JNB Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	2,658	809	SH		SOLE		0	0	809
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF	ETF	46431W838	1,648	32,853	SH		SOLE		0	0	32,853
INVESCO QQQ TRUST	ETF	46090E103	246	687	SH		SOLE		0	0	687
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	8,089	54,175	SH		SOLE		0	0	54,175
STARBUCKS CORP COM	Stock	855244109	843	7,644	SH		SOLE		0	0	7,644
DOLLAR GEN CORP NEW COM	Stock	256677105	425	2,002	SH		SOLE		0	0	2,002
JOHNSON & JOHNSON COM	Stock	478160104	1,500	9,288	SH		SOLE		0	0	9,288
WASTE MGMT INC DEL COM	Stock	94106L109	524	3,510	SH		SOLE		0	0	3,510
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	33,164	149,346	SH		SOLE		0	0	149,345
COSTCO WHSL CORP NEW COM	Stock	22160K105	287	639	SH		SOLE		0	0	639
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	395	7,834	SH		SOLE		0	0	7,834
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	414	1,094	SH		SOLE		0	0	1,094
YUM BRANDS INC COM	Stock	988498101	1,981	16,198	SH		SOLE		0	0	16,197
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	2,815	63,329	SH		SOLE		0	0	63,329
PROCTER AND GAMBLE CO COM	Stock	742718109	2,872	20,544	SH		SOLE		0	0	20,543
COCA COLA CO COM	Stock	191216100	369	7,028	SH		SOLE		0	0	7,028
TRUIST FINL CORP COM	Stock	89832Q109	395	6,743	SH		SOLE		0	0	6,742
UNITED PARCEL SERVICE INC CL B	Stock	911312106	220	1,207	SH		SOLE		0	0	1,207
MARRIOTT INTL INC NEW CL A	Stock	571903202	349	2,356	SH		SOLE		0	0	2,356
VANGUARD REAL ESTATE ETF	ETF	922908553	838	8,235	SH		SOLE		0	0	8,235
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	430	4,483	SH		SOLE		0	0	4,482
ISHARES MSCI ACWI EX US INDEX FUND	ETF	464288240	1,594	28,768	SH		SOLE		0	0	28,767
INTEL CORP COM	Stock	458140100	3,560	66,814	SH		SOLE		0	0	66,813
MEDTRONIC PLC SHS	Stock	G5960L103	452	3,602	SH		SOLE		0	0	3,602
FORTIVE CORP COM	Stock	34959J108	1,518	21,504	SH		SOLE		0	0	21,504
NETFLIX INC COM	Stock	64110L106	673	1,102	SH		SOLE		0	0	1,102
PAYCHEX INC COM	Stock	704326107	223	1,983	SH		SOLE		0	0	1,982
SPDR MSCI USA STRATEGICFACTORS ETF	ETF	78468R812	298	2,499	SH		SOLE		0	0	2,499
SPDR DOW JONES GLOBAL REAL ESTATE ETF	ETF	78463X749	230	4,500	SH		SOLE		0	0	4,500
PROLOGIS INC. COM	REIT	74340W103	214	1,704	SH		SOLE		0	0	1,704
MERCK & CO INC COM	Stock	58933Y105	2,281	30,363	SH		SOLE		0	0	30,363
SPDR S&P 500 ETF	ETF	78462F103	40,761	94,983	SH		SOLE		0	0	94,982
MASTERCARD INCORPORATED CL A	Stock	57636Q104	4,521	13,002	SH		SOLE		0	0	13,001
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	10,284	53,317	SH		SOLE		0	0	53,317
ILLINOIS TOOL WKS INC COM	Stock	452308109	274	1,324	SH		SOLE		0	0	1,324
YUM CHINA HLDGS INC COM	Stock	98850P109	243	4,189	SH		SOLE		0	0	4,189
ALLSTATE CORP COM	Stock	020002101	6,052	47,537	SH		SOLE		0	0	47,536
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	244	1,264	SH		SOLE		0	0	1,264
ISHARES MSCI ALL COUNTRY ASIA EX JAPAN INDEX FUND	ETF	464288182	444	5,233	SH		SOLE		0	0	5,233
LIONS GATE ENTMNT CORP CL B NON VTG	Stock	535919500	196	15,045	SH		SOLE		0	0	15,045
JPMORGAN RESEARCH ENHANCED HIGH YIELD ETF	ETF	46641Q878	479	9,192	SH		SOLE		0	0	9,192
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	1,478	27,371	SH		SOLE		0	0	27,371
PEPSICO INC COM	Stock	713448108	923	6,136	SH		SOLE		0	0	6,135
HONEYWELL INTL INC COM	Stock	438516106	396	1,863	SH		SOLE		0	0	1,863
TRANE TECHNOLOGIES PLC SHS	Stock	G8994E103	207	1,197	SH		SOLE		0	0	1,197
SPDR PORTFOLIO MORTGAGE BACKED BOND ETF	ETF	78464A383	855	33,227	SH		SOLE		0	0	33,227
US BANCORP DEL COM NEW	Stock	902973304	443	7,461	SH		SOLE		0	0	7,460
HOME DEPOT INC COM	Stock	437076102	3,787	11,537	SH		SOLE		0	0	11,536
BAXTER INTL INC COM	Stock	071813109	1,487	18,486	SH		SOLE		0	0	18,486
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	421	2,105	SH		SOLE		0	0	2,105
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	581	3,627	SH		SOLE		0	0	3,627
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	11,833	92,951	SH		SOLE		0	0	92,951
SPDR GOLD SHARES	ETF	78463V107	1,642	10,000	SH		SOLE		0	0	10,000
BECTON DICKINSON & CO COM	Stock	075887109	1,547	6,292	SH		SOLE		0	0	6,292
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	25,583	93,355	SH		SOLE		0	0	93,354
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	440	6,387	SH		SOLE		0	0	6,386
SPDR PORTFOLIO S&P 400 MID CAP ETF	ETF	78464A847	573	12,421	SH		SOLE		0	0	12,421
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	6,454	127,246	SH		SOLE		0	0	127,246
AON PLC SHS CL A	Stock	G0403H108	215	752	SH		SOLE		0	0	752
NUVEEN NEW YORK AMT QLT MUNICP COM	CEF	670656107	186	13,478	SH		SOLE		0	0	13,478
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	1,726	55,235	SH		SOLE		0	0	55,235
ISHARES S&P SMALL-CAP FUND	ETF	464287804	19,936	182,577	SH		SOLE		0	0	182,576
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,554	5,694	SH		SOLE		0	0	5,694
ADOBE SYSTEMS INCORPORATED COM	Stock	00724F101	650	1,129	SH		SOLE		0	0	1,129
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND	ETF	92206C409	1,839	22,319	SH		SOLE		0	0	22,319
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	857	9,075	SH		SOLE		0	0	9,075
ALPHABET INC CAP STK CL A	Stock	02079K305	4,716	1,764	SH		SOLE		0	0	1,764
VANGUARD U.S. VALUE FACTOR ETF	ETF	921935805	502	5,074	SH		SOLE		0	0	5,074
VANGUARD U.S. MOMENTUM FACTOR ETF	ETF	921935508	625	4,863	SH		SOLE		0	0	4,863
FISERV INC COM	Stock	337738108	6,482	59,744	SH		SOLE		0	0	59,744
INTUIT COM	Stock	461202103	322	596	SH		SOLE		0	0	596
UNILEVER PLC SPON ADR NEW	ADR	904767704	1,596	29,437	SH		SOLE		0	0	29,437
COMCAST CORP NEW CL A	Stock	20030N101	840	15,015	SH		SOLE		0	0	15,015
MICROSOFT CORP COM	Stock	594918104	10,519	37,312	SH		SOLE		0	0	37,311
VALERO ENERGY CORP COM	Stock	91913Y100	3,278	46,452	SH		SOLE		0	0	46,451
CVS HEALTH CORP COM	Stock	126650100	381	4,496	SH		SOLE		0	0	4,495
DTE ENERGY CO COM	Stock	233331107	915	8,190	SH		SOLE		0	0	8,190
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	285	20,679	SH		SOLE		0	0	20,679
VANGUARD U.S. MINIMUM VOLATILITY ETF	ETF	921935409	276	2,827	SH		SOLE		0	0	2,827
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND	ETF	81369Y852	4,815	60,101	SH		SOLE		0	0	60,101
TILRAY INC COM CL 2	Stock	88688T100	292	25,905	SH		SOLE		0	0	25,905
AMERIPRISE FINL INC COM	Stock	03076C106	1,345	5,093	SH		SOLE		0	0	5,093
ARES CAPITAL CORP COM	CEF	04010L103	7,352	361,638	SH		SOLE		0	0	361,638
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	1,646	4	SH		SOLE		0	0	4
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	3,167	14,483	SH		SOLE		0	0	14,483
VANGUARD MID-CAP INDEX FUND	ETF	922908629	12,340	52,118	SH		SOLE		0	0	52,118
NEXTERA ENERGY INC COM	Stock	65339F101	495	6,303	SH		SOLE		0	0	6,303
NIKE INC CL B	Stock	654106103	353	2,430	SH		SOLE		0	0	2,430
ALIGN TECHNOLOGY INC COM	Stock	016255101	230	346	SH		SOLE		0	0	346
TESLA INC COM	Stock	88160R101	634	818	SH		SOLE		0	0	818
MSCI INC COM	Stock	55354G100	218	358	SH		SOLE		0	0	358
BAIN CAP SPECIALTY FIN INC COM STK	CEF	05684B107	362	24,384	SH		SOLE		0	0	24,384
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	5,015	133,614	SH		SOLE		0	0	133,614
GOLDMAN SACHS ACCESS INFLATION PROTECTED USD BOND ETF	ETF	381430362	699	12,106	SH		SOLE		0	0	12,106
ALERIAN MLP ETF	ETF	00162Q452	792	23,767	SH		SOLE		0	0	23,766
VANGUARD FTSE EUROPE ETF	ETF	922042874	483	7,368	SH		SOLE		0	0	7,367
WALGREENS BOOTS ALLIANCE INC COM	Stock	931427108	231	4,909	SH		SOLE		0	0	4,909
HANESBRANDS INC COM	Stock	410345102	189	10,994	SH		SOLE		0	0	10,994
VANGUARD S&P 500 ETF	ETF	922908363	1,169	2,964	SH		SOLE		0	0	2,964
BROWN FORMAN CORP CL A	Stock	115637100	248	3,950	SH		SOLE		0	0	3,950
FIFTH THIRD BANCORP COM	Stock	316773100	1,770	41,717	SH		SOLE		0	0	41,716
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	391	5,147	SH		SOLE		0	0	5,147
SPDR S&P MIDCAP 400 ETF	ETF	78467Y107	574	1,194	SH		SOLE		0	0	1,194
ILLUMINA INC COM	Stock	452327109	229	564	SH		SOLE		0	0	564
GENERAL MTRS CO COM	Stock	37045V100	335	6,355	SH		SOLE		0	0	6,355
JPMORGAN CORPORATE BOND RESEARCH ENHANCED ETF	ETF	46641Q449	1,767	31,758	SH		SOLE		0	0	31,757
INVESCO ULTRA SHORT DURATION ETF	ETF	46090A887	404	8,013	SH		SOLE		0	0	8,013
OWL ROCK CAPITAL CORPORATION COM	CEF	69121K104	2,572	182,119	SH		SOLE		0	0	182,119
BOOKING HOLDINGS INC COM	Stock	09857L108	211	89	SH		SOLE		0	0	89
WABTEC COM	Stock	929740108	200	2,322	SH		SOLE		0	0	2,322
LILLY ELI & CO COM	Stock	532457108	434	1,878	SH		SOLE		0	0	1,877
AIR PRODS & CHEMS INC COM	Stock	009158106	408	1,594	SH		SOLE		0	0	1,594
WISDOMTREE CLOUD COMPUTING FUND	ETF	97717Y691	548	9,507	SH		SOLE		0	0	9,507
GRANITESHARES XOUT U.S. LARGE CAP ETF	ETF	38747R603	678	16,583	SH		SOLE		0	0	16,583
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	539	8,516	SH		SOLE		0	0	8,516
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	823	7,265	SH		SOLE		0	0	7,265
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	642	12,050	SH		SOLE		0	0	12,050
ISHARES RUSSELL 2000 ETF	ETF	464287655	989	4,521	SH		SOLE		0	0	4,521
FIDELITY NATL INFORMATION SVCS COM	Stock	31620M106	234	1,926	SH		SOLE		0	0	1,926
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	6,406	67,964	SH		SOLE		0	0	67,964
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	1,005	19,417	SH		SOLE		0	0	19,417
ROYALTY PHARMA PLC SHS CLASS A	Stock	G7709Q104	22,067	610,584	SH		SOLE		0	0	610,584
AMERICAN ELEC PWR CO INC COM	Stock	025537101	1,711	21,071	SH		SOLE		0	0	21,071
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	1,679	14,986	SH		SOLE		0	0	14,986
VANGUARD FTSE PACIFIC ETF	ETF	922042866	678	8,367	SH		SOLE		0	0	8,367
VONTIER CORPORATION COM	Stock	928881101	259	7,719	SH		SOLE		0	0	7,718
22ND CENTY GROUP INC COM	Stock	90137F103	148	50,000	SH		SOLE		0	0	50,000
REGENERON PHARMACEUTICALS COM	Stock	75886F107	460	760	SH		SOLE		0	0	760
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	936	18,413	SH		SOLE		0	0	18,413
WHEELS UP EXPERIENCE INC COM CL A	Stock	96328L106	132	20,024	SH		SOLE		0	0	20,024
ISHARES MSCI GLOBAL MIN VOL FACTOR ETF	ETF	464286525	927	9,020	SH		SOLE		0	0	9,020
VISA INC COM CL A	Stock	92826C839	866	3,889	SH		SOLE		0	0	3,889
ISHARES CMBS ETF	ETF	46429B366	1,152	21,313	SH		SOLE		0	0	21,312
VANGUARD VALUE INDEX FUND	ETF	922908744	221	1,629	SH		SOLE		0	0	1,629
AMERICAN TOWER CORP NEW COM	REIT	03027X100	217	819	SH		SOLE		0	0	819
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,146	11,648	SH		SOLE		0	0	11,648
FACEBOOK INC CL A	Stock	30303M102	4,089	12,047	SH		SOLE		0	0	12,047
SERVICENOW INC COM	Stock	81762P102	365	586	SH		SOLE		0	0	586
PALO ALTO NETWORKS INC COM	Stock	697435105	383	800	SH		SOLE		0	0	800
MONDELEZ INTL INC CL A	Stock	609207105	698	12,003	SH		SOLE		0	0	12,002
BROADCOM INC COM	Stock	11135F101	3,004	6,195	SH		SOLE		0	0	6,194
EATON VANCE TAX MNGED BUY WRIT COM	CEF	27828X100	166	10,372	SH		SOLE		0	0	10,372
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	203	3,868	SH		SOLE		0	0	3,868
MARTIN MARIETTA MATLS INC COM	Stock	573284106	388	1,135	SH		SOLE		0	0	1,135
MAGNA INTL INC COM	Stock	559222401	954	12,678	SH		SOLE		0	0	12,678
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	223	3,140	SH		SOLE		0	0	3,140
NOVARTIS AG SPONSORED ADR	ADR	66987V109	828	10,120	SH		SOLE		0	0	10,120
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	5,555	74,813	SH		SOLE		0	0	74,813
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	341	1,067	SH		SOLE		0	0	1,067
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF	ETF	78468R200	1,378	44,943	SH		SOLE		0	0	44,943
NVIDIA CORPORATION COM	Stock	67066G104	19,775	95,458	SH		SOLE		0	0	95,458
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	3,900	71,370	SH		SOLE		0	0	71,369
ABBVIE INC COM	Stock	00287Y109	567	5,254	SH		SOLE		0	0	5,253
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	7,641	123,714	SH		SOLE		0	0	123,714
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	5,201	60,872	SH		SOLE		0	0	60,871
VANGUARD FTSE ALL-WORLD EX US INDEX FUND	ETF	922042775	1,779	29,182	SH		SOLE		0	0	29,181
ISHARES MSCI EMERGING MARKETS SMALL-CAP ETF	ETF	464286475	622	10,260	SH		SOLE		0	0	10,260
ZOETIS INC CL A	Stock	98978V103	281	1,445	SH		SOLE		0	0	1,445
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	1,069	3,642	SH		SOLE		0	0	3,642
CHURCH & DWIGHT INC COM	Stock	171340102	6,692	81,044	SH		SOLE		0	0	81,044
STRYKER CORPORATION COM	Stock	863667101	264	1,001	SH		SOLE		0	0	1,001
QUALCOMM INC COM	Stock	747525103	352	2,732	SH		SOLE		0	0	2,731
GENERAL DYNAMICS CORP COM	Stock	369550108	237	1,207	SH		SOLE		0	0	1,207
INTUITIVE SURGICAL INC COM NEW	Stock	46120E602	236	237	SH		SOLE		0	0	237
MCDONALDS CORP COM	Stock	580135101	2,970	12,319	SH		SOLE		0	0	12,318
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	398	3,468	SH		SOLE		0	0	3,468
CISCO SYS INC COM	Stock	17275R102	4,050	74,411	SH		SOLE		0	0	74,411
CAPITAL ONE FINL CORP COM	Stock	14040H105	2,624	16,200	SH		SOLE		0	0	16,200
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	931	11,908	SH		SOLE		0	0	11,908
ADVANCED MICRO DEVICES INC COM	Stock	007903107	275	2,677	SH		SOLE		0	0	2,677
AUTODESK INC COM	Stock	052769106	243	852	SH		SOLE		0	0	852
CDW CORP COM	Stock	12514G108	244	1,340	SH		SOLE		0	0	1,340
AT&T INC COM	Stock	00206R102	590	21,849	SH		SOLE		0	0	21,848
VANGUARD INTERMEDIATE-TERM BOND INDEX FUND	ETF	921937819	1,138	12,725	SH		SOLE		0	0	12,725
VANGUARD FINANCIALS INDEX FUND	ETF	92204A405	339	3,657	SH		SOLE		0	0	3,657
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	3,949	75,817	SH		SOLE		0	0	75,817
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	8,942	113,033	SH		SOLE		0	0	113,033
GENERAL ELECTRIC CO COM NEW	Stock	369604301	272	2,638	SH		SOLE		0	0	2,638
SPDR PORTFOLIO SHORT TERM TREASURY ETF	ETF	78468R101	238	7,760	SH		SOLE		0	0	7,760
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	205	2,348	SH		SOLE		0	0	2,348
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	361	2,778	SH		SOLE		0	0	2,778
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	10,102	56,293	SH		SOLE		0	0	56,293
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	7,451	76,158	SH		SOLE		0	0	76,158
MANDIANT INC COM	Stock	562662106	184	10,313	SH		SOLE		0	0	10,313
ISHARES U.S. FINANCIAL SERVICES ETF	ETF	464287770	292	1,552	SH		SOLE		0	0	1,552
CHARTER COMMUNICATIONS INC NEW CL A	Stock	16119P108	493	677	SH		SOLE		0	0	677
BLACKROCK SHORT MATURITY BOND ETF	ETF	46431W507	690	13,758	SH		SOLE		0	0	13,758
ISHARES S&P 500 VALUE ETF	ETF	464287408	6,917	47,566	SH		SOLE		0	0	47,566
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	302	7,095	SH		SOLE		0	0	7,095
ISHARES S&P 500 GROWTH ETF	ETF	464287309	12,064	163,227	SH		SOLE		0	0	163,227
ISHARES CORE S&P 500 ETF	ETF	464287200	32,012	74,304	SH		SOLE		0	0	74,304
UNION PAC CORP COM	Stock	907818108	7,554	38,540	SH		SOLE		0	0	38,540
ISHARES PREFERRED AND INCOME SECURITIES ETF	ETF	464288687	999	25,744	SH		SOLE		0	0	25,743
SALESFORCE COM INC COM	Stock	79466L302	1,139	4,199	SH		SOLE		0	0	4,199
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	216	1,408	SH		SOLE		0	0	1,408
MCCORMICK & CO INC COM NON VTG	Stock	579780206	297	3,670	SH		SOLE		0	0	3,670
NORTHROP GRUMMAN CORP COM	Stock	666807102	2,021	5,612	SH		SOLE		0	0	5,611
SPDR EURO STOXX 50 ETF	ETF	78463X202	1,889	41,713	SH		SOLE		0	0	41,713
LOCKHEED MARTIN CORP COM	Stock	539830109	278	806	SH		SOLE		0	0	805
JPMORGAN CHASE & CO COM	Stock	46625H100	10,244	62,581	SH		SOLE		0	0	62,580
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288638	1,730	28,808	SH		SOLE		0	0	28,808
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	3,342	78,583	SH		SOLE		0	0	78,582
CHEVRON CORP NEW COM	Stock	166764100	3,625	35,732	SH		SOLE		0	0	35,732
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	5,287	45,513	SH		SOLE		0	0	45,513
CONOCOPHILLIPS COM	Stock	20825C104	2,548	37,598	SH		SOLE		0	0	37,598
DANAHER CORPORATION COM	Stock	235851102	8,846	29,058	SH		SOLE		0	0	29,057
M & T BK CORP COM	Stock	55261F104	402	2,689	SH		SOLE		0	0	2,689
BK OF AMERICA CORP COM	Stock	060505104	1,892	44,571	SH		SOLE		0	0	44,571
SPDR S&P DIVIDEND ETF	ETF	78464A763	4,892	41,618	SH		SOLE		0	0	41,618
WALMART INC COM	Stock	931142103	6,044	43,362	SH		SOLE		0	0	43,362
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	279	2,011	SH		SOLE		0	0	2,010
ORACLE CORP COM	Stock	68389X105	317	3,634	SH		SOLE		0	0	3,634
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	1,884	21,922	SH		SOLE		0	0	21,921
TEXAS INSTRS INC COM	Stock	882508104	12,470	64,876	SH		SOLE		0	0	64,875
TARGET CORP COM	Stock	87612E106	525	2,296	SH		SOLE		0	0	2,295
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,052	10,183	SH		SOLE		0	0	10,183
PFIZER INC COM	Stock	717081103	2,148	49,949	SH		SOLE		0	0	49,948
MORGAN STANLEY COM NEW	Stock	617446448	323	3,316	SH		SOLE		0	0	3,315
3M CO COM	Stock	88579Y101	587	3,349	SH		SOLE		0	0	3,348
KLA CORP COM NEW	Stock	482480100	623	1,862	SH		SOLE		0	0	1,862
CATERPILLAR INC COM	Stock	149123101	959	4,998	SH		SOLE		0	0	4,997
ISHARES CURRENCY HEDGED MSCI JAPAN ETF	ETF	46434V886	402	10,000	SH		SOLE		0	0	10,000
ALPHABET INC CAP STK CL C	Stock	02079K107	2,686	1,008	SH		SOLE		0	0	1,007
AMERICAN EXPRESS CO COM	Stock	025816109	272	1,624	SH		SOLE		0	0	1,624
AMGEN INC COM	Stock	031162100	661	3,108	SH		SOLE		0	0	3,108
OTIS WORLDWIDE CORP COM	Stock	68902V107	720	8,752	SH		SOLE		0	0	8,751
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	4,150	36,710	SH		SOLE		0	0	36,710
BANK MONTREAL QUE COM	Stock	063671101	335	3,363	SH		SOLE		0	0	3,363
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	1,391	9,058	SH		SOLE		0	0	9,058
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	3,684	49,511	SH		SOLE		0	0	49,510
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	1,013	8,818	SH		SOLE		0	0	8,818
EATON CORP PLC SHS	Stock	G29183103	206	1,377	SH		SOLE		0	0	1,376
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	14,278	254,691	SH		SOLE		0	0	254,691
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	228	2,267	SH		SOLE		0	0	2,267
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	967	12,211	SH		SOLE		0	0	12,211
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	503	4,883	SH		SOLE		0	0	4,883
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF	ETF	464288612	12,262	106,502	SH		SOLE		0	0	106,501
ALIBABA GROUP HLDG LTD SPONSORED ADS	ADR	01609W102	201	1,355	SH		SOLE		0	0	1,355
CORBUS PHARMACEUTICALS HLDGS I COM	Stock	21833P103	14	13,420	SH		SOLE		0	0	13,420
VANGUARD SHORT-TERM BOND INDEX FUND	ETF	921937827	8,324	101,588	SH		SOLE		0	0	101,587
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	33,931	530,007	SH		SOLE		0	0	530,007
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	958	24,572	SH		SOLE		0	0	24,572
PHILIP MORRIS INTL INC COM	Stock	718172109	634	6,686	SH		SOLE		0	0	6,686
ROPER TECHNOLOGIES INC COM	Stock	776696106	3,365	7,543	SH		SOLE		0	0	7,542
PNC FINL SVCS GROUP INC COM	Stock	693475105	281	1,438	SH		SOLE		0	0	1,437
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	468	7,912	SH		SOLE		0	0	7,912
ISHARES RUSSELL 3000 ETF	ETF	464287689	1,289	5,058	SH		SOLE		0	0	5,058
ALTRIA GROUP INC COM	Stock	02209S103	218	4,785	SH		SOLE		0	0	4,784
DOMINION ENERGY INC COM	Stock	25746U109	630	8,627	SH		SOLE		0	0	8,627
CITIGROUP INC COM NEW	Stock	172967424	300	4,278	SH		SOLE		0	0	4,278
EXXON MOBIL CORP COM	Stock	30231G102	1,546	26,285	SH		SOLE		0	0	26,285
UNITEDHEALTH GROUP INC COM	Stock	91324P102	872	2,231	SH		SOLE		0	0	2,231
PRICE T ROWE GROUP INC COM	Stock	74144T108	492	2,499	SH		SOLE		0	0	2,499
TRAVELERS COMPANIES INC COM	Stock	89417E109	206	1,353	SH		SOLE		0	0	1,352
LOWES COS INC COM	Stock	548661107	8,963	44,181	SH		SOLE		0	0	44,180
DEERE & CO COM	Stock	244199105	1,717	5,125	SH		SOLE		0	0	5,124
ISHARES INTEREST RATE HEDGED CORPORATE BOND ETF	ETF	46431W705	7,704	80,404	SH		SOLE		0	0	80,403
COLGATE PALMOLIVE CO COM	Stock	194162103	324	4,283	SH		SOLE		0	0	4,282
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	216	3,931	SH		SOLE		0	0	3,931
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	4,929	77,161	SH		SOLE		0	0	77,160
KRAFT HEINZ CO COM	Stock	500754106	906	24,619	SH		SOLE		0	0	24,619
PAYPAL HLDGS INC COM	Stock	70450Y103	583	2,241	SH		SOLE		0	0	2,241
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	13,206	364,708	SH		SOLE		0	0	364,708
CROWN CASTLE INTL CORP NEW COM	REIT	22822V101	300	1,730	SH		SOLE		0	0	1,729
AUTOZONE INC COM	Stock	053332102	343	202	SH		SOLE		0	0	202
BLACKROCK INC COM	Stock	09247X101	386	461	SH		SOLE		0	0	460
ISHARES S&P MIDCAP FUND	ETF	464287507	20,800	79,068	SH		SOLE		0	0	79,067
ISHARES MSCI EAFE ETF	ETF	464287465	2,158	27,663	SH		SOLE		0	0	27,663
APPLE INC COM	Stock	037833100	24,137	170,579	SH		SOLE		0	0	170,578
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF	ETF	381430503	2,697	31,354	SH		SOLE		0	0	31,354
ABBOTT LABS COM	Stock	002824100	8,960	75,849	SH		SOLE		0	0	75,848
DISNEY WALT CO COM	Stock	254687106	9,436	55,777	SH		SOLE		0	0	55,777
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,550	6,414	SH		SOLE		0	0	6,414
MARSH & MCLENNAN COS INC COM	Stock	571748102	340	2,248	SH		SOLE		0	0	2,248
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	10,653	68,069	SH		SOLE		0	0	68,068