COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 570 | 181 | SH | | SOLE | 0 | 0 | 0 | 181 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 11,852 | 101,558 | SH | | SOLE | 0 | 2,325 | 0 | 99,232 |
SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 | 23,943 | 777,119 | SH | | SOLE | 0 | 5,473 | 0 | 771,646 |
VANGUARD TOTAL STOCK MARKET INDEX FUND | ETF | 922908769 | 329 | 1,930 | SH | | SOLE | 0 | 0 | 0 | 1,930 |
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF | ETF | 921946810 | 316 | 4,384 | SH | | SOLE | 0 | 0 | 0 | 4,384 |
ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 | 593 | 13,461 | SH | | SOLE | 0 | 0 | 0 | 13,461 |
COCA COLA CO COM | Stock | 191216100 | 464 | 9,400 | SH | | SOLE | 0 | 0 | 0 | 9,400 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 238 | 14,887 | SH | | SOLE | 0 | 0 | 0 | 14,887 |
VANGUARD REAL ESTATE ETF | ETF | 922908553 | 2,217 | 28,073 | SH | | SOLE | 0 | 84 | 0 | 27,989 |
MERCK & CO. INC COM | Stock | 58933Y105 | 373 | 4,496 | SH | | SOLE | 0 | 0 | 0 | 4,496 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 449 | 4,152 | SH | | SOLE | 0 | 0 | 0 | 4,152 |
SPDR S&P 500 ETF | ETF | 78462F103 | 369 | 1,101 | SH | | SOLE | 0 | 0 | 0 | 1,101 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND | ETF | 922042718 | 473 | 4,494 | SH | | SOLE | 0 | 0 | 0 | 4,494 |
PEPSICO INC COM | Stock | 713448108 | 415 | 2,994 | SH | | SOLE | 0 | 486 | 0 | 2,508 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 5,332 | 50,547 | SH | | SOLE | 0 | 398 | 0 | 50,149 |
SPDR GOLD SHARES | ETF | 78463V107 | 15,667 | 88,454 | SH | | SOLE | 0 | 1,249 | 0 | 87,205 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 432 | 13,759 | SH | | SOLE | 0 | 1,760 | 0 | 11,999 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 231 | 2,860 | SH | | SOLE | 0 | 0 | 0 | 2,860 |
JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 | 414 | 8,151 | SH | | SOLE | 0 | 0 | 0 | 8,151 |
ISHARES S&P SMALL-CAP FUND | ETF | 464287804 | 397 | 5,654 | SH | | SOLE | 0 | 0 | 0 | 5,654 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 43,180 | 1,613,587 | SH | | SOLE | 0 | 28,446 | 0 | 1,585,141 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 256 | 175 | SH | | SOLE | 0 | 0 | 0 | 175 |
MICROSOFT CORP COM | Stock | 594918104 | 294 | 1,399 | SH | | SOLE | 0 | 0 | 0 | 1,399 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 739 | 36,500 | SH | | SOLE | 0 | 0 | 0 | 36,500 |
VANGUARD SMALL-CAP INDEX FUND | ETF | 922908751 | 55,899 | 363,451 | SH | | SOLE | 0 | 6,223 | 0 | 357,227 |
VANGUARD MID-CAP INDEX FUND | ETF | 922908629 | 22,765 | 129,158 | SH | | SOLE | 0 | 3,230 | 0 | 125,928 |
VANGUARD LARGE-CAP INDEX FUND | ETF | 922908637 | 58,886 | 376,413 | SH | | SOLE | 0 | 7,352 | 0 | 369,061 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 462 | 1,663 | SH | | SOLE | 0 | 0 | 0 | 1,663 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 725 | 16,926 | SH | | SOLE | 0 | 0 | 0 | 16,926 |
FINANCIAL SELECT SECTOR SPDR FUND | ETF | 81369Y605 | 2,172 | 90,232 | SH | | SOLE | 0 | 0 | 0 | 90,232 |
SCHWAB SHORT-TERM U.S. TREASURY ETF | ETF | 808524862 | 14,646 | 284,391 | SH | | SOLE | 0 | 1,570 | 0 | 282,821 |
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF | ETF | 46435U325 | 10,890 | 398,985 | SH | | SOLE | 0 | 12,323 | 0 | 386,662 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 5,972 | 57,388 | SH | | SOLE | 0 | 400 | 0 | 56,988 |
VANECK VECTORS GOLD MINERS ETF | ETF | 92189F106 | 343 | 8,758 | SH | | SOLE | 0 | 0 | 0 | 8,758 |
SPDR S&P EMERGING MARKETS DIVIDEND ETF | ETF | 78463X533 | 200 | 8,235 | SH | | SOLE | 0 | 0 | 0 | 8,235 |
VANGUARD MORTGAGE-BACKED SECURITIES ETF | ETF | 92206C771 | 14,776 | 272,261 | SH | | SOLE | 0 | 1,900 | 0 | 270,360 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 8,346 | 102,352 | SH | | SOLE | 0 | 1,060 | 0 | 101,292 |
GLOBAL X SUPERDIVIDEND ETF | ETF | 37950E549 | 246 | 22,851 | SH | | SOLE | 0 | 0 | 0 | 22,851 |
VANGUARD SMALL-CAP VALUE INDEX FUND | ETF | 922908611 | 1,129 | 10,207 | SH | | SOLE | 0 | 0 | 0 | 10,207 |
VANGUARD MID-CAP GROWTH INDEX FUND | ETF | 922908538 | 502 | 2,787 | SH | | SOLE | 0 | 0 | 0 | 2,787 |
VISA INC COM CL A | Stock | 92826C839 | 291 | 1,457 | SH | | SOLE | 0 | 0 | 0 | 1,457 |
VANGUARD SMALL-CAP GROWTH INDEX FUND | ETF | 922908595 | 550 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE INDEX FUND | ETF | 922908744 | 20,532 | 196,457 | SH | | SOLE | 0 | 1,027 | 0 | 195,430 |
VANGUARD GROWTH INDEX FUND | ETF | 922908736 | 18,880 | 82,947 | SH | | SOLE | 0 | 401 | 0 | 82,546 |
ISHARES EMERGING MARKETS DIVIDEND ETF | ETF | 464286319 | 279 | 9,268 | SH | | SOLE | 0 | 0 | 0 | 9,268 |
SPDR S&P METALS AND MINING ETF | ETF | 78464A755 | 357 | 15,345 | SH | | SOLE | 0 | 0 | 0 | 15,345 |
ISHARES MSCI FRONTIER 100 FUND | ETF | 464286145 | 351 | 13,714 | SH | | SOLE | 0 | 0 | 0 | 13,714 |
VANECK VECTORS JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 621 | 11,213 | SH | | SOLE | 0 | 0 | 0 | 11,213 |
SPDR PORTFOLIO SHORT TERM TREASURY ETF | ETF | 78468R101 | 483 | 15,729 | SH | | SOLE | 0 | 58 | 0 | 15,671 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 2,807 | 19,096 | SH | | SOLE | 0 | 322 | 0 | 18,774 |
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF | ETF | 46138J700 | 2,878 | 134,998 | SH | | SOLE | 0 | 960 | 0 | 134,038 |
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF | ETF | 46138J882 | 2,913 | 133,398 | SH | | SOLE | 0 | 948 | 0 | 132,449 |
UNION PAC CORP COM | Stock | 907818108 | 817 | 4,148 | SH | | SOLE | 0 | 0 | 0 | 4,148 |
VANGUARD MID-CAP VALUE INDEX FUND | ETF | 922908512 | 549 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 272 | 2,827 | SH | | SOLE | 0 | 0 | 0 | 2,827 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 7,440 | 64,177 | SH | | SOLE | 0 | 2,304 | 0 | 61,873 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 56,571 | 1,383,144 | SH | | SOLE | 0 | 11,849 | 0 | 1,371,295 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 204 | 2,204 | SH | | SOLE | 0 | 0 | 0 | 2,204 |
ORACLE CORP COM | Stock | 68389X105 | 250 | 4,186 | SH | | SOLE | 0 | 0 | 0 | 4,186 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 1,704 | 39,403 | SH | | SOLE | 0 | 17 | 0 | 39,386 |
VANGUARD HIGH DIVIDEND YIELD ETF | ETF | 921946406 | 19,104 | 236,062 | SH | | SOLE | 0 | 4,536 | 0 | 231,526 |
VANECK VECTORS SHORT HIGH YIELD MUNI ETF | ETF | 92189F387 | 4,672 | 191,631 | SH | | SOLE | 0 | 2,476 | 0 | 189,155 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 11,918 | 100,950 | SH | | SOLE | 0 | 705 | 0 | 100,244 |
ISHARES S&P SMALL-CAP 600 VALUE ETF | ETF | 464287879 | 213 | 1,738 | SH | | SOLE | 0 | 350 | 0 | 1,388 |
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF | ETF | 46138J866 | 2,929 | 134,405 | SH | | SOLE | 0 | 951 | 0 | 133,453 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 2,954 | 133,199 | SH | | SOLE | 0 | 739 | 0 | 132,460 |
VANGUARD SHORT-TERM BOND INDEX FUND | ETF | 921937827 | 463 | 5,574 | SH | | SOLE | 0 | 43 | 0 | 5,531 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 16,030 | 133,694 | SH | | SOLE | 0 | 2,512 | 0 | 131,182 |
SPDR DOW JONES REIT ETF | ETF | 78464A607 | 4,395 | 56,369 | SH | | SOLE | 0 | 1,146 | 0 | 55,222 |
SPDR S&P INTERNATIONAL DIVIDEND ETF | ETF | 78463X772 | 510 | 15,113 | SH | | SOLE | 0 | 0 | 0 | 15,113 |
LOWES COS INC COM | Stock | 548661107 | 358 | 2,156 | SH | | SOLE | 0 | 0 | 0 | 2,156 |
COLGATE PALMOLIVE CO COM | Stock | 194162103 | 202 | 2,616 | SH | | SOLE | 0 | 0 | 0 | 2,616 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 5,506 | 188,187 | SH | | SOLE | 0 | 21,294 | 0 | 166,893 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 11,019 | 202,408 | SH | | SOLE | 0 | 6,165 | 0 | 196,243 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 15,700 | 246,665 | SH | | SOLE | 0 | 1,399 | 0 | 245,266 |
APPLE INC COM | Stock | 037833100 | 624 | 5,388 | SH | | SOLE | 0 | 700 | 0 | 4,688 |