RMR Wealth Builders 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,359,327	14,035	SH		SOLE		0	0	14,035
ABBVIE INC	COM	00287Y109	1,575,340	10,568	SH		SOLE		0	0	10,568
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,195,119	3,892	SH		SOLE		0	0	3,892
ADOBE INC	COM	00724F101	2,058,466	4,037	SH		SOLE		0	0	4,037
ALIGN TECHNOLOGY INC	COM	016255101	249,752	818	SH		SOLE		0	0	818
ALPHABET INC	CAP STK CL C	02079K107	2,410,877	18,285	SH		SOLE		0	0	18,285
ALPHABET INC	CAP STK CL A	02079K305	2,861,777	21,869	SH		SOLE		0	0	21,869
AMAZON COM INC	COM	023135106	7,675,463	60,380	SH		SOLE		0	0	60,380
AMERICAN EXPRESS CO	COM	025816109	731,635	4,904	SH		SOLE		0	0	4,904
AMERICAN TOWER CORP NEW	COM	03027X100	726,881	4,420	SH		SOLE		0	0	4,420
APPLE INC	COM	037833100	19,527,649	114,057	SH		SOLE		0	0	114,057
APPLIED MATLS INC	COM	038222105	331,268	2,393	SH		SOLE		0	0	2,393
ARISTA NETWORKS INC	COM	040413106	1,143,125	6,215	SH		SOLE		0	0	6,215
ARK ETF TR	FINTECH INNOVA	00214Q708	354,008	18,286	SH		SOLE		0	0	18,286
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	1,210,742	2,057	SH		SOLE		0	0	2,057
AT&T INC	COM	00206R102	270,638	18,018	SH		SOLE		0	0	18,018
AUTOZONE INC	COM	053332102	233,679	92	SH		SOLE		0	0	92
BANK AMERICA CORP	COM	060505104	835,392	30,511	SH		SOLE		0	0	30,511
BECTON DICKINSON & CO	COM	075887109	630,654	2,439	SH		SOLE		0	0	2,439
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	531,477	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	2,161,148	6,169	SH		SOLE		0	0	6,169
BGC GROUP INC	CL A	088929104	106,920	20,250	SH		SOLE		0	0	20,250
BLACKROCK INC	COM	09247X101	1,309,789	2,026	SH		SOLE		0	0	2,026
BLACKROCK MUNIHLDGS NJ QLTY	COM	09254X101	121,011	11,958	SH		SOLE		0	0	11,958
BLACKROCK N Y MUN INCOME TRU	SH BEN INT	09248L106	201,219	22,112	SH		SOLE		0	0	22,112
BLACKSTONE INC	COM	09260D107	1,310,460	12,231	SH		SOLE		0	0	12,231
BOOKING HOLDINGS INC	COM	09857L108	379,326	123	SH		SOLE		0	0	123
BORGWARNER INC	COM	099724106	291,835	7,229	SH		SOLE		0	0	7,229
BOSTON SCIENTIFIC CORP	COM	101137107	492,730	9,332	SH		SOLE		0	0	9,332
BRISTOL-MYERS SQUIBB CO	COM	110122108	315,737	5,440	SH		SOLE		0	0	5,440
BROADCOM INC	COM	11135F101	5,284,049	6,362	SH		SOLE		0	0	6,362
CAPITAL ONE FINL CORP	COM	14040H105	388,200	4,000	SH		SOLE		0	0	4,000
CATERPILLAR INC	COM	149123101	649,718	2,380	SH		SOLE		0	0	2,380
CHEVRON CORP NEW	COM	166764100	2,501,452	14,835	SH		SOLE		0	0	14,835
CHIPOTLE MEXICAN GRILL INC	COM	169656105	560,540	306	SH		SOLE		0	0	306
CHUBB LIMITED	COM	H1467J104	878,565	4,220	SH		SOLE		0	0	4,220
CISCO SYS INC	COM	17275R102	413,190	7,686	SH		SOLE		0	0	7,686
CITIGROUP INC	COM NEW	172967424	425,819	10,353	SH		SOLE		0	0	10,353
CME GROUP INC	COM	12572Q105	1,299,828	6,492	SH		SOLE		0	0	6,492
COCA COLA CO	COM	191216100	1,579,093	28,208	SH		SOLE		0	0	28,208
COMCAST CORP NEW	CL A	20030N101	1,363,721	30,756	SH		SOLE		0	0	30,756
CONOCOPHILLIPS	COM	20825C104	257,810	2,152	SH		SOLE		0	0	2,152
CONSOLIDATED EDISON INC	COM	209115104	455,470	5,325	SH		SOLE		0	0	5,325
CONSTELLATION ENERGY CORP	COM	21037T109	405,293	3,716	SH		SOLE		0	0	3,716
CORNING INC	COM	219350105	460,705	15,120	SH		SOLE		0	0	15,120
COSTAR GROUP INC	COM	22160N109	1,067,848	13,888	SH		SOLE		0	0	13,888
COSTCO WHSL CORP NEW	COM	22160K105	1,973,289	3,493	SH		SOLE		0	0	3,493
CROWDSTRIKE HLDGS INC	CL A	22788C105	540,637	3,230	SH		SOLE		0	0	3,230
CSX CORP	COM	126408103	784,863	25,524	SH		SOLE		0	0	25,524
CVS HEALTH CORP	COM	126650100	890,205	12,750	SH		SOLE		0	0	12,750
DEERE & CO	COM	244199105	478,843	1,269	SH		SOLE		0	0	1,269
DEXCOM INC	COM	252131107	507,739	5,442	SH		SOLE		0	0	5,442
DISNEY WALT CO	COM	254687106	1,105,794	13,643	SH		SOLE		0	0	13,643
DOCUSIGN INC	COM	256163106	387,450	9,225	SH		SOLE		0	0	9,225
DOW INC	COM	260557103	899,135	17,439	SH		SOLE		0	0	17,439
DRAFTKINGS INC NEW	COM CL A	26142V105	234,401	7,962	SH		SOLE		0	0	7,962
DUKE ENERGY CORP NEW	COM NEW	26441C204	671,734	7,611	SH		SOLE		0	0	7,611
EDWARDS LIFESCIENCES CORP	COM	28176E108	288,690	4,167	SH		SOLE		0	0	4,167
ELANCO ANIMAL HEALTH INC	COM	28414H103	260,802	23,203	SH		SOLE		0	0	23,203
ELECTRONIC ARTS INC	COM	285512109	472,450	3,924	SH		SOLE		0	0	3,924
ELI LILLY & CO	COM	532457108	1,696,380	3,158	SH		SOLE		0	0	3,158
ENBRIDGE INC	COM	29250N105	386,104	11,633	SH		SOLE		0	0	11,633
EXXON MOBIL CORP	COM	30231G102	4,005,623	34,067	SH		SOLE		0	0	34,067
FASTENAL CO	COM	311900104	445,097	8,146	SH		SOLE		0	0	8,146
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	667,352	13,723	SH		SOLE		0	0	13,723
FIDELITY NATL INFORMATION SV	COM	31620M106	455,114	8,234	SH		SOLE		0	0	8,234
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	7,531,248	154,076	SH		SOLE		0	0	154,076
FIRST TR EXCH TRADED FD III	SHRT DUR MNG MUN	33739P830	7,613,561	392,755	SH		SOLE		0	0	392,755
FORD MTR CO DEL	COM	345370860	155,966	12,558	SH		SOLE		0	0	12,558
FORTINET INC	COM	34959E109	264,999	4,516	SH		SOLE		0	0	4,516
FRONTLINE PLC	COM	M46528101	280,940	14,960	SH		SOLE		0	0	14,960
GARTNER INC	COM	366651107	249,461	726	SH		SOLE		0	0	726
GENERAL MTRS CO	COM	37045V100	819,667	24,861	SH		SOLE		0	0	24,861
GENWORTH FINL INC	COM CL A	37247D106	116,966	19,960	SH		SOLE		0	0	19,960
GILEAD SCIENCES INC	COM	375558103	826,161	11,024	SH		SOLE		0	0	11,024
GLOBAL X FDS	RBTCS ARTFL INTE	37954Y715	644,350	26,066	SH		SOLE		0	0	26,066
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	677,467	12,280	SH		SOLE		0	0	12,280
GOLDMAN SACHS GROUP INC	COM	38141G104	637,419	1,970	SH		SOLE		0	0	1,970
GUIDEWIRE SOFTWARE INC	COM	40171V100	393,660	4,374	SH		SOLE		0	0	4,374
HERCULES CAPITAL INC	COM	427096508	254,196	15,481	SH		SOLE		0	0	15,481
HILTON WORLDWIDE HLDGS INC	COM	43300A203	628,503	4,185	SH		SOLE		0	0	4,185
HOME DEPOT INC	COM	437076102	3,005,948	9,948	SH		SOLE		0	0	9,948
HONEYWELL INTL INC	COM	438516106	1,279,297	6,925	SH		SOLE		0	0	6,925
HUMANA INC	COM	444859102	1,019,823	2,096	SH		SOLE		0	0	2,096
ICICI BANK LIMITED	ADR	45104G104	451,564	19,531	SH		SOLE		0	0	19,531
IDEX CORP	COM	45167R104	298,925	1,437	SH		SOLE		0	0	1,437
INTEL CORP	COM	458140100	916,582	25,783	SH		SOLE		0	0	25,783
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	785,150	7,136	SH		SOLE		0	0	7,136
INTERNATIONAL BUSINESS MACHS	COM	459200101	473,549	3,375	SH		SOLE		0	0	3,375
INTUIT	COM	461202103	934,196	1,828	SH		SOLE		0	0	1,828
INTUITIVE SURGICAL INC	COM NEW	46120E602	1,191,453	4,076	SH		SOLE		0	0	4,076
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	209,203	3,558	SH		SOLE		0	0	3,558
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	632,280	25,661	SH		SOLE		0	0	25,661
INVESCO QQQ TR	UNIT SER 1	46090E103	5,972,861	16,671	SH		SOLE		0	0	16,671
ISHARES TR	CORE US AGGBD ET	464287226	225,354	2,396	SH		SOLE		0	0	2,396
ISHARES TR	1 3 YR TREAS BD	464287457	2,445,060	30,197	SH		SOLE		0	0	30,197
ISHARES TR	MSCI EAFE ETF	464287465	4,718,651	68,466	SH		SOLE		0	0	68,466
ISHARES TR	RUS MID CAP ETF	464287499	1,119,831	16,171	SH		SOLE		0	0	16,171
ISHARES TR	CORE S&P MCP ETF	464287507	45,303,210	181,685	SH		SOLE		0	0	181,685
ISHARES TR	EXPND TEC SC ETF	464287549	624,875	1,635	SH		SOLE		0	0	1,635
ISHARES TR	RUS 1000 VAL ETF	464287598	19,297,100	127,105	SH		SOLE		0	0	127,105
ISHARES TR	RUS 1000 GRW ETF	464287614	31,002,172	116,554	SH		SOLE		0	0	116,554
ISHARES TR	RUSSELL 2000 ETF	464287655	7,156,211	40,490	SH		SOLE		0	0	40,490
ISHARES TR	CORE S&P SCP ETF	464287804	13,048,323	138,326	SH		SOLE		0	0	138,326
ISHARES TR	SHRT NAT MUN ETF	464288158	21,146,657	205,587	SH		SOLE		0	0	205,587
ISHARES TR	NATIONAL MUN ETF	464288414	15,111,494	147,372	SH		SOLE		0	0	147,372
ISHARES TR	3 7 YR TREAS BD	464288661	509,220	4,500	SH		SOLE		0	0	4,500
ISHARES TR	SHORT TREAS BD	464288679	757,234	6,855	SH		SOLE		0	0	6,855
ISHARES TR	PFD AND INCM SEC	464288687	539,139	17,882	SH		SOLE		0	0	17,882
ISHARES TR	CORE MSCI EAFE	46432F842	22,889,534	355,704	SH		SOLE		0	0	355,704
ISHARES TR	CORE DIVID ETF	46435U861	827,679	22,232	SH		SOLE		0	0	22,232
J P MORGAN EXCHANGE TRADED F	BETABUILDERS CDA	46641Q225	210,034	3,612	SH		SOLE		0	0	3,612
J P MORGAN EXCHANGE TRADED F	DIV RTN EM EQT	46641Q308	327,540	6,503	SH		SOLE		0	0	6,503
JOHNSON & JOHNSON	COM	478160104	656,056	4,212	SH		SOLE		0	0	4,212
JPMORGAN CHASE & CO	COM	46625H100	3,902,599	26,911	SH		SOLE		0	0	26,911
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	396,798	2,999	SH		SOLE		0	0	2,999
L3HARRIS TECHNOLOGIES INC	COM	502431109	242,027	1,390	SH		SOLE		0	0	1,390
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	216,330	1,076	SH		SOLE		0	0	1,076
LINDE PLC	SHS	G54950103	726,119	1,950	SH		SOLE		0	0	1,950
LLOYDS BANKING GROUP PLC	SPONSORED ADR	539439109	27,051	12,700	SH		SOLE		0	0	12,700
LOWES COS INC	COM	548661107	306,828	1,476	SH		SOLE		0	0	1,476
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	630,607	6,659	SH		SOLE		0	0	6,659
MAIN STR CAP CORP	COM	56035L104	621,715	15,302	SH		SOLE		0	0	15,302
MARATHON PETE CORP	COM	56585A102	272,412	1,800	SH		SOLE		0	0	1,800
MARKETAXESS HLDGS INC	COM	57060D108	418,093	1,957	SH		SOLE		0	0	1,957
MARRIOTT INTL INC NEW	CL A	571903202	270,402	1,376	SH		SOLE		0	0	1,376
MARSH & MCLENNAN COS INC	COM	571748102	1,683,774	8,848	SH		SOLE		0	0	8,848
MARVELL TECHNOLOGY INC	COM	573874104	312,676	5,776	SH		SOLE		0	0	5,776
MASTERCARD INCORPORATED	CL A	57636Q104	1,679,012	4,241	SH		SOLE		0	0	4,241
MCDONALDS CORP	COM	580135101	811,623	3,081	SH		SOLE		0	0	3,081
MCKESSON CORP	COM	58155Q103	285,671	657	SH		SOLE		0	0	657
MERCADOLIBRE INC	COM	58733R102	361,346	285	SH		SOLE		0	0	285
MERCK & CO INC	COM	58933Y105	2,096,147	20,361	SH		SOLE		0	0	20,361
META PLATFORMS INC	CL A	30303M102	2,928,549	9,755	SH		SOLE		0	0	9,755
MICROCHIP TECHNOLOGY INC.	COM	595017104	672,257	8,613	SH		SOLE		0	0	8,613
MICROSOFT CORP	COM	594918104	14,473,731	45,839	SH		SOLE		0	0	45,839
MIDDLEBY CORP	COM	596278101	366,976	2,867	SH		SOLE		0	0	2,867
MONDELEZ INTL INC	CL A	609207105	392,070	5,649	SH		SOLE		0	0	5,649
MONOLITHIC PWR SYS INC	COM	609839105	599,214	1,297	SH		SOLE		0	0	1,297
MORGAN STANLEY	COM NEW	617446448	306,865	3,757	SH		SOLE		0	0	3,757
NETFLIX INC	COM	64110L106	1,000,844	2,651	SH		SOLE		0	0	2,651
NEXTERA ENERGY INC	COM	65339F101	792,979	13,841	SH		SOLE		0	0	13,841
NIKE INC	CL B	654106103	805,091	8,420	SH		SOLE		0	0	8,420
NOKIA CORP	SPONSORED ADR	654902204	59,664	15,953	SH		SOLE		0	0	15,953
NUCOR CORP	COM	670346105	540,255	3,455	SH		SOLE		0	0	3,455
NUVEEN AMT FREE MUN CR INC F	COM	67071L106	114,029	11,060	SH		SOLE		0	0	11,060
NUVEEN NEW JERSEY QULT MUN F	COM	67069Y102	565,516	53,451	SH		SOLE		0	0	53,451
NUVEEN NEW YORK AMT QLT MUNI	COM	670656107	627,319	66,383	SH		SOLE		0	0	66,383
NVIDIA CORPORATION	COM	67066G104	10,783,520	24,790	SH		SOLE		0	0	24,790
OLD DOMINION FREIGHT LINE IN	COM	679580100	506,542	1,238	SH		SOLE		0	0	1,238
PACCAR INC	COM	693718108	730,371	8,591	SH		SOLE		0	0	8,591
PALO ALTO NETWORKS INC	COM	697435105	487,166	2,078	SH		SOLE		0	0	2,078
PAYPAL HLDGS INC	COM	70450Y103	290,312	4,966	SH		SOLE		0	0	4,966
PFIZER INC	COM	717081103	328,299	9,897	SH		SOLE		0	0	9,897
PHILIP MORRIS INTL INC	COM	718172109	223,762	2,417	SH		SOLE		0	0	2,417
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	2,940,063	87,658	SH		SOLE		0	0	87,658
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	8,444,493	93,516	SH		SOLE		0	0	93,516
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	461,849	4,612	SH		SOLE		0	0	4,612
PIMCO HIGH INCOME FD	COM SHS	722014107	49,115	11,112	SH		SOLE		0	0	11,112
PNC FINL SVCS GROUP INC	COM	693475105	795,838	6,482	SH		SOLE		0	0	6,482
PROCTER AND GAMBLE CO	COM	742718109	1,272,857	8,727	SH		SOLE		0	0	8,727
PROLOGIS INC.	COM	74340W103	323,948	2,887	SH		SOLE		0	0	2,887
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,070,581	18,812	SH		SOLE		0	0	18,812
QUALCOMM INC	COM	747525103	518,814	4,671	SH		SOLE		0	0	4,671
ROYAL GOLD INC	COM	780287108	324,110	3,048	SH		SOLE		0	0	3,048
RPM INTL INC	COM	749685103	284,335	2,999	SH		SOLE		0	0	2,999
S&P GLOBAL INC	COM	78409V104	629,281	1,722	SH		SOLE		0	0	1,722
SALESFORCE INC	COM	79466L302	1,121,171	5,529	SH		SOLE		0	0	5,529
SCHWAB CHARLES CORP	COM	808513105	856,363	15,599	SH		SOLE		0	0	15,599
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	359,275	5,077	SH		SOLE		0	0	5,077
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	1,529,182	45,029	SH		SOLE		0	0	45,029
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	2,155,806	45,016	SH		SOLE		0	0	45,016
SCOTTS MIRACLE-GRO CO	CL A	810186106	237,780	4,601	SH		SOLE		0	0	4,601
SEAGEN INC	COM	81181C104	321,619	1,516	SH		SOLE		0	0	1,516
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	2,406,382	18,692	SH		SOLE		0	0	18,692
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	431,322	6,268	SH		SOLE		0	0	6,268
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,503,038	16,628	SH		SOLE		0	0	16,628
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	1,128,024	34,007	SH		SOLE		0	0	34,007
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	2,967,080	18,100	SH		SOLE		0	0	18,100
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	268,796	4,099	SH		SOLE		0	0	4,099
SELECTIVE INS GROUP INC	COM	816300107	260,996	2,530	SH		SOLE		0	0	2,530
SHELL PLC	SPON ADS	780259305	213,017	3,309	SH		SOLE		0	0	3,309
SHERWIN WILLIAMS CO	COM	824348106	276,784	1,085	SH		SOLE		0	0	1,085
SHOPIFY INC	CL A	82509L107	692,330	12,687	SH		SOLE		0	0	12,687
SIMON PPTY GROUP INC NEW	COM	828806109	253,142	2,343	SH		SOLE		0	0	2,343
SMITH A O CORP	COM	831865209	308,893	4,671	SH		SOLE		0	0	4,671
SNAP INC	CL A	83304A106	331,042	37,154	SH		SOLE		0	0	37,154
SONY GROUP CORP	SPONSORED ADR	835699307	207,229	2,515	SH		SOLE		0	0	2,515
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	2,582,654	7,711	SH		SOLE		0	0	7,711
SPDR S&P 500 ETF TR	TR UNIT	78462F103	8,354,403	19,543	SH		SOLE		0	0	19,543
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	5,881,579	12,880	SH		SOLE		0	0	12,880
SPDR SER TR	S&P 400 MDCP GRW	78464A821	491,100	7,103	SH		SOLE		0	0	7,103
STMICROELECTRONICS N V	NY REGISTRY	861012102	314,037	7,276	SH		SOLE		0	0	7,276
T-MOBILE US INC	COM	872590104	236,124	1,686	SH		SOLE		0	0	1,686
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	504,549	5,806	SH		SOLE		0	0	5,806
TERADYNE INC	COM	880770102	509,835	5,075	SH		SOLE		0	0	5,075
TESLA INC	COM	88160R101	3,165,172	12,650	SH		SOLE		0	0	12,650
TEXAS INSTRS INC	COM	882508104	639,466	4,022	SH		SOLE		0	0	4,022
THE TRADE DESK INC	COM CL A	88339J105	488,985	6,257	SH		SOLE		0	0	6,257
THERMO FISHER SCIENTIFIC INC	COM	883556102	721,949	1,426	SH		SOLE		0	0	1,426
TRANSUNION	COM	89400J107	423,202	5,895	SH		SOLE		0	0	5,895
TREX CO INC	COM	89531P105	324,544	5,266	SH		SOLE		0	0	5,266
TRUIST FINL CORP	COM	89832Q109	539,041	18,841	SH		SOLE		0	0	18,841
TWILIO INC	CL A	90138F102	608,185	10,391	SH		SOLE		0	0	10,391
TYLER TECHNOLOGIES INC	COM	902252105	341,348	884	SH		SOLE		0	0	884
UBS GROUP AG	SHS	H42097107	219,336	8,898	SH		SOLE		0	0	8,898
ULTA BEAUTY INC	COM	90384S303	842,041	2,108	SH		SOLE		0	0	2,108
UNION PAC CORP	COM	907818108	1,168,759	5,740	SH		SOLE		0	0	5,740
UNITED PARCEL SERVICE INC	CL B	911312106	602,837	3,868	SH		SOLE		0	0	3,868
UNITEDHEALTH GROUP INC	COM	91324P102	1,165,904	2,312	SH		SOLE		0	0	2,312
UNIVERSAL DISPLAY CORP	COM	91347P105	365,944	2,331	SH		SOLE		0	0	2,331
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	509,252	3,513	SH		SOLE		0	0	3,513
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	567,436	2,299	SH		SOLE		0	0	2,299
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	7,173,007	149,969	SH		SOLE		0	0	149,969
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	50,646,959	128,971	SH		SOLE		0	0	128,971
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	91,171	68,424	SH		SOLE		0	0	68,424
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	212,595	2,810	SH		SOLE		0	0	2,810
VANGUARD INDEX FDS	GROWTH ETF	922908736	51,312,355	188,434	SH		SOLE		0	0	188,434
VANGUARD INDEX FDS	VALUE ETF	922908744	49,121,585	415,240	SH		SOLE		0	0	415,240
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	26,124,760	347,635	SH		SOLE		0	0	347,635
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	347,678	5,216	SH		SOLE		0	0	5,216
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	329,125	1,400	SH		SOLE		0	0	1,400
VERIZON COMMUNICATIONS INC	COM	92343V104	1,256,465	38,768	SH		SOLE		0	0	38,768
VERTEX PHARMACEUTICALS INC	COM	92532F100	894,213	2,572	SH		SOLE		0	0	2,572
VISA INC	COM CL A	92826C839	2,926,961	12,725	SH		SOLE		0	0	12,725
WALMART INC	COM	931142103	759,847	4,751	SH		SOLE		0	0	4,751
WASTE MGMT INC DEL	COM	94106L109	637,080	4,179	SH		SOLE		0	0	4,179
WISDOMTREE TR	US MIDCAP DIVID	97717W505	247,692	6,047	SH		SOLE		0	0	6,047
WISDOMTREE TR	US S CAP QTY DIV	97717X651	223,581	5,428	SH		SOLE		0	0	5,428
WISDOMTREE TR	US QTLY DIV GRT	97717X669	540,257	8,509	SH		SOLE		0	0	8,509