Citizens National Bank Trust Department 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AFLAC Inc.	COM	001055102	8,100,697	78,313	SH		SOLE		78,313	0	0
Agco Corp COMMON	COM	001084102	5,609	60	SH		SOLE		60	0	0
Alps ETF Tr Alerian MLP ETF	ALERIAN MLP	00162Q452	60,682	1,260	SH		SOLE		1,260	0	0
ATT Co.	COM	00206R102	339,341	14,903	SH		SOLE		14,903	0	0
Abbott Laboratories	COM	002824100	1,693,822	14,975	SH		SOLE		14,975	0	0
Abbvie Inc. Com	COM	00287Y109	6,907,732	38,873	SH		SOLE		38,873	0	0
Adobe Systems Inc Com	COM	00724F101	2,625,835	5,905	SH		SOLE		5,905	0	0
Advanced Micro Devices Inc	COM	007903107	1,247,881	10,331	SH		SOLE		10,331	0	0
Agilent Technologies, Inc.	COM	00846U101	13,434	100	SH		SOLE		100	0	0
Agnico Eagle Mines Ltd CORP COMMON	COM	008474108	1,820,494	23,277	SH		SOLE		23,277	0	0
Agree Realty Corp Reit COMMON	COM	008492100	1,120,014	15,898	SH		SOLE		15,898	0	0
Air Products and Chemicals Inc	COM	009158106	3,480	12	SH		SOLE		12	0	0
Ati INC CORP COMMON	COM	01741R102	352,641	6,407	SH		SOLE		6,407	0	0
Alphabet Inc Cap Stk Cl C	CAP STK CL C	02079K107	18,976,965	99,648	SH		SOLE		99,648	0	0
Alphabet Inc Cap Class A	CAP STK CL A	02079K305	259,341	1,370	SH		SOLE		1,370	0	0
Altria Group Inc	COM	02209S103	3,351,057	64,086	SH		SOLE		64,086	0	0
Amazon Com Inc	COM	023135106	14,203,528	64,741	SH		SOLE		64,741	0	0
American Electric Power Co Inc	COM	025537101	2,378,519	25,789	SH		SOLE		25,789	0	0
American Express	COM	025816109	2,265,398	7,633	SH		SOLE		7,633	0	0
Amgen Inc.	COM	031162100	2,435,420	9,344	SH		SOLE		9,344	0	0
Analog Devices INC CORP COMMON	COM	032654105	7,011	33	SH		SOLE		33	0	0
Anheuser-Busch Inbev ADR	SPONSORED ADR	03524A108	6,259	125	SH		SOLE		125	0	0
Apple Inc	COM	037833100	30,887,304	123,342	SH		SOLE		123,342	0	0
Applied Matls Inc	COM	038222105	5,674,649	34,893	SH		SOLE		34,893	0	0
Astrazeneca PLC ADS	SPONSORED ADR	046353108	1,720,555	26,260	SH		SOLE		26,260	0	0
ATMOS Energy Corp Com	COM	049560105	17,409	125	SH		SOLE		125	0	0
Automatic Data Processing Inc	COM	053015103	2,219,772	7,583	SH		SOLE		7,583	0	0
Auto Zone, Inc	COM	053332102	1,223,164	382	SH		SOLE		382	0	0
B and G Foods Inc	COM	05508R106	1,964	285	SH		SOLE		285	0	0
BP PLC Spons ADR	SPONSORED ADR	055622104	8,720	295	SH		SOLE		295	0	0
Bank of America Corp	COM	060505104	564,758	12,850	SH		SOLE		12,850	0	0
Barings BDC Inc	COM	06759L103	8,986	939	SH		SOLE		939	0	0
Becton Dickinson Co Com	COM	075887109	94,378	416	SH		SOLE		416	0	0
W R Berkley Corp Wr COMMON	COM	084423102	1,771,342	30,269	SH		SOLE		30,269	0	0
Berkshire Hathaway Inc Class A	CL A	084670108	3,404,600	5	SH		SOLE		5	0	0
Berkshire Hathaway Inc Class B	CL B NEW	084670702	9,183,000	20,259	SH		SOLE		20,259	0	0
Blackrock Munivest FD Inc	COM	09253R105	188,320	26,750	SH		SOLE		26,750	0	0
Blackstone Inc CL A	COM	09260D107	60,692	352	SH		SOLE		352	0	0
Blackrock Funding Inc Ordinary Shares	COM	09290D101	57,406	56	SH		SOLE		56	0	0
Boeing Co.	COM	097023105	1,714,599	9,687	SH		SOLE		9,687	0	0
Booking Holdings INC CORP COMMON	COM	09857L108	1,172,547	236	SH		SOLE		236	0	0
Bristol Myers Squibb	COM	110122108	1,454,440	25,715	SH		SOLE		25,715	0	0
British American Tobacco PLC	SPONSORED ADR	110448107	831,764	22,901	SH		SOLE		22,901	0	0
Broadcom Inc	COM	11135F101	20,064,361	86,544	SH		SOLE		86,544	0	0
Brown Forman Corp Cl B	CL B	115637209	18,990	500	SH		SOLE		500	0	0
Bruker Corp Ordinary Shares	COM	116794108	9,086	155	SH		SOLE		155	0	0
Cigna Corp	COM	125523100	279,730	1,013	SH		SOLE		1,013	0	0
CSX Corp	COM	126408103	2,197,813	68,107	SH		SOLE		68,107	0	0
CVS Health Corp	COM	126650100	92,025	2,050	SH		SOLE		2,050	0	0
Cadence Bank	COM	12740C103	83,438	2,422	SH		SOLE		2,422	0	0
The Campbell's Company	COM	134429109	9,423	225	SH		SOLE		225	0	0
Canadian Pacific Kansas City Limited	COM	13646K108	365,396	5,049	SH		SOLE		5,049	0	0
Capital One Financial Corp COMMON	COM	14040H105	46,542	261	SH		SOLE		261	0	0
Carnival Corp Paired CTF	UNIT 99/99/9999	143658300	2,492	100	SH		SOLE		100	0	0
Carrier Global Corp	COM	14448C104	164,165	2,405	SH		SOLE		2,405	0	0
Caterpillar, Inc	COM	149123101	7,699,581	21,225	SH		SOLE		21,225	0	0
Chemours Co Com	COM	163851108	5,408	320	SH		SOLE		320	0	0
Expand Energy Corporation	COM	165167735	386,752	3,885	SH		SOLE		3,885	0	0
Chevron Corp	COM	166764100	7,437,679	51,351	SH		SOLE		51,351	0	0
Cincinnati Financial Corporation	COM	172062101	90,531	630	SH		SOLE		630	0	0
Cisco Systems	COM	17275R102	1,950,344	32,945	SH		SOLE		32,945	0	0
Citigroup Inc	COM NEW	172967424	999,608	14,201	SH		SOLE		14,201	0	0
Citizens Financial Group	COM	174610105	13,128	300	SH		SOLE		300	0	0
Clear Secure INC CLASS A CORP COMMON	COM CL A	18467V109	2,664	100	SH		SOLE		100	0	0
Coca Cola	COM	191216100	4,961,935	79,697	SH		SOLE		79,697	0	0
Colgate Palmolive	COM	194162103	529,733	5,827	SH		SOLE		5,827	0	0
Comcast Corporation Class A	CL A	20030N101	2,032,625	54,160	SH		SOLE		54,160	0	0
Conocophillips	COM	20825C104	203,299	2,050	SH		SOLE		2,050	0	0
Consolidated Edison Inc. Com	COM	209115104	35,692	400	SH		SOLE		400	0	0
Constellation Brands Inc Cl A	CL A	21036P108	1,727,557	7,817	SH		SOLE		7,817	0	0
Constellation Energy Corp COMMON	COM	21037T109	137,805	616	SH		SOLE		616	0	0
Corning Inc.	COM	219350105	1,175,882	24,745	SH		SOLE		24,745	0	0
Corteva Inc Com	COM	22052L104	639,832	11,233	SH		SOLE		11,233	0	0
Costco Wholesale Corp	COM	22160K105	1,701,513	1,857	SH		SOLE		1,857	0	0
Cracker Barrel Old CTR Com	COM	22410J106	13,215	250	SH		SOLE		250	0	0
Crowdstrike Holdings INC CLASS A CORP COMMON	CL A	22788C105	3,422	10	SH		SOLE		10	0	0
Crown Castle Intl Corp	COM	22822V101	5,446	60	SH		SOLE		60	0	0
Darling Ingredients INC CORP COMMON	COM	237266101	6,367	189	SH		SOLE		189	0	0
Dell Technologies Inc	CL C	24703L202	2,222,864	19,289	SH		SOLE		19,289	0	0
Delta Air Lines Inc De Com New	COM NEW	247361702	254,100	4,200	SH		SOLE		4,200	0	0
Devon Energy Corp	COM	25179M103	883,677	26,999	SH		SOLE		26,999	0	0
Diageo PLC Spon ADR-New	SPON ADR NEW	25243Q205	1,741,045	13,695	SH		SOLE		13,695	0	0
Disney (Walt) Co.	COM	254687106	4,098,905	36,811	SH		SOLE		36,811	0	0
Dollar General Corp.	COM	256677105	141,025	1,860	SH		SOLE		1,860	0	0
Dominion Energy Inc	COM	25746U109	267,846	4,973	SH		SOLE		4,973	0	0
Dow Inc Com	COM	260557103	122,517	3,053	SH		SOLE		3,053	0	0
Duke Energy Corp New	COM NEW	26441C204	299,733	2,782	SH		SOLE		2,782	0	0
Dupont De Nemours Inc Com	COM	26614N102	338,550	4,440	SH		SOLE		4,440	0	0
Eaton Vance Municipal Income Trust Cf	SH BEN INT	27826U108	40,440	4,000	SH		SOLE		4,000	0	0
Emerson Electric Co.	COM	291011104	611,223	4,932	SH		SOLE		4,932	0	0
Enbridge Incorporated (Canada)	COM	29250N105	22,726	536	SH		SOLE		536	0	0
Energy Transfer LP	COM UT LTD PTN	29273V100	39,180	2,000	SH		SOLE		2,000	0	0
Enterprise Prods Partn Com	COM	293792107	413,011	13,170	SH		SOLE		13,170	0	0
Essential Utils Incorporated	COM	29670G102	78,088	2,150	SH		SOLE		2,150	0	0
Exelon Corp.	COM	30161N101	62,106	1,650	SH		SOLE		1,650	0	0
Exxon-Mobil	COM	30231G102	9,167,115	85,220	SH		SOLE		85,220	0	0
Meta Platforms Inc	CL A	30303M102	2,523,548	4,310	SH		SOLE		4,310	0	0
Fastenal Co	COM	311900104	14,526	202	SH		SOLE		202	0	0
FedEx Corp	COM	31428X106	3,094,630	11,000	SH		SOLE		11,000	0	0
Ferguson Enterprises Inc. Ordinary Shares	COMMON STOCK NEW	31488V107	4,860	28	SH		SOLE		28	0	0
Fidelity Wise Origin Bitcoin Fund Beneficial Interest	SHS	315948109	89,738	1,100	SH		SOLE		1,100	0	0
Fidelity National Information Services, Inc.	COM	31620M106	736,703	9,121	SH		SOLE		9,121	0	0
First Trust Portfolios (US) Intermediate Duration Preferred & Income Fund	COM	33718W103	6,570	365	SH		SOLE		365	0	0
First Tr Value Line Div Indx Shs	SHS	33734H106	19,638	450	SH		SOLE		450	0	0
Fiserv Inc Com	COM	337738108	862,764	4,200	SH		SOLE		4,200	0	0
Freeport-McMoRan Inc Ordinary Shares	CL B	35671D857	2,756,535	72,388	SH		SOLE		72,388	0	0
Gxo Logistics INC CORP COMMON	COMMON STOCK	36262G101	4,307	99	SH		SOLE		99	0	0
Ge Healthcare Technologies Inc Ordinary Shares	COMMON STOCK	36266G107	69,111	884	SH		SOLE		884	0	0
Ge Vernova Inc. Ordinary Shares	COM	36828A101	266,433	810	SH		SOLE		810	0	0
Gen Dynamics	COM	369550108	1,945,610	7,384	SH		SOLE		7,384	0	0
General Electric Co	COM NEW	369604301	540,733	3,242	SH		SOLE		3,242	0	0
General Motors	COM	37045V100	22,640	425	SH		SOLE		425	0	0
Genuine Parts Co	COM	372460105	58,380	500	SH		SOLE		500	0	0
Gsk Plc ADR Rep 2 CORP COMMON	SPONSORED ADR	37733W204	36,573	1,081	SH		SOLE		1,081	0	0
Global X Msci China Consumer Discretionary Etf	MSCI CHINA CNSMR	37950E408	9,490	500	SH		SOLE		500	0	0
Goldman Sachs Group	COM	38141G104	1,321,034	2,307	SH		SOLE		2,307	0	0
Grainger INC CORP COMMON	COM	384802104	4,216	4	SH		SOLE		4	0	0
Hca Healthcare Inc	COM	40412C101	60,030	200	SH		SOLE		200	0	0
Haleon Plc ADR Rep 2 CORP COMMON	SPON ADS	405552100	11,687	1,225	SH		SOLE		1,225	0	0
Halliburton Company	COM	406216101	271,356	9,980	SH		SOLE		9,980	0	0
Healthcare Realty Trust Inc Ordinary Shares - Class A	CL A COM	42226K105	26,154	1,543	SH		SOLE		1,543	0	0
Hershey Co.	COM	427866108	338,700	2,000	SH		SOLE		2,000	0	0
Hess Corp Com	COM	42809H107	26,602	200	SH		SOLE		200	0	0
Home Depot Inc.	COM	437076102	4,508,394	11,590	SH		SOLE		11,590	0	0
Honeywell	COM	438516106	2,089,934	9,252	SH		SOLE		9,252	0	0
Humana INC CORP COMMON	COM	444859102	8,119	32	SH		SOLE		32	0	0
Huntsman Corp	COM	447011107	16,227	900	SH		SOLE		900	0	0
Ingredion Inc Com	COM	457187102	641,030	4,660	SH		SOLE		4,660	0	0
Intel Corporation	COM	458140100	255,638	12,750	SH		SOLE		12,750	0	0
Intercontinental Exchange Inc	COM	45866F104	2,265,548	15,204	SH		SOLE		15,204	0	0
International Business MacHines	COM	459200101	1,454,175	6,615	SH		SOLE		6,615	0	0
Invesco QQQ Trust	UNIT SER 1	46090E103	31,185	61	SH		SOLE		61	0	0
Intuit Inc. Corp	COM	461202103	1,515,942	2,412	SH		SOLE		2,412	0	0
Invesco Bd FD	COM	46132L107	49,376	3,200	SH		SOLE		3,200	0	0
Invesco Value Mun Inco Com	COM	46132P108	185,484	15,600	SH		SOLE		15,600	0	0
Invesco Quality Muni Inc TRST	COM	46133G107	184,382	18,700	SH		SOLE		18,700	0	0
Invesco Capital Management LLC S&p 500 Pure Value Etf	S&P500 PUR VAL	46137V258	44,654	495	SH		SOLE		495	0	0
Invesco SP 500 Equal Weight ETF	S&P500 EQL WGT	46137V357	32,418	185	SH		SOLE		185	0	0
iShares Gold Trust	ISHARES NEW	464285204	1,182,546	23,885	SH		SOLE		23,885	0	0
iShares Tr Dow Jones Select Div Index Fund	SELECT DIVID ETF	464287168	1,118,722	8,521	SH		SOLE		8,521	0	0
iShares Tr Core S P 500 ETF	CORE S&P500 ETF	464287200	23,547	40	SH		SOLE		40	0	0
iShares Tr Core Totusbd ETF	CORE US AGGBD ET	464287226	29,070	300	SH		SOLE		300	0	0
iShares Tr Iboxx Invest Iboxx Inv Cpbd	IBOXX INV CP ETF	464287242	21,368	200	SH		SOLE		200	0	0
iShares Tr MSCI Eafe	MSCI EAFE ETF	464287465	418,501	5,535	SH		SOLE		5,535	0	0
iShares Tr S P Midcap 400 Index FD	CORE S&P MCP ETF	464287507	8,024,656	128,786	SH		SOLE		128,786	0	0
iShares Tr Expanded Tech	EXPANDED TECH	464287515	1,333,098	13,315	SH		SOLE		13,315	0	0
iShares Tr Expnd Tec SC ETF	EXPND TEC SC ETF	464287549	789,870	7,737	SH		SOLE		7,737	0	0
iShares S P Mid Cap 400 Growth ETF	S&P MC 400GR ETF	464287606	25,460	280	SH		SOLE		280	0	0
iShares Tr Rus 1000 Grw ETF	RUS 1000 GRW ETF	464287614	40,158	100	SH		SOLE		100	0	0
Ishares Russell 1000	RUS 1000 ETF	464287622	644,320	2,000	SH		SOLE		2,000	0	0
iShares Russell 2000 Grwth ETF	RUS 2000 GRW ETF	464287648	385,679	1,340	SH		SOLE		1,340	0	0
iShares Russell 2000 Index FD	RUSSELL 2000 ETF	464287655	154,672	700	SH		SOLE		700	0	0
Blackrock Institutional Trust Company N.A. Ishares Core S&p Small-Cap Etf	CORE S&P SCP ETF	464287804	8,328,678	72,285	SH		SOLE		72,285	0	0
iShares Small Cap 600 G ETF	S&P SML 600 GWT	464287887	54,148	400	SH		SOLE		400	0	0
iShares Tr Eafe Sml CP ETF	EAFE SML CP ETF	464288273	4,556	75	SH		SOLE		75	0	0
iShares MSCI India ETF	MSCI INDIA ETF	46429B598	125,020	2,375	SH		SOLE		2,375	0	0
iShares Tr Core High Dv ETF	CORE HIGH DV ETF	46429B663	339,587	3,025	SH		SOLE		3,025	0	0
iShares MSCI Eafe Min Vol ETF	MSCI EAFE MIN VL	46429B689	449,645	6,359	SH		SOLE		6,359	0	0
iShares Edge MSCI Min Vol USA ETF	MSCI USA MIN VOL	46429B697	44,395	500	SH		SOLE		500	0	0
Ishares Msci Usa Quality Factor Etf Qlty Fact	MSCI USA QLT FCT	46432F339	452,323	2,540	SH		SOLE		2,540	0	0
iShares Edge MSCI USA Momentum Factor ETF	MSCI USA MMENTM	46432F396	179,813	869	SH		SOLE		869	0	0
iShares Core MSCI Eafe ETF	CORE MSCI EAFE	46432F842	84,336	1,200	SH		SOLE		1,200	0	0
iShares Inc Core MSCI Emkt	CORE MSCI EMKT	46434G103	292,432	5,600	SH		SOLE		5,600	0	0
iShares International Equity Factor ETF	INTL EQTY FACTOR	46434V274	3,997,937	139,203	SH		SOLE		139,203	0	0
J.P. Morgan Chase and Co.	COM	46625H100	9,418,446	39,291	SH		SOLE		39,291	0	0
Janus Henderson Aaa Clo Etf	HENDRSON AAA CL	47103U845	2,604,060	51,352	SH		SOLE		51,352	0	0
Johnson & Ordinary Shares	COM	478160104	7,917,367	54,746	SH		SOLE		54,746	0	0
KKR and Co Inc CL A	COM	48251W104	525,820	3,555	SH		SOLE		3,555	0	0
Kimberly Clark	COM	494368103	508,566	3,881	SH		SOLE		3,881	0	0
Kimco Realty Corp Reit COMMON	COM	49446R109	111,995	4,780	SH		SOLE		4,780	0	0
Kinder Morgan Inc	COM	49456B101	21,290	777	SH		SOLE		777	0	0
Kraft Heinz Co	COM	500754106	382,554	12,457	SH		SOLE		12,457	0	0
Kratos Defense & Security Solutions, Inc.	COM NEW	50077B207	6,595	250	SH		SOLE		250	0	0
L3harris Technologies INC CORP COMMON	COM	502431109	1,210,792	5,758	SH		SOLE		5,758	0	0
Lam Research Corp. Ordinary Shares	COM NEW	512807306	32,504	450	SH		SOLE		450	0	0
Lantheus Holdings INC CORP COMMON	COM	516544103	1,145,356	12,803	SH		SOLE		12,803	0	0
Eli Lilly	COM	532457108	11,580	15	SH		SOLE		15	0	0
Lockheed Martin Corp	COM	539830109	56,369	116	SH		SOLE		116	0	0
Lowes Companies Inc	COM	548661107	6,751,461	27,356	SH		SOLE		27,356	0	0
Lululemon Athletica Inc	COM	550021109	599,236	1,567	SH		SOLE		1,567	0	0
M&t Bank Corp COMMON	COM	55261F104	26,321	140	SH		SOLE		140	0	0
Marathon Petroleum Corp Com	COM	56585A102	35,991	258	SH		SOLE		258	0	0
Markel Group INC CORP COMMON	COM	570535104	20,715	12	SH		SOLE		12	0	0
Mastercard Inc Cl A	CL A	57636Q104	239,589	455	SH		SOLE		455	0	0
Masterbrand Inc Ordinary Shares	COMMON STOCK	57638P104	5,844	400	SH		SOLE		400	0	0
McDonalds Corp Com	COM	580135101	2,860,345	9,867	SH		SOLE		9,867	0	0
Merck	COM	58933Y105	4,630,098	46,543	SH		SOLE		46,543	0	0
Metlife, Inc	COM	59156R108	36,846	450	SH		SOLE		450	0	0
Mettler-Toledo International COMMON	COM	592688105	14,684	12	SH		SOLE		12	0	0
Microsoft Corporation	COM	594918104	14,779,898	35,065	SH		SOLE		35,065	0	0
Micron Tech Inc	COM	595112103	1,041,312	12,373	SH		SOLE		12,373	0	0
Mondelez Intl Inc Cl A	CL A	609207105	1,882,690	31,520	SH		SOLE		31,520	0	0
Morgan Stanley	COM NEW	617446448	125,720	1,000	SH		SOLE		1,000	0	0
Murphy USA Inc.	COM	626755102	195,683	390	SH		SOLE		390	0	0
NCR Corporation	COM	62886E108	858	62	SH		SOLE		62	0	0
Nov Inc	COM	62955J103	29,200	2,000	SH		SOLE		2,000	0	0
National Grid PLC	SPONSORED ADR NE	636274409	13,013	219	SH		SOLE		219	0	0
Netflix Incorporated	COM	64110L106	595,402	668	SH		SOLE		668	0	0
Newell Brands Inc	COM	651229106	19,920	2,000	SH		SOLE		2,000	0	0
Newmont Goldcorp Corpo Com	COM	651639106	516,874	13,887	SH		SOLE		13,887	0	0
Nextera Energy	COM	65339F101	5,422,058	75,632	SH		SOLE		75,632	0	0
Norfolk Southern	COM	655844108	2,866,861	12,215	SH		SOLE		12,215	0	0
Northrop Grumman Corp	COM	666807102	2,240,390	4,774	SH		SOLE		4,774	0	0
Novartis AG Com	SPONSORED ADR	66987V109	90,012	925	SH		SOLE		925	0	0
Novo Nordisk A/S	ADR	670100205	25,806	300	SH		SOLE		300	0	0
Nucor Corp	COM	670346105	265,515	2,275	SH		SOLE		2,275	0	0
Nuveen Amt-free Quality Municipal Income Fund Amt Free Qlty Mncpl Incm Cf	COM	670657105	98,136	8,700	SH		SOLE		8,700	0	0
Nvidia Corp Com	COM	67066G104	9,525,861	70,935	SH		SOLE		70,935	0	0
Nuveen Ehcd AMT Free Mun Cred	COM	67071L106	36,780	3,000	SH		SOLE		3,000	0	0
Nuveen Pfd Income Oppr	COM	67073B106	11,004	1,400	SH		SOLE		1,400	0	0
Nutrien Ltd	COM	67077M108	369,411	8,255	SH		SOLE		8,255	0	0
Nuveen Muni Value Fund	COM	670928100	1,421,216	165,450	SH		SOLE		165,450	0	0
Occidental Petroleum Corp	COM	674599105	137,706	2,787	SH		SOLE		2,787	0	0
Olin Corp COMMON	COM PAR $1	680665205	165,181	4,887	SH		SOLE		4,887	0	0
Oracle Corp Com	COM	68389X105	3,247,314	19,487	SH		SOLE		19,487	0	0
Organon and Co	COMMON STOCK	68622V106	35,360	2,370	SH		SOLE		2,370	0	0
Otis Worldwide Corp	COM	68902V107	181,608	1,961	SH		SOLE		1,961	0	0
Owens Corning Corniing CORP COMMON	COM	690742101	26,229	154	SH		SOLE		154	0	0
PNC Financial Services Group Inc	COM	693475105	16,007	83	SH		SOLE		83	0	0
PPL Corp	COM	69351T106	16,522	509	SH		SOLE		509	0	0
Palantir Technologies Inc.	CL A	69608A108	7,563	100	SH		SOLE		100	0	0
Palo Alto Networks Incorporated	COM	697435105	291,136	1,600	SH		SOLE		1,600	0	0
Parker Hannifin Corp	COM	701094104	127,206	200	SH		SOLE		200	0	0
Paychex Incorporated	COM	704326107	5,328	38	SH		SOLE		38	0	0
Paypal Hldgs Inc	COM	70450Y103	13,229	155	SH		SOLE		155	0	0
Pepsi Co	COM	713448108	5,632,911	37,044	SH		SOLE		37,044	0	0
Pfizer Inc.	COM	717081103	1,232,000	46,438	SH		SOLE		46,438	0	0
Philip Morris Intl Inc	COM	718172109	7,625,737	63,363	SH		SOLE		63,363	0	0
Phillips 66	COM	718546104	3,102,770	27,234	SH		SOLE		27,234	0	0
Pool Corp COMMON	COM	73278L105	11,933	35	SH		SOLE		35	0	0
Procter and Gamble Co.	COM	742718109	8,181,823	48,803	SH		SOLE		48,803	0	0
Prologis Inc	COM	74340W103	7,928	75	SH		SOLE		75	0	0
Proshares S P 500 Dividend	S&P 500 DV ARIST	74348A467	166,049	1,668	SH		SOLE		1,668	0	0
Prudential Financial, Inc	COM	744320102	94,824	800	SH		SOLE		800	0	0
Purecycle Technologies INC CORP COMMON	COM	74623V103	10,342	1,009	SH		SOLE		1,009	0	0
Qualcomm Inc	COM	747525103	2,860,097	18,618	SH		SOLE		18,618	0	0
Quest Diagnostics INC CORP COMMON	COM	74834L100	34,698	230	SH		SOLE		230	0	0
Rb Global INC CORP COMMON	COM	74935Q107	1,353	15	SH		SOLE		15	0	0
Raytheon Technologies Corp	COM	75513E101	6,178,485	53,392	SH		SOLE		53,392	0	0
Realty Income Corp	COM	756109104	328,632	6,153	SH		SOLE		6,153	0	0
Regeneron Pharmaceuticals, Inc.	COM	75886F107	5,699	8	SH		SOLE		8	0	0
Shell Plc ADR Each Rep 2 CORP COMMON	SPON ADS	780259305	84,390	1,347	SH		SOLE		1,347	0	0
S P Dep Rcpts / SPDR Trust	TR UNIT	78462F103	104,322	178	SH		SOLE		178	0	0
SPDR Series Trust SP Metals Mng	S&P METALS MNG	78464A755	28,375	500	SH		SOLE		500	0	0
SPDR S P Dividend ETF	S&P DIVID ETF	78464A763	101,453	768	SH		SOLE		768	0	0
SPDR Dow Jones Indl Avg ETF	UT SER 1	78467X109	240,408	565	SH		SOLE		565	0	0
SPDR Nuveen Bloomberg Municipal Bond ETF	NUVEEN BLMBRG MU	78468R721	250,910	5,500	SH		SOLE		5,500	0	0
Sabine Royalty Trust	UNIT BEN INT	785688102	64,810	1,000	SH		SOLE		1,000	0	0
Salesforce, Inc.	COM	79466L302	643,251	1,924	SH		SOLE		1,924	0	0
Sap Se ADR Rep 1 CORP COMMON	SPON ADR	803054204	8,371	34	SH		SOLE		34	0	0
Schlumberger LTD.	COM STK	806857108	438,226	11,430	SH		SOLE		11,430	0	0
Charles Schwab Corp COMMON	COM	808513105	630,935	8,525	SH		SOLE		8,525	0	0
Schwab US Large-cap Etf Large Cap	US LRG CAP ETF	808524201	62,308	2,688	SH		SOLE		2,688	0	0
Schwab US Large-cap Growth Etf Large Cap	US LCAP GR ETF	808524300	207,687	7,452	SH		SOLE		7,452	0	0
Schwab US Large-cap Value Etf Large Cap	US LCAP VA ETF	808524409	93,852	3,600	SH		SOLE		3,600	0	0
Schwab Strategic Trust 5-10 Year Corporate Bond Etf	5 10YR CORP BD	808524698	2,088,440	94,628	SH		SOLE		94,628	0	0
Schwab US Dividend Equity Etf	US DIVIDEND EQ	808524797	4,918	180	SH		SOLE		180	0	0
Schwab US Tips ETF	US TIPS ETF	808524870	1,320,972	51,141	SH		SOLE		51,141	0	0
Sector SPDR Tr SBI Materials	SBI MATERIALS	81369Y100	14,220	169	SH		SOLE		169	0	0
Sector SPDR Tr SBI Healthcare	SBI HEALTHCARE	81369Y209	48,150	350	SH		SOLE		350	0	0
Sector SPDR Tr SBI Int-Energy	ENERGY	81369Y506	11,136	130	SH		SOLE		130	0	0
Sector SPDR Tr SBI Int-Finl	FINANCIAL	81369Y605	2,900	60	SH		SOLE		60	0	0
Sector SPDR Tr SBI Int-Industrial	INDL	81369Y704	6,588	50	SH		SOLE		50	0	0
Sector SPDR Tr SBI Int-Utilities	SBI INT-UTILS	81369Y886	158,949	2,100	SH		SOLE		2,100	0	0
Servicenow Incorporated	COM	81762P102	4,006,193	3,779	SH		SOLE		3,779	0	0
Simplify MBS ETF	MBS ETF	82889N525	59,628	1,200	SH		SOLE		1,200	0	0
Sirius Xm Holdings Inc. Ordinary Shares	COMMON STOCK	829933100	2,280	100	SH		SOLE		100	0	0
The J. M. Smucker Company	COM NEW	832696405	73,120	664	SH		SOLE		664	0	0
Solventum Corp Ordinary Shares	COM SHS	83444M101	5,351	81	SH		SOLE		81	0	0
Southern Co.	COM	842587107	1,935,261	23,509	SH		SOLE		23,509	0	0
Block Inc	CL A	852234103	1,275	15	SH		SOLE		15	0	0
Starbucks Corporation	COM	855244109	68,894	755	SH		SOLE		755	0	0
State Street Corp Com	COM	857477103	39,260	400	SH		SOLE		400	0	0
Steel Dynamics Inc Com	COM	858119100	45,628	400	SH		SOLE		400	0	0
Suro Capital Corp	COM NEW	86887Q109	459	78	SH		SOLE		78	0	0
Sysco Corporation	COM	871829107	89,382	1,169	SH		SOLE		1,169	0	0
TJX Companies Inc New	COM	872540109	500,878	4,146	SH		SOLE		4,146	0	0
T-Mobile US, Inc	COM	872590104	2,716,524	12,307	SH		SOLE		12,307	0	0
T Rowe Price Blue Chip Growth ETF	PRICE BLUE CHIP	87283Q107	568,274	13,495	SH		SOLE		13,495	0	0
Taiwan Semiconductor Manufacturing Co. Ltd.	SPONSORED ADS	874039100	3,063,662	15,513	SH		SOLE		15,513	0	0
Talos Energy INC CORP COMMON	COM	87484T108	19,420	2,000	SH		SOLE		2,000	0	0
Target Corporation	COM	87612E106	841,225	6,223	SH		SOLE		6,223	0	0
Teck Resources Ltd CLASS B CORP COMMON	CL B	878742204	21,521	531	SH		SOLE		531	0	0
Teladoc Health Inc	COM	87918A105	182	20	SH		SOLE		20	0	0
Telus Corp.	COM	87971M103	16,272	1,200	SH		SOLE		1,200	0	0
Tesla INC CORP COMMON	COM	88160R101	9,692	24	SH		SOLE		24	0	0
Texas Instruments Inc	COM	882508104	55,503	296	SH		SOLE		296	0	0
Thermo Fisher Scientific Inc	COM	883556102	2,442,480	4,695	SH		SOLE		4,695	0	0
3M Company	COM	88579Y101	558,314	4,325	SH		SOLE		4,325	0	0
Toronto Dominion BK Com New	COM NEW	891160509	42,592	800	SH		SOLE		800	0	0
Tractor Supply Company	COM	892356106	2,312,090	43,575	SH		SOLE		43,575	0	0
The Travelers Companies Inc	COM	89417E109	180,668	750	SH		SOLE		750	0	0
Trustmark Corp.	COM	898402102	106,110	3,000	SH		SOLE		3,000	0	0
US Bancorp Del Com New	COM NEW	902973304	21,237	444	SH		SOLE		444	0	0
Uber Technologies INC CORP COMMON	COM	90353T100	927,058	15,369	SH		SOLE		15,369	0	0
Unilever PLC Spon ADR New	SPON ADR NEW	904767704	20,299	358	SH		SOLE		358	0	0
Union Pacific	COM	907818108	2,750,162	12,060	SH		SOLE		12,060	0	0
United Parcel Service Inc Cl B	CL B	911312106	5,044	40	SH		SOLE		40	0	0
Unitedhealth Group Inc	COM	91324P102	8,961,816	17,716	SH		SOLE		17,716	0	0
Universal Display Corp COMMON	COM	91347P105	36,550	250	SH		SOLE		250	0	0
Valero Energy Corp	COM	91913Y100	1,098,161	8,958	SH		SOLE		8,958	0	0
Vaneck Gold Miners ETF	GOLD MINERS ETF	92189F106	245,712	7,246	SH		SOLE		7,246	0	0
Vaneck BDC Income ETF	BDC INCOME ETF	92189F411	832	50	SH		SOLE		50	0	0
Vaneck Junior Gold Miners ETF	JUNIOR GOLD MINE	92189F791	21,375	500	SH		SOLE		500	0	0
Vanguard Dividend Appreciation	DIV APP ETF	921908844	2,721,645	13,898	SH		SOLE		13,898	0	0
Vanguard Mega Cap Growth ETF	MEGA GRWTH IND	921910816	68,682	200	SH		SOLE		200	0	0
Vanguard High Dividend Yield ETF	HIGH DIV YLD	921946406	2,606,536	20,429	SH		SOLE		20,429	0	0
Vanguard Energy Index Fund ETF Shares	ENERGY ETF	92204A306	6,066	50	SH		SOLE		50	0	0
Vanguard Health Care ETF	HEALTH CAR ETF	92204A504	75,600	298	SH		SOLE		298	0	0
Vanguard Information Tech ETF	INF TECH ETF	92204A702	1,844,881	2,967	SH		SOLE		2,967	0	0
Ventas Inc	COM	92276F100	11,425	194	SH		SOLE		194	0	0
Vanguard Index Fds S P 500 ETF	S&P 500 ETF SHS	922908363	1,198,852	2,225	SH		SOLE		2,225	0	0
Vanguard REIT ETF	REAL ESTATE ETF	922908553	219,137	2,460	SH		SOLE		2,460	0	0
Vanguard Mid-Cap ETF	MID CAP ETF	922908629	39,091	148	SH		SOLE		148	0	0
Vanguard Value ETF	VALUE ETF	922908744	31,659	187	SH		SOLE		187	0	0
Verisign, INC Verisign CORP COMMON	COM	92343E102	20,075	97	SH		SOLE		97	0	0
Verizon Communications	COM	92343V104	374,466	9,364	SH		SOLE		9,364	0	0
Viatris Inc	COM	92556V106	46,974	3,773	SH		SOLE		3,773	0	0
VISA Inc	COM CL A	92826C839	7,189,278	22,748	SH		SOLE		22,748	0	0
Vistra Corp Ordinary Shares	COM	92840M102	1,825,675	13,242	SH		SOLE		13,242	0	0
Vodafone Group PLC ADR	SPONSORED ADR	92857W308	7,633	899	SH		SOLE		899	0	0
Wal-Mart Stores	COM	931142103	5,887,116	65,159	SH		SOLE		65,159	0	0
Warner Bros Discovery INC Bros. Srs A CORP COMMON	COM SER A	934423104	12,867	1,217	SH		SOLE		1,217	0	0
Waste Management Inc	COM	94106L109	90,806	450	SH		SOLE		450	0	0
Wells Fargo Co	COM	949746101	1,624,440	23,127	SH		SOLE		23,127	0	0
Welltower Inc Exchange	COM	95040Q104	10,461	83	SH		SOLE		83	0	0
Wesco International INC Intl CORP COMMON	COM	95082P105	12,486	69	SH		SOLE		69	0	0
Williams-sonoma INC Williams Sonoma CORP COMMON	COM	969904101	18,518	100	SH		SOLE		100	0	0
Wisdomtree US Quality Div Growth Fund	US QTLY DIV GRT	97717X669	4,461,914	55,133	SH		SOLE		55,133	0	0
Yum! Brands, Inc.	COM	988498101	144,893	1,080	SH		SOLE		1,080	0	0
Yum China Holdings	COM	98850P109	42,390	880	SH		SOLE		880	0	0
Zebra Technologies Corp	CL A	989207105	121,659	315	SH		SOLE		315	0	0
Zimmer Biomet Holdings Inc	COM	98956P102	84,504	800	SH		SOLE		800	0	0
Zoetis Inc Cl A	CL A	98978V103	1,161,691	7,130	SH		SOLE		7,130	0	0
Livent Corp Arcadium Lithium COMMON	COM SHS	G0508H110	2,529	493	SH		SOLE		493	0	0
Accenture PLC Class A	SHS CLASS A	G1151C101	32,365	92	SH		SOLE		92	0	0
Brookfield Infrastructure Partners Lp Infrastructur Partner Unt	LP INT UNIT	G16252101	19,773	622	SH		SOLE		622	0	0
Eaton Corp. PLC	SHS	G29183103	8,956,176	26,987	SH		SOLE		26,987	0	0
Icon PLC	SHS	G4705A100	10,486	50	SH		SOLE		50	0	0
Johnson Controls International Plc CORP COMMON	SHS	G51502105	13,813	175	SH		SOLE		175	0	0
Linde PLC New	SHS	G54950103	94,619	226	SH		SOLE		226	0	0
Medtronic PLC Shs	SHS	G5960L103	1,395,024	17,464	SH		SOLE		17,464	0	0
Nordic American Tankers LTD	COM	G65773106	850	340	SH		SOLE		340	0	0
Smurfit Westrock Plc Ordinary Shares	SHS	G8267P108	252,603	4,690	SH		SOLE		4,690	0	0
Trane Technologies Plc CORP COMMON	SHS	G8994E103	11,819	32	SH		SOLE		32	0	0
Valaris Limited Wt Exp	*W EXP 04/29/202	G9460G119	131	19	SH		SOLE		19	0	0
Chubb Limited	COM	H1467J104	4,349,515	15,742	SH		SOLE		15,742	0	0
Tower Semiconductor LT Shs New	SHS NEW	M87915274	61,812	1,200	SH		SOLE		1,200	0	0
Aercap Holdings NV Shs	SHS	N00985106	1,213,189	12,677	SH		SOLE		12,677	0	0
Lyondellbasell Industries N V Shs A	SHS - A -	N53745100	244,720	3,295	SH		SOLE		3,295	0	0
Royal Caribbean Cruises Ltd Group	COM	V7780T103	23,069	100	SH		SOLE		100	0	0