUP INC	COM	91324P102	910	1,812	SH		SOLE		0	0	1,812
UNITY SOFTWARE INC	COM	91332U101	894	6,251	SH		SOLE		0	0	6,251
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	482	1,998	SH		SOLE		0	0	1,998
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	3,686	8,444	SH		SOLE		0	0	8,444
VANGUARD INTL EQUITY INDEX F	FTSE EUROPE ETF	922042874	1,855	27,179	SH		SOLE		0	0	27,179
VERIZON COMMUNICATIONS INC	COM	92343V104	13,635	262,420	SH		SOLE		0	0	262,420
VIACOMCBS INC	CL B	92556H206	1,479	49,005	SH		SOLE		0	0	49,005
VISA INC	COM CL A	92826C839	6,149	28,376	SH		SOLE		0	0	28,376
WALMART INC	COM	931142103	5,870	40,567	SH		SOLE		0	0	40,567
WASTE MGMT INC DEL	COM	94106L109	2,816	16,870	SH		SOLE		0	0	16,870
WELLS FARGO CO NEW	COM	949746101	2,505	52,203	SH		SOLE		0	0	52,203
WENDYS CO	COM	95058W100	494	20,700	SH		SOLE		0	0	20,700
WYNN RESORTS LTD	COM	983134107	3,054	35,910	SH		SOLE		0	0	35,910