COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
AT&T INC | COM | 00206R102 | 6 | 204 | SH | | SOLE | | 204 | 0 | 0 |
ABBOTT LABS | COM | 002824100 | 65 | 819 | SH | | SOLE | | 819 | 0 | 0 |
ABBVIE INC | COM | 00287Y109 | 33 | 431 | SH | | SOLE | | 431 | 0 | 0 |
ADOBE INC | COM | 00724F101 | 18 | 55 | SH | | SOLE | | 55 | 0 | 0 |
ADVANCED MICRO DEVICES INC | COM | 007903107 | 17 | 370 | SH | | SOLE | | 370 | 0 | 0 |
ALIBABA GROUP HLDG LTD | SPONSORED ADS | 01609W102 | 49 | 250 | SH | | SOLE | | 250 | 0 | 0 |
ALPHABET INC | CAP STK CL A | 02079K305 | 58 | 50 | SH | | SOLE | | 50 | 0 | 0 |
AMAZON COM INC | COM | 023135106 | 88 | 45 | SH | | SOLE | | 45 | 0 | 0 |
APPLE INC | COM | 037833100 | 1,420 | 5,583 | SH | | SOLE | | 5,583 | 0 | 0 |
BP PLC | SPONSORED ADR | 055622104 | 43 | 1,781 | SH | | SOLE | | 1,781 | 0 | 0 |
BERKSHIRE HATHAWAY INC DEL | CL B NEW | 084670702 | 1,359 | 7,434 | SH | | SOLE | | 7,434 | 0 | 0 |
BEST BUY INC | COM | 086516101 | 5 | 95 | SH | | SOLE | | 95 | 0 | 0 |
BLACKROCK FLOATING RATE INCO | COM | 091941104 | 6 | 657 | SH | | SOLE | | 657 | 0 | 0 |
BLACKROCK MUNIYIELD MICH QUA | COM | 09254F100 | 0 | 12 | SH | | SOLE | | 12 | 0 | 0 |
BLACKSTONE GROUP INC | COM CL A | 09260D107 | 14 | 300 | SH | | SOLE | | 300 | 0 | 0 |
BOEING CO | COM | 097023105 | 57 | 381 | SH | | SOLE | | 381 | 0 | 0 |
BRISTOL-MYERS SQUIBB CO | COM | 110122108 | 21 | 384 | SH | | SOLE | | 384 | 0 | 0 |
CVS HEALTH CORP | COM | 126650100 | 43 | 724 | SH | | SOLE | | 724 | 0 | 0 |
CALUMET SPECIALTY PRODS PTNR | UT LTD PARTNER | 131476103 | 19 | 17,738 | SH | | SOLE | | 17,738 | 0 | 0 |
CARNIVAL CORP | UNIT 99/99/9999 | 143658300 | 2 | 166 | SH | | SOLE | | 166 | 0 | 0 |
CENTURYLINK INC | COM | 156700106 | 0 | 2 | SH | | SOLE | | 2 | 0 | 0 |
CHEVRON CORP NEW | COM | 166764100 | 10 | 136 | SH | | SOLE | | 136 | 0 | 0 |
CHIPOTLE MEXICAN GRILL INC | COM | 169656105 | 13 | 20 | SH | | SOLE | | 20 | 0 | 0 |
CISCO SYS INC | COM | 17275R102 | 12 | 300 | SH | | SOLE | | 300 | 0 | 0 |
COCA COLA CO | COM | 191216100 | 43 | 973 | SH | | SOLE | | 973 | 0 | 0 |
CONAGRA BRANDS INC | COM | 205887102 | 25 | 838 | SH | | SOLE | | 838 | 0 | 0 |
CORTEVA INC | COM | 22052L104 | 3 | 142 | SH | | SOLE | | 142 | 0 | 0 |
COSTCO WHSL CORP NEW | COM | 22160K105 | 29 | 103 | SH | | SOLE | | 103 | 0 | 0 |
DEERE & CO | COM | 244199105 | 35 | 255 | SH | | SOLE | | 255 | 0 | 0 |
DISNEY WALT CO | COM DISNEY | 254687106 | 33 | 345 | SH | | SOLE | | 345 | 0 | 0 |
DOW INC | COM | 260557103 | 4 | 142 | SH | | SOLE | | 142 | 0 | 0 |
DUPONT DE NEMOURS INC | COM | 26614N102 | 5 | 142 | SH | | SOLE | | 142 | 0 | 0 |
ENDEAVOUR SILVER CORP | COM | 29258Y103 | 3 | 1,975 | SH | | SOLE | | 1,975 | 0 | 0 |
ENTERPRISE FINL SVCS CORP | COM | 293712105 | 8 | 278 | SH | | SOLE | | 278 | 0 | 0 |
ENTERPRISE PRODS PARTNERS L | COM | 293792107 | 5 | 356 | SH | | SOLE | | 356 | 0 | 0 |
EQUITY RESIDENTIAL | SH BEN INT | 29476L107 | 546 | 8,842 | SH | | SOLE | | 8,842 | 0 | 0 |
EXCHANGE TRADED CONCEPTS TR | EMQQ EM INTERN | 301505889 | 1,285 | 40,796 | SH | | SOLE | | 40,796 | 0 | 0 |
EXXON MOBIL CORP | COM | 30231G102 | 22 | 577 | SH | | SOLE | | 577 | 0 | 0 |
FIRST MAJESTIC SILVER CORP | COM | 32076V103 | 6 | 1,042 | SH | | SOLE | | 1,042 | 0 | 0 |
FLAHERTY & CRUMRIN PFD & INM | COM | 338478100 | 41 | 2,458 | SH | | SOLE | | 2,458 | 0 | 0 |
FORTUNE BRANDS HOME & SEC IN | COM | 34964C106 | 5 | 120 | SH | | SOLE | | 120 | 0 | 0 |
FORTUNA SILVER MINES INC | COM | 349915108 | 3 | 1,450 | SH | | SOLE | | 1,450 | 0 | 0 |
GENERAL ELECTRIC CO | COM | 369604103 | 47 | 5,934 | SH | | SOLE | | 5,934 | 0 | 0 |
GENERAL MTRS CO | COM | 37045V100 | 1 | 58 | SH | | SOLE | | 58 | 0 | 0 |
GILEAD SCIENCES INC | COM | 375558103 | 7 | 100 | SH | | SOLE | | 100 | 0 | 0 |
GLOBAL X FDS | GLOBAL X SILVER | 37954Y848 | 7 | 285 | SH | | SOLE | | 285 | 0 | 0 |
GOLDMAN SACHS GROUP INC | COM | 38141G104 | 4 | 25 | SH | | SOLE | | 25 | 0 | 0 |
HCA HEALTHCARE INC | COM | 40412C101 | 620 | 6,901 | SH | | SOLE | | 6,901 | 0 | 0 |
HANCOCK JOHN PFD INCOME FD | SH BEN INT | 41013W108 | 1,649 | 102,597 | SH | | SOLE | | 102,597 | 0 | 0 |
HANCOCK JOHN PFD INCOME FD I | COM | 41013X106 | 171 | 11,091 | SH | | SOLE | | 11,091 | 0 | 0 |
HOME DEPOT INC | COM | 437076102 | 49 | 265 | SH | | SOLE | | 265 | 0 | 0 |
HONEYWELL INTL INC | COM | 438516106 | 9 | 65 | SH | | SOLE | | 65 | 0 | 0 |
INTEL CORP | COM | 458140100 | 7 | 124 | SH | | SOLE | | 124 | 0 | 0 |
INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 73 | 386 | SH | | SOLE | | 386 | 0 | 0 |
INVESCO EXCHANGE TRADED FD T | AEROSPACE DEFN | 46137V100 | 81 | 1,629 | SH | | SOLE | | 1,629 | 0 | 0 |
INVESCO EXCHANGE TRADED FD T | S&P500 EQL TEC | 46137V282 | 4 | 26 | SH | | SOLE | | 26 | 0 | 0 |
INVESCO EXCHANGE TRADED FD T | S&P500 EQL HLT | 46137V332 | 7 | 37 | SH | | SOLE | | 37 | 0 | 0 |
INVESCO EXCHANGE TRADED FD T | S&P500 EQL WGT | 46137V357 | 2 | 24 | SH | | SOLE | | 24 | 0 | 0 |
INVESCO EXCHANGE TRADED FD T | DYNMC SOFTWARE | 46137V639 | 50 | 585 | SH | | SOLE | | 585 | 0 | 0 |
INVESCO DB COMMDY INDX TRCK | UNIT | 46138B103 | 29 | 2,616 | SH | | SOLE | | 2,616 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD T | S&P SMLCP HELT | 46138E149 | 14 | 137 | SH | | SOLE | | 137 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD T | PFD ETF | 46138E511 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
INVESCO EXCHANGE-TRADED FD T | NATL AMT MUNI | 46138E537 | 28 | 1,072 | SH | | SOLE | | 1,072 | 0 | 0 |
ISHARES TR | TIPS BD ETF | 464287176 | 2 | 14 | SH | | SOLE | | 14 | 0 | 0 |
ISHARES TR | TRANS AVG ETF | 464287192 | 6 | 40 | SH | | SOLE | | 40 | 0 | 0 |
ISHARES TR | MSCI EMG MKT ETF | 464287234 | 7 | 200 | SH | | SOLE | | 200 | 0 | 0 |
ISHARES TR | IBOXX INV CP ETF | 464287242 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
ISHARES TR | GLOB HLTHCRE ETF | 464287325 | 3,129 | 51,340 | SH | | SOLE | | 51,340 | 0 | 0 |
ISHARES TR | S&P 500 VAL ETF | 464287408 | 19 | 200 | SH | | SOLE | | 200 | 0 | 0 |
ISHARES TR | NASDAQ BIOTECH | 464287556 | 862 | 8,003 | SH | | SOLE | | 8,003 | 0 | 0 |
ISHARES TR | U.S. TECH ETF | 464287721 | 6,925 | 33,880 | SH | | SOLE | | 33,880 | 0 | 0 |
ISHARES TR | US HLTHCARE ETF | 464287762 | 28 | 148 | SH | | SOLE | | 148 | 0 | 0 |
ISHARES TR | NATIONAL MUN ETF | 464288414 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
ISHARES TR | IBOXX HI YD ETF | 464288513 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
ISHARES TR | MBS ETF | 464288588 | 3,078 | 27,872 | SH | | SOLE | | 27,872 | 0 | 0 |
ISHARES TR | 3 7 YR TREAS BD | 464288661 | 2,565 | 19,238 | SH | | SOLE | | 19,238 | 0 | 0 |
ISHARES TR | PFD AND INCM SEC | 464288687 | 0 | 5 | SH | | SOLE | | 5 | 0 | 0 |
ISHARES TR | US AER DEF ETF | 464288760 | 26 | 180 | SH | | SOLE | | 180 | 0 | 0 |
ISHARES TR | U.S. MED DVC ETF | 464288810 | 8 | 35 | SH | | SOLE | | 35 | 0 | 0 |
ISHARES TR | US HLTHCR PR ETF | 464288828 | 376 | 2,255 | SH | | SOLE | | 2,255 | 0 | 0 |
ISHARES TR | EAFE VALUE ETF | 464288877 | 3 | 84 | SH | | SOLE | | 84 | 0 | 0 |
ISHARES TR | CORE 1 5 YR USD | 46432F859 | 3,283 | 65,018 | SH | | SOLE | | 65,018 | 0 | 0 |
JPMORGAN CHASE & CO | COM | 46625H100 | 137 | 1,521 | SH | | SOLE | | 1,521 | 0 | 0 |
JOHNSON & JOHNSON | COM | 478160104 | 110 | 838 | SH | | SOLE | | 838 | 0 | 0 |
LAMB WESTON HLDGS INC | COM | 513272104 | 23 | 407 | SH | | SOLE | | 407 | 0 | 0 |
LOCKHEED MARTIN CORP | COM | 539830109 | 10 | 30 | SH | | SOLE | | 30 | 0 | 0 |
LOWES COS INC | COM | 548661107 | 14 | 165 | SH | | SOLE | | 165 | 0 | 0 |
MCEWEN MNG INC | COM | 58039P107 | 1 | 2,225 | SH | | SOLE | | 2,225 | 0 | 0 |
MERCK & CO. INC | COM | 58933Y105 | 133 | 1,727 | SH | | SOLE | | 1,727 | 0 | 0 |
METLIFE INC | COM | 59156R108 | 0 | 13 | SH | | SOLE | | 13 | 0 | 0 |
MICROSOFT CORP | COM | 594918104 | 268 | 1,700 | SH | | SOLE | | 1,700 | 0 | 0 |
MICRON TECHNOLOGY INC | COM | 595112103 | 4 | 100 | SH | | SOLE | | 100 | 0 | 0 |
MINERALS TECHNOLOGIES INC | COM | 603158106 | 3 | 73 | SH | | SOLE | | 73 | 0 | 0 |
MORGAN STANLEY | COM NEW | 617446448 | 5 | 150 | SH | | SOLE | | 150 | 0 | 0 |
NEWMONT CORP | COM | 651639106 | 8 | 175 | SH | | SOLE | | 175 | 0 | 0 |
NORTHERN TR CORP | COM | 665859104 | 60 | 794 | SH | | SOLE | | 794 | 0 | 0 |
NOVARTIS A G | SPONSORED ADR | 66987V109 | 6 | 75 | SH | | SOLE | | 75 | 0 | 0 |
NUVEEN SELECT TAX FREE INCOM | SH BEN INT | 67063C106 | 1,060 | 74,616 | SH | | SOLE | | 74,616 | 0 | 0 |
NUVEEN CALIFORNIA AMT QLT MU | COM | 670651108 | 111 | 7,838 | SH | | SOLE | | 7,838 | 0 | 0 |
NUVEEN CA QUALTY MUN INCOME | COM | 67066Y105 | 81 | 5,921 | SH | | SOLE | | 5,921 | 0 | 0 |
NUVEEN AMT FREE MUN CR INC F | COM | 67071L106 | 2,968 | 202,155 | SH | | SOLE | | 202,155 | 0 | 0 |
NUVEEN PFD & INCM SECURTIES | COM | 67072C105 | 1,860 | 256,155 | SH | | SOLE | | 256,155 | 0 | 0 |
ONEOK INC NEW | COM | 682680103 | 113 | 5,188 | SH | | SOLE | | 5,188 | 0 | 0 |
ORACLE CORP | COM | 68389X105 | 6 | 115 | SH | | SOLE | | 115 | 0 | 0 |
PAN AMERN SILVER CORP | COM | 697900108 | 3 | 236 | SH | | SOLE | | 236 | 0 | 0 |
PARKER HANNIFIN CORP | COM | 701094104 | 34 | 260 | SH | | SOLE | | 260 | 0 | 0 |
PEABODY ENERGY CORP NEW | COM | 704551100 | 0 | 106 | SH | | SOLE | | 106 | 0 | 0 |
PEPSICO INC | COM | 713448108 | 66 | 552 | SH | | SOLE | | 552 | 0 | 0 |
PFIZER INC | COM | 717081103 | 62 | 1,908 | SH | | SOLE | | 1,908 | 0 | 0 |
PIMCO CORPORATE & INCOME OPP | COM | 72201B101 | 34 | 2,672 | SH | | SOLE | | 2,672 | 0 | 0 |
PIMCO ETF TR | 1-5 US TIP IDX | 72201R205 | 9 | 179 | SH | | SOLE | | 179 | 0 | 0 |
PROCTER & GAMBLE CO | COM | 742718109 | 77 | 698 | SH | | SOLE | | 698 | 0 | 0 |
PRUDENTIAL FINL INC | COM | 744320102 | 6 | 121 | SH | | SOLE | | 121 | 0 | 0 |
QUALCOMM INC | COM | 747525103 | 19 | 277 | SH | | SOLE | | 277 | 0 | 0 |
RAYTHEON CO | COM NEW | 755111507 | 16 | 125 | SH | | SOLE | | 125 | 0 | 0 |
READY CAP CORP | 7% CN SR NT 2023 | 75574U200 | 175 | 11,495 | SH | | SOLE | | 11,495 | 0 | 0 |
REGENERON PHARMACEUTICALS | COM | 75886F107 | 20 | 40 | SH | | SOLE | | 40 | 0 | 0 |
SPDR S&P 500 ETF TR | TR UNIT | 78462F103 | 31 | 120 | SH | | SOLE | | 120 | 0 | 0 |
SPDR GOLD TRUST | GOLD SHS | 78463V107 | 457 | 3,088 | SH | | SOLE | | 3,088 | 0 | 0 |
SPDR SER TR | PORTFOLIO LN TSR | 78464A664 | 0 | 4 | SH | | SOLE | | 4 | 0 | 0 |
SPDR SER TR | S&P REGL BKG | 78464A698 | 383 | 11,740 | SH | | SOLE | | 11,740 | 0 | 0 |
SPDR SER TR | S&P HOMEBUILD | 78464A888 | 6 | 200 | SH | | SOLE | | 200 | 0 | 0 |
SPDR DOW JONES INDL AVRG ETF | UT SER 1 | 78467X109 | 30 | 137 | SH | | SOLE | | 137 | 0 | 0 |
SSR MNG INC | COM | 784730103 | 1 | 95 | SH | | SOLE | | 95 | 0 | 0 |
SALESFORCE COM INC | COM | 79466L302 | 9 | 65 | SH | | SOLE | | 65 | 0 | 0 |
SCHWAB STRATEGIC TR | US BRD MKT ETF | 808524102 | 3 | 53 | SH | | SOLE | | 53 | 0 | 0 |
SCHWAB STRATEGIC TR | US MID-CAP ETF | 808524508 | 3 | 67 | SH | | SOLE | | 67 | 0 | 0 |
SCHWAB STRATEGIC TR | US SML CAP ETF | 808524607 | 12 | 234 | SH | | SOLE | | 234 | 0 | 0 |
SCHWAB STRATEGIC TR | EMRG MKTEQ ETF | 808524706 | 0 | 18 | SH | | SOLE | | 18 | 0 | 0 |
SCHWAB STRATEGIC TR | US DIVIDEND EQ | 808524797 | 1 | 27 | SH | | SOLE | | 27 | 0 | 0 |
SCHWAB STRATEGIC TR | INTL EQTY ETF | 808524805 | 4 | 171 | SH | | SOLE | | 171 | 0 | 0 |
SCHWAB STRATEGIC TR | US REIT ETF | 808524847 | 1,816 | 55,477 | SH | | SOLE | | 55,477 | 0 | 0 |
SCHWAB STRATEGIC TR | INTRM TRM TRES | 808524854 | 0 | 2 | SH | | SOLE | | 2 | 0 | 0 |
SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 2 | 47 | SH | | SOLE | | 47 | 0 | 0 |
SELECT SECTOR SPDR TR | SBI MATERIALS | 81369Y100 | 468 | 10,394 | SH | | SOLE | | 10,394 | 0 | 0 |
SELECT SECTOR SPDR TR | SBI HEALTHCARE | 81369Y209 | 153 | 1,725 | SH | | SOLE | | 1,725 | 0 | 0 |
SELECT SECTOR SPDR TR | SBI CONS STPLS | 81369Y308 | 2,689 | 49,362 | SH | | SOLE | | 49,362 | 0 | 0 |
SELECT SECTOR SPDR TR | ENERGY | 81369Y506 | 126 | 4,346 | SH | | SOLE | | 4,346 | 0 | 0 |
SELECT SECTOR SPDR TR | SBI INT-FINL | 81369Y605 | 1,387 | 66,613 | SH | | SOLE | | 66,613 | 0 | 0 |
SELECT SECTOR SPDR TR | TECHNOLOGY | 81369Y803 | 8 | 100 | SH | | SOLE | | 100 | 0 | 0 |
SELECT SECTOR SPDR TR | SBI INT-UTILS | 81369Y886 | 1,175 | 21,205 | SH | | SOLE | | 21,205 | 0 | 0 |
SILVERCORP METALS INC | COM | 82835P103 | 5 | 1,490 | SH | | SOLE | | 1,490 | 0 | 0 |
SIRIUS XM HLDGS INC | COM | 82968B103 | 3 | 621 | SH | | SOLE | | 621 | 0 | 0 |
SPROTT PHYSICAL GOLD TRUST | UNIT | 85207H104 | 2,821 | 214,979 | SH | | SOLE | | 214,979 | 0 | 0 |
SPRINT CORPORATION | COM | 85207U105 | 12 | 1,413 | SH | | SOLE | | 1,413 | 0 | 0 |
SUNOCO LP | COM UT REP LP | 86765K109 | 7 | 470 | SH | | SOLE | | 470 | 0 | 0 |
SWEDISH EXPT CR CORP | RG METAL ETN22 | 870297405 | 2 | 235 | SH | | SOLE | | 235 | 0 | 0 |
TESLA INC | COM | 88160R101 | 9 | 17 | SH | | SOLE | | 17 | 0 | 0 |
3M CO | COM | 88579Y101 | 47 | 342 | SH | | SOLE | | 342 | 0 | 0 |
TRUIST FINL CORP | COM | 89832Q109 | 9 | 300 | SH | | SOLE | | 300 | 0 | 0 |
UBS AG LONDON BRANCH | ETRACS UBS BLOOM | 90274D390 | 31 | 2,858 | SH | | SOLE | | 2,858 | 0 | 0 |
UNITED TECHNOLOGIES CORP | COM | 913017109 | 9 | 100 | SH | | SOLE | | 100 | 0 | 0 |
UNITI GROUP INC | COM | 91325V108 | 0 | 46 | SH | | SOLE | | 46 | 0 | 0 |
VANECK VECTORS ETF TR | GOLD MINERS ETF | 92189F106 | 10 | 455 | SH | | SOLE | | 455 | 0 | 0 |
VANECK VECTORS ETF TR | RARE EARTH STRAT | 92189F742 | 0 | 12 | SH | | SOLE | | 12 | 0 | 0 |
VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
VANGUARD ADMIRAL FDS INC | 500 GRTH IDX F | 921932505 | 1 | 4 | SH | | SOLE | | 4 | 0 | 0 |
VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 10 | 116 | SH | | SOLE | | 116 | 0 | 0 |
VANGUARD SCOTTSDALE FDS | MORTG-BACK SEC | 92206C771 | 0 | 2 | SH | | SOLE | | 2 | 0 | 0 |
VANGUARD SCOTTSDALE FDS | INT-TERM CORP | 92206C870 | 0 | 1 | SH | | SOLE | | 1 | 0 | 0 |
VERTEX PHARMACEUTICALS INC | COM | 92532F100 | 17 | 70 | SH | | SOLE | | 70 | 0 | 0 |
WABTEC | COM | 929740108 | 1 | 26 | SH | | SOLE | | 26 | 0 | 0 |
WALMART INC | COM | 931142103 | 3 | 25 | SH | | SOLE | | 25 | 0 | 0 |
WASTE CONNECTIONS INC | COM | 94106B101 | 14 | 180 | SH | | SOLE | | 180 | 0 | 0 |
WHEATON PRECIOUS METALS CORP | COM | 962879102 | 12 | 423 | SH | | SOLE | | 423 | 0 | 0 |
WILLIAMS COS INC | COM | 969457100 | 207 | 14,641 | SH | | SOLE | | 14,641 | 0 | 0 |
ZOETIS INC | CL A | 98978V103 | 29 | 243 | SH | | SOLE | | 243 | 0 | 0 |
ZOOM VIDEO COMMUNICATIONS IN | CL A | 98980L101 | 29 | 200 | SH | | SOLE | | 200 | 0 | 0 |
MANCHESTER UTD PLC NEW | ORD CL A | G5784H106 | 0 | 5 | SH | | SOLE | | 5 | 0 | 0 |