LifeSteps Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	1,880,129	9,729	SH		SOLE	0	9,729	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	18,496,299	38,606	SH		SOLE	0	38,605	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	3,489,357	15,424	SH		SOLE	0	15,423	0	0
JOHNSON & JOHNSON COM	Stock	478160104	759,077	5,193	SH		SOLE	0	5,193	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	1,226,145	1,443	SH		SOLE	0	1,442	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	706,517	4,284	SH		SOLE	0	4,284	0	0
COCA COLA CO COM	Stock	191216100	855,711	13,444	SH		SOLE	0	13,444	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	16,621,843	30,543	SH		SOLE	0	30,542	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	493,658	1,119	SH		SOLE	0	1,119	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	644,877	2,721	SH		SOLE	0	2,721	0	0
EMERSON ELEC CO COM	Stock	291011104	668,120	6,065	SH		SOLE	0	6,065	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	307,100	7,447	SH		SOLE	0	7,446	0	0
PEPSICO INC COM	Stock	713448108	623,642	3,781	SH		SOLE	0	3,781	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	348,955	2,525	SH		SOLE	0	2,525	0	0
US BANCORP DEL COM NEW	Stock	902973304	2,017,435	50,817	SH		SOLE	0	50,817	0	0
HOME DEPOT INC COM	Stock	437076102	1,652,442	4,800	SH		SOLE	0	4,800	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	1,021,412	4,279	SH		SOLE	0	4,279	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	265,834	5,602	SH		SOLE	0	5,602	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	271,446	4,318	SH		SOLE	0	4,317	0	0
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	218,193	3,396	SH		SOLE	0	3,396	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	683,327	6,776	SH		SOLE	0	6,776	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	543,539	5,096	SH		SOLE	0	5,096	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,358,712	3,340	SH		SOLE	0	3,340	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	437,160	2,400	SH		SOLE	0	2,400	0	0
INTUIT COM	Stock	461202103	298,373	454	SH		SOLE	0	454	0	0
MICROSOFT CORP COM	Stock	594918104	6,086,563	13,618	SH		SOLE	0	13,617	0	0
OXFORD SQUARE CAP CORP COM	CEF	69181V107	29,400	10,000	SH		SOLE	0	10,000	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	672,837	9,502	SH		SOLE	0	9,502	0	0
TESLA INC COM	Stock	88160R101	495,096	2,502	SH		SOLE	0	2,502	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	289,116	1,087	SH		SOLE	0	1,086	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	313,382	7,623	SH		SOLE	0	7,623	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	367,924	4,967	SH		SOLE	0	4,966	0	0
VANGUARD S&P 500 ETF	ETF	922908363	484,626	969	SH		SOLE	0	969	0	0
CROWDSTRIKE HLDGS INC CL A	Stock	22788C105	222,633	581	SH		SOLE	0	581	0	0
ELI LILLY & CO COM	Stock	532457108	270,709	299	SH		SOLE	0	299	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	1,856,286	23,851	SH		SOLE	0	23,850	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	2,591,251	12,772	SH		SOLE	0	12,771	0	0
EDISON INTL COM	Stock	281020107	237,087	3,302	SH		SOLE	0	3,301	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	1,620,977	20,846	SH		SOLE	0	20,845	0	0
TRACTOR SUPPLY CO COM	Stock	892356106	259,147	960	SH		SOLE	0	959	0	0
VISA INC COM CL A	Stock	92826C839	253,021	964	SH		SOLE	0	964	0	0
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	513,751	6,119	SH		SOLE	0	6,119	0	0
VANGUARD VALUE ETF	ETF	922908744	2,472,886	15,416	SH		SOLE	0	15,416	0	0
VANGUARD GROWTH ETF	ETF	922908736	1,931,142	5,163	SH		SOLE	0	5,163	0	0
META PLATFORMS INC CL A	Stock	30303M102	453,798	900	SH		SOLE	0	900	0	0
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	485,797	475	SH		SOLE	0	475	0	0
BROADCOM INC COM	Stock	11135F101	316,289	197	SH		SOLE	0	197	0	0
NVIDIA CORPORATION COM	Stock	67066G104	6,263,856	50,703	SH		SOLE	0	50,703	0	0
GENELUX CORPORATION COM	Stock	36870H103	129,745	66,536	SH		SOLE	0	66,536	0	0
ABBVIE INC COM	Stock	00287Y109	1,256,281	7,324	SH		SOLE	0	7,324	0	0
QUALCOMM INC COM	Stock	747525103	654,904	3,288	SH		SOLE	0	3,288	0	0
MCDONALDS CORP COM	Stock	580135101	360,510	1,415	SH		SOLE	0	1,414	0	0
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	219,816	3,305	SH		SOLE	0	3,305	0	0
CISCO SYS INC COM	Stock	17275R102	286,343	6,027	SH		SOLE	0	6,027	0	0
GE AEROSPACE COM NEW	Stock	369604301	287,100	1,806	SH		SOLE	0	1,806	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	421,114	2,161	SH		SOLE	0	2,161	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	602,651	8,785	SH		SOLE	0	8,785	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	1,088,918	11,767	SH		SOLE	0	11,767	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	343,113	627	SH		SOLE	0	627	0	0
WELLS FARGO CO NEW COM	Stock	949746101	855,538	14,405	SH		SOLE	0	14,405	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	1,982,751	9,803	SH		SOLE	0	9,802	0	0
CHEVRON CORP NEW COM	Stock	166764100	801,906	5,127	SH		SOLE	0	5,126	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	3,637,224	28,599	SH		SOLE	0	28,599	0	0
WALMART INC COM	Stock	931142103	550,370	8,128	SH		SOLE	0	8,128	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	221,545	1,281	SH		SOLE	0	1,280	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	3,660,857	30,867	SH		SOLE	0	30,867	0	0
CATERPILLAR INC COM	Stock	149123101	592,585	1,779	SH		SOLE	0	1,779	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	633,900	3,456	SH		SOLE	0	3,456	0	0
AMGEN INC COM	Stock	031162100	399,311	1,278	SH		SOLE	0	1,278	0	0
APPLIED MATLS INC COM	Stock	038222105	264,309	1,120	SH		SOLE	0	1,120	0	0
NUVEEN PFD & INCOME OPPORTUNIT COM	CEF	67073B106	86,054	11,520	SH		SOLE	0	11,520	0	0
LEXICON PHARMACEUTICALS INC COM NEW	Stock	528872302	16,800	10,000	SH		SOLE	0	10,000	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	1,832,323	18,837	SH		SOLE	0	18,837	0	0
LAM RESEARCH CORP COM	Stock	512807108	222,554	209	SH		SOLE	0	209	0	0
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	1,209,002	3,848	SH		SOLE	0	3,847	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,449,275	12,589	SH		SOLE	0	12,589	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	267,871	526	SH		SOLE	0	526	0	0
NOVO-NORDISK A S ADR	ADR	670100205	1,057,846	7,411	SH		SOLE	0	7,411	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	3,958,081	67,636	SH		SOLE	0	67,636	0	0
APPLE INC COM	Stock	037833100	6,943,592	32,967	SH		SOLE	0	32,967	0	0
DISNEY WALT CO COM	Stock	254687106	473,918	4,773	SH		SOLE	0	4,773	0	0