COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AMAZON COM INC COM | Stock | 023135106 | 669,160 | 5,264 | SH | | SOLE | 0 | 130 | 0 | 5,134 |
TECHNOLOGY SELECT SECTOR SPDR FUND | ETF | 81369Y803 | 3,591,378 | 21,908 | SH | | SOLE | 0 | 107 | 0 | 21,801 |
SPDR PORTFOLIO AGGREGATE BOND ETF | ETF | 78464A649 | 20,045,694 | 823,570 | SH | | SOLE | 0 | 27,455 | 0 | 796,115 |
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF | ETF | 78468R788 | 23,765,396 | 677,656 | SH | | SOLE | 0 | 45,979 | 0 | 631,677 |
JOHNSON & JOHNSON COM | Stock | 478160104 | 643,248 | 4,130 | SH | | SOLE | 0 | 1,037 | 0 | 3,093 |
VANGUARD ENERGY ETF | ETF | 92204A306 | 511,776 | 4,038 | SH | | SOLE | 0 | 1,984 | 0 | 2,054 |
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF | ETF | 921946794 | 2,934,329 | 47,412 | SH | | SOLE | 0 | 13,056 | 0 | 34,356 |
COSTCO WHSL CORP NEW COM | Stock | 22160K105 | 240,108 | 425 | SH | | SOLE | 0 | 238 | 0 | 187 |
WATSCO INC COM | Stock | 942622200 | 287,445 | 761 | SH | | SOLE | 0 | 0 | 0 | 761 |
PROCTER AND GAMBLE CO COM | Stock | 742718109 | 593,504 | 4,069 | SH | | SOLE | 0 | 793 | 0 | 3,276 |
COCA COLA CO COM | Stock | 191216100 | 280,908 | 5,018 | SH | | SOLE | 0 | 2,000 | 0 | 3,018 |
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND | ETF | 336917109 | 287,383 | 8,594 | SH | | SOLE | 0 | 0 | 0 | 8,594 |
ISHARES U.S. ENERGY ETF | ETF | 464287796 | 1,040,567 | 21,939 | SH | | SOLE | 0 | 0 | 0 | 21,939 |
UNITED PARCEL SERVICE INC CL B | Stock | 911312106 | 402,300 | 2,581 | SH | | SOLE | 0 | 100 | 0 | 2,481 |
INTEL CORP COM | Stock | 458140100 | 986,050 | 27,737 | SH | | SOLE | 0 | 7,682 | 0 | 20,055 |
CLOROX CO DEL COM | Stock | 189054109 | 267,625 | 2,042 | SH | | SOLE | 0 | 1,350 | 0 | 692 |
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF | ETF | 464288158 | 12,999,755 | 126,383 | SH | | SOLE | 0 | 7,199 | 0 | 119,184 |
SPDR S&P 500 ETF TRUST | ETF | 78462F103 | 879,469 | 2,057 | SH | | SOLE | 0 | 825 | 0 | 1,232 |
DIAGEO PLC SPON ADR NEW | ADR | 25243Q205 | 220,936 | 1,481 | SH | | SOLE | 0 | 500 | 0 | 981 |
VANGUARD EXTENDED DURATION TREASURY ETF | ETF | 921910709 | 3,057,720 | 43,663 | SH | | SOLE | 0 | 1,325 | 0 | 42,338 |
VERIZON COMMUNICATIONS INC COM | Stock | 92343V104 | 692,569 | 21,369 | SH | | SOLE | 0 | 5,254 | 0 | 16,115 |
FEDEX CORP COM | Stock | 31428X106 | 358,967 | 1,355 | SH | | SOLE | 0 | 0 | 0 | 1,355 |
PEPSICO INC COM | Stock | 713448108 | 620,998 | 3,665 | SH | | SOLE | 0 | 1,138 | 0 | 2,527 |
KIMBERLY-CLARK CORP COM | Stock | 494368103 | 223,814 | 1,852 | SH | | SOLE | 0 | 1,500 | 0 | 352 |
HOME DEPOT INC COM | Stock | 437076102 | 775,947 | 2,568 | SH | | SOLE | 0 | 1,298 | 0 | 1,270 |
HEALTH CARE SELECT SECTOR SPDR FUND | ETF | 81369Y209 | 909,419 | 7,064 | SH | | SOLE | 0 | 101 | 0 | 6,963 |
SPDR GOLD SHARES | ETF | 78463V107 | 497,891 | 2,904 | SH | | SOLE | 0 | 0 | 0 | 2,904 |
SCHWAB U.S. SMALL-CAP ETF | ETF | 808524607 | 233,774 | 5,644 | SH | | SOLE | 0 | 0 | 0 | 5,644 |
ISHARES RUSSELL 1000 GROWTH ETF | ETF | 464287614 | 313,336 | 1,178 | SH | | SOLE | 0 | 0 | 0 | 1,178 |
SCHWAB INTERNATIONAL EQUITY ETF | ETF | 808524805 | 502,744 | 14,804 | SH | | SOLE | 0 | 1,476 | 0 | 13,328 |
SCHWAB U.S. LARGE-CAP ETF | ETF | 808524201 | 393,111 | 7,769 | SH | | SOLE | 0 | 0 | 0 | 7,769 |
INVESCO BULLETSHARES 2027 CORPORATE BOND ETF | ETF | 46138J783 | 3,393,171 | 181,114 | SH | | SOLE | 0 | 6,140 | 0 | 174,974 |
ISHARES CORE S&P SMALL CAP ETF | ETF | 464287804 | 372,226 | 3,946 | SH | | SOLE | 0 | 0 | 0 | 3,946 |
BERKSHIRE HATHAWAY INC DEL CL B NEW | Stock | 084670702 | 1,676,886 | 4,787 | SH | | SOLE | 0 | 320 | 0 | 4,467 |
SCHWAB EMERGING MARKETS EQUITY ETF | ETF | 808524706 | 42,589,859 | 1,779,025 | SH | | SOLE | 0 | 86,006 | 0 | 1,693,019 |
ALPHABET INC CAP STK CL A | Stock | 02079K305 | 700,494 | 5,353 | SH | | SOLE | 0 | 40 | 0 | 5,313 |
MICROSOFT CORP COM | Stock | 594918104 | 1,910,919 | 6,052 | SH | | SOLE | 0 | 692 | 0 | 5,360 |
INVESCO CEF INCOME COMPOSITE ETF | ETF | 46138E404 | 566,010 | 33,100 | SH | | SOLE | 0 | 33,100 | 0 | 0 |
ISHARES MSCI BRAZIL ETF | ETF | 464286400 | 436,373 | 14,228 | SH | | SOLE | 0 | 0 | 0 | 14,228 |
VANGUARD SMALL-CAP ETF | ETF | 922908751 | 65,348,075 | 345,629 | SH | | SOLE | 0 | 17,381 | 0 | 328,248 |
VANGUARD MID-CAP ETF | ETF | 922908629 | 28,356,041 | 136,170 | SH | | SOLE | 0 | 9,605 | 0 | 126,565 |
VANGUARD LARGE-CAP ETF | ETF | 922908637 | 79,472,273 | 406,113 | SH | | SOLE | 0 | 22,242 | 0 | 383,871 |
NEXTERA ENERGY INC COM | Stock | 65339F101 | 457,346 | 7,983 | SH | | SOLE | 0 | 26 | 0 | 7,957 |
TESLA INC COM | Stock | 88160R101 | 204,430 | 817 | SH | | SOLE | 0 | 0 | 0 | 817 |
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF | ETF | 78468R648 | 11,400,883 | 287,864 | SH | | SOLE | 0 | 11,772 | 0 | 276,092 |
ISHARES MSCI EMERGING MARKETS EX CHINA ETF | ETF | 46434G764 | 404,470 | 8,117 | SH | | SOLE | 0 | 0 | 0 | 8,117 |
ALERIAN MLP ETF | ETF | 00162Q452 | 3,304,682 | 78,310 | SH | | SOLE | 0 | 13,283 | 0 | 65,027 |
WALGREENS BOOTS ALLIANCE INC COM | Stock | 931427108 | 405,836 | 18,248 | SH | | SOLE | 0 | 4,560 | 0 | 13,688 |
DOW INC COM | Stock | 260557103 | 768,502 | 14,905 | SH | | SOLE | 0 | 3,620 | 0 | 11,285 |
ISHARES MSCI BRAZIL SMALL-CAP ETF | ETF | 464289131 | 440,497 | 32,996 | SH | | SOLE | 0 | 0 | 0 | 32,996 |
VANGUARD S&P 500 ETF | ETF | 922908363 | 292,954 | 746 | SH | | SOLE | 0 | 500 | 0 | 246 |
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF | ETF | 46435U325 | 5,033,733 | 206,216 | SH | | SOLE | 0 | 12,708 | 0 | 193,508 |
SPDR S&P MIDCAP 400 ETF TRUST | ETF | 78467Y107 | 288,596 | 632 | SH | | SOLE | 0 | 0 | 0 | 632 |
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF | ETF | 46435U283 | 15,245,018 | 622,754 | SH | | SOLE | 0 | 39,526 | 0 | 583,228 |
ISHARES 0-5 YEAR TIPS BOND ETF | ETF | 46429B747 | 13,798,403 | 142,369 | SH | | SOLE | 0 | 4,819 | 0 | 137,550 |
VANECK GOLD MINERS ETF | ETF | 92189F106 | 212,320 | 7,890 | SH | | SOLE | 0 | 0 | 0 | 7,890 |
AIR PRODS & CHEMS INC COM | Stock | 009158106 | 292,752 | 1,033 | SH | | SOLE | 0 | 612 | 0 | 421 |
SP FUNDS DOW JONES GLOBAL SUKUK ETF | ETF | 886364702 | 191,673 | 11,022 | SH | | SOLE | 0 | 0 | 0 | 11,022 |
ISHARES RUSSELL 2000 ETF | ETF | 464287655 | 683,630 | 3,868 | SH | | SOLE | 0 | 1,449 | 0 | 2,419 |
ISHARES SELECT DIVIDEND ETF | ETF | 464287168 | 500,418 | 4,649 | SH | | SOLE | 0 | 2,449 | 0 | 2,200 |
VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 2,479,910 | 15,549 | SH | | SOLE | 0 | 0 | 0 | 15,549 |
SPDR NUVEEN BLOOMBERG HIGH YIELD MUNICIPAL BOND ETF | ETF | 78464A284 | 874,527 | 36,714 | SH | | SOLE | 0 | 0 | 0 | 36,714 |
VANGUARD MID-CAP GROWTH ETF | ETF | 922908538 | 782,781 | 4,019 | SH | | SOLE | 0 | 0 | 0 | 4,019 |
XYLEM INC COM | Stock | 98419M100 | 317,057 | 3,483 | SH | | SOLE | 0 | 3,086 | 0 | 397 |
VISA INC COM CL A | Stock | 92826C839 | 617,577 | 2,685 | SH | | SOLE | 0 | 1,483 | 0 | 1,202 |
DIMENSIONAL U.S. SMALL CAP ETF | ETF | 25434V500 | 278,302 | 5,302 | SH | | SOLE | 0 | 0 | 0 | 5,302 |
ISHARES MSCI INDIA ETF | ETF | 46429B598 | 384,006 | 8,684 | SH | | SOLE | 0 | 0 | 0 | 8,684 |
VANGUARD SMALL-CAP GROWTH ETF | ETF | 922908595 | 548,301 | 2,560 | SH | | SOLE | 0 | 0 | 0 | 2,560 |
VANGUARD VALUE ETF | ETF | 922908744 | 19,192,270 | 139,145 | SH | | SOLE | 0 | 644 | 0 | 138,501 |
VANGUARD GROWTH ETF | ETF | 922908736 | 17,293,591 | 63,507 | SH | | SOLE | 0 | 291 | 0 | 63,216 |
AMERICAN TOWER CORP NEW COM | REIT | 03027X100 | 245,853 | 1,495 | SH | | SOLE | 0 | 717 | 0 | 778 |
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF | ETF | 464287150 | 294,626 | 3,128 | SH | | SOLE | 0 | 2,151 | 0 | 977 |
GLOBAL X MLP ETF | ETF | 37954Y343 | 230,397 | 5,167 | SH | | SOLE | 0 | 5,167 | 0 | 0 |
ALPS SECTOR DIVIDEND DOGS ETF | ETF | 00162Q858 | 1,151,624 | 24,487 | SH | | SOLE | 0 | 5,652 | 0 | 18,835 |
NVIDIA CORPORATION COM | Stock | 67066G104 | 492,844 | 1,133 | SH | | SOLE | 0 | 0 | 0 | 1,133 |
CUMMINS INC COM | Stock | 231021106 | 228,688 | 1,001 | SH | | SOLE | 0 | 1,000 | 0 | 1 |
SPDR S&P METALS & MINING ETF | ETF | 78464A755 | 1,349,093 | 25,697 | SH | | SOLE | 0 | 0 | 0 | 25,697 |
ETFMG PRIME JUNIOR SILVER MINERS ETFMG PRIME JUNIOR SILVER MINERS FUND | ETF | 26924G102 | 649,636 | 76,608 | SH | | SOLE | 0 | 5,882 | 0 | 70,726 |
MCDONALDS CORP COM | Stock | 580135101 | 943,906 | 3,583 | SH | | SOLE | 0 | 1,507 | 0 | 2,076 |
GLOBAL X URANIUM ETF | ETF | 37954Y871 | 15,764,536 | 583,008 | SH | | SOLE | 0 | 23,688 | 0 | 559,320 |
CISCO SYS INC COM | Stock | 17275R102 | 980,690 | 18,242 | SH | | SOLE | 0 | 4,578 | 0 | 13,664 |
ISHARES FRONTIER AND SELECT EM ETF | ETF | 464286145 | 730,555 | 28,185 | SH | | SOLE | 0 | 0 | 0 | 28,185 |
VANECK JUNIOR GOLD MINERS ETF | ETF | 92189F791 | 20,677,866 | 641,572 | SH | | SOLE | 0 | 31,789 | 0 | 609,783 |
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND | ETF | 81369Y407 | 976,505 | 6,066 | SH | | SOLE | 0 | 102 | 0 | 5,964 |
INVESCO S&P ULTRA DIVIDEND REVENUE ETF | ETF | 46138G656 | 3,665,303 | 98,536 | SH | | SOLE | 0 | 14,588 | 0 | 83,948 |
FIDELITY MSCI ENERGY INDEX ETF | ETF | 316092402 | 254,779 | 10,228 | SH | | SOLE | 0 | 0 | 0 | 10,228 |
BUNGE LIMITED COM | Stock | G16962105 | 204,917 | 1,893 | SH | | SOLE | 0 | 0 | 0 | 1,893 |
UNION PAC CORP COM | Stock | 907818108 | 874,184 | 4,293 | SH | | SOLE | 0 | 1,043 | 0 | 3,250 |
VANGUARD MID-CAP VALUE ETF | ETF | 922908512 | 709,410 | 5,417 | SH | | SOLE | 0 | 0 | 0 | 5,417 |
JPMORGAN CHASE & CO COM | Stock | 46625H100 | 1,436,713 | 9,907 | SH | | SOLE | 0 | 1,515 | 0 | 8,392 |
CHEVRON CORP NEW COM | Stock | 166764100 | 795,381 | 4,717 | SH | | SOLE | 0 | 1,178 | 0 | 3,539 |
ISHARES NATIONAL MUNI BOND ETF | ETF | 464288414 | 10,264,972 | 100,107 | SH | | SOLE | 0 | 6,742 | 0 | 93,365 |
MARKEL GROUP INC COM | Stock | 570535104 | 285,663 | 194 | SH | | SOLE | 0 | 0 | 0 | 194 |
VANGUARD FTSE DEVELOPED MARKETS ETF | ETF | 921943858 | 58,486,517 | 1,337,752 | SH | | SOLE | 0 | 65,367 | 0 | 1,272,385 |
TJX COS INC NEW COM | Stock | 872540109 | 217,223 | 2,444 | SH | | SOLE | 0 | 2,000 | 0 | 444 |
BANK AMERICA CORP COM | Stock | 060505104 | 274,485 | 10,025 | SH | | SOLE | 0 | 0 | 0 | 10,025 |
SPDR S&P DIVIDEND ETF | ETF | 78464A763 | 381,488 | 3,317 | SH | | SOLE | 0 | 875 | 0 | 2,442 |
WALMART INC COM | Stock | 931142103 | 218,784 | 1,368 | SH | | SOLE | 0 | 1,011 | 0 | 357 |
ISHARES INTERNATIONAL SELECT DIVIDEND ETF | ETF | 464288448 | 3,290,824 | 129,560 | SH | | SOLE | 0 | 31,816 | 0 | 97,744 |
INTERNATIONAL BUSINESS MACHS COM | Stock | 459200101 | 810,934 | 5,780 | SH | | SOLE | 0 | 1,284 | 0 | 4,496 |
ORACLE CORP COM | Stock | 68389X105 | 465,307 | 4,393 | SH | | SOLE | 0 | 185 | 0 | 4,208 |
VANGUARD FTSE EMERGING MARKETS ETF | ETF | 922042858 | 2,929,458 | 74,712 | SH | | SOLE | 0 | 0 | 0 | 74,712 |
VANGUARD HIGH DIVIDEND YIELD INDEX ETF | ETF | 921946406 | 25,716,348 | 248,900 | SH | | SOLE | 0 | 25,940 | 0 | 222,960 |
PFIZER INC COM | Stock | 717081103 | 440,232 | 13,272 | SH | | SOLE | 0 | 1,970 | 0 | 11,302 |
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF | ETF | 464287242 | 6,622,526 | 64,914 | SH | | SOLE | 0 | 2,192 | 0 | 62,722 |
3M CO COM | Stock | 88579Y101 | 590,742 | 6,310 | SH | | SOLE | 0 | 1,859 | 0 | 4,451 |
CATERPILLAR INC COM | Stock | 149123101 | 738,192 | 2,704 | SH | | SOLE | 0 | 1,500 | 0 | 1,204 |
ALPHABET INC CAP STK CL C | Stock | 02079K107 | 920,049 | 6,978 | SH | | SOLE | 0 | 2,481 | 0 | 4,497 |
SPDR SSGA ULTRA SHORT TERM BOND ETF | ETF | 78467V707 | 3,464,307 | 86,027 | SH | | SOLE | 0 | 2,937 | 0 | 83,090 |
AMGEN INC COM | Stock | 031162100 | 1,019,138 | 3,792 | SH | | SOLE | 0 | 1,130 | 0 | 2,662 |
APPLIED MATLS INC COM | Stock | 038222105 | 311,236 | 2,248 | SH | | SOLE | 0 | 1,380 | 0 | 868 |
ISHARES CORE U.S. AGGREGATE BOND ETF | ETF | 464287226 | 20,140,641 | 214,171 | SH | | SOLE | 0 | 7,362 | 0 | 206,809 |
SPDR PORTFOLIO S&P 500 ETF | ETF | 78464A854 | 245,018 | 4,875 | SH | | SOLE | 0 | 0 | 0 | 4,875 |
EATON CORP PLC SHS | Stock | G29183103 | 224,797 | 1,054 | SH | | SOLE | 0 | 14 | 0 | 1,040 |
ISHARES S&P SMALL-CAP 600 VALUE ETF | ETF | 464287879 | 17,868,089 | 200,270 | SH | | SOLE | 0 | 10,681 | 0 | 189,589 |
ISHARES S&P MID-CAP 400 GROWTH ETF | ETF | 464287606 | 730,057 | 10,106 | SH | | SOLE | 0 | 0 | 0 | 10,106 |
ISHARES S&P MID-CAP 400 VALUE ETF | ETF | 464287705 | 322,370 | 3,194 | SH | | SOLE | 0 | 0 | 0 | 3,194 |
INVESCO BULLETSHARES 2024 CORPORATE BOND ETF | ETF | 46138J841 | 3,493,829 | 169,029 | SH | | SOLE | 0 | 6,823 | 0 | 162,206 |
VANGUARD SHORT-TERM BOND ETF | ETF | 921937827 | 20,528,701 | 273,097 | SH | | SOLE | 0 | 9,343 | 0 | 263,754 |
VANGUARD MEGA CAP ETF | ETF | 921910873 | 1,467,216 | 9,661 | SH | | SOLE | 0 | 0 | 0 | 9,661 |
SPDR S&P INTERNATIONAL DIVIDEND ETF | ETF | 78463X772 | 797,397 | 24,237 | SH | | SOLE | 0 | 15,391 | 0 | 8,846 |
EXXON MOBIL CORP COM | Stock | 30231G102 | 1,052,459 | 8,951 | SH | | SOLE | 0 | 1,000 | 0 | 7,951 |
UNITEDHEALTH GROUP INC COM | Stock | 91324P102 | 336,799 | 668 | SH | | SOLE | 0 | 74 | 0 | 594 |
LOWES COS INC COM | Stock | 548661107 | 678,182 | 3,263 | SH | | SOLE | 0 | 0 | 0 | 3,263 |
COLGATE PALMOLIVE CO COM | Stock | 194162103 | 243,054 | 3,418 | SH | | SOLE | 0 | 2,000 | 0 | 1,418 |
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF | ETF | 78463X889 | 4,591,465 | 148,064 | SH | | SOLE | 0 | 20,868 | 0 | 127,196 |
VANGUARD TAX-EXEMPT BOND ETF | ETF | 922907746 | 15,651,740 | 325,400 | SH | | SOLE | 0 | 30,102 | 0 | 295,298 |
ISHARES MSCI EAFE ETF | ETF | 464287465 | 16,637,770 | 241,407 | SH | | SOLE | 0 | 1,094 | 0 | 240,313 |
APPLE INC COM | Stock | 037833100 | 1,799,246 | 10,509 | SH | | SOLE | 0 | 3,543 | 0 | 6,966 |
ISHARES RUSSELL 1000 VALUE ETF | ETF | 464287598 | 373,477 | 2,460 | SH | | SOLE | 0 | 1,285 | 0 | 1,175 |