JNB Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	4,841,610	46,874	SH		SOLE		46,873	0	0
BLACKROCK SHORT MATURITY MUNICIPAL BOND ETF	ETF	46431W838	985,645	19,729	SH		SOLE		19,728	0	0
HEWLETT PACKARD ENTERPRISE CO COM	Stock	42824C109	171,036	10,737	SH		SOLE		10,736	0	0
INVESCO QQQ TRUST	ETF	46090E103	225,293	702	SH		SOLE		702	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	37,366,274	247,442	SH		SOLE		247,442	0	0
STARBUCKS CORP COM	Stock	855244109	1,139,463	10,943	SH		SOLE		10,942	0	0
SEMPRA COM	Stock	816851109	321,554	2,127	SH		SOLE		2,127	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	742,375	1,615	SH		SOLE		1,614	0	0
DOLLAR GEN CORP NEW COM	Stock	256677105	427,603	2,032	SH		SOLE		2,031	0	0
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	ETF	78468R788	205,922	5,419	SH		SOLE		5,419	0	0
MONSTER BEVERAGE CORP NEW COM	Stock	61174X109	290,520	5,379	SH		SOLE		5,379	0	0
JOHNSON & JOHNSON COM	Stock	478160104	2,430,957	15,684	SH		SOLE		15,683	0	0
WASTE MGMT INC DEL COM	Stock	94106L109	992,142	6,080	SH		SOLE		6,080	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	21,802,637	106,823	SH		SOLE		106,823	0	0
DEXCOM INC COM	Stock	252131107	224,460	1,932	SH		SOLE		1,932	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	873,817	1,759	SH		SOLE		1,758	0	0
HCA HEALTHCARE INC COM	Stock	40412C101	435,080	1,650	SH		SOLE		1,650	0	0
GOLDMAN SACHS GROUP INC COM	Stock	38141G104	718,731	2,197	SH		SOLE		2,197	0	0
YUM BRANDS INC COM	Stock	988498101	1,737,374	13,154	SH		SOLE		13,153	0	0
BOSTON SCIENTIFIC CORP COM	Stock	101137107	270,112	5,399	SH		SOLE		5,399	0	0
REAL ESTATE SELECT SECTOR SPDR FUND	ETF	81369Y860	3,075,454	82,275	SH		SOLE		82,275	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	4,090,208	27,508	SH		SOLE		27,508	0	0
COCA COLA CO COM	Stock	191216100	965,318	15,562	SH		SOLE		15,562	0	0
GENERAL MLS INC COM	Stock	370334104	206,453	2,416	SH		SOLE		2,415	0	0
TRUIST FINL CORP COM	Stock	89832Q109	530,517	15,558	SH		SOLE		15,557	0	0
UNITED PARCEL SERVICE INC CL B	Stock	911312106	823,838	4,247	SH		SOLE		4,246	0	0
MARRIOTT INTL INC NEW CL A	Stock	571903202	263,676	1,588	SH		SOLE		1,588	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	689,028	8,298	SH		SOLE		8,297	0	0
ISHARES MSCI USA ESG SELECT ETF	ETF	464288802	439,880	5,012	SH		SOLE		5,011	0	0
ISHARES MSCI ACWI EX U.S. ETF	ETF	464288240	1,256,362	25,761	SH		SOLE		25,760	0	0
INTEL CORP COM	Stock	458140100	1,233,448	37,755	SH		SOLE		37,754	0	0
CME GROUP INC COM	Stock	12572Q105	366,485	1,914	SH		SOLE		1,913	0	0
MEDTRONIC PLC SHS	Stock	G5960L103	660,812	8,197	SH		SOLE		8,196	0	0
FORTIVE CORP COM	Stock	34959J108	695,409	10,201	SH		SOLE		10,201	0	0
NETFLIX INC COM	Stock	64110L106	1,316,279	3,810	SH		SOLE		3,810	0	0
PAYCHEX INC COM	Stock	704326107	404,146	3,527	SH		SOLE		3,526	0	0
SPDR MSCI USA STRATEGICFACTORS ETF	ETF	78468R812	289,709	2,499	SH		SOLE		2,499	0	0
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	220,497	6,835	SH		SOLE		6,835	0	0
LAUDER ESTEE COS INC CL A	Stock	518439104	242,152	983	SH		SOLE		982	0	0
WELLS FARGO CO NEW PERP PFD CNV A	Convertible Preferred	949746804	498,730	424	SH		SOLE		424	0	0
PROLOGIS INC. COM	REIT	74340W103	691,432	5,542	SH		SOLE		5,541	0	0
MERCK & CO INC COM	Stock	58933Y105	3,691,653	34,699	SH		SOLE		34,699	0	0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	354,132	3,383	SH		SOLE		3,383	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	37,595,572	91,833	SH		SOLE		91,833	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	5,111,743	14,066	SH		SOLE		14,066	0	0
FIRST REP BK SAN FRANCISCO CAL COM	Stock	33616C100	385,683	27,568	SH		SOLE		27,568	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	485,931	1,996	SH		SOLE		1,996	0	0
ALLSTATE CORP COM	Stock	020002101	3,042,880	27,460	SH		SOLE		27,460	0	0
DIAGEO PLC SPON ADR NEW	ADR	25243Q205	362,246	1,999	SH		SOLE		1,999	0	0
ISHARES TIPS BOND ETF	ETF	464287176	1,416,713	12,850	SH		SOLE		12,850	0	0
VERTEX PHARMACEUTICALS INC COM	Stock	92532F100	356,659	1,132	SH		SOLE		1,132	0	0
LIONS GATE ENTMNT CORP CL B NON VTG	Stock	535919500	442,406	42,621	SH		SOLE		42,621	0	0
CORNING INC COM	Stock	219350105	1,050,906	29,788	SH		SOLE		29,787	0	0
EDWARDS LIFESCIENCES CORP COM	Stock	28176E108	347,383	4,199	SH		SOLE		4,199	0	0
JPMORGAN BETABUILDERS USD HIGH YIELD CORPORATE BOND ETF	ETF	46641Q878	665,019	14,801	SH		SOLE		14,801	0	0
BANK NEW YORK MELLON CORP COM	Stock	064058100	350,854	7,721	SH		SOLE		7,721	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	1,394,517	35,858	SH		SOLE		35,857	0	0
CHUBB LIMITED COM	Stock	H1467J104	349,498	1,800	SH		SOLE		1,799	0	0
FEDEX CORP COM	Stock	31428X106	220,036	963	SH		SOLE		963	0	0
PEPSICO INC COM	Stock	713448108	2,750,162	15,086	SH		SOLE		15,085	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	237,367	2,889	SH		SOLE		2,889	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	298,871	2,227	SH		SOLE		2,226	0	0
HONEYWELL INTL INC COM	Stock	438516106	539,036	2,820	SH		SOLE		2,820	0	0
TRANE TECHNOLOGIES PLC SHS	Stock	G8994E103	211,311	1,149	SH		SOLE		1,148	0	0
FORD MTR CO DEL COM	Stock	345370860	167,548	13,297	SH		SOLE		13,297	0	0
US BANCORP DEL COM NEW	Stock	902973304	411,295	11,409	SH		SOLE		11,409	0	0
HOME DEPOT INC COM	Stock	437076102	3,819,303	12,942	SH		SOLE		12,941	0	0
BAXTER INTL INC COM	Stock	071813109	252,103	6,216	SH		SOLE		6,215	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	864,774	3,884	SH		SOLE		3,884	0	0
DUPONT DE NEMOURS INC COM	Stock	26614N102	366,868	5,112	SH		SOLE		5,111	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	496,972	3,627	SH		SOLE		3,627	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	38,662,572	298,645	SH		SOLE		298,644	0	0
SOUTHERN CO COM	Stock	842587107	454,525	6,532	SH		SOLE		6,532	0	0
BECTON DICKINSON & CO COM	Stock	075887109	1,343,147	5,426	SH		SOLE		5,425	0	0
REGIONS FINANCIAL CORP NEW COM	Stock	7591EP100	353,657	19,055	SH		SOLE		19,054	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	34,329,661	140,505	SH		SOLE		140,505	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	16,567,989	221,764	SH		SOLE		221,764	0	0
SPDR PORTFOLIO S&P 400 MID CAP ETF	ETF	78464A847	643,326	14,641	SH		SOLE		14,641	0	0
JPMORGAN ULTRA-SHORT INCOME ETF	ETF	46641Q837	2,891,463	57,462	SH		SOLE		57,461	0	0
AON PLC SHS CL A	Stock	G0403H108	405,827	1,287	SH		SOLE		1,287	0	0
GALLAGHER ARTHUR J & CO COM	Stock	363576109	254,825	1,332	SH		SOLE		1,332	0	0
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	878,650	29,654	SH		SOLE		29,654	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	18,231,969	188,542	SH		SOLE		188,541	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	3,838,629	12,432	SH		SOLE		12,432	0	0
CARTERS INC COM	Stock	146229109	387,577	5,389	SH		SOLE		5,389	0	0
ADOBE SYSTEMS INCORPORATED COM	Stock	00724F101	1,164,974	3,023	SH		SOLE		3,023	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	2,890,810	37,922	SH		SOLE		37,922	0	0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,108,438	13,817	SH		SOLE		13,817	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	4,638,598	44,718	SH		SOLE		44,718	0	0
PROGRESSIVE CORP COM	Stock	743315103	407,790	2,850	SH		SOLE		2,850	0	0
VANGUARD U.S. VALUE FACTOR ETF	ETF	921935805	484,850	5,000	SH		SOLE		5,000	0	0
VANGUARD U.S. MOMENTUM FACTOR ETF	ETF	921935508	415,719	3,694	SH		SOLE		3,694	0	0
FISERV INC COM	Stock	337738108	4,333,457	38,339	SH		SOLE		38,339	0	0
INTUIT COM	Stock	461202103	674,241	1,512	SH		SOLE		1,512	0	0
UNILEVER PLC SPON ADR NEW	ADR	904767704	593,740	11,433	SH		SOLE		11,433	0	0
CSX CORP COM	Stock	126408103	219,286	7,324	SH		SOLE		7,324	0	0
GRAPHIC PACKAGING HLDG CO COM	Stock	388689101	454,240	17,820	SH		SOLE		17,820	0	0
SENSATA TECHNOLOGIES HLDG PLC SHS	Stock	G8060N102	426,607	8,529	SH		SOLE		8,528	0	0
COMCAST CORP NEW CL A	Stock	20030N101	936,182	24,695	SH		SOLE		24,694	0	0
MICROSOFT CORP COM	Stock	594918104	19,019,486	65,971	SH		SOLE		65,971	0	0
SS&C TECHNOLOGIES HLDGS INC COM	Stock	78467J100	450,253	7,973	SH		SOLE		7,973	0	0
VALERO ENERGY CORP COM	Stock	91913Y100	3,641,173	26,083	SH		SOLE		26,082	0	0
DOCUSIGN INC COM	Stock	256163106	224,863	3,857	SH		SOLE		3,857	0	0
SCHLUMBERGER LTD COM STK	Stock	806857108	312,702	6,369	SH		SOLE		6,368	0	0
CVS HEALTH CORP COM	Stock	126650100	633,575	8,526	SH		SOLE		8,526	0	0
DTE ENERGY CO COM	Stock	233331107	814,764	7,438	SH		SOLE		7,438	0	0
SPROTT PHYSICAL GOLD TR UNIT	CEF	85207H104	319,697	20,679	SH		SOLE		20,679	0	0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND	ETF	81369Y852	13,001,782	224,285	SH		SOLE		224,284	0	0
SIMON PPTY GROUP INC NEW COM	REIT	828806109	221,019	1,974	SH		SOLE		1,973	0	0
KEURIG DR PEPPER INC COM	Stock	49271V100	221,962	6,291	SH		SOLE		6,291	0	0
TILRAY BRANDS INC COM	Stock	88688T100	69,737	27,564	SH		SOLE		27,564	0	0
AMERIPRISE FINL INC COM	Stock	03076C106	1,555,298	5,074	SH		SOLE		5,074	0	0
VANGUARD INTERMEDIATE-TERM TREASURY ETF	ETF	92206C706	1,306,751	21,794	SH		SOLE		21,793	0	0
ARES CAPITAL CORP COM	CEF	04010L103	8,262,877	452,141	SH		SOLE		452,141	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Stock	084670108	1,396,800	3	SH		SOLE		3	0	0
ELANCO ANIMAL HEALTH INC COM	Stock	28414H103	373,424	39,726	SH		SOLE		39,726	0	0
BOEING CO COM	Stock	097023105	808,296	3,805	SH		SOLE		3,805	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	2,048,361	10,806	SH		SOLE		10,805	0	0
VANGUARD MID-CAP ETF	ETF	922908629	4,675,875	22,169	SH		SOLE		22,168	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	711,154	9,226	SH		SOLE		9,226	0	0
NIKE INC CL B	Stock	654106103	911,538	7,433	SH		SOLE		7,432	0	0
ALIGN TECHNOLOGY INC COM	Stock	016255101	308,745	924	SH		SOLE		924	0	0
URBAN OUTFITTERS INC COM	Stock	917047102	283,021	10,210	SH		SOLE		10,210	0	0
TESLA INC COM	Stock	88160R101	1,901,371	9,165	SH		SOLE		9,165	0	0
MSCI INC COM	Stock	55354G100	333,592	596	SH		SOLE		596	0	0
LINDE PLC SHS	Stock	G54950103	632,536	1,780	SH		SOLE		1,779	0	0
BAIN CAP SPECIALTY FIN INC COM STK	CEF	05684B107	272,358	22,849	SH		SOLE		22,848	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	17,607,977	547,682	SH		SOLE		547,682	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	283,991	1,340	SH		SOLE		1,339	0	0
PUBLIC STORAGE COM	REIT	74460D109	232,183	768	SH		SOLE		768	0	0
ALERIAN MLP ETF	ETF	00162Q452	805,546	20,842	SH		SOLE		20,842	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	446,349	7,323	SH		SOLE		7,323	0	0
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	465,648	1,208	SH		SOLE		1,208	0	0
WALGREENS BOOTS ALLIANCE INC COM	Stock	931427108	408,044	11,800	SH		SOLE		11,800	0	0
INTERNATIONAL FLAVORS&FRAGRANC COM	Stock	459506101	232,843	2,532	SH		SOLE		2,532	0	0
DOW INC COM	Stock	260557103	225,859	4,120	SH		SOLE		4,120	0	0
LYONDELLBASELL INDUSTRIES N V SHS - A -	Stock	N53745100	260,979	2,780	SH		SOLE		2,779	0	0
VANGUARD S&P 500 ETF	ETF	922908363	3,495,722	9,295	SH		SOLE		9,295	0	0
BROWN FORMAN CORP CL A	Stock	115637100	284,554	4,365	SH		SOLE		4,365	0	0
FIFTH THIRD BANCORP COM	Stock	316773100	430,998	16,179	SH		SOLE		16,178	0	0
WISDOMTREE EUROPE HEDGED EQUITY FUND	ETF	97717X701	460,047	5,596	SH		SOLE		5,596	0	0
SPDR S&P MIDCAP 400 ETF TRUST	ETF	78467Y107	1,509,573	3,293	SH		SOLE		3,293	0	0
ILLUMINA INC COM	Stock	452327109	472,309	2,031	SH		SOLE		2,031	0	0
GENERAL MTRS CO COM	Stock	37045V100	595,573	16,237	SH		SOLE		16,237	0	0
HUNTINGTON BANCSHARES INC COM	Stock	446150104	140,102	12,509	SH		SOLE		12,509	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,084,650	7,500	SH		SOLE		7,500	0	0
JPMORGAN BETABUILDERS USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	46641Q449	966,144	21,053	SH		SOLE		21,053	0	0
OWL ROCK CAPITAL CORPORATION COM	CEF	69121K104	4,654,818	369,137	SH		SOLE		369,137	0	0
LILLY ELI & CO COM	Stock	532457108	1,693,323	4,931	SH		SOLE		4,930	0	0
AIR PRODS & CHEMS INC COM	Stock	009158106	498,128	1,734	SH		SOLE		1,734	0	0
WISDOMTREE CLOUD COMPUTING FUND	ETF	97717Y691	281,705	9,485	SH		SOLE		9,485	0	0
GRANITESHARES XOUT US LARGE CAP ETF	ETF	38747R603	601,300	16,583	SH		SOLE		16,583	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	261,349	4,734	SH		SOLE		4,733	0	0
ISHARES RUSSELL MID-CAP VALUE ETF	ETF	464287473	771,543	7,265	SH		SOLE		7,265	0	0
VANGUARD MORTGAGE-BACKED SECURITIES ETF	ETF	92206C771	521,360	11,200	SH		SOLE		11,200	0	0
VANGUARD S&P 500 GROWTH ETF	ETF	921932505	463,751	2,012	SH		SOLE		2,012	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	2,317,143	12,988	SH		SOLE		12,988	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	10,781,290	106,052	SH		SOLE		106,052	0	0
DUKE ENERGY CORP NEW COM NEW	Stock	26441C204	318,765	3,304	SH		SOLE		3,304	0	0
MICRON TECHNOLOGY INC COM	Stock	595112103	595,208	9,864	SH		SOLE		9,864	0	0
CARRIER GLOBAL CORPORATION COM	Stock	14448C104	497,708	10,879	SH		SOLE		10,878	0	0
FREEPORT-MCMORAN INC CL B	Stock	35671D857	316,617	7,739	SH		SOLE		7,739	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	22,121,601	405,158	SH		SOLE		405,157	0	0
ROYALTY PHARMA PLC SHS CLASS A	Stock	G7709Q104	1,583,482	43,949	SH		SOLE		43,949	0	0
AMERICAN ELEC PWR CO INC COM	Stock	025537101	1,629,869	17,913	SH		SOLE		17,912	0	0
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	1,348,086	14,806	SH		SOLE		14,806	0	0
MARATHON PETE CORP COM	Stock	56585A102	329,347	2,443	SH		SOLE		2,442	0	0
VANGUARD FTSE PACIFIC ETF	ETF	922042866	1,190,770	17,558	SH		SOLE		17,557	0	0
FIRST TRUST CLOUD COMPUTING ETF	ETF	33734X192	456,659	6,826	SH		SOLE		6,826	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	408,290	2,572	SH		SOLE		2,571	0	0
REGENERON PHARMACEUTICALS COM	Stock	75886F107	1,988,441	2,420	SH		SOLE		2,420	0	0
AIRBNB INC COM CL A	Stock	009066101	455,180	3,659	SH		SOLE		3,659	0	0
VANGUARD MID-CAP GROWTH ETF	ETF	922908538	661,262	3,393	SH		SOLE		3,393	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	339,076	4,635	SH		SOLE		4,634	0	0
WHEELS UP EXPERIENCE INC COM CL A	Stock	96328L106	12,671	20,024	SH		SOLE		20,024	0	0
VISA INC COM CL A	Stock	92826C839	2,628,706	11,659	SH		SOLE		11,659	0	0
ISHARES CMBS ETF	ETF	46429B366	261,658	5,665	SH		SOLE		5,665	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	403,518	1,865	SH		SOLE		1,864	0	0
VANGUARD VALUE ETF	ETF	922908744	298,041	2,158	SH		SOLE		2,158	0	0
PHILLIPS 66 COM	Stock	718546104	215,093	2,122	SH		SOLE		2,121	0	0
AMERICAN TOWER CORP NEW COM	REIT	03027X100	281,710	1,379	SH		SOLE		1,378	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	611,213	6,750	SH		SOLE		6,750	0	0
META PLATFORMS INC CL A	Stock	30303M102	2,586,728	12,205	SH		SOLE		12,205	0	0
SERVICENOW INC COM	Stock	81762P102	947,564	2,039	SH		SOLE		2,039	0	0
PALO ALTO NETWORKS INC COM	Stock	697435105	632,377	3,166	SH		SOLE		3,166	0	0
MONDELEZ INTL INC CL A	Stock	609207105	971,470	13,934	SH		SOLE		13,933	0	0
BROADCOM INC COM	Stock	11135F101	4,419,108	6,888	SH		SOLE		6,888	0	0
EATON VANCE TAX MNGED BUY WRIT COM	CEF	27828X100	135,355	10,372	SH		SOLE		10,372	0	0
WORKDAY INC CL A	Stock	98138H101	205,094	993	SH		SOLE		993	0	0
D R HORTON INC COM	Stock	23331A109	425,688	4,358	SH		SOLE		4,357	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	412,614	1,162	SH		SOLE		1,162	0	0
PIONEER NAT RES CO COM	Stock	723787107	238,348	1,167	SH		SOLE		1,167	0	0
MAGNA INTL INC COM	Stock	559222401	266,698	4,978	SH		SOLE		4,978	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	216,949	3,502	SH		SOLE		3,502	0	0
NOVARTIS AG SPONSORED ADR	ADR	66987V109	725,579	7,887	SH		SOLE		7,886	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	7,810,258	116,833	SH		SOLE		116,832	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	1,107,357	3,874	SH		SOLE		3,874	0	0
MOHAWK INDS INC COM	Stock	608190104	260,572	2,600	SH		SOLE		2,600	0	0
OMNICOM GROUP INC COM	Stock	681919106	313,316	3,321	SH		SOLE		3,321	0	0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF	ETF	78468R200	583,921	19,189	SH		SOLE		19,189	0	0
NVIDIA CORPORATION COM	Stock	67066G104	17,397,739	62,634	SH		SOLE		62,633	0	0
ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288646	6,396,814	126,569	SH		SOLE		126,569	0	0
CUMMINS INC COM	Stock	231021106	202,630	848	SH		SOLE		848	0	0
EOG RES INC COM	Stock	26875P101	209,583	1,828	SH		SOLE		1,828	0	0
GRAINGER W W INC COM	Stock	384802104	555,441	806	SH		SOLE		806	0	0
ABBVIE INC COM	Stock	00287Y109	1,966,828	12,341	SH		SOLE		12,341	0	0
S&P GLOBAL INC COM	Stock	78409V104	296,457	860	SH		SOLE		859	0	0
SPDR S&P BIOTECH ETF	ETF	78464A870	262,696	3,447	SH		SOLE		3,447	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	2,676,269	54,853	SH		SOLE		54,852	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	1,107,598	15,002	SH		SOLE		15,002	0	0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND	ETF	922042775	1,563,188	29,235	SH		SOLE		29,234	0	0
ZOETIS INC CL A	Stock	98978V103	576,332	3,463	SH		SOLE		3,462	0	0
TRUSTCO BK CORP N Y COM NEW	Stock	898349204	381,078	11,931	SH		SOLE		11,931	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	826,122	3,642	SH		SOLE		3,642	0	0
BLACKSTONE INC COM	Stock	09260D107	3,207,936	36,520	SH		SOLE		36,520	0	0
CHURCH & DWIGHT CO INC COM	Stock	171340102	4,504,581	50,951	SH		SOLE		50,951	0	0
STRYKER CORPORATION COM	Stock	863667101	548,774	1,922	SH		SOLE		1,922	0	0
QUALCOMM INC COM	Stock	747525103	665,212	5,214	SH		SOLE		5,214	0	0
T-MOBILE US INC COM	Stock	872590104	267,085	1,844	SH		SOLE		1,844	0	0
SPDR BLACKSTONE SENIOR LOAN ETF	ETF	78467V608	503,269	12,139	SH		SOLE		12,138	0	0
GENERAL DYNAMICS CORP COM	Stock	369550108	363,084	1,591	SH		SOLE		1,591	0	0
INTUITIVE SURGICAL INC COM NEW	Stock	46120E602	318,571	1,247	SH		SOLE		1,247	0	0
MCDONALDS CORP COM	Stock	580135101	2,998,991	10,726	SH		SOLE		10,725	0	0
INTERCONTINENTAL EXCHANGE INC COM	Stock	45866F104	486,309	4,663	SH		SOLE		4,663	0	0
DOVER CORP COM	Stock	260003108	211,652	1,393	SH		SOLE		1,393	0	0
CISCO SYS INC COM	Stock	17275R102	4,019,369	76,889	SH		SOLE		76,888	0	0
CAPITAL ONE FINL CORP COM	Stock	14040H105	762,963	7,934	SH		SOLE		7,934	0	0
ISHARES RUSSELL MIDCAP ETF	ETF	464287499	804,150	11,501	SH		SOLE		11,501	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	825,316	8,421	SH		SOLE		8,420	0	0
AUTODESK INC COM	Stock	052769106	554,122	2,662	SH		SOLE		2,662	0	0
AT&T INC COM	Stock	00206R102	565,935	29,399	SH		SOLE		29,399	0	0
VANGUARD FINANCIALS ETF	ETF	92204A405	317,012	4,070	SH		SOLE		4,070	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	12,083,369	145,882	SH		SOLE		145,881	0	0
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	7,040,406	87,285	SH		SOLE		87,284	0	0
GENERAL ELECTRIC CO COM NEW	Stock	369604301	504,225	5,274	SH		SOLE		5,274	0	0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND ETF	ETF	464288513	3,691,222	48,858	SH		SOLE		48,858	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	226,476	2,060	SH		SOLE		2,060	0	0
INFINERA CORP COM	Stock	45667G103	173,824	22,400	SH		SOLE		22,400	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	18,870,797	126,192	SH		SOLE		126,192	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	12,250,580	121,077	SH		SOLE		121,077	0	0
ISHARES U.S. BASIC MATERIALS ETF	ETF	464287838	202,903	1,531	SH		SOLE		1,531	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	7,790,916	51,337	SH		SOLE		51,337	0	0
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	285,618	7,562	SH		SOLE		7,562	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	9,553,907	149,537	SH		SOLE		149,536	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	41,392,698	100,693	SH		SOLE		100,692	0	0
THE CIGNA GROUP COM	Stock	125523100	323,172	1,265	SH		SOLE		1,264	0	0
ONEOK INC NEW COM	Stock	682680103	251,000	3,950	SH		SOLE		3,950	0	0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	4,122,215	98,902	SH		SOLE		98,901	0	0
WELLS FARGO CO NEW COM	Stock	949746101	494,618	13,232	SH		SOLE		13,232	0	0
UNION PAC CORP COM	Stock	907818108	8,939,894	44,420	SH		SOLE		44,419	0	0
ISHARES MBS ETF	ETF	464288588	420,601	4,440	SH		SOLE		4,440	0	0
ISHARES PREFERRED & INCOME SECURITIES ETF	ETF	464288687	7,528,605	241,147	SH		SOLE		241,146	0	0
SALESFORCE INC COM	Stock	79466L302	1,647,586	8,247	SH		SOLE		8,247	0	0
MICROCHIP TECHNOLOGY INC. COM	Stock	595017104	222,549	2,656	SH		SOLE		2,656	0	0
MCCORMICK & CO INC COM NON VTG	Stock	579780206	416,050	5,000	SH		SOLE		5,000	0	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	915,732	1,983	SH		SOLE		1,983	0	0
SPDR EURO STOXX 50 ETF	ETF	78463X202	5,661,800	126,098	SH		SOLE		126,098	0	0
THERMO FISHER SCIENTIFIC INC COM	Stock	883556102	1,195,477	2,074	SH		SOLE		2,074	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	339,465	2,532	SH		SOLE		2,532	0	0
LOCKHEED MARTIN CORP COM	Stock	539830109	789,414	1,670	SH		SOLE		1,669	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	6,957,571	53,392	SH		SOLE		53,392	0	0
ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288638	1,913,564	37,316	SH		SOLE		37,316	0	0
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	234,200	6,862	SH		SOLE		6,861	0	0
CHEVRON CORP NEW COM	Stock	166764100	4,837,843	29,651	SH		SOLE		29,650	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	2,430,196	22,556	SH		SOLE		22,556	0	0
CONOCOPHILLIPS COM	Stock	20825C104	2,579,475	26,000	SH		SOLE		26,000	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	713,478	15,795	SH		SOLE		15,795	0	0
DANAHER CORPORATION COM	Stock	235851102	4,625,762	18,353	SH		SOLE		18,353	0	0
TJX COS INC NEW COM	Stock	872540109	344,768	4,400	SH		SOLE		4,399	0	0
BANK AMERICA CORP COM	Stock	060505104	2,010,782	70,307	SH		SOLE		70,307	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	5,932,281	47,953	SH		SOLE		47,953	0	0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	ETF	78464A805	1,266,481	25,114	SH		SOLE		25,113	0	0
WALMART INC COM	Stock	931142103	4,842,311	32,840	SH		SOLE		32,840	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	518,239	3,953	SH		SOLE		3,953	0	0
ORACLE CORP COM	Stock	68389X105	788,508	8,486	SH		SOLE		8,485	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	1,865,443	19,049	SH		SOLE		19,048	0	0
TEXAS INSTRS INC COM	Stock	882508104	7,838,592	42,141	SH		SOLE		42,140	0	0
TARGET CORP COM	Stock	87612E106	731,490	4,416	SH		SOLE		4,416	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	1,577,964	14,957	SH		SOLE		14,957	0	0
PFIZER INC COM	Stock	717081103	2,195,237	53,805	SH		SOLE		53,804	0	0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF	ETF	464287242	3,747,115	34,186	SH		SOLE		34,185	0	0
MORGAN STANLEY COM NEW	Stock	617446448	657,720	7,491	SH		SOLE		7,491	0	0
3M CO COM	Stock	88579Y101	381,123	3,626	SH		SOLE		3,625	0	0
KLA CORP COM NEW	Stock	482480100	914,663	2,291	SH		SOLE		2,291	0	0
HP INC COM	Stock	40434L105	275,447	9,385	SH		SOLE		9,384	0	0
GILEAD SCIENCES INC COM	Stock	375558103	554,323	6,681	SH		SOLE		6,681	0	0
CATERPILLAR INC COM	Stock	149123101	2,559,522	11,185	SH		SOLE		11,184	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	4,459,695	42,882	SH		SOLE		42,881	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	775,390	4,701	SH		SOLE		4,700	0	0
AMGEN INC COM	Stock	031162100	978,421	4,047	SH		SOLE		4,047	0	0
APPLIED MATLS INC COM	Stock	038222105	541,495	4,408	SH		SOLE		4,408	0	0
OTIS WORLDWIDE CORP COM	Stock	68902V107	383,426	4,543	SH		SOLE		4,542	0	0
ANALOG DEVICES INC COM	Stock	032654105	622,143	3,155	SH		SOLE		3,154	0	0
HUMANA INC COM	Stock	444859102	330,167	680	SH		SOLE		680	0	0
WILLIAMS COS INC COM	Stock	969457100	219,364	7,346	SH		SOLE		7,346	0	0
INVESCO VARIABLE RATE PREFERRED ETF	ETF	46138G870	394,088	17,792	SH		SOLE		17,791	0	0
ARISTA NETWORKS INC COM	Stock	040413106	221,407	1,319	SH		SOLE		1,319	0	0
CHECK POINT SOFTWARE TECH LTD ORD	Stock	M22465104	2,931,890	22,553	SH		SOLE		22,553	0	0
MERCADOLIBRE INC COM	Stock	58733R102	205,617	156	SH		SOLE		156	0	0
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	2,724,117	17,688	SH		SOLE		17,687	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	852,894	14,332	SH		SOLE		14,331	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	897,400	9,006	SH		SOLE		9,006	0	0
EATON CORP PLC SHS	Stock	G29183103	1,064,546	6,213	SH		SOLE		6,213	0	0
ISHARES CORE MSCI EUROPE ETF	ETF	46434V738	12,245,994	233,791	SH		SOLE		233,791	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	847,179	11,847	SH		SOLE		11,847	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	486,410	4,733	SH		SOLE		4,733	0	0
ISHARES INTERMEDIATE GOVERNMENT/CREDIT BOND ETF	ETF	464288612	726,022	6,948	SH		SOLE		6,948	0	0
AXALTA COATING SYS LTD COM	Stock	G0750C108	440,841	14,554	SH		SOLE		14,554	0	0
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	3,704,596	48,432	SH		SOLE		48,432	0	0
GARTNER INC COM	Stock	366651107	314,368	965	SH		SOLE		965	0	0
SPDR PORTFOLIO S&P 500 GROWTH ETF	ETF	78464A409	4,077,407	73,653	SH		SOLE		73,652	0	0
LAM RESEARCH CORP COM	Stock	512807108	312,700	590	SH		SOLE		589	0	0
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	1,207,429	29,652	SH		SOLE		29,652	0	0
PHILIP MORRIS INTL INC COM	Stock	718172109	838,165	8,619	SH		SOLE		8,618	0	0
NUCOR CORP COM	Stock	670346105	320,414	2,074	SH		SOLE		2,074	0	0
PARKER-HANNIFIN CORP COM	Stock	701094104	269,288	801	SH		SOLE		801	0	0
ROPER TECHNOLOGIES INC COM	Stock	776696106	2,012,441	4,567	SH		SOLE		4,566	0	0
SYNOPSYS INC COM	Stock	871607107	246,041	637	SH		SOLE		637	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	339,856	2,674	SH		SOLE		2,673	0	0
EQUINIX INC COM	REIT	29444U700	267,871	372	SH		SOLE		371	0	0
BRISTOL-MYERS SQUIBB CO COM	Stock	110122108	784,679	11,321	SH		SOLE		11,321	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	1,002,195	4,257	SH		SOLE		4,257	0	0
REALTY INCOME CORP COM	REIT	756109104	269,490	4,256	SH		SOLE		4,255	0	0
ALTRIA GROUP INC COM	Stock	02209S103	524,454	11,754	SH		SOLE		11,753	0	0
DOMINION ENERGY INC COM	Stock	25746U109	358,335	6,409	SH		SOLE		6,409	0	0
CITIGROUP INC COM NEW	Stock	172967424	431,768	9,208	SH		SOLE		9,208	0	0
CADENCE DESIGN SYSTEM INC COM	Stock	127387108	250,427	1,192	SH		SOLE		1,192	0	0
EXXON MOBIL CORP COM	Stock	30231G102	3,556,439	32,432	SH		SOLE		32,431	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	2,762,532	5,846	SH		SOLE		5,845	0	0
PRICE T ROWE GROUP INC COM	Stock	74144T108	358,683	3,177	SH		SOLE		3,177	0	0
TRAVELERS COMPANIES INC COM	Stock	89417E109	357,409	2,085	SH		SOLE		2,085	0	0
LOWES COS INC COM	Stock	548661107	5,782,496	28,917	SH		SOLE		28,916	0	0
ARK INNOVATION ETF	ETF	00214Q104	4,732	117	SH		SOLE		117	0	0
DEERE & CO COM	Stock	244199105	2,025,940	4,907	SH		SOLE		4,906	0	0
COLGATE PALMOLIVE CO COM	Stock	194162103	216,298	2,878	SH		SOLE		2,878	0	0
AMERICAN INTL GROUP INC COM NEW	Stock	026874784	239,557	4,757	SH		SOLE		4,756	0	0
UTILITIES SELECT SECTOR SPDR FUND	ETF	81369Y886	11,117,921	164,248	SH		SOLE		164,247	0	0
KRAFT HEINZ CO COM	Stock	500754106	914,205	23,641	SH		SOLE		23,641	0	0
PAYPAL HLDGS INC COM	Stock	70450Y103	498,090	6,559	SH		SOLE		6,559	0	0
ACTIVISION BLIZZARD INC COM	Stock	00507V109	250,188	2,923	SH		SOLE		2,923	0	0
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	ETF	78463X889	4,520,117	140,726	SH		SOLE		140,725	0	0
CROWN CASTLE INC COM	REIT	22822V101	387,631	2,896	SH		SOLE		2,896	0	0
BLACKROCK INC COM	Stock	09247X101	762,926	1,140	SH		SOLE		1,140	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	26,194,496	104,711	SH		SOLE		104,710	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	1,367,865	19,126	SH		SOLE		19,125	0	0
APPLE INC COM	Stock	037833100	29,431,851	178,483	SH		SOLE		178,483	0	0
GOLDMAN SACHS ACTIVEBETA U.S. LARGE CAP EQUITY ETF	ETF	381430503	1,998,824	24,610	SH		SOLE		24,610	0	0
WEC ENERGY GROUP INC COM	Stock	92939U106	228,999	2,416	SH		SOLE		2,415	0	0
ABBOTT LABS COM	Stock	002824100	5,802,832	57,306	SH		SOLE		57,306	0	0
DISNEY WALT CO COM	Stock	254687106	3,980,863	39,757	SH		SOLE		39,756	0	0
BOOKING HOLDINGS INC COM	Stock	09857L108	360,728	136	SH		SOLE		136	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,409,489	6,258	SH		SOLE		6,258	0	0
MARSH & MCLENNAN COS INC COM	Stock	571748102	527,738	3,169	SH		SOLE		3,168	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	19,477,590	127,923	SH		SOLE		127,923	0	0