Schwarz Dygos Wheeler Investment Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	31,502	117,974	SH		SOLE		0	0	117,974
APPLE INC	Stock	037833100	21,142	152,987	SH		SOLE		0	0	152,987
ISHARES TR CORE DIVID GROWTH ETF	ETF	46434V621	11,498	258,547	SH		SOLE		0	0	258,547
SPROTT PHYSICAL GOLD TRUST	CEF	85207H104	9,271	724,320	SH		SOLE		0	0	724,320
ALPHABET INC CAP STK CL A	Stock	02079K305	8,851	92,532	SH		SOLE		0	0	92,532
ISHARES DJ SELECT DIVIDEND	ETF	464287168	8,811	82,177	SH		SOLE		0	0	82,177
UNITEDHEALTH GROUP	Stock	91324P102	7,455	14,760	SH		SOLE		0	0	14,760
VANGUARD EUROPEAN	ETF	922042874	5,569	120,677	SH		SOLE		0	0	120,677
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	5,444	216,478	SH		SOLE		0	0	216,478
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF	ETF	25434V203	4,637	214,955	SH		SOLE		0	0	214,955
KAROOOOO LTD ORD SHS	Stock	Y4600W108	4,375	183,934	SH		SOLE		0	0	183,934
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	4,121	82,150	SH		SOLE		0	0	82,150
VIRTUS EQUITY & CONV INCM FD COM	CEF	92841M101	3,827	188,407	SH		SOLE		0	0	188,407
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	3,590	98,393	SH		SOLE		0	0	98,393
DIMENSIONAL US CORE EQUITY 2 ETF	ETF	25434V708	3,500	157,396	SH		SOLE		0	0	157,396
PACER US CASH COWS 100 ETF	ETF	69374H881	3,190	77,759	SH		SOLE		0	0	77,759
ALPHABET INC CAP STK CL C	Stock	02079K107	2,986	31,060	SH		SOLE		0	0	31,060
COSTCO WHOLESALE CORP	Stock	22160K105	2,904	6,148	SH		SOLE		0	0	6,148
MICROSOFT	Stock	594918104	2,902	12,461	SH		SOLE		0	0	12,461
GLADSTONE LD CORP COM	REIT	376549101	2,865	158,279	SH		SOLE		0	0	158,279
AVANTIS EMERGING MARKETS EQUITY ETF	ETF	025072604	2,833	61,686	SH		SOLE		0	0	61,686
DIMENSIONAL U.S. TARGETED VALUE ETF	ETF	25434V609	2,607	66,905	SH		SOLE		0	0	66,905
AVANTIS INTERNATIONAL SMALL CAP VALUE ETF	ETF	025072802	2,353	49,546	SH		SOLE		0	0	49,546
STARBUCKS CORP	Stock	855244109	2,344	27,814	SH		SOLE		0	0	27,814
CONSUMER STAPLES SELECT SECTOR SPDR	ETF	81369Y308	2,241	33,587	SH		SOLE		0	0	33,587
AVANTIS INTERNATIONAL EQUITY ETF	ETF	025072703	2,236	49,007	SH		SOLE		0	0	49,007
MCDONALDS CORP COM	Stock	580135101	2,166	9,388	SH		SOLE		0	0	9,388
WEYERHAEUSER CO	REIT	962166104	2,124	74,380	SH		SOLE		0	0	74,380
HONEYWELL INTL INC	Stock	438516106	2,110	12,639	SH		SOLE		0	0	12,639
JOHNSON & JOHNSON COM	Stock	478160104	2,102	12,865	SH		SOLE		0	0	12,865
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	2,032	5	SH		SOLE		0	0	5
ISHARES INTERNATIONAL SELECT DIVIDEND ETF	ETF	464288448	2,015	89,428	SH		SOLE		0	0	89,428
WELLS FARGO CO NEW COM	Stock	949746101	1,907	47,420	SH		SOLE		0	0	47,420
SELECT COMFORT CORP	Stock	83125X103	1,880	55,592	SH		SOLE		0	0	55,592
JPMORGAN CHASE & CO COM	Stock	46625H100	1,772	16,957	SH		SOLE		0	0	16,957
AMAZON.COM INC	Stock	023135106	1,766	15,630	SH		SOLE		0	0	15,630
CVS HEALTH CORP COM	Stock	126650100	1,746	18,312	SH		SOLE		0	0	18,312
TARGET CORP COM	Stock	87612E106	1,729	11,510	SH		SOLE		0	0	11,510
DISNEY WALT CO COM	Stock	254687106	1,392	14,754	SH		SOLE		0	0	14,754
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	1,308	19,771	SH		SOLE		0	0	19,771
VISA INC	Stock	92826C839	1,260	7,093	SH		SOLE		0	0	7,093
PROCTER AND GAMBLE CO COM	Stock	742718109	1,227	9,715	SH		SOLE		0	0	9,715
CBRE GBL REAL ESTATE INC FD COM	CEF	12504G100	1,187	205,725	SH		SOLE		0	0	205,725
HOME DEPOT	Stock	437076102	1,160	4,203	SH		SOLE		0	0	4,203
MAXAR TECHNOLOGIES INC COM	Stock	57778K105	1,132	60,470	SH		SOLE		0	0	60,470
META PLATFORMS INC CL A	Stock	30303M102	1,109	8,175	SH		SOLE		0	0	8,175
MARKET VECTORS ETF TRUST AGRIBUSINESS	ETF	92189F700	996	12,339	SH		SOLE		0	0	12,339
VERIZON COMMUNICATIONS	Stock	92343V104	987	25,986	SH		SOLE		0	0	25,986
PHILIP MORRIS INTL INC	Stock	718172109	977	11,770	SH		SOLE		0	0	11,770
GENERAL MLS INC COM	Stock	370334104	895	11,686	SH		SOLE		0	0	11,686
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	885	46,846	SH		SOLE		0	0	46,846
NOVO-NORDISK A/S ADR ADR CMN	ADR	670100205	846	8,495	SH		SOLE		0	0	8,495
ABERDEEN ASIA PACIFIC INCOME FUND INC	CEF	003009107	800	317,274	SH		SOLE		0	0	317,274
MEDTRONIC PLC SHS	Stock	G5960L103	738	9,138	SH		SOLE		0	0	9,138
WINMARK CORP COM	Stock	974250102	719	3,325	SH		SOLE		0	0	3,325
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	694	17,558	SH		SOLE		0	0	17,558
ENTERPRISE PRODS PARTNERS L P	Stock	293792107	617	25,949	SH		SOLE		0	0	25,949
FEDEX CORP	Stock	31428X106	598	4,024	SH		SOLE		0	0	4,024
DOUBLELINE INCOME SOLUTIONS FUND	CEF	258622109	597	55,281	SH		SOLE		0	0	55,281
AUTOZONE INC COM	Stock	053332102	563	263	SH		SOLE		0	0	263
AVANTIS U.S. EQUITY ETF	ETF	025072885	546	8,753	SH		SOLE		0	0	8,753
BLACKROCK FLOATING RATE INCOME STRATEGIES FD INC	CEF	09255X100	544	49,433	SH		SOLE		0	0	49,433
AIRBNB INC COM CL A	Stock	009066101	540	5,137	SH		SOLE		0	0	5,137
3M CO COM	Stock	88579Y101	536	4,850	SH		SOLE		0	0	4,850
AMERICAN TOWER CORP	REIT	03027X100	527	2,455	SH		SOLE		0	0	2,455
SPDR GOLD ETF	ETF	78463V107	515	3,328	SH		SOLE		0	0	3,328
ISHARES CORE MSCI EMERGING MKTS	ETF	46434G103	510	11,873	SH		SOLE		0	0	11,873
CONSTELLATION BRANDS INC CL A	Stock	21036P108	490	2,133	SH		SOLE		0	0	2,133
KKR & CO LP	Stock	48251W104	479	11,132	SH		SOLE		0	0	11,132
BOEING CO COM	Stock	097023105	478	3,949	SH		SOLE		0	0	3,949
ABBVIE INC COM	Stock	00287Y109	460	3,428	SH		SOLE		0	0	3,428
EXXON MOBIL CORP COM	Stock	30231G102	453	5,185	SH		SOLE		0	0	5,185
SPROTT PHYSICAL SILVER	CEF	85207K107	448	67,742	SH		SOLE		0	0	67,742
BOOKING HOLDINGS INC COM	Stock	09857L108	447	272	SH		SOLE		0	0	272
UNION PAC CORP COM	Stock	907818108	439	2,254	SH		SOLE		0	0	2,254
MOLSON COORS BEVERAGE CO CL B	Stock	60871R209	411	8,556	SH		SOLE		0	0	8,556
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	409	5,733	SH		SOLE		0	0	5,733
TEMPUR PEDIC INTL INC	CALL	88023U101	398	16,500	SH	Call	SOLE		0	0	16,500
ISHARES S&P 500 INDEX	ETF	464287200	394	1,098	SH		SOLE		0	0	1,098
CONOCOPHILLIPS COM	Stock	20825C104	388	3,790	SH		SOLE		0	0	3,790
EQUINOR ASA SPONSORED ADR	ADR	29446M102	376	11,350	SH		SOLE		0	0	11,350
COCA COLA CO COM	Stock	191216100	370	6,597	SH		SOLE		0	0	6,597
SPDR S&P 500 ETF	ETF	78462F103	346	969	SH		SOLE		0	0	969
ALLISON TRANSMISSION HLDGS INC COM	Stock	01973R101	339	10,028	SH		SOLE		0	0	10,028
BP PLC SPONSORED ADR	ADR	055622104	337	11,801	SH		SOLE		0	0	11,801
KINDER MORGAN INC	Stock	49456B101	335	20,130	SH		SOLE		0	0	20,130
MASTERCARD INC	Stock	57636Q104	329	1,158	SH		SOLE		0	0	1,158
CAPITAL ONE FINANCIAL CORP	Stock	14040H105	307	3,336	SH		SOLE		0	0	3,336
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	298	1,661	SH		SOLE		0	0	1,661
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	296	6,207	SH		SOLE		0	0	6,207
PRUDENTIAL FINL INC COM	Stock	744320102	295	3,440	SH		SOLE		0	0	3,440
CISCO SYS INC	Stock	17275R102	295	7,365	SH		SOLE		0	0	7,365
TEMPUR PEDIC INTL INC	Stock	88023U101	292	12,100	SH		SOLE		0	0	12,100
GOLDMAN SACHS GROUP INC	Stock	38141G104	288	982	SH		SOLE		0	0	982
NORFOLK SOUTHERN CRP	Stock	655844108	284	1,355	SH		SOLE		0	0	1,355
APOLLO GLOBAL MGMT INC COM	Stock	03769M106	254	5,452	SH		SOLE		0	0	5,452
PALO ALTO NETWORKS INC COM	Stock	697435105	246	1,500	SH		SOLE		0	0	1,500
ORACLE CORPORATION	Stock	68389X105	245	4,015	SH		SOLE		0	0	4,015
TESLA MOTORS INC	Stock	88160R101	242	913	SH		SOLE		0	0	913
MONDELEZ INTL INC CL A	Stock	609207105	233	4,253	SH		SOLE		0	0	4,253
TRACTOR SUPPLY CO	Stock	892356106	233	1,253	SH		SOLE		0	0	1,253
NUVEEN SELECT MAT MUN FD SH BEN INT	CEF	67061T101	231	26,100	SH		SOLE		0	0	26,100
PAYPAL HLDGS INC COM	Stock	70450Y103	223	2,592	SH		SOLE		0	0	2,592
FRANKLIN RESOURCES INC COM	Stock	354613101	222	10,295	SH		SOLE		0	0	10,295
DOLLAR GEN CORP NEW COM	Stock	256677105	221	923	SH		SOLE		0	0	923
MCKESSON CORP	Stock	58155Q103	214	630	SH		SOLE		0	0	630
ALLIANCEBERNSTEIN HLDG L P UNIT LTD PARTN	Stock	01881G106	214	6,095	SH		SOLE		0	0	6,095
INTEL CORP COM	Stock	458140100	213	8,252	SH		SOLE		0	0	8,252
LIBERTY MEDIA CORP DEL COM A BRAVES GRP	Stock	531229706	210	7,475	SH		SOLE		0	0	7,475
NATIONAL FUEL GAS CO COM	Stock	636180101	206	3,340	SH		SOLE		0	0	3,340
NEXTERA ENERGY PARTNERS LP COM UNIT PART IN	Stock	65341B106	202	2,800	SH		SOLE		0	0	2,800
HEALTH CARE SELECT SECTOR SPDR	ETF	81369Y209	202	1,670	SH		SOLE		0	0	1,670
FIDELITY GROWTH OPPORTUNITIES ETF	ETF	316092337	135	10,617	SH		SOLE		0	0	10,617
FORD MOTOR COMPANY	Stock	345370860	129	11,561	SH		SOLE		0	0	11,561
PALANTIR TECHNOLOGIES INC CL A	Stock	69608A108	102	12,505	SH		SOLE		0	0	12,505
BRIGHT HEALTH GROUP INC COM	Stock	10920V107	26	24,501	SH		SOLE		0	0	24,501
BOXED INC COM	Stock	103174108	15	16,057	SH		SOLE		0	0	16,057