RMR Wealth Builders 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,978,937	17,411	SH		SOLE		0	0	17,411
ABBVIE INC	COM	00287Y109	2,187,001	12,010	SH		SOLE		0	0	12,010
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	1,761,833	5,083	SH		SOLE		0	0	5,083
ADOBE INC	COM	00724F101	2,318,132	4,594	SH		SOLE		0	0	4,594
ADVANCED MICRO DEVICES INC	COM	007903107	841,625	4,663	SH		SOLE		0	0	4,663
ALIGN TECHNOLOGY INC	COM	016255101	268,239	818	SH		SOLE		0	0	818
ALPHABET INC	CAP STK CL C	02079K107	3,050,225	20,033	SH		SOLE		0	0	20,033
ALPHABET INC	CAP STK CL A	02079K305	3,399,396	22,523	SH		SOLE		0	0	22,523
AMAZON COM INC	COM	023135106	12,071,690	66,924	SH		SOLE		0	0	66,924
AMERICAN EXPRESS CO	COM	025816109	1,532,070	6,729	SH		SOLE		0	0	6,729
AMERICAN TOWER CORP NEW	COM	03027X100	1,316,884	6,665	SH		SOLE		0	0	6,665
ANALOG DEVICES INC	COM	032654105	330,309	1,670	SH		SOLE		0	0	1,670
ANHEUSER BUSCH INBEV SA/NV	SPONSORED ADR	03524A108	247,802	4,077	SH		SOLE		0	0	4,077
APPLE INC	COM	037833100	20,674,873	120,567	SH		SOLE		0	0	120,567
APPLIED MATLS INC	COM	038222105	566,772	2,748	SH		SOLE		0	0	2,748
ARISTA NETWORKS INC	COM	040413106	2,264,744	7,810	SH		SOLE		0	0	7,810
ARK ETF TR	FINTECH INNOVA	00214Q708	488,704	16,113	SH		SOLE		0	0	16,113
ASML HOLDING N V	N Y REGISTRY SHS	N07059210	2,040,315	2,102	SH		SOLE		0	0	2,102
AT&T INC	COM	00206R102	196,286	11,153	SH		SOLE		0	0	11,153
AUTOZONE INC	COM	053332102	230,070	73	SH		SOLE		0	0	73
AVERY DENNISON CORP	COM	053611109	235,190	1,053	SH		SOLE		0	0	1,053
BANK AMERICA CORP	COM	060505104	2,030,956	53,294	SH		SOLE		0	0	53,294
BCB BANCORP INC	COM	055298103	134,981	12,917	SH		SOLE		0	0	12,917
BECTON DICKINSON & CO	COM	075887109	597,411	2,405	SH		SOLE		0	0	2,405
BELPOINTE PREP LLC	UNIT RP LTD LB A	080694102	232,782	3,823	SH		SOLE		0	0	3,823
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	634,440	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	3,504,580	8,334	SH		SOLE		0	0	8,334
BGC GROUP INC	CL A	088929104	157,343	20,250	SH		SOLE		0	0	20,250
BLACKROCK INC	COM	09247X101	1,700,504	2,040	SH		SOLE		0	0	2,040
BLACKROCK MUNIHLDGS NJ QLTY	COM	09254X101	139,665	11,958	SH		SOLE		0	0	11,958
BLACKROCK N Y MUN INCOME TRU	SH BEN INT	09248L106	235,338	22,112	SH		SOLE		0	0	22,112
BLACKSTONE INC	COM	09260D107	1,482,291	11,283	SH		SOLE		0	0	11,283
BLOCK INC	CL A	852234103	224,560	2,655	SH		SOLE		0	0	2,655
BOEING CO	COM	097023105	244,132	1,265	SH		SOLE		0	0	1,265
BOOKING HOLDINGS INC	COM	09857L108	446,229	123	SH		SOLE		0	0	123
BORGWARNER INC	COM	099724106	253,498	7,297	SH		SOLE		0	0	7,297
BOSTON SCIENTIFIC CORP	COM	101137107	605,383	8,839	SH		SOLE		0	0	8,839
BRISTOL-MYERS SQUIBB CO	COM	110122108	314,832	5,805	SH		SOLE		0	0	5,805
BROADCOM INC	COM	11135F101	9,399,906	7,064	SH		SOLE		0	0	7,064
CAPITAL ONE FINL CORP	COM	14040H105	595,560	4,000	SH		SOLE		0	0	4,000
CATERPILLAR INC	COM	149123101	861,724	2,352	SH		SOLE		0	0	2,352
CELANESE CORP DEL	COM	150870103	219,981	1,280	SH		SOLE		0	0	1,280
CHEVRON CORP NEW	COM	166764100	2,955,730	18,738	SH		SOLE		0	0	18,738
CHIPOTLE MEXICAN GRILL INC	COM	169656105	906,912	312	SH		SOLE		0	0	312
CHUBB LIMITED	COM	H1467J104	1,127,800	4,352	SH		SOLE		0	0	4,352
CISCO SYS INC	COM	17275R102	370,590	7,425	SH		SOLE		0	0	7,425
CITIGROUP INC	COM NEW	172967424	675,783	10,686	SH		SOLE		0	0	10,686
CME GROUP INC	COM	12572Q105	1,397,663	6,492	SH		SOLE		0	0	6,492
COCA COLA CO	COM	191216100	2,108,079	34,195	SH		SOLE		0	0	34,195
COINBASE GLOBAL INC	COM CL A	19260Q107	254,178	959	SH		SOLE		0	0	959
COMCAST CORP NEW	CL A	20030N101	1,532,903	35,361	SH		SOLE		0	0	35,361
CONOCOPHILLIPS	COM	20825C104	270,598	2,126	SH		SOLE		0	0	2,126
CONSOLIDATED EDISON INC	COM	209115104	472,336	5,201	SH		SOLE		0	0	5,201
CONSTELLATION BRANDS INC	CL A	21036P108	241,413	888	SH		SOLE		0	0	888
CONSTELLATION ENERGY CORP	COM	21037T109	1,716,939	9,288	SH		SOLE		0	0	9,288
CORNING INC	COM	219350105	813,440	24,680	SH		SOLE		0	0	24,680
COSTAR GROUP INC	COM	22160N109	1,341,581	13,888	SH		SOLE		0	0	13,888
COSTCO WHSL CORP NEW	COM	22160K105	3,354,543	4,579	SH		SOLE		0	0	4,579
CROWDSTRIKE HLDGS INC	CL A	22788C105	1,519,658	4,740	SH		SOLE		0	0	4,740
CSX CORP	COM	126408103	956,443	25,801	SH		SOLE		0	0	25,801
CVS HEALTH CORP	COM	126650100	1,247,563	15,641	SH		SOLE		0	0	15,641
DEERE & CO	COM	244199105	968,764	2,359	SH		SOLE		0	0	2,359
DEXCOM INC	COM	252131107	736,358	5,309	SH		SOLE		0	0	5,309
DISNEY WALT CO	COM	254687106	891,999	7,290	SH		SOLE		0	0	7,290
DOCUSIGN INC	COM	256163106	546,371	9,175	SH		SOLE		0	0	9,175
DOLLAR TREE INC	COM	256746108	229,950	1,727	SH		SOLE		0	0	1,727
DOW INC	COM	260557103	1,027,332	17,734	SH		SOLE		0	0	17,734
DRAFTKINGS INC NEW	COM CL A	26142V105	359,693	7,921	SH		SOLE		0	0	7,921
DUKE ENERGY CORP NEW	COM NEW	26441C204	1,202,610	12,435	SH		SOLE		0	0	12,435
EATON CORP PLC	SHS	G29183103	450,432	1,440	SH		SOLE		0	0	1,440
EDWARDS LIFESCIENCES CORP	COM	28176E108	402,499	4,212	SH		SOLE		0	0	4,212
ELANCO ANIMAL HEALTH INC	COM	28414H103	377,745	23,203	SH		SOLE		0	0	23,203
ELECTRONIC ARTS INC	COM	285512109	520,597	3,924	SH		SOLE		0	0	3,924
ELI LILLY & CO	COM	532457108	3,245,897	4,172	SH		SOLE		0	0	4,172
ENBRIDGE INC	COM	29250N105	414,804	11,465	SH		SOLE		0	0	11,465
EXXON MOBIL CORP	COM	30231G102	3,475,514	29,899	SH		SOLE		0	0	29,899
FASTENAL CO	COM	311900104	628,382	8,146	SH		SOLE		0	0	8,146
FIDELITY COVINGTON TRUST	LOW VOLITY ETF	316092824	217,119	3,865	SH		SOLE		0	0	3,865
FIDELITY NATL INFORMATION SV	COM	31620M106	995,694	13,423	SH		SOLE		0	0	13,423
FIRST TR EXCH TRADED FD III	MANAGD MUN ETF	33739N108	12,284,697	239,188	SH		SOLE		0	0	239,188
FIRST TR EXCH TRADED FD III	SHRT DUR MNG MUN	33739P830	12,068,275	608,433	SH		SOLE		0	0	608,433
FISERV INC	COM	337738108	363,431	2,274	SH		SOLE		0	0	2,274
FORD MTR CO DEL	COM	345370860	138,526	10,431	SH		SOLE		0	0	10,431
FORTINET INC	COM	34959E109	290,044	4,246	SH		SOLE		0	0	4,246
FRONTLINE PLC	COM	M46528101	376,227	15,841	SH		SOLE		0	0	15,841
GARTNER INC	COM	366651107	346,062	726	SH		SOLE		0	0	726
GENERAL MTRS CO	COM	37045V100	1,141,051	25,161	SH		SOLE		0	0	25,161
GENWORTH FINL INC	COM CL A	37247D106	67,515	10,500	SH		SOLE		0	0	10,500
GILEAD SCIENCES INC	COM	375558103	805,538	10,997	SH		SOLE		0	0	10,997
GLOBAL X FDS	RBTCS ARTFL INTE	37954Y715	213,728	6,719	SH		SOLE		0	0	6,719
GLOBAL X FDS	LITHIUM BTRY ETF	37954Y855	434,291	9,589	SH		SOLE		0	0	9,589
GOLDMAN SACHS GROUP INC	COM	38141G104	1,282,043	3,069	SH		SOLE		0	0	3,069
GUIDEWIRE SOFTWARE INC	COM	40171V100	510,490	4,374	SH		SOLE		0	0	4,374
HERCULES CAPITAL INC	COM	427096508	303,052	16,426	SH		SOLE		0	0	16,426
HILTON WORLDWIDE HLDGS INC	COM	43300A203	789,034	3,699	SH		SOLE		0	0	3,699
HOME DEPOT INC	COM	437076102	4,048,974	10,555	SH		SOLE		0	0	10,555
HONEYWELL INTL INC	COM	438516106	1,683,857	8,204	SH		SOLE		0	0	8,204
HUMANA INC	COM	444859102	728,243	2,100	SH		SOLE		0	0	2,100
ICICI BANK LIMITED	ADR	45104G104	530,533	20,088	SH		SOLE		0	0	20,088
IDEX CORP	COM	45167R104	350,657	1,437	SH		SOLE		0	0	1,437
INTEL CORP	COM	458140100	1,174,429	26,589	SH		SOLE		0	0	26,589
INTERCONTINENTAL EXCHANGE IN	COM	45866F104	999,685	7,274	SH		SOLE		0	0	7,274
INTERNATIONAL BUSINESS MACHS	COM	459200101	671,686	3,517	SH		SOLE		0	0	3,517
INTUIT	COM	461202103	1,453,464	2,236	SH		SOLE		0	0	2,236
INTUITIVE SURGICAL INC	COM NEW	46120E602	2,040,946	5,114	SH		SOLE		0	0	5,114
INVESCO EXCH TRADED FD TR II	NASDAQNXTGEN100	46138G631	629,679	21,781	SH		SOLE		0	0	21,781
INVESCO EXCHANGE TRADED FD T	S&P MDCP400 PR	46137V217	202,040	3,985	SH		SOLE		0	0	3,985
INVESCO QQQ TR	UNIT SER 1	46090E103	4,979,199	11,214	SH		SOLE		0	0	11,214
IRON MTN INC DEL	COM	46284V101	376,943	4,686	SH		SOLE		0	0	4,686
ISHARES TR	SELECT DIVID ETF	464287168	316,933	2,573	SH		SOLE		0	0	2,573
ISHARES TR	CORE S&P500 ETF	464287200	392,993	748	SH		SOLE		0	0	748
ISHARES TR	1 3 YR TREAS BD	464287457	2,461,885	30,104	SH		SOLE		0	0	30,104
ISHARES TR	MSCI EAFE ETF	464287465	4,878,239	61,085	SH		SOLE		0	0	61,085
ISHARES TR	RUS MID CAP ETF	464287499	1,439,840	17,123	SH		SOLE		0	0	17,123
ISHARES TR	CORE S&P MCP ETF	464287507	64,350,417	1,059,441	SH		SOLE		0	0	1,059,441
ISHARES TR	EXPND TEC SC ETF	464287549	888,789	10,313	SH		SOLE		0	0	10,313
ISHARES TR	RUS 1000 VAL ETF	464287598	24,455,425	136,539	SH		SOLE		0	0	136,539
ISHARES TR	RUS 1000 GRW ETF	464287614	37,652,032	111,711	SH		SOLE		0	0	111,711
ISHARES TR	RUSSELL 2000 ETF	464287655	7,790,153	37,043	SH		SOLE		0	0	37,043
ISHARES TR	RUSSELL 3000 ETF	464287689	225,089	750	SH		SOLE		0	0	750
ISHARES TR	CORE S&P SCP ETF	464287804	19,186,069	173,598	SH		SOLE		0	0	173,598
ISHARES TR	SHRT NAT MUN ETF	464288158	20,014,015	191,101	SH		SOLE		0	0	191,101
ISHARES TR	NATIONAL MUN ETF	464288414	14,040,719	130,490	SH		SOLE		0	0	130,490
ISHARES TR	3 7 YR TREAS BD	464288661	521,145	4,500	SH		SOLE		0	0	4,500
ISHARES TR	SHORT TREAS BD	464288679	444,503	4,021	SH		SOLE		0	0	4,021
ISHARES TR	PFD AND INCM SEC	464288687	376,371	11,678	SH		SOLE		0	0	11,678
ISHARES TR	CORE MSCI EAFE	46432F842	33,291,719	448,555	SH		SOLE		0	0	448,555
ISHARES TR	CORE DIVID ETF	46435U861	272,939	6,133	SH		SOLE		0	0	6,133
JOHNSON & JOHNSON	COM	478160104	853,252	5,394	SH		SOLE		0	0	5,394
JPMORGAN CHASE & CO	COM	46625H100	6,085,538	30,382	SH		SOLE		0	0	30,382
KEYSIGHT TECHNOLOGIES INC	COM	49338L103	416,596	2,664	SH		SOLE		0	0	2,664
KLA CORP	COM NEW	482480100	247,294	354	SH		SOLE		0	0	354
L3HARRIS TECHNOLOGIES INC	COM	502431109	296,209	1,390	SH		SOLE		0	0	1,390
LABORATORY CORP AMER HLDGS	COM NEW	50540R409	235,063	1,076	SH		SOLE		0	0	1,076
LAM RESEARCH CORP	COM	512807108	385,855	397	SH		SOLE		0	0	397
LINDE PLC	SHS	G54950103	1,551,391	3,341	SH		SOLE		0	0	3,341
LOCKHEED MARTIN CORP	COM	539830109	1,081,936	2,365	SH		SOLE		0	0	2,365
LOWES COS INC	COM	548661107	808,782	3,175	SH		SOLE		0	0	3,175
LYONDELLBASELL INDUSTRIES N	SHS - A -	N53745100	653,671	6,391	SH		SOLE		0	0	6,391
MAIN STR CAP CORP	COM	56035L104	700,054	14,797	SH		SOLE		0	0	14,797
MARATHON PETE CORP	COM	56585A102	342,550	1,700	SH		SOLE		0	0	1,700
MARKETAXESS HLDGS INC	COM	57060D108	430,826	1,965	SH		SOLE		0	0	1,965
MARRIOTT INTL INC NEW	CL A	571903202	348,397	1,378	SH		SOLE		0	0	1,378
MARSH & MCLENNAN COS INC	COM	571748102	1,786,671	8,674	SH		SOLE		0	0	8,674
MARTIN MARIETTA MATLS INC	COM	573284106	299,683	488	SH		SOLE		0	0	488
MARVELL TECHNOLOGY INC	COM	573874104	464,813	6,558	SH		SOLE		0	0	6,558
MASTERCARD INCORPORATED	CL A	57636Q104	2,260,206	4,693	SH		SOLE		0	0	4,693
MCDONALDS CORP	COM	580135101	1,318,379	4,676	SH		SOLE		0	0	4,676
MCKESSON CORP	COM	58155Q103	249,123	464	SH		SOLE		0	0	464
MERCADOLIBRE INC	COM	58733R102	350,775	232	SH		SOLE		0	0	232
MERCK & CO INC	COM	58933Y105	3,458,379	26,210	SH		SOLE		0	0	26,210
META PLATFORMS INC	CL A	30303M102	5,384,174	11,088	SH		SOLE		0	0	11,088
MICROCHIP TECHNOLOGY INC.	COM	595017104	798,725	8,903	SH		SOLE		0	0	8,903
MICRON TECHNOLOGY INC	COM	595112103	320,436	2,718	SH		SOLE		0	0	2,718
MICROSOFT CORP	COM	594918104	19,939,559	47,394	SH		SOLE		0	0	47,394
MIDDLEBY CORP	COM	596278101	460,985	2,867	SH		SOLE		0	0	2,867
MONDELEZ INTL INC	CL A	609207105	325,653	4,652	SH		SOLE		0	0	4,652
MONOLITHIC PWR SYS INC	COM	609839105	882,007	1,302	SH		SOLE		0	0	1,302
MORGAN STANLEY	COM NEW	617446448	336,975	3,579	SH		SOLE		0	0	3,579
NETFLIX INC	COM	64110L106	2,716,915	4,474	SH		SOLE		0	0	4,474
NEXTERA ENERGY INC	COM	65339F101	332,008	5,195	SH		SOLE		0	0	5,195
NIKE INC	CL B	654106103	301,361	3,193	SH		SOLE		0	0	3,193
NOVO-NORDISK A S	ADR	670100205	302,234	2,351	SH		SOLE		0	0	2,351
NUCOR CORP	COM	670346105	1,068,201	5,398	SH		SOLE		0	0	5,398
NUVEEN NEW JERSEY QULT MUN F	COM	67069Y102	610,726	50,363	SH		SOLE		0	0	50,363
NUVEEN NEW YORK AMT QLT MUNI	COM	670656107	724,670	66,383	SH		SOLE		0	0	66,383
NVIDIA CORPORATION	COM	67066G104	23,831,375	26,375	SH		SOLE		0	0	26,375
OCCIDENTAL PETE CORP	COM	674599105	341,977	5,262	SH		SOLE		0	0	5,262
OLD DOMINION FREIGHT LINE IN	COM	679580100	345,227	1,574	SH		SOLE		0	0	1,574
ORACLE CORP	COM	68389X105	349,447	2,782	SH		SOLE		0	0	2,782
PACCAR INC	COM	693718108	1,105,052	8,920	SH		SOLE		0	0	8,920
PALO ALTO NETWORKS INC	COM	697435105	744,705	2,621	SH		SOLE		0	0	2,621
PAYPAL HLDGS INC	COM	70450Y103	314,987	4,702	SH		SOLE		0	0	4,702
PHILIP MORRIS INTL INC	COM	718172109	232,870	2,542	SH		SOLE		0	0	2,542
PHILLIPS EDISON & CO INC	COMMON STOCK	71844V201	2,974,048	82,679	SH		SOLE		0	0	82,679
PIMCO ETF TR	MULTISECTOR BD	72201R585	624,088	24,227	SH		SOLE		0	0	24,227
PIMCO ETF TR	0-5 HIGH YIELD	72201R783	9,863,878	105,519	SH		SOLE		0	0	105,519
PIMCO ETF TR	ENHAN SHRT MA AC	72201R833	304,101	3,025	SH		SOLE		0	0	3,025
PIMCO HIGH INCOME FD	COM SHS	722014107	53,369	10,775	SH		SOLE		0	0	10,775
PNC FINL SVCS GROUP INC	COM	693475105	1,027,902	6,361	SH		SOLE		0	0	6,361
POOL CORP	COM	73278L105	201,750	500	SH		SOLE		0	0	500
PROCTER AND GAMBLE CO	COM	742718109	1,802,510	11,109	SH		SOLE		0	0	11,109
PROLOGIS INC.	COM	74340W103	268,386	2,045	SH		SOLE		0	0	2,045
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	1,217,392	18,068	SH		SOLE		0	0	18,068
QUALCOMM INC	COM	747525103	1,520,862	8,983	SH		SOLE		0	0	8,983
ROYAL GOLD INC	COM	780287108	373,803	3,069	SH		SOLE		0	0	3,069
RPM INTL INC	COM	749685103	356,731	2,999	SH		SOLE		0	0	2,999
S&P GLOBAL INC	COM	78409V104	1,083,157	2,546	SH		SOLE		0	0	2,546
SALESFORCE INC	COM	79466L302	2,602,160	8,640	SH		SOLE		0	0	8,640
SCHWAB CHARLES CORP	COM	808513105	531,521	7,348	SH		SOLE		0	0	7,348
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	388,022	4,812	SH		SOLE		0	0	4,812
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	556,119	14,252	SH		SOLE		0	0	14,252
SCHWAB STRATEGIC TR	SHT TM US TRES	808524862	3,966,095	82,267	SH		SOLE		0	0	82,267
SCOTTS MIRACLE-GRO CO	CL A	810186106	343,189	4,601	SH		SOLE		0	0	4,601
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,770,075	11,982	SH		SOLE		0	0	11,982
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	616,255	3,351	SH		SOLE		0	0	3,351
SELECT SECTOR SPDR TR	ENERGY	81369Y506	1,136,640	12,039	SH		SOLE		0	0	12,039
SELECT SECTOR SPDR TR	FINANCIAL	81369Y605	556,695	13,217	SH		SOLE		0	0	13,217
SELECT SECTOR SPDR TR	INDL	81369Y704	506,771	4,023	SH		SOLE		0	0	4,023
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	3,975,935	19,090	SH		SOLE		0	0	19,090
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	608,340	7,450	SH		SOLE		0	0	7,450
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	232,606	3,543	SH		SOLE		0	0	3,543
SELECTIVE INS GROUP INC	COM	816300107	278,080	2,547	SH		SOLE		0	0	2,547
SHERWIN WILLIAMS CO	COM	824348106	377,059	1,086	SH		SOLE		0	0	1,086
SHOPIFY INC	CL A	82509L107	853,423	11,059	SH		SOLE		0	0	11,059
SIMON PPTY GROUP INC NEW	COM	828806109	358,996	2,266	SH		SOLE		0	0	2,266
SMITH A O CORP	COM	831865209	417,868	4,671	SH		SOLE		0	0	4,671
SNAP INC	CL A	83304A106	425,564	37,070	SH		SOLE		0	0	37,070
SPDR DOW JONES INDL AVERAGE	UT SER 1	78467X109	2,188,483	5,502	SH		SOLE		0	0	5,502
SPDR S&P 500 ETF TR	TR UNIT	78462F103	9,545,830	18,250	SH		SOLE		0	0	18,250
SPDR S&P MIDCAP 400 ETF TR	UTSER1 S&PDCRP	78467Y107	7,821,117	14,057	SH		SOLE		0	0	14,057
SPDR SER TR	PRTFLO S&P500 GW	78464A409	425,519	5,817	SH		SOLE		0	0	5,817
SPDR SER TR	PORTFOLIO S&P500	78464A854	217,893	3,541	SH		SOLE		0	0	3,541
SPDR SER TR	BLOOMBERG INVT	78468R200	365,984	11,871	SH		SOLE		0	0	11,871
SPDR SER TR	NUVEEN BLMBRG SH	78468R739	533,131	11,238	SH		SOLE		0	0	11,238
STMICROELECTRONICS N V	NY REGISTRY	861012102	253,914	5,872	SH		SOLE		0	0	5,872
T-MOBILE US INC	COM	872590104	264,416	1,620	SH		SOLE		0	0	1,620
TAIWAN SEMICONDUCTOR MFG LTD	SPONSORED ADS	874039100	899,148	6,609	SH		SOLE		0	0	6,609
TARGET CORP	COM	87612E106	245,319	1,384	SH		SOLE		0	0	1,384
TE CONNECTIVITY LTD	SHS	H84989104	221,491	1,525	SH		SOLE		0	0	1,525
TERADYNE INC	COM	880770102	576,674	5,111	SH		SOLE		0	0	5,111
TESLA INC	COM	88160R101	1,348,616	7,672	SH		SOLE		0	0	7,672
TEXAS INSTRS INC	COM	882508104	1,530,972	8,788	SH		SOLE		0	0	8,788
THE TRADE DESK INC	COM CL A	88339J105	648,744	7,421	SH		SOLE		0	0	7,421
THERMO FISHER SCIENTIFIC INC	COM	883556102	1,268,577	2,183	SH		SOLE		0	0	2,183
TJX COS INC NEW	COM	872540109	504,217	4,972	SH		SOLE		0	0	4,972
TRANSUNION	COM	89400J107	470,421	5,895	SH		SOLE		0	0	5,895
TREX CO INC	COM	89531P105	574,959	5,764	SH		SOLE		0	0	5,764
TRUIST FINL CORP	COM	89832Q109	734,422	18,841	SH		SOLE		0	0	18,841
TWILIO INC	CL A	90138F102	635,410	10,391	SH		SOLE		0	0	10,391
TYLER TECHNOLOGIES INC	COM	902252105	375,709	884	SH		SOLE		0	0	884
UBER TECHNOLOGIES INC	COM	90353T100	942,820	12,246	SH		SOLE		0	0	12,246
UBS GROUP AG	SHS	H42097107	214,426	6,980	SH		SOLE		0	0	6,980
ULTA BEAUTY INC	COM	90384S303	1,541,973	2,949	SH		SOLE		0	0	2,949
UNION PAC CORP	COM	907818108	2,044,739	8,277	SH		SOLE		0	0	8,277
UNITEDHEALTH GROUP INC	COM	91324P102	1,728,457	3,494	SH		SOLE		0	0	3,494
UNIVERSAL DISPLAY CORP	COM	91347P105	393,589	2,331	SH		SOLE		0	0	2,331
VANECK ETF TRUST	SHRT HGH YLD MUN	92189F387	653,670	29,169	SH		SOLE		0	0	29,169
VANECK ETF TRUST	SEMICONDUCTR ETF	92189F676	898,792	3,995	SH		SOLE		0	0	3,995
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	9,406,427	191,226	SH		SOLE		0	0	191,226
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	67,383,942	140,179	SH		SOLE		0	0	140,179
VANGUARD INDEX FDS	MID CAP ETF	922908629	212,616	851	SH		SOLE		0	0	851
VANGUARD INDEX FDS	EXTEND MKT ETF	922908652	340,776	1,944	SH		SOLE		0	0	1,944
VANGUARD INDEX FDS	GROWTH ETF	922908736	67,105,999	194,962	SH		SOLE		0	0	194,962
VANGUARD INDEX FDS	VALUE ETF	922908744	64,410,526	395,496	SH		SOLE		0	0	395,496
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	456,058	9,013	SH		SOLE		0	0	9,013
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	29,391,250	380,174	SH		SOLE		0	0	380,174
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	436,677	5,553	SH		SOLE		0	0	5,553
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	383,742	1,419	SH		SOLE		0	0	1,419
VERIZON COMMUNICATIONS INC	COM	92343V104	2,500,992	59,604	SH		SOLE		0	0	59,604
VERTEX PHARMACEUTICALS INC	COM	92532F100	1,566,492	3,748	SH		SOLE		0	0	3,748
VISA INC	COM CL A	92826C839	3,907,858	14,003	SH		SOLE		0	0	14,003
WALMART INC	COM	931142103	1,340,847	22,284	SH		SOLE		0	0	22,284
WASTE MGMT INC DEL	COM	94106L109	1,454,145	6,822	SH		SOLE		0	0	6,822
WISDOMTREE TR	US MIDCAP DIVID	97717W505	312,390	6,405	SH		SOLE		0	0	6,405
WISDOMTREE TR	US S CAP QTY DIV	97717X651	285,692	5,755	SH		SOLE		0	0	5,755
WISDOMTREE TR	US QTLY DIV GRT	97717X669	722,049	9,477	SH		SOLE		0	0	9,477
WISDOMTREE TR	US MULTIFACTOR	97717Y857	232,778	5,000	SH		SOLE		0	0	5,000
XPO INC	COM	983793100	225,389	1,847	SH		SOLE		0	0	1,847