COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 499 | 181 | SH | | SOLE | 0 | 0 | 0 | 181 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 16,410 | 195,671 | SH | | SOLE | 0 | 43,772 | 0 | 151,899 |
SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 | 23,993 | 893,582 | SH | | SOLE | 0 | 125,500 | 0 | 768,082 |
VANGUARD TOTAL STOCK MARKET INDEX FUND | ETF | 922908769 | 302 | 1,930 | SH | | SOLE | 0 | 0 | 0 | 1,930 |
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF | ETF | 921946810 | 294 | 4,384 | SH | | SOLE | 0 | 0 | 0 | 4,384 |
ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 | 480 | 11,997 | SH | | SOLE | 0 | 0 | 0 | 11,997 |
COCA COLA CO COM | Stock | 191216100 | 424 | 9,500 | SH | | SOLE | 0 | 0 | 0 | 9,500 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 255 | 12,759 | SH | | SOLE | 0 | 0 | 0 | 12,759 |
INVESCO BULLETSHARES 2025 CORPORATE BOND ETF | ETF | 46138J825 | 24 | 24,000 | SH | | SOLE | 0 | 24,000 | 0 | 0 |
VANGUARD REAL ESTATE ETF | ETF | 922908553 | 2,203 | 28,052 | SH | | SOLE | 0 | 113 | 0 | 27,939 |
MERCK & CO. INC COM | Stock | 58933Y105 | 348 | 4,496 | SH | | SOLE | 0 | 0 | 0 | 4,496 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 448 | 4,152 | SH | | SOLE | 0 | 0 | 0 | 4,152 |
SPDR S&P 500 ETF | ETF | 78462F103 | 340 | 1,101 | SH | | SOLE | 0 | 0 | 0 | 1,101 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND | ETF | 922042718 | 434 | 4,494 | SH | | SOLE | 0 | 0 | 0 | 4,494 |
PEPSICO INC COM | Stock | 713448108 | 396 | 2,994 | SH | | SOLE | 0 | 486 | 0 | 2,508 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 5,076 | 50,725 | SH | | SOLE | 0 | 538 | 0 | 50,187 |
SPDR GOLD SHARES | ETF | 78463V107 | 14,933 | 140,912 | SH | | SOLE | 0 | 53,832 | 0 | 87,080 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 409 | 13,759 | SH | | SOLE | 0 | 1,760 | 0 | 11,999 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 212 | 2,860 | SH | | SOLE | 0 | 0 | 0 | 2,860 |
ISHARES S&P SMALL-CAP FUND | ETF | 464287804 | 581 | 200,654 | SH | | SOLE | 0 | 195,000 | 0 | 5,654 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 39,596 | 1,788,181 | SH | | SOLE | 0 | 210,871 | 0 | 1,577,310 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 248 | 175 | SH | | SOLE | 0 | 0 | 0 | 175 |
MICROSOFT CORP COM | Stock | 594918104 | 285 | 1,399 | SH | | SOLE | 0 | 0 | 0 | 1,399 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 725 | 36,500 | SH | | SOLE | 0 | 0 | 0 | 36,500 |
INVESCO BULLETSHARES 2026 CORPORATE BOND ETF | ETF | 46138J791 | 24 | 24,000 | SH | | SOLE | 0 | 24,000 | 0 | 0 |
VANGUARD SMALL-CAP INDEX FUND | ETF | 922908751 | 53,609 | 367,893 | SH | | SOLE | 0 | 10,756 | 0 | 357,137 |
VANGUARD MID-CAP INDEX FUND | ETF | 922908629 | 30,998 | 318,324 | SH | | SOLE | 0 | 135,014 | 0 | 183,309 |
VANGUARD LARGE-CAP INDEX FUND | ETF | 922908637 | 54,838 | 641,662 | SH | | SOLE | 0 | 272,616 | 0 | 369,045 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 399 | 1,663 | SH | | SOLE | 0 | 0 | 0 | 1,663 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 678 | 18,199 | SH | | SOLE | 0 | 0 | 0 | 18,199 |
FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 | 2,087 | 90,183 | SH | | SOLE | 0 | 0 | 0 | 90,183 |
ALERIAN MLP ETF | ETF | 00162Q452 | 250 | 10,133 | SH | | SOLE | 0 | 0 | 0 | 10,133 |
SCHWAB SHORT-TERM U.S. TREASURY ETF | ETF | 808524862 | 14,573 | 355,806 | SH | | SOLE | 0 | 76,239 | 0 | 279,567 |
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF | ETF | 46435U325 | 10,846 | 400,377 | SH | | SOLE | 0 | 21,305 | 0 | 379,072 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 5,869 | 87,027 | SH | | SOLE | 0 | 30,422 | 0 | 56,605 |
VANECK VECTORS GOLD MINERS ETF | ETF | 92189F106 | 278 | 7,590 | SH | | SOLE | 0 | 0 | 0 | 7,590 |
SPDR S&P EMERGING MARKETS DIVIDEND ETF | ETF | 78463X533 | 493 | 19,955 | SH | | SOLE | 0 | 0 | 0 | 19,955 |
VANGUARD MORTGAGE-BACKED SECURITIES ETF | ETF | 92206C771 | 14,787 | 345,594 | SH | | SOLE | 0 | 76,995 | 0 | 268,598 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 240 | 2,973 | SH | | SOLE | 0 | 0 | 0 | 2,973 |
GLOBAL X SUPERDIVIDEND ETF | ETF | 37950E549 | 247 | 22,451 | SH | | SOLE | 0 | 0 | 0 | 22,451 |
VANGUARD SMALL-CAP VALUE INDEX FUND | ETF | 922908611 | 1,045 | 9,769 | SH | | SOLE | 0 | 0 | 0 | 9,769 |
VANGUARD MID-CAP GROWTH INDEX FUND | ETF | 922908538 | 460 | 2,787 | SH | | SOLE | 0 | 0 | 0 | 2,787 |
VISA INC COM CL A | Stock | 92826C839 | 281 | 1,457 | SH | | SOLE | 0 | 0 | 0 | 1,457 |
VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 | 511 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE INDEX FUND | ETF | 922908744 | 19,597 | 196,777 | SH | | SOLE | 0 | 1,388 | 0 | 195,389 |
VANGUARD GROWTH INDEX FUND | ETF | 922908736 | 19,698 | 97,473 | SH | | SOLE | 0 | 627 | 0 | 96,846 |
SPDR S&P METALS AND MINING ETF | ETF | 78464A755 | 325 | 15,345 | SH | | SOLE | 0 | 0 | 0 | 15,345 |
ISHARES MSCI FRONTIER 100 FUND | ETF | 464286145 | 268 | 11,055 | SH | | SOLE | 0 | 0 | 0 | 11,055 |
VANECK VECTORS JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 516 | 10,399 | SH | | SOLE | 0 | 0 | 0 | 10,399 |
SPDR PORTFOLIO SHORT TERM TREASURY ETF | ETF | 78468R101 | 500 | 16,266 | SH | | SOLE | 0 | 58 | 0 | 16,208 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 2,452 | 19,202 | SH | | SOLE | 0 | 435 | 0 | 18,767 |
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF | ETF | 46138J700 | 2,877 | 157,504 | SH | | SOLE | 0 | 25,006 | 0 | 132,497 |
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF | ETF | 46138J882 | 2,904 | 155,987 | SH | | SOLE | 0 | 25,001 | 0 | 130,985 |
UNION PAC CORP COM | Stock | 907818108 | 701 | 4,148 | SH | | SOLE | 0 | 0 | 0 | 4,148 |
VANGUARD MID-CAP VALUE INDEX FUND | ETF | 922908512 | 518 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 266 | 2,827 | SH | | SOLE | 0 | 0 | 0 | 2,827 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 7,399 | 64,112 | SH | | SOLE | 0 | 3,723 | 0 | 60,389 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 53,452 | 1,656,601 | SH | | SOLE | 0 | 295,567 | 0 | 1,361,034 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 261 | 2,863 | SH | | SOLE | 0 | 0 | 0 | 2,863 |
ORACLE CORP COM | Stock | 68389X105 | 231 | 4,186 | SH | | SOLE | 0 | 0 | 0 | 4,186 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 1,558 | 39,339 | SH | | SOLE | 0 | 17 | 0 | 39,322 |
VANGUARD HIGH DIVIDEND YIELD ETF | ETF | 921946406 | 18,767 | 315,226 | SH | | SOLE | 0 | 85,283 | 0 | 229,943 |
VANECK VECTORS SHORT HIGH-YIELD MUNICIPAL INDEX ETF | ETF | 92189F387 | 1,474 | 61,864 | SH | | SOLE | 0 | 0 | 0 | 61,864 |
ISHARES YIELD OPTIMIZED BOND ETF | ETF | 46434V787 | 60 | 60,000 | SH | | SOLE | 0 | 60,000 | 0 | 0 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 11,929 | 160,410 | SH | | SOLE | 0 | 60,742 | 0 | 99,667 |
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF | ETF | 46138J866 | 2,919 | 157,024 | SH | | SOLE | 0 | 25,003 | 0 | 132,020 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 2,926 | 155,662 | SH | | SOLE | 0 | 24,587 | 0 | 131,075 |
VANGUARD SHORT-TERM BOND INDEX FUND | ETF | 921937827 | 574 | 6,905 | SH | | SOLE | 0 | 43 | 0 | 6,862 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 14,456 | 196,488 | SH | | SOLE | 0 | 65,771 | 0 | 130,717 |
SPDR DOW JONES REIT ETF | ETF | 78464A607 | 4,398 | 82,026 | SH | | SOLE | 0 | 27,679 | 0 | 54,347 |
SPDR S&P INTERNATIONAL DIVIDEND ETF | ETF | 78463X772 | 501 | 15,113 | SH | | SOLE | 0 | 0 | 0 | 15,113 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 5,791 | 209,675 | SH | | SOLE | 0 | 42,588 | 0 | 167,087 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 10,877 | 200,907 | SH | | SOLE | 0 | 9,111 | 0 | 191,796 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 14,981 | 246,114 | SH | | SOLE | 0 | 1,891 | 0 | 244,223 |
APPLE INC COM | Stock | 037833100 | 491 | 1,347 | SH | | SOLE | 0 | 175 | 0 | 1,172 |