LifeSteps Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	2,236,023	10,192	SH		SOLE	0	10,192	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	19,431,904	38,010	SH		SOLE	0	38,010	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	3,405,473	14,646	SH		SOLE	0	14,645	0	0
SEMPRA COM	Stock	816851109	224,914	2,564	SH		SOLE	0	2,564	0	0
JOHNSON & JOHNSON COM	Stock	478160104	685,381	4,739	SH		SOLE	0	4,739	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	1,353,826	1,478	SH		SOLE	0	1,477	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	708,321	4,225	SH		SOLE	0	4,225	0	0
COCA COLA CO COM	Stock	191216100	854,795	13,729	SH		SOLE	0	13,729	0	0
NETFLIX INC COM	Stock	64110L106	272,744	306	SH		SOLE	0	306	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	17,819,720	30,405	SH		SOLE	0	30,404	0	0
MASTERCARD INCORPORATED CL A	Stock	57636Q104	556,584	1,057	SH		SOLE	0	1,057	0	0
ILLINOIS TOOL WKS INC COM	Stock	452308109	691,062	2,725	SH		SOLE	0	2,725	0	0
EMERSON ELEC CO COM	Stock	291011104	718,174	5,795	SH		SOLE	0	5,795	0	0
VERIZON COMMUNICATIONS INC COM	Stock	92343V104	303,518	7,590	SH		SOLE	0	7,589	0	0
PEPSICO INC COM	Stock	713448108	562,126	3,697	SH		SOLE	0	3,696	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	330,876	2,525	SH		SOLE	0	2,525	0	0
US BANCORP DEL COM NEW	Stock	902973304	2,459,275	51,417	SH		SOLE	0	51,417	0	0
HOME DEPOT INC COM	Stock	437076102	1,841,822	4,735	SH		SOLE	0	4,734	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	1,248,271	4,264	SH		SOLE	0	4,264	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	274,660	10,621	SH		SOLE	0	10,621	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	318,162	14,016	SH		SOLE	0	14,015	0	0
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	229,899	9,918	SH		SOLE	0	9,918	0	0
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	757,951	27,196	SH		SOLE	0	27,195	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	446,017	3,871	SH		SOLE	0	3,871	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	1,513,049	3,338	SH		SOLE	0	3,338	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	456,213	2,410	SH		SOLE	0	2,410	0	0
INTUIT COM	Stock	461202103	285,339	454	SH		SOLE	0	454	0	0
MICROSOFT CORP COM	Stock	594918104	5,974,371	14,174	SH		SOLE	0	14,174	0	0
OXFORD SQUARE CAP CORP COM	CEF	69181V107	24,400	10,000	SH		SOLE	0	10,000	0	0
NEXTERA ENERGY INC COM	Stock	65339F101	681,198	9,502	SH		SOLE	0	9,502	0	0
TESLA INC COM	Stock	88160R101	986,985	2,444	SH		SOLE	0	2,444	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	275,938	1,088	SH		SOLE	0	1,087	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	365,471	7,562	SH		SOLE	0	7,562	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	387,962	14,882	SH		SOLE	0	14,881	0	0
VANGUARD S&P 500 ETF	ETF	922908363	532,344	988	SH		SOLE	0	988	0	0
SERVISFIRST BANCSHARES INC COM	Stock	81768T108	254,220	3,000	SH		SOLE	0	3,000	0	0
ELI LILLY & CO COM	Stock	532457108	269,428	349	SH		SOLE	0	349	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	1,968,053	71,023	SH		SOLE	0	71,023	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	2,729,686	12,354	SH		SOLE	0	12,353	0	0
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	1,841,447	67,403	SH		SOLE	0	67,402	0	0
TRACTOR SUPPLY CO COM	Stock	892356106	297,212	5,601	SH		SOLE	0	5,601	0	0
VISA INC COM CL A	Stock	92826C839	304,663	964	SH		SOLE	0	964	0	0
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	536,203	6,039	SH		SOLE	0	6,039	0	0
VANGUARD VALUE ETF	ETF	922908744	2,828,039	16,704	SH		SOLE	0	16,704	0	0
VANGUARD GROWTH ETF	ETF	922908736	2,073,063	5,051	SH		SOLE	0	5,050	0	0
META PLATFORMS INC CL A	Stock	30303M102	603,075	1,030	SH		SOLE	0	1,030	0	0
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	329,213	475	SH		SOLE	0	475	0	0
BROADCOM INC COM	Stock	11135F101	459,043	1,980	SH		SOLE	0	1,980	0	0
NVIDIA CORPORATION COM	Stock	67066G104	6,594,876	49,109	SH		SOLE	0	49,109	0	0
GENELUX CORPORATION COM	Stock	36870H103	205,249	86,970	SH		SOLE	0	86,970	0	0
ABBVIE INC COM	Stock	00287Y109	1,285,217	7,233	SH		SOLE	0	7,232	0	0
QUALCOMM INC COM	Stock	747525103	505,103	3,288	SH		SOLE	0	3,288	0	0
MCDONALDS CORP COM	Stock	580135101	320,228	1,105	SH		SOLE	0	1,104	0	0
FLEXSHARES QUALITY DIVIDEND INDEX FUND	ETF	33939L860	233,168	3,305	SH		SOLE	0	3,305	0	0
CISCO SYS INC COM	Stock	17275R102	356,798	6,027	SH		SOLE	0	6,027	0	0
GE AEROSPACE COM NEW	Stock	369604301	301,223	1,806	SH		SOLE	0	1,806	0	0
SPDR PORTFOLIO SHORT TERM TREASURY ETF	ETF	78468R101	200,952	6,927	SH		SOLE	0	6,927	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	422,531	2,042	SH		SOLE	0	2,042	0	0
FIDELITY MSCI HEALTH CARE INDEX ETF	ETF	316092600	517,572	7,920	SH		SOLE	0	7,920	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	1,191,556	11,736	SH		SOLE	0	11,736	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	369,102	627	SH		SOLE	0	627	0	0
WELLS FARGO CO NEW COM	Stock	949746101	984,314	14,014	SH		SOLE	0	14,013	0	0
JPMORGAN CHASE & CO. COM	Stock	46625H100	2,411,702	10,061	SH		SOLE	0	10,060	0	0
CHEVRON CORP NEW COM	Stock	166764100	700,745	4,838	SH		SOLE	0	4,838	0	0
SPDR S&P DIVIDEND ETF	ETF	78464A763	3,846,943	29,121	SH		SOLE	0	29,121	0	0
WALMART INC COM	Stock	931142103	770,054	8,523	SH		SOLE	0	8,523	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	282,766	1,286	SH		SOLE	0	1,286	0	0
ORACLE CORP COM	Stock	68389X105	271,172	1,627	SH		SOLE	0	1,627	0	0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF	ETF	921946406	3,878,561	30,399	SH		SOLE	0	30,398	0	0
CATERPILLAR INC COM	Stock	149123101	645,350	1,779	SH		SOLE	0	1,779	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	658,161	3,456	SH		SOLE	0	3,456	0	0
AMGEN INC COM	Stock	031162100	480,360	1,843	SH		SOLE	0	1,843	0	0
NUVEEN PFD & INCOME OPPORTUNIT COM	CEF	67073B106	90,547	11,520	SH		SOLE	0	11,520	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	2,117,347	19,495	SH		SOLE	0	19,494	0	0
VANGUARD MEGA CAP GROWTH ETF	ETF	921910816	1,312,924	3,823	SH		SOLE	0	3,823	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,399,557	13,011	SH		SOLE	0	13,010	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	266,082	526	SH		SOLE	0	526	0	0
NOVO-NORDISK A S ADR	ADR	670100205	635,344	7,386	SH		SOLE	0	7,386	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	4,119,110	66,107	SH		SOLE	0	66,106	0	0
APPLE INC COM	Stock	037833100	8,584,347	34,280	SH		SOLE	0	34,279	0	0
ABBOTT LABS COM	Stock	002824100	217,284	1,921	SH		SOLE	0	1,921	0	0
DISNEY WALT CO COM	Stock	254687106	448,393	4,027	SH		SOLE	0	4,026	0	0