Schwarz Dygos Wheeler Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	32,359	118,521	SH		SOLE		0	0	118,521
APPLE INC	Stock	037833100	22,565	165,051	SH		SOLE		0	0	165,051
ISHARES TR CORE DIVID GROWTH ETF	ETF	46434V621	12,221	256,531	SH		SOLE		0	0	256,531
ALPHABET INC CAP STK CL A	Stock	02079K305	10,541	4,837	SH		SOLE		0	0	4,837
SPROTT PHYSICAL GOLD TRUST	CEF	85207H104	10,339	729,132	SH		SOLE		0	0	729,132
ISHARES DJ SELECT DIVIDEND	ETF	464287168	9,549	81,148	SH		SOLE		0	0	81,148
UNITEDHEALTH GROUP	Stock	91324P102	7,583	14,762	SH		SOLE		0	0	14,762
VANGUARD EUROPEAN	ETF	922042874	6,372	120,649	SH		SOLE		0	0	120,649
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	5,646	213,627	SH		SOLE		0	0	213,627
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	5,477	109,342	SH		SOLE		0	0	109,342
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	ETF	25434V203	4,723	195,660	SH		SOLE		0	0	195,660
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	4,058	97,424	SH		SOLE		0	0	97,424
KAROOOOO LTD ORD SHS	Stock	Y4600W108	3,975	184,866	SH		SOLE		0	0	184,866
VIRTUS EQUITY & CONV INCM FD COM	CEF	92841M101	3,924	189,114	SH		SOLE		0	0	189,114
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	3,767	161,666	SH		SOLE		0	0	161,666
GLADSTONE LD CORP COM	REIT	376549101	3,631	163,841	SH		SOLE		0	0	163,841
ALPHABET INC CAP STK CL C	Stock	02079K107	3,443	1,574	SH		SOLE		0	0	1,574
PACER US CASH COWS 100 ETF	ETF	69374H881	3,321	77,115	SH		SOLE		0	0	77,115
MICROSOFT	Stock	594918104	3,218	12,531	SH		SOLE		0	0	12,531
COSTCO WHOLESALE CORP	Stock	22160K105	3,036	6,335	SH		SOLE		0	0	6,335
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	3,023	75,170	SH		SOLE		0	0	75,170
AVANTIS EMERGING MARKETS EQUITY ETF	ETF	025072604	2,846	54,692	SH		SOLE		0	0	54,692
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	025072802	2,555	48,420	SH		SOLE		0	0	48,420
WEYERHAEUSER CO	REIT	962166104	2,462	74,320	SH		SOLE		0	0	74,320
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	2,454	6	SH		SOLE		0	0	6
CONSUMER STAPLES SELECT SECTOR SPDR	ETF	81369Y308	2,425	33,597	SH		SOLE		0	0	33,597
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	2,416	88,945	SH		SOLE		0	0	88,945
MCDONALDS CORP COM	Stock	580135101	2,352	9,528	SH		SOLE		0	0	9,528
JOHNSON & JOHNSON COM	Stock	478160104	2,307	12,994	SH		SOLE		0	0	12,994
AVANTIS INTERNATIONAL EQUITY ETF	ETF	025072703	2,231	43,785	SH		SOLE		0	0	43,785
MAXAR TECHNOLOGIES INC COM	Stock	57778K105	2,230	85,470	SH		SOLE		0	0	85,470
HONEYWELL INTL INC	Stock	438516106	2,197	12,639	SH		SOLE		0	0	12,639
STARBUCKS CORP	Stock	855244109	2,147	28,110	SH		SOLE		0	0	28,110
JPMORGAN CHASE & CO COM	Stock	46625H100	1,908	16,945	SH		SOLE		0	0	16,945
WELLS FARGO CO NEW COM	Stock	949746101	1,852	47,274	SH		SOLE		0	0	47,274
SELECT COMFORT CORP	Stock	83125X103	1,794	57,967	SH		SOLE		0	0	57,967
SPDR GOLD ETF	CALL	78463V107	1,685	10,000	SH	Call	SOLE		0	0	10,000
CVS HEALTH CORP COM	Stock	126650100	1,676	18,083	SH		SOLE		0	0	18,083
TARGET CORP COM	Stock	87612E106	1,659	11,606	SH		SOLE		0	0	11,606
AMAZON.COM INC	Stock	023135106	1,623	15,279	SH		SOLE		0	0	15,279
CBRE GBL REAL ESTATE INC FD COM	CEF	12504G100	1,456	200,515	SH		SOLE		0	0	200,515
ENERGY SELECT SECTOR SPDR	ETF	81369Y506	1,444	20,190	SH		SOLE		0	0	20,190
PROCTER AND GAMBLE CO COM	Stock	742718109	1,424	9,906	SH		SOLE		0	0	9,906
DISNEY WALT CO COM	Stock	254687106	1,413	14,964	SH		SOLE		0	0	14,964
META PLATFORMS INC CL A	Stock	30303M102	1,397	8,663	SH		SOLE		0	0	8,663
VISA INC	Stock	92826C839	1,397	7,093	SH		SOLE		0	0	7,093
TELLURIAN INC NEW COM	Stock	87968A104	1,192	400,000	SH		SOLE		0	0	400,000
HOME DEPOT	Stock	437076102	1,182	4,309	SH		SOLE		0	0	4,309
VERIZON COMMUNICATIONS	Stock	92343V104	1,176	23,167	SH		SOLE		0	0	23,167
PHILIP MORRIS INTL INC	Stock	718172109	1,158	11,732	SH		SOLE		0	0	11,732
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	1,081	50,435	SH		SOLE		0	0	50,435
MARKET VECTORS ETF TRUST AGRIBUSINESS	ETF	92189F700	1,067	12,339	SH		SOLE		0	0	12,339
NOVO-NORDISK A/S ADR ADR CMN	ADR	670100205	935	8,395	SH		SOLE		0	0	8,395
FEDEX CORP	Stock	31428X106	920	4,057	SH		SOLE		0	0	4,057
ABERDEEN ASIA PACIFIC INCOME FUND INC	CEF	003009107	901	308,514	SH		SOLE		0	0	308,514
GENERAL MLS INC COM	Stock	370334104	882	11,686	SH		SOLE		0	0	11,686
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	865	12,660	SH		SOLE		0	0	12,660
MEDTRONIC PLC SHS	Stock	G5960L103	838	9,333	SH		SOLE		0	0	9,333
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	747	16,618	SH		SOLE		0	0	16,618
3M CO COM	Stock	88579Y101	694	5,364	SH		SOLE		0	0	5,364
WINMARK CORP COM	Stock	974250102	650	3,325	SH		SOLE		0	0	3,325
ENTERPRISE PRODS PARTNERS L P	Stock	293792107	632	25,949	SH		SOLE		0	0	25,949
AMERICAN TOWER CORP	REIT	03027X100	627	2,455	SH		SOLE		0	0	2,455
DOUBLELINE INCOME SOLUTIONS FUND	CEF	258622109	615	50,712	SH		SOLE		0	0	50,712
AUTOZONE INC COM	Stock	053332102	565	263	SH		SOLE		0	0	263
BLACKROCK FLOATING RATE INCOME STRATEGIES FD INC	CEF	09255X100	561	49,293	SH		SOLE		0	0	49,293
SPDR GOLD ETF	ETF	78463V107	561	3,328	SH		SOLE		0	0	3,328
ABBVIE INC COM	Stock	00287Y109	560	3,656	SH		SOLE		0	0	3,656
ISHARES CORE MSCI EMERGING MKTS	ETF	46434G103	556	11,337	SH		SOLE		0	0	11,337
BOEING CO COM	Stock	097023105	538	3,937	SH		SOLE		0	0	3,937
ISHARES S&P 500 INDEX	ETF	464287200	487	1,283	SH		SOLE		0	0	1,283
EQUINOR ASA SPONSORED ADR	ADR	29446M102	481	13,850	SH		SOLE		0	0	13,850
CONSTELLATION BRANDS INC CL A	Stock	21036P108	480	2,058	SH		SOLE		0	0	2,058
UNION PAC CORP COM	Stock	907818108	477	2,237	SH		SOLE		0	0	2,237
PRICELINE.COM INC	Stock	09857L108	476	272	SH		SOLE		0	0	272
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	472	8,656	SH		SOLE		0	0	8,656
KKR & CO LP	Stock	48251W104	469	10,130	SH		SOLE		0	0	10,130
EXXON MOBIL CORP COM	Stock	30231G102	450	5,250	SH		SOLE		0	0	5,250
AIRBNB INC COM CL A	Stock	009066101	445	4,992	SH		SOLE		0	0	4,992
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	431	5,733	SH		SOLE		0	0	5,733
COMCAST CORP NEW CL A	Stock	20030N101	426	10,864	SH		SOLE		0	0	10,864
WARNER BROS DISCOVERY INC COM SER A	Stock	934423104	425	31,703	SH		SOLE		0	0	31,703
COCA COLA CO COM	Stock	191216100	415	6,597	SH		SOLE		0	0	6,597
ALLISON TRANSMISSION HLDGS INC COM	Stock	01973R101	383	9,966	SH		SOLE		0	0	9,966
MASTERCARD INC	Stock	57636Q104	372	1,178	SH		SOLE		0	0	1,178
PACER TRENDPILOT US BOND ETF	ETF	69374H642	350	16,300	SH		SOLE		0	0	16,300
SPDR S&P 500 ETF	ETF	78462F103	350	927	SH		SOLE		0	0	927
CAPITAL ONE FINANCIAL CORP	Stock	14040H105	348	3,336	SH		SOLE		0	0	3,336
BP PLC SPONSORED ADR	ADR	055622104	346	12,201	SH		SOLE		0	0	12,201
CONOCOPHILLIPS COM	Stock	20825C104	340	3,788	SH		SOLE		0	0	3,788
KINDER MORGAN INC	Stock	49456B101	337	20,130	SH		SOLE		0	0	20,130
CISCO SYS INC	Stock	17275R102	332	7,789	SH		SOLE		0	0	7,789
PRUDENTIAL FINL INC COM	Stock	744320102	329	3,440	SH		SOLE		0	0	3,440
AVANTIS U.S. EQUITY ETF	ETF	025072885	327	5,021	SH		SOLE		0	0	5,021
NEXTDECADE CORP COM	Stock	65342K105	311	70,000	SH		SOLE		0	0	70,000
NORFOLK SOUTHERN CRP	Stock	655844108	308	1,355	SH		SOLE		0	0	1,355
GOLDMAN SACHS GROUP INC	Stock	38141G104	308	1,036	SH		SOLE		0	0	1,036
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	307	6,207	SH		SOLE		0	0	6,207
INTEL CORP COM	Stock	458140100	301	8,049	SH		SOLE		0	0	8,049
ORACLE CORPORATION	Stock	68389X105	281	4,015	SH		SOLE		0	0	4,015
SPDR SER TR S&P DIVID ETF	ETF	78464A763	267	2,250	SH		SOLE		0	0	2,250
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	264	5,452	SH		SOLE		0	0	5,452
MONDELEZ INTL INC CL A	Stock	609207105	264	4,253	SH		SOLE		0	0	4,253
TEMPUR PEDIC INTL INC	CALL	88023U101	256	12,000	SH	Call	SOLE		0	0	12,000
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	254	1,345	SH		SOLE		0	0	1,345
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN	Stock	01881G106	253	6,095	SH		SOLE		0	0	6,095
II-VI INC COM	Stock	902104108	250	4,900	SH		SOLE		0	0	4,900
PALO ALTO NETWORKS INC COM	Stock	697435105	247	500	SH		SOLE		0	0	500
TRACTOR SUPPLY CO	Stock	892356106	243	1,253	SH		SOLE		0	0	1,253
FRANKLIN RESOURCES INC COM	Stock	354613101	240	10,295	SH		SOLE		0	0	10,295
NUVEEN SELECT MAT MUN FD SH BEN INT	CEF	67061T101	240	26,100	SH		SOLE		0	0	26,100
DOMINOS PIZZA INC	Stock	25754A201	234	600	SH		SOLE		0	0	600
DOLLAR GEN CORP NEW COM	Stock	256677105	227	923	SH		SOLE		0	0	923
NIKE INC CLASS B	Stock	654106103	223	2,178	SH		SOLE		0	0	2,178
NATIONAL FUEL GAS CO COM	Stock	636180101	221	3,340	SH		SOLE		0	0	3,340
HEALTH CARE SELECT SECTOR SPDR	ETF	81369Y209	214	1,670	SH		SOLE		0	0	1,670
INTL BUSINESS MACHINES	Stock	459200101	211	1,491	SH		SOLE		0	0	1,491
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	210	4,585	SH		SOLE		0	0	4,585
TESLA MOTORS INC	Stock	88160R101	209	310	SH		SOLE		0	0	310
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN	Stock	65341B106	208	2,800	SH		SOLE		0	0	2,800
MCKESSON CORP	Stock	58155Q103	206	630	SH		SOLE		0	0	630
PELOTON INTERACTIVE INC CL A COM	Stock	70614W100	167	18,175	SH		SOLE		0	0	18,175
SPROTT PHYSICAL SILVER	CEF	85207K107	164	23,800	SH		SOLE		0	0	23,800
FIDELITY GROWTH OPPORTUNITIES ETF	ETF	316092337	138	10,617	SH		SOLE		0	0	10,617
FORD MOTOR COMPANY	Stock	345370860	125	11,249	SH		SOLE		0	0	11,249
PALANTIR TECHNOLOGIES INC CL A	Stock	69608A108	118	13,005	SH		SOLE		0	0	13,005
TEMPUR PEDIC INTL INC	CALL	88023U101	96	4,500	SH	Call	SOLE		0	0	4,500
TEMPUR PEDIC INTL INC	Stock	88023U101	64	3,000	SH		SOLE		0	0	3,000
BOXED INC COM	Stock	103174108	30	16,057	SH		SOLE		0	0	16,057