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| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ALPHABET INC CAP STK CL A | CAP STK CL A | 02079K305 | 415 | 348 | SH | | SOLE | NONE | 0 | 0 | 348 |
AMAZON.COM INC | COM | 023135106 | 1,208 | 605 | SH | | SOLE | NONE | 0 | 0 | 605 |
APPLE INC COM USD0.00001 | COM | 037833100 | 4,299 | 16,897 | SH | | SOLE | NONE | 0 | 0 | 16,897 |
AT&T INC COM USD1 | COM | 00206R102 | 672 | 23,079 | SH | | SOLE | NONE | 0 | 0 | 23,079 |
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B | CL B NEW | 084670702 | 736 | 4,020 | SH | | SOLE | NONE | 0 | 0 | 4,020 |
BK OF AMERICA CORP COM | COM | 060505104 | 218 | 11,771 | SH | | SOLE | NONE | 0 | 0 | 11,771 |
COSTCO WHOLESALE CORP COM USD0.01 | COM | 22160K105 | 289 | 1,011 | SH | | SOLE | NONE | 0 | 0 | 1,011 |
CROWN CASTLE INTL CORP NEW COM ISIN #US22822V1017 SEDOL #BTGQCX1 | COM | 22822V101 | 417 | 2,888 | SH | | SOLE | NONE | 0 | 0 | 2,888 |
DISNEY WALT CO | COM DISNEY | 254687106 | 272 | 2,841 | SH | | SOLE | NONE | 0 | 0 | 2,841 |
FACEBOOK INC-CLASS A | CL A | 30303M102 | 306 | 1,813 | SH | | SOLE | NONE | 0 | 0 | 1,813 |
FIDELITY CORPORATE BOND ETF | CORP BOND ETF | 316188101 | 5,108 | 101,955 | SH | | SOLE | NONE | 0 | 0 | 101,955 |
FIDELITY HIGH DIVIDEND ETF | HIGH DIVID ETF | 316092840 | 2,547 | 111,187 | SH | | SOLE | NONE | 0 | 0 | 111,187 |
FIDELITY LOW DURATION BOND FACTOR ETF | LOW DURTIN ETF | 316188408 | 3,235 | 66,116 | SH | | SOLE | NONE | 0 | 0 | 66,116 |
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF | MSCI INFO TECH I | 316092808 | 3,832 | 60,956 | SH | | SOLE | NONE | 0 | 0 | 60,956 |
FIDELITY MSCI UTILS INDEX ETF | MSCI UTILS INDEX | 316092865 | 1,372 | 38,196 | SH | | SOLE | NONE | 0 | 0 | 38,196 |
FIDELITY NASDAQ COMPOSITE INDEX TRACKING STOCK | NDQ CP IDX TRK | 315912808 | 2,797 | 9,368 | SH | | SOLE | NONE | 0 | 0 | 9,368 |
FIDELITY QUALITY FACTOR ETF | QLTY FCTOR ETF | 316092790 | 7,716 | 251,910 | SH | | SOLE | NONE | 0 | 0 | 251,910 |
FIRST TR EXCHANGE TRADED FD DOW JONES INTERNET INDEX FD | DJ INTERNT IDX | 33733E302 | 522 | 4,219 | SH | | SOLE | NONE | 0 | 0 | 4,219 |
HOME DEPOT INC COM | COM | 437076102 | 261 | 1,507 | SH | | SOLE | NONE | 0 | 0 | 1,507 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 CB | BULSHS 2021 CB | 46138J700 | 615 | 29,360 | SH | | SOLE | NONE | 0 | 0 | 29,360 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2021 HY | BULSHS 2021 HY | 46138J809 | 473 | 21,385 | SH | | SOLE | NONE | 0 | 0 | 21,385 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 CB | BULSHS 2022 CB | 46138J882 | 536 | 25,339 | SH | | SOLE | NONE | 0 | 0 | 25,339 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2022 HY | BULSHS 2022 HY | 46138J874 | 378 | 17,489 | SH | | SOLE | NONE | 0 | 0 | 17,489 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 CB | BULSHS 2023 CB | 46138J866 | 463 | 22,354 | SH | | SOLE | NONE | 0 | 0 | 22,354 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2023 HY | BULSHS 2023 HY | 46138J858 | 278 | 12,408 | SH | | SOLE | NONE | 0 | 0 | 12,408 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 CB | BULSHS 2024 CB | 46138J841 | 406 | 19,693 | SH | | SOLE | NONE | 0 | 0 | 19,693 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2024 HY | BULSHS 2024 HY | 46138J833 | 297 | 13,394 | SH | | SOLE | NONE | 0 | 0 | 13,394 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2025 CB | BULSHS 2025 CB | 46138J825 | 324 | 15,796 | SH | | SOLE | NONE | 0 | 0 | 15,796 |
INVESCO EXCH TRD SLF IDX FD TR BULSHS 2026 CB | BULSHS 2026 CB | 46138J791 | 287 | 14,612 | SH | | SOLE | NONE | 0 | 0 | 14,612 |
ISHARES CORE S&P 500 ETF | CORE S&P500 ETF | 464287200 | 16,396 | 63,321 | SH | | SOLE | NONE | 0 | 0 | 63,321 |
ISHARES CORE S&P SMALL-CAP E | CORE S&P SCP ETF | 464287804 | 1,562 | 27,902 | SH | | SOLE | NONE | 0 | 0 | 27,902 |
ISHARES CORE S&P TOTAL US STOCK MARKET ETF | CORE S&P TTL STK | 464287150 | 3,612 | 63,000 | SH | | SOLE | NONE | 0 | 0 | 63,000 |
ISHARES EDGE MSCI MIN VOL USA ETF | MSCI MIN VOL ETF | 46429B697 | 13,681 | 253,034 | SH | | SOLE | NONE | 0 | 0 | 253,034 |
ISHARES INC CORE MSCI EMERGING MKTS ETF | CORE MSCI EMKT | 46434G103 | 4,305 | 105,991 | SH | | SOLE | NONE | 0 | 0 | 105,991 |
ISHARES INC ESG MSCI EM ETF | ESG MSCI EM ETF | 46434G863 | 4,211 | 153,490 | SH | | SOLE | NONE | 0 | 0 | 153,490 |
ISHARES INC MSCI USA EQUAL WEIGHTED ETF INDEX FD | MSCI EQUAL WEITE | 464286681 | 2,045 | 43,688 | SH | | SOLE | NONE | 0 | 0 | 43,688 |
ISHARES TR 20 YR TR BD ETF | 20 YR TR BD ETF | 464287432 | 1,556 | 9,421 | SH | | SOLE | NONE | 0 | 0 | 9,421 |
ISHARES TR ESG MSCI USA ETF | ESG MSCI USA ETF | 46435G425 | 7,100 | 123,157 | SH | | SOLE | NONE | 0 | 0 | 123,157 |
ISHARES TR INTRM TR CRP ETF | INTRM TR CRP ETF | 464288638 | 5,168 | 93,974 | SH | | SOLE | NONE | 0 | 0 | 93,974 |
ISHARES TR JP MOR EM MK ETF | JPMORGAN USD EMG | 464288281 | 3,486 | 36,064 | SH | | SOLE | NONE | 0 | 0 | 36,064 |
ISHARES TR LNG TR CRPRT BD | LNG TR CRPRT BD | 464289511 | 5,073 | 79,751 | SH | | SOLE | NONE | 0 | 0 | 79,751 |
ISHARES TR MBS ETF | MBS ETF | 464288588 | 3,508 | 31,733 | SH | | SOLE | NONE | 0 | 0 | 31,733 |
ISHARES TR PFD AND INCM SEC | PFD AND INCM SEC | 464288687 | 1,828 | 57,426 | SH | | SOLE | NONE | 0 | 0 | 57,426 |
ISHARES TR US TREAS BD ETF | US TREAS BD ETF | 46429B267 | 18,260 | 650,602 | SH | | SOLE | NONE | 0 | 0 | 650,602 |
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0 | 0-5YR HI YL CP | 46434V407 | 4,281 | 104,580 | SH | | SOLE | NONE | 0 | 0 | 104,580 |
ISHARES TRUST CORE DIVID GWTH | CORE DIV GRWTH | 46434V621 | 2,785 | 85,474 | SH | | SOLE | NONE | 0 | 0 | 85,474 |
ISHARES TRUST CORE MSCI EAFE ETF | CORE MSCI EAFE | 46432F842 | 11,621 | 232,372 | SH | | SOLE | NONE | 0 | 0 | 232,372 |
JOHNSON &JOHNSON COM USD1.00 | COM | 478160104 | 495 | 3,729 | SH | | SOLE | NONE | 0 | 0 | 3,729 |
JPMORGAN CHASE & CO COM USD1.00 | COM | 46625H100 | 544 | 6,169 | SH | | SOLE | NONE | 0 | 0 | 6,169 |
MCDONALDS CORP | COM | 580135101 | 399 | 2,476 | SH | | SOLE | NONE | 0 | 0 | 2,476 |
MERCK & CO INC NEW COM | COM | 58933Y105 | 262 | 3,426 | SH | | SOLE | NONE | 0 | 0 | 3,426 |
MICROSOFT CORP | COM | 594918104 | 1,056 | 6,677 | SH | | SOLE | NONE | 0 | 0 | 6,677 |
NETFLIX COM INC COM | COM | 64110L106 | 366 | 977 | SH | | SOLE | NONE | 0 | 0 | 977 |
PAYPAL HLDGS INC COM | COM | 70450Y103 | 473 | 4,949 | SH | | SOLE | NONE | 0 | 0 | 4,949 |
PENNEY J C CORP INC COM | COM | 708160106 | 14 | 39,500 | SH | | SOLE | NONE | 0 | 0 | 39,500 |
PFIZER INC | COM | 717081103 | 243 | 7,521 | SH | | SOLE | NONE | 0 | 0 | 7,521 |
PROCTER & GAMBLE CO COM | COM | 742718109 | 704 | 6,402 | SH | | SOLE | NONE | 0 | 0 | 6,402 |
PROGRESSIVE CORP OHIO COM USD 1.00 | COM | 743315103 | 363 | 4,916 | SH | | SOLE | NONE | 0 | 0 | 4,916 |
SPROTT PHYSICAL GOLD TRUST UNIT ISIN #CA85207H1047 SEDOL #BYVW239 | UNIT | 85207H104 | 288 | 21,963 | SH | | SOLE | NONE | 0 | 0 | 21,963 |
STARBUCKS CORP COM USD0.001 | COM | 855244109 | 346 | 5,349 | SH | | SOLE | NONE | 0 | 0 | 5,349 |
TESLA INC COM | COM | 88160R101 | 376 | 699 | SH | | SOLE | NONE | 0 | 0 | 699 |
THERMO FISHER SCIENTIFIC INC | COM | 883556102 | 272 | 933 | SH | | SOLE | NONE | 0 | 0 | 933 |
UNITEDHEALTH GROUP | COM | 91324P102 | 811 | 3,300 | SH | | SOLE | NONE | 0 | 0 | 3,300 |
VERIZON COMMUNICATIONS | COM | 92343V104 | 467 | 8,695 | SH | | SOLE | NONE | 0 | 0 | 8,695 |
VISA INC COM CL A | COM CL A | 92826C839 | 398 | 2,462 | SH | | SOLE | NONE | 0 | 0 | 2,462 |
VMWARE INC CL A COM | CL A COM | 928563402 | 266 | 2,182 | SH | | SOLE | NONE | 0 | 0 | 2,182 |
WALMART INC COM | COM | 931142103 | 270 | 2,304 | SH | | SOLE | NONE | 0 | 0 | 2,304 |