Sentinel Pension Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALPHABET INC	CAP STK CL A	02079K305	232,669	1,778	SH		SOLE		0	0	1,778
AMAZON COM INC	COM	023135106	308,381	2,426	SH		SOLE		60	0	2,366
AMERICAN CENTY ETF TR	AVANTIS EMGMKT	025072604	2,084,314	39,483	SH		SOLE		0	0	39,483
AMERICAN CENTY ETF TR	US SML CP VALU	025072877	1,551,029	19,898	SH		SOLE		0	0	19,898
ANGEL OAK FUNDS TRUST	OAK ULTRASHORT	03463K752	1,224,983	24,183	SH		SOLE		0	0	24,183
APPLE INC	COM	037833100	5,140,566	30,025	SH		SOLE		2,683	0	27,342
BIOLIFE SOLUTIONS INC	COM NEW	09062W204	138,832	10,053	SH		SOLE		0	0	10,053
BNY MELLON ETF TRUST	US LRG CP CORE	09661T107	57,696,692	712,305	SH		SOLE		1,218	0	711,087
BNY MELLON ETF TRUST	INTERNATIONL EQT	09661T404	29,654,535	454,476	SH		SOLE		328	0	454,148
BNY MELLON ETF TRUST	CORE BOND ETF	09661T602	52,200,234	1,295,452	SH		SOLE		0	0	1,295,452
CAMBRIDGE BANCORP	COM	132152109	1,918,773	30,804	SH		SOLE		0	0	30,804
META PLATFORMS INC	CL A	30303M102	299,910	999	SH		SOLE		0	0	999
FEDEX CORP	COM	31428X106	207,112	782	SH		SOLE		0	0	782
FIDELITY COVINGTON TRUST	BLUE CHIP GRWTH	316092352	442,581	15,283	SH		SOLE		4,967	0	10,316
FIDELITY MERRIMACK STR TR	TOTAL BD ETF	316188309	9,607,753	220,564	SH		SOLE		4,262	0	216,301
FIRST MERCHANTS CORP	COM	320817109	249,212	8,958	SH		SOLE		0	0	8,958
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	1,233,622	25,238	SH		SOLE		0	0	25,238
FORD MTR CO DEL	COM	345370860	707,511	56,965	SH		SOLE		0	0	56,965
INVESCO QQQ TR	UNIT SER 1	46090E103	385,710	1,077	SH		SOLE		0	0	1,077
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 MUNI	46138J510	282,818	12,302	SH		SOLE		0	0	12,302
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 MUNI	46138J528	312,122	13,002	SH		SOLE		0	0	13,002
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 MUNI	46138J536	259,261	10,520	SH		SOLE		0	0	10,520
INVESCO EXCH TRD SLF IDX FD	BULSHS 2026 CB	46138J791	12,273,909	653,378	SH		SOLE		0	0	653,378
INVESCO EXCH TRD SLF IDX FD	BULSHS 2025 CB	46138J825	13,234,855	658,123	SH		SOLE		0	0	658,123
INVESCO EXCH TRD SLF IDX FD	BULSHS 2024 CB	46138J841	13,544,234	655,260	SH		SOLE		0	0	655,260
INVESCO EXCH TRD SLF IDX FD	BULSHS 2023 CB	46138J866	1,598,327	75,286	SH		SOLE		0	0	75,286
ISHARES GOLD TR	ISHARES NEW	464285204	674,642	19,281	SH		SOLE		0	0	19,281
ISHARES INC	MSCI AUST ETF	464286103	1,129,275	52,500	SH		SOLE		0	0	52,500
ISHARES INC	MSCI CDA ETF	464286509	1,457,183	43,550	SH		SOLE		0	0	43,550
ISHARES TR	S&P 100 ETF	464287101	889,071	4,431	SH		SOLE		0	0	4,431
ISHARES TR	CORE S&P TTL STK	464287150	3,542,025	37,605	SH		SOLE		5,039	0	32,566
ISHARES TR	CORE S&P500 ETF	464287200	1,515,024	3,528	SH		SOLE		425	0	3,103
ISHARES TR	CORE US AGGBD ET	464287226	434,433	4,620	SH		SOLE		1,314	0	3,305
ISHARES TR	NORTH AMERN NAT	464287374	1,933,292	46,485	SH		SOLE		0	0	46,485
ISHARES TR	RUS 1000 ETF	464287622	5,426,732	23,101	SH		SOLE		54	0	23,047
ISHARES TR	NATIONAL MUN ETF	464288414	449,219	4,381	SH		SOLE		0	0	4,381
ISHARES TR	0-5 YR TIPS ETF	46429B747	210,376	2,171	SH		SOLE		0	0	2,171
ISHARES TR	CORE MSCI EAFE	46432F842	292,020	4,538	SH		SOLE		3,845	0	693
ISHARES TR	INTERNATIONAL SL	46434V266	362,955	12,270	SH		SOLE		0	0	12,270
ISHARES TR	IBONDS DEC2023	46435G318	1,865,014	73,066	SH		SOLE		3,581	0	69,485
ISHARES TR	IBONDS DEC 26	46435U259	1,670,888	67,347	SH		SOLE		0	0	67,347
ISHARES TR	IBONDS DEC 27	46435U283	1,129,233	46,129	SH		SOLE		0	0	46,129
ISHARES TR	IBONDS DEC 28	46435U325	1,177,001	48,218	SH		SOLE		0	0	48,218
ISHARES TR	IBONDS DEC 25	46435U432	2,208,060	84,665	SH		SOLE		3,443	0	81,222
ISHARES TR	ESG AWR US AGRGT	46435U549	1,369,158	30,224	SH		SOLE		0	0	30,224
ISHARES TR	IBONDS DEC	46435U697	3,130,291	121,849	SH		SOLE		3,523	0	118,325
ELI LILLY & CO	COM	532457108	303,478	565	SH		SOLE		415	0	150
MATTHEWS ASIA FDS	ASIA INNOV ACTIV	577125826	211,368	9,464	SH		SOLE		0	0	9,464
MCDONALDS CORP	COM	580135101	444,687	1,688	SH		SOLE		0	0	1,688
MICROSOFT CORP	COM	594918104	1,243,166	3,937	SH		SOLE		997	0	2,940
PROCTER AND GAMBLE CO	COM	742718109	238,719	1,637	SH		SOLE		160	0	1,477
PUTNAM ETF TRUST	FOCUSED LAR CAP	746729300	423,733	14,497	SH		SOLE		0	0	14,497
SPDR S&P 500 ETF TR	TR UNIT	78462F103	39,772,479	93,039	SH		SOLE		954	0	92,086
SPDR GOLD TR	GOLD SHS	78463V107	454,514	2,651	SH		SOLE		350	0	2,301
SPDR INDEX SHS FDS	MSCI EMRG MKTS	78463X426	241,952	4,479	SH		SOLE		0	0	4,479
SPDR INDEX SHS FDS	PORTFOLIO EMG MK	78463X509	231,484	6,896	SH		SOLE		0	0	6,896
SPDR INDEX SHS FDS	PORTFOLIO DEVLPD	78463X889	5,418,514	174,734	SH		SOLE		6,061	0	168,673
SPDR SER TR	PORTFOLIO AGRGTE	78464A649	6,641,173	272,850	SH		SOLE		17,079	0	255,771
SPDR SER TR	PORTFLI INTRMDIT	78464A672	31,358,706	1,139,074	SH		SOLE		740	0	1,138,334
SPDR SER TR	S&P DIVID ETF	78464A763	1,084,964	9,434	SH		SOLE		0	0	9,434
SPDR SER TR	PORTFOLI S&P1500	78464A805	9,912,053	188,837	SH		SOLE		0	0	188,837
SPDR SER TR	PORTFOLIO S&P400	78464A847	304,855	6,962	SH		SOLE		0	0	6,962
SPDR SER TR	PORTFOLIO S&P500	78464A854	2,972,189	59,136	SH		SOLE		0	0	59,136
SPDR SER TR	PORTFOLIO SH TSR	78468R101	2,704,195	94,157	SH		SOLE		0	0	94,157
SPDR SER TR	BLOOMBERG 1-3 MO	78468R663	1,062,125	11,567	SH		SOLE		1,320	0	10,247
SPDR SER TR	NUVEEN BLMBRG MU	78468R721	246,256	5,635	SH		SOLE		0	0	5,635
SPDR SER TR	SPDR MSCI USA GE	78468R747	205,445	2,417	SH		SOLE		0	0	2,417
SPDR SER TR	MSCI USA STRTGIC	78468R812	1,825,985	15,131	SH		SOLE		0	0	15,131
SPDR SER TR	PORTFOLIO S&P600	78468R853	565,793	15,333	SH		SOLE		0	0	15,333
SSGA ACTIVE TR	SPDR DBLELN EMRG	78470P309	565,505	14,097	SH		SOLE		0	0	14,097
SCHWAB STRATEGIC TR	US LRG CAP ETF	808524201	4,983,289	98,484	SH		SOLE		0	0	98,484
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	6,094,057	90,042	SH		SOLE		728	0	89,314
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	403,899	9,751	SH		SOLE		0	0	9,751
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	2,341,900	33,096	SH		SOLE		0	0	33,096
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	382,723	11,270	SH		SOLE		0	0	11,270
SCHWAB STRATEGIC TR	US AGGREGATE B	808524839	291,832	6,598	SH		SOLE		0	0	6,598
SCHWAB STRATEGIC TR	INT-TRM U.S TRES	808524854	2,018,401	42,103	SH		SOLE		0	0	42,103
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	466,684	9,745	SH		SOLE		0	0	9,745
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	404,009	2,465	SH		SOLE		920	0	1,545
SPROTT PHYSICAL GOLD TR	UNIT	85207H104	12,708,112	887,438	SH		SOLE		0	0	887,438
VANECK ETF TRUST	INFLATION ALLOCA	92189F130	3,564,050	140,705	SH		SOLE		0	0	140,705
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	3,735,065	49,249	SH		SOLE		0	0	49,249
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	2,182,543	14,046	SH		SOLE		0	0	14,046
VANGUARD WORLD FD	ESG US STK ETF	921910733	262,233	3,486	SH		SOLE		0	0	3,486
VANGUARD WHITEHALL FDS	HIGH DIV YLD	921946406	389,734	3,772	SH		SOLE		0	0	3,772
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	1,234,386	26,108	SH		SOLE		0	0	26,108
VANGUARD INTL EQUITY INDEX F	GLB EX US ETF	922042676	271,809	6,982	SH		SOLE		0	0	6,982
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	1,034,775	5,998	SH		SOLE		0	0	5,998
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	1,133,160	14,977	SH		SOLE		0	0	14,977
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	1,220,683	5,699	SH		SOLE		0	0	5,699
VANGUARD INDEX FDS	MID CAP ETF	922908629	2,397,336	11,512	SH		SOLE		0	0	11,512
VANGUARD INDEX FDS	GROWTH ETF	922908736	4,448,758	16,337	SH		SOLE		0	0	16,337
VANGUARD INDEX FDS	VALUE ETF	922908744	348,363	2,526	SH		SOLE		1,132	0	1,394
VANGUARD INDEX FDS	SMALL CP ETF	922908751	200,414	1,060	SH		SOLE		0	0	1,060
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	3,181,746	14,979	SH		SOLE		0	0	14,979
WISDOMTREE TR	INTL EQUITY FD	97717W703	216,511	4,478	SH		SOLE		0	0	4,478
WISDOMTREE TR	GLB US QTLY DIV	97717W844	2,629,751	78,617	SH		SOLE		0	0	78,617
WISDOMTREE TR	US QTLY DIV GRT	97717X669	2,157,194	33,977	SH		SOLE		0	0	33,977
WISDOMTREE TR	FLOATNG RAT TREA	97717Y527	798,655	15,872	SH		SOLE		0	0	15,872
WORLD GOLD TR	SPDR GLD MINIS	98149E303	2,685,602	73,257	SH		SOLE		0	0	73,257