COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 384 | 3,400 | SH | | SOLE | 0 | 130 | 0 | 3,270 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 2,226 | 18,738 | SH | | SOLE | 0 | 94 | 0 | 18,644 |
DOLLAR GEN CORP NEW COM | Stock | 256677105 | 240 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF | ETF | 78468R788 | 22,046 | 621,549 | SH | | SOLE | 0 | 30,863 | 0 | 590,686 |
JOHNSON & JOHNSON COM | Stock | 478160104 | 517 | 3,167 | SH | | SOLE | 0 | 1,012 | 0 | 2,155 |
VANGUARD TOTAL STOCK MARKET ETF | ETF | 922908769 | 367 | 2,045 | SH | | SOLE | 0 | 0 | 0 | 2,045 |
VANGUARD ENERGY ETF | ETF | 92204A306 | 569 | 5,602 | SH | | SOLE | 0 | 3,538 | 0 | 2,064 |
COSTCO WHSL CORP NEW COM | Stock | 22160K105 | 275 | 583 | SH | | SOLE | 0 | 237 | 0 | 346 |
ISHARES MSCI EMERGING MARKETS ETF | ETF | 464287234 | 1,181 | 33,856 | SH | | SOLE | 0 | 0 | 0 | 33,856 |
PROCTER AND GAMBLE CO COM | Stock | 742718109 | 205 | 1,623 | SH | | SOLE | 0 | 761 | 0 | 862 |
COCA COLA CO COM | Stock | 191216100 | 1,338 | 23,879 | SH | | SOLE | 0 | 3,617 | 0 | 20,262 |
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 | 276 | 8,594 | SH | | SOLE | 0 | 0 | 0 | 8,594 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 970 | 24,676 | SH | | SOLE | 0 | 0 | 0 | 24,676 |
INTEL CORP COM | Stock | 458140100 | 429 | 16,631 | SH | | SOLE | 0 | 4,601 | 0 | 12,030 |
MERCK & CO INC COM | Stock | 58933Y105 | 1,079 | 12,526 | SH | | SOLE | 0 | 1,186 | 0 | 11,340 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 11,758 | 114,530 | SH | | SOLE | 0 | 5,956 | 0 | 108,574 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 642 | 1,798 | SH | | SOLE | 0 | 825 | 0 | 973 |
DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 | 248 | 1,458 | SH | | SOLE | 0 | 500 | 0 | 958 |
VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 | 545 | 14,365 | SH | | SOLE | 0 | 3,138 | 0 | 11,227 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 | 333 | 3,586 | SH | | SOLE | 0 | 97 | 0 | 3,489 |
PEPSICO INC COM | Stock | 713448108 | 563 | 3,447 | SH | | SOLE | 0 | 1,296 | 0 | 2,151 |
HOME DEPOT INC COM | Stock | 437076102 | 437 | 1,582 | SH | | SOLE | 0 | 1,298 | 0 | 284 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 934 | 7,716 | SH | | SOLE | 0 | 116 | 0 | 7,600 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 208 | 5,499 | SH | | SOLE | 0 | 0 | 0 | 5,499 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 434 | 15,436 | SH | | SOLE | 0 | 1,760 | 0 | 13,676 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 321 | 7,577 | SH | | SOLE | 0 | 0 | 0 | 7,577 |
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF | ETF | 46138J783 | 3,242 | 174,184 | SH | | SOLE | 0 | 6,078 | 0 | 168,106 |
JPMORGAN ULTRA-SHORT INCOME ETF | ETF | 46641Q837 | 380 | 7,575 | SH | | SOLE | 0 | 0 | 0 | 7,575 |
ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | 355 | 4,076 | SH | | SOLE | 0 | 0 | 0 | 4,076 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 474 | 1,777 | SH | | SOLE | 0 | 320 | 0 | 1,457 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 34,513 | 1,540,742 | SH | | SOLE | 0 | 81,883 | 0 | 1,458,859 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 310 | 3,240 | SH | | SOLE | 0 | 20 | 0 | 3,220 |
MICROSOFT CORP COM | Stock | 594918104 | 556 | 2,389 | SH | | SOLE | 0 | 496 | 0 | 1,893 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 497 | 28,500 | SH | | SOLE | 0 | 28,500 | 0 | 0 |
ISHARES MSCI BRAZIL ETF | ETF | 464286400 | 294 | 9,927 | SH | | SOLE | 0 | 0 | 0 | 9,927 |
VANGUARD SMALL-CAP ETF | ETF | 922908751 | 54,266 | 317,513 | SH | | SOLE | 0 | 18,359 | 0 | 299,154 |
VANGUARD MID-CAP ETF | ETF | 922908629 | 23,353 | 124,230 | SH | | SOLE | 0 | 9,213 | 0 | 115,017 |
VANGUARD LARGE-CAP ETF | ETF | 922908637 | 59,293 | 362,514 | SH | | SOLE | 0 | 19,178 | 0 | 343,336 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 586 | 7,476 | SH | | SOLE | 0 | 26 | 0 | 7,450 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 8,913 | 230,956 | SH | | SOLE | 0 | 11,234 | 0 | 219,722 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 307 | 6,935 | SH | | SOLE | 0 | 0 | 0 | 6,935 |
NORFOLK SOUTHN CORP COM | Stock | 655844108 | 343 | 1,635 | SH | | SOLE | 0 | 35 | 0 | 1,600 |
ALERIAN MLP ETF | ETF | 00162Q452 | 2,547 | 69,674 | SH | | SOLE | 0 | 7,751 | 0 | 61,923 |
SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 | 20,965 | 434,418 | SH | | SOLE | 0 | 14,848 | 0 | 419,570 |
WALGREENS BOOTS ALLIANCE INC COM | Stock | 931427108 | 409 | 13,038 | SH | | SOLE | 0 | 2,399 | 0 | 10,639 |
BROOKFIELD ASSET MGMT INC CL A LTD VT SH | Stock | 112585104 | 281 | 6,875 | SH | | SOLE | 0 | 3,000 | 0 | 3,875 |
DOW INC COM | Stock | 260557103 | 502 | 11,432 | SH | | SOLE | 0 | 2,190 | 0 | 9,242 |
ISHARES MSCI BRAZIL SMALL-CAP ETF | ETF | 464289131 | 365 | 28,435 | SH | | SOLE | 0 | 0 | 0 | 28,435 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 245 | 746 | SH | | SOLE | 0 | 500 | 0 | 246 |
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF | ETF | 46435U283 | 13,287 | 544,789 | SH | | SOLE | 0 | 33,071 | 0 | 511,718 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 13,382 | 139,241 | SH | | SOLE | 0 | 4,702 | 0 | 134,539 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 858 | 8,003 | SH | | SOLE | 0 | 2,449 | 0 | 5,554 |
GLOBAL X SUPERDIVIDEND ETF | ETF | 37950E549 | 858 | 113,832 | SH | | SOLE | 0 | 26,774 | 0 | 87,058 |
VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 2,120 | 14,784 | SH | | SOLE | 0 | 0 | 0 | 14,784 |
VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 | 467 | 2,737 | SH | | SOLE | 0 | 0 | 0 | 2,737 |
VISA INC COM CL A | Stock | 92826C839 | 495 | 2,788 | SH | | SOLE | 0 | 1,483 | 0 | 1,305 |
VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 | 500 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE ETF | ETF | 922908744 | 18,733 | 151,708 | SH | | SOLE | 0 | 700 | 0 | 151,008 |
VANGUARD GROWTH ETF | ETF | 922908736 | 11,482 | 53,666 | SH | | SOLE | 0 | 239 | 0 | 53,427 |
ISHARES EMERGING MARKETS DIVIDEND ETF | ETF | 464286319 | 3,057 | 134,781 | SH | | SOLE | 0 | 28,584 | 0 | 106,197 |
GLOBAL X MLP ETF | ETF | 37954Y343 | 204 | 5,167 | SH | | SOLE | 0 | 5,167 | 0 | 0 |
ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 | 878 | 19,448 | SH | | SOLE | 0 | 3,250 | 0 | 16,198 |
CUMMINS INC COM | Stock | 231021106 | 224 | 1,100 | SH | | SOLE | 0 | 1,000 | 0 | 100 |
SPDR S&P METALS & MINING ETF | ETF | 78464A755 | 1,316 | 30,976 | SH | | SOLE | 0 | 0 | 0 | 30,976 |
ETFMG PRIME JUNIOR SILVER MINERS ETF | ETF | 26924G102 | 289 | 31,671 | SH | | SOLE | 0 | 0 | 0 | 31,671 |
RESMED INC COM | Stock | 761152107 | 218 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
MCDONALDS CORP COM | Stock | 580135101 | 591 | 2,560 | SH | | SOLE | 0 | 1,506 | 0 | 1,054 |
GLOBAL X URANIUM ETF | ETF | 37954Y871 | 8,718 | 439,864 | SH | | SOLE | 0 | 20,839 | 0 | 419,025 |
ISHARES MSCI FRONTIER AND SELECT EM ETF | ETF | 464286145 | 518 | 21,272 | SH | | SOLE | 0 | 0 | 0 | 21,272 |
VANECK JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 18,341 | 622,562 | SH | | SOLE | 0 | 25,466 | 0 | 597,096 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 731 | 5,135 | SH | | SOLE | 0 | 79 | 0 | 5,056 |
INVESCO S&P ULTRA DIVIDEND REVENUE ETF | ETF | 46138G656 | 3,014 | 79,939 | SH | | SOLE | 0 | 8,441 | 0 | 71,498 |
FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 | 246 | 12,391 | SH | | SOLE | 0 | 0 | 0 | 12,391 |
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF | ETF | 46138J882 | 3,641 | 171,885 | SH | | SOLE | 0 | 6,836 | 0 | 165,049 |
UNION PAC CORP COM | Stock | 907818108 | 1,004 | 5,154 | SH | | SOLE | 0 | 1,000 | 0 | 4,154 |
ISHARES MBS ETF | ETF | 464288588 | 15,938 | 174,039 | SH | | SOLE | 0 | 5,974 | 0 | 168,065 |
VANGUARD MID-CAP VALUE ETF | ETF | 922908512 | 660 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 557 | 5,327 | SH | | SOLE | 0 | 824 | 0 | 4,503 |
CHEVRON CORP NEW COM | Stock | 166764100 | 772 | 5,371 | SH | | SOLE | 0 | 789 | 0 | 4,582 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 8,737 | 85,169 | SH | | SOLE | 0 | 5,543 | 0 | 79,626 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 44,315 | 1,218,795 | SH | | SOLE | 0 | 64,019 | 0 | 1,154,776 |
M & T BK CORP COM | Stock | 55261F104 | 245 | 1,390 | SH | | SOLE | 0 | 0 | 0 | 1,390 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 371 | 3,323 | SH | | SOLE | 0 | 875 | 0 | 2,448 |
ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 | 3,351 | 148,721 | SH | | SOLE | 0 | 31,333 | 0 | 117,388 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 602 | 5,070 | SH | | SOLE | 0 | 758 | 0 | 4,312 |
ORACLE CORP COM | Stock | 68389X105 | 273 | 4,471 | SH | | SOLE | 0 | 285 | 0 | 4,186 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 986 | 27,009 | SH | | SOLE | 0 | 0 | 0 | 27,009 |
VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | 21,594 | 227,596 | SH | | SOLE | 0 | 24,230 | 0 | 203,366 |
PFIZER INC COM | Stock | 717081103 | 339 | 7,755 | SH | | SOLE | 0 | 1,970 | 0 | 5,785 |
3M CO COM | Stock | 88579Y101 | 491 | 4,440 | SH | | SOLE | 0 | 1,171 | 0 | 3,269 |
CATERPILLAR INC COM | Stock | 149123101 | 246 | 1,500 | SH | | SOLE | 0 | 1,500 | 0 | 0 |
ALPHABET INC CAP STK CL C | Stock | 02079K107 | 306 | 3,180 | SH | | SOLE | 0 | 2,180 | 0 | 1,000 |
SPDR SSGA ULTRA SHORT TERM BOND ETF | ETF | 78467V707 | 11,636 | 291,523 | SH | | SOLE | 0 | 12,362 | 0 | 279,161 |
AMGEN INC COM | Stock | 031162100 | 747 | 3,315 | SH | | SOLE | 0 | 912 | 0 | 2,403 |
VANECK SHORT HIGH YIELD MUNI ETF | ETF | 92189F387 | 1,354 | 62,214 | SH | | SOLE | 0 | 74 | 0 | 62,140 |
ALERIAN ENERGY INFRASTRUCTURE ETF | ETF | 00162Q676 | 453 | 22,985 | SH | | SOLE | 0 | 1,752 | 0 | 21,233 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 19,351 | 200,857 | SH | | SOLE | 0 | 7,053 | 0 | 193,804 |
ISHARES S&P SMALL-CAP 600 VALUE ETF | ETF | 464287879 | 15,541 | 188,494 | SH | | SOLE | 0 | 10,704 | 0 | 177,790 |
INVESCO BULLETSHARES 2023 CORPORATE BOND ETF | ETF | 46138J866 | 3,615 | 173,207 | SH | | SOLE | 0 | 6,887 | 0 | 166,320 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 3,494 | 171,352 | SH | | SOLE | 0 | 6,875 | 0 | 164,477 |
VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 20,369 | 272,246 | SH | | SOLE | 0 | 9,393 | 0 | 262,853 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 1,105 | 8,851 | SH | | SOLE | 0 | 0 | 0 | 8,851 |
BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 | 240 | 3,372 | SH | | SOLE | 0 | 1,000 | 0 | 2,372 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 920 | 10,533 | SH | | SOLE | 0 | 1,000 | 0 | 9,533 |
UNITEDHEALTH GROUP INC COM | Stock | 91324P102 | 214 | 424 | SH | | SOLE | 0 | 36 | 0 | 388 |
LOWES COS INC COM | Stock | 548661107 | 415 | 2,211 | SH | | SOLE | 0 | 0 | 0 | 2,211 |
COLGATE PALMOLIVE CO COM | Stock | 194162103 | 324 | 4,616 | SH | | SOLE | 0 | 2,000 | 0 | 2,616 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 3,829 | 148,403 | SH | | SOLE | 0 | 22,346 | 0 | 126,057 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 13,566 | 281,801 | SH | | SOLE | 0 | 27,157 | 0 | 254,644 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 12,385 | 221,120 | SH | | SOLE | 0 | 1,058 | 0 | 220,062 |
APPLE INC COM | Stock | 037833100 | 1,312 | 9,493 | SH | | SOLE | 0 | 3,500 | 0 | 5,993 |