COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
SPDR Blmbg 13 Mth TBill ETF | ETF | 78468R663 | 61,638 | 673,714 | SH | | SOLE | | 0 | 0 | 673,714 |
iShares Short Treasury Bond ETF | ETF | 464288679 | 58,434 | 530,736 | SH | | SOLE | | 0 | 0 | 530,736 |
ClearShares UltraShort Maturity ETF | ETF | 26922A453 | 30,666 | 306,278 | SH | | SOLE | | 0 | 0 | 306,278 |
JPMorgan UltraShort Income ETF | ETF | 46641Q837 | 11,941 | 238,385 | SH | | SOLE | | 0 | 0 | 238,385 |
iShares Floating Rate Bond ETF | ETF | 46429B655 | 10,091 | 202,147 | SH | | SOLE | | 0 | 0 | 202,147 |
Vanguard Value ETF | ETF | 922908744 | 8,149 | 61,788 | SH | | SOLE | | 0 | 0 | 61,788 |
iShares Core SP 500 ETF | ETF | 464287200 | 7,386 | 19,481 | SH | | SOLE | | 0 | 0 | 19,481 |
iShares 13 Year Treasury Bond ETF | ETF | 464287457 | 7,333 | 88,578 | SH | | SOLE | | 0 | 0 | 88,578 |
SPDR Port SP 1500 Comps Stk Mkt ETF | ETF | 78464A805 | 7,306 | 157,194 | SH | | SOLE | | 0 | 0 | 157,194 |
ISHARES TR 1 3 YR TREAS BD | ETF | 464287457 | 6,406 | 77,378 | SH | | SOLE | | 0 | 0 | 77,378 |
ClearShares OCIO ETF | ETF | 26922A727 | 5,872 | 16,940 | SH | | SOLE | | 0 | 0 | 16,940 |
iShares MSCI USA Min Vol Factor ETF | ETF | 46429B697 | 5,654 | 80,528 | SH | | SOLE | | 0 | 0 | 80,528 |
Schwab US Dividend Equity ETF | ETF | 808524797 | 5,583 | 77,947 | SH | | SOLE | | 0 | 0 | 77,947 |
Vanguard FTSE Developed Markets ETF | ETF | 921943858 | 5,039 | 123,515 | SH | | SOLE | | 0 | 0 | 123,515 |
Vanguard Total Stock Market ETF | ETF | 922908769 | 4,872 | 25,828 | SH | | SOLE | | 0 | 0 | 25,828 |
Vanguard High Dividend Yield ETF | ETF | 921946406 | 4,786 | 47,063 | SH | | SOLE | | 0 | 0 | 47,063 |
iShares Core MSCI EAFE ETF | ETF | 46432F842 | 4,544 | 77,221 | SH | | SOLE | | 0 | 0 | 77,221 |
Vanguard Growth ETF | ETF | 922908736 | 4,539 | 20,363 | SH | | SOLE | | 0 | 0 | 20,363 |
iShares Core US Aggregate Bond ETF | ETF | 464287226 | 3,875 | 38,114 | SH | | SOLE | | 0 | 0 | 38,114 |
Vanguard SP 500 ETF | ETF | 922908363 | 3,869 | 11,154 | SH | | SOLE | | 0 | 0 | 11,154 |
Schwab US Broad Market ETF | ETF | 808524102 | 3,589 | 81,208 | SH | | SOLE | | 0 | 0 | 81,208 |
iShares Core MSCI Total Intl Stk ETF | ETF | 46432F834 | 3,453 | 60,545 | SH | | SOLE | | 0 | 0 | 60,545 |
iShares Cohen Steers REIT ETF | ETF | 464287564 | 3,214 | 52,892 | SH | | SOLE | | 0 | 0 | 52,892 |
Vanguard ShortTerm Bond ETF | ETF | 921937827 | 2,997 | 39,035 | SH | | SOLE | | 0 | 0 | 39,035 |
Schwab 1000 ETF | ETF | 808524722 | 2,944 | 80,759 | SH | | SOLE | | 0 | 0 | 80,759 |
iShares Core US REIT ETF | ETF | 464288521 | 2,934 | 54,947 | SH | | SOLE | | 0 | 0 | 54,947 |
iShares Gold Trust | ETF | 464285204 | 2,903 | 84,605 | SH | | SOLE | | 0 | 0 | 84,605 |
iShares Intermediate Govt/Crdt Bd ETF | ETF | 464288612 | 2,896 | 27,438 | SH | | SOLE | | 0 | 0 | 27,438 |
Vanguard Total Bond Market ETF | ETF | 921937835 | 2,771 | 36,818 | SH | | SOLE | | 0 | 0 | 36,818 |
UnitedHealth Group Inc | Stock | 91324P102 | 2,423 | 4,718 | SH | | SOLE | | 0 | 0 | 4,718 |
Schwab US TIPS ETF | ETF | 808524870 | 2,333 | 41,808 | SH | | SOLE | | 0 | 0 | 41,808 |
Johnson Johnson | Stock | 478160104 | 2,295 | 12,931 | SH | | SOLE | | 0 | 0 | 12,931 |
Vanguard FTSE Emerging Markets ETF | ETF | 922042858 | 2,154 | 51,718 | SH | | SOLE | | 0 | 0 | 51,718 |
SPDR Portfolio Developed Wld exUS ETF | ETF | 78463X889 | 2,090 | 72,473 | SH | | SOLE | | 0 | 0 | 72,473 |
Vanguard ShortTerm Corporate Bond ETF | ETF | 92206C409 | 2,003 | 26,260 | SH | | SOLE | | 0 | 0 | 26,260 |
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS | ETF | 92206C102 | 1,928 | 32,752 | SH | | SOLE | | 0 | 0 | 32,752 |
Berkshire Hathaway Inc Class B | Stock | 084670207 | 1,909 | 6,993 | SH | | SOLE | | 0 | 0 | 6,993 |
SPDR Portfolio SP 500 Value ETF | ETF | 78464A508 | 1,807 | 49,069 | SH | | SOLE | | 0 | 0 | 49,069 |
CocaCola Co | Stock | 191216100 | 1,783 | 28,337 | SH | | SOLE | | 0 | 0 | 28,337 |
iShares US Treasury Bond ETF | ETF | 46429B267 | 1,776 | 74,321 | SH | | SOLE | | 0 | 0 | 74,321 |
Exxon Mobil Corp | Stock | 30231G102 | 1,669 | 19,485 | SH | | SOLE | | 0 | 0 | 19,485 |
Schwab US REIT ETF | ETF | 808524847 | 1,591 | 75,443 | SH | | SOLE | | 0 | 0 | 75,443 |
Schwab ShortTerm US Treasury ETF | ETF | 808524862 | 1,588 | 32,281 | SH | | SOLE | | 0 | 0 | 32,281 |
SPDR SP 500 ETF Trust | ETF | 78462F103 | 1,555 | 4,121 | SH | | SOLE | | 0 | 0 | 4,121 |
SPDR Portfolio Emerging Markets ETF | ETF | 78463X509 | 1,495 | 43,009 | SH | | SOLE | | 0 | 0 | 43,009 |
iShares Core International Aggt Bd ETF | ETF | 46435G672 | 1,462 | 29,342 | SH | | SOLE | | 0 | 0 | 29,342 |
PepsiCo Inc | Stock | 713448108 | 1,405 | 8,433 | SH | | SOLE | | 0 | 0 | 8,433 |
Pfizer Inc | Stock | 717081103 | 1,356 | 25,869 | SH | | SOLE | | 0 | 0 | 25,869 |
iShares Core SP MidCap ETF | ETF | 464287507 | 1,307 | 5,779 | SH | | SOLE | | 0 | 0 | 5,779 |
Merck Co Inc | Stock | 58933Y105 | 1,304 | 14,305 | SH | | SOLE | | 0 | 0 | 14,305 |
Chevron Corp | Stock | 166764100 | 1,277 | 8,821 | SH | | SOLE | | 0 | 0 | 8,821 |
AbbVie Inc | Stock | 00287Y109 | 1,265 | 8,259 | SH | | SOLE | | 0 | 0 | 8,259 |
iShares Core SP SmallCap ETF | ETF | 464287804 | 1,264 | 13,675 | SH | | SOLE | | 0 | 0 | 13,675 |
SPDR Portfolio TIPS ETF | ETF | 78464A656 | 1,225 | 44,514 | SH | | SOLE | | 0 | 0 | 44,514 |
Amgen Inc | Stock | 031162100 | 1,148 | 4,717 | SH | | SOLE | | 0 | 0 | 4,717 |
iShares ESG Aware MSCI USA ETF | ETF | 46435G425 | 1,142 | 13,615 | SH | | SOLE | | 0 | 0 | 13,615 |
Eli Lilly and Co | Stock | 532457108 | 1,128 | 3,480 | SH | | SOLE | | 0 | 0 | 3,480 |
DIREXION DAILY SP 500 BEAR ET | ETF | 25460E869 | 1,125 | 66,005 | SH | | SOLE | | 0 | 0 | 66,005 |
International Business Machines Corp | Stock | 459200101 | 1,095 | 7,757 | SH | | SOLE | | 0 | 0 | 7,757 |
SPDR SERIES TRUST PORTFOLIO SP 500 ETF | ETF | 78464A854 | 1,071 | 24,150 | SH | | SOLE | | 0 | 0 | 24,150 |
iShares Core MSCI Emerging Markets ETF | ETF | 46434G103 | 1,060 | 21,617 | SH | | SOLE | | 0 | 0 | 21,617 |
Procter Gamble Co | Stock | 742718109 | 1,053 | 7,325 | SH | | SOLE | | 0 | 0 | 7,325 |
Schwab International Equity ETF | ETF | 808524805 | 1,042 | 33,143 | SH | | SOLE | | 0 | 0 | 33,143 |
Schwab IntermediateTerm US Trs ETF | ETF | 808524854 | 1,004 | 19,456 | SH | | SOLE | | 0 | 0 | 19,456 |
Direxion Auspice Broad Cmdty Strat ETF | ETF | 25460E307 | 993 | 32,034 | SH | | SOLE | | 0 | 0 | 32,034 |
Linde PLC | Stock | G5494J103 | 951 | 3,309 | SH | | SOLE | | 0 | 0 | 3,309 |
ATT Inc | Stock | 00206R102 | 868 | 41,433 | SH | | SOLE | | 0 | 0 | 41,433 |
Kellogg | Stock | 487836108 | 868 | 12,163 | SH | | SOLE | | 0 | 0 | 12,163 |
Fidelity Quality Factor ETF | ETF | 316092790 | 794 | 17,951 | SH | | SOLE | | 0 | 0 | 17,951 |
BristolMyers Squibb Co | Stock | 110122108 | 778 | 10,100 | SH | | SOLE | | 0 | 0 | 10,100 |
SPDR Blmbg Intl Trs Bd ETF | ETF | 78464A516 | 771 | 33,275 | SH | | SOLE | | 0 | 0 | 33,275 |
Broadcom Inc | Stock | 11135F101 | 741 | 1,525 | SH | | SOLE | | 0 | 0 | 1,525 |
Philip Morris International Inc | Stock | 718172109 | 734 | 7,438 | SH | | SOLE | | 0 | 0 | 7,438 |
McDonald's Corp | Stock | 580135101 | 727 | 2,946 | SH | | SOLE | | 0 | 0 | 2,946 |
CROWN CASTLE INC REIT | Stock | 22822V101 | 720 | 4,276 | SH | | SOLE | | 0 | 0 | 4,276 |
Automatic Data Processing Inc | Stock | 053015103 | 714 | 3,400 | SH | | SOLE | | 0 | 0 | 3,400 |
iShares Core SP Total US Stock Mkt ETF | ETF | 464287150 | 713 | 8,505 | SH | | SOLE | | 0 | 0 | 8,505 |
Marsh McLennan Companies Inc | Stock | 571748102 | 689 | 4,438 | SH | | SOLE | | 0 | 0 | 4,438 |
Raytheon Technologies Corp | Stock | 75513E101 | 670 | 6,975 | SH | | SOLE | | 0 | 0 | 6,975 |
Apple Inc | Stock | 037833100 | 670 | 4,899 | SH | | SOLE | | 0 | 0 | 4,899 |
General Mills Inc | Stock | 370334104 | 600 | 7,947 | SH | | SOLE | | 0 | 0 | 7,947 |
ISHARES TRUST EAFE VALUE ETF | ETF | 464288877 | 562 | 12,958 | SH | | SOLE | | 0 | 0 | 12,958 |
Schwab Emerging Markets Equity ETF | ETF | 808524706 | 547 | 21,545 | SH | | SOLE | | 0 | 0 | 21,545 |
ConocoPhillips | Stock | 20825C104 | 535 | 5,955 | SH | | SOLE | | 0 | 0 | 5,955 |
American Tower Corp | Stock | 03027X100 | 529 | 2,070 | SH | | SOLE | | 0 | 0 | 2,070 |
Mastercard Inc Class A | Stock | 57636Q104 | 527 | 1,671 | SH | | SOLE | | 0 | 0 | 1,671 |
Thermo Fisher Scientific Inc | Stock | 883556102 | 456 | 840 | SH | | SOLE | | 0 | 0 | 840 |
iShares TIPS Bond ETF | ETF | 464287176 | 441 | 3,868 | SH | | SOLE | | 0 | 0 | 3,868 |
VANGUARD SMALL CP ETF | ETF | 922908751 | 430 | 2,441 | SH | | SOLE | | 0 | 0 | 2,441 |
CVS Health Corp | Stock | 126650100 | 422 | 4,553 | SH | | SOLE | | 0 | 0 | 4,553 |
Costco Wholesale Corp | Stock | 22160K105 | 421 | 879 | SH | | SOLE | | 0 | 0 | 879 |
WW Grainger Inc | Stock | 384802104 | 418 | 920 | SH | | SOLE | | 0 | 0 | 920 |
ISHARES TRUST EAFE GRWTH ETF | ETF | 464288885 | 416 | 5,167 | SH | | SOLE | | 0 | 0 | 5,167 |
S B A COMMUNICATIONS CLASS A | Stock | 78410G104 | 393 | 1,228 | SH | | SOLE | | 0 | 0 | 1,228 |
Lockheed Martin Corp | Stock | 539830109 | 391 | 909 | SH | | SOLE | | 0 | 0 | 909 |
AstraZeneca PLC ADR | Stock | 046353108 | 388 | 5,865 | SH | | SOLE | | 0 | 0 | 5,865 |
iShares Core Total USD Bond Market ETF | ETF | 46434V613 | 352 | 7,525 | SH | | SOLE | | 0 | 0 | 7,525 |
Caterpillar Inc | Stock | 149123101 | 352 | 1,970 | SH | | SOLE | | 0 | 0 | 1,970 |
Enbridge Inc | Stock | 29250N105 | 346 | 8,182 | SH | | SOLE | | 0 | 0 | 8,182 |
Duke Energy Corp | Stock | 26441C204 | 345 | 3,217 | SH | | SOLE | | 0 | 0 | 3,217 |
TMobile US Inc | Stock | 872590104 | 341 | 2,532 | SH | | SOLE | | 0 | 0 | 2,532 |
HSBC Holdings PLC ADR | Stock | 404280406 | 340 | 10,401 | SH | | SOLE | | 0 | 0 | 10,401 |
ISHARES MSCI INDO INVES | ETF | 46429B309 | 337 | 15,058 | SH | | SOLE | | 0 | 0 | 15,058 |
ISHARES MSCI MEXICO | ETF | 464286822 | 337 | 7,227 | SH | | SOLE | | 0 | 0 | 7,227 |
DEUTSCHE TELEKOM AG | Stock | 251566105 | 333 | 16,731 | SH | | SOLE | | 0 | 0 | 16,731 |
ColgatePalmolive Co | Stock | 194162103 | 330 | 4,117 | SH | | SOLE | | 0 | 0 | 4,117 |
NOVARTIS AG ADR | Stock | 66987V109 | 327 | 3,865 | SH | | SOLE | | 0 | 0 | 3,865 |
SCHWAB STRATEGIC TR 1 5YR CORP BD ETF | ETF | 7839989D1 | 317 | 6,683 | SH | | SOLE | | 0 | 0 | 6,683 |
PROSHARES ULTRA VIX ST F | ETF | 74347Y839 | 317 | 21,794 | SH | | SOLE | | 0 | 0 | 21,794 |
TotalEnergies SE ADR | Stock | 89151E109 | 310 | 5,880 | SH | | SOLE | | 0 | 0 | 5,880 |
ISHARES MSCI CHILE INVEST | ETF | 464286640 | 298 | 12,361 | SH | | SOLE | | 0 | 0 | 12,361 |
GILEAD SCIENCES INC | Stock | 375558103 | 297 | 4,813 | SH | | SOLE | | 0 | 0 | 4,813 |
Sanofi SA ADR | Stock | 80105N105 | 294 | 5,878 | SH | | SOLE | | 0 | 0 | 5,878 |
Vertex Pharmaceuticals Inc | Stock | 92532F100 | 293 | 1,041 | SH | | SOLE | | 0 | 0 | 1,041 |
COMMONWEALTH BK AUS ADR | Stock | 202712600 | 289 | 4,666 | SH | | SOLE | | 0 | 0 | 4,666 |
ISHARES MSCI BRAZIL | ETF | 464286400 | 289 | 10,536 | SH | | SOLE | | 0 | 0 | 10,536 |
Southern Co | Stock | 842587107 | 288 | 4,044 | SH | | SOLE | | 0 | 0 | 4,044 |
Walmart Inc | Stock | 931142103 | 284 | 2,333 | SH | | SOLE | | 0 | 0 | 2,333 |
Altria Group Inc | Stock | 02209S103 | 279 | 6,691 | SH | | SOLE | | 0 | 0 | 6,691 |
iShares Edge MSCI Multifactor Intl ETF | ETF | 46434V274 | 271 | 11,500 | SH | | SOLE | | 0 | 0 | 11,500 |
Waters Corp | Stock | 941848103 | 269 | 813 | SH | | SOLE | | 0 | 0 | 813 |
VICI PROPERTIES INC | Stock | 925652109 | 263 | 8,845 | SH | | SOLE | | 0 | 0 | 8,845 |
Shell PLC | Stock | 780259305 | 263 | 5,028 | SH | | SOLE | | 0 | 0 | 5,028 |
CH Robinson Worldwide Inc | Stock | 12541W209 | 263 | 2,592 | SH | | SOLE | | 0 | 0 | 2,592 |
Public Storage | Stock | 74460D109 | 258 | 826 | SH | | SOLE | | 0 | 0 | 826 |
BHP Group Ltd ADR | Stock | 088606108 | 257 | 4,568 | SH | | SOLE | | 0 | 0 | 4,568 |
BP PLC ADR | Stock | 055622104 | 251 | 8,863 | SH | | SOLE | | 0 | 0 | 8,863 |
Valero Energy Corp | Stock | 91913Y100 | 250 | 2,356 | SH | | SOLE | | 0 | 0 | 2,356 |
Vanguard ShortTerm InflProt Secs ETF | ETF | 922020805 | 248 | 4,957 | SH | | SOLE | | 0 | 0 | 4,957 |
SELECT SECTOR SPDR TRUST ENERGY ETF | ETF | 81369Y506 | 237 | 3,309 | SH | | SOLE | | 0 | 0 | 3,309 |
Microsoft Corp | Stock | 594918104 | 234 | 911 | SH | | SOLE | | 0 | 0 | 911 |
Realty Income Corp | Stock | 756109104 | 233 | 3,410 | SH | | SOLE | | 0 | 0 | 3,410 |
Mondelez International Inc Class A | Stock | 609207105 | 230 | 3,699 | SH | | SOLE | | 0 | 0 | 3,699 |
Leidos Holdings Inc | Stock | 525327102 | 227 | 2,250 | SH | | SOLE | | 0 | 0 | 2,250 |
ISHARES TRUST MSCI USA VALUE FACTOR ETF | ETF | 46432F388 | 225 | 2,491 | SH | | SOLE | | 0 | 0 | 2,491 |
VENTAS INC REIT | Stock | 92276F100 | 225 | 4,375 | SH | | SOLE | | 0 | 0 | 4,375 |
Bunge Ltd | Stock | G16962105 | 217 | 2,392 | SH | | SOLE | | 0 | 0 | 2,392 |
DIMENSIONAL ETF TR US CORE EQUITY 2 ETF | ETF | 25434V708 | 210 | 9,031 | SH | | SOLE | | 0 | 0 | 9,031 |
SCHWAB STRATEGIC TR US SML CAP ETF | ETF | 808524607 | 210 | 5,386 | SH | | SOLE | | 0 | 0 | 5,386 |
Welltower Inc | Stock | 95040Q104 | 201 | 2,435 | SH | | SOLE | | 0 | 0 | 2,435 |
Mitsubishi UFJ Financial Group Inc ADR | Stock | 606822104 | 123 | 22,940 | SH | | SOLE | | 0 | 0 | 22,940 |
ISHARES MSCI UAE ETF | ETF | 46434V761 | 171 | 11,039 | SH | | SOLE | | 0 | 0 | 11,039 |