COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 533,286 | 5,163 | SH | | SOLE | 0 | 130 | 0 | 5,033 |
INVESCO QQQ TRUST | ETF | 46090E103 | 226,577 | 706 | SH | | SOLE | 0 | 250 | 0 | 456 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 3,283,712 | 21,745 | SH | | SOLE | 0 | 107 | 0 | 21,638 |
SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 | 20,587,512 | 798,275 | SH | | SOLE | 0 | 27,518 | 0 | 770,757 |
DOLLAR GEN CORP NEW COM | Stock | 256677105 | 210,460 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF | ETF | 78468R788 | 24,609,788 | 647,626 | SH | | SOLE | 0 | 40,962 | 0 | 606,664 |
JOHNSON & JOHNSON COM | Stock | 478160104 | 667,120 | 4,304 | SH | | SOLE | 0 | 1,037 | 0 | 3,267 |
VANGUARD ENERGY ETF | ETF | 92204A306 | 474,854 | 4,157 | SH | | SOLE | 0 | 2,046 | 0 | 2,111 |
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 | 2,967,529 | 47,902 | SH | | SOLE | 0 | 13,056 | 0 | 34,846 |
COSTCO WHSL CORP NEW COM | Stock | 22160K105 | 313,028 | 630 | SH | | SOLE | 0 | 238 | 0 | 392 |
WATSCO INC COM | Stock | 942622200 | 202,032 | 635 | SH | | SOLE | 0 | 0 | 0 | 635 |
PROCTER AND GAMBLE CO COM | Stock | 742718109 | 204,300 | 1,374 | SH | | SOLE | 0 | 793 | 0 | 581 |
COCA COLA CO COM | Stock | 191216100 | 894,349 | 14,418 | SH | | SOLE | 0 | 2,000 | 0 | 12,418 |
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 | 305,087 | 8,594 | SH | | SOLE | 0 | 0 | 0 | 8,594 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 922,075 | 21,076 | SH | | SOLE | 0 | 0 | 0 | 21,076 |
TRUIST FINL CORP COM | Stock | 89832Q109 | 231,062 | 6,776 | SH | | SOLE | 0 | 500 | 0 | 6,276 |
UNITED PARCEL SERVICE INC CL B | Stock | 911312106 | 249,083 | 1,284 | SH | | SOLE | 0 | 100 | 0 | 1,184 |
INTEL CORP COM | Stock | 458140100 | 1,009,764 | 30,908 | SH | | SOLE | 0 | 7,928 | 0 | 22,980 |
CLOROX CO DEL COM | Stock | 189054109 | 244,006 | 1,542 | SH | | SOLE | 0 | 1,350 | 0 | 192 |
MERCK & CO INC COM | Stock | 58933Y105 | 584,294 | 5,492 | SH | | SOLE | 0 | 146 | 0 | 5,346 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 12,176,168 | 116,318 | SH | | SOLE | 0 | 7,544 | 0 | 108,774 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 943,371 | 2,304 | SH | | SOLE | 0 | 1,069 | 0 | 1,235 |
DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 | 295,867 | 1,633 | SH | | SOLE | 0 | 500 | 0 | 1,133 |
VANGUARD EXTENDED DURATION TREASURY ETF | ETF | 921910709 | 3,489,049 | 38,536 | SH | | SOLE | 0 | 1,401 | 0 | 37,135 |
VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 | 896,220 | 23,045 | SH | | SOLE | 0 | 5,488 | 0 | 17,557 |
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF | ETF | 922042718 | 386,710 | 3,540 | SH | | SOLE | 0 | 97 | 0 | 3,443 |
PEPSICO INC COM | Stock | 713448108 | 585,001 | 3,209 | SH | | SOLE | 0 | 1,182 | 0 | 2,027 |
KIMBERLY-CLARK CORP COM | Stock | 494368103 | 201,598 | 1,502 | SH | | SOLE | 0 | 1,500 | 0 | 2 |
HOME DEPOT INC COM | Stock | 437076102 | 481,341 | 1,631 | SH | | SOLE | 0 | 1,298 | 0 | 333 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 875,926 | 6,766 | SH | | SOLE | 0 | 101 | 0 | 6,665 |
SPDR GOLD SHARES | ETF | 78463V107 | 253,576 | 1,384 | SH | | SOLE | 0 | 0 | 0 | 1,384 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 236,653 | 5,644 | SH | | SOLE | 0 | 0 | 0 | 5,644 |
ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 | 287,821 | 1,178 | SH | | SOLE | 0 | 0 | 0 | 1,178 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 525,062 | 15,088 | SH | | SOLE | 0 | 1,760 | 0 | 13,328 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 375,787 | 7,769 | SH | | SOLE | 0 | 0 | 0 | 7,769 |
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF | ETF | 46138J783 | 3,392,390 | 175,726 | SH | | SOLE | 0 | 6,154 | 0 | 169,572 |
EVOQUA WATER TECHNOLOGIES CORP COM | Stock | 30057T105 | 265,256 | 5,335 | SH | | SOLE | 0 | 4,985 | 0 | 350 |
ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | 370,071 | 3,827 | SH | | SOLE | 0 | 71 | 0 | 3,756 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 883,700 | 2,862 | SH | | SOLE | 0 | 320 | 0 | 2,542 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 42,531,853 | 1,734,578 | SH | | SOLE | 0 | 86,656 | 0 | 1,647,922 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 533,172 | 5,140 | SH | | SOLE | 0 | 40 | 0 | 5,100 |
MICROSOFT CORP COM | Stock | 594918104 | 1,497,719 | 5,195 | SH | | SOLE | 0 | 692 | 0 | 4,503 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 564,820 | 31,000 | SH | | SOLE | 0 | 31,000 | 0 | 0 |
ISHARES MSCI BRAZIL ETF | ETF | 464286400 | 381,075 | 13,918 | SH | | SOLE | 0 | 0 | 0 | 13,918 |
VANGUARD SMALL-CAP ETF | ETF | 922908751 | 63,825,989 | 336,706 | SH | | SOLE | 0 | 17,426 | 0 | 319,280 |
VANGUARD MID-CAP ETF | ETF | 922908629 | 27,984,233 | 132,677 | SH | | SOLE | 0 | 9,602 | 0 | 123,075 |
VANGUARD LARGE-CAP ETF | ETF | 922908637 | 74,348,531 | 397,990 | SH | | SOLE | 0 | 22,225 | 0 | 375,765 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 592,129 | 7,682 | SH | | SOLE | 0 | 26 | 0 | 7,656 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 12,039,052 | 281,945 | SH | | SOLE | 0 | 11,867 | 0 | 270,078 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 397,846 | 8,065 | SH | | SOLE | 0 | 0 | 0 | 8,065 |
NORFOLK SOUTHN CORP COM | Stock | 655844108 | 209,456 | 988 | SH | | SOLE | 0 | 35 | 0 | 953 |
ALERIAN MLP ETF | ETF | 00162Q452 | 3,005,926 | 77,773 | SH | | SOLE | 0 | 13,366 | 0 | 64,407 |
SCHWAB SHORT-TERM US TREASURY ETF | ETF | 808524862 | 20,244,874 | 414,939 | SH | | SOLE | 0 | 14,562 | 0 | 400,377 |
VANGUARD CONSUMER STAPLES ETF | ETF | 92204A207 | 203,390 | 1,051 | SH | | SOLE | 0 | 720 | 0 | 331 |
WALGREENS BOOTS ALLIANCE INC COM | Stock | 931427108 | 667,290 | 19,297 | SH | | SOLE | 0 | 4,585 | 0 | 14,712 |
DOW INC COM | Stock | 260557103 | 854,808 | 15,593 | SH | | SOLE | 0 | 3,620 | 0 | 11,973 |
ISHARES MSCI BRAZIL SMALL-CAP ETF | ETF | 464289131 | 379,396 | 32,427 | SH | | SOLE | 0 | 0 | 0 | 32,427 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 280,548 | 746 | SH | | SOLE | 0 | 500 | 0 | 246 |
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF | ETF | 46435U325 | 4,838,784 | 189,015 | SH | | SOLE | 0 | 13,410 | 0 | 175,605 |
SPDR S&P MIDCAP 400 ETF TRUST | ETF | 78467Y107 | 289,715 | 632 | SH | | SOLE | 0 | 0 | 0 | 632 |
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF | ETF | 46435U283 | 14,557,315 | 571,772 | SH | | SOLE | 0 | 42,161 | 0 | 529,611 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 13,670,322 | 137,764 | SH | | SOLE | 0 | 4,830 | 0 | 132,934 |
AIR PRODS & CHEMS INC COM | Stock | 009158106 | 296,688 | 1,033 | SH | | SOLE | 0 | 612 | 0 | 421 |
SP FUNDS DOW JONES GLOBAL SUKUK ETF | ETF | 886364702 | 197,294 | 11,022 | SH | | SOLE | 0 | 0 | 0 | 11,022 |
ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 690,051 | 3,868 | SH | | SOLE | 0 | 1,449 | 0 | 2,419 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 586,134 | 5,002 | SH | | SOLE | 0 | 2,449 | 0 | 2,553 |
VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 2,416,486 | 15,221 | SH | | SOLE | 0 | 0 | 0 | 15,221 |
VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 | 783,653 | 4,021 | SH | | SOLE | 0 | 0 | 0 | 4,021 |
VISA INC COM CL A | Stock | 92826C839 | 733,872 | 3,255 | SH | | SOLE | 0 | 1,483 | 0 | 1,772 |
VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 | 554,010 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE ETF | ETF | 922908744 | 19,196,047 | 138,991 | SH | | SOLE | 0 | 762 | 0 | 138,229 |
VANGUARD GROWTH ETF | ETF | 922908736 | 15,869,622 | 63,621 | SH | | SOLE | 0 | 291 | 0 | 63,330 |
AMERICAN TOWER CORP NEW COM | REIT | 03027X100 | 204,136 | 999 | SH | | SOLE | 0 | 717 | 0 | 282 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 283,240 | 3,128 | SH | | SOLE | 0 | 2,151 | 0 | 977 |
GLOBAL X MLP ETF | ETF | 37954Y343 | 214,947 | 5,167 | SH | | SOLE | 0 | 5,167 | 0 | 0 |
ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 | 1,253,530 | 24,483 | SH | | SOLE | 0 | 5,652 | 0 | 18,831 |
MONDELEZ INTL INC CL A | Stock | 609207105 | 221,779 | 3,181 | SH | | SOLE | 0 | 1,000 | 0 | 2,181 |
CUMMINS INC COM | Stock | 231021106 | 263,007 | 1,101 | SH | | SOLE | 0 | 1,000 | 0 | 101 |
ABBVIE INC COM | Stock | 00287Y109 | 240,171 | 1,507 | SH | | SOLE | 0 | 266 | 0 | 1,241 |
SPDR S&P METALS & MINING ETF | ETF | 78464A755 | 1,336,442 | 25,140 | SH | | SOLE | 0 | 0 | 0 | 25,140 |
ETFMG PRIME JUNIOR SILVER MINERS ETFMG PRIME JUNIOR SILVER MINERS FUND | ETF | 26924G102 | 434,481 | 39,072 | SH | | SOLE | 0 | 5,882 | 0 | 33,190 |
RESMED INC COM | Stock | 761152107 | 218,990 | 1,000 | SH | | SOLE | 0 | 1,000 | 0 | 0 |
MCDONALDS CORP COM | Stock | 580135101 | 1,006,316 | 3,599 | SH | | SOLE | 0 | 1,607 | 0 | 1,992 |
GLOBAL X URANIUM ETF | ETF | 37954Y871 | 11,321,356 | 568,056 | SH | | SOLE | 0 | 23,640 | 0 | 544,416 |
CISCO SYS INC COM | Stock | 17275R102 | 1,020,199 | 19,516 | SH | | SOLE | 0 | 4,978 | 0 | 14,538 |
ISHARES MSCI FRONTIER AND SELECT EM ETF | ETF | 464286145 | 695,971 | 27,197 | SH | | SOLE | 0 | 0 | 0 | 27,197 |
VANECK JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 24,558,730 | 621,740 | SH | | SOLE | 0 | 31,800 | 0 | 589,940 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 913,390 | 6,108 | SH | | SOLE | 0 | 102 | 0 | 6,006 |
INVESCO S&P ULTRA DIVIDEND REVENUE ETF | ETF | 46138G656 | 3,535,736 | 85,944 | SH | | SOLE | 0 | 13,593 | 0 | 72,351 |
FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 | 229,516 | 10,228 | SH | | SOLE | 0 | 0 | 0 | 10,228 |
UNION PAC CORP COM | Stock | 907818108 | 1,140,339 | 5,666 | SH | | SOLE | 0 | 1,043 | 0 | 4,623 |
VANGUARD MID-CAP VALUE ETF | ETF | 922908512 | 726,257 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 1,318,737 | 10,120 | SH | | SOLE | 0 | 1,515 | 0 | 8,605 |
CHEVRON CORP NEW COM | Stock | 166764100 | 806,500 | 4,943 | SH | | SOLE | 0 | 1,332 | 0 | 3,611 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 9,917,359 | 92,049 | SH | | SOLE | 0 | 7,032 | 0 | 85,017 |
MARKEL CORP COM | Stock | 570535104 | 212,050 | 166 | SH | | SOLE | 0 | 5 | 0 | 161 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 58,763,912 | 1,300,950 | SH | | SOLE | 0 | 65,313 | 0 | 1,235,637 |
BANK AMERICA CORP COM | Stock | 060505104 | 286,715 | 10,025 | SH | | SOLE | 0 | 0 | 0 | 10,025 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 411,088 | 3,323 | SH | | SOLE | 0 | 875 | 0 | 2,448 |
WALMART INC COM | Stock | 931142103 | 201,712 | 1,368 | SH | | SOLE | 0 | 1,011 | 0 | 357 |
ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 | 6,033,973 | 219,497 | SH | | SOLE | 0 | 38,807 | 0 | 180,690 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 771,858 | 5,888 | SH | | SOLE | 0 | 1,284 | 0 | 4,604 |
ORACLE CORP COM | Stock | 68389X105 | 408,198 | 4,393 | SH | | SOLE | 0 | 185 | 0 | 4,208 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 2,981,884 | 73,809 | SH | | SOLE | 0 | 0 | 0 | 73,809 |
VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | 25,393,534 | 240,697 | SH | | SOLE | 0 | 27,842 | 0 | 212,855 |
PFIZER INC COM | Stock | 717081103 | 311,753 | 7,641 | SH | | SOLE | 0 | 1,970 | 0 | 5,671 |
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 | 6,894,688 | 62,902 | SH | | SOLE | 0 | 2,197 | 0 | 60,705 |
3M CO COM | Stock | 88579Y101 | 724,733 | 6,895 | SH | | SOLE | 0 | 1,969 | 0 | 4,926 |
CATERPILLAR INC COM | Stock | 149123101 | 504,363 | 2,204 | SH | | SOLE | 0 | 1,500 | 0 | 704 |
ALPHABET INC CAP STK CL C | Stock | 02079K107 | 605,592 | 5,823 | SH | | SOLE | 0 | 2,481 | 0 | 3,342 |
SPDR SSGA ULTRA SHORT TERM BOND ETF | ETF | 78467V707 | 3,374,963 | 83,850 | SH | | SOLE | 0 | 2,944 | 0 | 80,906 |
AMERICAN EXPRESS CO COM | Stock | 025816109 | 201,569 | 1,222 | SH | | SOLE | 0 | 233 | 0 | 989 |
AMGEN INC COM | Stock | 031162100 | 836,213 | 3,459 | SH | | SOLE | 0 | 1,130 | 0 | 2,329 |
VANECK SHORT HIGH YIELD MUNI ETF | ETF | 92189F387 | 1,386,750 | 62,214 | SH | | SOLE | 0 | 74 | 0 | 62,140 |
ALERIAN ENERGY INFRASTRUCTURE ETF | ETF | 00162Q676 | 385,236 | 18,404 | SH | | SOLE | 0 | 1,511 | 0 | 16,893 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 292,344 | 2,934 | SH | | SOLE | 0 | 221 | 0 | 2,713 |
SPDR PORTFOLIO S&P 500 ETF | ETF | 78464A854 | 234,731 | 4,875 | SH | | SOLE | 0 | 0 | 0 | 4,875 |
ISHARES S&P SMALL-CAP 600 VALUE ETF | ETF | 464287879 | 18,275,039 | 195,267 | SH | | SOLE | 0 | 10,836 | 0 | 184,431 |
ISHARES S&P MID-CAP 400 GROWTH ETF | ETF | 464287606 | 722,680 | 10,106 | SH | | SOLE | 0 | 0 | 0 | 10,106 |
ISHARES S&P MID-CAP 400 VALUE ETF | ETF | 464287705 | 328,247 | 3,194 | SH | | SOLE | 0 | 0 | 0 | 3,194 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 3,395,970 | 164,933 | SH | | SOLE | 0 | 6,836 | 0 | 158,097 |
VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 20,278,723 | 265,116 | SH | | SOLE | 0 | 9,362 | 0 | 255,754 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 1,266,932 | 8,851 | SH | | SOLE | 0 | 0 | 0 | 8,851 |
BRISTOL-MYERS SQUIBB CO COM | Stock | 110122108 | 228,931 | 3,303 | SH | | SOLE | 0 | 1,000 | 0 | 2,303 |
SPDR S&P INTERNATIONAL DIVIDEND ETF | ETF | 78463X772 | 830,844 | 24,237 | SH | | SOLE | 0 | 15,391 | 0 | 8,846 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 1,168,866 | 10,659 | SH | | SOLE | 0 | 1,000 | 0 | 9,659 |
UNITEDHEALTH GROUP INC COM | Stock | 91324P102 | 323,724 | 685 | SH | | SOLE | 0 | 74 | 0 | 611 |
LOWES COS INC COM | Stock | 548661107 | 618,107 | 3,091 | SH | | SOLE | 0 | 0 | 0 | 3,091 |
COLGATE PALMOLIVE CO COM | Stock | 194162103 | 347,644 | 4,626 | SH | | SOLE | 0 | 2,000 | 0 | 2,626 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 4,801,940 | 149,500 | SH | | SOLE | 0 | 22,304 | 0 | 127,196 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 15,212,742 | 300,291 | SH | | SOLE | 0 | 31,657 | 0 | 268,634 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 17,176,315 | 240,161 | SH | | SOLE | 0 | 1,094 | 0 | 239,067 |
APPLE INC COM | Stock | 037833100 | 2,059,601 | 12,490 | SH | | SOLE | 0 | 3,801 | 0 | 8,689 |