Citizens National Bank Trust Department 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC Inc.	COM	001055102	7,062,903	79,083	SH		SOLE		79,083	0	0
Agco Corp COMMON	COM	001084102	5,873	60	SH		SOLE		60	0	0
Alps ETF Tr Alerian MLP ETF	ALERIAN MLP	00162Q452	60,455	1,260	SH		SOLE		1,260	0	0
ATT Co.	COM	00206R102	289,574	15,153	SH		SOLE		15,153	0	0
Abbott Laboratories	COM	002824100	1,556,052	14,975	SH		SOLE		14,975	0	0
Abbvie Inc. Com	COM	00287Y109	6,647,772	38,758	SH		SOLE		38,758	0	0
Adobe Systems Inc Com	COM	00724F101	3,192,133	5,746	SH		SOLE		5,746	0	0
Advanced Micro Devices Inc	COM	007903107	972,611	5,996	SH		SOLE		5,996	0	0
Agilent Technologies, Inc.	COM	00846U101	12,963	100	SH		SOLE		100	0	0
Agnico Eagle Mines Ltd CORP COMMON	COM	008474108	1,531,930	23,424	SH		SOLE		23,424	0	0
Agree Realty Corp Reit COMMON	COM	008492100	1,123,654	18,141	SH		SOLE		18,141	0	0
Air Products and Chemicals Inc	COM	009158106	3,097	12	SH		SOLE		12	0	0
Ati INC CORP COMMON	COM	01741R102	355,268	6,407	SH		SOLE		6,407	0	0
Alphabet Inc Cap Stk Cl C	CAP STK CL C	02079K107	18,344,568	100,014	SH		SOLE		100,014	0	0
Alphabet Inc Cap Class A	CAP STK CL A	02079K305	249,546	1,370	SH		SOLE		1,370	0	0
Altria Group Inc	COM	02209S103	3,093,756	67,920	SH		SOLE		67,920	0	0
Amazon Com Inc	COM	023135106	11,907,679	61,618	SH		SOLE		61,618	0	0
American Electric Power Co Inc	COM	025537101	2,362,136	26,922	SH		SOLE		26,922	0	0
American Express	COM	025816109	1,859,115	8,029	SH		SOLE		8,029	0	0
Amgen Inc.	COM	031162100	3,077,320	9,849	SH		SOLE		9,849	0	0
Analog Devices INC CORP COMMON	COM	032654105	7,533	33	SH		SOLE		33	0	0
Anheuser-Busch Inbev ADR	SPONSORED ADR	03524A108	7,269	125	SH		SOLE		125	0	0
Apple Inc	COM	037833100	26,088,657	123,866	SH		SOLE		123,866	0	0
Applied Matls Inc	COM	038222105	8,071,566	34,203	SH		SOLE		34,203	0	0
Ares Capital Corp COMMON	COM	04010L103	23,716	1,138	SH		SOLE		1,138	0	0
Astrazeneca PLC ADS	SPONSORED ADR	046353108	2,003,563	25,690	SH		SOLE		25,690	0	0
ATMOS Energy Corp Com	COM	049560105	14,581	125	SH		SOLE		125	0	0
Automatic Data Processing Inc	COM	053015103	1,817,147	7,613	SH		SOLE		7,613	0	0
Auto Zone, Inc	COM	053332102	1,070,040	361	SH		SOLE		361	0	0
B and G Foods Inc	COM	05508R106	4,606	570	SH		SOLE		570	0	0
BP PLC Spons ADR	SPONSORED ADR	055622104	10,650	295	SH		SOLE		295	0	0
Bank of America Corp	COM	060505104	590,585	14,850	SH		SOLE		14,850	0	0
Barings BDC Inc	COM	06759L103	11,082	1,139	SH		SOLE		1,139	0	0
Becton Dickinson Co Com	COM	075887109	97,223	416	SH		SOLE		416	0	0
W R Berkley Corp Wr COMMON	COM	084423102	1,769,229	22,515	SH		SOLE		22,515	0	0
Berkshire Hathaway Inc Class A	CL A	084670108	6,122,410	10	SH		SOLE		10	0	0
Berkshire Hathaway Inc Class B	CL B NEW	084670702	8,916,649	21,919	SH		SOLE		21,919	0	0
Blackrock Incorporated	COM	09247X101	44,090	56	SH		SOLE		56	0	0
Blackrock Munivest FD Inc	COM	09253R105	263,498	36,750	SH		SOLE		36,750	0	0
Blackstone Inc CL A	COM	09260D107	43,578	352	SH		SOLE		352	0	0
Boeing Co.	COM	097023105	1,904,189	10,462	SH		SOLE		10,462	0	0
Booking Holdings INC CORP COMMON	COM	09857L108	966,606	244	SH		SOLE		244	0	0
Bristol Myers Squibb	COM	110122108	1,069,605	25,755	SH		SOLE		25,755	0	0
British American Tobacco PLC	SPONSORED ADR	110448107	6,372	206	SH		SOLE		206	0	0
Broadcom Inc	COM	11135F101	14,398,393	8,968	SH		SOLE		8,968	0	0
Brown Forman Corp Cl B	CL B	115637209	21,595	500	SH		SOLE		500	0	0
Bruker Corp Ordinary Shares	COM	116794108	9,891	155	SH		SOLE		155	0	0
Cigna Corp	COM	125523100	334,867	1,013	SH		SOLE		1,013	0	0
CSX Corp	COM	126408103	2,289,218	68,437	SH		SOLE		68,437	0	0
CVS Health Corp	COM	126650100	264,294	4,475	SH		SOLE		4,475	0	0
Cadence Bank	COM	12740C103	68,494	2,422	SH		SOLE		2,422	0	0
Campbell Soup Co	COM	134429109	10,168	225	SH		SOLE		225	0	0
Canadian Pacific Kansas City Limited	COM	13646K108	397,508	5,049	SH		SOLE		5,049	0	0
Capital One Financial Corp COMMON	COM	14040H105	36,135	261	SH		SOLE		261	0	0
Carnival Corp Paired CTF	UNIT 99/99/9999	143658300	1,872	100	SH		SOLE		100	0	0
Carrier Global Corp	COM	14448C104	151,707	2,405	SH		SOLE		2,405	0	0
Caterpillar, Inc	COM	149123101	7,219,276	21,673	SH		SOLE		21,673	0	0
Chemours Co Com	COM	163851108	7,222	320	SH		SOLE		320	0	0
Chesapeake Energy Corp COMMON	COM	165167735	381,773	4,645	SH		SOLE		4,645	0	0
Chevron Corp	COM	166764100	8,062,512	51,544	SH		SOLE		51,544	0	0
Cincinnati Financial Corporation	COM	172062101	74,403	630	SH		SOLE		630	0	0
Cisco Systems	COM	17275R102	1,747,845	36,789	SH		SOLE		36,789	0	0
Citigroup Inc	COM NEW	172967424	24,115	380	SH		SOLE		380	0	0
Citizens Financial Group	COM	174610105	10,809	300	SH		SOLE		300	0	0
Clear Secure INC CLASS A CORP COMMON	COM CL A	18467V109	1,871	100	SH		SOLE		100	0	0
Coca Cola	COM	191216100	5,131,909	80,627	SH		SOLE		80,627	0	0
Colgate Palmolive	COM	194162103	565,452	5,827	SH		SOLE		5,827	0	0
Comcast Corporation Class A	CL A	20030N101	2,313,377	59,075	SH		SOLE		59,075	0	0
Conocophillips	COM	20825C104	234,479	2,050	SH		SOLE		2,050	0	0
Consolidated Edison Inc. Com	COM	209115104	35,768	400	SH		SOLE		400	0	0
Constellation Brands Inc Cl A	CL A	21036P108	1,933,974	7,517	SH		SOLE		7,517	0	0
Constellation Energy Corp COMMON	COM	21037T109	123,366	616	SH		SOLE		616	0	0
Corning Inc.	COM	219350105	1,099,844	28,310	SH		SOLE		28,310	0	0
Corteva Inc Com	COM	22052L104	617,020	11,439	SH		SOLE		11,439	0	0
Costco Wholesale Corp	COM	22160K105	1,583,531	1,863	SH		SOLE		1,863	0	0
Cracker Barrel Old CTR Com	COM	22410J106	10,540	250	SH		SOLE		250	0	0
Crown Castle Intl Corp	COM	22822V101	5,862	60	SH		SOLE		60	0	0
Darling Ingredients INC CORP COMMON	COM	237266101	8,783	239	SH		SOLE		239	0	0
Dell Technologies Inc	CL C	24703L202	1,527,215	11,074	SH		SOLE		11,074	0	0
Delta Air Lines Inc De Com New	COM NEW	247361702	199,248	4,200	SH		SOLE		4,200	0	0
Devon Energy Corp	COM	25179M103	1,031,614	21,764	SH		SOLE		21,764	0	0
Diageo PLC Spon ADR-New	SPON ADR NEW	25243Q205	1,479,549	11,735	SH		SOLE		11,735	0	0
Disney (Walt) Co.	COM	254687106	3,635,503	36,615	SH		SOLE		36,615	0	0
Dollar General Corp.	COM	256677105	752,389	5,690	SH		SOLE		5,690	0	0
Dominion Energy Inc	COM	25746U109	243,677	4,973	SH		SOLE		4,973	0	0
Dow Inc Com	COM	260557103	252,836	4,766	SH		SOLE		4,766	0	0
Duke Energy Corp New	COM NEW	26441C204	278,840	2,782	SH		SOLE		2,782	0	0
Dupont De Nemours Inc Com	COM	26614N102	561,659	6,978	SH		SOLE		6,978	0	0
Eaton Vance Municipal Income Trust Cf	SH BEN INT	27826U108	41,400	4,000	SH		SOLE		4,000	0	0
Eaton Vance Tax-managed Diversified Equity Income Fund Tax Mgd Dvf Eqty INC Cf	COM	27828N102	7,404	527	SH		SOLE		527	0	0
Emerson Electric Co.	COM	291011104	543,309	4,932	SH		SOLE		4,932	0	0
Enbridge Incorporated (Canada)	COM	29250N105	19,062	536	SH		SOLE		536	0	0
Enterprise Prods Partn Com	COM	293792107	439,627	15,170	SH		SOLE		15,170	0	0
Essential Utils Incorporated	COM	29670G102	91,459	2,450	SH		SOLE		2,450	0	0
Exelon Corp.	COM	30161N101	57,107	1,650	SH		SOLE		1,650	0	0
Exxon-Mobil	COM	30231G102	10,329,894	89,732	SH		SOLE		89,732	0	0
Meta Platforms Inc	CL A	30303M102	2,048,646	4,063	SH		SOLE		4,063	0	0
Fastenal Co	COM	311900104	12,694	202	SH		SOLE		202	0	0
FedEx Corp	COM	31428X106	3,360,007	11,206	SH		SOLE		11,206	0	0
Fidelity National Information Services, Inc.	COM	31620M106	714,865	9,486	SH		SOLE		9,486	0	0
First Trust Portfolios (US) Intermediate Duration Preferred & Income Fund	COM	33718W103	6,705	365	SH		SOLE		365	0	0
First Tr Value Line Div Indx Shs	SHS	33734H106	18,338	450	SH		SOLE		450	0	0
Fiserv Inc Com	COM	337738108	625,968	4,200	SH		SOLE		4,200	0	0
Fox Corporation Class A Com	CL A COM	35137L105	6,874	200	SH		SOLE		200	0	0
Freeport-McMoRan Inc Ordinary Shares	CL B	35671D857	3,483,308	71,673	SH		SOLE		71,673	0	0
Gxo Logistics INC CORP COMMON	COMMON STOCK	36262G101	5,000	99	SH		SOLE		99	0	0
Ge Healthcare Technologies Inc Ordinary Shares	COMMON STOCK	36266G107	69,193	888	SH		SOLE		888	0	0
Ge Vernova Inc. Ordinary Shares	COM	36828A101	138,923	810	SH		SOLE		810	0	0
Gen Dynamics	COM	369550108	2,142,394	7,384	SH		SOLE		7,384	0	0
General Electric Co	COM NEW	369604301	515,381	3,242	SH		SOLE		3,242	0	0
General Motors	COM	37045V100	19,746	425	SH		SOLE		425	0	0
Genuine Parts Co	COM	372460105	69,160	500	SH		SOLE		500	0	0
Gsk Plc ADR Rep 2 CORP COMMON	SPONSORED ADR	37733W204	41,634	1,081	SH		SOLE		1,081	0	0
Global X Msci China Consumer Discretionary Etf	MSCI CHINA CNSMR	37950E408	8,340	500	SH		SOLE		500	0	0
Goldman Sachs Group	COM	38141G104	1,050,287	2,322	SH		SOLE		2,322	0	0
Grainger INC CORP COMMON	COM	384802104	3,609	4	SH		SOLE		4	0	0
Hca Healthcare Inc	COM	40412C101	64,256	200	SH		SOLE		200	0	0
Haleon Plc ADR Rep 2 CORP COMMON	SPON ADS	405552100	11,168	1,352	SH		SOLE		1,352	0	0
Halliburton Company	COM	406216101	337,124	9,980	SH		SOLE		9,980	0	0
Healthcare Realty Trust Inc Ordinary Shares - Class A	CL A COM	42226K105	25,429	1,543	SH		SOLE		1,543	0	0
Hershey Co.	COM	427866108	367,660	2,000	SH		SOLE		2,000	0	0
Hess Corp Com	COM	42809H107	29,504	200	SH		SOLE		200	0	0
Home Depot Inc.	COM	437076102	4,095,079	11,896	SH		SOLE		11,896	0	0
Honeywell	COM	438516106	1,712,591	8,020	SH		SOLE		8,020	0	0
Humana INC CORP COMMON	COM	444859102	25,035	67	SH		SOLE		67	0	0
Huntsman Corp	COM	447011107	100,188	4,400	SH		SOLE		4,400	0	0
Iac INC CORP COMMON	COM NEW	44891N208	3,748	80	SH		SOLE		80	0	0
Ingredion Inc Com	COM	457187102	534,502	4,660	SH		SOLE		4,660	0	0
Intel Corporation	COM	458140100	485,486	15,676	SH		SOLE		15,676	0	0
Intercontinental Exchange Inc	COM	45866F104	2,130,556	15,564	SH		SOLE		15,564	0	0
International Business MacHines	COM	459200101	1,144,064	6,615	SH		SOLE		6,615	0	0
Invesco QQQ Trust	UNIT SER 1	46090E103	29,226	61	SH		SOLE		61	0	0
Intuit Inc. Corp	COM	461202103	1,588,477	2,417	SH		SOLE		2,417	0	0
Invesco Bd FD	COM	46132L107	51,328	3,200	SH		SOLE		3,200	0	0
Invesco Value Mun Inco Com	COM	46132P108	251,736	20,400	SH		SOLE		20,400	0	0
Invesco Quality Muni Inc TRST	COM	46133G107	205,344	20,700	SH		SOLE		20,700	0	0
Invesco Capital Management LLC S&p 500 Pure Value Etf	S&P500 PUR VAL	46137V258	42,127	505	SH		SOLE		505	0	0
Invesco SP 500 Equal Weight ETF	S&P500 EQL WGT	46137V357	30,392	185	SH		SOLE		185	0	0
iShares Gold Trust	ISHARES NEW	464285204	418,082	9,517	SH		SOLE		9,517	0	0
iShares Tr Dow Jones Select Div Index Fund	SELECT DIVID ETF	464287168	1,087,126	8,986	SH		SOLE		8,986	0	0
iShares Tr Core S P 500 ETF	CORE S&P500 ETF	464287200	21,889	40	SH		SOLE		40	0	0
iShares Tr Core Totusbd ETF	CORE US AGGBD ET	464287226	29,121	300	SH		SOLE		300	0	0
iShares Tr Iboxx Invest Iboxx Inv Cpbd	IBOXX INV CP ETF	464287242	21,424	200	SH		SOLE		200	0	0
iShares Tr MSCI Eafe	MSCI EAFE ETF	464287465	433,557	5,535	SH		SOLE		5,535	0	0
iShares Tr S P Midcap 400 Index FD	CORE S&P MCP ETF	464287507	7,347,713	125,559	SH		SOLE		125,559	0	0
iShares Tr Expanded Tech	EXPANDED TECH	464287515	1,232,850	14,187	SH		SOLE		14,187	0	0
iShares Tr Expnd Tec SC ETF	EXPND TEC SC ETF	464287549	590,758	6,264	SH		SOLE		6,264	0	0
iShares S P Mid Cap 400 Growth ETF	S&P MC 400GR ETF	464287606	24,671	280	SH		SOLE		280	0	0
iShares Tr Rus 1000 Grw ETF	RUS 1000 GRW ETF	464287614	36,451	100	SH		SOLE		100	0	0
Ishares Russell 1000	RUS 1000 ETF	464287622	595,080	2,000	SH		SOLE		2,000	0	0
iShares Russell 2000 Grwth ETF	RUS 2000 GRW ETF	464287648	351,790	1,340	SH		SOLE		1,340	0	0
iShares Russell 2000 Index FD	RUSSELL 2000 ETF	464287655	142,023	700	SH		SOLE		700	0	0
Blackrock Institutional Trust Company N.A. Ishares Core S&p Small-Cap Etf	CORE S&P SCP ETF	464287804	7,660,855	71,825	SH		SOLE		71,825	0	0
iShares Small Cap 600 G ETF	S&P SML 600 GWT	464287887	51,372	400	SH		SOLE		400	0	0
iShares Tr Eafe Sml CP ETF	EAFE SML CP ETF	464288273	4,623	75	SH		SOLE		75	0	0
iShares Tr Core High Dv ETF	CORE HIGH DV ETF	46429B663	328,818	3,025	SH		SOLE		3,025	0	0
iShares MSCI Eafe Min Vol ETF	MSCI EAFE MIN VL	46429B689	471,891	6,804	SH		SOLE		6,804	0	0
iShares Edge MSCI Min Vol USA ETF	MSCI USA MIN VOL	46429B697	41,980	500	SH		SOLE		500	0	0
Ishares Msci Usa Quality Factor Etf Qlty Fact	MSCI USA QLT FCT	46432F339	433,730	2,540	SH		SOLE		2,540	0	0
iShares Edge MSCI USA Momentum Factor ETF	MSCI USA MMENTM	46432F396	169,342	869	SH		SOLE		869	0	0
iShares Core MSCI Eafe ETF	CORE MSCI EAFE	46432F842	98,064	1,350	SH		SOLE		1,350	0	0
iShares Inc Core MSCI Emkt	CORE MSCI EMKT	46434G103	299,768	5,600	SH		SOLE		5,600	0	0
iShares International Equity Factor ETF	INTL EQTY FACTOR	46434V274	4,368,014	149,436	SH		SOLE		149,436	0	0
J.P. Morgan Chase and Co.	COM	46625H100	8,042,667	39,764	SH		SOLE		39,764	0	0
Janus Henderson Aaa Clo Etf	HENDRSON AAA CL	47103U845	2,107,908	41,429	SH		SOLE		41,429	0	0
Johnson & Ordinary Shares	COM	478160104	8,278,356	56,639	SH		SOLE		56,639	0	0
KKR and Co Inc CL A	COM	48251W104	374,128	3,555	SH		SOLE		3,555	0	0
Kimberly Clark	COM	494368103	536,631	3,883	SH		SOLE		3,883	0	0
Kimco Realty Corp Reit COMMON	COM	49446R109	129,117	6,635	SH		SOLE		6,635	0	0
Kinder Morgan Inc	COM	49456B101	15,439	777	SH		SOLE		777	0	0
Kraft Heinz Co	COM	500754106	560,209	17,387	SH		SOLE		17,387	0	0
L3harris Technologies INC CORP COMMON	COM	502431109	1,192,071	5,308	SH		SOLE		5,308	0	0
Lam Research Corp	COM	512807108	47,918	45	SH		SOLE		45	0	0
Lantheus Holdings INC CORP COMMON	COM	516544103	1,003,625	12,500	SH		SOLE		12,500	0	0
Eli Lilly	COM	532457108	13,581	15	SH		SOLE		15	0	0
Lockheed Martin Corp	COM	539830109	63,526	136	SH		SOLE		136	0	0
Lowes Companies Inc	COM	548661107	6,079,185	27,575	SH		SOLE		27,575	0	0
M&t Bank Corp COMMON	COM	55261F104	21,190	140	SH		SOLE		140	0	0
Marathon Petroleum Corp Com	COM	56585A102	44,758	258	SH		SOLE		258	0	0
Markel Group INC CORP COMMON	COM	570535104	18,908	12	SH		SOLE		12	0	0
Mastercard Inc Cl A	CL A	57636Q104	200,728	455	SH		SOLE		455	0	0
Masterbrand Inc Ordinary Shares	COMMON STOCK	57638P104	5,872	400	SH		SOLE		400	0	0
McDonalds Corp Com	COM	580135101	2,515,780	9,872	SH		SOLE		9,872	0	0
Merck	COM	58933Y105	5,894,737	47,615	SH		SOLE		47,615	0	0
Metlife, Inc	COM	59156R108	31,586	450	SH		SOLE		450	0	0
Mettler-Toledo International COMMON	COM	592688105	16,771	12	SH		SOLE		12	0	0
Microsoft Corporation	COM	594918104	15,523,467	34,732	SH		SOLE		34,732	0	0
Molson Coors Beverage Co	CL B	60871R209	5,083	100	SH		SOLE		100	0	0
Mondelez Intl Inc Cl A	CL A	609207105	2,175,880	33,250	SH		SOLE		33,250	0	0
Morgan Stanley	COM NEW	617446448	97,190	1,000	SH		SOLE		1,000	0	0
Murphy USA Inc.	COM	626755102	183,089	390	SH		SOLE		390	0	0
NCR Corporation	COM	62886E108	766	62	SH		SOLE		62	0	0
Nov Inc	COM	62955J103	38,020	2,000	SH		SOLE		2,000	0	0
National Grid PLC	SPONSORED ADR NE	636274409	12,439	219	SH		SOLE		219	0	0
Netflix Incorporated	COM	64110L106	491,988	729	SH		SOLE		729	0	0
Newell Brands Inc	COM	651229106	16,025	2,500	SH		SOLE		2,500	0	0
Newmont Goldcorp Corpo Com	COM	651639106	652,753	15,590	SH		SOLE		15,590	0	0
Nextera Energy	COM	65339F101	5,451,095	76,982	SH		SOLE		76,982	0	0
Norfolk Southern	COM	655844108	2,628,879	12,245	SH		SOLE		12,245	0	0
Northrop Grumman Corp	COM	666807102	1,980,957	4,544	SH		SOLE		4,544	0	0
Novartis AG Com	SPONSORED ADR	66987V109	98,476	925	SH		SOLE		925	0	0
Novo Nordisk A/S	ADR	670100205	42,822	300	SH		SOLE		300	0	0
Nucor Corp	COM	670346105	359,632	2,275	SH		SOLE		2,275	0	0
Nuveen Amt-free Quality Municipal Income Fund Amt Free Qlty Mncpl Incm Cf	COM	670657105	191,382	16,700	SH		SOLE		16,700	0	0
Nvidia Corp Com	COM	67066G104	8,408,750	68,065	SH		SOLE		68,065	0	0
Nuveen Ehcd AMT Free Mun Cred	COM	67071L106	37,380	3,000	SH		SOLE		3,000	0	0
Nuveen Pfd Income Oppr	COM	67073B106	10,458	1,400	SH		SOLE		1,400	0	0
Nutrien Ltd	COM	67077M108	457,172	8,980	SH		SOLE		8,980	0	0
Nuveen Muni Value Fund	COM	670928100	1,619,204	187,625	SH		SOLE		187,625	0	0
Occidental Petroleum Corp	COM	674599105	175,665	2,787	SH		SOLE		2,787	0	0
Olin Corp COMMON	COM PAR $1	680665205	531,946	11,282	SH		SOLE		11,282	0	0
Oracle Corp Com	COM	68389X105	2,788,276	19,747	SH		SOLE		19,747	0	0
Organon and Co	COMMON STOCK	68622V106	49,059	2,370	SH		SOLE		2,370	0	0
Orion Office REIT Inc	COM	68629Y103	180	50	SH		SOLE		50	0	0
Otis Worldwide Corp	COM	68902V107	188,766	1,961	SH		SOLE		1,961	0	0
Owens Corning Corniing CORP COMMON	COM	690742101	26,753	154	SH		SOLE		154	0	0
PNC Financial Services Group Inc	COM	693475105	12,905	83	SH		SOLE		83	0	0
PPL Corp	COM	69351T106	14,074	509	SH		SOLE		509	0	0
Palo Alto Networks Incorporated	COM	697435105	271,208	800	SH		SOLE		800	0	0
Parker Hannifin Corp	COM	701094104	101,162	200	SH		SOLE		200	0	0
Paychex Incorporated	COM	704326107	4,505	38	SH		SOLE		38	0	0
Paypal Hldgs Inc	COM	70450Y103	38,590	665	SH		SOLE		665	0	0
Pepsi Co	COM	713448108	6,246,889	37,876	SH		SOLE		37,876	0	0
Pfizer Inc.	COM	717081103	1,326,644	47,414	SH		SOLE		47,414	0	0
Philip Morris Intl Inc	COM	718172109	6,606,817	65,201	SH		SOLE		65,201	0	0
Phillips 66	COM	718546104	3,958,971	28,044	SH		SOLE		28,044	0	0
Pool Corp COMMON	COM	73278L105	10,757	35	SH		SOLE		35	0	0
Procter and Gamble Co.	COM	742718109	8,263,482	50,106	SH		SOLE		50,106	0	0
Prologis Inc	COM	74340W103	8,423	75	SH		SOLE		75	0	0
Proshares S P 500 Dividend	S&P 500 DV ARIST	74348A467	160,345	1,668	SH		SOLE		1,668	0	0
Prudential Financial, Inc	COM	744320102	93,752	800	SH		SOLE		800	0	0
Purecycle Technologies INC CORP COMMON	COM	74623V103	5,973	1,009	SH		SOLE		1,009	0	0
Qualcomm Inc	COM	747525103	3,809,915	19,128	SH		SOLE		19,128	0	0
Quest Diagnostics INC CORP COMMON	COM	74834L100	31,482	230	SH		SOLE		230	0	0
Rb Global INC CORP COMMON	COM	74935Q107	45,663	598	SH		SOLE		598	0	0
Raytheon Technologies Corp	COM	75513E101	5,505,355	54,840	SH		SOLE		54,840	0	0
Realty Income Corp	COM	756109104	411,890	7,798	SH		SOLE		7,798	0	0
Regeneron Pharmaceuticals, Inc.	COM	75886F107	8,408	8	SH		SOLE		8	0	0
Shell Plc ADR Each Rep 2 CORP COMMON	SPON ADS	780259305	97,226	1,347	SH		SOLE		1,347	0	0
S P Dep Rcpts / SPDR Trust	TR UNIT	78462F103	96,871	178	SH		SOLE		178	0	0
SPDR Series Trust SP Metals Mng	S&P METALS MNG	78464A755	29,665	500	SH		SOLE		500	0	0
SPDR S P Dividend ETF	S&P DIVID ETF	78464A763	97,674	768	SH		SOLE		768	0	0
SPDR Dow Jones Indl Avg ETF	UT SER 1	78467X109	220,988	565	SH		SOLE		565	0	0
SPDR Nuveen Bloomberg Municipal Bond ETF	NUVEEN BLMBRG MU	78468R721	251,625	5,500	SH		SOLE		5,500	0	0
Sabine Royalty Trust	UNIT BEN INT	785688102	64,690	1,000	SH		SOLE		1,000	0	0
Salesforce, Inc.	COM	79466L302	450,439	1,752	SH		SOLE		1,752	0	0
Sap Se ADR Rep 1 CORP COMMON	SPON ADR	803054204	8,875	44	SH		SOLE		44	0	0
Schlumberger LTD.	COM STK	806857108	524,406	11,115	SH		SOLE		11,115	0	0
Charles Schwab Corp COMMON	COM	808513105	889,070	12,065	SH		SOLE		12,065	0	0
Schwab US Large-cap Etf Large Cap	US LRG CAP ETF	808524201	105,370	1,640	SH		SOLE		1,640	0	0
Schwab US Large-cap Growth Etf Large Cap	US LCAP GR ETF	808524300	187,865	1,863	SH		SOLE		1,863	0	0
Schwab US Large-cap Value Etf Large Cap	US LCAP VA ETF	808524409	88,896	1,200	SH		SOLE		1,200	0	0
Schwab Strategic Trust 5-10 Year Corporate Bond Etf	5 10YR CORP BD	808524698	2,070,892	46,959	SH		SOLE		46,959	0	0
Schwab US Dividend Equity Etf	US DIVIDEND EQ	808524797	4,666	60	SH		SOLE		60	0	0
Schwab US Tips ETF	US TIPS ETF	808524870	1,513,751	29,105	SH		SOLE		29,105	0	0
Sector SPDR Tr SBI Materials	SBI MATERIALS	81369Y100	20,223	229	SH		SOLE		229	0	0
Sector SPDR Tr SBI Healthcare	SBI HEALTHCARE	81369Y209	65,588	450	SH		SOLE		450	0	0
Sector SPDR Tr SBI Int-Energy	ENERGY	81369Y506	11,850	130	SH		SOLE		130	0	0
Sector SPDR Tr SBI Int-Finl	FINANCIAL	81369Y605	2,467	60	SH		SOLE		60	0	0
Sector SPDR Tr SBI Int-Industrial	INDL	81369Y704	15,234	125	SH		SOLE		125	0	0
Sector SPDR Tr SBI Int-Utilities	SBI INT-UTILS	81369Y886	149,908	2,200	SH		SOLE		2,200	0	0
Servicenow Incorporated	COM	81762P102	3,010,586	3,827	SH		SOLE		3,827	0	0
The J. M. Smucker Company	COM NEW	832696405	72,403	664	SH		SOLE		664	0	0
Solventum Corp Ordinary Shares	COM SHS	83444M101	54,519	1,031	SH		SOLE		1,031	0	0
Southern Co.	COM	842587107	1,849,346	23,841	SH		SOLE		23,841	0	0
Block Inc	CL A	852234103	967	15	SH		SOLE		15	0	0
Starbucks Corporation	COM	855244109	58,777	755	SH		SOLE		755	0	0
State Street Corp Com	COM	857477103	29,600	400	SH		SOLE		400	0	0
Steel Dynamics Inc Com	COM	858119100	51,800	400	SH		SOLE		400	0	0
Suro Capital Corp	COM NEW	86887Q109	313	78	SH		SOLE		78	0	0
Sysco Corporation	COM	871829107	83,455	1,169	SH		SOLE		1,169	0	0
TJX Companies Inc New	COM	872540109	759,250	6,896	SH		SOLE		6,896	0	0
T-Mobile US, Inc	COM	872590104	2,197,317	12,472	SH		SOLE		12,472	0	0
T Rowe Price Blue Chip Growth ETF	PRICE BLUE CHIP	87283Q107	487,214	12,583	SH		SOLE		12,583	0	0
Taiwan Semiconductor Manufacturing Co. Ltd.	SPONSORED ADS	874039100	2,837,622	16,326	SH		SOLE		16,326	0	0
Talos Energy INC CORP COMMON	COM	87484T108	36,450	3,000	SH		SOLE		3,000	0	0
Target Corporation	COM	87612E106	928,655	6,273	SH		SOLE		6,273	0	0
Teck Resources Ltd CLASS B CORP COMMON	CL B	878742204	25,435	531	SH		SOLE		531	0	0
Teladoc Health Inc	COM	87918A105	196	20	SH		SOLE		20	0	0
Telus Corp.	COM	87971M103	18,168	1,200	SH		SOLE		1,200	0	0
Tesla INC CORP COMMON	COM	88160R101	4,749	24	SH		SOLE		24	0	0
Texas Instruments Inc	COM	882508104	68,864	354	SH		SOLE		354	0	0
Thermo Fisher Scientific Inc	COM	883556102	2,684,815	4,855	SH		SOLE		4,855	0	0
3M Company	COM	88579Y101	441,972	4,325	SH		SOLE		4,325	0	0
Toronto Dominion BK Com New	COM NEW	891160509	43,968	800	SH		SOLE		800	0	0
Tractor Supply Company	COM	892356106	2,485,350	9,205	SH		SOLE		9,205	0	0
The Travelers Companies Inc	COM	89417E109	152,505	750	SH		SOLE		750	0	0
Trustmark Corp.	COM	898402102	90,120	3,000	SH		SOLE		3,000	0	0
US Bancorp Del Com New	COM NEW	902973304	17,627	444	SH		SOLE		444	0	0
Uber Technologies INC CORP COMMON	COM	90353T100	607,968	8,365	SH		SOLE		8,365	0	0
Unilever PLC Spon ADR New	SPON ADR NEW	904767704	19,686	358	SH		SOLE		358	0	0
Union Pacific	COM	907818108	2,728,696	12,060	SH		SOLE		12,060	0	0
United Airlines Hldgs Com	COM	910047109	34,062	700	SH		SOLE		700	0	0
United Parcel Service Inc Cl B	CL B	911312106	10,948	80	SH		SOLE		80	0	0
Unitedhealth Group Inc	COM	91324P102	9,079,597	17,829	SH		SOLE		17,829	0	0
Universal Display Corp COMMON	COM	91347P105	52,563	250	SH		SOLE		250	0	0
Valero Energy Corp	COM	91913Y100	1,400,337	8,933	SH		SOLE		8,933	0	0
Vaneck Gold Miners ETF	GOLD MINERS ETF	92189F106	216,745	6,388	SH		SOLE		6,388	0	0
Vaneck BDC Income ETF	BDC INCOME ETF	92189F411	856	50	SH		SOLE		50	0	0
Vaneck Junior Gold Miners ETF	JUNIOR GOLD MINE	92189F791	21,060	500	SH		SOLE		500	0	0
Vanguard Dividend Appreciation	DIV APP ETF	921908844	2,574,503	14,103	SH		SOLE		14,103	0	0
Vanguard Mega Cap Growth ETF	MEGA GRWTH IND	921910816	62,842	200	SH		SOLE		200	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	2,432,130	20,507	SH		SOLE		20,507	0	0
Vanguard Energy Index Fund ETF Shares	ENERGY ETF	92204A306	6,379	50	SH		SOLE		50	0	0
Vanguard Health Care ETF	HEALTH CAR ETF	92204A504	79,268	298	SH		SOLE		298	0	0
Vanguard Information Tech ETF	INF TECH ETF	92204A702	1,731,500	3,003	SH		SOLE		3,003	0	0
Ventas Inc	COM	92276F100	9,944	194	SH		SOLE		194	0	0
Vanguard Index Fds S P 500 ETF	S&P 500 ETF SHS	922908363	1,112,789	2,225	SH		SOLE		2,225	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	206,050	2,460	SH		SOLE		2,460	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	35,831	148	SH		SOLE		148	0	0
Vanguard Value ETF	VALUE ETF	922908744	29,997	187	SH		SOLE		187	0	0
Verisign, INC Verisign CORP COMMON	COM	92343E102	17,247	97	SH		SOLE		97	0	0
Verizon Communications	COM	92343V104	441,598	10,708	SH		SOLE		10,708	0	0
Viatris Inc	COM	92556V106	46,698	4,393	SH		SOLE		4,393	0	0
VISA Inc	COM CL A	92826C839	5,787,726	22,051	SH		SOLE		22,051	0	0
Vodafone Group PLC ADR	SPONSORED ADR	92857W308	7,974	899	SH		SOLE		899	0	0
Wal-Mart Stores	COM	931142103	4,409,749	65,127	SH		SOLE		65,127	0	0
Warner Bros Discovery INC Bros. Srs A CORP COMMON	COM SER A	934423104	9,057	1,217	SH		SOLE		1,217	0	0
Waste Management Inc	COM	94106L109	96,003	450	SH		SOLE		450	0	0
Wells Fargo Co	COM	949746101	1,593,256	26,827	SH		SOLE		26,827	0	0
Welltower Inc Exchange	COM	95040Q104	8,653	83	SH		SOLE		83	0	0
Wesco International INC Intl CORP COMMON	COM	95082P105	10,938	69	SH		SOLE		69	0	0
Westrock Company	COM	96145D105	296,031	5,890	SH		SOLE		5,890	0	0
Williams-sonoma INC Williams Sonoma CORP COMMON	COM	969904101	14,119	50	SH		SOLE		50	0	0
Wisdomtree US Quality Div Growth Fund	US QTLY DIV GRT	97717X669	4,359,873	55,860	SH		SOLE		55,860	0	0
Yum! Brands, Inc.	COM	988498101	143,057	1,080	SH		SOLE		1,080	0	0
Yum China Holdings	COM	98850P109	27,139	880	SH		SOLE		880	0	0
Zebra Technologies Corp	CL A	989207105	112,759	365	SH		SOLE		365	0	0
Zimmer Biomet Holdings Inc	COM	98956P102	86,824	800	SH		SOLE		800	0	0
Zoetis Inc Cl A	CL A	98978V103	1,255,126	7,240	SH		SOLE		7,240	0	0
Livent Corp Arcadium Lithium COMMON	COM SHS	G0508H110	1,656	493	SH		SOLE		493	0	0
Accenture PLC Class A	SHS CLASS A	G1151C101	27,914	92	SH		SOLE		92	0	0
Brookfield Infrastructure Partners Lp Infrastructur Partner Unt	LP INT UNIT	G16252101	17,068	622	SH		SOLE		622	0	0
Eaton Corp. PLC	SHS	G29183103	8,708,538	27,774	SH		SOLE		27,774	0	0
Ferguson Plc CORP COMMON	SHS	G3421J106	5,422	28	SH		SOLE		28	0	0
Icon PLC	SHS	G4705A100	15,674	50	SH		SOLE		50	0	0
Johnson Controls International Plc CORP COMMON	SHS	G51502105	11,632	175	SH		SOLE		175	0	0
Linde PLC New	SHS	G54950103	99,171	226	SH		SOLE		226	0	0
Medtronic PLC Shs	SHS	G5960L103	1,454,876	18,484	SH		SOLE		18,484	0	0
Nordic American Tankers LTD	COM	G65773106	1,353	340	SH		SOLE		340	0	0
Trane Technologies Plc CORP COMMON	SHS	G8994E103	10,526	32	SH		SOLE		32	0	0
Valaris Limited Wt Exp	*W EXP 04/29/202	G9460G119	249	19	SH		SOLE		19	0	0
Chubb Limited	COM	H1467J104	4,166,222	16,333	SH		SOLE		16,333	0	0
Tower Semiconductor LT Shs New	SHS NEW	M87915274	47,172	1,200	SH		SOLE		1,200	0	0
Lyondellbasell Industries N V Shs A	SHS - A -	N53745100	353,942	3,700	SH		SOLE		3,700	0	0
Royal Caribbean Cruises Ltd Group	COM	V7780T103	15,943	100	SH		SOLE		100	0	0