COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 353,724 | 4,211 | SH | | SOLE | 0 | 130 | 0 | 4,081 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 2,737,556 | 21,999 | SH | | SOLE | 0 | 107 | 0 | 21,892 |
SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 | 19,383,221 | 771,318 | SH | | SOLE | 0 | 26,647 | 0 | 744,671 |
DOLLAR GEN CORP NEW COM | Stock | 256677105 | 246,250 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF | ETF | 78468R788 | 24,405,384 | 616,609 | SH | | SOLE | 0 | 32,009 | 0 | 584,600 |
JOHNSON & JOHNSON COM | Stock | 478160104 | 538,783 | 3,050 | SH | | SOLE | 0 | 1,012 | 0 | 2,038 |
VANGUARD ENERGY ETF | ETF | 92204A306 | 647,393 | 5,338 | SH | | SOLE | 0 | 3,227 | 0 | 2,111 |
COSTCO WHSL CORP NEW COM | Stock | 22160K105 | 287,595 | 630 | SH | | SOLE | 0 | 238 | 0 | 392 |
PROCTER AND GAMBLE CO COM | Stock | 742718109 | 203,545 | 1,343 | SH | | SOLE | 0 | 762 | 0 | 581 |
COCA COLA CO COM | Stock | 191216100 | 1,498,016 | 23,550 | SH | | SOLE | 0 | 3,612 | 0 | 19,938 |
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 | 314,197 | 8,594 | SH | | SOLE | 0 | 0 | 0 | 8,594 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 925,662 | 19,911 | SH | | SOLE | 0 | 0 | 0 | 19,911 |
UNITED PARCEL SERVICE INC CL B | Stock | 911312106 | 200,438 | 1,153 | SH | | SOLE | 0 | 100 | 0 | 1,053 |
INTEL CORP COM | Stock | 458140100 | 704,492 | 26,655 | SH | | SOLE | 0 | 5,552 | 0 | 21,103 |
CLOROX CO DEL COM | Stock | 189054109 | 216,389 | 1,542 | SH | | SOLE | 0 | 1,350 | 0 | 192 |
MERCK & CO INC COM | Stock | 58933Y105 | 1,189,495 | 10,721 | SH | | SOLE | 0 | 981 | 0 | 9,740 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 9,129,464 | 87,556 | SH | | SOLE | 0 | 5,073 | 0 | 82,483 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 687,737 | 1,798 | SH | | SOLE | 0 | 825 | 0 | 973 |
DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 | 290,984 | 1,633 | SH | | SOLE | 0 | 500 | 0 | 1,133 |
VANGUARD EXTENDED DURATION TREASURY ETF | ETF | 921910709 | 5,012,954 | 60,521 | SH | | SOLE | 0 | 2,497 | 0 | 58,024 |
VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 | 776,574 | 19,710 | SH | | SOLE | 0 | 3,665 | 0 | 16,045 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 | 363,947 | 3,540 | SH | | SOLE | 0 | 97 | 0 | 3,443 |
PEPSICO INC COM | Stock | 713448108 | 600,333 | 3,323 | SH | | SOLE | 0 | 1,296 | 0 | 2,027 |
KIMBERLY-CLARK CORP COM | Stock | 494368103 | 203,897 | 1,502 | SH | | SOLE | 0 | 1,500 | 0 | 2 |
HOME DEPOT INC COM | Stock | 437076102 | 495,900 | 1,570 | SH | | SOLE | 0 | 1,298 | 0 | 272 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 956,248 | 7,039 | SH | | SOLE | 0 | 101 | 0 | 6,938 |
SPDR GOLD SHARES | ETF | 78463V107 | 234,782 | 1,384 | SH | | SOLE | 0 | 0 | 0 | 1,384 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 228,638 | 5,644 | SH | | SOLE | 0 | 0 | 0 | 5,644 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 485,984 | 15,088 | SH | | SOLE | 0 | 1,760 | 0 | 13,328 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 350,770 | 7,769 | SH | | SOLE | 0 | 0 | 0 | 7,769 |
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF | ETF | 46138J783 | 3,219,159 | 169,474 | SH | | SOLE | 0 | 5,960 | 0 | 163,514 |
SPDR PORTFOLIO S&P 400 MID CAP ETF | ETF | 78464A847 | 258,018 | 6,071 | SH | | SOLE | 0 | 0 | 0 | 6,071 |
ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | 356,887 | 3,771 | SH | | SOLE | 0 | 0 | 0 | 3,771 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 476,324 | 1,542 | SH | | SOLE | 0 | 320 | 0 | 1,222 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 39,421,012 | 1,665,442 | SH | | SOLE | 0 | 88,539 | 0 | 1,576,903 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 340,568 | 3,860 | SH | | SOLE | 0 | 40 | 0 | 3,820 |
MICROSOFT CORP COM | Stock | 594918104 | 978,466 | 4,080 | SH | | SOLE | 0 | 497 | 0 | 3,583 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 561,720 | 31,000 | SH | | SOLE | 0 | 31,000 | 0 | 0 |
ISHARES MSCI BRAZIL ETF | ETF | 464286400 | 363,023 | 12,979 | SH | | SOLE | 0 | 0 | 0 | 12,979 |
VANGUARD SMALL-CAP ETF | ETF | 922908751 | 60,262,789 | 328,336 | SH | | SOLE | 0 | 19,091 | 0 | 309,245 |
VANGUARD MID-CAP ETF | ETF | 922908629 | 26,202,833 | 128,565 | SH | | SOLE | 0 | 9,537 | 0 | 119,028 |
VANGUARD LARGE-CAP ETF | ETF | 922908637 | 66,631,500 | 382,500 | SH | | SOLE | 0 | 20,533 | 0 | 361,967 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 626,498 | 7,494 | SH | | SOLE | 0 | 26 | 0 | 7,468 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 10,843,220 | 275,069 | SH | | SOLE | 0 | 11,580 | 0 | 263,489 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 365,092 | 7,691 | SH | | SOLE | 0 | 0 | 0 | 7,691 |
NORFOLK SOUTHN CORP COM | Stock | 655844108 | 484,708 | 1,967 | SH | | SOLE | 0 | 35 | 0 | 1,932 |
ALERIAN MLP ETF | ETF | 00162Q452 | 2,548,063 | 66,931 | SH | | SOLE | 0 | 8,284 | 0 | 58,647 |
SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 | 19,479,601 | 403,806 | SH | | SOLE | 0 | 14,095 | 0 | 389,711 |
WALGREENS BOOTS ALLIANCE INC COM | Stock | 931427108 | 580,799 | 15,546 | SH | | SOLE | 0 | 2,483 | 0 | 13,063 |
DOW INC COM | Stock | 260557103 | 667,063 | 13,238 | SH | | SOLE | 0 | 2,321 | 0 | 10,917 |
ISHARES MSCI BRAZIL SMALL-CAP ETF | ETF | 464289131 | 365,506 | 31,307 | SH | | SOLE | 0 | 0 | 0 | 31,307 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 720,247 | 2,050 | SH | | SOLE | 0 | 500 | 0 | 1,550 |
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF | ETF | 46435U325 | 4,348,964 | 173,300 | SH | | SOLE | 0 | 10,873 | 0 | 162,427 |
SPDR S&P MIDCAP 400 ETF TRUST | ETF | 78467Y107 | 279,843 | 632 | SH | | SOLE | 0 | 0 | 0 | 632 |
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF | ETF | 46435U283 | 13,207,028 | 526,701 | SH | | SOLE | 0 | 34,506 | 0 | 492,195 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 12,989,925 | 133,972 | SH | | SOLE | 0 | 4,683 | 0 | 129,289 |
SPDR S&P EMERGING MARKETS DIVIDEND ETF | ETF | 78463X533 | 4,189,392 | 174,558 | SH | | SOLE | 0 | 31,135 | 0 | 143,423 |
VANGUARD MORTGAGE-BACKED SECURITIES ETF | ETF | 92206C771 | 16,044,252 | 352,466 | SH | | SOLE | 0 | 12,208 | 0 | 340,258 |
ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 416,023 | 2,386 | SH | | SOLE | 0 | 20 | 0 | 2,366 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 630,617 | 5,229 | SH | | SOLE | 0 | 2,449 | 0 | 2,780 |
VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 2,350,875 | 14,804 | SH | | SOLE | 0 | 0 | 0 | 14,804 |
VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 | 720,478 | 4,008 | SH | | SOLE | 0 | 0 | 0 | 4,008 |
VISA INC COM CL A | Stock | 92826C839 | 647,172 | 3,115 | SH | | SOLE | 0 | 1,483 | 0 | 1,632 |
VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 | 513,382 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE ETF | ETF | 922908744 | 19,710,054 | 140,415 | SH | | SOLE | 0 | 644 | 0 | 139,771 |
VANGUARD GROWTH ETF | ETF | 922908736 | 13,723,005 | 64,394 | SH | | SOLE | 0 | 291 | 0 | 64,103 |
GLOBAL X MLP ETF | ETF | 37954Y343 | 213,345 | 5,167 | SH | | SOLE | 0 | 5,167 | 0 | 0 |
ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 | 1,042,534 | 20,267 | SH | | SOLE | 0 | 3,320 | 0 | 16,947 |
MONDELEZ INTL INC CL A | Stock | 609207105 | 212,014 | 3,181 | SH | | SOLE | 0 | 1,000 | 0 | 2,181 |
CUMMINS INC COM | Stock | 231021106 | 266,761 | 1,101 | SH | | SOLE | 0 | 1,000 | 0 | 101 |
SPDR S&P METALS & MINING ETF | ETF | 78464A755 | 1,223,234 | 24,558 | SH | | SOLE | 0 | 0 | 0 | 24,558 |
ISHARES CORE MSCI EMERGING MARKETS ETF | ETF | 46434G103 | 358,236 | 7,671 | SH | | SOLE | 0 | 0 | 0 | 7,671 |
ETFMG PRIME JUNIOR SILVER MINERS ETFMG PRIME JUNIOR SILVER MINERS FUND | ETF | 26924G102 | 392,397 | 37,194 | SH | | SOLE | 0 | 5,882 | 0 | 31,312 |
RESMED INC COM | Stock | 761152107 | 208,130 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
MCDONALDS CORP COM | Stock | 580135101 | 866,223 | 3,287 | SH | | SOLE | 0 | 1,607 | 0 | 1,680 |
GLOBAL X URANIUM ETF | ETF | 37954Y871 | 11,100,124 | 552,795 | SH | | SOLE | 0 | 23,298 | 0 | 529,497 |
ISHARES MSCI FRONTIER AND SELECT EM ETF | ETF | 464286145 | 653,433 | 25,655 | SH | | SOLE | 0 | 0 | 0 | 25,655 |
VANECK JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 21,627,037 | 606,649 | SH | | SOLE | 0 | 31,930 | 0 | 574,719 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 826,107 | 6,396 | SH | | SOLE | 0 | 102 | 0 | 6,294 |
INVESCO S&P ULTRA DIVIDEND REVENUE ETF | ETF | 46138G656 | 3,343,736 | 76,744 | SH | | SOLE | 0 | 7,858 | 0 | 68,886 |
FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 | 243,836 | 10,228 | SH | | SOLE | 0 | 0 | 0 | 10,228 |
SPDR PORTFOLIO S&P 600 SMALL CAP ETF | ETF | 78468R853 | 675,109 | 18,261 | SH | | SOLE | 0 | 0 | 0 | 18,261 |
UNION PAC CORP COM | Stock | 907818108 | 1,098,092 | 5,303 | SH | | SOLE | 0 | 1,000 | 0 | 4,303 |
VANGUARD MID-CAP VALUE ETF | ETF | 922908512 | 732,595 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 699,600 | 5,217 | SH | | SOLE | 0 | 824 | 0 | 4,393 |
SPDR PORTFOLIO EMERGING MARKETS ETF | ETF | 78463X509 | 310,615 | 9,424 | SH | | SOLE | 0 | 0 | 0 | 9,424 |
CHEVRON CORP NEW COM | Stock | 166764100 | 742,730 | 4,138 | SH | | SOLE | 0 | 874 | 0 | 3,264 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 9,071,765 | 85,972 | SH | | SOLE | 0 | 5,827 | 0 | 80,145 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 52,489,864 | 1,250,652 | SH | | SOLE | 0 | 67,742 | 0 | 1,182,910 |
M & T BK CORP COM | Stock | 55261F104 | 201,633 | 1,390 | SH | | SOLE | 0 | 0 | 0 | 1,390 |
BANK AMERICA CORP COM | Stock | 060505104 | 226,210 | 6,830 | SH | | SOLE | 0 | 0 | 0 | 6,830 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 415,741 | 3,323 | SH | | SOLE | 0 | 875 | 0 | 2,448 |
ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 | 5,079,518 | 187,022 | SH | | SOLE | 0 | 21,976 | 0 | 165,046 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 689,657 | 4,895 | SH | | SOLE | 0 | 734 | 0 | 4,161 |
ORACLE CORP COM | Stock | 68389X105 | 359,084 | 4,393 | SH | | SOLE | 0 | 185 | 0 | 4,208 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 2,827,687 | 72,542 | SH | | SOLE | 0 | 0 | 0 | 72,542 |
VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | 23,264,717 | 214,996 | SH | | SOLE | 0 | 24,008 | 0 | 190,988 |
PFIZER INC COM | Stock | 717081103 | 391,525 | 7,641 | SH | | SOLE | 0 | 1,970 | 0 | 5,671 |
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 | 6,438,821 | 61,072 | SH | | SOLE | 0 | 2,133 | 0 | 58,939 |
3M CO COM | Stock | 88579Y101 | 681,026 | 5,679 | SH | | SOLE | 0 | 1,301 | 0 | 4,378 |
CATERPILLAR INC COM | Stock | 149123101 | 360,298 | 1,504 | SH | | SOLE | 0 | 1,500 | 0 | 4 |
ALPHABET INC CAP STK CL C | Stock | 02079K107 | 458,024 | 5,162 | SH | | SOLE | 0 | 2,180 | 0 | 2,982 |
SPDR SSGA ULTRA SHORT TERM BOND ETF | ETF | 78467V707 | 3,255,579 | 81,420 | SH | | SOLE | 0 | 2,852 | 0 | 78,568 |
AMGEN INC COM | Stock | 031162100 | 782,930 | 2,981 | SH | | SOLE | 0 | 890 | 0 | 2,091 |
VANECK SHORT HIGH YIELD MUNI ETF | ETF | 92189F387 | 1,385,506 | 62,214 | SH | | SOLE | 0 | 74 | 0 | 62,140 |
ALERIAN ENERGY INFRASTRUCTURE ETF | ETF | 00162Q676 | 389,429 | 18,404 | SH | | SOLE | 0 | 1,511 | 0 | 16,893 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 704,244 | 7,261 | SH | | SOLE | 0 | 261 | 0 | 7,000 |
SPDR PORTFOLIO S&P 500 ETF | ETF | 78464A854 | 933,605 | 20,756 | SH | | SOLE | 0 | 0 | 0 | 20,756 |
ISHARES S&P SMALL-CAP 600 VALUE ETF | ETF | 464287879 | 17,415,191 | 190,726 | SH | | SOLE | 0 | 10,881 | 0 | 179,845 |
ISHARES S&P MID-CAP 400 GROWTH ETF | ETF | 464287606 | 690,240 | 10,106 | SH | | SOLE | 0 | 0 | 0 | 10,106 |
ISHARES S&P MID-CAP 400 VALUE ETF | ETF | 464287705 | 321,955 | 3,194 | SH | | SOLE | 0 | 0 | 0 | 3,194 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 3,275,567 | 159,900 | SH | | SOLE | 0 | 6,652 | 0 | 153,248 |
VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 19,433,457 | 258,149 | SH | | SOLE | 0 | 9,067 | 0 | 249,082 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 1,171,872 | 8,851 | SH | | SOLE | 0 | 0 | 0 | 8,851 |
BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 | 237,651 | 3,303 | SH | | SOLE | 0 | 1,000 | 0 | 2,303 |
SPDR S&P INTERNATIONAL DIVIDEND ETF | ETF | 78463X772 | 783,340 | 24,237 | SH | | SOLE | 0 | 15,391 | 0 | 8,846 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 1,138,737 | 10,324 | SH | | SOLE | 0 | 1,000 | 0 | 9,324 |
UNITEDHEALTH GROUP INC COM | Stock | 91324P102 | 317,048 | 598 | SH | | SOLE | 0 | 37 | 0 | 561 |
LOWES COS INC COM | Stock | 548661107 | 640,955 | 3,217 | SH | | SOLE | 0 | 0 | 0 | 3,217 |
COLGATE PALMOLIVE CO COM | Stock | 194162103 | 364,483 | 4,626 | SH | | SOLE | 0 | 2,000 | 0 | 2,626 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 4,951,015 | 166,757 | SH | | SOLE | 0 | 22,304 | 0 | 144,453 |
ISHARES CORE S&P MID-CAP ETF | ETF | 464287507 | 202,946 | 839 | SH | | SOLE | 0 | 0 | 0 | 839 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 13,724,022 | 277,309 | SH | | SOLE | 0 | 28,022 | 0 | 249,287 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 15,895,908 | 242,168 | SH | | SOLE | 0 | 1,094 | 0 | 241,074 |
APPLE INC COM | Stock | 037833100 | 1,581,248 | 12,170 | SH | | SOLE | 0 | 3,500 | 0 | 8,670 |