JNB Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Stock	002824100	7,300	92,514	SH		SOLE		0	0	92,514
ABBVIE INC COM	Stock	00287Y109	235	3,086	SH		SOLE		0	0	3,086
ALERIAN MLP ETF	ETF	00162Q866	49	14,395	SH		SOLE		0	0	14,395
ALIBABA GROUP HLDG LTD SPONSORED ADS	ADR	01609W102	324	1,669	SH		SOLE		0	0	1,669
ALLSTATE CORP COM	Stock	020002101	5,554	60,557	SH		SOLE		0	0	60,557
ALPHABET INC CAP STK CL A	Stock	02079K305	591	509	SH		SOLE		0	0	509
ALPHABET INC CAP STK CL C	Stock	02079K107	476	410	SH		SOLE		0	0	410
AMAZON COM INC COM	Stock	023135106	561	288	SH		SOLE		0	0	288
AMERICAN ELEC PWR CO INC COM	Stock	025537101	2,342	29,288	SH		SOLE		0	0	29,288
APPLE INC COM	Stock	037833100	8,914	35,054	SH		SOLE		0	0	35,054
ARES CAPITAL CORP COM	CEF	04010L103	2,560	237,481	SH		SOLE		0	0	237,481
AT&T INC COM	Stock	00206R102	4,417	151,558	SH		SOLE		0	0	151,558
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	314	2,301	SH		SOLE		0	0	2,301
BAIN CAP SPECIALTY FIN INC COM	CEF	05684B107	144	15,548	SH		SOLE		0	0	15,548
BANK MONTREAL COM	Stock	063671101	1,073	21,358	SH		SOLE		0	0	21,358
BAXTER INTL INC COM	Stock	071813109	2,441	30,066	SH		SOLE		0	0	30,066
BECTON DICKINSON & CO COM	Stock	075887109	2,361	10,278	SH		SOLE		0	0	10,278
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	544	2	SH		SOLE		0	0	2
BK OF AMERICA CORP COM	Stock	060505104	683	32,196	SH		SOLE		0	0	32,196
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	272	4,891	SH		SOLE		0	0	4,891
CAPITAL ONE FINL CORP COM	Stock	14040H105	935	18,546	SH		SOLE		0	0	18,546
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	4,346	43,234	SH		SOLE		0	0	43,234
CHEVRON CORP NEW COM	Stock	166764100	1,563	21,573	SH		SOLE		0	0	21,573
CHURCH & DWIGHT INC COM	Stock	171340102	6,069	94,571	SH		SOLE		0	0	94,571
CISCO SYS INC COM	Stock	17275R102	3,564	90,680	SH		SOLE		0	0	90,680
COCA COLA CO COM	Stock	191216100	229	5,194	SH		SOLE		0	0	5,194
COLGATE PALMOLIVE CO COM	Stock	194162103	1,496	22,554	SH		SOLE		0	0	22,554
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND	ETF	81369Y852	3,734	84,406	SH		SOLE		0	0	84,406
CONOCOPHILLIPS COM	Stock	20825C104	1,744	56,651	SH		SOLE		0	0	56,651
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	6,365	64,897	SH		SOLE		0	0	64,897
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	1,341	24,627	SH		SOLE		0	0	24,627
COVANTA HLDG CORP COM	Stock	22282E102	2	296	SH		SOLE		0	0	296
CVS HEALTH CORP COM	Stock	126650100	1,152	19,416	SH		SOLE		0	0	19,416
DANAHER CORPORATION COM	Stock	235851102	4,483	32,389	SH		SOLE		0	0	32,389
DEERE & CO COM	Stock	244199105	1,399	10,132	SH		SOLE		0	0	10,132
DIAGEO P L C SPON ADR NEW	ADR	25243Q205	896	7,052	SH		SOLE		0	0	7,052
DISNEY WALT CO COM DISNEY	Stock	254687106	5,919	61,279	SH		SOLE		0	0	61,279
DOLLAR GEN CORP NEW COM	Stock	256677105	210	1,395	SH		SOLE		0	0	1,395
DTE ENERGY CO COM	Stock	233331107	1,697	17,873	SH		SOLE		0	0	17,873
EATON VANCE TAX MNGED BUY WRIT COM	CEF	27828X100	213	17,547	SH		SOLE		0	0	17,547
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	454	15,654	SH		SOLE		0	0	15,654
EVOLUS INC COM	Stock	30052C107	46	11,110	SH		SOLE		0	0	11,110
EXXON MOBIL CORP COM	Stock	30231G102	1,390	36,616	SH		SOLE		0	0	36,616
FACEBOOK INC CL A	Stock	30303M102	299	1,793	SH		SOLE		0	0	1,793
FIFTH THIRD BANCORP COM	Stock	316773100	1,062	71,560	SH		SOLE		0	0	71,560
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	2,957	142,041	SH		SOLE		0	0	142,041
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	5,183	63,001	SH		SOLE		0	0	63,001
FISERV INC COM	Stock	337738108	6,707	70,609	SH		SOLE		0	0	70,609
FORTIVE CORP COM	Stock	34959J108	1,398	25,338	SH		SOLE		0	0	25,338
GENERAL ELECTRIC CO COM	Stock	369604103	107	13,493	SH		SOLE		0	0	13,493
GOLDMAN SACHS ACCESS INFLATION PROTECTED USD BOND ETF	ETF	381430362	1,146	11,732	SH		SOLE		0	0	11,732
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	10,461	118,107	SH		SOLE		0	0	118,107
HOME DEPOT INC COM	Stock	437076102	2,078	11,133	SH		SOLE		0	0	11,133
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	1,275	21,619	SH		SOLE		0	0	21,619
INTEL CORP COM	Stock	458140100	4,417	81,627	SH		SOLE		0	0	81,627
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	217	1,959	SH		SOLE		0	0	1,959
ISHARES CMBS ETF	ETF	46429B366	1,065	19,838	SH		SOLE		0	0	19,838
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	3,748	52,385	SH		SOLE		0	0	52,385
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,040	20,857	SH		SOLE		0	0	20,857
ISHARES CORE S&P 500 ETF	ETF	464287200	4,199	16,251	SH		SOLE		0	0	16,251
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	293	2,545	SH		SOLE		0	0	2,545
ISHARES EDGE MSCI MIN VOL GLOBAL ETF	ETF	464286525	457	5,697	SH		SOLE		0	0	5,697
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF	ETF	46434VBK5	219	8,894	SH		SOLE		0	0	8,894
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	238	3,093	SH		SOLE		0	0	3,093
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF	ETF	464288612	16,115	140,472	SH		SOLE		0	0	140,472
ISHARES MSCI ACWI EX US INDEX FUND	ETF	464288240	830	22,071	SH		SOLE		0	0	22,071
ISHARES MSCI ACWI INDEX FUND	ETF	464288257	225	3,605	SH		SOLE		0	0	3,605
ISHARES MSCI EAFE ETF	ETF	464287465	956	17,887	SH		SOLE		0	0	17,887
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	657	18,413	SH		SOLE		0	0	18,413
ISHARES MSCI SWITZERLAND ETF	ETF	464286749	218	6,193	SH		SOLE		0	0	6,193
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	236	2,154	SH		SOLE		0	0	2,154
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	2,034	18,000	SH		SOLE		0	0	18,000
ISHARES RUSSELL 1000 ETF	ETF	464287622	892	6,308	SH		SOLE		0	0	6,308
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	4,517	29,985	SH		SOLE		0	0	29,985
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	2,001	20,182	SH		SOLE		0	0	20,182
ISHARES RUSSELL 2000 ETF	ETF	464287655	351	3,074	SH		SOLE		0	0	3,074
ISHARES RUSSELL 3000 ETF	ETF	464287689	736	4,967	SH		SOLE		0	0	4,967
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	514	11,908	SH		SOLE		0	0	11,908
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	218	1,794	SH		SOLE		0	0	1,794
ISHARES S&P 500 GROWTH ETF	ETF	464287309	11,170	67,680	SH		SOLE		0	0	67,680
ISHARES S&P 500 VALUE ETF	ETF	464287408	6,373	66,222	SH		SOLE		0	0	66,222
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	694	3,889	SH		SOLE		0	0	3,889
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	357	3,261	SH		SOLE		0	0	3,261
ISHARES S&P MIDCAP FUND	ETF	464287507	2,111	14,678	SH		SOLE		0	0	14,678
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	266	1,933	SH		SOLE		0	0	1,933
ISHARES S&P SMALL-CAP FUND	ETF	464287804	1,889	33,675	SH		SOLE		0	0	33,675
ISHARES SHORT MATURITY BOND ETF	ETF	46431W507	983	20,284	SH		SOLE		0	0	20,284
ISHARES SHORT MATURITY MUNICIPAL BOND ETF	ETF	46431W838	2,025	40,699	SH		SOLE		0	0	40,699
ISHARES SHORT-TERM CORPORATE BOND ETF	ETF	464288646	544	10,405	SH		SOLE		0	0	10,405
JOHNSON & JOHNSON COM	Stock	478160104	765	5,838	SH		SOLE		0	0	5,838
JPMORGAN CHASE & CO COM	Stock	46625H100	3,685	40,939	SH		SOLE		0	0	40,939
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF	ETF	46641Q878	292	6,591	SH		SOLE		0	0	6,591
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	1,131	22,774	SH		SOLE		0	0	22,774
KLA CORPORATION COM NEW	Stock	482480100	237	1,653	SH		SOLE		0	0	1,653
LOWES COS INC COM	Stock	548661107	4,585	53,291	SH		SOLE		0	0	53,291
M & T BK CORP COM	Stock	55261F104	1,367	13,217	SH		SOLE		0	0	13,217
MASTERCARD INC CL A	Stock	57636Q104	236	979	SH		SOLE		0	0	979
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	3,392	75,321	SH		SOLE		0	0	75,321
MCDONALDS CORP COM	Stock	580135101	2,939	17,780	SH		SOLE		0	0	17,780
MERCK & CO. INC COM	Stock	58933Y105	2,231	29,007	SH		SOLE		0	0	29,007
MICROSOFT CORP COM	Stock	594918104	8,007	50,775	SH		SOLE		0	0	50,775
MONDELEZ INTL INC CL A	Stock	609207105	418	8,353	SH		SOLE		0	0	8,353
NEXTERA ENERGY INC COM	Stock	65339F101	207	862	SH		SOLE		0	0	862
NORTHROP GRUMMAN CORP COM	Stock	666807102	2,760	9,123	SH		SOLE		0	0	9,123
NOVARTIS A G SPONSORED ADR	ADR	66987V109	1,223	14,845	SH		SOLE		0	0	14,845
NVIDIA CORP COM	Stock	67066G104	7,456	28,289	SH		SOLE		0	0	28,289
OWL ROCK CAPITAL CORPORATION COM	CEF	69121K104	969	84,020	SH		SOLE		0	0	84,020
PEPSICO INC COM	Stock	713448108	458	3,820	SH		SOLE		0	0	3,820
PFIZER INC COM	Stock	717081103	2,115	64,813	SH		SOLE		0	0	64,813
PROCTER & GAMBLE CO COM	Stock	742718109	2,411	21,919	SH		SOLE		0	0	21,919
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	2,954	31,316	SH		SOLE		0	0	31,316
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	2,581	83,262	SH		SOLE		0	0	83,262
REGENERON PHARMACEUTICALS COM	Stock	75886F107	323	662	SH		SOLE		0	0	662
ROPER TECHNOLOGIES INC COM	Stock	776696106	2,802	8,988	SH		SOLE		0	0	8,988
SALESFORCE COM INC COM	Stock	79466L302	232	1,617	SH		SOLE		0	0	1,617
SPDR BLOOMBERG BARCLAYS INVESTMENT GRADE FLOATING RATE ETF	ETF	78468R200	2,525	85,908	SH		SOLE		0	0	85,908
SPDR EURO STOXX 50 ETF	ETF	78463X202	1,436	48,671	SH		SOLE		0	0	48,671
SPDR MSCI USA STRATEGICFACTORS ETF	ETF	78468R812	236	3,101	SH		SOLE		0	0	3,101
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	ETF	78468R788	406	16,531	SH		SOLE		0	0	16,531
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	552	18,263	SH		SOLE		0	0	18,263
SPDR S&P 500 ETF	ETF	78462F103	23,158	89,848	SH		SOLE		0	0	89,848
SPDR S&P BANK ETF	ETF	78464A797	339	12,605	SH		SOLE		0	0	12,605
SPDR S&P DIVIDEND ETF	ETF	78464A763	670	8,395	SH		SOLE		0	0	8,395
SPDR S&P MIDCAP 400 ETF	ETF	78467Y107	372	1,416	SH		SOLE		0	0	1,416
SPROTT PHYSICAL GOLD TRUST UNIT	CEF	85207H104	271	20,679	SH		SOLE		0	0	20,679
STARBUCKS CORP COM	Stock	855244109	307	4,673	SH		SOLE		0	0	4,673
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	6,396	79,589	SH		SOLE		0	0	79,589
TEXAS INSTRS INC COM	Stock	882508104	8,119	81,252	SH		SOLE		0	0	81,252
TRAVELERS COMPANIES INC COM	Stock	89417E109	3,198	32,191	SH		SOLE		0	0	32,191
TRUSTCO BK CORP N Y COM	Stock	898349105	323	59,882	SH		SOLE		0	0	59,882
UNILEVER N V N Y SHS NEW	ADR	904784709	2,063	42,298	SH		SOLE		0	0	42,298
UNION PAC CORP COM	Stock	907818108	6,446	45,705	SH		SOLE		0	0	45,705
US BANCORP DEL COM NEW	Stock	902973304	212	6,181	SH		SOLE		0	0	6,181
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	5,221	94,242	SH		SOLE		0	0	94,242
VALERO ENERGY CORP COM	Stock	91913Y100	2,403	52,978	SH		SOLE		0	0	52,978
VANGUARD FTSE EUROPE ETF	ETF	922042874	292	6,767	SH		SOLE		0	0	6,767
VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX	ETF	922042676	394	9,186	SH		SOLE		0	0	9,186
VANGUARD REAL ESTATE ETF	ETF	922908553	730	10,460	SH		SOLE		0	0	10,460
VANGUARD SHORT-TERM BOND INDEX FUND	ETF	921937827	711	8,657	SH		SOLE		0	0	8,657
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	273	2,365	SH		SOLE		0	0	2,365
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	4,326	50,692	SH		SOLE		0	0	50,692
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	889	21,208	SH		SOLE		0	0	21,208
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	25,230	195,719	SH		SOLE		0	0	195,719
VANGUARD U.S. MOMENTUM FACTOR ETF	ETF	921935508	326	4,833	SH		SOLE		0	0	4,833
VANGUARD U.S. VALUE FACTOR ETF	ETF	921935805	268	5,674	SH		SOLE		0	0	5,674
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	310	5,776	SH		SOLE		0	0	5,776
WALMART INC COM	Stock	931142103	5,386	47,406	SH		SOLE		0	0	47,406
WASTE MGMT INC DEL COM	Stock	94106L109	294	3,181	SH		SOLE		0	0	3,181
WELLS FARGO CO NEW PERP PFD CNV A	Convertible Preferred	949746804	501	394	SH		SOLE		0	0	394
YUM BRANDS INC COM	Stock	988498101	1,414	20,638	SH		SOLE		0	0	20,638
YUM CHINA HLDGS INC COM	Stock	98850P109	1,075	25,235	SH		SOLE		0	0	25,235