The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete. | |||||||||||||||||||||
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
ALCON INC | COM | H01301128 | 848,293 | 8,477 | SH | SOLE | 0 | 0 | 8,477 | ||
ACCENTURE PLC CL A | COM | G1151C101 | 864,966 | 2,447 | SH | SOLE | 0 | 0 | 2,447 | ||
WELLS FARGO CO | COM | 949746101 | 1,990,538 | 35,237 | SH | SOLE | 0 | 0 | 35,237 | ||
WAL-MART STORES INC | COM | 931142103 | 209,223 | 2,591 | SH | SOLE | 0 | 0 | 2,591 | ||
VISA INC | COM | 92826C839 | 696,998 | 2,535 | SH | SOLE | 0 | 0 | 2,535 | ||
VANGUARD TOTAL STOCK MARKET ETF | COM | 922908769 | 3,518,546 | 12,426 | SH | SOLE | 0 | 0 | 12,426 | ||
VANGUARD VALUE ETF | COM | 922908744 | 3,512,177 | 20,119 | SH | SOLE | 0 | 0 | 20,119 | ||
VANGUARD MID CAP ETF | COM | 922908629 | 950,052 | 3,601 | SH | SOLE | 0 | 0 | 3,601 | ||
VANGUARD SMALL CAP VALUE ETF | COM | 922908611 | 27,508,305 | 137,007 | SH | SOLE | 0 | 0 | 137,007 | ||
VANGUARD REAL ESTATE ETF | COM | 922908553 | 5,284,837 | 54,248 | SH | SOLE | 0 | 0 | 54,248 | ||
VANGUARD MID CAP VALUE ETF | COM | 922908512 | 39,733,877 | 236,977 | SH | SOLE | 0 | 0 | 236,977 | ||
VANGUARD S&P 500 ETF | COM | 922908363 | 7,609,979 | 14,422 | SH | SOLE | 0 | 0 | 14,422 | ||
VANGUARD SHORT CORP BOND ETF | COM | 92206C409 | 223,913 | 2,819 | SH | SOLE | 0 | 0 | 2,819 | ||
VANGUARD SHORT GOVT BOND IDX ETF | COM | 92206C102 | 5,031,573 | 85,252 | SH | SOLE | 0 | 0 | 85,252 | ||
VANGUARD INFO TECHNOLOGY ETF | COM | 92204A702 | 33,444,130 | 57,021 | SH | SOLE | 0 | 0 | 57,021 | ||
VANGUARD HEALTH CARE ETF | COM | 92204A504 | 18,569,495 | 65,803 | SH | SOLE | 0 | 0 | 65,803 | ||
VANGUARD CONSUMER STAPLES ETF | COM | 92204A207 | 20,888,340 | 95,608 | SH | SOLE | 0 | 0 | 95,608 | ||
VANGUARD FTSE EMERGING MARKET ETF | COM | 922042858 | 15,984,561 | 334,056 | SH | SOLE | 0 | 0 | 334,056 | ||
VANGUARD GLOBAL EX-US REAL ESTATE ETF | COM | 922042676 | 4,421,286 | 94,250 | SH | SOLE | 0 | 0 | 94,250 | ||
VANGUARD TOTAL INTERNATIONAL BOND ETF | COM | 92203J407 | 29,826,415 | 593,206 | SH | SOLE | 0 | 0 | 593,206 | ||
VANGUARD SHORT INFLATION-PROTECTED ETF | COM | 922020805 | 31,905,740 | 647,044 | SH | SOLE | 0 | 0 | 647,044 | ||
VANGUARD EMERGING MARKET GOVT BOND ETF | COM | 921946885 | 16,614,266 | 250,328 | SH | SOLE | 0 | 0 | 250,328 | ||
VANGUARD DEVELOPED MARKETS IDX ETF | COM | 921943858 | 204,111 | 3,865 | SH | SOLE | 0 | 0 | 3,865 | ||
VANGUARD TOTAL BOND MARKET ETF | COM | 921937835 | 1,788,817 | 23,816 | SH | SOLE | 0 | 0 | 23,816 | ||
VANGUARD DIVIDEND APPR ETF | COM | 921908844 | 200,437 | 1,012 | SH | SOLE | 0 | 0 | 1,012 | ||
VF CORPORATION | COM | 918204108 | 297,634 | 14,919 | SH | SOLE | 0 | 0 | 14,919 | ||
UNITEDHEALTH GROUP INC | COM | 91324P102 | 872,343 | 1,492 | SH | SOLE | 0 | 0 | 1,492 | ||
UNION PACIFIC CORP | COM | 907818108 | 464,615 | 1,885 | SH | SOLE | 0 | 0 | 1,885 | ||
TRUIST FINANCIAL CORP | COM | 89832Q109 | 1,804,766 | 42,197 | SH | SOLE | 0 | 0 | 42,197 | ||
TEXAS INSTRUMENTS INC | COM | 882508104 | 652,381 | 3,158 | SH | SOLE | 0 | 0 | 3,158 | ||
SMITH & NEPHEW ADR NEW | COM | 83175M205 | 392,769 | 12,613 | SH | SOLE | 0 | 0 | 12,613 | ||
SCHWAB US TIPS ETF | COM | 808524870 | 13,148,306 | 245,167 | SH | SOLE | 0 | 0 | 245,167 | ||
SCHWAB SHORT TERM US TREASURY | COM | 808524862 | 14,071,364 | 287,288 | SH | SOLE | 0 | 0 | 287,288 | ||
SCHWAB US REIT ETF | COM | 808524847 | 227,576 | 9,822 | SH | SOLE | 0 | 0 | 9,822 | ||
SCHWAB US AGGREGATE BOND ETF | COM | 808524839 | 6,860,255 | 144,366 | SH | SOLE | 0 | 0 | 144,366 | ||
SCHWAB EMERGING MARKET EQUITY ETF | COM | 808524706 | 6,032,467 | 206,733 | SH | SOLE | 0 | 0 | 206,733 | ||
SCHWAB US LARGE CAP VALUE ETF | COM | 808524409 | 445,571 | 5,544 | SH | SOLE | 0 | 0 | 5,544 | ||
SCHWAB US LARGE CAP GROWTH ETF | COM | 808524300 | 1,243,805 | 11,939 | SH | SOLE | 0 | 0 | 11,939 | ||
SPDR USA STRATEGIC FACTORS | COM | 78468R812 | 9,187,686 | 58,316 | SH | SOLE | 0 | 0 | 58,316 | ||
SPDR S&P BIOTECH ETF | COM | 78464A870 | 6,118,684 | 61,930 | SH | SOLE | 0 | 0 | 61,930 | ||
SPDR S&P 400 MID CAP VALUE ETF | COM | 78464A839 | 4,641,100 | 58,408 | SH | SOLE | 0 | 0 | 58,408 | ||
SPDR S&P 600 SMALL CAP VALUE ETF | COM | 78464A300 | 3,645,312 | 41,987 | SH | SOLE | 0 | 0 | 41,987 | ||
SPDR S&P 500 ETF | COM | 78462F103 | 898,438 | 1,566 | SH | SOLE | 0 | 0 | 1,566 | ||
PROCTER & GAMBLE CO | COM | 742718109 | 290,976 | 1,680 | SH | SOLE | 0 | 0 | 1,680 | ||
NOVO NORDISK A/S ADR | COM | 670100205 | 1,982,873 | 16,653 | SH | SOLE | 0 | 0 | 16,653 | ||
NOVARTIS A G SPON ADR | COM | 66987V109 | 836,195 | 7,270 | SH | SOLE | 0 | 0 | 7,270 | ||
NORFOLK SOUTHERN CORP | COM | 655844108 | 479,497 | 1,930 | SH | SOLE | 0 | 0 | 1,930 | ||
NERDY INC | COM | 64081V109 | 24,578 | 25,000 | SH | SOLE | 0 | 0 | 25,000 | ||
NATL BANKSHARES INC | COM | 634865109 | 454,689 | 15,207 | SH | SOLE | 0 | 0 | 15,207 | ||
N V R INC | COM | 62944T105 | 559,273 | 57 | SH | SOLE | 0 | 0 | 57 | ||
MICROSOFT | COM | 594918104 | 2,094,928 | 4,869 | SH | SOLE | 0 | 0 | 4,869 | ||
MCKESSON HBOC INC | COM | 58155Q103 | 359,969 | 728 | SH | SOLE | 0 | 0 | 728 | ||
MC DONALDS CORP | COM | 580135101 | 742,478 | 2,438 | SH | SOLE | 0 | 0 | 2,438 | ||
LOCKHEED MARTIN CORP | COM | 539830109 | 447,188 | 765 | SH | SOLE | 0 | 0 | 765 | ||
JOHNSON & JOHNSON | COM | 478160104 | 462,519 | 2,854 | SH | SOLE | 0 | 0 | 2,854 | ||
JP MORGAN CHASE & CO | COM | 46625H100 | 543,808 | 2,579 | SH | SOLE | 0 | 0 | 2,579 | ||
ISHARES MSCI DENMARK ETF | COM | 46429B523 | 9,772,411 | 76,936 | SH | SOLE | 0 | 0 | 76,936 | ||
ISHARES MSCI FINLAND ETF | COM | 46429B515 | 9,879,875 | 260,798 | SH | SOLE | 0 | 0 | 260,798 | ||
ISHARES MSCI IRELAND CAPPED ETF | COM | 46429B507 | 9,669,456 | 140,932 | SH | SOLE | 0 | 0 | 140,932 | ||
ISHARES MSCI NEW ZEALAND | COM | 464289123 | 8,711,376 | 176,290 | SH | SOLE | 0 | 0 | 176,290 | ||
ISHARES RUSSELL 2000 VALUE | COM | 464287630 | 341,314 | 2,046 | SH | SOLE | 0 | 0 | 2,046 | ||
ISHARES NASDAQ BIOTECHNOLOGY | COM | 464287556 | 458,348 | 3,148 | SH | SOLE | 0 | 0 | 3,148 | ||
ISHARES RUSSELL MIDCAP VALUE | COM | 464287473 | 251,540 | 1,902 | SH | SOLE | 0 | 0 | 1,902 | ||
ISHARES S&P GLOBAL HEALTHCARE | COM | 464287325 | 2,288,699 | 23,316 | SH | SOLE | 0 | 0 | 23,316 | ||
ISHARES GLOBAL TECHNOLOGY | COM | 464287291 | 3,158,176 | 38,267 | SH | SOLE | 0 | 0 | 38,267 | ||
ISHARES MSCI NETHERLANDS | COM | 464286814 | 8,428,824 | 165,726 | SH | SOLE | 0 | 0 | 165,726 | ||
ISHARES MSCI SWEDEN | COM | 464286756 | 9,364,457 | 215,721 | SH | SOLE | 0 | 0 | 215,721 | ||
ISHARES MSCI SWITZERLAND | COM | 464286749 | 672,611 | 12,910 | SH | SOLE | 0 | 0 | 12,910 | ||
ISHARES MSCI CHILE INVESTABLE MARKET | COM | 464286640 | 2,270,214 | 83,219 | SH | SOLE | 0 | 0 | 83,219 | ||
ISHARES MSCI AUSTRIA | COM | 464286202 | 8,235,220 | 360,798 | SH | SOLE | 0 | 0 | 360,798 | ||
INTL BUSINESS MACHINES | COM | 459200101 | 366,950 | 1,660 | SH | SOLE | 0 | 0 | 1,660 | ||
HONEYWELL INTERNATIONAL | COM | 438516106 | 342,518 | 1,657 | SH | SOLE | 0 | 0 | 1,657 | ||
HALEON PLC | COM | 405552100 | 174,507 | 16,494 | SH | SOLE | 0 | 0 | 16,494 | ||
GENMAB A/S | COM | 372303206 | 329,910 | 13,532 | SH | SOLE | 0 | 0 | 13,532 | ||
GENERAL DYNAMICS CORP | COM | 369550108 | 1,173,443 | 3,883 | SH | SOLE | 0 | 0 | 3,883 | ||
GATOS SILVER INC | COM | 368036109 | 452,400 | 30,000 | SH | SOLE | 0 | 0 | 30,000 | ||
GMS INC | COM | 36251C103 | 475,040 | 5,245 | SH | SOLE | 0 | 0 | 5,245 | ||
FRANKLIN FTSE AUSTRALIA ETF | COM | 35473P843 | 1,427,055 | 44,429 | SH | SOLE | 0 | 0 | 44,429 | ||
FRANKLIN FTSE GERMANY ETF | COM | 35473P785 | 6,174,086 | 232,023 | SH | SOLE | 0 | 0 | 232,023 | ||
FRANKLIN FTSE MEXICO ETF | COM | 35473P736 | 1,443,115 | 54,029 | SH | SOLE | 0 | 0 | 54,029 | ||
FRANKLIN FTSE SOUTH KOREA ETF | COM | 35473P710 | 2,472,386 | 116,622 | SH | SOLE | 0 | 0 | 116,622 | ||
FRANKLIN FTSE SWITZERLAND ETF | COM | 35473P694 | 8,758,616 | 242,991 | SH | SOLE | 0 | 0 | 242,991 | ||
FRANKLIN FTSE TAIWAN ETF | COM | 35473P686 | 2,834,699 | 58,775 | SH | SOLE | 0 | 0 | 58,775 | ||
FISERV INC | COM | 337738108 | 576,856 | 3,211 | SH | SOLE | 0 | 0 | 3,211 | ||
FIDELITY MSCI REAL ESTATE ETF | COM | 316092857 | 4,170,963 | 141,485 | SH | SOLE | 0 | 0 | 141,485 | ||
FIDELITY MSCI INFORMATION TECHNOLOGY ETF | COM | 316092808 | 3,041,361 | 17,429 | SH | SOLE | 0 | 0 | 17,429 | ||
FIDELITY MSCI HEALTH ETF | COM | 316092600 | 2,925,395 | 40,184 | SH | SOLE | 0 | 0 | 40,184 | ||
FIDELITY MSCI CONSUMER STAPLES ETF | COM | 316092303 | 4,614,665 | 90,395 | SH | SOLE | 0 | 0 | 90,395 | ||
META PLATFORMS INC | COM | 30303M102 | 2,500,990 | 4,369 | SH | SOLE | 0 | 0 | 4,369 | ||
EXXON MOBIL CORPORATION | COM | 30231G102 | 537,219 | 4,583 | SH | SOLE | 0 | 0 | 4,583 | ||
DUKE ENERGY CORP | COM | 26441C204 | 464,349 | 4,027 | SH | SOLE | 0 | 0 | 4,027 | ||
DISNEY WALT COMPANY DEL | COM | 254687106 | 360,410 | 3,747 | SH | SOLE | 0 | 0 | 3,747 | ||
DIMENSIONAL US CORE EQUITY 2 ETF | COM | 25434V708 | 349,038 | 10,179 | SH | SOLE | 0 | 0 | 10,179 | ||
DEERE & CO | COM | 244199105 | 348,053 | 834 | SH | SOLE | 0 | 0 | 834 | ||
COLUMBIA EMRG MKTS CORE EX-CHINA ETF | COM | 19762B202 | 28,360,958 | 868,104 | SH | SOLE | 0 | 0 | 868,104 | ||
COEUR D ALENE MINES CORP | COM | 192108504 | 103,200 | 15,000 | SH | SOLE | 0 | 0 | 15,000 | ||
COCA COLA CO | COM | 191216100 | 493,391 | 6,866 | SH | SOLE | 0 | 0 | 6,866 | ||
CHEVRONTEXACO CORP | COM | 166764100 | 342,108 | 2,323 | SH | SOLE | 0 | 0 | 2,323 | ||
CHENIERE ENERGY INC | COM | 16411R208 | 269,760 | 1,500 | SH | SOLE | 0 | 0 | 1,500 | ||
CATERPILLER INC | COM | 149123101 | 272,676 | 697 | SH | SOLE | 0 | 0 | 697 | ||
BERKSHIRE HATHAWAY CL B | COM | 084670702 | 531,140 | 1,154 | SH | SOLE | 0 | 0 | 1,154 | ||
BAUSCH HEALTH COS INC | COM | 071734107 | 141,592 | 17,352 | SH | SOLE | 0 | 0 | 17,352 | ||
BANK OF AMERICA CORP | COM | 060505104 | 203,400 | 5,126 | SH | SOLE | 0 | 0 | 5,126 | ||
AUTO DATA PROCESSING | COM | 053015103 | 376,906 | 1,362 | SH | SOLE | 0 | 0 | 1,362 | ||
ASTRAZENECA PLC ADR | COM | 046353108 | 1,012,697 | 12,998 | SH | SOLE | 0 | 0 | 12,998 | ||
APPLE COMPUTER INC | COM | 037833100 | 1,981,503 | 8,504 | SH | SOLE | 0 | 0 | 8,504 | ||
ELEVANCE HEALTH INC | COM | 036752103 | 332,800 | 640 | SH | SOLE | 0 | 0 | 640 | ||
AMAZON COM INC | COM | 023135106 | 1,931,124 | 10,364 | SH | SOLE | 0 | 0 | 10,364 | ||
ALPHABET INC CLASS A | COM | 02079K305 | 451,775 | 2,724 | SH | SOLE | 0 | 0 | 2,724 | ||
ALPHABET INC CLASS C | COM | 02079K107 | 304,453 | 1,821 | SH | SOLE | 0 | 0 | 1,821 | ||
ABBVIE INC | COM | 00287Y109 | 351,514 | 1,780 | SH | SOLE | 0 | 0 | 1,780 |